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Alternatives

SoFi Invest alternatives in 2026

Updated

Data as of

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SoFi Invest logoSoFi InvestInvesting app

SoFi Invest is an investing app. SoFi's fee schedule (last updated 10/1/2026) lists a 0.25% annual advisory fee for Robo-Advisor accounts. We checked that on Nov 3, 2026. Below are 18 other apps, starting with the 14 other investing apps and then savings accounts and banking apps. They're ranked by how close each app's category is to SoFi Invest's, not by how good it is, and every fact shows the date we checked it.

Before you compare: This compares features and fees from each company's own pages. It isn't investment advice, and investing involves risk, including loss of money.

Short answer

The closest alternatives to SoFi Invest are Acorns, Ally Invest and Betterment, because Acorns, Ally Invest and Betterment are also investing apps. SoFi's fee schedule (last updated 10/1/2026) lists a 0.25% annual advisory fee for Robo-Advisor accounts. We checked SoFi Invest on Nov 3, 2026, and each card below puts an alternative's fees, minimums, platforms and ratings next to SoFi Invest's, with the date we checked them.

What SoFi Invest says on its own pages

Before you compare, here is what SoFi Invest itself says about these points. Quotes are its own words, and each line links to the page we read.

  • Sharing with a partner: “Yes, SoFi Invest offers joint accounts for Robo Investing.” (source, opens in a new tab, checked )
  • People per plan: “We currently offer individual investment accounts, owned by one person and joint accounts that can be held by two people.” (source, opens in a new tab, checked )
  • Business use: “Unfortunately, we do not offer the ability to create accounts for LLCs at this time.” (source, opens in a new tab, checked )
  • Tax time: “Yes, you can import your SoFi Invest 1099 information directly from our clearing firm Apex Clearing Corp.” (source, opens in a new tab, checked )
  • Age and family: “At this time we do not offer UTMA (Uniform Transfers to Minors Act) or UGMA (Uniform Gifts to Minors Act) accounts.” (source, opens in a new tab, checked )

What SoFi Invest and its alternatives cost

  • SoFi Invest logoSoFi Invest

    SoFi's fee schedule (last updated 10/1/2026) lists a 0.25% annual advisory fee for Robo-Advisor accounts.

  • Acorns logoAcorns

    $4a month

    Acorns has three monthly plans: Bronze at $4 a month, Silver at $8 a month, and Gold at $12 a month.

    As of · acorns.com/pricing

  • Ally Invest logoAlly Invest

    Ally Invest Robo Portfolios: the Cash-Enhanced Portfolio has a 0% advisory fee (it keeps 30% as a cash buffer), and the Market-Focused Portfolio has a 0.30% annual advisory fee.

  • Betterment

    Betterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested.

    As of · betterment.com/pricing

  • Bloom logoBloom

    $15a month

    Bloom offers a $15 monthly plan and a $99.99 annual plan, and its custodial plan costs $150 a year.

    Cost over 1 and 3 years: $99.99 and $299.97, at the yearly list price before tax.

    As of · bloomapp.com/faq

  • Charles Schwab logoCharles Schwab

    Schwab Intelligent Portfolios, Schwab's robo-advisor, lists no advisory fee and no commissions. You still pay the operating expenses of the ETFs in the portfolio.

    As of · schwab.com/pricing

  • E*TRADE logoE*TRADE

    E*TRADE's Core Portfolios list a flat annual advisory fee of 0.30% for an account market value of $500+.

  • Fidelity Investments logoFidelity Investments

    Fidelity Go, Fidelity's robo advisor, lists a gross advisory fee of $0 for balances under $25,000 and 0.35% a year for $25,000 and above.

  • M1 logoM1

    M1 doesn't charge commission, trading or management fees for self-directed brokerage accounts. It charges a platform fee of $3/month, waived for clients with more than $10,000 on the platform.

    As of · m1.com

  • Public logoPublic

    Public's Generated Assets portfolios list a management fee of 0.49% a year (its Dividends portfolio page, for example).

  • Robinhood

    Robinhood Strategies has a 0.25% annual management fee. Eligible Robinhood Gold members ($5 monthly subscription) pay it on only the first $100,000 of assets in their account.

    As of · robinhood.com/us/en/strategies

  • Stash logoStash

    $12a month

    The Stash Plan costs $12 a month, or $108 billed annually.

    As of · stash.com/pricing

  • Vanguard logoVanguard

    Vanguard Digital Advisor charges an annual gross advisory fee of 0.20% for index portfolio options or 0.25% for an active portfolio option. That fee is reduced by a credit for revenue Vanguard keeps from the investments in your account.

  • Wealthfront

    Wealthfront's advisory fee for The Wealthfront Portfolio is 0.25% annually.

    As of · wealthfront.com/pricing

  • Webull logoWebull

    Webull Advisors lists an annualized advisory fee of 0.20% on diversified strategies, with fees from 0.15% to 0.30% depending on the portfolio.

  • Ally Bank Savings logoAlly Bank Savings

    Ally charges no monthly maintenance fees on its savings account.

  • SoFi Checking and Savings logoSoFi Checking and Savings

    SoFi says its Checking and Savings has no monthly, minimum or maintenance fees.

  • Chime logoChime

    Chime says its savings account has no fees, and you need an active Chime Checking Account to open one.

  • MoneyLion

    $0a month

    The optional MoneyLion One membership costs $9.99 a month, or $0 a month when you direct deposit $500 or more each month.

    As of · moneylion.com/one

Bars show only when every app here lists a yearly price, so these prices sit side by side without them. Prices are list prices from each app's own page, before tax and any offer. Investing fees appear as each company states them. A yearly advisory fee is a percent of your balance, not a monthly price, so it never gets a bar or a price tag.

Alternatives to SoFi Invest, closest category first

Each card puts the app's facts next to SoFi Invest's, with the date we checked each one. The order follows how close the category is, not how good the app is.

How SoFi Invest compares at a glance

  • On the App Store, against SoFi Invest's 4.7, Betterment (4.8), Bloom (4.8), Charles Schwab (4.8), Fidelity (4.8), Wealthfront (4.8), Chime (4.8) and MoneyLion (4.8) rate higher and Ally Invest (4.6), Robinhood (4.3) and Vanguard (4.6) rate lower.
  • For help, SoFi Invest lists these channels: chat and phone. Of the apps below, Acorns, Bloom, M1, Public, Stash, Wealthfront, Webull, Ally and MoneyLion list email support.
  • Charles Schwab, Public and Vanguard offer business money tracking, which SoFi Invest's own pages say it doesn't.
  • Acorns, Ally Invest, Bloom, Charles Schwab, E*TRADE, Fidelity, M1, Robinhood, Stash, Vanguard, Wealthfront, Webull and Ally offer options for kids, which SoFi Invest's own pages say it doesn't.

