Skip to content

Coaching waitlist · Spots are full

Coaching Built Around Your Money Type

Coaching spots are full right now. Join the waitlist and you’ll hear first when the next Executive cohort opens and when Foundation enrollment reopens.

Join the waitlist See the programs

Free to join the waitlist · No card required

  • Strategist
  • Spender
  • Saver
  • Scrambler

Coaching spots are fullJoin the waitlist

Priceless Tay
Find My Money Type
← All tools

Free calculatorMost helpful for Savers

Retirement Calculator

Estimate how much you could have by retirement based on what you save today.

Retirement projection

Current age

25

Target retirement age

65

Current retirement savings

$5,000

Monthly contribution

$300

Assumed average return

7%

Projected balance in 40 years

$869,001

Estimate only, not investment advice.

Total balanceWhat you put in
By age 65: about $869,001. You put in $149,000 and growth adds $720,001.

Where your balance comes from

How the $869,001 at age 65 adds up.

  • Starting balance$5,000 (1%)
  • Your contributions$144,000 (17%)
  • Growth$720,001 (83%)

Balance at 65$869,001

What that balance could mean

Monthly income at a 4% withdrawal rate
$2,897
A common rule of thumb, not a guarantee.
Total you put in
$149,000
Growth multiple
5.8x
Final balance compared with what you put in.

What changes the outcome

Small changes now, compared with your plan.

Retirement balance under different choices
ScenarioBalance at retirementDifference
Your planYou$869,001Your plan
Add $100 a month$1,131,482+$262,481
Start 5 years later$597,847-$271,154
Return 2 points lower$494,598-$374,403
Return 2 points higher$1,584,946+$715,945

Milestones on the way

The age this plan first crosses each mark.

  1. $100,000Age 39
  2. $250,000Age 49
  3. $500,000Age 57
  4. $1,000,000Not by 65

Year by year

Show the full schedule
Retirement balance by age
AgeContributed so farGrowth so farBalance
25$5,000$0$5,000
26$8,600$479$9,079
27$12,200$1,253$13,453
28$15,800$2,344$18,144
29$19,400$3,773$23,173
30$23,000$5,566$28,566
31$26,600$7,749$34,349
32$30,200$10,350$40,550
33$33,800$13,399$47,199
34$37,400$16,929$54,329
35$41,000$20,974$61,974
36$44,600$25,572$70,172
37$48,200$30,762$78,962
38$51,800$36,588$88,388
39$55,400$43,095$98,495
40$59,000$50,333$109,333
41$62,600$58,355$120,955
42$66,200$67,217$133,417
43$69,800$76,979$146,779
44$73,400$87,707$161,107
45$77,000$99,472$176,472
46$80,600$112,347$192,947
47$84,200$126,413$210,613
48$87,800$141,755$229,555
49$91,400$158,468$249,868
50$95,000$176,649$271,649
51$98,600$196,404$295,004
52$102,200$217,848$320,048
53$105,800$241,102$346,902
54$109,400$266,297$375,697
55$113,000$293,574$406,574
56$116,600$323,083$439,683
57$120,200$354,985$475,185
58$123,800$389,454$513,254
59$127,400$426,675$554,075
60$131,000$466,847$597,847
61$134,600$510,183$644,783
62$138,200$556,913$695,113
63$141,800$607,280$749,080
64$145,400$661,549$806,949
65$149,000$720,001$869,001

Save your results

The PDF opens your print window. Choose Save as PDF.

Your next step

Same numbers, different next move

Two people can get this exact result and need totally different first steps. Your Money Type tells you which one is yours.

  • Strategist“My plan works. I just want it to grow faster.”
  • Spender“The money is gone before I think about it.”
  • Saver“I save it. Then it just sits there.”
  • Scrambler“Every payday I’m guessing what gets paid first.”
Find my Money TypeFree, about 2 minutes
Already know yours?

How It Works

  1. 01

    Enter your current age and the age you want to retire.

  2. 02

    Add your current retirement savings and what you put in each month.

  3. 03

    Set an assumed average return to see your projected balance at retirement.

The 4 Money Types

The Math Is the Same. Your Next Move Isn't.

Spenders, Savers, Scramblers, and Strategists each need a different first fix. The free quiz tells you which type you are, so you know what to do with this number.

Find My Money Type

Common questions

It projects your balance at retirement using current savings, monthly contributions, and an assumed average annual return. Results are estimates, not guarantees.

Many long-term stock-heavy portfolios use 7 to 10% as a planning assumption before inflation. Conservative planners often use 6 to 7%.

As early as possible. Time in the market matters as much as how much you contribute each month.

More Free Tools

See all 12 tools