Investing comparison
Fidelity vs Robinhood
Updated
Data as of
Fidelity checked Robinhood checked
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Fidelity
Investing app
Visit site for Fidelity Investments (opens in a new tab)
Robinhood
Investing app
Visit site for Robinhood (opens in a new tab)
Before you compare: This compares features and fees from each company's own pages. It isn't investment advice, and investing involves risk, including loss of money.
Short answer
- Pick Fidelity if you want a managed portfolio with no minimum (Robinhood lists $50) or the higher App Store rating (4.8, compared with 4.3).
- The biggest difference is the managed portfolio minimum: Fidelity lists no minimum, and Robinhood lists $50.
Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.
Fidelity vs Robinhood at a glance
- Fidelity
- Rating
- 4.8 of 5App Store, 3,378,991 ratings
- Platforms
- 2iOS, Android
Robinhood
- Rating
- 4.3 of 5App Store, 4,901,225 ratings
- Platforms
- 2Robinhood app, Robinhood Legend
What it costs
- Fidelity Investments
Fidelity Go, Fidelity's robo advisor, lists a gross advisory fee of $0 for balances under $25,000 and 0.35% a year for $25,000 and above.
Source
fidelity.com/why-fidelity/pricing-fees, checked . - Robinhood
Robinhood Strategies has a 0.25% annual management fee. Eligible Robinhood Gold members ($5 monthly subscription) pay it on only the first $100,000 of assets in their account.
Source
robinhood.com/us/en/strategies, checked .
Bars show only when every app here lists a yearly price, so these prices sit side by side without them. Prices are list prices from each app's own page, before tax and any offer. Investing fees appear as each company states them. A yearly advisory fee is a percent of your balance, not a monthly price, so it never gets a bar or a price tag.
Fidelity Investments and Robinhood, side by side
| Detail | Fidelity | Robinhood |
|---|---|---|
| Account minimumDiffers | FidelityFidelity lists no account fees and no minimums to open a retail brokerage account, including IRAs. Fidelity Go, its robo advisor, lists no account minimum. Sourcefidelity.com/why-fidelity/pricing-fees, checked . | RobinhoodRobinhood Strategies has a minimum investment requirement of $50. Sourcerobinhood.com/us/en/strategies, checked . |
| Stock and ETF commissionsDiffers | FidelityFidelity lists $0 commission for online US stock, ETF and option trades. Online option trades have a $0.65 per contract fee. Sourcefidelity.com/why-fidelity/pricing-fees, checked . | RobinhoodRobinhood says investing with a Robinhood investing account is commission free for stocks, ETFs and their options, and it doesn't charge fees to open or maintain your account. Sourcerobinhood.com/us/en/support/articles/trading-fees-on-robinhood, checked . |
| Account typesDiffers | FidelityFidelity lists these account types: Brokerage account, Traditional IRA, Roth IRA, Rollover IRA, Health savings account (HSA), 529 college savings plan, Cash management account and Crypto account. Sourcefidelity.com/open-account/overview, checked . | RobinhoodRobinhood lists these account types: Individual, Traditional IRA, Roth IRA, Smart Income account, Revocable trust and Custodial. Sourcerobinhood.com/us/en/strategies, checked . |
| Fractional sharesDiffers | FidelityFidelity says you can own fractions of US stocks and ETFs, starting at $1. Sourcefidelity.com/trading/fractional-shares, checked . | RobinhoodRobinhood says you can invest in certain stocks and ETFs with as little as $1 through fractional shares. Sourcerobinhood.com/us/en/support/articles/fractional-shares, checked . |
| Automatic investingDiffers | FidelityFidelity says you can use recurring investments to automatically add fractional shares. Sourcefidelity.com/trading/fractional-shares, checked . | RobinhoodRobinhood lists Recurring Investment: add to your investments on a consistent basis, even when you forget to. Sourcerobinhood.com/us/en/invest, checked . |
| Managed portfolios (robo)Differs | FidelityFidelity Go is Fidelity's robo advisor, with digital managed accounts and no minimum to open (the balance must be at least $10 to be invested). Sourcefidelity.com/why-fidelity/pricing-fees, checked . | RobinhoodRobinhood Strategies is Robinhood's managed portfolio service, with a $50 minimum investment. Sourcerobinhood.com/us/en/strategies, checked . |