Other investing apps

  • Acorns logo

    Acorns

    Investing app

    Same category

    Acorns is an automated investing app that bundles investing, retirement and banking tools into monthly subscription plans.

    Management or subscription fee
    AcornsAcorns has three monthly plans: Bronze at $4 a month, Silver at $8 a month, and Gold at $12 a month.As of Oct 29, 2026. Source: acorns.com/pricing
    SoFi InvestSoFi's fee schedule (last updated 10/1/2026) lists a 0.25% annual advisory fee for Robo-Advisor accounts.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
    Account minimum
    AcornsAcorns' Form ADV wrap fee brochure says there is no minimum account size, and most clients can begin investing with as little as $5.Clients using real-time Round-Ups through Acorns' banking partners may begin investing with less than $5.As of Oct 29, 2026. Source: sqy7rm.media.zestyio.com/Acorns-Wrap-Fee-Program-Brochure--August-2026-.pdf
    SoFi InvestSoFi's fee schedule lists a $5 minimum to begin investing for self-directed accounts and $50 for Robo-Advisor accounts, with a $0 opening fee.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
    Platforms
    AcornsAcorns lists Mobile app and Web app.As of Oct 29, 2026. Source: sqy7rm.media.zestyio.com/Acorns-Securities-Acorns-Advisers-Form-CRS--August-2026-.pdf
    SoFi InvestSoFi Invest lists App and Web.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
    App store rating
    AcornsAcorns has 4.7 out of 5 on the App Store from 960,195 ratings.As of Oct 29, 2026. Source: App Store listing
    SoFi InvestSoFi Invest has 4.7 out of 5 on the App Store from 385,411 ratings.As of Nov 3, 2026. Source: App Store listing

    How Acorns differs from SoFi Invest

    Acorns has options for kids, where SoFi Invest says no. Acorns lists email support, which isn't on SoFi Invest's support list. Acorns and SoFi Invest are both investing apps. Like SoFi Invest, Acorns offers exports for tax time. Like SoFi Invest, Acorns says on its own pages that it doesn't offer business money tracking. Acorns lists phone and chat support, which SoFi Invest provides too. Like SoFi Invest, Acorns is rated 4.7 on the App Store.

    Who it fits

    • Acorns lists an APY on deposits. That fits a Saver, whose first fix is putting saved money to work.
  • Ally Invest logo

    Ally Invest

    Investing app

    Same category

    Ally Invest is Ally's investing service in the Ally app, with self-directed trading and Robo Portfolios. Ally's savings account has its own entry.

    Management or subscription fee
    Ally InvestAlly Invest Robo Portfolios: the Cash-Enhanced Portfolio has a 0% advisory fee (it keeps 30% as a cash buffer), and the Market-Focused Portfolio has a 0.30% annual advisory fee.As of Nov 3, 2026. Source: ally.com/invest/commissions-and-fees
    SoFi InvestSoFi's fee schedule (last updated 10/1/2026) lists a 0.25% annual advisory fee for Robo-Advisor accounts.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
    Account minimum
    Ally InvestAlly says there's no minimum deposit to open a Self-Directed brokerage cash account. Margin accounts require $2,000, and Robo Portfolios require a $100 initial minimum deposit.As of Nov 3, 2026. Source: ally.com/invest/robo-automated-investing
    SoFi InvestSoFi's fee schedule lists a $5 minimum to begin investing for self-directed accounts and $50 for Robo-Advisor accounts, with a $0 opening fee.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
    Platforms
    Ally InvestAlly Invest lists iOS and Android.As of Nov 3, 2026. Source: ally.com/bank/online-banking
    SoFi InvestSoFi Invest lists App and Web.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
    App store rating
    Ally InvestAlly Invest has 4.6 out of 5 on the App Store from 114,502 ratings.As of Nov 3, 2026. Source: App Store listing
    SoFi InvestSoFi Invest has 4.7 out of 5 on the App Store from 385,411 ratings.As of Nov 3, 2026. Source: App Store listing

    How Ally Invest differs from SoFi Invest

    Ally Invest has options for kids, where SoFi Invest says no. Ally Invest rates 4.6 from 114,502 ratings on the App Store, where SoFi Invest sits at 4.7 from 385,411 ratings. Ally Invest and SoFi Invest are both investing apps. Ally Invest offers exports for tax time, which SoFi Invest includes too. Ally Invest lists phone and chat support, which SoFi Invest provides too.

    • Betterment

      Investing app

      Same category

      Betterment is an automated investing app with managed portfolios, IRAs and other retirement accounts, and commission-free stock and ETF trading.

      Management or subscription fee
      BettermentBetterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested.As of Nov 3, 2026. Source: betterment.com/pricing
      SoFi InvestSoFi's fee schedule (last updated 10/1/2026) lists a 0.25% annual advisory fee for Robo-Advisor accounts.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
      Account minimum
      BettermentBetterment says pricing for its investment portfolios begins at $5/month, with no minimum balance.As of Nov 3, 2026. Source: betterment.com/pricing
      SoFi InvestSoFi's fee schedule lists a $5 minimum to begin investing for self-directed accounts and $50 for Robo-Advisor accounts, with a $0 opening fee.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
      Platforms
      BettermentBetterment lists Web, iOS and Android.As of Nov 3, 2026. Source: betterment.com/help/tag/mobile-app
      SoFi InvestSoFi Invest lists App and Web.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
      App store rating
      BettermentBetterment has 4.8 out of 5 on the App Store from 66,359 ratings.As of Nov 3, 2026. Source: App Store listing
      SoFi InvestSoFi Invest has 4.7 out of 5 on the App Store from 385,411 ratings.As of Nov 3, 2026. Source: App Store listing

      How Betterment differs from SoFi Invest

      Betterment doesn't list chat support, which SoFi Invest provides. Betterment rates 4.8 from 66,359 ratings on the App Store, where SoFi Invest sits at 4.7 from 385,411 ratings. Betterment is an investing app, the same kind of app as SoFi Invest. On exports for tax time, Betterment matches SoFi Invest. Neither Betterment nor SoFi Invest offers options for kids, going by each app's own pages. As with SoFi Invest, Betterment gives partners separate logins. Like SoFi Invest, Betterment allows up to 2 people on one plan. Betterment lists phone support, which SoFi Invest provides too.

