Investing comparison
M1 vs Robinhood
Updated
Data as of
M1 checked Robinhood checked
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Robinhood
Investing app
Visit site for Robinhood (opens in a new tab)
Before you compare: This compares features and fees from each company's own pages. It isn't investment advice, and investing involves risk, including loss of money.
Short answer
- Pick M1 if you want the higher App Store rating (4.7, compared with 4.3).
- Pick Robinhood if you want a separate login for your partner.
- The biggest difference is partner logins: Robinhood's source says yes, and M1's says no.
Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.
M1 vs Robinhood at a glance
M1- Rating
- 4.7 of 5App Store, 75,319 ratings
- Platforms
- 3Web, iOS, Android
Robinhood
- Rating
- 4.3 of 5App Store, 4,901,225 ratings
- Platforms
- 2Robinhood app, Robinhood Legend
What it costs
- M1
M1 doesn't charge commission, trading or management fees for self-directed brokerage accounts. It charges a platform fee of $3/month, waived for clients with more than $10,000 on the platform.
Source
m1.com, checked . - Robinhood
Robinhood Strategies has a 0.25% annual management fee. Eligible Robinhood Gold members ($5 monthly subscription) pay it on only the first $100,000 of assets in their account.
Source
robinhood.com/us/en/strategies, checked .
Bars show only when every app here lists a yearly price, so these prices sit side by side without them. Prices are list prices from each app's own page, before tax and any offer. Investing fees appear as each company states them. A yearly advisory fee is a percent of your balance, not a monthly price, so it never gets a bar or a price tag.
M1 and Robinhood, side by side
| Detail | M1 | Robinhood |
|---|---|---|
| Account minimumDiffers | M1M1 lists a $100 minimum initial deposit for Individual, Joint, Custodial and Crypto accounts, $500 for Traditional, Roth and SEP IRAs, and $5,000 for Trust accounts. After the first deposit, additional deposits can be $10 or more. Sourcehelp.m1.com/en/articles/9332048-your-first-deposit-at-m1, checked . | RobinhoodRobinhood Strategies has a minimum investment requirement of $50. Sourcerobinhood.com/us/en/strategies, checked . |
| Stock and ETF commissionsDiffers | M1M1 Finance LLC doesn't charge commission, trading or management fees for self-directed brokerage accounts. Sourcem1.com, checked . | RobinhoodRobinhood says investing with a Robinhood investing account is commission free for stocks, ETFs and their options, and it doesn't charge fees to open or maintain your account. Sourcerobinhood.com/us/en/support/articles/trading-fees-on-robinhood, checked . |
| Account typesDiffers | M1M1 lists these account types: Individual, Joint, Custodial, Traditional IRA, Roth IRA, SEP IRA and Trust. Sourcem1.com, checked . | RobinhoodRobinhood lists these account types: Individual, Traditional IRA, Roth IRA, Smart Income account, Revocable trust and Custodial. Sourcerobinhood.com/us/en/strategies, checked . |
| Fractional sharesDiffers | M1M1 says fractional shares let you build your portfolio to your exact percentages, from 6,000+ U.S.-listed stocks and ETFs. Sourcem1.com, checked . | RobinhoodRobinhood says you can invest in certain stocks and ETFs with as little as $1 through fractional shares. Sourcerobinhood.com/us/en/support/articles/fractional-shares, checked . |
| Automatic investingDiffers | M1M1 lists auto-invest with recurring transfers, Dynamic Rebalancing and one-click rebalancing. Sourcem1.com/invest/automated-investing, checked . | RobinhoodRobinhood lists Recurring Investment: add to your investments on a consistent basis, even when you forget to. Sourcerobinhood.com/us/en/invest, checked . |
| Managed portfolios (robo)Differs | M1M1 says you can build your portfolio yourself or let M1 Advisor help you decide. Advisory services come from M1 Advisory Services, LLC. Sourcem1.com, checked . | RobinhoodRobinhood Strategies is Robinhood's managed portfolio service, with a $50 minimum investment. Sourcerobinhood.com/us/en/strategies, checked . |
| ProtectionDiffers | M1M1 Finance LLC is a member of SIPC, which protects the securities and cash in your brokerage accounts up to $500,000 (including up to $250,000 in cash) if the firm were to fail. Sourcem1.com, checked . | RobinhoodRobinhood Financial LLC and Robinhood Securities, LLC are registered broker dealers and members of SIPC. Sourcerobinhood.com/us/en/support/articles/trading-fees-on-robinhood, checked . |
| PlatformsDiffers | M1M1 lists Web, iOS and Android. Sourcehelp.m1.com/en/articles/9332048-your-first-deposit-at-m1, checked . | RobinhoodRobinhood lists Robinhood app and Robinhood Legend. Sourcerobinhood.com/us/en, checked . |
| App store ratingDiffers | M1M1 has 4.7 out of 5 on the App Store from 75,319 ratings. SourceApp Store listing, checked . | RobinhoodRobinhood has 4.3 out of 5 on the App Store from 4,901,225 ratings. SourceApp Store listing, checked . |
Store ratings are a dated snapshot from each listing, not our score. A row shows only when both apps have a current official source for it. How we source and date this data. Spotted a change? Tell us if something changed.
