Is there support from the app's makers if I need help?

M1: Yes. Chat, email and phone. Acorns: Yes. Chat (Acorns app or Help Center), email and phone. Ally Invest: Yes. Chat (after you log in), secure message and phone. Betterment: Yes. Phone. Bloom: Yes. Email. Charles Schwab: Yes. Phone, chat and branches. E*TRADE: Yes. Phone. Fidelity: Yes. Phone (24/7), chat (Fidelity Assistant 24/7, live chat with an associate) and Investor Centers. Public: Yes. Email and in-app chat. Robinhood: Yes. Chat (24/7) and phone (call back). SoFi Invest: Yes. Chat and phone. Stash: Yes. Phone and email. Vanguard: Yes. Phone. Wealthfront: Yes. Phone and email. Webull: Yes. Email and phone. Ally: Yes. Phone, chat and email. SoFi: Yes. Chat and phone. Chime: Yes. Chat and phone. MoneyLion: Yes. In-app chat, phone (24/7) and email.

Does it have accounts or features for kids or teens?

M1: Yes. It has accounts or features for kids or teens. Acorns: Yes. It has accounts or features for kids or teens. Ally Invest: Yes. It has accounts or features for kids or teens. Betterment: No. Bloom: Yes. It has accounts or features for kids or teens. Charles Schwab: Yes. It has accounts or features for kids or teens. E*TRADE: Yes. It has accounts or features for kids or teens. Fidelity: Yes. It has accounts or features for kids or teens. Public: No. Robinhood: Yes. It has accounts or features for kids or teens. SoFi Invest: No. Stash: Yes. It has accounts or features for kids or teens. Vanguard: Yes. It has accounts or features for kids or teens. Wealthfront: Yes. It has accounts or features for kids or teens. Webull: Yes. It has accounts or features for kids or teens. Ally: Yes. It has accounts or features for kids or teens. SoFi: No. Chime: No. MoneyLion: No.

Alternatives

M1 alternatives in 2026

Updated Nov 12, 2026

Data as of Oct 29, 2026

I earn commissions from some links.

M1Investing app

M1 is an investing app. M1 doesn't charge commission, trading or management fees for self-directed brokerage accounts. It charges a platform fee of $3/month, waived for clients with more than $10,000 on the platform. We checked that on Nov 3, 2026. Below are 18 other apps, starting with the 14 other investing apps and then savings accounts and banking apps. They're ranked by how close each app's category is to M1's, not by how good it is, and every fact shows the date we checked it.

Before you compare: This compares features and fees from each company's own pages. It isn't investment advice, and investing involves risk, including loss of money.

Short answer

The closest alternatives to M1 are Acorns, Ally Invest and Betterment, because Acorns, Ally Invest and Betterment are also investing apps. M1 doesn't charge commission, trading or management fees for self-directed brokerage accounts. We checked M1 on Nov 3, 2026, and each card below puts an alternative's fees, minimums, platforms and ratings next to M1's, with the date we checked them.

What M1 says on its own pages

Before you compare, here is what M1 itself says about these points. Quotes are its own words, and each line links to the page we read.

Sharing with a partner: “Both owners’ info is required, but account is accessible from a single login.” (source, opens in a new tab, checked Nov 3, 2026)
People per plan: “Two account owners share equal access and ownership.” (source, opens in a new tab, checked Nov 3, 2026)
Tax time: “M1 seamlessly integrates with TurboTax to allow you to import tax data from your Invest account(s).” (source, opens in a new tab, checked Nov 3, 2026)
Exporting your data: “You can view and download a CSV file of your account’s activity and holdings information on the web and our mobile app on iOS.” (source, opens in a new tab, checked Nov 3, 2026)
Age and family: “Opening an M1 Custodial Account (UTMA/UGMA) allows you to invest and manage assets on behalf of a minor” (source, opens in a new tab, checked Nov 3, 2026)

What M1 and its alternatives cost

M1
M1 doesn't charge commission, trading or management fees for self-directed brokerage accounts. It charges a platform fee of $3/month, waived for clients with more than $10,000 on the platform.
As of Nov 3, 2026 · m1.com
Acorns
$4a month
Acorns has three monthly plans: Bronze at $4 a month, Silver at $8 a month, and Gold at $12 a month.
As of Oct 29, 2026 · acorns.com/pricing
Ally Invest
Ally Invest Robo Portfolios: the Cash-Enhanced Portfolio has a 0% advisory fee (it keeps 30% as a cash buffer), and the Market-Focused Portfolio has a 0.30% annual advisory fee.
As of Nov 3, 2026 · ally.com/invest/commissions-and-fees
Betterment
Betterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested.
As of Nov 3, 2026 · betterment.com/pricing
Bloom
$15a month
Bloom offers a $15 monthly plan and a $99.99 annual plan, and its custodial plan costs $150 a year.
Cost over 1 and 3 years: $99.99 and $299.97, at the yearly list price before tax.
As of Nov 3, 2026 · bloomapp.com/faq
Charles Schwab
Schwab Intelligent Portfolios, Schwab's robo-advisor, lists no advisory fee and no commissions. You still pay the operating expenses of the ETFs in the portfolio.
As of Nov 3, 2026 · schwab.com/pricing
E*TRADE
E*TRADE's Core Portfolios list a flat annual advisory fee of 0.30% for an account market value of $500+.
As of Nov 3, 2026 · us.etrade.com/what-we-offer/pricing-and-rates
Fidelity Investments
Fidelity Go, Fidelity's robo advisor, lists a gross advisory fee of $0 for balances under $25,000 and 0.35% a year for $25,000 and above.
As of Nov 3, 2026 · fidelity.com/why-fidelity/pricing-fees
Public
Public's Generated Assets portfolios list a management fee of 0.49% a year (its Dividends portfolio page, for example).
As of Nov 3, 2026 · public.com/generated-assets/dividends-2f14c2d8
Robinhood
Robinhood Strategies has a 0.25% annual management fee. Eligible Robinhood Gold members ($5 monthly subscription) pay it on only the first $100,000 of assets in their account.
As of Nov 3, 2026 · robinhood.com/us/en/strategies
SoFi Invest
SoFi's fee schedule (last updated 10/1/2026) lists a 0.25% annual advisory fee for Robo-Advisor accounts.
As of Nov 3, 2026 · sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
Stash
$12a month
The Stash Plan costs $12 a month, or $108 billed annually.
As of Nov 3, 2026 · stash.com/pricing
Vanguard
Vanguard Digital Advisor charges an annual gross advisory fee of 0.20% for index portfolio options or 0.25% for an active portfolio option. That fee is reduced by a credit for revenue Vanguard keeps from the investments in your account.
As of Nov 3, 2026 · investor.vanguard.com/advice/robo-advisor
Wealthfront
Wealthfront's advisory fee for The Wealthfront Portfolio is 0.25% annually.
As of Nov 3, 2026 · wealthfront.com/pricing
Webull
Webull Advisors lists an annualized advisory fee of 0.20% on diversified strategies, with fees from 0.15% to 0.30% depending on the portfolio.
As of Nov 3, 2026 · webull.com/trading-investing/webull-advisors
Ally Bank Savings
Ally charges no monthly maintenance fees on its savings account.
As of Oct 29, 2026 · ally.com/bank/online-savings-account
SoFi Checking and Savings
SoFi says its Checking and Savings has no monthly, minimum or maintenance fees.
As of Oct 29, 2026 · sofi.com/banking/high-yield-savings-account
Chime
Chime says its savings account has no fees, and you need an active Chime Checking Account to open one.
As of Oct 29, 2026 · help.chime.com/what-is-the-chime-savings-account-f189355c
MoneyLion
$0a month
The optional MoneyLion One membership costs $9.99 a month, or $0 a month when you direct deposit $500 or more each month.
As of Oct 29, 2026 · moneylion.com/one

Bars show only when every app here lists a yearly price, so these prices sit side by side without them. Prices are list prices from each app's own page, before tax and any offer. Investing fees appear as each company states them. A yearly advisory fee is a percent of your balance, not a monthly price, so it never gets a bar or a price tag.

Alternatives to M1, closest category first

Each card puts the app's facts next to M1's, with the date we checked each one. The order follows how close the category is, not how good the app is.

How M1 compares at a glance

On the App Store, against M1's 4.7, Betterment (4.8), Bloom (4.8), Charles Schwab (4.8), Fidelity (4.8), Wealthfront (4.8), Chime (4.8) and MoneyLion (4.8) rate higher and Ally Invest (4.6), Robinhood (4.3) and Vanguard (4.6) rate lower.
M1 offers options for kids, which Betterment, Public, SoFi Invest, SoFi, Chime and MoneyLion say on their own pages they don't.