      • Bloom logo

        Bloom

        Investing app

        Same category

        Bloom is a subscription app for learning to invest, with lessons, games and an investing account for adults and teens.

        Management or subscription fee
        BloomBloom offers a $15 monthly plan and a $99.99 annual plan, and its custodial plan costs $150 a year.As of Nov 3, 2026. Source: bloomapp.com/faq
        SoFi InvestSoFi's fee schedule (last updated 10/1/2026) lists a 0.25% annual advisory fee for Robo-Advisor accounts.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
        Account minimum
        BloomBloom has no minimum account balance, but deposits and stock orders must be at least $1.As of Nov 3, 2026. Source: bloomapp.com/faq
        SoFi InvestSoFi's fee schedule lists a $5 minimum to begin investing for self-directed accounts and $50 for Robo-Advisor accounts, with a $0 opening fee.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
        Platforms
        BloomBloom lists iOS and Android.As of Nov 3, 2026. Source: bloomapp.com
        SoFi InvestSoFi Invest lists App and Web.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
        App store rating
        BloomBloom has 4.8 out of 5 on the App Store from 46,609 ratings.As of Nov 3, 2026. Source: App Store listing
        SoFi InvestSoFi Invest has 4.7 out of 5 on the App Store from 385,411 ratings.As of Nov 3, 2026. Source: App Store listing

        How Bloom differs from SoFi Invest

        Bloom offers options for kids, which SoFi Invest's own pages rule out. Bloom lists email support, and SoFi Invest's support list doesn't. SoFi Invest provides phone and chat support, which Bloom doesn't list. Bloom's App Store rating is 4.8 from 46,609 ratings, against 4.7 from 385,411 ratings for SoFi Invest. Bloom is an investing app, the same kind of app as SoFi Invest.

      • Charles Schwab logo

        Charles Schwab

        Investing app

        Same category

        Charles Schwab is a brokerage with the Schwab Mobile app, retirement and custodial accounts, and a robo-advisor called Schwab Intelligent Portfolios.

        Management or subscription fee
        Charles SchwabSchwab Intelligent Portfolios, Schwab's robo-advisor, lists no advisory fee and no commissions. You still pay the operating expenses of the ETFs in the portfolio.As of Nov 3, 2026. Source: schwab.com/pricing
        SoFi InvestSoFi's fee schedule (last updated 10/1/2026) lists a 0.25% annual advisory fee for Robo-Advisor accounts.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
        Account minimum
        Charles SchwabSchwab lists a $0 account minimum and $0 opening and maintenance fees for brokerage accounts and IRAs. Schwab Intelligent Portfolios has a $5,000 minimum.As of Nov 3, 2026. Source: schwab.com/pricing
        SoFi InvestSoFi's fee schedule lists a $5 minimum to begin investing for self-directed accounts and $50 for Robo-Advisor accounts, with a $0 opening fee.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
        Platforms
        Charles SchwabCharles Schwab lists iOS and Android.As of Nov 3, 2026. Source: schwab.com/mobile
        SoFi InvestSoFi Invest lists App and Web.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
        App store rating
        Charles SchwabCharles Schwab has 4.8 out of 5 on the App Store from 1,211,167 ratings.As of Nov 3, 2026. Source: App Store listing
        SoFi InvestSoFi Invest has 4.7 out of 5 on the App Store from 385,411 ratings.As of Nov 3, 2026. Source: App Store listing

        How Charles Schwab differs from SoFi Invest

        Charles Schwab offers business money tracking and options for kids, which SoFi Invest's own pages rule out. On the App Store, Charles Schwab is rated 4.8 from 1,211,167 ratings, next to SoFi Invest's 4.7 from 385,411 ratings. Charles Schwab is an investing app, the same kind of app as SoFi Invest. Charles Schwab offers exports for tax time, which SoFi Invest includes too. Charles Schwab lists phone and chat support, which SoFi Invest provides too.

        • E*TRADE logo

          E*TRADE

          Investing app

          Same category

          E*TRADE, from Morgan Stanley, is a brokerage with an investing app, retirement and education accounts, and managed Core Portfolios.

          Management or subscription fee
          E*TRADEE*TRADE's Core Portfolios list a flat annual advisory fee of 0.30% for an account market value of $500+.As of Nov 3, 2026. Source: us.etrade.com/what-we-offer/pricing-and-rates
          SoFi InvestSoFi's fee schedule (last updated 10/1/2026) lists a 0.25% annual advisory fee for Robo-Advisor accounts.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
          Account minimum
          E*TRADEE*TRADE says its brokerage account has no account minimums or maintenance fees, and that other fees may apply.As of Nov 3, 2026. Source: us.etrade.com/what-we-offer/our-accounts/brokerage-account
          SoFi InvestSoFi's fee schedule lists a $5 minimum to begin investing for self-directed accounts and $50 for Robo-Advisor accounts, with a $0 opening fee.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
          Platforms
          E*TRADEE*TRADE lists Power E*TRADE Pro, Power E*TRADE Web, Power E*TRADE App, E*TRADE App and E*TRADE Web.As of Nov 3, 2026. Source: us.etrade.com/platforms
          SoFi InvestSoFi Invest lists App and Web.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
          App store rating
          E*TRADEE*TRADE has 4.7 out of 5 on the App Store from 380,746 ratings.As of Nov 3, 2026. Source: App Store listing
          SoFi InvestSoFi Invest has 4.7 out of 5 on the App Store from 385,411 ratings.As of Nov 3, 2026. Source: App Store listing

          How E*TRADE differs from SoFi Invest

          E*TRADE offers options for kids, which SoFi Invest's own pages rule out. SoFi Invest provides chat support, which E*TRADE doesn't list. E*TRADE is an investing app, the same kind of app as SoFi Invest. Like SoFi Invest, E*TRADE lists phone support. E*TRADE is rated 4.7 from 380,746 ratings on the App Store, the same 4.7 rating SoFi Invest has.

          • Fidelity Investments logo

            Fidelity Investments

            Investing app

            Same category

            Fidelity is a brokerage with an investing app, retirement and education accounts, and a robo advisor called Fidelity Go.

