Is there support from the app's makers if I need help?

Betterment: Yes. Phone. Acorns: Yes. Chat (Acorns app or Help Center), email and phone. Ally Invest: Yes. Chat (after you log in), secure message and phone. Bloom: Yes. Email. Charles Schwab: Yes. Phone, chat and branches. E*TRADE: Yes. Phone. Fidelity: Yes. Phone (24/7), chat (Fidelity Assistant 24/7, live chat with an associate) and Investor Centers. M1: Yes. Chat, email and phone. Public: Yes. Email and in-app chat. Robinhood: Yes. Chat (24/7) and phone (call back). SoFi Invest: Yes. Chat and phone. Stash: Yes. Phone and email. Vanguard: Yes. Phone. Wealthfront: Yes. Phone and email. Webull: Yes. Email and phone. Ally: Yes. Phone, chat and email. SoFi: Yes. Chat and phone. Chime: Yes. Chat and phone. MoneyLion: Yes. In-app chat, phone (24/7) and email.

Does it have accounts or features for kids or teens?

Betterment: No. Acorns: Yes. It has accounts or features for kids or teens. Ally Invest: Yes. It has accounts or features for kids or teens. Bloom: Yes. It has accounts or features for kids or teens. Charles Schwab: Yes. It has accounts or features for kids or teens. E*TRADE: Yes. It has accounts or features for kids or teens. Fidelity: Yes. It has accounts or features for kids or teens. M1: Yes. It has accounts or features for kids or teens. Public: No. Robinhood: Yes. It has accounts or features for kids or teens. SoFi Invest: No. Stash: Yes. It has accounts or features for kids or teens. Vanguard: Yes. It has accounts or features for kids or teens. Wealthfront: Yes. It has accounts or features for kids or teens. Webull: Yes. It has accounts or features for kids or teens. Ally: Yes. It has accounts or features for kids or teens. SoFi: No. Chime: No. MoneyLion: No.

Alternatives

Betterment alternatives in 2026

Updated Nov 12, 2026

Data as of Oct 29, 2026

I earn commissions from some links.

BettermentInvesting app

Betterment is an investing app. Betterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested. We checked that on Nov 3, 2026. Below are 18 other apps, starting with the 14 other investing apps and then savings accounts and banking apps. They're ranked by how close each app's category is to Betterment's, not by how good it is, and every fact shows the date we checked it.

Before you compare: This compares features and fees from each company's own pages. It isn't investment advice, and investing involves risk, including loss of money.

Short answer

The closest alternatives to Betterment are Acorns, Ally Invest and Bloom, because Acorns, Ally Invest and Bloom are also investing apps. Betterment's base price for investing accounts is $5/month. We checked Betterment on Nov 3, 2026, and each card below puts an alternative's fees, minimums, platforms and ratings next to Betterment's, with the date we checked them.

Transferring out of Betterment, and who it fits

Betterment lists Traditional, Roth and SEP IRAs, 401(k) rollovers and Solo 401(k)s alongside taxable investing, trusts, crypto investing, checking and its Cash Reserve account. That fits people who want automated investing and their cash with one company, and investing always carries risk.

To move to another firm, Betterment supports ACATS transfers for taxable accounts and IRAs, and the receiving firm starts the request. Transfers generally go between matching account types, so an individual taxable account moves to another individual taxable account, not to a Roth IRA.

Cash Reserve and cash goals can't move in kind. Betterment says you withdraw that cash to your linked bank account instead, and its 401(k) accounts follow a separate process.

On Oct 25, 2026, Betterment's help center and pricing page said Betterment Securities charges a flat $75 fee for each investing account transferred to another company. Betterment says it doesn't charge for withdrawals to your linked checking account or for closing your account.

ACATS moves only whole shares, so Betterment sells leftover fractional shares after a full transfer, takes any accrued management fees from that cash and sends the rest to your new firm. If the account was part of a Tax-Coordinated Portfolio, Betterment says moving it out may cause some rebalancing in the taxable accounts you leave behind.