Other investing apps

Acorns
Investing app
Same category
Google Play marketing image, Oct 25, 2026
Acorns is an automated investing app that bundles investing, retirement and banking tools into monthly subscription plans.
Management or subscription fee
AcornsAcorns has three monthly plans: Bronze at $4 a month, Silver at $8 a month, and Gold at $12 a month.As of Oct 29, 2026. Source: acorns.com/pricing
M1M1 doesn't charge commission, trading or management fees for self-directed brokerage accounts. It charges a platform fee of $3/month, waived for clients with more than $10,000 on the platform.As of Nov 3, 2026. Source: m1.com
Account minimum
AcornsAcorns' Form ADV wrap fee brochure says there is no minimum account size, and most clients can begin investing with as little as $5.Clients using real-time Round-Ups through Acorns' banking partners may begin investing with less than $5.As of Oct 29, 2026. Source: sqy7rm.media.zestyio.com/Acorns-Wrap-Fee-Program-Brochure--August-2026-.pdf
M1M1 lists a $100 minimum initial deposit for Individual, Joint, Custodial and Crypto accounts, $500 for Traditional, Roth and SEP IRAs, and $5,000 for Trust accounts. After the first deposit, additional deposits can be $10 or more.As of Nov 3, 2026. Source: help.m1.com/en/articles/9332048-your-first-deposit-at-m1
Platforms
AcornsAcorns lists Mobile app and Web app.As of Oct 29, 2026. Source: sqy7rm.media.zestyio.com/Acorns-Securities-Acorns-Advisers-Form-CRS--August-2026-.pdf
M1M1 lists Web, iOS and Android.As of Nov 3, 2026. Source: help.m1.com/en/articles/9332048-your-first-deposit-at-m1
App store rating
AcornsAcorns has 4.7 out of 5 on the App Store from 960,195 ratings.As of Oct 29, 2026. Source: App Store listing
M1M1 has 4.7 out of 5 on the App Store from 75,319 ratings.As of Nov 3, 2026. Source: App Store listing
How Acorns differs from M1
Acorns and M1 are both investing apps. Acorns offers exports for tax time and options for kids, which M1 includes too. Like M1, Acorns lists phone, email and chat support. Acorns is rated 4.7 from 960,195 ratings on the App Store, the same 4.7 rating M1 has.
Who it fits
- Acorns lists an APY on deposits. That fits a Saver, whose first fix is putting saved money to work.
- Read our Acorns review
Ally Invest
Investing app
Same category
App Store marketing image, Oct 25, 2026
Ally Invest is Ally's investing service in the Ally app, with self-directed trading and Robo Portfolios. Ally's savings account has its own entry.
Management or subscription fee
Ally InvestAlly Invest Robo Portfolios: the Cash-Enhanced Portfolio has a 0% advisory fee (it keeps 30% as a cash buffer), and the Market-Focused Portfolio has a 0.30% annual advisory fee.As of Nov 3, 2026. Source: ally.com/invest/commissions-and-fees
M1M1 doesn't charge commission, trading or management fees for self-directed brokerage accounts. It charges a platform fee of $3/month, waived for clients with more than $10,000 on the platform.As of Nov 3, 2026. Source: m1.com
Account minimum
Ally InvestAlly says there's no minimum deposit to open a Self-Directed brokerage cash account. Margin accounts require $2,000, and Robo Portfolios require a $100 initial minimum deposit.As of Nov 3, 2026. Source: ally.com/invest/robo-automated-investing
M1M1 lists a $100 minimum initial deposit for Individual, Joint, Custodial and Crypto accounts, $500 for Traditional, Roth and SEP IRAs, and $5,000 for Trust accounts. After the first deposit, additional deposits can be $10 or more.As of Nov 3, 2026. Source: help.m1.com/en/articles/9332048-your-first-deposit-at-m1
Platforms
Ally InvestAlly Invest lists iOS and Android.As of Nov 3, 2026. Source: ally.com/bank/online-banking
M1M1 lists Web, iOS and Android.As of Nov 3, 2026. Source: help.m1.com/en/articles/9332048-your-first-deposit-at-m1
App store rating
Ally InvestAlly Invest has 4.6 out of 5 on the App Store from 114,502 ratings.As of Nov 3, 2026. Source: App Store listing
M1M1 has 4.7 out of 5 on the App Store from 75,319 ratings.As of Nov 3, 2026. Source: App Store listing
How Ally Invest differs from M1
M1 provides email support, which Ally Invest doesn't list. On the App Store, Ally Invest is rated 4.6 from 114,502 ratings, next to M1's 4.7 from 75,319 ratings. Ally Invest and M1 are both investing apps. Like M1, Ally Invest runs on iPhone and Android. Ally Invest offers exports for tax time and options for kids, which M1 includes too. Like M1, Ally Invest lists phone and chat support.
Betterment
Investing app
Same category
App Store marketing image, Oct 25, 2026
Betterment is an automated investing app with managed portfolios, IRAs and other retirement accounts, and commission-free stock and ETF trading.
Management or subscription fee
BettermentBetterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested.As of Nov 3, 2026. Source: betterment.com/pricing
M1M1 doesn't charge commission, trading or management fees for self-directed brokerage accounts. It charges a platform fee of $3/month, waived for clients with more than $10,000 on the platform.As of Nov 3, 2026. Source: m1.com
Account minimum
BettermentBetterment says pricing for its investment portfolios begins at $5/month, with no minimum balance.As of Nov 3, 2026. Source: betterment.com/pricing
M1M1 lists a $100 minimum initial deposit for Individual, Joint, Custodial and Crypto accounts, $500 for Traditional, Roth and SEP IRAs, and $5,000 for Trust accounts. After the first deposit, additional deposits can be $10 or more.As of Nov 3, 2026. Source: help.m1.com/en/articles/9332048-your-first-deposit-at-m1
Platforms
BettermentBetterment lists Web, iOS and Android.As of Nov 3, 2026. Source: betterment.com/help/tag/mobile-app
M1M1 lists Web, iOS and Android.As of Nov 3, 2026. Source: help.m1.com/en/articles/9332048-your-first-deposit-at-m1
App store rating
BettermentBetterment has 4.8 out of 5 on the App Store from 66,359 ratings.As of Nov 3, 2026. Source: App Store listing
M1M1 has 4.7 out of 5 on the App Store from 75,319 ratings.As of Nov 3, 2026. Source: App Store listing
How Betterment differs from M1
M1 includes options for kids, which Betterment says it doesn't offer. M1 provides email and chat support, which Betterment doesn't list. Betterment rates 4.8 from 66,359 ratings on the App Store, where M1 sits at 4.7 from 75,319 ratings. Like M1, Betterment is an investing app. Betterment runs on the same platforms M1 covers: the web, iPhone and Android. Like M1, Betterment offers data export and exports for tax time. Betterment allows up to 2 people on one plan, matching M1's cap. Like M1, Betterment lists phone support.
Bloom
Investing app
Same category
App Store marketing image, Oct 25, 2026
Bloom is a subscription app for learning to invest, with lessons, games and an investing account for adults and teens.
Management or subscription fee
BloomBloom offers a $15 monthly plan and a $99.99 annual plan, and its custodial plan costs $150 a year.As of Nov 3, 2026. Source: bloomapp.com/faq
M1M1 doesn't charge commission, trading or management fees for self-directed brokerage accounts. It charges a platform fee of $3/month, waived for clients with more than $10,000 on the platform.As of Nov 3, 2026. Source: m1.com
Account minimum
BloomBloom has no minimum account balance, but deposits and stock orders must be at least $1.As of Nov 3, 2026. Source: bloomapp.com/faq
M1M1 lists a $100 minimum initial deposit for Individual, Joint, Custodial and Crypto accounts, $500 for Traditional, Roth and SEP IRAs, and $5,000 for Trust accounts. After the first deposit, additional deposits can be $10 or more.As of Nov 3, 2026. Source: help.m1.com/en/articles/9332048-your-first-deposit-at-m1
Platforms
BloomBloom lists iOS and Android.As of Nov 3, 2026. Source: bloomapp.com
M1M1 lists Web, iOS and Android.As of Nov 3, 2026. Source: help.m1.com/en/articles/9332048-your-first-deposit-at-m1
App store rating
BloomBloom has 4.8 out of 5 on the App Store from 46,609 ratings.As of Nov 3, 2026. Source: App Store listing
M1M1 has 4.7 out of 5 on the App Store from 75,319 ratings.As of Nov 3, 2026. Source: App Store listing
How Bloom differs from M1
Bloom doesn't list phone and chat support, which M1 provides. Bloom rates 4.8 from 46,609 ratings on the App Store, where M1 sits at 4.7 from 75,319 ratings. Bloom is an investing app, the same kind of app as M1. Bloom runs on iPhone and Android, as M1 does. Like M1, Bloom offers options for kids. Bloom lists email support, which M1 provides too.
- Read our Bloom review
Charles Schwab
Investing app
Same category
App Store marketing image, Oct 24, 2026
Charles Schwab is a brokerage with the Schwab Mobile app, retirement and custodial accounts, and a robo-advisor called Schwab Intelligent Portfolios.
Management or subscription fee
Charles SchwabSchwab Intelligent Portfolios, Schwab's robo-advisor, lists no advisory fee and no commissions. You still pay the operating expenses of the ETFs in the portfolio.As of Nov 3, 2026. Source: schwab.com/pricing
M1M1 doesn't charge commission, trading or management fees for self-directed brokerage accounts. It charges a platform fee of $3/month, waived for clients with more than $10,000 on the platform.As of Nov 3, 2026. Source: m1.com
Account minimum
Charles SchwabSchwab lists a $0 account minimum and $0 opening and maintenance fees for brokerage accounts and IRAs. Schwab Intelligent Portfolios has a $5,000 minimum.As of Nov 3, 2026. Source: schwab.com/pricing
M1M1 lists a $100 minimum initial deposit for Individual, Joint, Custodial and Crypto accounts, $500 for Traditional, Roth and SEP IRAs, and $5,000 for Trust accounts. After the first deposit, additional deposits can be $10 or more.As of Nov 3, 2026. Source: help.m1.com/en/articles/9332048-your-first-deposit-at-m1
Platforms
Charles SchwabCharles Schwab lists iOS and Android.As of Nov 3, 2026. Source: schwab.com/mobile
