Skip to content

Coaching waitlist is open. Join the waitlist

Alternatives

Acorns alternatives in 2026

Updated

Data as of

I earn commissions from some links.

Acorns logoAcornsInvesting app

Acorns is an investing app. Acorns has three monthly plans: Bronze at $4 a month, Silver at $8 a month, and Gold at $12 a month. We checked that on Oct 29, 2026. Below are 18 other apps, starting with the 14 other investing apps and then savings accounts and banking apps. They're ranked by how close each app's category is to Acorns's, not by how good it is, and every fact shows the date we checked it.

Before you compare: This compares features and fees from each company's own pages. It isn't investment advice, and investing involves risk, including loss of money.

Short answer

The closest alternatives to Acorns are Ally Invest, Betterment and Bloom, because Ally Invest, Betterment and Bloom are also investing apps. Acorns has three monthly plans: Bronze at $4 a month, Silver at $8 a month, and Gold at $12 a month. We checked Acorns on Oct 29, 2026, and each card below puts an alternative's fees, minimums, platforms and ratings next to Acorns's, with the date we checked them.

What Acorns says on its own pages

Before you compare, here is what Acorns itself says about these points. Quotes are its own words, and each line links to the page we read.

  • Sharing with a partner: “Today, we do not offer the option to set up a joint Acorns account.” (source, opens in a new tab, checked )
  • Business use: “We are not permitted to link business accounts to Acorns accounts.” (source, opens in a new tab, checked )
  • Tax time: “If you choose to opt in, we can also help populate your information and tax forms during the experience.” (source, opens in a new tab, checked )
  • Age and family: “Smart money app & up to 4 debit cards” (source, opens in a new tab, checked )

What Acorns and its alternatives cost

  • Acorns logoAcorns

    $4a month

    Acorns has three monthly plans: Bronze at $4 a month, Silver at $8 a month, and Gold at $12 a month.

    As of · acorns.com/pricing

  • Ally Invest logoAlly Invest

    Ally Invest Robo Portfolios: the Cash-Enhanced Portfolio has a 0% advisory fee (it keeps 30% as a cash buffer), and the Market-Focused Portfolio has a 0.30% annual advisory fee.

  • Betterment

    Betterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested.

    As of · betterment.com/pricing

  • Bloom logoBloom

    $15a month

    Bloom offers a $15 monthly plan and a $99.99 annual plan, and its custodial plan costs $150 a year.

    Cost over 1 and 3 years: $99.99 and $299.97, at the yearly list price before tax.

    As of · bloomapp.com/faq

  • Charles Schwab logoCharles Schwab

    Schwab Intelligent Portfolios, Schwab's robo-advisor, lists no advisory fee and no commissions. You still pay the operating expenses of the ETFs in the portfolio.

    As of · schwab.com/pricing

  • E*TRADE logoE*TRADE

    E*TRADE's Core Portfolios list a flat annual advisory fee of 0.30% for an account market value of $500+.

  • Fidelity Investments logoFidelity Investments

    Fidelity Go, Fidelity's robo advisor, lists a gross advisory fee of $0 for balances under $25,000 and 0.35% a year for $25,000 and above.

  • M1 logoM1

    M1 doesn't charge commission, trading or management fees for self-directed brokerage accounts. It charges a platform fee of $3/month, waived for clients with more than $10,000 on the platform.

    As of · m1.com

  • Public logoPublic

    Public's Generated Assets portfolios list a management fee of 0.49% a year (its Dividends portfolio page, for example).

  • Robinhood

    Robinhood Strategies has a 0.25% annual management fee. Eligible Robinhood Gold members ($5 monthly subscription) pay it on only the first $100,000 of assets in their account.

    As of · robinhood.com/us/en/strategies

  • SoFi Invest logoSoFi Invest

    SoFi's fee schedule (last updated 10/1/2026) lists a 0.25% annual advisory fee for Robo-Advisor accounts.

  • Stash logoStash

    $12a month

    The Stash Plan costs $12 a month, or $108 billed annually.

    As of · stash.com/pricing

  • Vanguard logoVanguard

    Vanguard Digital Advisor charges an annual gross advisory fee of 0.20% for index portfolio options or 0.25% for an active portfolio option. That fee is reduced by a credit for revenue Vanguard keeps from the investments in your account.

  • Wealthfront

    Wealthfront's advisory fee for The Wealthfront Portfolio is 0.25% annually.

    As of · wealthfront.com/pricing

  • Webull logoWebull

    Webull Advisors lists an annualized advisory fee of 0.20% on diversified strategies, with fees from 0.15% to 0.30% depending on the portfolio.

  • Ally Bank Savings logoAlly Bank Savings

    Ally charges no monthly maintenance fees on its savings account.

  • SoFi Checking and Savings logoSoFi Checking and Savings

    SoFi says its Checking and Savings has no monthly, minimum or maintenance fees.

  • Chime logoChime

    Chime says its savings account has no fees, and you need an active Chime Checking Account to open one.

  • MoneyLion

    $0a month

    The optional MoneyLion One membership costs $9.99 a month, or $0 a month when you direct deposit $500 or more each month.

    As of · moneylion.com/one

Bars show only when every app here lists a yearly price, so these prices sit side by side without them. Prices are list prices from each app's own page, before tax and any offer. Investing fees appear as each company states them. A yearly advisory fee is a percent of your balance, not a monthly price, so it never gets a bar or a price tag.

Alternatives to Acorns, closest category first

Each card puts the app's facts next to Acorns's, with the date we checked each one. The order follows how close the category is, not how good the app is.

How Acorns compares at a glance

  • Acorns' lowest listed paid price is $4 a month. Of the apps below, MoneyLion ($0 a month) lists a lower one and Bloom ($15 a month) and Stash ($12 a month) list a higher one.
  • Acorns holds a 4.7 App Store rating. Of the apps below, Betterment (4.8), Bloom (4.8), Charles Schwab (4.8), Fidelity (4.8), Wealthfront (4.8), Chime (4.8) and MoneyLion (4.8) rate higher and Ally Invest (4.6), Robinhood (4.3) and Vanguard (4.6) rate lower.
  • Betterment, Robinhood, Wealthfront, Webull, SoFi and Chime offer joint and individual views, which Acorns' own pages say it doesn't.
  • Charles Schwab, Public and Vanguard offer business money tracking, which Acorns' own pages say it doesn't.
  • Acorns offers options for kids, which Betterment, Public, SoFi Invest, SoFi, Chime and MoneyLion say on their own pages they don't.

Other investing apps

  • Ally Invest logo

    Ally Invest

    Investing app

    Same category

    Ally Invest is Ally's investing service in the Ally app, with self-directed trading and Robo Portfolios. Ally's savings account has its own entry.

    Management or subscription fee
    Ally InvestAlly Invest Robo Portfolios: the Cash-Enhanced Portfolio has a 0% advisory fee (it keeps 30% as a cash buffer), and the Market-Focused Portfolio has a 0.30% annual advisory fee.As of Nov 3, 2026. Source: ally.com/invest/commissions-and-fees
    AcornsAcorns has three monthly plans: Bronze at $4 a month, Silver at $8 a month, and Gold at $12 a month.As of Oct 29, 2026. Source: acorns.com/pricing
    Account minimum
    Ally InvestAlly says there's no minimum deposit to open a Self-Directed brokerage cash account. Margin accounts require $2,000, and Robo Portfolios require a $100 initial minimum deposit.As of Nov 3, 2026. Source: ally.com/invest/robo-automated-investing
    AcornsAcorns' Form ADV wrap fee brochure says there is no minimum account size, and most clients can begin investing with as little as $5.Clients using real-time Round-Ups through Acorns' banking partners may begin investing with less than $5.As of Oct 29, 2026. Source: sqy7rm.media.zestyio.com/Acorns-Wrap-Fee-Program-Brochure--August-2026-.pdf
    Platforms
    Ally InvestAlly Invest lists iOS and Android.As of Nov 3, 2026. Source: ally.com/bank/online-banking
    AcornsAcorns lists Mobile app and Web app.As of Oct 29, 2026. Source: sqy7rm.media.zestyio.com/Acorns-Securities-Acorns-Advisers-Form-CRS--August-2026-.pdf
    App store rating
    Ally InvestAlly Invest has 4.6 out of 5 on the App Store from 114,502 ratings.As of Nov 3, 2026. Source: App Store listing
    AcornsAcorns has 4.7 out of 5 on the App Store from 960,195 ratings.As of Oct 29, 2026. Source: App Store listing

    How Ally Invest differs from Acorns

    Acorns provides email support, which Ally Invest doesn't list. Ally Invest's App Store rating is 4.6 from 114,502 ratings, against 4.7 from 960,195 ratings for Acorns. Ally Invest is an investing app, the same kind of app as Acorns. Ally Invest offers exports for tax time and options for kids, which Acorns includes too. Like Acorns, Ally Invest lists phone and chat support.