Weighing a third option? Add up to two more apps and compare up to four side by side.
Screen by screen
Pick a task to see what each app shows for it. App Store and Google Play images are the apps' own marketing, so they can show sample data and staged layouts. Help center images come from the app's support articles. See every app's screens.
Home
M1
App Store marketing imageApp Store image with the headline "Build wealth with a built-in advisor" showing a tilted home screen with $334,972.09 in M1 net worth and a chart.App Store listing, as of
Robinhood
App Store marketing imageApp Store image with the headline "Trade all in one place" showing a search bar, Now, Macro, Crypto and Sports tabs and a Market section.App Store listing, as of 
App Store marketing imageThe home screen: a Search Robinhood bar, Now, Macro, Crypto and Sports tabs, Market cards for the S&P 500 at 7,500.58 and Nasdaq 100 at 30,406.19, and Top movers chips.App Store listing, as of 
App Store marketing imageiPad App Store image with the headline "Trade all in one place" showing the market overview next to a stock detail.App Store listing, as of 
App Store marketing imageThe iPad layout: market cards and top movers on the left, and Lion Rock Inc. at $246.45 with a line chart, Stats and a Trade button on the right.App Store listing, as of 
App Store marketing imageMarket cards with small line charts: S&P 500 at 7,500.58 up 1.08% and Nasdaq 100 at 30,406.19 up 2.48%.App Store listing, as of
Accounts
M1
App Store marketing imageApp Store image with the headline "Advice that sees your full financial picture" showing the Invest tab with brokerage, retirement and custodial accounts.App Store listing, as of 
App Store marketing imageThe Invest tab listing Dividend Earners $6,270.99 under Brokerage, a 401K rollover (IRA) $158,027.87 under Retirement, Ava Custodial $5,193.45 under Custodial, then Concentration analysis and Explore research rows.App Store listing, as of 
App Store marketing imageAn Interest card: 3.35% annual percentage yield, $248.71 earned this year and $557.80 paid since the account opened.App Store listing, as of
Robinhood
App Store marketing imageApp Store image with the headline "Grow your cash with 3.6% APY" showing an Earn 3.6% APY screen with a Join Gold button.App Store listing, as of 
App Store marketing imageAn Earn 3.6% APY screen saying "Get 8x the national savings average on eligible uninvested brokerage cash" with a Join Gold button.App Store listing, as of 
App Store marketing imageiPad App Store image with the headline "Grow your cash with 3.6% APY" showing lifetime earnings and Robinhood Gold perks.App Store listing, as of 
App Store marketing imageLifetime earnings of $1,225.32 split into High-Yield Cash $1,000.32 and IRA match $225.00, next to a list of Robinhood Gold perks.App Store listing, as of 
From Robinhood's websiteThe Banking screen: $27,744.78 with "Next paycheck arrives Jun 15", Accounts with Checking $8,186.53 and Savings $19,558.25, and a Credit section with a Gold Card at $6,017.07, 3% Cash Back and autopay scheduled.robinhood.com, as of 
App Store marketing image$1,225.32 in lifetime earnings with a bar split into High-Yield Cash $1,000.32 and IRA match $225.00.App Store listing, as of
Transactions
M1
App Store marketing imageA Cash Account on Transactions: available balance $162,103.47, an Interest card at 3.35% APY with $248.71 earned this year, and transactions for a +$500.00 transfer from Plaid and interest earned.App Store listing, as of
Robinhood
No official screen found yet
Reports and insights
M1
App Store marketing imageConcentration by Sectors for all accounts: a ring chart at $334,972.09 with Equity sectors and Bond sectors cards listing actual allocation, such as Technology 14.0%.App Store listing, as of 
App Store marketing imageCompare benchmarks over 1Y: a line chart of My Portfolio against SPY and M1 60/40, with My Portfolio up 9.41%, SPY up 9.96% and M1 60/40 up 8.75%, plus dividend yields and expense ratios.App Store listing, as of 