            Management or subscription fee
            FidelityFidelity Go, Fidelity's robo advisor, lists a gross advisory fee of $0 for balances under $25,000 and 0.35% a year for $25,000 and above.As of Nov 3, 2026. Source: fidelity.com/why-fidelity/pricing-fees
            SoFi InvestSoFi's fee schedule (last updated 10/1/2026) lists a 0.25% annual advisory fee for Robo-Advisor accounts.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
            Account minimum
            FidelityFidelity lists no account fees and no minimums to open a retail brokerage account, including IRAs. Fidelity Go, its robo advisor, lists no account minimum.As of Nov 3, 2026. Source: fidelity.com/why-fidelity/pricing-fees
            SoFi InvestSoFi's fee schedule lists a $5 minimum to begin investing for self-directed accounts and $50 for Robo-Advisor accounts, with a $0 opening fee.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
            Platforms
            FidelityFidelity Investments lists iOS and Android.As of Nov 3, 2026. Source: fidelity.com/mobile/overview
            SoFi InvestSoFi Invest lists App and Web.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
            App store rating
            FidelityFidelity Investments has 4.8 out of 5 on the App Store from 3,378,991 ratings.As of Nov 3, 2026. Source: App Store listing
            SoFi InvestSoFi Invest has 4.7 out of 5 on the App Store from 385,411 ratings.As of Nov 3, 2026. Source: App Store listing

            How Fidelity differs from SoFi Invest

            Fidelity offers options for kids, which SoFi Invest's own pages rule out. Fidelity rates 4.8 from 3,378,991 ratings on the App Store, where SoFi Invest sits at 4.7 from 385,411 ratings. Fidelity is an investing app, the same kind of app as SoFi Invest. Like SoFi Invest, Fidelity offers exports for tax time. Fidelity lists phone and chat support, which SoFi Invest provides too.

            • M1 logo

              M1

              Investing app

              Same category

              M1 is an investing app where your portfolio is a Pie of stocks and ETFs you choose, with automation and retirement and custodial accounts.

              Management or subscription fee
              M1M1 doesn't charge commission, trading or management fees for self-directed brokerage accounts. It charges a platform fee of $3/month, waived for clients with more than $10,000 on the platform.As of Nov 3, 2026. Source: m1.com
              SoFi InvestSoFi's fee schedule (last updated 10/1/2026) lists a 0.25% annual advisory fee for Robo-Advisor accounts.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
              Account minimum
              M1M1 lists a $100 minimum initial deposit for Individual, Joint, Custodial and Crypto accounts, $500 for Traditional, Roth and SEP IRAs, and $5,000 for Trust accounts. After the first deposit, additional deposits can be $10 or more.As of Nov 3, 2026. Source: help.m1.com/en/articles/9332048-your-first-deposit-at-m1
              SoFi InvestSoFi's fee schedule lists a $5 minimum to begin investing for self-directed accounts and $50 for Robo-Advisor accounts, with a $0 opening fee.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
              Platforms
              M1M1 lists Web, iOS and Android.As of Nov 3, 2026. Source: help.m1.com/en/articles/9332048-your-first-deposit-at-m1
              SoFi InvestSoFi Invest lists App and Web.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
              App store rating
              M1M1 has 4.7 out of 5 on the App Store from 75,319 ratings.As of Nov 3, 2026. Source: App Store listing
              SoFi InvestSoFi Invest has 4.7 out of 5 on the App Store from 385,411 ratings.As of Nov 3, 2026. Source: App Store listing

              How M1 differs from SoFi Invest

              M1 has options for kids, where SoFi Invest says no. M1 lists email support, which isn't on SoFi Invest's support list. M1 and SoFi Invest are both investing apps. On exports for tax time, M1 matches SoFi Invest. Like SoFi Invest, M1 allows up to 2 people on one plan. M1 lists phone and chat support, which SoFi Invest provides too. Like SoFi Invest, M1 is rated 4.7 on the App Store.

              • Public logo

                Public

                Investing app

                Same category

                Public is an investing app for stocks, ETFs, options, bonds and crypto, with IRAs and managed Generated Assets portfolios.

                Management or subscription fee
                PublicPublic's Generated Assets portfolios list a management fee of 0.49% a year (its Dividends portfolio page, for example).As of Nov 3, 2026. Source: public.com/generated-assets/dividends-2f14c2d8
                SoFi InvestSoFi's fee schedule (last updated 10/1/2026) lists a 0.25% annual advisory fee for Robo-Advisor accounts.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
                Account minimum
                PublicPublic says the minimum investment for Generated Assets like its Dividends portfolio is $1,000.As of Nov 3, 2026. Source: public.com/generated-assets/dividends-2f14c2d8
                SoFi InvestSoFi's fee schedule lists a $5 minimum to begin investing for self-directed accounts and $50 for Robo-Advisor accounts, with a $0 opening fee.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
                Platforms
                PublicPublic lists Mobile app and Web.As of Nov 3, 2026. Source: help.public.com/en/articles/5724380-explore-the-new-investing-experience-on-the-web
                SoFi InvestSoFi Invest lists App and Web.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
                App store rating
                PublicPublic has 4.7 out of 5 on the App Store from 85,695 ratings.As of Nov 3, 2026. Source: App Store listing
                SoFi InvestSoFi Invest has 4.7 out of 5 on the App Store from 385,411 ratings.As of Nov 3, 2026. Source: App Store listing

                How Public differs from SoFi Invest

                Unlike SoFi Invest, Public offers business money tracking. Public lists email support, and SoFi Invest's support list doesn't. SoFi Invest provides phone support, which Public doesn't list. Like SoFi Invest, Public is an investing app. Public offers exports for tax time, which SoFi Invest includes too. Like SoFi Invest, Public says on its own pages that it doesn't offer options for kids. Like SoFi Invest, Public lists chat support. Public is rated 4.7 from 85,695 ratings on the App Store, the same 4.7 rating SoFi Invest has.

                • Robinhood

                  Investing app

                  Same category

                  Robinhood is a commission-free trading app with retirement and custodial accounts and a managed portfolio service called Robinhood Strategies.