M1M1 lists Web, iOS and Android.As of Nov 3, 2026. Source: help.m1.com/en/articles/9332048-your-first-deposit-at-m1
App store rating
Charles SchwabCharles Schwab has 4.8 out of 5 on the App Store from 1,211,167 ratings.As of Nov 3, 2026. Source: App Store listing
M1M1 has 4.7 out of 5 on the App Store from 75,319 ratings.As of Nov 3, 2026. Source: App Store listing
How Charles Schwab differs from M1
M1 provides email support, which Charles Schwab doesn't list. Charles Schwab's App Store rating is 4.8 from 1,211,167 ratings, against 4.7 from 75,319 ratings for M1. Charles Schwab is an investing app, the same kind of app as M1. Like M1, Charles Schwab runs on iPhone and Android. Charles Schwab offers exports for tax time and options for kids, which M1 includes too. Like M1, Charles Schwab lists phone and chat support.
E*TRADE
Investing app
Same category
App Store marketing image, Oct 24, 2026
E*TRADE, from Morgan Stanley, is a brokerage with an investing app, retirement and education accounts, and managed Core Portfolios.
Management or subscription fee
E*TRADEE*TRADE's Core Portfolios list a flat annual advisory fee of 0.30% for an account market value of $500+.As of Nov 3, 2026. Source: us.etrade.com/what-we-offer/pricing-and-rates
M1M1 doesn't charge commission, trading or management fees for self-directed brokerage accounts. It charges a platform fee of $3/month, waived for clients with more than $10,000 on the platform.As of Nov 3, 2026. Source: m1.com
Account minimum
E*TRADEE*TRADE says its brokerage account has no account minimums or maintenance fees, and that other fees may apply.As of Nov 3, 2026. Source: us.etrade.com/what-we-offer/our-accounts/brokerage-account
M1M1 lists a $100 minimum initial deposit for Individual, Joint, Custodial and Crypto accounts, $500 for Traditional, Roth and SEP IRAs, and $5,000 for Trust accounts. After the first deposit, additional deposits can be $10 or more.As of Nov 3, 2026. Source: help.m1.com/en/articles/9332048-your-first-deposit-at-m1
Platforms
E*TRADEE*TRADE lists Power E*TRADE Pro, Power E*TRADE Web, Power E*TRADE App, E*TRADE App and E*TRADE Web.As of Nov 3, 2026. Source: us.etrade.com/platforms
M1M1 lists Web, iOS and Android.As of Nov 3, 2026. Source: help.m1.com/en/articles/9332048-your-first-deposit-at-m1
App store rating
E*TRADEE*TRADE has 4.7 out of 5 on the App Store from 380,746 ratings.As of Nov 3, 2026. Source: App Store listing
M1M1 has 4.7 out of 5 on the App Store from 75,319 ratings.As of Nov 3, 2026. Source: App Store listing
How E*TRADE differs from M1
E*TRADE doesn't list email and chat support, which M1 provides. E*TRADE is an investing app, the same kind of app as M1. On data export and options for kids, E*TRADE matches M1. E*TRADE lists phone support, which M1 provides too. Like M1, E*TRADE is rated 4.7 on the App Store.
Fidelity Investments
Investing app
Same category
App Store marketing image, Oct 24, 2026
Fidelity is a brokerage with an investing app, retirement and education accounts, and a robo advisor called Fidelity Go.
Management or subscription fee
FidelityFidelity Go, Fidelity's robo advisor, lists a gross advisory fee of $0 for balances under $25,000 and 0.35% a year for $25,000 and above.As of Nov 3, 2026. Source: fidelity.com/why-fidelity/pricing-fees
M1M1 doesn't charge commission, trading or management fees for self-directed brokerage accounts. It charges a platform fee of $3/month, waived for clients with more than $10,000 on the platform.As of Nov 3, 2026. Source: m1.com
Account minimum
FidelityFidelity lists no account fees and no minimums to open a retail brokerage account, including IRAs. Fidelity Go, its robo advisor, lists no account minimum.As of Nov 3, 2026. Source: fidelity.com/why-fidelity/pricing-fees
M1M1 lists a $100 minimum initial deposit for Individual, Joint, Custodial and Crypto accounts, $500 for Traditional, Roth and SEP IRAs, and $5,000 for Trust accounts. After the first deposit, additional deposits can be $10 or more.As of Nov 3, 2026. Source: help.m1.com/en/articles/9332048-your-first-deposit-at-m1
Platforms
FidelityFidelity Investments lists iOS and Android.As of Nov 3, 2026. Source: fidelity.com/mobile/overview
M1M1 lists Web, iOS and Android.As of Nov 3, 2026. Source: help.m1.com/en/articles/9332048-your-first-deposit-at-m1
App store rating
FidelityFidelity Investments has 4.8 out of 5 on the App Store from 3,378,991 ratings.As of Nov 3, 2026. Source: App Store listing
M1M1 has 4.7 out of 5 on the App Store from 75,319 ratings.As of Nov 3, 2026. Source: App Store listing
How Fidelity differs from M1
M1 provides email support, which Fidelity doesn't list. Fidelity's App Store rating is 4.8 from 3,378,991 ratings, against 4.7 from 75,319 ratings for M1. Fidelity is an investing app, the same kind of app as M1. Like M1, Fidelity runs on iPhone and Android. Like M1, Fidelity offers data export, exports for tax time and options for kids. Like M1, Fidelity lists phone and chat support.
Public
Investing app
Same category
App Store marketing image, Oct 24, 2026
Public is an investing app for stocks, ETFs, options, bonds and crypto, with IRAs and managed Generated Assets portfolios.
Management or subscription fee
PublicPublic's Generated Assets portfolios list a management fee of 0.49% a year (its Dividends portfolio page, for example).As of Nov 3, 2026. Source: public.com/generated-assets/dividends-2f14c2d8
M1M1 doesn't charge commission, trading or management fees for self-directed brokerage accounts. It charges a platform fee of $3/month, waived for clients with more than $10,000 on the platform.As of Nov 3, 2026. Source: m1.com
Account minimum
PublicPublic says the minimum investment for Generated Assets like its Dividends portfolio is $1,000.As of Nov 3, 2026. Source: public.com/generated-assets/dividends-2f14c2d8
M1M1 lists a $100 minimum initial deposit for Individual, Joint, Custodial and Crypto accounts, $500 for Traditional, Roth and SEP IRAs, and $5,000 for Trust accounts. After the first deposit, additional deposits can be $10 or more.As of Nov 3, 2026. Source: help.m1.com/en/articles/9332048-your-first-deposit-at-m1
Platforms
PublicPublic lists Mobile app and Web.As of Nov 3, 2026. Source: help.public.com/en/articles/5724380-explore-the-new-investing-experience-on-the-web
M1M1 lists Web, iOS and Android.As of Nov 3, 2026. Source: help.m1.com/en/articles/9332048-your-first-deposit-at-m1
App store rating
PublicPublic has 4.7 out of 5 on the App Store from 85,695 ratings.As of Nov 3, 2026. Source: App Store listing
M1M1 has 4.7 out of 5 on the App Store from 75,319 ratings.As of Nov 3, 2026. Source: App Store listing
How Public differs from M1
Public's own pages say it doesn't offer options for kids, which M1 includes. Public doesn't list phone support, which M1 provides. Like M1, Public is an investing app. Public offers exports for tax time, which M1 includes too. Public lists email and chat support, which M1 provides too. Like M1, Public is rated 4.7 on the App Store.
Robinhood
Investing app
Same category
App Store marketing image, Oct 25, 2026
Robinhood is a commission-free trading app with retirement and custodial accounts and a managed portfolio service called Robinhood Strategies.
Management or subscription fee
RobinhoodRobinhood Strategies has a 0.25% annual management fee. Eligible Robinhood Gold members ($5 monthly subscription) pay it on only the first $100,000 of assets in their account.As of Nov 3, 2026. Source: robinhood.com/us/en/strategies
M1M1 doesn't charge commission, trading or management fees for self-directed brokerage accounts. It charges a platform fee of $3/month, waived for clients with more than $10,000 on the platform.As of Nov 3, 2026. Source: m1.com
Account minimum
RobinhoodRobinhood Strategies has a minimum investment requirement of $50.As of Nov 3, 2026. Source: robinhood.com/us/en/strategies
M1M1 lists a $100 minimum initial deposit for Individual, Joint, Custodial and Crypto accounts, $500 for Traditional, Roth and SEP IRAs, and $5,000 for Trust accounts. After the first deposit, additional deposits can be $10 or more.As of Nov 3, 2026. Source: help.m1.com/en/articles/9332048-your-first-deposit-at-m1
Platforms
RobinhoodRobinhood lists Robinhood app and Robinhood Legend.As of Nov 3, 2026. Source: robinhood.com/us/en
M1M1 lists Web, iOS and Android.As of Nov 3, 2026. Source: help.m1.com/en/articles/9332048-your-first-deposit-at-m1
App store rating
RobinhoodRobinhood has 4.3 out of 5 on the App Store from 4,901,225 ratings.As of Nov 3, 2026. Source: App Store listing
M1M1 has 4.7 out of 5 on the App Store from 75,319 ratings.As of Nov 3, 2026. Source: App Store listing
How Robinhood differs from M1
M1 provides email support, which Robinhood doesn't list. Robinhood's App Store rating is 4.3 from 4,901,225 ratings, against 4.7 from 75,319 ratings for M1. Robinhood and M1 are both investing apps. On data export, exports for tax time and options for kids, Robinhood matches M1. Robinhood allows up to 2 people on one plan, matching M1's cap. Like M1, Robinhood lists phone and chat support.
- See M1 and Robinhood side by side
SoFi Invest
Investing app
Same category
App Store marketing image, Oct 25, 2026
SoFi Invest is SoFi's investing account, with self-directed trading, IRAs and robo-advisor accounts in the SoFi app. SoFi's savings account has its own entry.
Management or subscription fee
SoFi InvestSoFi's fee schedule (last updated 10/1/2026) lists a 0.25% annual advisory fee for Robo-Advisor accounts.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
M1M1 doesn't charge commission, trading or management fees for self-directed brokerage accounts. It charges a platform fee of $3/month, waived for clients with more than $10,000 on the platform.As of Nov 3, 2026. Source: m1.com
Account minimum