| ProtectionDiffers | FidelityFidelity is a member of SIPC, which protects securities customers up to $500,000 (including $250,000 for claims for cash). Fidelity adds excess of SIPC coverage with a $1 billion aggregate limit, no per-customer limit on securities and a $1.9 million per-customer limit on cash awaiting investment. Sourcefidelity.com/why-fidelity/safeguarding-your-accounts, checked . | RobinhoodRobinhood Financial LLC and Robinhood Securities, LLC are registered broker dealers and members of SIPC. Sourcerobinhood.com/us/en/support/articles/trading-fees-on-robinhood, checked . |
| PlatformsDiffers | FidelityFidelity Investments lists iOS and Android. Sourcefidelity.com/mobile/overview, checked . | RobinhoodRobinhood lists Robinhood app and Robinhood Legend. Sourcerobinhood.com/us/en, checked . |
| App store ratingDiffers | FidelityFidelity Investments has 4.8 out of 5 on the App Store from 3,378,991 ratings. SourceApp Store listing, checked . | RobinhoodRobinhood has 4.3 out of 5 on the App Store from 4,901,225 ratings. SourceApp Store listing, checked . |
Store ratings are a dated snapshot from each listing, not our score. A row shows only when both apps have a current official source for it. How we source and date this data. Spotted a change? Tell us if something changed.
Weighing a third option? Add up to two more apps and compare up to four side by side.
Screen by screen
Pick a task to see what each app shows for it. App Store and Google Play images are the apps' own marketing, so they can show sample data and staged layouts. Help center images come from the app's support articles. See every app's screens.
Home
Fidelity Investments
App Store marketing imageApp Store image with the headline "All-in-one app" showing the home screen with market indexes and $44,750.00 in Fidelity accounts.App Store listing, as of 
App Store marketing imageThe Home tab: DJIA, NASDAQ and S&P 500 cards, Fidelity accounts at $44,750.00 up $275.00 (+0.31%) today, a one-month line chart and the tab bar with Home, Investing, Transact, Planning and Discover.App Store listing, as of 
App Store marketing imageFidelity accounts $44,750.00, up $275.00 (+0.31%) today, with 1M, YTD, 1Y and 3Y tabs and a one-month line chart from Aug 1 to Aug 31.App Store listing, as of 
App Store marketing imageThe tab bar: Home, Investing, a green Transact button, Planning and Discover.App Store listing, as of
Robinhood
App Store marketing imageApp Store image with the headline "Trade all in one place" showing a search bar, Now, Macro, Crypto and Sports tabs and a Market section.App Store listing, as of 
App Store marketing imageThe home screen: a Search Robinhood bar, Now, Macro, Crypto and Sports tabs, Market cards for the S&P 500 at 7,500.58 and Nasdaq 100 at 30,406.19, and Top movers chips.App Store listing, as of 
App Store marketing imageiPad App Store image with the headline "Trade all in one place" showing the market overview next to a stock detail.App Store listing, as of 
App Store marketing imageThe iPad layout: market cards and top movers on the left, and Lion Rock Inc. at $246.45 with a line chart, Stats and a Trade button on the right.App Store listing, as of 
App Store marketing imageMarket cards with small line charts: S&P 500 at 7,500.58 up 1.08% and Nasdaq 100 at 30,406.19 up 2.48%.App Store listing, as of
Accounts
Fidelity Investments
App Store marketing imageApp Store image with the headline "Help maximize your money" showing an Account screen with balances, activity and performance.App Store listing, as of 
App Store marketing imageAn Account screen: Balances with $500.00 available to trade and $350.00 available to withdraw, an Activity card for a filled buy of 10 shares and Performance returns against market indexes.App Store listing, as of 
App Store marketing imageBalances: Available to trade $500.00, Settled cash $350.00 and Available to withdraw $350.00.App Store listing, as of
Robinhood
App Store marketing imageApp Store image with the headline "Grow your cash with 3.6% APY" showing an Earn 3.6% APY screen with a Join Gold button.App Store listing, as of 
App Store marketing imageAn Earn 3.6% APY screen saying "Get 8x the national savings average on eligible uninvested brokerage cash" with a Join Gold button.App Store listing, as of 