    • Betterment

      Investing app

      Same category

      Betterment is an automated investing app with managed portfolios, IRAs and other retirement accounts, and commission-free stock and ETF trading.

      Management or subscription fee
      BettermentBetterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested.As of Nov 3, 2026. Source: betterment.com/pricing
      AcornsAcorns has three monthly plans: Bronze at $4 a month, Silver at $8 a month, and Gold at $12 a month.As of Oct 29, 2026. Source: acorns.com/pricing
      Account minimum
      BettermentBetterment says pricing for its investment portfolios begins at $5/month, with no minimum balance.As of Nov 3, 2026. Source: betterment.com/pricing
      AcornsAcorns' Form ADV wrap fee brochure says there is no minimum account size, and most clients can begin investing with as little as $5.Clients using real-time Round-Ups through Acorns' banking partners may begin investing with less than $5.As of Oct 29, 2026. Source: sqy7rm.media.zestyio.com/Acorns-Wrap-Fee-Program-Brochure--August-2026-.pdf
      Platforms
      BettermentBetterment lists Web, iOS and Android.As of Nov 3, 2026. Source: betterment.com/help/tag/mobile-app
      AcornsAcorns lists Mobile app and Web app.As of Oct 29, 2026. Source: sqy7rm.media.zestyio.com/Acorns-Securities-Acorns-Advisers-Form-CRS--August-2026-.pdf
      App store rating
      BettermentBetterment has 4.8 out of 5 on the App Store from 66,359 ratings.As of Nov 3, 2026. Source: App Store listing
      AcornsAcorns has 4.7 out of 5 on the App Store from 960,195 ratings.As of Oct 29, 2026. Source: App Store listing

      How Betterment differs from Acorns

      Unlike Acorns, Betterment offers joint and individual views. Betterment's own pages say it doesn't offer options for kids, which Acorns includes. Acorns provides email and chat support, which Betterment doesn't list. On the App Store, Betterment is rated 4.8 from 66,359 ratings, next to Acorns' 4.7 from 960,195 ratings. Betterment and Acorns are both investing apps. Betterment offers exports for tax time, which Acorns includes too. Like Acorns, Betterment lists phone support.

      • Bloom logo

        Bloom

        Investing app

        Same category

        Bloom is a subscription app for learning to invest, with lessons, games and an investing account for adults and teens.

        Management or subscription fee
        BloomBloom offers a $15 monthly plan and a $99.99 annual plan, and its custodial plan costs $150 a year.As of Nov 3, 2026. Source: bloomapp.com/faq
        AcornsAcorns has three monthly plans: Bronze at $4 a month, Silver at $8 a month, and Gold at $12 a month.As of Oct 29, 2026. Source: acorns.com/pricing
        Account minimum
        BloomBloom has no minimum account balance, but deposits and stock orders must be at least $1.As of Nov 3, 2026. Source: bloomapp.com/faq
        AcornsAcorns' Form ADV wrap fee brochure says there is no minimum account size, and most clients can begin investing with as little as $5.Clients using real-time Round-Ups through Acorns' banking partners may begin investing with less than $5.As of Oct 29, 2026. Source: sqy7rm.media.zestyio.com/Acorns-Wrap-Fee-Program-Brochure--August-2026-.pdf
        Platforms
        BloomBloom lists iOS and Android.As of Nov 3, 2026. Source: bloomapp.com
        AcornsAcorns lists Mobile app and Web app.As of Oct 29, 2026. Source: sqy7rm.media.zestyio.com/Acorns-Securities-Acorns-Advisers-Form-CRS--August-2026-.pdf
        App store rating
        BloomBloom has 4.8 out of 5 on the App Store from 46,609 ratings.As of Nov 3, 2026. Source: App Store listing
        AcornsAcorns has 4.7 out of 5 on the App Store from 960,195 ratings.As of Oct 29, 2026. Source: App Store listing

        How Bloom differs from Acorns

        Against Acorns' $4 a month, Bloom lists $15 a month as its lowest price. Bloom doesn't list phone and chat support, which Acorns provides. Bloom rates 4.8 from 46,609 ratings on the App Store, where Acorns sits at 4.7 from 960,195 ratings. Like Acorns, Bloom is an investing app. On options for kids, Bloom matches Acorns. Bloom lists email support, which Acorns provides too.

      • Charles Schwab logo

        Charles Schwab

        Investing app

        Same category

        Charles Schwab is a brokerage with the Schwab Mobile app, retirement and custodial accounts, and a robo-advisor called Schwab Intelligent Portfolios.

        Management or subscription fee
        Charles SchwabSchwab Intelligent Portfolios, Schwab's robo-advisor, lists no advisory fee and no commissions. You still pay the operating expenses of the ETFs in the portfolio.As of Nov 3, 2026. Source: schwab.com/pricing
        AcornsAcorns has three monthly plans: Bronze at $4 a month, Silver at $8 a month, and Gold at $12 a month.As of Oct 29, 2026. Source: acorns.com/pricing
        Account minimum
        Charles SchwabSchwab lists a $0 account minimum and $0 opening and maintenance fees for brokerage accounts and IRAs. Schwab Intelligent Portfolios has a $5,000 minimum.As of Nov 3, 2026. Source: schwab.com/pricing
        AcornsAcorns' Form ADV wrap fee brochure says there is no minimum account size, and most clients can begin investing with as little as $5.Clients using real-time Round-Ups through Acorns' banking partners may begin investing with less than $5.As of Oct 29, 2026. Source: sqy7rm.media.zestyio.com/Acorns-Wrap-Fee-Program-Brochure--August-2026-.pdf
        Platforms
        Charles SchwabCharles Schwab lists iOS and Android.As of Nov 3, 2026. Source: schwab.com/mobile
        AcornsAcorns lists Mobile app and Web app.As of Oct 29, 2026. Source: sqy7rm.media.zestyio.com/Acorns-Securities-Acorns-Advisers-Form-CRS--August-2026-.pdf
        App store rating
        Charles SchwabCharles Schwab has 4.8 out of 5 on the App Store from 1,211,167 ratings.As of Nov 3, 2026. Source: App Store listing
        AcornsAcorns has 4.7 out of 5 on the App Store from 960,195 ratings.As of Oct 29, 2026. Source: App Store listing

        How Charles Schwab differs from Acorns

        Charles Schwab has business money tracking, where Acorns says no. Acorns provides email support, which Charles Schwab doesn't list. Charles Schwab's App Store rating is 4.8 from 1,211,167 ratings, against 4.7 from 960,195 ratings for Acorns. Charles Schwab and Acorns are both investing apps. Charles Schwab offers exports for tax time and options for kids, which Acorns includes too. Like Acorns, Charles Schwab lists phone and chat support.