SoFi InvestSoFi's fee schedule lists a $5 minimum to begin investing for self-directed accounts and $50 for Robo-Advisor accounts, with a $0 opening fee.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
M1M1 lists a $100 minimum initial deposit for Individual, Joint, Custodial and Crypto accounts, $500 for Traditional, Roth and SEP IRAs, and $5,000 for Trust accounts. After the first deposit, additional deposits can be $10 or more.As of Nov 3, 2026. Source: help.m1.com/en/articles/9332048-your-first-deposit-at-m1
Platforms
SoFi InvestSoFi Invest lists App and Web.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
M1M1 lists Web, iOS and Android.As of Nov 3, 2026. Source: help.m1.com/en/articles/9332048-your-first-deposit-at-m1
App store rating
SoFi InvestSoFi Invest has 4.7 out of 5 on the App Store from 385,411 ratings.As of Nov 3, 2026. Source: App Store listing
M1M1 has 4.7 out of 5 on the App Store from 75,319 ratings.As of Nov 3, 2026. Source: App Store listing
How SoFi Invest differs from M1
Unlike SoFi Invest, M1 includes options for kids. SoFi Invest doesn't list email support, which M1 provides. SoFi Invest is an investing app, the same kind of app as M1. On exports for tax time, SoFi Invest matches M1. Like M1, SoFi Invest allows up to 2 people on one plan. SoFi Invest lists phone and chat support, which M1 provides too. Like M1, SoFi Invest is rated 4.7 on the App Store.
Stash
Investing app
Same category
App Store marketing image, Oct 24, 2026
Stash is a subscription investing app with brokerage, retirement and custodial accounts, fractional shares and managed Smart Portfolios.
Management or subscription fee
StashThe Stash Plan costs $12 a month, or $108 billed annually. Stash also charges a 0.25% annual advisory fee on Smart Portfolios with balances of $1,000 or more and on Managed Retirement Accounts.As of Nov 3, 2026. Source: stash.com/pricing
M1M1 doesn't charge commission, trading or management fees for self-directed brokerage accounts. It charges a platform fee of $3/month, waived for clients with more than $10,000 on the platform.As of Nov 3, 2026. Source: m1.com
Account minimum
StashStash's pricing page says: No minimums. No hidden fees.As of Nov 3, 2026. Source: stash.com/pricing
M1M1 lists a $100 minimum initial deposit for Individual, Joint, Custodial and Crypto accounts, $500 for Traditional, Roth and SEP IRAs, and $5,000 for Trust accounts. After the first deposit, additional deposits can be $10 or more.As of Nov 3, 2026. Source: help.m1.com/en/articles/9332048-your-first-deposit-at-m1
Platforms
StashStash lists App and Web.As of Nov 3, 2026. Source: stash.com/invest
M1M1 lists Web, iOS and Android.As of Nov 3, 2026. Source: help.m1.com/en/articles/9332048-your-first-deposit-at-m1
App store rating
StashStash has 4.7 out of 5 on the App Store from 311,450 ratings.As of Nov 3, 2026. Source: App Store listing
M1M1 has 4.7 out of 5 on the App Store from 75,319 ratings.As of Nov 3, 2026. Source: App Store listing
How Stash differs from M1
Stash doesn't list chat support, which M1 provides. Stash and M1 are both investing apps. Stash offers options for kids, which M1 includes too. Stash lists phone and email support, which M1 provides too. Like M1, Stash is rated 4.7 on the App Store.
Vanguard
Investing app
Same category
App Store marketing image, Oct 24, 2026
Vanguard is a fund company and brokerage with an investing app, retirement and custodial accounts, and a robo-advisor called Vanguard Digital Advisor.
Management or subscription fee
VanguardVanguard Digital Advisor charges an annual gross advisory fee of 0.20% for index portfolio options or 0.25% for an active portfolio option. That fee is reduced by a credit for revenue Vanguard keeps from the investments in your account.Vanguard says enrollments in Vanguard Digital Advisor require at least $100 in each Vanguard Brokerage Account.As of Nov 3, 2026. Source: investor.vanguard.com/advice/robo-advisor
M1M1 doesn't charge commission, trading or management fees for self-directed brokerage accounts. It charges a platform fee of $3/month, waived for clients with more than $10,000 on the platform.As of Nov 3, 2026. Source: m1.com
Account minimum
VanguardVanguard says there's no fee or minimum investment amount to open an account.As of Nov 3, 2026. Source: investor.vanguard.com/accounts-plans/brokerage-accounts
M1M1 lists a $100 minimum initial deposit for Individual, Joint, Custodial and Crypto accounts, $500 for Traditional, Roth and SEP IRAs, and $5,000 for Trust accounts. After the first deposit, additional deposits can be $10 or more.As of Nov 3, 2026. Source: help.m1.com/en/articles/9332048-your-first-deposit-at-m1
Platforms
VanguardVanguard lists iOS and Android.As of Nov 3, 2026. Source: investor.vanguard.com/client-benefits/mobile-apps
M1M1 lists Web, iOS and Android.As of Nov 3, 2026. Source: help.m1.com/en/articles/9332048-your-first-deposit-at-m1
App store rating
VanguardVanguard has 4.6 out of 5 on the App Store from 177,567 ratings.As of Nov 3, 2026. Source: App Store listing
M1M1 has 4.7 out of 5 on the App Store from 75,319 ratings.As of Nov 3, 2026. Source: App Store listing
How Vanguard differs from M1
M1 provides email and chat support, which Vanguard doesn't list. On the App Store, Vanguard is rated 4.6 from 177,567 ratings, next to M1's 4.7 from 75,319 ratings. Vanguard is an investing app, the same kind of app as M1. Like M1, Vanguard runs on iPhone and Android. Vanguard offers data export, exports for tax time and options for kids, which M1 includes too. Like M1, Vanguard lists phone support.
Wealthfront
Investing app
Same category
App Store marketing image, Oct 24, 2026
Wealthfront is an automated investing app with The Wealthfront Portfolio, a brokerage account for stocks and ETFs, and retirement and 529 accounts.
Management or subscription fee
WealthfrontWealthfront's advisory fee for The Wealthfront Portfolio is 0.25% annually.As of Nov 3, 2026. Source: wealthfront.com/pricing
M1M1 doesn't charge commission, trading or management fees for self-directed brokerage accounts. It charges a platform fee of $3/month, waived for clients with more than $10,000 on the platform.As of Nov 3, 2026. Source: m1.com
Account minimum
WealthfrontWealthfront says The Wealthfront Portfolio account lets you start investing for as little as $500.As of Nov 3, 2026. Source: wealthfront.com/investing
M1M1 lists a $100 minimum initial deposit for Individual, Joint, Custodial and Crypto accounts, $500 for Traditional, Roth and SEP IRAs, and $5,000 for Trust accounts. After the first deposit, additional deposits can be $10 or more.As of Nov 3, 2026. Source: help.m1.com/en/articles/9332048-your-first-deposit-at-m1
Platforms
WealthfrontWealthfront lists Web, iOS and Android.As of Nov 3, 2026. Source: support.wealthfront.com/hc/en-us/articles/360043848572-Open-a-Cash-Account
M1M1 lists Web, iOS and Android.As of Nov 3, 2026. Source: help.m1.com/en/articles/9332048-your-first-deposit-at-m1
App store rating
WealthfrontWealthfront has 4.8 out of 5 on the App Store from 17,511 ratings.As of Nov 3, 2026. Source: App Store listing
M1M1 has 4.7 out of 5 on the App Store from 75,319 ratings.As of Nov 3, 2026. Source: App Store listing
How Wealthfront differs from M1
M1 provides chat support, which Wealthfront doesn't list. Wealthfront's App Store rating is 4.8 from 17,511 ratings, against 4.7 from 75,319 ratings for M1. Wealthfront is an investing app, the same kind of app as M1. Wealthfront runs on the same platforms M1 covers: the web, iPhone and Android. On data export, exports for tax time and options for kids, Wealthfront matches M1. Wealthfront allows up to 2 people on one plan, matching M1's cap. Like M1, Wealthfront lists phone and email support.
Webull
Investing app
Same category
From Webull's website, Oct 25, 2026
Webull is a trading app for stocks, ETFs and options, with IRAs, recurring investing and a robo service called Webull Advisors.
Management or subscription fee
WebullWebull Advisors lists an annualized advisory fee of 0.20% on diversified strategies, with fees from 0.15% to 0.30% depending on the portfolio.Webull says the initial minimum investment and minimum balance required to open and maintain a Webull Advisors account is $100.As of Nov 3, 2026. Source: webull.com/trading-investing/webull-advisors
M1M1 doesn't charge commission, trading or management fees for self-directed brokerage accounts. It charges a platform fee of $3/month, waived for clients with more than $10,000 on the platform.As of Nov 3, 2026. Source: m1.com
Account minimum
WebullWebull says it offers 0 commission trades and no deposit minimums.As of Nov 3, 2026. Source: webull.com/pricing
M1M1 lists a $100 minimum initial deposit for Individual, Joint, Custodial and Crypto accounts, $500 for Traditional, Roth and SEP IRAs, and $5,000 for Trust accounts. After the first deposit, additional deposits can be $10 or more.As of Nov 3, 2026. Source: help.m1.com/en/articles/9332048-your-first-deposit-at-m1
Platforms
WebullWebull lists Mobile app, Desktop and Web.As of Nov 3, 2026. Source: webull.com/trading-investing/webull-advisors
M1M1 lists Web, iOS and Android.As of Nov 3, 2026. Source: help.m1.com/en/articles/9332048-your-first-deposit-at-m1
App store rating
WebullWebull has 4.7 out of 5 on the App Store from 343,072 ratings.As of Nov 3, 2026. Source: App Store listing
M1M1 has 4.7 out of 5 on the App Store from 75,319 ratings.As of Nov 3, 2026. Source: App Store listing
How Webull differs from M1
Webull doesn't list chat support, which M1 provides. Webull is an investing app, the same kind of app as M1. On data export, exports for tax time and options for kids, Webull matches M1. Like M1, Webull allows up to 2 people on one plan. Webull lists phone and email support, which M1 provides too. Like M1, Webull is rated 4.7 on the App Store.

