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Every money app in one table
Sort by price, rating or the date we last checked, or narrow it to one category. Each value links to the official page it came from, with the date we checked it, and anything we can't verify says so.
Apps that offer a SEP IRA: 7 apps, sorted by name
This list is only the apps whose own pages say so, with that page linked in the last column. It isn't a ranking, and an app that isn't here may still offer it; we just haven't found an official source yet.
Want the fees and minimums too? Apps With a SEP IRA or Solo 401(k) for the Self-Employed.
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| App | Category | Price | Free trial | Platforms | Ratings | Last checked | Why it's listed |
|---|---|---|---|---|---|---|---|
 AcornsAcorns alternatives | Investing app | Acorns has three monthly plans: Bronze at $4 a month, Silver at $8 a month, and Gold at $12 a month.As of Oct 24, 2026. acorns.com/pricing | Not verified yet | Not verified yet | App Store: 4.7 of 5 (959,943 ratings)As of Oct 24, 2026. App Store listing | “SEP IRA”As of Oct 24, 2026. acorns.com/later | |
| BettermentBetterment alternatives | Investing app | Betterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested.As of Oct 24, 2026. betterment.com/pricing | Not verified yet | Not verified yet | App Store: 4.8 of 5 (66,106 ratings)As of Oct 24, 2026. App Store listing | “SEP IRA”As of Oct 24, 2026. betterment.com/pricing | |
 Charles SchwabCharles Schwab alternatives | Investing app | Schwab Intelligent Portfolios, Schwab's robo-advisor, lists no advisory fee and no commissions. You still pay the operating expenses of the ETFs in the portfolio.As of Oct 24, 2026. schwab.com/pricing | Not verified yet | iOS and AndroidAs of Oct 24, 2026. schwab.com/mobile | App Store: 4.8 of 5 (1,211,162 ratings)As of Oct 24, 2026. App Store listing | “SEP-IRA”As of Oct 24, 2026. schwab.com/pricing | |
 M1M1 alternatives | Investing app | M1 doesn't charge commission, trading or management fees for self-directed brokerage accounts. It charges a platform fee of $3/month, waived for clients with more than $10,000 on the platform.As of Oct 24, 2026. m1.com | Not verified yet | iOS and AndroidAs of Oct 24, 2026. m1.com | App Store: 4.7 of 5 (75,216 ratings)As of Oct 24, 2026. App Store listing | “SEP IRA”As of Oct 24, 2026. m1.com | |
 SoFi InvestSoFi Invest alternatives | Investing app | SoFi's fee schedule (last updated 10/1/2026) lists a 0.25% annual advisory fee for Robo-Advisor accounts.As of Oct 24, 2026. sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf | Not verified yet | App and WebAs of Oct 24, 2026. sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf | App Store: 4.7 of 5 (385,426 ratings)As of Oct 24, 2026. App Store listing | “SEP IRA”As of Oct 24, 2026. sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf | |
 VanguardVanguard alternatives | Investing app | Vanguard Digital Advisor charges an annual gross advisory fee of 0.20% for index portfolio options or 0.25% for an active portfolio option. That fee is reduced by a credit for revenue Vanguard keeps from the investments in your account.As of Oct 24, 2026. investor.vanguard.com/advice/robo-advisor | Not verified yet | Not verified yet | App Store: 4.6 of 5 (177,560 ratings)As of Oct 24, 2026. App Store listing | “SEP-IRAs”As of Oct 24, 2026. investor.vanguard.com/accounts-plans | |
| WealthfrontWealthfront alternatives | Investing app | Wealthfront's advisory fee for The Wealthfront Portfolio is 0.25% annually.As of Oct 24, 2026. wealthfront.com/pricing | Not verified yet | Not verified yet | App Store: 4.8 of 5 (17,502 ratings)As of Oct 24, 2026. App Store listing | “Retirement Accounts (Traditional IRA, Roth IRA, SEP)”As of Oct 24, 2026. wealthfront.com |
“Not verified yet” means we don't have a current official source for that line. How we source and date this data.
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This is education, not financial advice.