Written from these official pages, checked Oct 25, 2026:

Betterment investing (opens in a new tab) (checked Oct 25, 2026)
Betterment help: transfer funds to another provider (opens in a new tab) (checked Oct 25, 2026)
Betterment help: accounts eligible for ACATS transfers out (opens in a new tab) (checked Oct 25, 2026)
Betterment help: fees after an ACATS transfer out (opens in a new tab) (checked Oct 25, 2026)
Betterment help: transferring a Tax-Coordinated account (opens in a new tab) (checked Oct 25, 2026)
Betterment pricing (opens in a new tab) (checked Oct 25, 2026)

What Betterment says on its own pages

Before you compare, here is what Betterment itself says about these points. Quotes are its own words, and each line links to the page we read.

Sharing with a partner: “Two customers with a joint account have dual ownership of the assets in the account.” (source, opens in a new tab, checked Nov 3, 2026)
Joint and personal views: “You’ll see any of your individual goals alongside your joint account goals when you log in.” (source, opens in a new tab, checked Nov 3, 2026)
Shared goals: “Each owner can transfer money, create goals, change allocations, and more.” (source, opens in a new tab, checked Nov 3, 2026)
Tax time: “With Betterment, you can automatically import your tax information into TurboTax.” (source, opens in a new tab, checked Nov 3, 2026)
Exporting your data: “The CSV download of your 1099-B can also be useful to sort the information in different ways, or to import into other software.” (source, opens in a new tab, checked Nov 3, 2026)
Age and family: “Betterment only supports accounts for individuals the ages of 18 or older.” (source, opens in a new tab, checked Nov 3, 2026)

What Betterment and its alternatives cost

Betterment
Betterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested.
As of Nov 3, 2026 · betterment.com/pricing
Acorns
$4a month
Acorns has three monthly plans: Bronze at $4 a month, Silver at $8 a month, and Gold at $12 a month.
As of Oct 29, 2026 · acorns.com/pricing
Ally Invest
Ally Invest Robo Portfolios: the Cash-Enhanced Portfolio has a 0% advisory fee (it keeps 30% as a cash buffer), and the Market-Focused Portfolio has a 0.30% annual advisory fee.
As of Nov 3, 2026 · ally.com/invest/commissions-and-fees
Bloom
$15a month
Bloom offers a $15 monthly plan and a $99.99 annual plan, and its custodial plan costs $150 a year.
Cost over 1 and 3 years: $99.99 and $299.97, at the yearly list price before tax.
As of Nov 3, 2026 · bloomapp.com/faq
Charles Schwab
Schwab Intelligent Portfolios, Schwab's robo-advisor, lists no advisory fee and no commissions. You still pay the operating expenses of the ETFs in the portfolio.
As of Nov 3, 2026 · schwab.com/pricing
E*TRADE
E*TRADE's Core Portfolios list a flat annual advisory fee of 0.30% for an account market value of $500+.
As of Nov 3, 2026 · us.etrade.com/what-we-offer/pricing-and-rates
Fidelity Investments
Fidelity Go, Fidelity's robo advisor, lists a gross advisory fee of $0 for balances under $25,000 and 0.35% a year for $25,000 and above.
As of Nov 3, 2026 · fidelity.com/why-fidelity/pricing-fees
M1
M1 doesn't charge commission, trading or management fees for self-directed brokerage accounts. It charges a platform fee of $3/month, waived for clients with more than $10,000 on the platform.
As of Nov 3, 2026 · m1.com
Public
Public's Generated Assets portfolios list a management fee of 0.49% a year (its Dividends portfolio page, for example).
As of Nov 3, 2026 · public.com/generated-assets/dividends-2f14c2d8
Robinhood
Robinhood Strategies has a 0.25% annual management fee. Eligible Robinhood Gold members ($5 monthly subscription) pay it on only the first $100,000 of assets in their account.
As of Nov 3, 2026 · robinhood.com/us/en/strategies
SoFi Invest
SoFi's fee schedule (last updated 10/1/2026) lists a 0.25% annual advisory fee for Robo-Advisor accounts.
As of Nov 3, 2026 · sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
Stash
$12a month
The Stash Plan costs $12 a month, or $108 billed annually.
As of Nov 3, 2026 · stash.com/pricing
Vanguard
Vanguard Digital Advisor charges an annual gross advisory fee of 0.20% for index portfolio options or 0.25% for an active portfolio option. That fee is reduced by a credit for revenue Vanguard keeps from the investments in your account.
As of Nov 3, 2026 · investor.vanguard.com/advice/robo-advisor
Wealthfront
Wealthfront's advisory fee for The Wealthfront Portfolio is 0.25% annually.
As of Nov 3, 2026 · wealthfront.com/pricing
Webull
Webull Advisors lists an annualized advisory fee of 0.20% on diversified strategies, with fees from 0.15% to 0.30% depending on the portfolio.
As of Nov 3, 2026 · webull.com/trading-investing/webull-advisors
Ally Bank Savings
Ally charges no monthly maintenance fees on its savings account.
As of Oct 29, 2026 · ally.com/bank/online-savings-account
SoFi Checking and Savings
SoFi says its Checking and Savings has no monthly, minimum or maintenance fees.
As of Oct 29, 2026 · sofi.com/banking/high-yield-savings-account
Chime
Chime says its savings account has no fees, and you need an active Chime Checking Account to open one.
As of Oct 29, 2026 · help.chime.com/what-is-the-chime-savings-account-f189355c
MoneyLion
$0a month
The optional MoneyLion One membership costs $9.99 a month, or $0 a month when you direct deposit $500 or more each month.
As of Oct 29, 2026 · moneylion.com/one