App Store marketing imageiPad App Store image with the headline "Grow your cash with 3.6% APY" showing lifetime earnings and Robinhood Gold perks.App Store listing, as of 
App Store marketing imageLifetime earnings of $1,225.32 split into High-Yield Cash $1,000.32 and IRA match $225.00, next to a list of Robinhood Gold perks.App Store listing, as of 
From Robinhood's websiteThe Banking screen: $27,744.78 with "Next paycheck arrives Jun 15", Accounts with Checking $8,186.53 and Savings $19,558.25, and a Credit section with a Gold Card at $6,017.07, 3% Cash Back and autopay scheduled.robinhood.com, as of 
App Store marketing image$1,225.32 in lifetime earnings with a bar split into High-Yield Cash $1,000.32 and IRA match $225.00.App Store listing, as of
Reports and insights
Fidelity Investments
App Store marketing imagePerformance with 1D to All tabs: a 1-year cumulative pre-tax return of +4.44% next to the Dow Jones U.S. Total Stock Market Index at -4.64% and the S&P 500 Index at +4.44%.App Store listing, as of
Robinhood
No official screen found yet
Investments
Fidelity Investments
App Store marketing imageApp Store image with the headline "Set your investing on repeat" showing a recurring investment confirmation.App Store listing, as of 
App Store marketing imageA Confirm screen with a check mark: Recurring investment scheduled for NXTR, $500.00 every 2 weeks on Tuesday, with Manage and Done buttons.App Store listing, as of 
App Store marketing imageTrader+ Mobile mode Portfolio on Positions for All accounts: a table of symbols with last price, change, today's gain or loss and bid, colored green and red.App Store listing, as of 
App Store marketing imageA Fidelity Crypto quote for BTC/USD at $117,130.91: a one-day chart, a Detailed quote with last, bid, ask and volume, and a Trade button.App Store listing, as of 
App Store marketing imageA Buy EJS market order for 1 share: estimated cost $14.00, $123.00 available to trade, a number pad and a Review button.App Store listing, as of 
App Store marketing imageA Markets row with DJIA +74.12 (+0.37%), NASDAQ -10.22 (-0.06%) and S&P 500 -8.67 (-0.19%) cards.App Store listing, as of
Robinhood
App Store marketing imageApp Store image with the headline "Trade crypto at the lowest cost on average" showing a Crypto balance of $1,500.00 and a price chart.App Store listing, as of 
App Store marketing imageThe Crypto screen: $1,500.00, up $0.2800 (26.47%) today, a line chart and LIVE, 1D, 1W, 1M, 3M, YTD and 1Y buttons.App Store listing, as of 
App Store marketing imageApp Store image with the headline "Earn a yearly $225 retirement boost" showing IRA contributions and an IRA Match ring.App Store listing, as of 
App Store marketing imageA retirement screen: Contributions $7,500.00 with "$0 until max" and a ring labeled IRA Match $225.00 with 0%, 25%, 50% and 75% marks.App Store listing, as of 
App Store marketing imageApp Store image with the headline "Trade anytime, day or night" showing a 24 Hour Market list.App Store listing, as of 
App Store marketing imageThe 24 Hour Market list: a header graphic, a note that limit orders work 24 hours a day from Sunday 8 PM ET to Friday 8 PM ET, and In This List with 1,059 items.App Store listing, as of 
App Store marketing imageApp Store image with the headline "Advanced mobile & desktop trading" showing a candlestick chart.App Store listing, as of 
App Store marketing imageAn advanced chart for HMNI at $122.10 with open, high, low, close and volume values, candlesticks and Options, Buy Stop and Sell Limit labels on the chart.App Store listing, as of 
App Store marketing imageApp Store image with the headline "Get an expert managed portfolio" showing Managed investing at $13,417.02.App Store listing, as of 
App Store marketing imageRobinhood Strategies: Managed investing at $13,417.02 with a ring chart showing Growth 30% and slices of 5%, 18%, 20%, 22% and 30%.App Store listing, as of 
App Store marketing imageiPad App Store image with the headline "Trade crypto at the lowest cost on average" showing crypto holdings and a chart.App Store listing, as of 
App Store marketing imageInvesting, Retirement and Managed tabs with a Crypto list of BTC, ETH and DOGE at $6.45 each, next to a Crypto chart at $1,500.00 and a Trade button.App Store listing, as of 