Savings accounts

Ally Bank Savings
Savings account
Nearby category
App Store marketing image, Oct 24, 2026
Ally Bank's online savings account pays a variable rate and includes savings buckets, round ups and recurring transfers.
Platforms
AllyAlly Bank Savings lists Web, iOS and Android.As of Oct 29, 2026. Source: ally.com/bank/online-banking
M1M1 lists Web, iOS and Android.As of Nov 3, 2026. Source: help.m1.com/en/articles/9332048-your-first-deposit-at-m1
App store rating
AllyAlly Bank Savings has 4.7 out of 5 on the App Store from 114,326 ratings.As of Oct 29, 2026. Source: App Store listing
M1M1 has 4.7 out of 5 on the App Store from 75,319 ratings.As of Nov 3, 2026. Source: App Store listing
How Ally differs from M1
Coming from M1, note that Ally is a savings account. Ally runs on the same platforms M1 covers: the web, iPhone and Android. On data export, exports for tax time and options for kids, Ally matches M1. Like M1, Ally lists phone, email and chat support. Ally is rated 4.7 from 114,326 ratings on the App Store, the same 4.7 rating M1 has.
Who it fits
- Ally lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- Ally lists an APY on deposits. That fits a Saver, whose first fix is putting saved money to work.
- Read our Ally Bank Savings review
SoFi Checking and Savings
Savings account
Nearby category
App Store marketing image, Oct 24, 2026
SoFi's savings account pays a higher variable rate when you have eligible direct deposit or $5,000 in qualifying deposits.
Platforms
SoFiSoFi Checking and Savings lists iOS and Android.As of Oct 29, 2026. Source: sofi.com/app-download
M1M1 lists Web, iOS and Android.As of Nov 3, 2026. Source: help.m1.com/en/articles/9332048-your-first-deposit-at-m1
App store rating
SoFiSoFi Checking and Savings has 4.7 out of 5 on the App Store from 385,422 ratings.As of Oct 29, 2026. Source: App Store listing
M1M1 has 4.7 out of 5 on the App Store from 75,319 ratings.As of Nov 3, 2026. Source: App Store listing
How SoFi differs from M1
Unlike M1, which is an investing app, SoFi is a savings account. Unlike SoFi, M1 includes options for kids. SoFi doesn't list email support, which M1 provides. SoFi runs on iPhone and Android, as M1 does. On data export, SoFi matches M1. Like M1, SoFi allows up to 2 people on one plan. SoFi lists phone and chat support, which M1 provides too. Like M1, SoFi is rated 4.7 on the App Store.
Who it fits
- SoFi lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
- SoFi lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- SoFi lists an APY on deposits. That fits a Saver, whose first fix is putting saved money to work.
- SoFi lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
- Read our SoFi Checking and Savings review

Banking apps

Chime
Banking app
Nearby category
App Store marketing image, Oct 24, 2026
Chime is a financial technology company, not a bank, that offers checking and savings accounts through partner banks.
Platforms
ChimeChime lists Web, iOS and Android.As of Nov 12, 2026. Source: help.chime.com/do-i-get-account-statements-from-chime-ec347b04
M1M1 lists Web, iOS and Android.As of Nov 3, 2026. Source: help.m1.com/en/articles/9332048-your-first-deposit-at-m1
App store rating
ChimeChime has 4.8 out of 5 on the App Store from 1,655,300 ratings.As of Nov 12, 2026. Source: App Store listing
M1M1 has 4.7 out of 5 on the App Store from 75,319 ratings.As of Nov 3, 2026. Source: App Store listing
How Chime differs from M1
M1 and Chime sit in different categories: Chime is a banking app. M1 includes options for kids, which Chime says it doesn't offer. M1 provides email support, which Chime doesn't list. Chime rates 4.8 from 1,655,300 ratings on the App Store, where M1 sits at 4.7 from 75,319 ratings. Chime runs on the same platforms M1 covers: the web, iPhone and Android. Chime allows up to 2 people on one plan, matching M1's cap. Like M1, Chime lists phone and chat support.
Who it fits
- Chime lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- Chime lists an APY on deposits. That fits a Saver, whose first fix is putting saved money to work.
- Read our Chime review
MoneyLion
Banking app
Nearby category
App Store marketing image, Oct 24, 2026
MoneyLion is a financial technology company, not a bank, with a MoneyLion Spend account, MoneyLion Save, Instacash cash advances, investing and a marketplace of loan and card offers.
Platforms
MoneyLionMoneyLion lists Web, iOS and Android.As of Oct 29, 2026. Source: moneylion.com
M1M1 lists Web, iOS and Android.As of Nov 3, 2026. Source: help.m1.com/en/articles/9332048-your-first-deposit-at-m1
App store rating
MoneyLionMoneyLion has 4.8 out of 5 on the App Store from 330,603 ratings.As of Oct 29, 2026. Source: App Store listing
M1M1 has 4.7 out of 5 on the App Store from 75,319 ratings.As of Nov 3, 2026. Source: App Store listing
How MoneyLion differs from M1
Coming from M1, note that MoneyLion is a banking app. Its own site also lists investing, the kind of tool M1 is built for. M1 includes options for kids, which MoneyLion says it doesn't offer. On the App Store, MoneyLion is rated 4.8 from 330,603 ratings, next to M1's 4.7 from 75,319 ratings. MoneyLion runs on the same platforms M1 covers: the web, iPhone and Android. Like M1, MoneyLion lists phone, email and chat support.
Who it fits
- MoneyLion lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- MoneyLion lists an APY on deposits. That fits a Saver, whose first fix is putting saved money to work.
- MoneyLion lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.