Bars show only when every app here lists a yearly price, so these prices sit side by side without them. Prices are list prices from each app's own page, before tax and any offer. Investing fees appear as each company states them. A yearly advisory fee is a percent of your balance, not a monthly price, so it never gets a bar or a price tag.

Alternatives to Betterment, closest category first

Each card puts the app's facts next to Betterment's, with the date we checked each one. The order follows how close the category is, not how good the app is.

How Betterment compares at a glance

Measured by App Store rating, where Betterment has 4.8, Acorns (4.7), Ally Invest (4.6), E*TRADE (4.7), M1 (4.7), Public (4.7), Robinhood (4.3), SoFi Invest (4.7), Stash (4.7), Vanguard (4.6), Webull (4.7), Ally (4.7) and SoFi (4.7) rate lower.
For help, Betterment lists these channels: phone. Of the apps below, Acorns, Bloom, M1, Public, Stash, Wealthfront, Webull, Ally and MoneyLion list email support and Acorns, Ally Invest, Charles Schwab, Fidelity, M1, Public, Robinhood, SoFi Invest, Ally, SoFi, Chime and MoneyLion list chat support.
Betterment offers joint and individual views, which Acorns and Stash say on their own pages they don't.
Acorns, Ally Invest, Bloom, Charles Schwab, E*TRADE, Fidelity, M1, Robinhood, Stash, Vanguard, Wealthfront, Webull and Ally offer options for kids, which Betterment's own pages say it doesn't.