App Store marketing imageiPad App Store image with the headline "Earn a yearly $225 retirement boost" showing contributions and an investing chart.App Store listing, as of 
App Store marketing imageContributions $7,500.00 with an IRA Match $225.00 ring and year buttons for 2024 to 2026, next to Investing $52,901.39 with a line chart and Buying Power $5,000.00.App Store listing, as of 
App Store marketing imageiPad App Store image with the headline "Advanced mobile & desktop trading" showing a full width candlestick chart.App Store listing, as of 
App Store marketing imageA full width candlestick chart for RIVIN with volume bars from October to March and Buy MKT, 1 share and Sell MKT buttons.App Store listing, as of 
App Store marketing imageA yellow ring with IRA Match $225.00 in the middle and 0%, 25%, 50% and 75% marks around it.App Store listing, as of 
App Store marketing imageA portfolio ring with Growth 30% in the middle and slices labeled 5%, 18%, 20%, 22% and 30%.App Store listing, as of 
App Store marketing imageA Crypto list with BTC 5 shares, ETH 100 shares and DOGE 6 shares, each with a small chart and a $6.45 price tag.App Store listing, as of
Transfer and send
Fidelity Investments
No official screen found yet
Robinhood
From Robinhood's websiteA $350 card reading "Logan sent $350" from Robinhood.com, under the message "This is for dinner. Thanks again!"robinhood.com, as of
Check deposit
Fidelity Investments
No official screen found yet
Robinhood
From Robinhood's websiteA menu with Deposit a check, Mail a check and Order a checkbook.robinhood.com, as of
AI assistant
Fidelity Investments
App Store marketing imageFidelity Assistant answering "How can I contact Fidelity?" with around-the-clock support and buttons to chat live online, see live chat hours or connect by phone, above a Type or ask us something field.App Store listing, as of
Robinhood
No official screen found yet
Other screens
Fidelity Investments
App Store marketing imageApp Store image with the headline "Connect with a dedicated advisor" showing a Your team screen.App Store listing, as of 
App Store marketing imageThe Your team screen: a lead advisor, a partner and Investment Mgmt Consultants, a 24-hour service team note and an Investment strategy card with a View our recommendations button.App Store listing, as of
Robinhood
App Store marketing imageApp Store image with the headline "Trade on real-world events" showing a Live Election Day Updates map.App Store listing, as of 
App Store marketing imageA prediction markets screen with Midterms and All races filters, Live Election Day Updates, Senate, House and Governor tabs and a colored US map.App Store listing, as of 
App Store marketing imageApp Store image with the headline "24/7 support" showing a support chat about bank transfers.App Store listing, as of 
App Store marketing imageA Bank Transfers support chat: a customer message about not being able to transfer money from a stock sale, and a reply from an agent named Remi.App Store listing, as of 
Google Play marketing imageGoogle Play image with the headline "Trade on real-world events" showing a Prediction markets screen.Google Play listing, as of 
Google Play marketing imagePrediction markets: Combo, Live and Elections filters, a "US gas prices tomorrow?" card with three price ranges and a Trade button, then Newly listed.Google Play listing, as of
Who it's for
Pick the tab that sounds like you. Every answer comes from the app's own pages, and its source opens from the Source link.
Just me
Budgeting on your own? These are the basics people ask about first.
Can I export my data?
Fidelity: Yes. You can export your data.
Source
In their words: “Yes, you can download displayed information and save it as a Microsoft ® Excel ® Comma Separated Values (.CSV) file.” fidelity.com/webcontent/ap002390-mlo-content/19.09/help/learn_open_positions.shtml, checked .Robinhood: Yes. You can export your data.
Source
In their words: “These reports include all your transactions within your brokerage and retirement accounts and are downloadable as CSV files.” robinhood.com/us/en/support/articles/finding-your-reports-and-statements, checked .Is there support from the app's makers if I need help?