        • E*TRADE logo

          E*TRADE

          Investing app

          Same category

          E*TRADE, from Morgan Stanley, is a brokerage with an investing app, retirement and education accounts, and managed Core Portfolios.

          Management or subscription fee
          E*TRADEE*TRADE's Core Portfolios list a flat annual advisory fee of 0.30% for an account market value of $500+.As of Nov 3, 2026. Source: us.etrade.com/what-we-offer/pricing-and-rates
          AcornsAcorns has three monthly plans: Bronze at $4 a month, Silver at $8 a month, and Gold at $12 a month.As of Oct 29, 2026. Source: acorns.com/pricing
          Account minimum
          E*TRADEE*TRADE says its brokerage account has no account minimums or maintenance fees, and that other fees may apply.As of Nov 3, 2026. Source: us.etrade.com/what-we-offer/our-accounts/brokerage-account
          AcornsAcorns' Form ADV wrap fee brochure says there is no minimum account size, and most clients can begin investing with as little as $5.Clients using real-time Round-Ups through Acorns' banking partners may begin investing with less than $5.As of Oct 29, 2026. Source: sqy7rm.media.zestyio.com/Acorns-Wrap-Fee-Program-Brochure--August-2026-.pdf
          Platforms
          E*TRADEE*TRADE lists Power E*TRADE Pro, Power E*TRADE Web, Power E*TRADE App, E*TRADE App and E*TRADE Web.As of Nov 3, 2026. Source: us.etrade.com/platforms
          AcornsAcorns lists Mobile app and Web app.As of Oct 29, 2026. Source: sqy7rm.media.zestyio.com/Acorns-Securities-Acorns-Advisers-Form-CRS--August-2026-.pdf
          App store rating
          E*TRADEE*TRADE has 4.7 out of 5 on the App Store from 380,746 ratings.As of Nov 3, 2026. Source: App Store listing
          AcornsAcorns has 4.7 out of 5 on the App Store from 960,195 ratings.As of Oct 29, 2026. Source: App Store listing

          How E*TRADE differs from Acorns

          E*TRADE doesn't list email and chat support, which Acorns provides. Like Acorns, E*TRADE is an investing app. E*TRADE offers options for kids, which Acorns includes too. E*TRADE lists phone support, which Acorns provides too. Like Acorns, E*TRADE is rated 4.7 on the App Store.

          • Fidelity Investments logo

            Fidelity Investments

            Investing app

            Same category

            Fidelity is a brokerage with an investing app, retirement and education accounts, and a robo advisor called Fidelity Go.

            Management or subscription fee
            FidelityFidelity Go, Fidelity's robo advisor, lists a gross advisory fee of $0 for balances under $25,000 and 0.35% a year for $25,000 and above.As of Nov 3, 2026. Source: fidelity.com/why-fidelity/pricing-fees
            AcornsAcorns has three monthly plans: Bronze at $4 a month, Silver at $8 a month, and Gold at $12 a month.As of Oct 29, 2026. Source: acorns.com/pricing
            Account minimum
            FidelityFidelity lists no account fees and no minimums to open a retail brokerage account, including IRAs. Fidelity Go, its robo advisor, lists no account minimum.As of Nov 3, 2026. Source: fidelity.com/why-fidelity/pricing-fees
            AcornsAcorns' Form ADV wrap fee brochure says there is no minimum account size, and most clients can begin investing with as little as $5.Clients using real-time Round-Ups through Acorns' banking partners may begin investing with less than $5.As of Oct 29, 2026. Source: sqy7rm.media.zestyio.com/Acorns-Wrap-Fee-Program-Brochure--August-2026-.pdf
            Platforms
            FidelityFidelity Investments lists iOS and Android.As of Nov 3, 2026. Source: fidelity.com/mobile/overview
            AcornsAcorns lists Mobile app and Web app.As of Oct 29, 2026. Source: sqy7rm.media.zestyio.com/Acorns-Securities-Acorns-Advisers-Form-CRS--August-2026-.pdf
            App store rating
            FidelityFidelity Investments has 4.8 out of 5 on the App Store from 3,378,991 ratings.As of Nov 3, 2026. Source: App Store listing
            AcornsAcorns has 4.7 out of 5 on the App Store from 960,195 ratings.As of Oct 29, 2026. Source: App Store listing

            How Fidelity differs from Acorns

            Acorns provides email support, which Fidelity doesn't list. On the App Store, Fidelity is rated 4.8 from 3,378,991 ratings, next to Acorns' 4.7 from 960,195 ratings. Fidelity is an investing app, the same kind of app as Acorns. Fidelity offers exports for tax time and options for kids, which Acorns includes too. Like Acorns, Fidelity lists phone and chat support.

            • M1 logo

              M1

              Investing app

              Same category

              M1 is an investing app where your portfolio is a Pie of stocks and ETFs you choose, with automation and retirement and custodial accounts.

              Management or subscription fee
              M1M1 doesn't charge commission, trading or management fees for self-directed brokerage accounts. It charges a platform fee of $3/month, waived for clients with more than $10,000 on the platform.As of Nov 3, 2026. Source: m1.com
              AcornsAcorns has three monthly plans: Bronze at $4 a month, Silver at $8 a month, and Gold at $12 a month.As of Oct 29, 2026. Source: acorns.com/pricing
              Account minimum
              M1M1 lists a $100 minimum initial deposit for Individual, Joint, Custodial and Crypto accounts, $500 for Traditional, Roth and SEP IRAs, and $5,000 for Trust accounts. After the first deposit, additional deposits can be $10 or more.As of Nov 3, 2026. Source: help.m1.com/en/articles/9332048-your-first-deposit-at-m1
              AcornsAcorns' Form ADV wrap fee brochure says there is no minimum account size, and most clients can begin investing with as little as $5.Clients using real-time Round-Ups through Acorns' banking partners may begin investing with less than $5.As of Oct 29, 2026. Source: sqy7rm.media.zestyio.com/Acorns-Wrap-Fee-Program-Brochure--August-2026-.pdf
              Platforms
              M1M1 lists Web, iOS and Android.As of Nov 3, 2026. Source: help.m1.com/en/articles/9332048-your-first-deposit-at-m1
              AcornsAcorns lists Mobile app and Web app.As of Oct 29, 2026. Source: sqy7rm.media.zestyio.com/Acorns-Securities-Acorns-Advisers-Form-CRS--August-2026-.pdf
              App store rating
              M1M1 has 4.7 out of 5 on the App Store from 75,319 ratings.As of Nov 3, 2026. Source: App Store listing
              AcornsAcorns has 4.7 out of 5 on the App Store from 960,195 ratings.As of Oct 29, 2026. Source: App Store listing

              How M1 differs from Acorns

              Like Acorns, M1 is an investing app. M1 offers exports for tax time and options for kids, which Acorns includes too. Like Acorns, M1 lists phone, email and chat support. M1 is rated 4.7 from 75,319 ratings on the App Store, the same 4.7 rating Acorns has.

              • Public logo

                Public

                Investing app

                Same category

                Public is an investing app for stocks, ETFs, options, bonds and crypto, with IRAs and managed Generated Assets portfolios.