Other investing apps

Acorns
Investing app
Same category
Google Play marketing image, Oct 25, 2026
Acorns is an automated investing app that bundles investing, retirement and banking tools into monthly subscription plans.
Management or subscription fee
AcornsAcorns has three monthly plans: Bronze at $4 a month, Silver at $8 a month, and Gold at $12 a month.As of Oct 29, 2026. Source: acorns.com/pricing
BettermentBetterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested.As of Nov 3, 2026. Source: betterment.com/pricing
Account minimum
AcornsAcorns' Form ADV wrap fee brochure says there is no minimum account size, and most clients can begin investing with as little as $5.Clients using real-time Round-Ups through Acorns' banking partners may begin investing with less than $5.As of Oct 29, 2026. Source: sqy7rm.media.zestyio.com/Acorns-Wrap-Fee-Program-Brochure--August-2026-.pdf
BettermentBetterment says pricing for its investment portfolios begins at $5/month, with no minimum balance.As of Nov 3, 2026. Source: betterment.com/pricing
Platforms
AcornsAcorns lists Mobile app and Web app.As of Oct 29, 2026. Source: sqy7rm.media.zestyio.com/Acorns-Securities-Acorns-Advisers-Form-CRS--August-2026-.pdf
BettermentBetterment lists Web, iOS and Android.As of Nov 3, 2026. Source: betterment.com/help/tag/mobile-app
App store rating
AcornsAcorns has 4.7 out of 5 on the App Store from 960,195 ratings.As of Oct 29, 2026. Source: App Store listing
BettermentBetterment has 4.8 out of 5 on the App Store from 66,359 ratings.As of Nov 3, 2026. Source: App Store listing
How Acorns differs from Betterment
Acorns offers options for kids, which Betterment's own pages rule out. Betterment includes joint and individual views, which Acorns says it doesn't offer. Acorns lists email and chat support, and Betterment's support list doesn't. Acorns' App Store rating is 4.7 from 960,195 ratings, against 4.8 from 66,359 ratings for Betterment. Acorns is an investing app, the same kind of app as Betterment. Like Betterment, Acorns offers exports for tax time. Like Betterment, Acorns lists phone support.
Who it fits
- Acorns lists an APY on deposits. That fits a Saver, whose first fix is putting saved money to work.
- Read our Acorns review
Ally Invest
Investing app
Same category
App Store marketing image, Oct 25, 2026
Ally Invest is Ally's investing service in the Ally app, with self-directed trading and Robo Portfolios. Ally's savings account has its own entry.
Management or subscription fee
Ally InvestAlly Invest Robo Portfolios: the Cash-Enhanced Portfolio has a 0% advisory fee (it keeps 30% as a cash buffer), and the Market-Focused Portfolio has a 0.30% annual advisory fee.As of Nov 3, 2026. Source: ally.com/invest/commissions-and-fees
BettermentBetterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested.As of Nov 3, 2026. Source: betterment.com/pricing
Account minimum
Ally InvestAlly says there's no minimum deposit to open a Self-Directed brokerage cash account. Margin accounts require $2,000, and Robo Portfolios require a $100 initial minimum deposit.As of Nov 3, 2026. Source: ally.com/invest/robo-automated-investing
BettermentBetterment says pricing for its investment portfolios begins at $5/month, with no minimum balance.As of Nov 3, 2026. Source: betterment.com/pricing
Platforms
Ally InvestAlly Invest lists iOS and Android.As of Nov 3, 2026. Source: ally.com/bank/online-banking
BettermentBetterment lists Web, iOS and Android.As of Nov 3, 2026. Source: betterment.com/help/tag/mobile-app
App store rating
Ally InvestAlly Invest has 4.6 out of 5 on the App Store from 114,502 ratings.As of Nov 3, 2026. Source: App Store listing
BettermentBetterment has 4.8 out of 5 on the App Store from 66,359 ratings.As of Nov 3, 2026. Source: App Store listing
How Ally Invest differs from Betterment
Ally Invest offers options for kids, which Betterment's own pages rule out. Ally Invest lists chat support, and Betterment's support list doesn't. On the App Store, Ally Invest is rated 4.6 from 114,502 ratings, next to Betterment's 4.8 from 66,359 ratings. Ally Invest is an investing app, the same kind of app as Betterment. Like Betterment, Ally Invest runs on iPhone and Android. Ally Invest offers exports for tax time, which Betterment includes too. Like Betterment, Ally Invest lists phone support.
Bloom
Investing app
Same category
App Store marketing image, Oct 25, 2026
Bloom is a subscription app for learning to invest, with lessons, games and an investing account for adults and teens.
Management or subscription fee