App Store marketing imageA Dividend tracker for 2026: total income $694.76, a monthly bar chart of paid, pending and estimated dividends, Dividends earned $523.94 and Estimated income $648.44.App Store listing, as of 
App Store marketing imageA line chart with 1W to ALL tabs comparing three lines from Nov '25 to Aug '26.App Store listing, as of 
App Store marketing imageTotal income $694.76 for 2026 with monthly bars from Jan '26 to Nov '26 marked Paid, Pending and Estimated.App Store listing, as of
Robinhood
No official screen found yet
Investments
M1
App Store marketing imageApp Store image with the headline "Customize your portfolio, automate the rest" showing a portfolio pie and an Auto-invest toggle.App Store listing, as of 
App Store marketing imageAn Individual brokerage Portfolio tab: a pie chart at $114,863.72, holdings such as IWN and VYM with target percentages, an Auto-invest toggle placed over the screen and a Move money button.App Store listing, as of 
App Store marketing imageA ring-shaped pie chart split into slices around $114,863.72, up $10,567.46.App Store listing, as of 
App Store marketing imageAn Auto-invest row with a calendar icon and a blue toggle switched on.App Store listing, as of
Robinhood
App Store marketing imageApp Store image with the headline "Trade crypto at the lowest cost on average" showing a Crypto balance of $1,500.00 and a price chart.App Store listing, as of 
App Store marketing imageThe Crypto screen: $1,500.00, up $0.2800 (26.47%) today, a line chart and LIVE, 1D, 1W, 1M, 3M, YTD and 1Y buttons.App Store listing, as of 
App Store marketing imageApp Store image with the headline "Earn a yearly $225 retirement boost" showing IRA contributions and an IRA Match ring.App Store listing, as of 
App Store marketing imageA retirement screen: Contributions $7,500.00 with "$0 until max" and a ring labeled IRA Match $225.00 with 0%, 25%, 50% and 75% marks.App Store listing, as of 
App Store marketing imageApp Store image with the headline "Trade anytime, day or night" showing a 24 Hour Market list.App Store listing, as of 
App Store marketing imageThe 24 Hour Market list: a header graphic, a note that limit orders work 24 hours a day from Sunday 8 PM ET to Friday 8 PM ET, and In This List with 1,059 items.App Store listing, as of 
App Store marketing imageApp Store image with the headline "Advanced mobile & desktop trading" showing a candlestick chart.App Store listing, as of 
App Store marketing imageAn advanced chart for HMNI at $122.10 with open, high, low, close and volume values, candlesticks and Options, Buy Stop and Sell Limit labels on the chart.App Store listing, as of 
App Store marketing imageApp Store image with the headline "Get an expert managed portfolio" showing Managed investing at $13,417.02.App Store listing, as of 
App Store marketing imageRobinhood Strategies: Managed investing at $13,417.02 with a ring chart showing Growth 30% and slices of 5%, 18%, 20%, 22% and 30%.App Store listing, as of 
App Store marketing imageiPad App Store image with the headline "Trade crypto at the lowest cost on average" showing crypto holdings and a chart.App Store listing, as of 
App Store marketing imageInvesting, Retirement and Managed tabs with a Crypto list of BTC, ETH and DOGE at $6.45 each, next to a Crypto chart at $1,500.00 and a Trade button.App Store listing, as of 
App Store marketing imageiPad App Store image with the headline "Earn a yearly $225 retirement boost" showing contributions and an investing chart.App Store listing, as of 
App Store marketing imageContributions $7,500.00 with an IRA Match $225.00 ring and year buttons for 2024 to 2026, next to Investing $52,901.39 with a line chart and Buying Power $5,000.00.App Store listing, as of 
App Store marketing imageiPad App Store image with the headline "Advanced mobile & desktop trading" showing a full width candlestick chart.App Store listing, as of 