Who M1 and its alternatives are for

Pick the tab that sounds like you. The questions come from app help centers, FAQ pages and user forums, and every answer comes from the app's own pages, with the date we checked it.

Just me

Budgeting on your own? These are the basics people ask about first.

Is there support from the app's makers if I need help?
M1: Yes. Chat, email and phone.
In their words: “Alternatively, you can send us an email or for urgent requests give us a call at 312-600-2883.”
As of Nov 3, 2026. Source: help.m1.com
Acorns: Yes. Chat (Acorns app or Help Center), email and phone.
In their words: “Chat: Chat with us anytime through the Acorns app or from the Acorns Help Center (click "Need Help?" in the bottom right corner).”
As of Oct 29, 2026. Source: support.acorns.com
Ally Invest: Yes. Chat (after you log in), secure message and phone.
In their words: “Log in for chat support or send a secure message.”
As of Nov 3, 2026. Source: ally.com
Betterment: Yes. Phone.
In their words: “Call us directly at (718) 400-6898 .”
As of Nov 3, 2026. Source: betterment.com
Bloom: Yes. Email.
In their words: “Please contact support@joinbloom.co for direct refunds if you do not recognize the service, were unable to sign up or have a special inquiry.”
As of Nov 3, 2026. Source: bloomapp.com
Charles Schwab: Yes. Phone, chat and branches.
In their words: “Reach out to Charles Schwab customer service by phone, chat, or visit your local branch.”
As of Nov 3, 2026. Source: schwab.com
E*TRADE: Yes. Phone.
In their words: “Speak with a Customer Service Representative about your brokerage or bank account.”
As of Nov 3, 2026. Source: us.etrade.com
Fidelity: Yes. Phone (24/7), chat (Fidelity Assistant 24/7, live chat with an associate) and Investor Centers.
In their words: “For any customer service questions, call us 24/7 at: 800-343-3548”
As of Nov 3, 2026. Source: fidelity.com
Public: Yes. Email and in-app chat.
In their words: “You can always reach us over email at support@public.com .”
As of Nov 3, 2026. Source: public.com
Robinhood: Yes. Chat (24/7) and phone (call back).
In their words: “When you contact us, you can request a call back to discuss your issue, and we'll call you as soon as an agent is available, typically in less than 30 minutes.”
As of Nov 3, 2026. Source: robinhood.com
SoFi Invest: Yes. Chat and phone.
In their words: “You have options, including chatting with us.”
As of Nov 3, 2026. Source: sofi.com
Stash: Yes. Phone and email.
In their words: “If you cannot log in, call Stash Support at 1-800-205-5164, Monday through Friday, 8 a.m. to 8 p.m. ET, or email”
As of Nov 3, 2026. Source: stash.com
Vanguard: Yes. Phone.
In their words: “Our Client Services team is available Monday through Friday, 8 a.m. to 8 p.m., Eastern time”
As of Nov 3, 2026. Source: corporate.vanguard.com
Wealthfront: Yes. Phone and email.
In their words: “Wealthfront’s team of client service specialists are available via phone or email in the event you can’t find your answer in our Help Center”
As of Nov 3, 2026. Source: support.wealthfront.com
Webull: Yes. Email and phone.
In their words: “support@webull.com +1 (888) 828-0618”
As of Nov 3, 2026. Source: webull.com
Ally: Yes. Phone, chat and email.
In their words: “Call, chat or email us any time.”
As of Oct 29, 2026. Source: ally.com
SoFi: Yes. Chat and phone.
In their words: “You have options, including chatting with us.”
As of Oct 29, 2026. Source: sofi.com
Chime: Yes. Chat and phone.
In their words: “Chat with us in the Chime app”
As of Oct 29, 2026. Source: help.chime.com
MoneyLion: Yes. In-app chat, phone (24/7) and email.
In their words: “Here's how to contact MoneyLion Customer Care when you're in a pinch”
As of Oct 29, 2026. Source: help.moneylion.com

Family

Bringing in more of the household? Here's what each app says about families and kids. See apps with custodial accounts for kids.

Does it have accounts or features for kids or teens?
M1: Yes. It has accounts or features for kids or teens.
In their words: “Opening an M1 Custodial Account (UTMA/UGMA) allows you to invest and manage assets on behalf of a minor”
As of Nov 3, 2026. Source: help.m1.com
Acorns: Yes. It has accounts or features for kids or teens.
In their words: “Smart money app & up to 4 debit cards”
As of Oct 29, 2026. Source: acorns.com
Ally Invest: Yes. It has accounts or features for kids or teens.
In their words: “As the owner of a self-directed account, the choice is yours. We offer the following account types:”
As of Nov 3, 2026. Source: ally.com
Betterment: No.
In their words: “Betterment only supports accounts for individuals the ages of 18 or older.”
As of Nov 3, 2026. Source: betterment.com
Bloom: Yes. It has accounts or features for kids or teens.
In their words: “Bloom charges a subscription fee for access to an investing account (including UTMA/UGMA custodial brokerage accounts for teens 13-17), 200+ interactive financial lessons, and stock rewards for learning.”
As of Nov 3, 2026. Source: bloomapp.com
Charles Schwab: Yes. It has accounts or features for kids or teens.
In their words: “A Schwab One Custodial Account lets you invest in your child's future while teaching them how to build it.”
As of Nov 3, 2026. Source: schwab.com
E*TRADE: Yes. It has accounts or features for kids or teens.
In their words: “Save and invest on a child’s behalf with a custodial account, while maintaining full control until they reach adulthood.”
As of Nov 3, 2026. Source: us.etrade.com
Fidelity: Yes. It has accounts or features for kids or teens.
In their words: “The only brokerage account teens ages 13–17 can own independently”
As of Nov 3, 2026. Source: fidelity.com
Public: No.
In their words: “Public does not offer custodial accounts at this time.”
As of Nov 3, 2026. Source: help.public.com
Robinhood: Yes. It has accounts or features for kids or teens.
In their words: “Custodial accounts let you invest on behalf of a minor, directly from your Robinhood app.”
As of Nov 3, 2026. Source: robinhood.com
SoFi Invest: No.
In their words: “At this time we do not offer UTMA (Uniform Transfers to Minors Act) or UGMA (Uniform Gifts to Minors Act) accounts.”
As of Nov 3, 2026. Source: support.sofi.com
Stash: Yes. It has accounts or features for kids or teens.
In their words: “With a custodial account (aka Kids Portfolio at Stash), you can buy stocks and ETFs on behalf of the children in your life”
As of Nov 3, 2026. Source: stash.com
Vanguard: Yes. It has accounts or features for kids or teens.
In their words: “Any adult resident of the U.S. can open or contribute to an UGMA or UTMA.”
As of Nov 3, 2026. Source: investor.vanguard.com
Wealthfront: Yes. It has accounts or features for kids or teens.
In their words: “we offer an ability to open a taxable Wealthfront Portfolio for a minor!”
As of Nov 3, 2026. Source: support.wealthfront.com
Webull: Yes. It has accounts or features for kids or teens.
In their words: “All custodial accounts will be opened as UTMA accounts.”
As of Nov 3, 2026. Source: webull.com
Ally: Yes. It has accounts or features for kids or teens.
In their words: “Once a minor reaches the age of majority in their state, control of the funds must be transferred to the minor.”
As of Oct 29, 2026. Source: ally.com
SoFi: No.
In their words: “You must be 18 years or older to open any SoFi Bank account with us whether joint or individual.”
As of Oct 29, 2026. Source: support.sofi.com
Chime: No.
In their words: “You must be at least 18 years old.”
As of Oct 29, 2026. Source: help.chime.com
MoneyLion: No.
In their words: “Be at least 18 years old (or the age of majority in your state or jurisdiction of residence).”
As of Oct 29, 2026. Source: moneylion.com

A question shows only when every app here has a current official source that answers it. We only say no when the app's own page does.