BloomBloom offers a $15 monthly plan and a $99.99 annual plan, and its custodial plan costs $150 a year.As of Nov 3, 2026. Source: bloomapp.com/faq
BettermentBetterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested.As of Nov 3, 2026. Source: betterment.com/pricing
Account minimum
BloomBloom has no minimum account balance, but deposits and stock orders must be at least $1.As of Nov 3, 2026. Source: bloomapp.com/faq
BettermentBetterment says pricing for its investment portfolios begins at $5/month, with no minimum balance.As of Nov 3, 2026. Source: betterment.com/pricing
Platforms
BloomBloom lists iOS and Android.As of Nov 3, 2026. Source: bloomapp.com
BettermentBetterment lists Web, iOS and Android.As of Nov 3, 2026. Source: betterment.com/help/tag/mobile-app
App store rating
BloomBloom has 4.8 out of 5 on the App Store from 46,609 ratings.As of Nov 3, 2026. Source: App Store listing
BettermentBetterment has 4.8 out of 5 on the App Store from 66,359 ratings.As of Nov 3, 2026. Source: App Store listing
How Bloom differs from Betterment
Unlike Betterment, Bloom offers options for kids. Bloom lists email support, which isn't on Betterment's support list. Bloom doesn't list phone support, which Betterment provides. Like Betterment, Bloom is an investing app. Bloom runs on iPhone and Android, as Betterment does. Like Betterment, Bloom is rated 4.8 on the App Store.
- Read our Bloom review
Charles Schwab
Investing app
Same category
App Store marketing image, Oct 24, 2026
Charles Schwab is a brokerage with the Schwab Mobile app, retirement and custodial accounts, and a robo-advisor called Schwab Intelligent Portfolios.
Management or subscription fee
Charles SchwabSchwab Intelligent Portfolios, Schwab's robo-advisor, lists no advisory fee and no commissions. You still pay the operating expenses of the ETFs in the portfolio.As of Nov 3, 2026. Source: schwab.com/pricing
BettermentBetterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested.As of Nov 3, 2026. Source: betterment.com/pricing
Account minimum
Charles SchwabSchwab lists a $0 account minimum and $0 opening and maintenance fees for brokerage accounts and IRAs. Schwab Intelligent Portfolios has a $5,000 minimum.As of Nov 3, 2026. Source: schwab.com/pricing
BettermentBetterment says pricing for its investment portfolios begins at $5/month, with no minimum balance.As of Nov 3, 2026. Source: betterment.com/pricing
Platforms
Charles SchwabCharles Schwab lists iOS and Android.As of Nov 3, 2026. Source: schwab.com/mobile
BettermentBetterment lists Web, iOS and Android.As of Nov 3, 2026. Source: betterment.com/help/tag/mobile-app
App store rating
Charles SchwabCharles Schwab has 4.8 out of 5 on the App Store from 1,211,167 ratings.As of Nov 3, 2026. Source: App Store listing
BettermentBetterment has 4.8 out of 5 on the App Store from 66,359 ratings.As of Nov 3, 2026. Source: App Store listing
How Charles Schwab differs from Betterment
Unlike Betterment, Charles Schwab offers options for kids. Charles Schwab lists chat support, and Betterment's support list doesn't. Like Betterment, Charles Schwab is an investing app. Like Betterment, Charles Schwab runs on iPhone and Android. Charles Schwab offers exports for tax time, which Betterment includes too. Like Betterment, Charles Schwab lists phone support. Charles Schwab is rated 4.8 from 1,211,167 ratings on the App Store, the same 4.8 rating Betterment has.
E*TRADE
Investing app
Same category
App Store marketing image, Oct 24, 2026
E*TRADE, from Morgan Stanley, is a brokerage with an investing app, retirement and education accounts, and managed Core Portfolios.
Management or subscription fee
E*TRADEE*TRADE's Core Portfolios list a flat annual advisory fee of 0.30% for an account market value of $500+.As of Nov 3, 2026. Source: us.etrade.com/what-we-offer/pricing-and-rates
BettermentBetterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested.As of Nov 3, 2026. Source: betterment.com/pricing
Account minimum
E*TRADEE*TRADE says its brokerage account has no account minimums or maintenance fees, and that other fees may apply.As of Nov 3, 2026. Source: us.etrade.com/what-we-offer/our-accounts/brokerage-account
BettermentBetterment says pricing for its investment portfolios begins at $5/month, with no minimum balance.As of Nov 3, 2026. Source: betterment.com/pricing
Platforms
E*TRADEE*TRADE lists Power E*TRADE Pro, Power E*TRADE Web, Power E*TRADE App, E*TRADE App and E*TRADE Web.As of Nov 3, 2026. Source: us.etrade.com/platforms
BettermentBetterment lists Web, iOS and Android.As of Nov 3, 2026. Source: betterment.com/help/tag/mobile-app
App store rating