App Store marketing imageA full width candlestick chart for RIVIN with volume bars from October to March and Buy MKT, 1 share and Sell MKT buttons.App Store listing, as of 
App Store marketing imageA yellow ring with IRA Match $225.00 in the middle and 0%, 25%, 50% and 75% marks around it.App Store listing, as of 
App Store marketing imageA portfolio ring with Growth 30% in the middle and slices labeled 5%, 18%, 20%, 22% and 30%.App Store listing, as of 
App Store marketing imageA Crypto list with BTC 5 shares, ETH 100 shares and DOGE 6 shares, each with a small chart and a $6.45 price tag.App Store listing, as of
Transfer and send
M1
No official screen found yet
Robinhood
From Robinhood's websiteA $350 card reading "Logan sent $350" from Robinhood.com, under the message "This is for dinner. Thanks again!"robinhood.com, as of
Check deposit
M1
No official screen found yet
Robinhood
From Robinhood's websiteA menu with Deposit a check, Mail a check and Order a checkbook.robinhood.com, as of
AI assistant
M1
App Store marketing imageApp Store image with the headline "Your fiduciary AI financial advisor" showing an M1 Advisor chat sheet.App Store listing, as of 
App Store marketing imageA Chat sheet reading Welcome to M1 Advisor with an Ask M1 Advisor field and Remember my goals, Review my accounts and Explore ETFs suggestions, labeled AI-generated.App Store listing, as of
Robinhood
No official screen found yet
Other screens
M1
App Store marketing imageMy Portfolio on Loan details: Margin Loan balance $10,000.00 at 5.90%, a Current balance and limits bar with withdraw and invest limits, and a Margin health gauge at 87% with a Borrow more button.App Store listing, as of
Robinhood
App Store marketing imageApp Store image with the headline "Trade on real-world events" showing a Live Election Day Updates map.App Store listing, as of 
App Store marketing imageA prediction markets screen with Midterms and All races filters, Live Election Day Updates, Senate, House and Governor tabs and a colored US map.App Store listing, as of 
App Store marketing imageApp Store image with the headline "24/7 support" showing a support chat about bank transfers.App Store listing, as of 
App Store marketing imageA Bank Transfers support chat: a customer message about not being able to transfer money from a stock sale, and a reply from an agent named Remi.App Store listing, as of 
Google Play marketing imageGoogle Play image with the headline "Trade on real-world events" showing a Prediction markets screen.Google Play listing, as of 
Google Play marketing imagePrediction markets: Combo, Live and Elections filters, a "US gas prices tomorrow?" card with three price ranges and a Trade button, then Newly listed.Google Play listing, as of
Who it's for
Pick the tab that sounds like you. Every answer comes from the app's own pages, and its source opens from the Source link.
Just me
Budgeting on your own? These are the basics people ask about first.
Can I export my data?
M1: Yes. You can export your data.
Source
In their words: “You can view and download a CSV file of your account’s activity and holdings information on the web and our mobile app on iOS.” help.m1.com/en/articles/9331947-download-account-activity-and-holdings-information, checked .Robinhood: Yes. You can export your data.
Source
In their words: “These reports include all your transactions within your brokerage and retirement accounts and are downloadable as CSV files.” robinhood.com/us/en/support/articles/finding-your-reports-and-statements, checked .Is there support from the app's makers if I need help?
M1: Yes. Chat, email and phone.
Source
In their words: “Alternatively, you can send us an email or for urgent requests give us a call at 312-600-2883.” help.m1.com/en/articles/9331985-contact-us, checked .Robinhood: Yes. Chat (24/7) and phone (call back).
Source
In their words: “When you contact us, you can request a call back to discuss your issue, and we'll call you as soon as an agent is available, typically in less than 30 minutes.” robinhood.com/us/en/support/articles/how-to-contact-support, checked .