                Management or subscription fee
                PublicPublic's Generated Assets portfolios list a management fee of 0.49% a year (its Dividends portfolio page, for example).As of Nov 3, 2026. Source: public.com/generated-assets/dividends-2f14c2d8
                AcornsAcorns has three monthly plans: Bronze at $4 a month, Silver at $8 a month, and Gold at $12 a month.As of Oct 29, 2026. Source: acorns.com/pricing
                Account minimum
                PublicPublic says the minimum investment for Generated Assets like its Dividends portfolio is $1,000.As of Nov 3, 2026. Source: public.com/generated-assets/dividends-2f14c2d8
                AcornsAcorns' Form ADV wrap fee brochure says there is no minimum account size, and most clients can begin investing with as little as $5.Clients using real-time Round-Ups through Acorns' banking partners may begin investing with less than $5.As of Oct 29, 2026. Source: sqy7rm.media.zestyio.com/Acorns-Wrap-Fee-Program-Brochure--August-2026-.pdf
                Platforms
                PublicPublic lists Mobile app and Web.As of Nov 3, 2026. Source: help.public.com/en/articles/5724380-explore-the-new-investing-experience-on-the-web
                AcornsAcorns lists Mobile app and Web app.As of Oct 29, 2026. Source: sqy7rm.media.zestyio.com/Acorns-Securities-Acorns-Advisers-Form-CRS--August-2026-.pdf
                App store rating
                PublicPublic has 4.7 out of 5 on the App Store from 85,695 ratings.As of Nov 3, 2026. Source: App Store listing
                AcornsAcorns has 4.7 out of 5 on the App Store from 960,195 ratings.As of Oct 29, 2026. Source: App Store listing

                How Public differs from Acorns

                Public has business money tracking, where Acorns says no. Acorns includes options for kids, which Public says it doesn't offer. Public doesn't list phone support, which Acorns provides. Public and Acorns are both investing apps. Like Acorns, Public offers exports for tax time. Public lists email and chat support, which Acorns provides too. Like Acorns, Public is rated 4.7 on the App Store.

                • Robinhood

                  Investing app

                  Same category

                  Robinhood is a commission-free trading app with retirement and custodial accounts and a managed portfolio service called Robinhood Strategies.

                  Management or subscription fee
                  RobinhoodRobinhood Strategies has a 0.25% annual management fee. Eligible Robinhood Gold members ($5 monthly subscription) pay it on only the first $100,000 of assets in their account.As of Nov 3, 2026. Source: robinhood.com/us/en/strategies
                  AcornsAcorns has three monthly plans: Bronze at $4 a month, Silver at $8 a month, and Gold at $12 a month.As of Oct 29, 2026. Source: acorns.com/pricing
                  Account minimum
                  RobinhoodRobinhood Strategies has a minimum investment requirement of $50.As of Nov 3, 2026. Source: robinhood.com/us/en/strategies
                  AcornsAcorns' Form ADV wrap fee brochure says there is no minimum account size, and most clients can begin investing with as little as $5.Clients using real-time Round-Ups through Acorns' banking partners may begin investing with less than $5.As of Oct 29, 2026. Source: sqy7rm.media.zestyio.com/Acorns-Wrap-Fee-Program-Brochure--August-2026-.pdf
                  Platforms
                  RobinhoodRobinhood lists Robinhood app and Robinhood Legend.As of Nov 3, 2026. Source: robinhood.com/us/en
                  AcornsAcorns lists Mobile app and Web app.As of Oct 29, 2026. Source: sqy7rm.media.zestyio.com/Acorns-Securities-Acorns-Advisers-Form-CRS--August-2026-.pdf
                  App store rating
                  RobinhoodRobinhood has 4.3 out of 5 on the App Store from 4,901,225 ratings.As of Nov 3, 2026. Source: App Store listing
                  AcornsAcorns has 4.7 out of 5 on the App Store from 960,195 ratings.As of Oct 29, 2026. Source: App Store listing

                  How Robinhood differs from Acorns

                  Unlike Acorns, Robinhood offers joint and individual views. Acorns provides email support, which Robinhood doesn't list. Robinhood's App Store rating is 4.3 from 4,901,225 ratings, against 4.7 from 960,195 ratings for Acorns. Like Acorns, Robinhood is an investing app. On exports for tax time and options for kids, Robinhood matches Acorns. Like Acorns, Robinhood lists phone and chat support.

                • SoFi Invest logo

                  SoFi Invest

                  Investing app

                  Same category

                  SoFi Invest is SoFi's investing account, with self-directed trading, IRAs and robo-advisor accounts in the SoFi app. SoFi's savings account has its own entry.

                  Management or subscription fee
                  SoFi InvestSoFi's fee schedule (last updated 10/1/2026) lists a 0.25% annual advisory fee for Robo-Advisor accounts.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
                  AcornsAcorns has three monthly plans: Bronze at $4 a month, Silver at $8 a month, and Gold at $12 a month.As of Oct 29, 2026. Source: acorns.com/pricing
                  Account minimum
                  SoFi InvestSoFi's fee schedule lists a $5 minimum to begin investing for self-directed accounts and $50 for Robo-Advisor accounts, with a $0 opening fee.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
                  AcornsAcorns' Form ADV wrap fee brochure says there is no minimum account size, and most clients can begin investing with as little as $5.Clients using real-time Round-Ups through Acorns' banking partners may begin investing with less than $5.As of Oct 29, 2026. Source: sqy7rm.media.zestyio.com/Acorns-Wrap-Fee-Program-Brochure--August-2026-.pdf
                  Platforms
                  SoFi InvestSoFi Invest lists App and Web.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
                  AcornsAcorns lists Mobile app and Web app.As of Oct 29, 2026. Source: sqy7rm.media.zestyio.com/Acorns-Securities-Acorns-Advisers-Form-CRS--August-2026-.pdf
                  App store rating
                  SoFi InvestSoFi Invest has 4.7 out of 5 on the App Store from 385,411 ratings.As of Nov 3, 2026. Source: App Store listing
                  AcornsAcorns has 4.7 out of 5 on the App Store from 960,195 ratings.As of Oct 29, 2026. Source: App Store listing

                  How SoFi Invest differs from Acorns

                  Unlike SoFi Invest, Acorns includes options for kids. SoFi Invest doesn't list email support, which Acorns provides. Like Acorns, SoFi Invest is an investing app. On exports for tax time, SoFi Invest matches Acorns. Like Acorns, SoFi Invest says on its own pages that it doesn't offer business money tracking. SoFi Invest lists phone and chat support, which Acorns provides too. Like Acorns, SoFi Invest is rated 4.7 on the App Store.

                  • Stash logo

                    Stash

                    Investing app

                    Same category

                    Stash is a subscription investing app with brokerage, retirement and custodial accounts, fractional shares and managed Smart Portfolios.

                    Management or subscription fee
                    StashThe Stash Plan costs $12 a month, or $108 billed annually. Stash also charges a 0.25% annual advisory fee on Smart Portfolios with balances of $1,000 or more and on Managed Retirement Accounts.As of Nov 3, 2026. Source: stash.com/pricing
                    AcornsAcorns has three monthly plans: Bronze at $4 a month, Silver at $8 a month, and Gold at $12 a month.As of Oct 29, 2026. Source: acorns.com/pricing
                    Account minimum
                    StashStash's pricing page says: No minimums. No hidden fees.As of Nov 3, 2026. Source: stash.com/pricing
                    AcornsAcorns' Form ADV wrap fee brochure says there is no minimum account size, and most clients can begin investing with as little as $5.Clients using real-time Round-Ups through Acorns' banking partners may begin investing with less than $5.As of Oct 29, 2026. Source: sqy7rm.media.zestyio.com/Acorns-Wrap-Fee-Program-Brochure--August-2026-.pdf
                    Platforms
                    StashStash lists App and Web.As of Nov 3, 2026. Source: stash.com/invest
                    AcornsAcorns lists Mobile app and Web app.As of Oct 29, 2026. Source: sqy7rm.media.zestyio.com/Acorns-Securities-Acorns-Advisers-Form-CRS--August-2026-.pdf
                    App store rating
                    StashStash has 4.7 out of 5 on the App Store from 311,450 ratings.As of Nov 3, 2026. Source: App Store listing
                    AcornsAcorns has 4.7 out of 5 on the App Store from 960,195 ratings.As of Oct 29, 2026. Source: App Store listing

                    How Stash differs from Acorns

                    Stash's lowest listed price is $12 a month, higher than Acorns' $4 a month. Stash doesn't list chat support, which Acorns provides. Stash and Acorns are both investing apps. Stash offers options for kids, which Acorns includes too. Like Acorns, Stash says on its own pages that it doesn't offer joint and individual views. Stash lists phone and email support, which Acorns provides too. Like Acorns, Stash is rated 4.7 on the App Store.