E*TRADEE*TRADE has 4.7 out of 5 on the App Store from 380,746 ratings.As of Nov 3, 2026. Source: App Store listing
BettermentBetterment has 4.8 out of 5 on the App Store from 66,359 ratings.As of Nov 3, 2026. Source: App Store listing
How E*TRADE differs from Betterment
Unlike Betterment, E*TRADE offers options for kids. E*TRADE's App Store rating is 4.7 from 380,746 ratings, against 4.8 from 66,359 ratings for Betterment. Like Betterment, E*TRADE is an investing app. E*TRADE offers data export, which Betterment includes too. E*TRADE lists phone support, which Betterment provides too.
Fidelity Investments
Investing app
Same category
App Store marketing image, Oct 24, 2026
Fidelity is a brokerage with an investing app, retirement and education accounts, and a robo advisor called Fidelity Go.
Management or subscription fee
FidelityFidelity Go, Fidelity's robo advisor, lists a gross advisory fee of $0 for balances under $25,000 and 0.35% a year for $25,000 and above.As of Nov 3, 2026. Source: fidelity.com/why-fidelity/pricing-fees
BettermentBetterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested.As of Nov 3, 2026. Source: betterment.com/pricing
Account minimum
FidelityFidelity lists no account fees and no minimums to open a retail brokerage account, including IRAs. Fidelity Go, its robo advisor, lists no account minimum.As of Nov 3, 2026. Source: fidelity.com/why-fidelity/pricing-fees
BettermentBetterment says pricing for its investment portfolios begins at $5/month, with no minimum balance.As of Nov 3, 2026. Source: betterment.com/pricing
Platforms
FidelityFidelity Investments lists iOS and Android.As of Nov 3, 2026. Source: fidelity.com/mobile/overview
BettermentBetterment lists Web, iOS and Android.As of Nov 3, 2026. Source: betterment.com/help/tag/mobile-app
App store rating
FidelityFidelity Investments has 4.8 out of 5 on the App Store from 3,378,991 ratings.As of Nov 3, 2026. Source: App Store listing
BettermentBetterment has 4.8 out of 5 on the App Store from 66,359 ratings.As of Nov 3, 2026. Source: App Store listing
How Fidelity differs from Betterment
Fidelity has options for kids, where Betterment says no. Fidelity lists chat support, and Betterment's support list doesn't. Fidelity and Betterment are both investing apps. Like Betterment, Fidelity runs on iPhone and Android. Fidelity offers data export and exports for tax time, which Betterment includes too. Like Betterment, Fidelity lists phone support. Fidelity is rated 4.8 from 3,378,991 ratings on the App Store, the same 4.8 rating Betterment has.
M1
Investing app
Same category
App Store marketing image, Oct 24, 2026
M1 is an investing app where your portfolio is a Pie of stocks and ETFs you choose, with automation and retirement and custodial accounts.
Management or subscription fee
M1M1 doesn't charge commission, trading or management fees for self-directed brokerage accounts. It charges a platform fee of $3/month, waived for clients with more than $10,000 on the platform.As of Nov 3, 2026. Source: m1.com
BettermentBetterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested.As of Nov 3, 2026. Source: betterment.com/pricing
Account minimum
M1M1 lists a $100 minimum initial deposit for Individual, Joint, Custodial and Crypto accounts, $500 for Traditional, Roth and SEP IRAs, and $5,000 for Trust accounts. After the first deposit, additional deposits can be $10 or more.As of Nov 3, 2026. Source: help.m1.com/en/articles/9332048-your-first-deposit-at-m1
BettermentBetterment says pricing for its investment portfolios begins at $5/month, with no minimum balance.As of Nov 3, 2026. Source: betterment.com/pricing
Platforms
M1M1 lists Web, iOS and Android.As of Nov 3, 2026. Source: help.m1.com/en/articles/9332048-your-first-deposit-at-m1
BettermentBetterment lists Web, iOS and Android.As of Nov 3, 2026. Source: betterment.com/help/tag/mobile-app
App store rating
M1M1 has 4.7 out of 5 on the App Store from 75,319 ratings.As of Nov 3, 2026. Source: App Store listing
BettermentBetterment has 4.8 out of 5 on the App Store from 66,359 ratings.As of Nov 3, 2026. Source: App Store listing
How M1 differs from Betterment
M1 has options for kids, where Betterment says no. M1 lists email and chat support, and Betterment's support list doesn't. M1 rates 4.7 from 75,319 ratings on the App Store, where Betterment sits at 4.8 from 66,359 ratings. M1 and Betterment are both investing apps. M1 runs on the same platforms Betterment covers: the web, iPhone and Android. On data export and exports for tax time, M1 matches Betterment. M1 allows up to 2 people on one plan, matching Betterment's cap. Like Betterment, M1 lists phone support.