                  Management or subscription fee
                  RobinhoodRobinhood Strategies has a 0.25% annual management fee. Eligible Robinhood Gold members ($5 monthly subscription) pay it on only the first $100,000 of assets in their account.As of Nov 3, 2026. Source: robinhood.com/us/en/strategies
                  SoFi InvestSoFi's fee schedule (last updated 10/1/2026) lists a 0.25% annual advisory fee for Robo-Advisor accounts.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
                  Account minimum
                  RobinhoodRobinhood Strategies has a minimum investment requirement of $50.As of Nov 3, 2026. Source: robinhood.com/us/en/strategies
                  SoFi InvestSoFi's fee schedule lists a $5 minimum to begin investing for self-directed accounts and $50 for Robo-Advisor accounts, with a $0 opening fee.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
                  Platforms
                  RobinhoodRobinhood lists Robinhood app and Robinhood Legend.As of Nov 3, 2026. Source: robinhood.com/us/en
                  SoFi InvestSoFi Invest lists App and Web.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
                  App store rating
                  RobinhoodRobinhood has 4.3 out of 5 on the App Store from 4,901,225 ratings.As of Nov 3, 2026. Source: App Store listing
                  SoFi InvestSoFi Invest has 4.7 out of 5 on the App Store from 385,411 ratings.As of Nov 3, 2026. Source: App Store listing

                  How Robinhood differs from SoFi Invest

                  Robinhood has options for kids, where SoFi Invest says no. Robinhood's App Store rating is 4.3 from 4,901,225 ratings, against 4.7 from 385,411 ratings for SoFi Invest. Robinhood and SoFi Invest are both investing apps. On exports for tax time, Robinhood matches SoFi Invest. Robinhood gives partners separate logins, the same as SoFi Invest. Like SoFi Invest, Robinhood allows up to 2 people on one plan. Robinhood lists phone and chat support, which SoFi Invest provides too.

                  • Stash logo

                    Stash

                    Investing app

                    Same category

                    Stash is a subscription investing app with brokerage, retirement and custodial accounts, fractional shares and managed Smart Portfolios.

                    Management or subscription fee
                    StashThe Stash Plan costs $12 a month, or $108 billed annually. Stash also charges a 0.25% annual advisory fee on Smart Portfolios with balances of $1,000 or more and on Managed Retirement Accounts.As of Nov 3, 2026. Source: stash.com/pricing
                    SoFi InvestSoFi's fee schedule (last updated 10/1/2026) lists a 0.25% annual advisory fee for Robo-Advisor accounts.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
                    Account minimum
                    StashStash's pricing page says: No minimums. No hidden fees.As of Nov 3, 2026. Source: stash.com/pricing
                    SoFi InvestSoFi's fee schedule lists a $5 minimum to begin investing for self-directed accounts and $50 for Robo-Advisor accounts, with a $0 opening fee.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
                    Platforms
                    StashStash lists App and Web.As of Nov 3, 2026. Source: stash.com/invest
                    SoFi InvestSoFi Invest lists App and Web.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
                    App store rating
                    StashStash has 4.7 out of 5 on the App Store from 311,450 ratings.As of Nov 3, 2026. Source: App Store listing
                    SoFi InvestSoFi Invest has 4.7 out of 5 on the App Store from 385,411 ratings.As of Nov 3, 2026. Source: App Store listing

                    How Stash differs from SoFi Invest

                    Unlike SoFi Invest, Stash offers options for kids. Stash lists email support, and SoFi Invest's support list doesn't. SoFi Invest provides chat support, which Stash doesn't list. Like SoFi Invest, Stash is an investing app. Like SoFi Invest, Stash lists phone support. Stash is rated 4.7 from 311,450 ratings on the App Store, the same 4.7 rating SoFi Invest has.

                    • Vanguard logo

                      Vanguard

                      Investing app

                      Same category

                      Vanguard is a fund company and brokerage with an investing app, retirement and custodial accounts, and a robo-advisor called Vanguard Digital Advisor.

                      Management or subscription fee
                      VanguardVanguard Digital Advisor charges an annual gross advisory fee of 0.20% for index portfolio options or 0.25% for an active portfolio option. That fee is reduced by a credit for revenue Vanguard keeps from the investments in your account.Vanguard says enrollments in Vanguard Digital Advisor require at least $100 in each Vanguard Brokerage Account.As of Nov 3, 2026. Source: investor.vanguard.com/advice/robo-advisor
                      SoFi InvestSoFi's fee schedule (last updated 10/1/2026) lists a 0.25% annual advisory fee for Robo-Advisor accounts.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
                      Account minimum
                      VanguardVanguard says there's no fee or minimum investment amount to open an account.As of Nov 3, 2026. Source: investor.vanguard.com/accounts-plans/brokerage-accounts
                      SoFi InvestSoFi's fee schedule lists a $5 minimum to begin investing for self-directed accounts and $50 for Robo-Advisor accounts, with a $0 opening fee.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
                      Platforms
                      VanguardVanguard lists iOS and Android.As of Nov 3, 2026. Source: investor.vanguard.com/client-benefits/mobile-apps
                      SoFi InvestSoFi Invest lists App and Web.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
                      App store rating
                      VanguardVanguard has 4.6 out of 5 on the App Store from 177,567 ratings.As of Nov 3, 2026. Source: App Store listing
                      SoFi InvestSoFi Invest has 4.7 out of 5 on the App Store from 385,411 ratings.As of Nov 3, 2026. Source: App Store listing

                      How Vanguard differs from SoFi Invest

                      Unlike SoFi Invest, Vanguard offers business money tracking and options for kids. Vanguard doesn't list chat support, which SoFi Invest provides. Vanguard's App Store rating is 4.6 from 177,567 ratings, against 4.7 from 385,411 ratings for SoFi Invest. Like SoFi Invest, Vanguard is an investing app. On exports for tax time, Vanguard matches SoFi Invest. Vanguard lists phone support, which SoFi Invest provides too.

                      • Wealthfront

                        Investing app

                        Same category

                        Wealthfront is an automated investing app with The Wealthfront Portfolio, a brokerage account for stocks and ETFs, and retirement and 529 accounts.

                        Management or subscription fee
                        WealthfrontWealthfront's advisory fee for The Wealthfront Portfolio is 0.25% annually.As of Nov 3, 2026. Source: wealthfront.com/pricing
                        SoFi InvestSoFi's fee schedule (last updated 10/1/2026) lists a 0.25% annual advisory fee for Robo-Advisor accounts.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
                        Account minimum
                        WealthfrontWealthfront says The Wealthfront Portfolio account lets you start investing for as little as $500.As of Nov 3, 2026. Source: wealthfront.com/investing
                        SoFi InvestSoFi's fee schedule lists a $5 minimum to begin investing for self-directed accounts and $50 for Robo-Advisor accounts, with a $0 opening fee.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
                        Platforms
                        WealthfrontWealthfront lists Web, iOS and Android.As of Nov 3, 2026. Source: support.wealthfront.com/hc/en-us/articles/360043848572-Open-a-Cash-Account
                        SoFi InvestSoFi Invest lists App and Web.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
                        App store rating
                        WealthfrontWealthfront has 4.8 out of 5 on the App Store from 17,511 ratings.As of Nov 3, 2026. Source: App Store listing
                        SoFi InvestSoFi Invest has 4.7 out of 5 on the App Store from 385,411 ratings.As of Nov 3, 2026. Source: App Store listing

                        How Wealthfront differs from SoFi Invest

                        Wealthfront offers options for kids, which SoFi Invest's own pages rule out. Wealthfront lists email support, which isn't on SoFi Invest's support list. Wealthfront doesn't list chat support, which SoFi Invest provides. On the App Store, Wealthfront is rated 4.8 from 17,511 ratings, next to SoFi Invest's 4.7 from 385,411 ratings. Wealthfront is an investing app, the same kind of app as SoFi Invest. Wealthfront offers exports for tax time, which SoFi Invest includes too. Wealthfront gives partners separate logins, the same as SoFi Invest. Like SoFi Invest, Wealthfront allows up to 2 people on one plan. Wealthfront lists phone support, which SoFi Invest provides too.