FAQ

What are the closest alternatives to M1?

The closest alternatives to M1 are Acorns, Ally Invest and Betterment, because Acorns, Ally Invest and Betterment are also investing apps. This list is ordered by how close each app's category is to M1's, not by how good it is.

How much does M1 charge?

M1 doesn't charge commission, trading or management fees for self-directed brokerage accounts. It charges a platform fee of $3/month, waived for clients with more than $10,000 on the platform. We checked this on Nov 3, 2026.

What is M1's app store rating?

M1 has 4.7 out of 5 on the App Store from 75,319 ratings. That's a snapshot from the store listing on Nov 3, 2026, not our score.

What devices does M1 work on?

M1 lists Web, iOS and Android. We checked this on Nov 3, 2026.

Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.

Another option: Fifecta

If none of these feels right, here is one more option to look at. Fifecta gives every paycheck a plan with FUNDS, and it starts from your Money Type, so the plan matches how you already handle money.

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Keep comparing

Browse our guide to the low-cost brokerage accounts.
Want the bigger picture? Compare more money apps.

Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.

Want a plan built on your Money Type?

Fifecta gives every paycheck a plan with FUNDS, so you know where each dollar goes.

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Sources and confidence

Last checked: Nov 12, 2026
Sourced facts: 177 facts, each linked and dated

M110 sourced facts, last checked Nov 3, 2026

Management or subscription feem1.com, as of Nov 3, 2026
Account minimumhelp.m1.com/en/articles/9332048-your-first-deposit-at-m1, as of Nov 3, 2026
Stock and ETF commissionsm1.com, as of Nov 3, 2026
Account typesm1.com, as of Nov 3, 2026
Fractional sharesm1.com, as of Nov 3, 2026
Automatic investingm1.com/invest/automated-investing, as of Nov 3, 2026
Managed portfolios (robo)m1.com, as of Nov 3, 2026
Protectionm1.com, as of Nov 3, 2026
Platformshelp.m1.com/en/articles/9332048-your-first-deposit-at-m1, as of Nov 3, 2026
App store ratingApp Store listing, as of Nov 3, 2026

Acorns10 sourced facts, last checked Oct 29, 2026

Management or subscription feeacorns.com/pricing, as of Oct 29, 2026
Account minimumsqy7rm.media.zestyio.com/Acorns-Wrap-Fee-Program-Brochure--August-2026-.pdf, as of Oct 29, 2026
Stock and ETF commissionsacorns.com, as of Oct 29, 2026
Account typesacorns.com/pricing, as of Oct 29, 2026
Fractional sharessqy7rm.media.zestyio.com/Acorns-Securities-Acorns-Advisers-Form-CRS--August-2026-.pdf, as of Oct 29, 2026
Automatic investingacorns.com/pricing, as of Oct 29, 2026
Managed portfolios (robo)acorns.com/pricing, as of Oct 29, 2026
Protectionacorns.com/pricing, as of Oct 29, 2026
Platformssqy7rm.media.zestyio.com/Acorns-Securities-Acorns-Advisers-Form-CRS--August-2026-.pdf, as of Oct 29, 2026
App store ratingApp Store listing, as of Oct 29, 2026

Ally Invest9 sourced facts, last checked Nov 3, 2026

Management or subscription feeally.com/invest/commissions-and-fees, as of Nov 3, 2026
Account minimumally.com/invest/robo-automated-investing, as of Nov 3, 2026
Stock and ETF commissionsally.com/invest/commissions-and-fees, as of Nov 3, 2026
Account typesally.com/invest/robo-automated-investing, as of Nov 3, 2026
Automatic investingally.com/invest/robo-automated-investing, as of Nov 3, 2026
Managed portfolios (robo)ally.com/invest/robo-automated-investing, as of Nov 3, 2026
Protectionally.com/invest/robo-automated-investing, as of Nov 3, 2026
Platformsally.com/bank/online-banking, as of Nov 3, 2026
App store ratingApp Store listing, as of Nov 3, 2026

Betterment10 sourced facts, last checked Nov 3, 2026

Management or subscription feebetterment.com/pricing, as of Nov 3, 2026
Account minimumbetterment.com/pricing, as of Nov 3, 2026
Stock and ETF commissionsbetterment.com/pricing, as of Nov 3, 2026
Account typesbetterment.com/pricing, as of Nov 3, 2026
Fractional sharesbetterment.com/self-directed-investing, as of Nov 3, 2026
Automatic investingbetterment.com, as of Nov 3, 2026
Managed portfolios (robo)betterment.com, as of Nov 3, 2026
Protectionbetterment.com, as of Nov 3, 2026
Platformsbetterment.com/help/tag/mobile-app, as of Nov 3, 2026
App store ratingApp Store listing, as of Nov 3, 2026

Bloom10 sourced facts, last checked Nov 3, 2026

Management or subscription feebloomapp.com/faq, as of Nov 3, 2026
Account minimumbloomapp.com/faq, as of Nov 3, 2026
Stock and ETF commissionsApp Store listing, as of Nov 3, 2026
Account typesbloomapp.com/faq, as of Nov 3, 2026
Fractional sharesfiles.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx, as of Nov 3, 2026
Automatic investingApp Store listing, as of Nov 3, 2026
Managed portfolios (robo)App Store listing, as of Nov 3, 2026
Protectionsipc.org/for-investors/what-sipc-protects, as of Nov 3, 2026
Platformsbloomapp.com, as of Nov 3, 2026
App store ratingApp Store listing, as of Nov 3, 2026

Charles Schwab10 sourced facts, last checked Nov 3, 2026

Management or subscription feeschwab.com/pricing, as of Nov 3, 2026
Account minimumschwab.com/pricing, as of Nov 3, 2026
Stock and ETF commissionsschwab.com/pricing, as of Nov 3, 2026
Account typesschwab.com/pricing, as of Nov 3, 2026
Fractional sharesschwab.com/fractional-shares-stock-slices, as of Nov 3, 2026
Automatic investingschwab.com/intelligent-portfolios, as of Nov 3, 2026
Managed portfolios (robo)schwab.com/intelligent-portfolios, as of Nov 3, 2026
Protectionschwab.com/legal/account-protection, as of Nov 3, 2026
Platformsschwab.com/mobile, as of Nov 3, 2026
App store ratingApp Store listing, as of Nov 3, 2026

E*TRADE10 sourced facts, last checked Nov 3, 2026

Management or subscription feeus.etrade.com/what-we-offer/pricing-and-rates, as of Nov 3, 2026
Account minimumus.etrade.com/what-we-offer/our-accounts/brokerage-account, as of Nov 3, 2026
Stock and ETF commissionsus.etrade.com/what-we-offer/pricing-and-rates, as of Nov 3, 2026
Account typesus.etrade.com/what-we-offer/our-accounts, as of Nov 3, 2026
Fractional sharesus.etrade.com/what-we-offer/investment-choices/fractional-shares, as of Nov 3, 2026
Automatic investingus.etrade.com/what-we-offer/pricing-and-rates, as of Nov 3, 2026
Managed portfolios (robo)us.etrade.com/what-we-offer/pricing-and-rates, as of Nov 3, 2026
Protectionus.etrade.com/l/f/asset-protection, as of Nov 3, 2026
Platformsus.etrade.com/platforms, as of Nov 3, 2026
App store ratingApp Store listing, as of Nov 3, 2026

Fidelity Investments10 sourced facts, last checked Nov 3, 2026

Management or subscription feefidelity.com/why-fidelity/pricing-fees, as of Nov 3, 2026
Account minimumfidelity.com/why-fidelity/pricing-fees, as of Nov 3, 2026
Stock and ETF commissionsfidelity.com/why-fidelity/pricing-fees, as of Nov 3, 2026
Account typesfidelity.com/open-account/overview, as of Nov 3, 2026
Fractional sharesfidelity.com/trading/fractional-shares, as of Nov 3, 2026
Automatic investingfidelity.com/trading/fractional-shares, as of Nov 3, 2026
Managed portfolios (robo)fidelity.com/why-fidelity/pricing-fees, as of Nov 3, 2026
Protectionfidelity.com/why-fidelity/safeguarding-your-accounts, as of Nov 3, 2026
Platformsfidelity.com/mobile/overview, as of Nov 3, 2026
App store ratingApp Store listing, as of Nov 3, 2026