Public
Investing app
Same category
App Store marketing image, Oct 24, 2026
Public is an investing app for stocks, ETFs, options, bonds and crypto, with IRAs and managed Generated Assets portfolios.
Management or subscription fee
PublicPublic's Generated Assets portfolios list a management fee of 0.49% a year (its Dividends portfolio page, for example).As of Nov 3, 2026. Source: public.com/generated-assets/dividends-2f14c2d8
BettermentBetterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested.As of Nov 3, 2026. Source: betterment.com/pricing
Account minimum
PublicPublic says the minimum investment for Generated Assets like its Dividends portfolio is $1,000.As of Nov 3, 2026. Source: public.com/generated-assets/dividends-2f14c2d8
BettermentBetterment says pricing for its investment portfolios begins at $5/month, with no minimum balance.As of Nov 3, 2026. Source: betterment.com/pricing
Platforms
PublicPublic lists Mobile app and Web.As of Nov 3, 2026. Source: help.public.com/en/articles/5724380-explore-the-new-investing-experience-on-the-web
BettermentBetterment lists Web, iOS and Android.As of Nov 3, 2026. Source: betterment.com/help/tag/mobile-app
App store rating
PublicPublic has 4.7 out of 5 on the App Store from 85,695 ratings.As of Nov 3, 2026. Source: App Store listing
BettermentBetterment has 4.8 out of 5 on the App Store from 66,359 ratings.As of Nov 3, 2026. Source: App Store listing
How Public differs from Betterment
Public lists email and chat support, which isn't on Betterment's support list. Public doesn't list phone support, which Betterment provides. On the App Store, Public is rated 4.7 from 85,695 ratings, next to Betterment's 4.8 from 66,359 ratings. Public and Betterment are both investing apps. Public offers exports for tax time, which Betterment includes too. Like Betterment, Public says on its own pages that it doesn't offer options for kids.
Robinhood
Investing app
Same category
App Store marketing image, Oct 25, 2026
Robinhood is a commission-free trading app with retirement and custodial accounts and a managed portfolio service called Robinhood Strategies.
Management or subscription fee
RobinhoodRobinhood Strategies has a 0.25% annual management fee. Eligible Robinhood Gold members ($5 monthly subscription) pay it on only the first $100,000 of assets in their account.As of Nov 3, 2026. Source: robinhood.com/us/en/strategies
BettermentBetterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested.As of Nov 3, 2026. Source: betterment.com/pricing
Account minimum
RobinhoodRobinhood Strategies has a minimum investment requirement of $50.As of Nov 3, 2026. Source: robinhood.com/us/en/strategies
BettermentBetterment says pricing for its investment portfolios begins at $5/month, with no minimum balance.As of Nov 3, 2026. Source: betterment.com/pricing
Platforms
RobinhoodRobinhood lists Robinhood app and Robinhood Legend.As of Nov 3, 2026. Source: robinhood.com/us/en
BettermentBetterment lists Web, iOS and Android.As of Nov 3, 2026. Source: betterment.com/help/tag/mobile-app
App store rating
RobinhoodRobinhood has 4.3 out of 5 on the App Store from 4,901,225 ratings.As of Nov 3, 2026. Source: App Store listing
BettermentBetterment has 4.8 out of 5 on the App Store from 66,359 ratings.As of Nov 3, 2026. Source: App Store listing
How Robinhood differs from Betterment
Unlike Betterment, Robinhood offers options for kids. Robinhood lists chat support, and Betterment's support list doesn't. On the App Store, Robinhood is rated 4.3 from 4,901,225 ratings, next to Betterment's 4.8 from 66,359 ratings. Like Betterment, Robinhood is an investing app. On data export, joint and individual views and exports for tax time, Robinhood matches Betterment. Like Betterment, Robinhood gives partners separate logins. Robinhood allows up to 2 people on one plan, matching Betterment's cap. Like Betterment, Robinhood lists phone support.
SoFi Invest
Investing app
Same category
App Store marketing image, Oct 25, 2026
SoFi Invest is SoFi's investing account, with self-directed trading, IRAs and robo-advisor accounts in the SoFi app. SoFi's savings account has its own entry.
Management or subscription fee
SoFi InvestSoFi's fee schedule (last updated 10/1/2026) lists a 0.25% annual advisory fee for Robo-Advisor accounts.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
BettermentBetterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested.As of Nov 3, 2026. Source: betterment.com/pricing
Account minimum