                        • Webull logo

                          Webull

                          Investing app

                          Same category
                          Webull Cash Management screen
                          From Webull's website,

                          Webull is a trading app for stocks, ETFs and options, with IRAs, recurring investing and a robo service called Webull Advisors.

                          Management or subscription fee
                          WebullWebull Advisors lists an annualized advisory fee of 0.20% on diversified strategies, with fees from 0.15% to 0.30% depending on the portfolio.Webull says the initial minimum investment and minimum balance required to open and maintain a Webull Advisors account is $100.As of Nov 3, 2026. Source: webull.com/trading-investing/webull-advisors
                          SoFi InvestSoFi's fee schedule (last updated 10/1/2026) lists a 0.25% annual advisory fee for Robo-Advisor accounts.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
                          Account minimum
                          WebullWebull says it offers 0 commission trades and no deposit minimums.As of Nov 3, 2026. Source: webull.com/pricing
                          SoFi InvestSoFi's fee schedule lists a $5 minimum to begin investing for self-directed accounts and $50 for Robo-Advisor accounts, with a $0 opening fee.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
                          Platforms
                          WebullWebull lists Mobile app, Desktop and Web.As of Nov 3, 2026. Source: webull.com/trading-investing/webull-advisors
                          SoFi InvestSoFi Invest lists App and Web.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
                          App store rating
                          WebullWebull has 4.7 out of 5 on the App Store from 343,072 ratings.As of Nov 3, 2026. Source: App Store listing
                          SoFi InvestSoFi Invest has 4.7 out of 5 on the App Store from 385,411 ratings.As of Nov 3, 2026. Source: App Store listing

                          How Webull differs from SoFi Invest

                          Webull offers options for kids, which SoFi Invest's own pages rule out. Webull lists email support, and SoFi Invest's support list doesn't. SoFi Invest provides chat support, which Webull doesn't list. Webull is an investing app, the same kind of app as SoFi Invest. On exports for tax time, Webull matches SoFi Invest. Like SoFi Invest, Webull says on its own pages that it doesn't offer business money tracking. Webull allows up to 2 people on one plan, matching SoFi Invest's cap. Like SoFi Invest, Webull lists phone support. Webull is rated 4.7 from 343,072 ratings on the App Store, the same 4.7 rating SoFi Invest has.

                          Savings accounts

                          • Ally Bank Savings logo

                            Ally Bank Savings

                            Savings account

                            Nearby category

                            Ally Bank's online savings account pays a variable rate and includes savings buckets, round ups and recurring transfers.

                            Platforms
                            AllyAlly Bank Savings lists Web, iOS and Android.As of Oct 29, 2026. Source: ally.com/bank/online-banking
                            SoFi InvestSoFi Invest lists App and Web.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
                            App store rating
                            AllyAlly Bank Savings has 4.7 out of 5 on the App Store from 114,326 ratings.As of Oct 29, 2026. Source: App Store listing
                            SoFi InvestSoFi Invest has 4.7 out of 5 on the App Store from 385,411 ratings.As of Nov 3, 2026. Source: App Store listing

                            How Ally differs from SoFi Invest

                            Unlike SoFi Invest, which is an investing app, Ally is a savings account. Ally offers options for kids, which SoFi Invest's own pages rule out. Ally lists email support, which isn't on SoFi Invest's support list. On exports for tax time, Ally matches SoFi Invest. Like SoFi Invest, Ally says on its own pages that it doesn't offer business money tracking. As with SoFi Invest, Ally gives partners separate logins. Ally lists phone and chat support, which SoFi Invest provides too. Like SoFi Invest, Ally is rated 4.7 on the App Store.

                            Who it fits

                            • Ally lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
                            • Ally lists an APY on deposits. That fits a Saver, whose first fix is putting saved money to work.
                          • SoFi Checking and Savings logo

                            SoFi Checking and Savings

                            Savings account

                            Nearby category

                            SoFi's savings account pays a higher variable rate when you have eligible direct deposit or $5,000 in qualifying deposits.

                            Platforms
                            SoFiSoFi Checking and Savings lists iOS and Android.As of Oct 29, 2026. Source: sofi.com/app-download
                            SoFi InvestSoFi Invest lists App and Web.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
                            App store rating
                            SoFiSoFi Checking and Savings has 4.7 out of 5 on the App Store from 385,422 ratings.As of Oct 29, 2026. Source: App Store listing
                            SoFi InvestSoFi Invest has 4.7 out of 5 on the App Store from 385,411 ratings.As of Nov 3, 2026. Source: App Store listing

                            How SoFi differs from SoFi Invest

                            Coming from SoFi Invest, note that SoFi is a savings account. Neither SoFi nor SoFi Invest offers options for kids, going by each app's own pages. SoFi allows up to 2 people on one plan, matching SoFi Invest's cap. Like SoFi Invest, SoFi lists phone and chat support. SoFi is rated 4.7 from 385,422 ratings on the App Store, the same 4.7 rating SoFi Invest has.

                            Who it fits

                            • SoFi lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
                            • SoFi lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
                            • SoFi lists an APY on deposits. That fits a Saver, whose first fix is putting saved money to work.
                            • SoFi lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.

                          Banking apps

                          • Chime logo

                            Chime

                            Banking app

                            Nearby category

                            Chime is a financial technology company, not a bank, that offers checking and savings accounts through partner banks.