Public10 sourced facts, last checked Nov 3, 2026

Management or subscription feepublic.com/generated-assets/dividends-2f14c2d8, as of Nov 3, 2026
Account minimumpublic.com/generated-assets/dividends-2f14c2d8, as of Nov 3, 2026
Stock and ETF commissionspublic.com/invest/stocks, as of Nov 3, 2026
Account typespublic.com, as of Nov 3, 2026
Fractional sharespublic.com/invest/stocks, as of Nov 3, 2026
Automatic investingpublic.com/invest/stocks, as of Nov 3, 2026
Managed portfolios (robo)public.com/generated-assets/dividends-2f14c2d8, as of Nov 3, 2026
Protectionpublic.com, as of Nov 3, 2026
Platformshelp.public.com/en/articles/5724380-explore-the-new-investing-experience-on-the-web, as of Nov 3, 2026
App store ratingApp Store listing, as of Nov 3, 2026

Robinhood10 sourced facts, last checked Nov 3, 2026

Management or subscription feerobinhood.com/us/en/strategies, as of Nov 3, 2026
Account minimumrobinhood.com/us/en/strategies, as of Nov 3, 2026
Stock and ETF commissionsrobinhood.com/us/en/support/articles/trading-fees-on-robinhood, as of Nov 3, 2026
Account typesrobinhood.com/us/en/strategies, as of Nov 3, 2026
Fractional sharesrobinhood.com/us/en/support/articles/fractional-shares, as of Nov 3, 2026
Automatic investingrobinhood.com/us/en/invest, as of Nov 3, 2026
Managed portfolios (robo)robinhood.com/us/en/strategies, as of Nov 3, 2026
Protectionrobinhood.com/us/en/support/articles/trading-fees-on-robinhood, as of Nov 3, 2026
Platformsrobinhood.com/us/en, as of Nov 3, 2026
App store ratingApp Store listing, as of Nov 3, 2026

SoFi Invest10 sourced facts, last checked Nov 3, 2026

Management or subscription feesofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf, as of Nov 3, 2026
Account minimumsofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf, as of Nov 3, 2026
Stock and ETF commissionssofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf, as of Nov 3, 2026
Account typessofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf, as of Nov 3, 2026
Fractional sharessofi.com/invest/fractional-shares, as of Nov 3, 2026
Automatic investingsofi.com/invest/fractional-shares, as of Nov 3, 2026
Managed portfolios (robo)sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf, as of Nov 3, 2026
Protectionsofi.com/invest/fractional-shares, as of Nov 3, 2026
Platformssofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf, as of Nov 3, 2026
App store ratingApp Store listing, as of Nov 3, 2026

Stash10 sourced facts, last checked Nov 3, 2026

Management or subscription feestash.com/pricing, as of Nov 3, 2026
Account minimumstash.com/pricing, as of Nov 3, 2026
Stock and ETF commissionsstash.com/pricing, as of Nov 3, 2026
Account typesstash.com/pricing, as of Nov 3, 2026
Fractional sharesstash.com/pricing, as of Nov 3, 2026
Automatic investingstash.com/invest, as of Nov 3, 2026
Managed portfolios (robo)stash.com/pricing, as of Nov 3, 2026
Protectionstash.com/security, as of Nov 3, 2026
Platformsstash.com/invest, as of Nov 3, 2026
App store ratingApp Store listing, as of Nov 3, 2026

Vanguard10 sourced facts, last checked Nov 3, 2026

Management or subscription feeinvestor.vanguard.com/advice/robo-advisor, as of Nov 3, 2026
Account minimuminvestor.vanguard.com/accounts-plans/brokerage-accounts, as of Nov 3, 2026
Stock and ETF commissionsinvestor.vanguard.com/client-benefits/investment-fees, as of Nov 3, 2026
Account typesinvestor.vanguard.com/accounts-plans, as of Nov 3, 2026
Fractional sharesinvestor.vanguard.com/investor-resources-education/article/what-is-dollar-based-investing, as of Nov 3, 2026
Automatic investinginvestor.vanguard.com/advice/robo-advisor, as of Nov 3, 2026
Managed portfolios (robo)investor.vanguard.com/advice/robo-advisor, as of Nov 3, 2026
Protectioninvestor.vanguard.com/accounts-plans/brokerage-accounts, as of Nov 3, 2026
Platformsinvestor.vanguard.com/client-benefits/mobile-apps, as of Nov 3, 2026
App store ratingApp Store listing, as of Nov 3, 2026

Wealthfront10 sourced facts, last checked Nov 3, 2026

Management or subscription feewealthfront.com/pricing, as of Nov 3, 2026
Account minimumwealthfront.com/investing, as of Nov 3, 2026
Stock and ETF commissionswealthfront.com/brokerage, as of Nov 3, 2026
Account typeswealthfront.com, as of Nov 3, 2026
Fractional shareswealthfront.com/brokerage, as of Nov 3, 2026
Automatic investingwealthfront.com/pricing, as of Nov 3, 2026
Managed portfolios (robo)wealthfront.com/pricing, as of Nov 3, 2026
Protectionwealthfront.com/investing, as of Nov 3, 2026
Platformssupport.wealthfront.com/hc/en-us/articles/360043848572-Open-a-Cash-Account, as of Nov 3, 2026
App store ratingApp Store listing, as of Nov 3, 2026

Webull10 sourced facts, last checked Nov 3, 2026

Management or subscription feewebull.com/trading-investing/webull-advisors, as of Nov 3, 2026
Account minimumwebull.com/pricing, as of Nov 3, 2026
Stock and ETF commissionswebull.com/pricing, as of Nov 3, 2026
Account typeswebull.com/trading-investing/ira, as of Nov 3, 2026
Fractional shareswebull.com/help/faq/10959-Trading-Fractional-Shares, as of Nov 3, 2026
Automatic investingwebull.com/trading-investing/recurring-investment, as of Nov 3, 2026
Managed portfolios (robo)webull.com/trading-investing/webull-advisors, as of Nov 3, 2026
Protectionwebull.com/pricing, as of Nov 3, 2026
Platformswebull.com/trading-investing/webull-advisors, as of Nov 3, 2026
App store ratingApp Store listing, as of Nov 3, 2026

Ally Bank Savings7 sourced facts, last checked Oct 29, 2026

Price and feesally.com/bank/online-savings-account, as of Oct 29, 2026
APY or rateally.com/bank/online-savings-account, as of Oct 29, 2026
Minimumsally.com/bank/online-savings-account, as of Oct 29, 2026
Protectionally.com/bank/online-savings-account, as of Oct 29, 2026
Platformsally.com/bank/online-banking, as of Oct 29, 2026
Featuresally.com/bank/online-savings-account, as of Oct 29, 2026
App store ratingApp Store listing, as of Oct 29, 2026

SoFi Checking and Savings7 sourced facts, last checked Oct 29, 2026

Price and feessofi.com/banking/high-yield-savings-account, as of Oct 29, 2026
APY or ratesofi.com/legal/banking-rate-sheet, as of Oct 29, 2026
Minimumssofi.com/banking/high-yield-savings-account, as of Oct 29, 2026
Protectionsofi.com/banking/high-yield-savings-account, as of Oct 29, 2026
Platformssofi.com/app-download, as of Oct 29, 2026
Featuressofi.com/banking/high-yield-savings-account, as of Oct 29, 2026
App store ratingApp Store listing, as of Oct 29, 2026

Chime7 sourced facts, last checked Nov 12, 2026

Price and feeshelp.chime.com/what-is-the-chime-savings-account-f189355c, as of Oct 29, 2026
APY or ratehelp.chime.com/what-is-annual-percentage-yield-apy-dfafd381, as of Nov 12, 2026
Minimumshelp.chime.com/what-is-the-chime-savings-account-f189355c, as of Nov 12, 2026
Protectionhelp.chime.com/what-is-the-chime-savings-account-f189355c, as of Nov 12, 2026
Platformshelp.chime.com/do-i-get-account-statements-from-chime-ec347b04, as of Nov 12, 2026
Featureshelp.chime.com/what-are-chime-savings-goals-4aef8222, as of Oct 29, 2026
App store ratingApp Store listing, as of Nov 12, 2026

MoneyLion7 sourced facts, last checked Oct 29, 2026

Price and feesmoneylion.com/one, as of Oct 29, 2026
APY or ratemoneylion.com/one, as of Oct 29, 2026
Minimumsmoneylion.com/one, as of Oct 29, 2026
Protectionmoneylion.com, as of Oct 29, 2026
Platformsmoneylion.com, as of Oct 29, 2026
Featureshelp.moneylion.com/en_us/smart-budget-SJQEvwhHgx, as of Oct 29, 2026
App store ratingApp Store listing, as of Oct 29, 2026

Each fact links to the official page it came from, with the date we checked it. Once a fact is older than 30 days, it comes off the page until we check it again. How we source, date and index this data.

This is education, not financial advice.