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Apps With Custodial Accounts for Kids
For parents and family members investing for a child. We list an app only when its own page names the account, and every row shows that page and the date we checked it.
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Before you compare: This compares features and fees from each company's own pages. It isn't investment advice, and investing involves risk, including loss of money.
Short answer
9 apps we track say on their own pages that you can open a custodial account for a child: Acorns, Ally Invest, Bloom, Charles Schwab, E*TRADE, M1, Robinhood, Stash and Vanguard. Each one is listed below with the account name its source uses and the date we checked it (newest check Nov 3, 2026). The app table lists the same apps with their prices and ratings.
9 apps, A to Z
The order is alphabetical, not a ranking. Every line links to the official page it came from, with the date we checked it.
Swipe the table sideways to see every column.
| App | What its page says | Fee or subscription | Account minimum | Automatic investing |
|---|---|---|---|---|
 Acorns | “UGMA/UTMA”As of Oct 29, 2026. acorns.com/pricing | Acorns has three monthly plans: Bronze at $4 a month, Silver at $8 a month, and Gold at $12 a month.As of Oct 29, 2026. Source: acorns.com/pricing | Acorns' Form ADV wrap fee brochure says there is no minimum account size, and most clients can begin investing with as little as $5.Clients using real-time Round-Ups through Acorns' banking partners may begin investing with less than $5.As of Oct 29, 2026. Source: sqy7rm.media.zestyio.com/Acorns-Wrap-Fee-Program-Brochure--August-2026-.pdf | Acorns says it puts investing on autopilot, and Round-Ups invest your spare change every time you make a purchase.As of Oct 29, 2026. Source: acorns.com/pricing |
 Ally Invest | “Custodial”As listed for Ally Invest Robo Portfolios (Ally Invest Advisors).As of Nov 3, 2026. ally.com/invest/robo-automated-investing | Ally Invest Robo Portfolios: the Cash-Enhanced Portfolio has a 0% advisory fee (it keeps 30% as a cash buffer), and the Market-Focused Portfolio has a 0.30% annual advisory fee.As of Nov 3, 2026. Source: ally.com/invest/commissions-and-fees | Ally says there's no minimum deposit to open a Self-Directed brokerage cash account. Margin accounts require $2,000, and Robo Portfolios require a $100 initial minimum deposit.As of Nov 3, 2026. Source: ally.com/invest/robo-automated-investing | Ally says it reviews Robo Portfolios daily and rebalances them automatically, with fee-free rebalancing.As of Nov 3, 2026. Source: ally.com/invest/robo-automated-investing |
 Bloom | “UTMA/UGMA custodial brokerage accounts for teens 13-17”As of Nov 3, 2026. bloomapp.com/faq | Bloom offers a $15 monthly plan and a $99.99 annual plan, and its custodial plan costs $150 a year.As of Nov 3, 2026. Source: bloomapp.com/faq | Bloom has no minimum account balance, but deposits and stock orders must be at least $1.As of Nov 3, 2026. Source: bloomapp.com/faq | Bloom says you can set up conditional and recurring orders, including recurring investments into its Auto-Portfolios on a fixed schedule.As of Nov 3, 2026. Source: App Store listing |
 Charles Schwab | “Schwab One Custodial (UGMA/UTMA)”As of Nov 3, 2026. schwab.com/pricing | Schwab Intelligent Portfolios, Schwab's robo-advisor, lists no advisory fee and no commissions. You still pay the operating expenses of the ETFs in the portfolio.As of Nov 3, 2026. Source: schwab.com/pricing | Schwab lists a $0 account minimum and $0 opening and maintenance fees for brokerage accounts and IRAs. Schwab Intelligent Portfolios has a $5,000 minimum.As of Nov 3, 2026. Source: schwab.com/pricing | Schwab says its robo-advisor builds, monitors and automatically rebalances a diversified portfolio.As of Nov 3, 2026. Source: schwab.com/intelligent-portfolios |
 E*TRADE | “Custodial Account”As of Nov 3, 2026. us.etrade.com/what-we-offer/our-accounts | E*TRADE's Core Portfolios list a flat annual advisory fee of 0.30% for an account market value of $500+.As of Nov 3, 2026. Source: us.etrade.com/what-we-offer/pricing-and-rates | E*TRADE says its brokerage account has no account minimums or maintenance fees, and that other fees may apply.As of Nov 3, 2026. Source: us.etrade.com/what-we-offer/our-accounts/brokerage-account | E*TRADE says Core Portfolios are rebalanced as necessary using advanced technology.As of Nov 3, 2026. Source: us.etrade.com/what-we-offer/pricing-and-rates |