                            Platforms
                            ChimeChime lists Web, iOS and Android.As of Nov 12, 2026. Source: help.chime.com/do-i-get-account-statements-from-chime-ec347b04
                            SoFi InvestSoFi Invest lists App and Web.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
                            App store rating
                            ChimeChime has 4.8 out of 5 on the App Store from 1,655,300 ratings.As of Nov 12, 2026. Source: App Store listing
                            SoFi InvestSoFi Invest has 4.7 out of 5 on the App Store from 385,411 ratings.As of Nov 3, 2026. Source: App Store listing

                            How Chime differs from SoFi Invest

                            Coming from SoFi Invest, note that Chime is a banking app. Chime's App Store rating is 4.8 from 1,655,300 ratings, against 4.7 from 385,411 ratings for SoFi Invest. Neither Chime nor SoFi Invest offers business money tracking and options for kids, going by each app's own pages. Chime gives partners separate logins, the same as SoFi Invest. Like SoFi Invest, Chime allows up to 2 people on one plan. Chime lists phone and chat support, which SoFi Invest provides too.

                            Who it fits

                            • Chime lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
                            • Chime lists an APY on deposits. That fits a Saver, whose first fix is putting saved money to work.
                          • MoneyLion

                            Banking app

                            Nearby category

                            MoneyLion is a financial technology company, not a bank, with a MoneyLion Spend account, MoneyLion Save, Instacash cash advances, investing and a marketplace of loan and card offers.

                            Platforms
                            MoneyLionMoneyLion lists Web, iOS and Android.As of Oct 29, 2026. Source: moneylion.com
                            SoFi InvestSoFi Invest lists App and Web.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
                            App store rating
                            MoneyLionMoneyLion has 4.8 out of 5 on the App Store from 330,603 ratings.As of Oct 29, 2026. Source: App Store listing
                            SoFi InvestSoFi Invest has 4.7 out of 5 on the App Store from 385,411 ratings.As of Nov 3, 2026. Source: App Store listing

                            How MoneyLion differs from SoFi Invest

                            MoneyLion is a banking app, not an investing app like SoFi Invest. Its own site also lists investing, the kind of tool SoFi Invest is built for. MoneyLion lists email support, which isn't on SoFi Invest's support list. MoneyLion's App Store rating is 4.8 from 330,603 ratings, against 4.7 from 385,411 ratings for SoFi Invest. Like SoFi Invest, MoneyLion says on its own pages that it doesn't offer business money tracking and options for kids. MoneyLion lists phone and chat support, which SoFi Invest provides too.

                            Who it fits

                            • MoneyLion lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
                            • MoneyLion lists an APY on deposits. That fits a Saver, whose first fix is putting saved money to work.
                            • MoneyLion lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.

                            Who SoFi Invest and its alternatives are for

                            Pick the tab that sounds like you. The questions come from app help centers, FAQ pages and user forums, and every answer comes from the app's own pages, with the date we checked it.

                            Just me

                            Budgeting on your own? These are the basics people ask about first.

                            • Is there support from the app's makers if I need help?

                              SoFi Invest: Yes. Chat and phone.

                              In their words: “You have options, including chatting with us.”

                              As of . Source: sofi.com

                              Acorns: Yes. Chat (Acorns app or Help Center), email and phone.

                              In their words: “Chat: Chat with us anytime through the Acorns app or from the Acorns Help Center (click "Need Help?" in the bottom right corner).”

                              As of . Source: support.acorns.com

                              Ally Invest: Yes. Chat (after you log in), secure message and phone.

                              In their words: “Log in for chat support or send a secure message.”

                              As of . Source: ally.com

                              Betterment: Yes. Phone.

                              In their words: “Call us directly at (718) 400-6898 .”

                              As of . Source: betterment.com

                              Bloom: Yes. Email.

                              In their words: “Please contact support@joinbloom.co for direct refunds if you do not recognize the service, were unable to sign up or have a special inquiry.”

                              As of . Source: bloomapp.com

                              Charles Schwab: Yes. Phone, chat and branches.

                              In their words: “Reach out to Charles Schwab customer service by phone, chat, or visit your local branch.”

                              As of . Source: schwab.com

                              E*TRADE: Yes. Phone.

                              In their words: “Speak with a Customer Service Representative about your brokerage or bank account.”

                              As of . Source: us.etrade.com

                              Fidelity: Yes. Phone (24/7), chat (Fidelity Assistant 24/7, live chat with an associate) and Investor Centers.

                              In their words: “For any customer service questions, call us 24/7 at: 800-343-3548”

                              As of . Source: fidelity.com

                              M1: Yes. Chat, email and phone.

                              In their words: “Alternatively, you can send us an email or for urgent requests give us a call at 312-600-2883.”

                              As of . Source: help.m1.com

                              Public: Yes. Email and in-app chat.

                              In their words: “You can always reach us over email at support@public.com .”

                              As of . Source: public.com

                              Robinhood: Yes. Chat (24/7) and phone (call back).

                              In their words: “When you contact us, you can request a call back to discuss your issue, and we'll call you as soon as an agent is available, typically in less than 30 minutes.”

                              As of . Source: robinhood.com

                              Stash: Yes. Phone and email.

                              In their words: “If you cannot log in, call Stash Support at 1-800-205-5164, Monday through Friday, 8 a.m. to 8 p.m. ET, or email”

                              As of . Source: stash.com

                              Vanguard: Yes. Phone.

                              In their words: “Our Client Services team is available Monday through Friday, 8 a.m. to 8 p.m., Eastern time”

                              As of . Source: corporate.vanguard.com

                              Wealthfront: Yes. Phone and email.

                              In their words: “Wealthfront’s team of client service specialists are available via phone or email in the event you can’t find your answer in our Help Center”

                              As of . Source: support.wealthfront.com

                              Webull: Yes. Email and phone.

                              In their words: “support@webull.com +1 (888) 828-0618”

                              As of . Source: webull.com

                              Ally: Yes. Phone, chat and email.

                              In their words: “Call, chat or email us any time.”

                              As of . Source: ally.com

                              SoFi: Yes. Chat and phone.

                              In their words: “You have options, including chatting with us.”

                              As of . Source: sofi.com

                              Chime: Yes. Chat and phone.

                              In their words: “Chat with us in the Chime app”

                              As of . Source: help.chime.com

                              MoneyLion: Yes. In-app chat, phone (24/7) and email.

                              In their words: “Here's how to contact MoneyLion Customer Care when you're in a pinch”

                              As of . Source: help.moneylion.com

                            Family

                            Bringing in more of the household? Here's what each app says about families and kids. See apps with custodial accounts for kids.

                            • Does it have accounts or features for kids or teens?

                              SoFi Invest: No.