                  • Vanguard logo

                    Vanguard

                    Investing app

                    Same category

                    Vanguard is a fund company and brokerage with an investing app, retirement and custodial accounts, and a robo-advisor called Vanguard Digital Advisor.

                    Management or subscription fee
                    VanguardVanguard Digital Advisor charges an annual gross advisory fee of 0.20% for index portfolio options or 0.25% for an active portfolio option. That fee is reduced by a credit for revenue Vanguard keeps from the investments in your account.Vanguard says enrollments in Vanguard Digital Advisor require at least $100 in each Vanguard Brokerage Account.As of Nov 3, 2026. Source: investor.vanguard.com/advice/robo-advisor
                    AcornsAcorns has three monthly plans: Bronze at $4 a month, Silver at $8 a month, and Gold at $12 a month.As of Oct 29, 2026. Source: acorns.com/pricing
                    Account minimum
                    VanguardVanguard says there's no fee or minimum investment amount to open an account.As of Nov 3, 2026. Source: investor.vanguard.com/accounts-plans/brokerage-accounts
                    AcornsAcorns' Form ADV wrap fee brochure says there is no minimum account size, and most clients can begin investing with as little as $5.Clients using real-time Round-Ups through Acorns' banking partners may begin investing with less than $5.As of Oct 29, 2026. Source: sqy7rm.media.zestyio.com/Acorns-Wrap-Fee-Program-Brochure--August-2026-.pdf
                    Platforms
                    VanguardVanguard lists iOS and Android.As of Nov 3, 2026. Source: investor.vanguard.com/client-benefits/mobile-apps
                    AcornsAcorns lists Mobile app and Web app.As of Oct 29, 2026. Source: sqy7rm.media.zestyio.com/Acorns-Securities-Acorns-Advisers-Form-CRS--August-2026-.pdf
                    App store rating
                    VanguardVanguard has 4.6 out of 5 on the App Store from 177,567 ratings.As of Nov 3, 2026. Source: App Store listing
                    AcornsAcorns has 4.7 out of 5 on the App Store from 960,195 ratings.As of Oct 29, 2026. Source: App Store listing

                    How Vanguard differs from Acorns

                    Vanguard offers business money tracking, which Acorns' own pages rule out. Acorns provides email and chat support, which Vanguard doesn't list. On the App Store, Vanguard is rated 4.6 from 177,567 ratings, next to Acorns' 4.7 from 960,195 ratings. Vanguard is an investing app, the same kind of app as Acorns. On exports for tax time and options for kids, Vanguard matches Acorns. Like Acorns, Vanguard lists phone support.

                    • Wealthfront

                      Investing app

                      Same category

                      Wealthfront is an automated investing app with The Wealthfront Portfolio, a brokerage account for stocks and ETFs, and retirement and 529 accounts.

                      Management or subscription fee
                      WealthfrontWealthfront's advisory fee for The Wealthfront Portfolio is 0.25% annually.As of Nov 3, 2026. Source: wealthfront.com/pricing
                      AcornsAcorns has three monthly plans: Bronze at $4 a month, Silver at $8 a month, and Gold at $12 a month.As of Oct 29, 2026. Source: acorns.com/pricing
                      Account minimum
                      WealthfrontWealthfront says The Wealthfront Portfolio account lets you start investing for as little as $500.As of Nov 3, 2026. Source: wealthfront.com/investing
                      AcornsAcorns' Form ADV wrap fee brochure says there is no minimum account size, and most clients can begin investing with as little as $5.Clients using real-time Round-Ups through Acorns' banking partners may begin investing with less than $5.As of Oct 29, 2026. Source: sqy7rm.media.zestyio.com/Acorns-Wrap-Fee-Program-Brochure--August-2026-.pdf
                      Platforms
                      WealthfrontWealthfront lists Web, iOS and Android.As of Nov 3, 2026. Source: support.wealthfront.com/hc/en-us/articles/360043848572-Open-a-Cash-Account
                      AcornsAcorns lists Mobile app and Web app.As of Oct 29, 2026. Source: sqy7rm.media.zestyio.com/Acorns-Securities-Acorns-Advisers-Form-CRS--August-2026-.pdf
                      App store rating
                      WealthfrontWealthfront has 4.8 out of 5 on the App Store from 17,511 ratings.As of Nov 3, 2026. Source: App Store listing
                      AcornsAcorns has 4.7 out of 5 on the App Store from 960,195 ratings.As of Oct 29, 2026. Source: App Store listing

                      How Wealthfront differs from Acorns

                      Wealthfront offers joint and individual views, which Acorns' own pages rule out. Acorns provides chat support, which Wealthfront doesn't list. Wealthfront rates 4.8 from 17,511 ratings on the App Store, where Acorns sits at 4.7 from 960,195 ratings. Wealthfront is an investing app, the same kind of app as Acorns. On exports for tax time and options for kids, Wealthfront matches Acorns. Like Acorns, Wealthfront lists phone and email support.

                      • Webull logo

                        Webull

                        Investing app

                        Same category
                        Webull Cash Management screen
                        From Webull's website,

                        Webull is a trading app for stocks, ETFs and options, with IRAs, recurring investing and a robo service called Webull Advisors.

                        Management or subscription fee
                        WebullWebull Advisors lists an annualized advisory fee of 0.20% on diversified strategies, with fees from 0.15% to 0.30% depending on the portfolio.Webull says the initial minimum investment and minimum balance required to open and maintain a Webull Advisors account is $100.As of Nov 3, 2026. Source: webull.com/trading-investing/webull-advisors
                        AcornsAcorns has three monthly plans: Bronze at $4 a month, Silver at $8 a month, and Gold at $12 a month.As of Oct 29, 2026. Source: acorns.com/pricing
                        Account minimum
                        WebullWebull says it offers 0 commission trades and no deposit minimums.As of Nov 3, 2026. Source: webull.com/pricing
                        AcornsAcorns' Form ADV wrap fee brochure says there is no minimum account size, and most clients can begin investing with as little as $5.Clients using real-time Round-Ups through Acorns' banking partners may begin investing with less than $5.As of Oct 29, 2026. Source: sqy7rm.media.zestyio.com/Acorns-Wrap-Fee-Program-Brochure--August-2026-.pdf
                        Platforms
                        WebullWebull lists Mobile app, Desktop and Web.As of Nov 3, 2026. Source: webull.com/trading-investing/webull-advisors
                        AcornsAcorns lists Mobile app and Web app.As of Oct 29, 2026. Source: sqy7rm.media.zestyio.com/Acorns-Securities-Acorns-Advisers-Form-CRS--August-2026-.pdf
                        App store rating
                        WebullWebull has 4.7 out of 5 on the App Store from 343,072 ratings.As of Nov 3, 2026. Source: App Store listing
                        AcornsAcorns has 4.7 out of 5 on the App Store from 960,195 ratings.As of Oct 29, 2026. Source: App Store listing

                        How Webull differs from Acorns

                        Unlike Acorns, Webull offers joint and individual views. Webull doesn't list chat support, which Acorns provides. Like Acorns, Webull is an investing app. Webull offers exports for tax time and options for kids, which Acorns includes too. Acorns rules out business money tracking on its own pages, and so does Webull. Webull lists phone and email support, which Acorns provides too. Like Acorns, Webull is rated 4.7 on the App Store.

                        Savings accounts

                        • Ally Bank Savings logo

                          Ally Bank Savings

                          Savings account

                          Nearby category

                          Ally Bank's online savings account pays a variable rate and includes savings buckets, round ups and recurring transfers.

