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Apps that offer a Roth IRA: 14 apps, sorted by name
This list is only the apps whose own pages say so, with that page linked in the last column. It isn't a ranking, and an app that isn't here may still offer it; we just haven't found an official source yet.
Want the fees and minimums too? Apps Where You Can Open a Roth IRA.
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| App | Category | Price | Free trial | Platforms | Ratings | Last checked | Why it's listed |
|---|---|---|---|---|---|---|---|
 AcornsAcorns alternatives | Investing app | Acorns has three monthly plans: Bronze at $4 a month, Silver at $8 a month, and Gold at $12 a month.As of Oct 24, 2026. acorns.com/pricing | Not verified yet | Not verified yet | App Store: 4.7 of 5 (959,943 ratings)As of Oct 24, 2026. App Store listing | “Roth IRA”As of Oct 24, 2026. acorns.com/later | |
 Ally InvestAlly Invest alternatives | Investing app | Ally Invest Robo Portfolios: the Cash-Enhanced Portfolio has a 0% advisory fee (it keeps 30% as a cash buffer), and the Market-Focused Portfolio has a 0.30% annual advisory fee.As of Oct 24, 2026. ally.com/invest/commissions-and-fees | Not verified yet | Not verified yet | App Store: 4.7 of 5 (114,169 ratings)As of Oct 24, 2026. App Store listing | “Roth IRA”As of Oct 24, 2026. ally.com/invest/robo-automated-investing | |
| BettermentBetterment alternatives | Investing app | Betterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested.As of Oct 24, 2026. betterment.com/pricing | Not verified yet | Not verified yet | App Store: 4.8 of 5 (66,106 ratings)As of Oct 24, 2026. App Store listing | “Roth IRA”As of Oct 24, 2026. betterment.com/pricing | |
 Charles SchwabCharles Schwab alternatives | Investing app | Schwab Intelligent Portfolios, Schwab's robo-advisor, lists no advisory fee and no commissions. You still pay the operating expenses of the ETFs in the portfolio.As of Oct 24, 2026. schwab.com/pricing | Not verified yet | iOS and AndroidAs of Oct 24, 2026. schwab.com/mobile | App Store: 4.8 of 5 (1,211,162 ratings)As of Oct 24, 2026. App Store listing | “IRA (Traditional, Roth, or Rollover)”As of Oct 24, 2026. schwab.com/pricing | |
 E*TRADEE*TRADE alternatives | Investing app | E*TRADE's Core Portfolios list a flat annual advisory fee of 0.30% for an account market value of $500+.As of Oct 24, 2026. us.etrade.com/what-we-offer/pricing-and-rates | Not verified yet | Not verified yet | App Store: 4.7 of 5 (380,760 ratings)As of Oct 24, 2026. App Store listing | “Roth IRA”As of Oct 24, 2026. us.etrade.com/what-we-offer/our-accounts | |
 Fidelity InvestmentsFidelity alternatives | Investing app | Fidelity Go, Fidelity's robo advisor, lists a gross advisory fee of $0 for balances under $25,000 and 0.35% a year for $25,000 and above.As of Oct 24, 2026. fidelity.com/why-fidelity/pricing-fees | Not verified yet | iOS and AndroidAs of Oct 24, 2026. fidelity.com/mobile/overview | App Store: 4.8 of 5 (3,366,726 ratings)As of Oct 24, 2026. App Store listing | “Roth IRA”As of Oct 24, 2026. fidelity.com/open-account/overview | |
 M1M1 alternatives | Investing app | M1 doesn't charge commission, trading or management fees for self-directed brokerage accounts. It charges a platform fee of $3/month, waived for clients with more than $10,000 on the platform.As of Oct 24, 2026. m1.com | Not verified yet | iOS and AndroidAs of Oct 24, 2026. m1.com | App Store: 4.7 of 5 (75,216 ratings)As of Oct 24, 2026. App Store listing | “Roth IRA”As of Oct 24, 2026. m1.com | |
 PublicPublic alternatives | Investing app | Public's Generated Assets portfolios list a management fee of 0.49% a year (its Dividends portfolio page, for example).As of Oct 24, 2026. public.com/generated-assets/dividends-2f14c2d8 | Not verified yet | Not verified yet | App Store: 4.7 of 5 (85,572 ratings)As of Oct 24, 2026. App Store listing | “Traditional & Roth IRAs”As of Oct 24, 2026. public.com | |
| RobinhoodRobinhood alternatives | Investing app | Robinhood Strategies has a 0.25% annual management fee. Eligible Robinhood Gold members ($5 monthly subscription) pay it on only the first $100,000 of assets in their account.As of Oct 24, 2026. robinhood.com/us/en/strategies | Not verified yet | Not verified yet | App Store: 4.3 of 5 (4,890,523 ratings)As of Oct 24, 2026. App Store listing | “Roth IRA”As of Oct 24, 2026. robinhood.com/us/en/strategies | |
 SoFi InvestSoFi Invest alternatives | Investing app | SoFi's fee schedule (last updated 10/1/2026) lists a 0.25% annual advisory fee for Robo-Advisor accounts.As of Oct 24, 2026. sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf | Not verified yet | App and WebAs of Oct 24, 2026. sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf | App Store: 4.7 of 5 (385,426 ratings)As of Oct 24, 2026. App Store listing | “Roth IRA”As of Oct 24, 2026. sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf | |
 StashStash alternatives | Investing app | The Stash Plan costs $12 a month, or $108 billed annually.As of Oct 24, 2026. stash.com/pricing | Not verified yet | Not verified yet | App Store: 4.7 of 5 (311,480 ratings)As of Oct 24, 2026. App Store listing | “Roth IRA”As of Oct 24, 2026. stash.com/retire | |
 VanguardVanguard alternatives | Investing app | Vanguard Digital Advisor charges an annual gross advisory fee of 0.20% for index portfolio options or 0.25% for an active portfolio option. That fee is reduced by a credit for revenue Vanguard keeps from the investments in your account.As of Oct 24, 2026. investor.vanguard.com/advice/robo-advisor | Not verified yet | Not verified yet | App Store: 4.6 of 5 (177,560 ratings)As of Oct 24, 2026. App Store listing | “Roth IRAs”As of Oct 24, 2026. investor.vanguard.com/accounts-plans | |
| WealthfrontWealthfront alternatives | Investing app | Wealthfront's advisory fee for The Wealthfront Portfolio is 0.25% annually.As of Oct 24, 2026. wealthfront.com/pricing | Not verified yet | Not verified yet | App Store: 4.8 of 5 (17,502 ratings)As of Oct 24, 2026. App Store listing | “Retirement Accounts (Traditional IRA, Roth IRA, SEP)”As of Oct 24, 2026. wealthfront.com | |
 WebullWebull alternatives | Investing app | Webull Advisors lists an annualized advisory fee of 0.20% on diversified strategies, with fees from 0.15% to 0.30% depending on the portfolio.As of Oct 24, 2026. webull.com/trading-investing/webull-advisors | Not verified yet | Mobile app, Desktop and WebAs of Oct 24, 2026. webull.com/trading-investing/webull-advisors | App Store: 4.7 of 5 (342,722 ratings)As of Oct 24, 2026. App Store listing | “Roth IRA”As of Oct 24, 2026. webull.com/trading-investing/ira |
“Not verified yet” means we don't have a current official source for that line. How we source and date this data.
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