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Apps With Custodial Accounts for Kids
For parents and family members investing for a child. We list an app only when its own page names the account, and every row shows that page and the date we checked it.
Updated
Before you compare: This compares features and fees from each company's own pages. It isn't investment advice, and investing involves risk, including loss of money.
Short answer
9 apps we track say on their own pages that you can open a custodial account for a child: Acorns, Ally Invest, Bloom, Charles Schwab, E*TRADE, M1, Robinhood, Stash and Vanguard. Each one is listed below with the account name its source uses and the date we checked it (newest check Oct 24, 2026). The app table lists the same apps with their prices and ratings.
9 apps, A to Z
The order is alphabetical, not a ranking. “Not verified yet” means we don't have a current official source for that line.
Swipe the table sideways to see every column.
| App | What its page says | Fee or subscription | Account minimum | Fractional shares | Automatic investing |
|---|---|---|---|---|---|
 Acorns | “UGMA/UTMA”As of Oct 24, 2026. acorns.com/pricing | Acorns has three monthly plans: Bronze at $4 a month, Silver at $8 a month, and Gold at $12 a month.As of Oct 24, 2026. Source: acorns.com/pricing | Not verified yet. | Not verified yet. | Acorns says it puts investing on autopilot, and Round-Ups invest your spare change every time you make a purchase.As of Oct 24, 2026. Source: acorns.com/pricing |
 Ally Invest | “Custodial”As listed for Ally Invest Robo Portfolios (Ally Invest Advisors).As of Oct 24, 2026. ally.com/invest/robo-automated-investing | Ally Invest Robo Portfolios: the Cash-Enhanced Portfolio has a 0% advisory fee (it keeps 30% as a cash buffer), and the Market-Focused Portfolio has a 0.30% annual advisory fee.As of Oct 24, 2026. Source: ally.com/invest/commissions-and-fees | Ally says there's no minimum deposit to open a Self-Directed brokerage cash account. Margin accounts require $2,000, and Robo Portfolios require a $100 initial minimum deposit.As of Oct 24, 2026. Source: ally.com/invest/robo-automated-investing | Not verified yet. | Ally says it reviews Robo Portfolios daily and rebalances them automatically, with fee-free rebalancing.As of Oct 24, 2026. Source: ally.com/invest/robo-automated-investing |
 Bloom | “UTMA/UGMA custodial brokerage accounts for teens 13-17”As of Oct 24, 2026. bloomapp.com/faq | Bloom offers a $15 monthly plan and a $99.99 annual plan, and its custodial plan costs $150 a year.As of Oct 24, 2026. Source: bloomapp.com/faq | Bloom has no minimum account balance, but deposits and stock orders must be at least $1.As of Oct 24, 2026. Source: bloomapp.com/faq | Not verified yet. | Not verified yet. |
 Charles Schwab | “Schwab One Custodial (UGMA/UTMA)”As of Oct 24, 2026. schwab.com/pricing | Schwab Intelligent Portfolios, Schwab's robo-advisor, lists no advisory fee and no commissions. You still pay the operating expenses of the ETFs in the portfolio.As of Oct 24, 2026. Source: schwab.com/pricing | Schwab lists a $0 account minimum for brokerage accounts and IRAs. Schwab Intelligent Portfolios has a $5,000 minimum.As of Oct 24, 2026. Source: schwab.com/pricing | Schwab says you can own fractional shares of most U.S.-listed stocks and ETFs for as little as $1.As of Oct 24, 2026. Source: schwab.com/fractional-shares-stock-slices | Schwab says its robo-advisor builds, monitors and automatically rebalances a diversified portfolio.As of Oct 24, 2026. Source: schwab.com/intelligent-portfolios |
 E*TRADE | “Custodial Account”As of Oct 24, 2026. us.etrade.com/what-we-offer/our-accounts | E*TRADE's Core Portfolios list a flat annual advisory fee of 0.30% for an account market value of $500+.As of Oct 24, 2026. Source: us.etrade.com/what-we-offer/pricing-and-rates | E*TRADE says Core Portfolios are managed for a 0.30% annual advisory fee and a $500 minimum.As of Oct 24, 2026. Source: us.etrade.com/what-we-offer/our-accounts | Not verified yet. | E*TRADE says Core Portfolios are rebalanced as necessary using advanced technology.As of Oct 24, 2026. Source: us.etrade.com/what-we-offer/pricing-and-rates |
 M1 | “Custodial”As of Oct 24, 2026. m1.com | M1 doesn't charge commission, trading or management fees for self-directed brokerage accounts. It charges a platform fee of $3/month, waived for clients with more than $10,000 on the platform.As of Oct 24, 2026. Source: m1.com | Not verified yet. | M1 says fractional shares let you build your portfolio to your exact percentages, from 6,000+ U.S.-listed stocks and ETFs.As of Oct 24, 2026. Source: m1.com | M1 lists auto-invest with recurring transfers, Dynamic Rebalancing and one-click rebalancing.As of Oct 24, 2026. Source: m1.com/invest/automated-investing |