                          Price and fees
                          AllyAlly charges no monthly maintenance fees on its savings account.As of Oct 29, 2026. Source: ally.com/bank/online-savings-account
                          AcornsAcorns has three monthly plans: Bronze at $4 a month, Silver at $8 a month, and Gold at $12 a month.As of Oct 29, 2026. Source: acorns.com/pricing
                          APY or rate
                          AllyAlly lists 3.2% APY, correct as of 10/28/26. The rate is variable.Ally says the same APY applies across all balance tiers, with no minimum balance requirement.As of Oct 29, 2026. Source: ally.com/bank/online-savings-account
                          AcornsAcorns lists a 3.59% APY on Emergency Savings and a 2.33% APY on Mighty Oak Checking, stated as of Sep 22, 2026. The rate is variable.Acorns says there is no minimum opening deposit or minimum balance for these accounts.As of Oct 29, 2026. Source: acorns.com/pricing
                          Platforms
                          AllyAlly Bank Savings lists Web, iOS and Android.As of Oct 29, 2026. Source: ally.com/bank/online-banking
                          AcornsAcorns lists Mobile app and Web app.As of Oct 29, 2026. Source: sqy7rm.media.zestyio.com/Acorns-Securities-Acorns-Advisers-Form-CRS--August-2026-.pdf
                          App store rating
                          AllyAlly Bank Savings has 4.7 out of 5 on the App Store from 114,326 ratings.As of Oct 29, 2026. Source: App Store listing
                          AcornsAcorns has 4.7 out of 5 on the App Store from 960,195 ratings.As of Oct 29, 2026. Source: App Store listing

                          How Ally differs from Acorns

                          Ally is a savings account, a different kind of app from Acorns. Ally offers exports for tax time and options for kids, which Acorns includes too. Neither Ally nor Acorns offers business money tracking, going by each app's own pages. Like Acorns, Ally lists phone, email and chat support. Ally is rated 4.7 from 114,326 ratings on the App Store, the same 4.7 rating Acorns has.

                          Who it fits

                          • Ally lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
                          • Ally lists an APY on deposits. That fits a Saver, whose first fix is putting saved money to work.
                        • SoFi Checking and Savings logo

                          SoFi Checking and Savings

                          Savings account

                          Nearby category

                          SoFi's savings account pays a higher variable rate when you have eligible direct deposit or $5,000 in qualifying deposits.

                          Price and fees
                          SoFiSoFi says its Checking and Savings has no monthly, minimum or maintenance fees.As of Oct 29, 2026. Source: sofi.com/banking/high-yield-savings-account
                          AcornsAcorns has three monthly plans: Bronze at $4 a month, Silver at $8 a month, and Gold at $12 a month.As of Oct 29, 2026. Source: acorns.com/pricing
                          APY or rate
                          SoFiSoFi lists 3.30% APY with eligible direct deposit or $5,000 in qualifying deposits, and 0.80% APY without them, in rates effective Oct 20, 2026. The rate is variable.You need eligible direct deposit, or $5,000 in qualifying deposits every 31 days, to earn the 3.30% APY.As of Oct 29, 2026. Source: sofi.com/legal/banking-rate-sheet
                          AcornsAcorns lists a 3.59% APY on Emergency Savings and a 2.33% APY on Mighty Oak Checking, stated as of Sep 22, 2026. The rate is variable.Acorns says there is no minimum opening deposit or minimum balance for these accounts.As of Oct 29, 2026. Source: acorns.com/pricing
                          Platforms
                          SoFiSoFi Checking and Savings lists iOS and Android.As of Oct 29, 2026. Source: sofi.com/app-download
                          AcornsAcorns lists Mobile app and Web app.As of Oct 29, 2026. Source: sqy7rm.media.zestyio.com/Acorns-Securities-Acorns-Advisers-Form-CRS--August-2026-.pdf
                          App store rating
                          SoFiSoFi Checking and Savings has 4.7 out of 5 on the App Store from 385,422 ratings.As of Oct 29, 2026. Source: App Store listing
                          AcornsAcorns has 4.7 out of 5 on the App Store from 960,195 ratings.As of Oct 29, 2026. Source: App Store listing

                          How SoFi differs from Acorns

                          SoFi is a savings account, not an investing app like Acorns. Unlike Acorns, SoFi offers joint and individual views. SoFi's own pages say it doesn't offer options for kids, which Acorns includes. SoFi doesn't list email support, which Acorns provides. SoFi lists phone and chat support, which Acorns provides too. Like Acorns, SoFi is rated 4.7 on the App Store.

                          Who it fits

                          • SoFi lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
                          • SoFi lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
                          • SoFi lists an APY on deposits. That fits a Saver, whose first fix is putting saved money to work.
                          • SoFi lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.

                        Banking apps

                        • Chime logo

                          Chime

                          Banking app

                          Nearby category

                          Chime is a financial technology company, not a bank, that offers checking and savings accounts through partner banks.

                          Price and fees
                          ChimeChime says its savings account has no fees, and you need an active Chime Checking Account to open one.As of Oct 29, 2026. Source: help.chime.com/what-is-the-chime-savings-account-f189355c
                          AcornsAcorns has three monthly plans: Bronze at $4 a month, Silver at $8 a month, and Gold at $12 a month.As of Oct 29, 2026. Source: acorns.com/pricing
                          APY or rate
                          ChimeChime lists 1.00% APY for standard members, 3.00% APY for Chime Plus and 4.00% APY for Chime Prime, in rates effective Oct 6, 2026. The rate is variable.Chime says there is no minimum balance, but you need $0.01 in savings to earn interest. The higher rates depend on Chime Plus or Chime Prime status, which ties to qualifying direct deposits.As of Nov 12, 2026. Source: help.chime.com/what-is-annual-percentage-yield-apy-dfafd381
                          AcornsAcorns lists a 3.59% APY on Emergency Savings and a 2.33% APY on Mighty Oak Checking, stated as of Sep 22, 2026. The rate is variable.Acorns says there is no minimum opening deposit or minimum balance for these accounts.As of Oct 29, 2026. Source: acorns.com/pricing
                          Platforms
                          ChimeChime lists Web, iOS and Android.As of Nov 12, 2026. Source: help.chime.com/do-i-get-account-statements-from-chime-ec347b04
                          AcornsAcorns lists Mobile app and Web app.As of Oct 29, 2026. Source: sqy7rm.media.zestyio.com/Acorns-Securities-Acorns-Advisers-Form-CRS--August-2026-.pdf
                          App store rating
                          ChimeChime has 4.8 out of 5 on the App Store from 1,655,300 ratings.As of Nov 12, 2026. Source: App Store listing
                          AcornsAcorns has 4.7 out of 5 on the App Store from 960,195 ratings.As of Oct 29, 2026. Source: App Store listing

                          How Chime differs from Acorns

                          Unlike Acorns, which is an investing app, Chime is a banking app. Chime offers joint and individual views, which Acorns' own pages rule out. Unlike Chime, Acorns includes options for kids. Acorns provides email support, which Chime doesn't list. Chime rates 4.8 from 1,655,300 ratings on the App Store, where Acorns sits at 4.7 from 960,195 ratings. Neither Chime nor Acorns offers business money tracking, going by each app's own pages. Like Acorns, Chime lists phone and chat support.

                          Who it fits

                          • Chime lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
                          • Chime lists an APY on deposits. That fits a Saver, whose first fix is putting saved money to work.
                        • MoneyLion

                          Banking app

                          Nearby category

                          MoneyLion is a financial technology company, not a bank, with a MoneyLion Spend account, MoneyLion Save, Instacash cash advances, investing and a marketplace of loan and card offers.

