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Coaching Built Around Your Money Type

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  • Strategist
  • Spender
  • Saver
  • Scrambler

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Find My Money Type
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Free calculatorMost helpful for Spenders

Rent Affordability Calculator

One slider, one answer: how much rent fits your take-home pay.

Rent affordability

Monthly take-home pay

$5,000

Rent as % of take-home

30%

Affordable rent

$1,500/mo

A starting point, not a lease approval. Many landlords use gross income rules.

Where your paycheck goes

Rent takes 30% of your take-home pay. The rest covers everything else, savings included.

  • Rent$1,500 (30%)
  • Everything else$3,500 (70%)

Monthly take-home pay$5,000

Rent per year
$18,000
Left each month
$3,500
Rent at 25%
$1,250/mo
Rent at 30%
$1,500/mo
Rent at 35%
$1,750/mo

Rent at different levels

Each step up in rent is money that no longer goes to savings or anything else.

Monthly rent and money left over at different percentages of take-home pay
Share of payRentLeft over
25%$1,250/mo$3,750/mo
28%$1,400/mo$3,600/mo
30%You$1,500/mo$3,500/mo
33%$1,650/mo$3,350/mo
35%$1,750/mo$3,250/mo

Your next step

Same numbers, different next move

Two people can get this exact result and need totally different first steps. Your Money Type tells you which one is yours.

  • Strategist“My plan works. I just want it to grow faster.”
  • Spender“The money is gone before I think about it.”
  • Saver“I save it. Then it just sits there.”
  • Scrambler“Every payday I’m guessing what gets paid first.”
Find my Money TypeFree, about 2 minutes
Already know yours?

How It Works

  1. 01

    Enter your monthly take-home pay.

  2. 02

    Choose what share of it you want rent to take.

  3. 03

    See the rent that fits, and move the slider to test other shares.

The 4 Money Types

The Math Is the Same. Your Next Move Isn't.

Spenders, Savers, Scramblers, and Strategists each need a different first fix. The free quiz tells you which type you are, so you know what to do with this number.

Find My Money Type

Common questions

The 30% rule is a common starting point for take-home pay. Landlords and cities may use different standards.

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