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The Strategist First Fix: when you earn more, save the extra before your spending catches up, so the plan stays ahead of your lifestyle.
The Strategist First Fix is Save the Raise: when you earn more, save the extra before your spending catches up.
Strategists usually grow income faster than the rules around it. Deciding what happens to a raise before it lands keeps the plan ahead of your lifestyle.
Bad, better, best
Start with Better this week. Best is where the Rich Routine™ takes you over time.
✕
Bad
Let the raise quietly disappear into a nicer lifestyle.
✓
Better · your First Fix
Save the raise. Save the extra before your spending catches up.
★
Best
Every time you get a raise, automatically bump how much you invest.
Do it this week
01Before your next raise or bonus lands, decide what share of the extra goes to savings or investing.
02Set that amount to move automatically on payday, so it leaves before your spending sees it.
03Put a reminder on your calendar: every raise after this one, bump your investing again.
Juan B. · Strategist