                          Price and fees
                          MoneyLionThe optional MoneyLion One membership costs $9.99 a month, or $0 a month when you direct deposit $500 or more each month.As of Oct 29, 2026. Source: moneylion.com/one
                          AcornsAcorns has three monthly plans: Bronze at $4 a month, Silver at $8 a month, and Gold at $12 a month.As of Oct 29, 2026. Source: acorns.com/pricing
                          APY or rate
                          MoneyLionMoneyLion lists 3.88% APY on MoneyLion Save for MoneyLion One members, accurate as of 10/01/2026. The rate is variable.No minimum deposit is required to open the account, and no minimum balance is required to earn APY. The 3.88% rate is tied to MoneyLion One membership.As of Oct 29, 2026. Source: moneylion.com/one
                          AcornsAcorns lists a 3.59% APY on Emergency Savings and a 2.33% APY on Mighty Oak Checking, stated as of Sep 22, 2026. The rate is variable.Acorns says there is no minimum opening deposit or minimum balance for these accounts.As of Oct 29, 2026. Source: acorns.com/pricing
                          Platforms
                          MoneyLionMoneyLion lists Web, iOS and Android.As of Oct 29, 2026. Source: moneylion.com
                          AcornsAcorns lists Mobile app and Web app.As of Oct 29, 2026. Source: sqy7rm.media.zestyio.com/Acorns-Securities-Acorns-Advisers-Form-CRS--August-2026-.pdf
                          App store rating
                          MoneyLionMoneyLion has 4.8 out of 5 on the App Store from 330,603 ratings.As of Oct 29, 2026. Source: App Store listing
                          AcornsAcorns has 4.7 out of 5 on the App Store from 960,195 ratings.As of Oct 29, 2026. Source: App Store listing

                          How MoneyLion differs from Acorns

                          Unlike Acorns, which is an investing app, MoneyLion is a banking app. Its own site also lists investing, the kind of tool Acorns is built for. MoneyLion starts at $0 a month, less than Acorns' $4 a month. Acorns includes options for kids, which MoneyLion says it doesn't offer. On the App Store, MoneyLion is rated 4.8 from 330,603 ratings, next to Acorns' 4.7 from 960,195 ratings. Neither MoneyLion nor Acorns offers business money tracking, going by each app's own pages. Like Acorns, MoneyLion lists phone, email and chat support.

                          Who it fits

                          • MoneyLion lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
                          • MoneyLion lists an APY on deposits. That fits a Saver, whose first fix is putting saved money to work.
                          • MoneyLion lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.

                          Who Acorns and its alternatives are for

                          Pick the tab that sounds like you. The questions come from app help centers, FAQ pages and user forums, and every answer comes from the app's own pages, with the date we checked it.

                          Just me

                          Budgeting on your own? These are the basics people ask about first.

                          • Is there support from the app's makers if I need help?

                            Acorns: Yes. Chat (Acorns app or Help Center), email and phone.

                            In their words: “Chat: Chat with us anytime through the Acorns app or from the Acorns Help Center (click "Need Help?" in the bottom right corner).”

                            As of . Source: support.acorns.com

                            Ally Invest: Yes. Chat (after you log in), secure message and phone.

                            In their words: “Log in for chat support or send a secure message.”

                            As of . Source: ally.com

                            Betterment: Yes. Phone.

                            In their words: “Call us directly at (718) 400-6898 .”

                            As of . Source: betterment.com

                            Bloom: Yes. Email.

                            In their words: “Please contact support@joinbloom.co for direct refunds if you do not recognize the service, were unable to sign up or have a special inquiry.”

                            As of . Source: bloomapp.com

                            Charles Schwab: Yes. Phone, chat and branches.

                            In their words: “Reach out to Charles Schwab customer service by phone, chat, or visit your local branch.”

                            As of . Source: schwab.com

                            E*TRADE: Yes. Phone.

                            In their words: “Speak with a Customer Service Representative about your brokerage or bank account.”

                            As of . Source: us.etrade.com

                            Fidelity: Yes. Phone (24/7), chat (Fidelity Assistant 24/7, live chat with an associate) and Investor Centers.

                            In their words: “For any customer service questions, call us 24/7 at: 800-343-3548”

                            As of . Source: fidelity.com

                            M1: Yes. Chat, email and phone.

                            In their words: “Alternatively, you can send us an email or for urgent requests give us a call at 312-600-2883.”

                            As of . Source: help.m1.com

                            Public: Yes. Email and in-app chat.

                            In their words: “You can always reach us over email at support@public.com .”

                            As of . Source: public.com

                            Robinhood: Yes. Chat (24/7) and phone (call back).

                            In their words: “When you contact us, you can request a call back to discuss your issue, and we'll call you as soon as an agent is available, typically in less than 30 minutes.”

                            As of . Source: robinhood.com

                            SoFi Invest: Yes. Chat and phone.

                            In their words: “You have options, including chatting with us.”

                            As of . Source: sofi.com

                            Stash: Yes. Phone and email.

                            In their words: “If you cannot log in, call Stash Support at 1-800-205-5164, Monday through Friday, 8 a.m. to 8 p.m. ET, or email”

                            As of . Source: stash.com

                            Vanguard: Yes. Phone.

                            In their words: “Our Client Services team is available Monday through Friday, 8 a.m. to 8 p.m., Eastern time”

                            As of . Source: corporate.vanguard.com

                            Wealthfront: Yes. Phone and email.

                            In their words: “Wealthfront’s team of client service specialists are available via phone or email in the event you can’t find your answer in our Help Center”

                            As of . Source: support.wealthfront.com

                            Webull: Yes. Email and phone.

                            In their words: “support@webull.com +1 (888) 828-0618”

                            As of . Source: webull.com

                            Ally: Yes. Phone, chat and email.

                            In their words: “Call, chat or email us any time.”

                            As of . Source: ally.com

                            SoFi: Yes. Chat and phone.

                            In their words: “You have options, including chatting with us.”

                            As of . Source: sofi.com

                            Chime: Yes. Chat and phone.

                            In their words: “Chat with us in the Chime app”

                            As of . Source: help.chime.com

                            MoneyLion: Yes. In-app chat, phone (24/7) and email.

                            In their words: “Here's how to contact MoneyLion Customer Care when you're in a pinch”

                            As of . Source: help.moneylion.com

                          Family

                          Bringing in more of the household? Here's what each app says about families and kids. See apps with custodial accounts for kids.

                          • Does it have accounts or features for kids or teens?

                            Acorns: Yes. It has accounts or features for kids or teens.

                            In their words: “Smart money app & up to 4 debit cards”

                            As of . Source: acorns.com

                            Ally Invest: Yes. It has accounts or features for kids or teens.

                            In their words: “As the owner of a self-directed account, the choice is yours. We offer the following account types:”

                            As of . Source: ally.com

                            Betterment: No.

                            In their words: “Betterment only supports accounts for individuals the ages of 18 or older.”

                            As of . Source: betterment.com

                            Bloom: Yes. It has accounts or features for kids or teens.

                            In their words: “Bloom charges a subscription fee for access to an investing account (including UTMA/UGMA custodial brokerage accounts for teens 13-17), 200+ interactive financial lessons, and stock rewards for learning.”

                            As of . Source: bloomapp.com

                            Charles Schwab: Yes. It has accounts or features for kids or teens.

                            In their words: “A Schwab One Custodial Account lets you invest in your child's future while teaching them how to build it.”

                            As of . Source: schwab.com

                            E*TRADE: Yes. It has accounts or features for kids or teens.

                            In their words: “Save and invest on a child’s behalf with a custodial account, while maintaining full control until they reach adulthood.”

                            As of . Source: us.etrade.com

                            Fidelity: Yes. It has accounts or features for kids or teens.

                            In their words: “The only brokerage account teens ages 13–17 can own independently”

                            As of . Source: fidelity.com

                            M1: Yes. It has accounts or features for kids or teens.

                            In their words: “Opening an M1 Custodial Account (UTMA/UGMA) allows you to invest and manage assets on behalf of a minor”

                            As of . Source: help.m1.com

                            Public: No.

                            In their words: “Public does not offer custodial accounts at this time.”