Fidelity: Yes. Phone (24/7), chat (Fidelity Assistant 24/7, live chat with an associate) and Investor Centers.
Source
In their words: “For any customer service questions, call us 24/7 at: 800-343-3548” fidelity.com/customer-service/contact-us, checked .Robinhood: Yes. Chat (24/7) and phone (call back).
Source
In their words: “When you contact us, you can request a call back to discuss your issue, and we'll call you as soon as an agent is available, typically in less than 30 minutes.” robinhood.com/us/en/support/articles/how-to-contact-support, checked .
Partners
Sharing money with a partner? Here's how each app handles a second person.
Can my partner use their own login details?
Fidelity: Joint accounts, yes. The source doesn't say your partner gets a separate login.
Source
In their words: “Each owner of a joint account may act as if they were the sole owner of the account, with no further notice or approval necessary from any joint owner.” fidelity.com/bin-public/060_www_fidelity_com/documents/customer-service/updated-agreements/Updated-Fidelity-Account-Customer-Agreement.pdf, checked .Robinhood: Yes. Your partner gets their own login.
Source
In their words: “A joint account with your partner gives you both the same rights and account access to make trades, manage investments, and transfer funds at any time.” robinhood.com/us/en/support/articles/joint-investing, checked .
Family
Bringing in more of the household? Here's what each app says about families and kids. See apps with custodial accounts for kids.
Does it have accounts or features for kids or teens?
Fidelity: Yes. It has accounts or features for kids or teens.
Source
In their words: “The only brokerage account teens ages 13–17 can own independently” fidelity.com/go/youth-account/overview, checked .Robinhood: Yes. It has accounts or features for kids or teens.
Source
In their words: “Custodial accounts let you invest on behalf of a minor, directly from your Robinhood app.” robinhood.com/us/en/support/articles/custodial-accounts-faq, checked .
Freelancer
Paid on an uneven schedule or running a side hustle? Here's what each app offers. See apps with a SEP IRA or Solo 401(k).
Can I export my transactions for tax prep?
Fidelity: Yes. You can export your transactions for tax prep.
Source
In their words: “It's easier than ever to view your tax forms and upload them directly to your preferred tax preparation service.” fidelity.com/tax-information/overview, checked .Robinhood: Yes. You can export your transactions for tax prep.
Source
In their words: “For this tax year, you can import your Consolidated Form 1099 into common online tax providers, such as TurboTax and H&R Block.” robinhood.com/us/en/support/articles/how-to-upload-your-1099-to-turbotax, checked .
Business
Running a small business? Here's what each app says about business money.
Can I export my transactions for tax prep?
Fidelity: Yes. You can export your transactions for tax prep.
Source
In their words: “It's easier than ever to view your tax forms and upload them directly to your preferred tax preparation service.” fidelity.com/tax-information/overview, checked .Robinhood: Yes. You can export your transactions for tax prep.
Source
In their words: “For this tax year, you can import your Consolidated Form 1099 into common online tax providers, such as TurboTax and H&R Block.” robinhood.com/us/en/support/articles/how-to-upload-your-1099-to-turbotax, checked .Can I share my finances with my accountant?
Fidelity: Yes. You can export your data and send the file.
Source
In their words: “Yes, you can download displayed information and save it as a Microsoft ® Excel ® Comma Separated Values (.CSV) file.” fidelity.com/webcontent/ap002390-mlo-content/19.09/help/learn_open_positions.shtml, checked .Robinhood: Yes. You can export your data and send the file.
Source
In their words: “These reports include all your transactions within your brokerage and retirement accounts and are downloadable as CSV files.” robinhood.com/us/en/support/articles/finding-your-reports-and-statements, checked .
A question shows only when every app here has a current official source that answers it. We only say no when the app's own page does.
Which fits your Money Type?
There are four Money Types: Strategist, Spender, Saver and Scrambler. Each card matches one type to what the sources say about these two apps.
StrategistNeither app's sources confirm a feature we match to this type yet, so the quiz is the better place to start.
First fix: Save the Raise.
SpenderNeither app's sources confirm a feature we match to this type yet, so the quiz is the better place to start.
