The Scrambler First Fix is Bills First: on payday, pay the bills before anything else, every time.
Scramblers don’t need another budget template. You need one default order on payday, so you stop deciding from scratch every time.
Bad, better, best
Start with Better this week. Best is where the Rich Routine™ takes you over time.
Bad
Pay whatever feels most urgent that day.
Better · your First Fix
Bills first. Pay your bills the day you get paid, before anything else.
Best
Set bills to pay automatically on payday, so it happens without you.
Do it this week
- 01List every bill and its due date in one place.
- 02On your next payday, pay those bills first, before anything else.
- 03Once that works, set them to pay automatically on payday.
Free toolFinance FlowchartFollow the order your next dollar should move, one yes or no at a time.Open the tool 
Neil P. · Scrambler
“I'm saving a lot more money, my spending is going down... Everything is a lot clearer. It's not stressful anymore.”
Neil P. · Scrambler