                            As of . Source: help.public.com

                            Robinhood: Yes. It has accounts or features for kids or teens.

                            In their words: “Custodial accounts let you invest on behalf of a minor, directly from your Robinhood app.”

                            As of . Source: robinhood.com

                            SoFi Invest: No.

                            In their words: “At this time we do not offer UTMA (Uniform Transfers to Minors Act) or UGMA (Uniform Gifts to Minors Act) accounts.”

                            As of . Source: support.sofi.com

                            Stash: Yes. It has accounts or features for kids or teens.

                            In their words: “With a custodial account (aka Kids Portfolio at Stash), you can buy stocks and ETFs on behalf of the children in your life”

                            As of . Source: stash.com

                            Vanguard: Yes. It has accounts or features for kids or teens.

                            In their words: “Any adult resident of the U.S. can open or contribute to an UGMA or UTMA.”

                            As of . Source: investor.vanguard.com

                            Wealthfront: Yes. It has accounts or features for kids or teens.

                            In their words: “we offer an ability to open a taxable Wealthfront Portfolio for a minor!”

                            As of . Source: support.wealthfront.com

                            Webull: Yes. It has accounts or features for kids or teens.

                            In their words: “All custodial accounts will be opened as UTMA accounts.”

                            As of . Source: webull.com

                            Ally: Yes. It has accounts or features for kids or teens.

                            In their words: “Once a minor reaches the age of majority in their state, control of the funds must be transferred to the minor.”

                            As of . Source: ally.com

                            SoFi: No.

                            In their words: “You must be 18 years or older to open any SoFi Bank account with us whether joint or individual.”

                            As of . Source: support.sofi.com

                            Chime: No.

                            In their words: “You must be at least 18 years old.”

                            As of . Source: help.chime.com

                            MoneyLion: No.

                            In their words: “Be at least 18 years old (or the age of majority in your state or jurisdiction of residence).”

                            As of . Source: moneylion.com

                          A question shows only when every app here has a current official source that answers it. We only say no when the app's own page does.

                          What real users say

                          These are other people's opinions, not Priceless Tay's. We quote public reviews and posts word for word, link each one and show its date, but we haven't checked the claims in them. A post counts toward a theme when it uses one of that theme's keywords, so a mention can be praise or a complaint.

                          What Acorns users say

                          Based on 500 App Store reviews, 3 Reddit posts and 1 YouTube video dated Nov 2025 to Oct 2026, read Oct 2026. We collected the Reddit and YouTube data with Apify, a scraping service, on Oct 24, 2026.

                          • Of the 504 reviews, posts and videos we read, 78 mention the price, fees or the subscription.
                          • Of the 504 reviews, posts and videos we read, 75 mention how easy or hard the app is to use.
                          • Of the 504 reviews, posts and videos we read, 52 mention deposits, transfers or getting paid.

                          Positive

                          “Great investing app for beginners. Acorns makes saving and investing simple with automatic deposits and round-ups.”
                          App Store reviewer on the App Store, . See the App Store reviews. Apple doesn't give single reviews their own link, so this opens the app's reviews.

                          Positive

                          “Acorns. I love that app. I have it set to like $20 a week and then 3x round up...”
                          u/Yikes_big_oof in r/budget on Reddit, . Read it on Reddit.

                          Critical

                          “This place just kept charging me a monthly fee even though the account had been closed.”
                          App Store reviewer on the App Store, . See the App Store reviews. Apple doesn't give single reviews their own link, so this opens the app's reviews.
                          Where these come from
                          • Acorns reviews on the App Store, read Oct 24, 2026. The public feed returns the 500 most recent US reviews. We kept every one dated inside the window.
                          • Hacker News search for Acorns, read Oct 24, 2026. Public search of comments and posts. 5 named the app; we kept 0 where the writer shares their own use of it.
                          • Reddit search for Acorns, collected Oct 24, 2026. Collected with Apify (harshmaur/reddit-scraper) on Oct 24 2026: a keyword search for "Acorns app", posts and comments from after Oct 24 2025. It returned 84, most of them about something else. We kept 3 where the writer shares their own use of the app or a clear opinion of it. We left out moderators, bots, company accounts, referral posts and people promoting their own apps.
                          • YouTube search for Acorns, collected Oct 24, 2026. Collected with Apify (streamers/youtube-scraper) on Oct 24 2026: a search for "Acorns app review" from the past year, up to 8 videos. It returned 7. We kept 1 and left out the app's own channel, sponsored videos, videos with affiliate or referral links and videos about a different product. We count themes from each video's title, description and captions, but we don't quote videos, because the captions we have carry no timestamps.
                          • u/Yikes_big_oof in r/budget on Reddit, Oct 23, 2026.
                          • u/LewisRyan in r/acorns on Reddit, Oct 21, 2026.
                          • u/DAT4korrupt in r/povertyfinance on Reddit, Oct 12, 2026.
                          • "I'm Leaving Acorns Investing..." by Keep Going on YouTube, Nov 12, 2025.

                          FAQ

                          What are the closest alternatives to Acorns?

                          The closest alternatives to Acorns are Ally Invest, Betterment and Bloom, because Ally Invest, Betterment and Bloom are also investing apps. This list is ordered by how close each app's category is to Acorns's, not by how good it is.

                          How much does Acorns charge?

                          Acorns has three monthly plans: Bronze at $4 a month, Silver at $8 a month, and Gold at $12 a month. We checked this on Oct 29, 2026.

                          What APY does Acorns list?

                          Acorns lists a 3.59% APY on Emergency Savings and a 2.33% APY on Mighty Oak Checking, stated as of Sep 22, 2026. Acorns says the rate is variable. Acorns says there is no minimum opening deposit or minimum balance for these accounts. We checked this on Oct 29, 2026.

                          What is Acorns's app store rating?

                          Acorns has 4.7 out of 5 on the App Store from 960,195 ratings. That's a snapshot from the store listing on Oct 29, 2026, not our score.

                          Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.

                          Another option: Fifecta

                          If none of these feels right, here is one more option to look at. Fifecta gives every paycheck a plan with FUNDS, and it starts from your Money Type, so the plan matches how you already handle money.

                          Keep comparing

                          Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.

                          Want a plan built on your Money Type?

                          Fifecta gives every paycheck a plan with FUNDS, so you know where each dollar goes.

                          Sources and confidence

                          Last checked
                          Sourced facts
                          177 facts, each linked and dated
                          Acorns10 sourced facts, last checked Oct 29, 2026
                          Ally Invest9 sourced facts, last checked Nov 3, 2026
                          Betterment10 sourced facts, last checked Nov 3, 2026
                          Bloom10 sourced facts, last checked Nov 3, 2026
                          Charles Schwab10 sourced facts, last checked Nov 3, 2026
                          E*TRADE10 sourced facts, last checked Nov 3, 2026
                          Fidelity Investments10 sourced facts, last checked Nov 3, 2026
                          M110 sourced facts, last checked Nov 3, 2026
                          Public10 sourced facts, last checked Nov 3, 2026
                          Robinhood10 sourced facts, last checked Nov 3, 2026
                          SoFi Invest10 sourced facts, last checked Nov 3, 2026
                          Stash10 sourced facts, last checked Nov 3, 2026
                          Vanguard10 sourced facts, last checked Nov 3, 2026
                          Wealthfront10 sourced facts, last checked Nov 3, 2026
                          Webull10 sourced facts, last checked Nov 3, 2026
                          Ally Bank Savings7 sourced facts, last checked Oct 29, 2026
                          SoFi Checking and Savings7 sourced facts, last checked Oct 29, 2026
                          Chime7 sourced facts, last checked Nov 12, 2026
                          MoneyLion7 sourced facts, last checked Oct 29, 2026

                          Each fact links to the official page it came from, with the date we checked it. Once a fact is older than 30 days, it comes off the page until we check it again. How we source, date and index this data.

                          This is education, not financial advice.