First fix: Sleep on It.
SaverNeither app's sources confirm a feature we match to this type yet, so the quiz is the better place to start.
First fix: Put It to Work.
ScramblerNeither app's sources confirm a feature we match to this type yet, so the quiz is the better place to start.
First fix: Bills First.
Not sure which one you are? Take the free Money Types quiz. It takes about two minutes.
Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.
Another option: Fifecta
If neither Fidelity nor Robinhood feels right, here is one more option to look at. Fifecta gives every paycheck a plan with FUNDS, and it starts from your Money Type, so the plan matches how you already handle money.
FAQ
How much does Fidelity charge?
Fidelity Go, Fidelity's robo advisor, lists a gross advisory fee of $0 for balances under $25,000 and 0.35% a year for $25,000 and above. We checked this on Nov 3, 2026.
How much does Robinhood charge?
Robinhood Strategies has a 0.25% annual management fee. Eligible Robinhood Gold members ($5 monthly subscription) pay it on only the first $100,000 of assets in their account. We checked this on Nov 3, 2026.
What is Fidelity's app store rating?
Fidelity Investments has 4.8 out of 5 on the App Store from 3,378,991 ratings. That's a snapshot from the store listing on Nov 3, 2026, not our score.
What is Robinhood's app store rating?
Robinhood has 4.3 out of 5 on the App Store from 4,901,225 ratings. That's a snapshot from the store listing on Nov 3, 2026, not our score.
More comparisons
Similar comparisons
Keep comparing
- See Fidelity alternatives, closest category first.
- See Robinhood alternatives, closest category first.
- Browse our guide to the low-cost brokerage accounts.
- Want the bigger picture? Compare more money apps.
Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.
Want a plan built on your Money Type?
Fifecta gives every paycheck a plan with FUNDS, so you know where each dollar goes.
Sources and confidence
- Last checked
- Sourced facts
- 20 facts, each linked and dated
Fidelity Investments10 sourced facts, last checked Nov 3, 2026
- Management or subscription feefidelity.com/why-fidelity/pricing-fees, as of Nov 3, 2026
- Account minimumfidelity.com/why-fidelity/pricing-fees, as of Nov 3, 2026
- Stock and ETF commissionsfidelity.com/why-fidelity/pricing-fees, as of Nov 3, 2026
- Account typesfidelity.com/open-account/overview, as of Nov 3, 2026
- Fractional sharesfidelity.com/trading/fractional-shares, as of Nov 3, 2026
- Automatic investingfidelity.com/trading/fractional-shares, as of Nov 3, 2026
- Managed portfolios (robo)fidelity.com/why-fidelity/pricing-fees, as of Nov 3, 2026
- Protectionfidelity.com/why-fidelity/safeguarding-your-accounts, as of Nov 3, 2026
- Platformsfidelity.com/mobile/overview, as of Nov 3, 2026
- App store ratingApp Store listing, as of Nov 3, 2026
Robinhood10 sourced facts, last checked Nov 3, 2026
- Management or subscription feerobinhood.com/us/en/strategies, as of Nov 3, 2026
- Account minimumrobinhood.com/us/en/strategies, as of Nov 3, 2026
- Stock and ETF commissionsrobinhood.com/us/en/support/articles/trading-fees-on-robinhood, as of Nov 3, 2026
- Account typesrobinhood.com/us/en/strategies, as of Nov 3, 2026
- Fractional sharesrobinhood.com/us/en/support/articles/fractional-shares, as of Nov 3, 2026
- Automatic investingrobinhood.com/us/en/invest, as of Nov 3, 2026
- Managed portfolios (robo)robinhood.com/us/en/strategies, as of Nov 3, 2026
- Protectionrobinhood.com/us/en/support/articles/trading-fees-on-robinhood, as of Nov 3, 2026
- Platformsrobinhood.com/us/en, as of Nov 3, 2026
- App store ratingApp Store listing, as of Nov 3, 2026
- Reference: sipc.org/for-investors/what-sipc-protects, checked Oct 24, 2026.
Each fact links to the official page it came from, with the date we checked it. Once a fact is older than 30 days, it comes off the page until we check it again. How we source, date and index this data.
This is education, not financial advice.