Partners
Sharing money with a partner? Here's how each app handles a second person.
Can my partner use their own login details?
M1: No. Your partner signs in to your same account.
Source
In their words: “Both owners’ info is required, but account is accessible from a single login.” help.m1.com/en/articles/9332066-investment-account-types-available-at-m1, checked .Robinhood: Yes. Your partner gets their own login.
Source
In their words: “A joint account with your partner gives you both the same rights and account access to make trades, manage investments, and transfer funds at any time.” robinhood.com/us/en/support/articles/joint-investing, checked .How many people can share one account?
M1: Up to 2 people, including you.
Source
In their words: “Two account owners share equal access and ownership.” help.m1.com/en/articles/9332066-investment-account-types-available-at-m1, checked .Robinhood: Up to 2 people, including you.
Source
In their words: “We only support joint accounts with 2 co-owners.” robinhood.com/us/en/support/articles/open-an-account, checked .
Family
Bringing in more of the household? Here's what each app says about families and kids. See apps with custodial accounts for kids.
Does it have accounts or features for kids or teens?
M1: Yes. It has accounts or features for kids or teens.
Source
In their words: “Opening an M1 Custodial Account (UTMA/UGMA) allows you to invest and manage assets on behalf of a minor” help.m1.com/en/articles/9332074-open-an-m1-custodial-account-utma-ugma, checked .Robinhood: Yes. It has accounts or features for kids or teens.
Source
In their words: “Custodial accounts let you invest on behalf of a minor, directly from your Robinhood app.” robinhood.com/us/en/support/articles/custodial-accounts-faq, checked .How many people can share one account?
M1: Up to 2 people, including you.
Source
In their words: “Two account owners share equal access and ownership.” help.m1.com/en/articles/9332066-investment-account-types-available-at-m1, checked .Robinhood: Up to 2 people, including you.
Source
In their words: “We only support joint accounts with 2 co-owners.” robinhood.com/us/en/support/articles/open-an-account, checked .
Freelancer
Paid on an uneven schedule or running a side hustle? Here's what each app offers. See apps with a SEP IRA or Solo 401(k).
Can I export my transactions for tax prep?
M1: Yes. You can export your transactions for tax prep.
Source
In their words: “M1 seamlessly integrates with TurboTax to allow you to import tax data from your Invest account(s).” help.m1.com/en/articles/9331907-m1-integration-with-turbotax-and-h-r-block, checked .Robinhood: Yes. You can export your transactions for tax prep.
Source
In their words: “For this tax year, you can import your Consolidated Form 1099 into common online tax providers, such as TurboTax and H&R Block.” robinhood.com/us/en/support/articles/how-to-upload-your-1099-to-turbotax, checked .
Business
Running a small business? Here's what each app says about business money.
Can I export my transactions for tax prep?
M1: Yes. You can export your transactions for tax prep.
Source
In their words: “M1 seamlessly integrates with TurboTax to allow you to import tax data from your Invest account(s).” help.m1.com/en/articles/9331907-m1-integration-with-turbotax-and-h-r-block, checked .Robinhood: Yes. You can export your transactions for tax prep.
Source
In their words: “For this tax year, you can import your Consolidated Form 1099 into common online tax providers, such as TurboTax and H&R Block.” robinhood.com/us/en/support/articles/how-to-upload-your-1099-to-turbotax, checked .Can I share my finances with my accountant?
M1: Yes. You can export your data and send the file.
Source
In their words: “You can view and download a CSV file of your account’s activity and holdings information on the web and our mobile app on iOS.” help.m1.com/en/articles/9331947-download-account-activity-and-holdings-information, checked .Robinhood: Yes. You can export your data and send the file.
Source
In their words: “These reports include all your transactions within your brokerage and retirement accounts and are downloadable as CSV files.” robinhood.com/us/en/support/articles/finding-your-reports-and-statements, checked .
A question shows only when every app here has a current official source that answers it. We only say no when the app's own page does.
Which fits your Money Type?
There are four Money Types: Strategist, Spender, Saver and Scrambler. Each card matches one type to what the sources say about these two apps.