 Robinhood | “Custodial”As listed for Robinhood Strategies managed accounts.As of Oct 24, 2026. robinhood.com/us/en/strategies | Robinhood Strategies has a 0.25% annual management fee. Eligible Robinhood Gold members ($5 monthly subscription) pay it on only the first $100,000 of assets in their account.As of Oct 24, 2026. Source: robinhood.com/us/en/strategies | Robinhood Strategies has a minimum investment requirement of $50.As of Oct 24, 2026. Source: robinhood.com/us/en/strategies | Robinhood says you can invest in certain stocks and ETFs with as little as $1 through fractional shares.As of Oct 24, 2026. Source: robinhood.com/us/en/support/articles/fractional-shares | Robinhood lists Recurring Investment: add to your investments on a consistent basis, even when you forget to.As of Oct 24, 2026. Source: robinhood.com/us/en/invest |
 Stash | “Custodial accounts for kids”As of Oct 24, 2026. stash.com/pricing | The Stash Plan costs $12 a month, or $108 billed annually. Stash also charges a 0.25% annual advisory fee on Smart Portfolios with balances of $1,000 or more and on Managed Retirement Accounts.As of Oct 24, 2026. Source: stash.com/pricing | Stash's pricing page says: No minimums. No hidden fees.As of Oct 24, 2026. Source: stash.com/pricing | Stash says you can invest in fractional shares with $5 or less, from thousands of stocks and ETFs.As of Oct 24, 2026. Source: stash.com/pricing | Not verified yet. |
| Vanguard | “UGMA/UTMA”As of Oct 24, 2026. investor.vanguard.com/accounts-plans | Vanguard Digital Advisor charges an annual gross advisory fee of 0.20% for index portfolio options or 0.25% for an active portfolio option. That fee is reduced by a credit for revenue Vanguard keeps from the investments in your account.As of Oct 24, 2026. Source: investor.vanguard.com/advice/robo-advisor | Vanguard says there's no fee or minimum investment amount to open an account.As of Oct 24, 2026. Source: investor.vanguard.com/accounts-plans/brokerage-accounts | Vanguard says dollar-based trading lets you buy a Vanguard ETF for as little as $1, regardless of the ETF's share price.As of Oct 24, 2026. Source: investor.vanguard.com/investor-resources-education/article/what-is-dollar-based-investing | Vanguard says its robo-advisor uses an algorithm to automatically build and rebalance a portfolio.As of Oct 24, 2026. Source: investor.vanguard.com/advice/robo-advisor |
See these apps in the full app table with their prices, platforms and app store ratings.
Not verified yet
These investing apps may offer it, but the official pages we checked don't name it, so we don't list them above. This isn't a no.
- Betterment. The Betterment page we checked doesn't name this account, so we haven't verified it either way.
- Fidelity Investments. The Fidelity page we checked doesn't name this account, so we haven't verified it either way.
- Public. The Public page we checked doesn't name this account, so we haven't verified it either way.
- SoFi Invest. The SoFi Invest page we checked doesn't name this account, so we haven't verified it either way.
- Wealthfront. The Wealthfront page we checked doesn't name this account, so we haven't verified it either way.
- Webull. The Webull page we checked doesn't name this account, so we haven't verified it either way.
Compare these apps
Alternatives to each app
Looking for another account? Apps Where You Can Open a Roth IRA or Apps With a SEP IRA or Solo 401(k) for the Self-Employed. How we decide an app offers an account type.
FAQ
Which apps let you open a custodial account for a child?
Acorns, Ally Invest, Bloom, Charles Schwab, E*TRADE, M1, Robinhood, Stash and Vanguard list it on their own pages. (Checked Oct 24, 2026 on each company's own pages.)
Which of these apps also offer a 529 college savings plan?
Charles Schwab and Vanguard also list a 529 college savings plan on their own pages. (Checked Oct 24, 2026 on each company's own pages.)
Why isn't every investing app listed?
We list an app only when its own page names the account. The Betterment page we checked doesn't name this account, so we haven't verified it either way. The Fidelity page we checked doesn't name this account, so we haven't verified it either way. The Public page we checked doesn't name this account, so we haven't verified it either way. The SoFi Invest page we checked doesn't name this account, so we haven't verified it either way. The Wealthfront page we checked doesn't name this account, so we haven't verified it either way. The Webull page we checked doesn't name this account, so we haven't verified it either way.
Can a child's investment income be taxed?
It can. The IRS says that if your child's interest, dividends, and other unearned income total more than $2,700, it may be subject to a specific tax on the unearned income of certain children, figured on Form 8615. (Source: IRS.gov, page last reviewed or updated Sep 24, 2026, checked Oct 24, 2026.)
This is education, not financial advice.