                              In their words: “At this time we do not offer UTMA (Uniform Transfers to Minors Act) or UGMA (Uniform Gifts to Minors Act) accounts.”

                              As of . Source: support.sofi.com

                              Acorns: Yes. It has accounts or features for kids or teens.

                              In their words: “Smart money app & up to 4 debit cards”

                              As of . Source: acorns.com

                              Ally Invest: Yes. It has accounts or features for kids or teens.

                              In their words: “As the owner of a self-directed account, the choice is yours. We offer the following account types:”

                              As of . Source: ally.com

                              Betterment: No.

                              In their words: “Betterment only supports accounts for individuals the ages of 18 or older.”

                              As of . Source: betterment.com

                              Bloom: Yes. It has accounts or features for kids or teens.

                              In their words: “Bloom charges a subscription fee for access to an investing account (including UTMA/UGMA custodial brokerage accounts for teens 13-17), 200+ interactive financial lessons, and stock rewards for learning.”

                              As of . Source: bloomapp.com

                              Charles Schwab: Yes. It has accounts or features for kids or teens.

                              In their words: “A Schwab One Custodial Account lets you invest in your child's future while teaching them how to build it.”

                              As of . Source: schwab.com

                              E*TRADE: Yes. It has accounts or features for kids or teens.

                              In their words: “Save and invest on a child’s behalf with a custodial account, while maintaining full control until they reach adulthood.”

                              As of . Source: us.etrade.com

                              Fidelity: Yes. It has accounts or features for kids or teens.

                              In their words: “The only brokerage account teens ages 13–17 can own independently”

                              As of . Source: fidelity.com

                              M1: Yes. It has accounts or features for kids or teens.

                              In their words: “Opening an M1 Custodial Account (UTMA/UGMA) allows you to invest and manage assets on behalf of a minor”

                              As of . Source: help.m1.com

                              Public: No.

                              In their words: “Public does not offer custodial accounts at this time.”

                              As of . Source: help.public.com

                              Robinhood: Yes. It has accounts or features for kids or teens.

                              In their words: “Custodial accounts let you invest on behalf of a minor, directly from your Robinhood app.”

                              As of . Source: robinhood.com

                              Stash: Yes. It has accounts or features for kids or teens.

                              In their words: “With a custodial account (aka Kids Portfolio at Stash), you can buy stocks and ETFs on behalf of the children in your life”

                              As of . Source: stash.com

                              Vanguard: Yes. It has accounts or features for kids or teens.

                              In their words: “Any adult resident of the U.S. can open or contribute to an UGMA or UTMA.”

                              As of . Source: investor.vanguard.com

                              Wealthfront: Yes. It has accounts or features for kids or teens.

                              In their words: “we offer an ability to open a taxable Wealthfront Portfolio for a minor!”

                              As of . Source: support.wealthfront.com

                              Webull: Yes. It has accounts or features for kids or teens.

                              In their words: “All custodial accounts will be opened as UTMA accounts.”

                              As of . Source: webull.com

                              Ally: Yes. It has accounts or features for kids or teens.

                              In their words: “Once a minor reaches the age of majority in their state, control of the funds must be transferred to the minor.”

                              As of . Source: ally.com

                              SoFi: No.

                              In their words: “You must be 18 years or older to open any SoFi Bank account with us whether joint or individual.”

                              As of . Source: support.sofi.com

                              Chime: No.

                              In their words: “You must be at least 18 years old.”

                              As of . Source: help.chime.com

                              MoneyLion: No.

                              In their words: “Be at least 18 years old (or the age of majority in your state or jurisdiction of residence).”

                              As of . Source: moneylion.com

                            A question shows only when every app here has a current official source that answers it. We only say no when the app's own page does.

                            FAQ

                            What are the closest alternatives to SoFi Invest?

                            The closest alternatives to SoFi Invest are Acorns, Ally Invest and Betterment, because Acorns, Ally Invest and Betterment are also investing apps. This list is ordered by how close each app's category is to SoFi Invest's, not by how good it is.

                            How much does SoFi Invest charge?

                            SoFi's fee schedule (last updated 10/1/2026) lists a 0.25% annual advisory fee for Robo-Advisor accounts. We checked this on Nov 3, 2026.

                            What is SoFi Invest's app store rating?

                            SoFi Invest has 4.7 out of 5 on the App Store from 385,411 ratings. That's a snapshot from the store listing on Nov 3, 2026, not our score.

                            What devices does SoFi Invest work on?

                            SoFi Invest lists App and Web. We checked this on Nov 3, 2026.

                            Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.

                            Another option: Fifecta

                            If none of these feels right, here is one more option to look at. Fifecta gives every paycheck a plan with FUNDS, and it starts from your Money Type, so the plan matches how you already handle money.

                            Keep comparing

                            Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.

                            Want a plan built on your Money Type?

                            Fifecta gives every paycheck a plan with FUNDS, so you know where each dollar goes.

                            Sources and confidence

                            Last checked
                            Sourced facts
                            177 facts, each linked and dated
                            SoFi Invest10 sourced facts, last checked Nov 3, 2026
                            Acorns10 sourced facts, last checked Oct 29, 2026
                            Ally Invest9 sourced facts, last checked Nov 3, 2026
                            Betterment10 sourced facts, last checked Nov 3, 2026
                            Bloom10 sourced facts, last checked Nov 3, 2026
                            Charles Schwab10 sourced facts, last checked Nov 3, 2026
                            E*TRADE10 sourced facts, last checked Nov 3, 2026
                            Fidelity Investments10 sourced facts, last checked Nov 3, 2026
                            M110 sourced facts, last checked Nov 3, 2026
                            Public10 sourced facts, last checked Nov 3, 2026
                            Robinhood10 sourced facts, last checked Nov 3, 2026
                            Stash10 sourced facts, last checked Nov 3, 2026
                            Vanguard10 sourced facts, last checked Nov 3, 2026
                            Wealthfront10 sourced facts, last checked Nov 3, 2026
                            Webull10 sourced facts, last checked Nov 3, 2026
                            Ally Bank Savings7 sourced facts, last checked Oct 29, 2026
                            SoFi Checking and Savings7 sourced facts, last checked Oct 29, 2026
                            Chime7 sourced facts, last checked Nov 12, 2026
                            MoneyLion7 sourced facts, last checked Oct 29, 2026

                            Each fact links to the official page it came from, with the date we checked it. Once a fact is older than 30 days, it comes off the page until we check it again. How we source, date and index this data.

                            This is education, not financial advice.