StrategistNeither app's sources confirm a feature we match to this type yet, so the quiz is the better place to start.
First fix: Save the Raise.
SpenderNeither app's sources confirm a feature we match to this type yet, so the quiz is the better place to start.
First fix: Sleep on It.
SaverNeither app's sources confirm a feature we match to this type yet, so the quiz is the better place to start.
First fix: Put It to Work.
ScramblerNeither app's sources confirm a feature we match to this type yet, so the quiz is the better place to start.
First fix: Bills First.
Not sure which one you are? Take the free Money Types quiz. It takes about two minutes.
Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.
Another option: Fifecta
If neither M1 nor Robinhood feels right, here is one more option to look at. Fifecta gives every paycheck a plan with FUNDS, and it starts from your Money Type, so the plan matches how you already handle money.
FAQ
How much does M1 charge?
M1 doesn't charge commission, trading or management fees for self-directed brokerage accounts. It charges a platform fee of $3/month, waived for clients with more than $10,000 on the platform. We checked this on Nov 3, 2026.
How much does Robinhood charge?
Robinhood Strategies has a 0.25% annual management fee. Eligible Robinhood Gold members ($5 monthly subscription) pay it on only the first $100,000 of assets in their account. We checked this on Nov 3, 2026.
What is M1's app store rating?
M1 has 4.7 out of 5 on the App Store from 75,319 ratings. That's a snapshot from the store listing on Nov 3, 2026, not our score.
What is Robinhood's app store rating?
Robinhood has 4.3 out of 5 on the App Store from 4,901,225 ratings. That's a snapshot from the store listing on Nov 3, 2026, not our score.
More comparisons
Similar comparisons
Keep comparing
- See M1 alternatives, closest category first.
- See Robinhood alternatives, closest category first.
- Browse our guide to the low-cost brokerage accounts.
- Want the bigger picture? Compare more money apps.
Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.
Want a plan built on your Money Type?
Fifecta gives every paycheck a plan with FUNDS, so you know where each dollar goes.
Sources and confidence
- Last checked
- Sourced facts
- 20 facts, each linked and dated
M110 sourced facts, last checked Nov 3, 2026
- Management or subscription feem1.com, as of Nov 3, 2026
- Account minimumhelp.m1.com/en/articles/9332048-your-first-deposit-at-m1, as of Nov 3, 2026
- Stock and ETF commissionsm1.com, as of Nov 3, 2026
- Account typesm1.com, as of Nov 3, 2026
- Fractional sharesm1.com, as of Nov 3, 2026
- Automatic investingm1.com/invest/automated-investing, as of Nov 3, 2026
- Managed portfolios (robo)m1.com, as of Nov 3, 2026
- Protectionm1.com, as of Nov 3, 2026
- Platformshelp.m1.com/en/articles/9332048-your-first-deposit-at-m1, as of Nov 3, 2026
- App store ratingApp Store listing, as of Nov 3, 2026
Robinhood10 sourced facts, last checked Nov 3, 2026
- Management or subscription feerobinhood.com/us/en/strategies, as of Nov 3, 2026
- Account minimumrobinhood.com/us/en/strategies, as of Nov 3, 2026
- Stock and ETF commissionsrobinhood.com/us/en/support/articles/trading-fees-on-robinhood, as of Nov 3, 2026
- Account typesrobinhood.com/us/en/strategies, as of Nov 3, 2026
- Fractional sharesrobinhood.com/us/en/support/articles/fractional-shares, as of Nov 3, 2026
- Automatic investingrobinhood.com/us/en/invest, as of Nov 3, 2026
- Managed portfolios (robo)robinhood.com/us/en/strategies, as of Nov 3, 2026
- Protectionrobinhood.com/us/en/support/articles/trading-fees-on-robinhood, as of Nov 3, 2026
- Platformsrobinhood.com/us/en, as of Nov 3, 2026
- App store ratingApp Store listing, as of Nov 3, 2026
- Reference: sipc.org/for-investors/what-sipc-protects, checked Oct 24, 2026.
Each fact links to the official page it came from, with the date we checked it. Once a fact is older than 30 days, it comes off the page until we check it again. How we source, date and index this data.
This is education, not financial advice.