 M1 | “Custodial”As of Nov 3, 2026. m1.com | M1 doesn't charge commission, trading or management fees for self-directed brokerage accounts. It charges a platform fee of $3/month, waived for clients with more than $10,000 on the platform.As of Nov 3, 2026. Source: m1.com | M1 lists a $100 minimum initial deposit for Individual, Joint, Custodial and Crypto accounts, $500 for Traditional, Roth and SEP IRAs, and $5,000 for Trust accounts. After the first deposit, additional deposits can be $10 or more.As of Nov 3, 2026. Source: help.m1.com/en/articles/9332048-your-first-deposit-at-m1 | M1 lists auto-invest with recurring transfers, Dynamic Rebalancing and one-click rebalancing.As of Nov 3, 2026. Source: m1.com/invest/automated-investing |
| Robinhood | “Custodial”As listed for Robinhood Strategies managed accounts.As of Nov 3, 2026. robinhood.com/us/en/strategies | Robinhood Strategies has a 0.25% annual management fee. Eligible Robinhood Gold members ($5 monthly subscription) pay it on only the first $100,000 of assets in their account.As of Nov 3, 2026. Source: robinhood.com/us/en/strategies | Robinhood Strategies has a minimum investment requirement of $50.As of Nov 3, 2026. Source: robinhood.com/us/en/strategies | Robinhood lists Recurring Investment: add to your investments on a consistent basis, even when you forget to.As of Nov 3, 2026. Source: robinhood.com/us/en/invest |
 Stash | “Custodial accounts for kids”As of Nov 3, 2026. stash.com/pricing | The Stash Plan costs $12 a month, or $108 billed annually. Stash also charges a 0.25% annual advisory fee on Smart Portfolios with balances of $1,000 or more and on Managed Retirement Accounts.As of Nov 3, 2026. Source: stash.com/pricing | Stash's pricing page says: No minimums. No hidden fees.As of Nov 3, 2026. Source: stash.com/pricing | Stash lists recurring investments: tell it how much and how often to auto-invest, and it does the rest. Stock Round-Ups automatically invest your spare change.As of Nov 3, 2026. Source: stash.com/invest |
 Vanguard | “UGMA/UTMA”As of Nov 3, 2026. investor.vanguard.com/accounts-plans | Vanguard Digital Advisor charges an annual gross advisory fee of 0.20% for index portfolio options or 0.25% for an active portfolio option. That fee is reduced by a credit for revenue Vanguard keeps from the investments in your account.Vanguard says enrollments in Vanguard Digital Advisor require at least $100 in each Vanguard Brokerage Account.As of Nov 3, 2026. Source: investor.vanguard.com/advice/robo-advisor | Vanguard says there's no fee or minimum investment amount to open an account.As of Nov 3, 2026. Source: investor.vanguard.com/accounts-plans/brokerage-accounts | Vanguard says its robo-advisor uses an algorithm to automatically build and rebalance a portfolio.As of Nov 3, 2026. Source: investor.vanguard.com/advice/robo-advisor |
See these apps in the full app table with their prices, platforms and app store ratings.
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Looking for another account? Apps Where You Can Open a Roth IRA or Apps With a SEP IRA or Solo 401(k) for the Self-Employed. How we decide an app offers an account type.
FAQ
Which apps let you open a custodial account for a child?
Acorns, Ally Invest, Bloom, Charles Schwab, E*TRADE, M1, Robinhood, Stash and Vanguard list it on their own pages. (Checked Nov 3, 2026 on each company's own pages.)
Which of these apps also offer a 529 college savings plan?
Charles Schwab and Vanguard also list a 529 college savings plan on their own pages. (Checked Nov 3, 2026 on each company's own pages.)
Can a child's investment income be taxed?
It can. The IRS says that if your child's interest, dividends, and other unearned income total more than $2,700, it may be subject to a specific tax on the unearned income of certain children, figured on Form 8615. (Source: IRS.gov, page last reviewed or updated Sep 24, 2026, checked Oct 24, 2026.)
This is education, not financial advice.