SoFi InvestSoFi's fee schedule lists a $5 minimum to begin investing for self-directed accounts and $50 for Robo-Advisor accounts, with a $0 opening fee.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
BettermentBetterment says pricing for its investment portfolios begins at $5/month, with no minimum balance.As of Nov 3, 2026. Source: betterment.com/pricing
Platforms
SoFi InvestSoFi Invest lists App and Web.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
BettermentBetterment lists Web, iOS and Android.As of Nov 3, 2026. Source: betterment.com/help/tag/mobile-app
App store rating
SoFi InvestSoFi Invest has 4.7 out of 5 on the App Store from 385,411 ratings.As of Nov 3, 2026. Source: App Store listing
BettermentBetterment has 4.8 out of 5 on the App Store from 66,359 ratings.As of Nov 3, 2026. Source: App Store listing
How SoFi Invest differs from Betterment
SoFi Invest lists chat support, which isn't on Betterment's support list. SoFi Invest's App Store rating is 4.7 from 385,411 ratings, against 4.8 from 66,359 ratings for Betterment. Like Betterment, SoFi Invest is an investing app. On exports for tax time, SoFi Invest matches Betterment. Like Betterment, SoFi Invest says on its own pages that it doesn't offer options for kids. As with Betterment, SoFi Invest gives partners separate logins. Like Betterment, SoFi Invest allows up to 2 people on one plan. SoFi Invest lists phone support, which Betterment provides too.
Stash
Investing app
Same category
App Store marketing image, Oct 24, 2026
Stash is a subscription investing app with brokerage, retirement and custodial accounts, fractional shares and managed Smart Portfolios.
Management or subscription fee
StashThe Stash Plan costs $12 a month, or $108 billed annually. Stash also charges a 0.25% annual advisory fee on Smart Portfolios with balances of $1,000 or more and on Managed Retirement Accounts.As of Nov 3, 2026. Source: stash.com/pricing
BettermentBetterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested.As of Nov 3, 2026. Source: betterment.com/pricing
Account minimum
StashStash's pricing page says: No minimums. No hidden fees.As of Nov 3, 2026. Source: stash.com/pricing
BettermentBetterment says pricing for its investment portfolios begins at $5/month, with no minimum balance.As of Nov 3, 2026. Source: betterment.com/pricing
Platforms
StashStash lists App and Web.As of Nov 3, 2026. Source: stash.com/invest
BettermentBetterment lists Web, iOS and Android.As of Nov 3, 2026. Source: betterment.com/help/tag/mobile-app
App store rating
StashStash has 4.7 out of 5 on the App Store from 311,450 ratings.As of Nov 3, 2026. Source: App Store listing
BettermentBetterment has 4.8 out of 5 on the App Store from 66,359 ratings.As of Nov 3, 2026. Source: App Store listing
How Stash differs from Betterment
Stash offers options for kids, which Betterment's own pages rule out. Unlike Stash, Betterment includes joint and individual views. Stash lists email support, which isn't on Betterment's support list. On the App Store, Stash is rated 4.7 from 311,450 ratings, next to Betterment's 4.8 from 66,359 ratings. Stash is an investing app, the same kind of app as Betterment. Stash lists phone support, which Betterment provides too.
Vanguard
Investing app
Same category
App Store marketing image, Oct 24, 2026
Vanguard is a fund company and brokerage with an investing app, retirement and custodial accounts, and a robo-advisor called Vanguard Digital Advisor.
Management or subscription fee
VanguardVanguard Digital Advisor charges an annual gross advisory fee of 0.20% for index portfolio options or 0.25% for an active portfolio option. That fee is reduced by a credit for revenue Vanguard keeps from the investments in your account.Vanguard says enrollments in Vanguard Digital Advisor require at least $100 in each Vanguard Brokerage Account.As of Nov 3, 2026. Source: investor.vanguard.com/advice/robo-advisor
BettermentBetterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested.As of Nov 3, 2026. Source: betterment.com/pricing
Account minimum
VanguardVanguard says there's no fee or minimum investment amount to open an account.As of Nov 3, 2026. Source: investor.vanguard.com/accounts-plans/brokerage-accounts
BettermentBetterment says pricing for its investment portfolios begins at $5/month, with no minimum balance.As of Nov 3, 2026. Source: betterment.com/pricing
Platforms
VanguardVanguard lists iOS and Android.As of Nov 3, 2026. Source: investor.vanguard.com/client-benefits/mobile-apps
BettermentBetterment lists Web, iOS and Android.As of Nov 3, 2026. Source: betterment.com/help/tag/mobile-app
App store rating
VanguardVanguard has 4.6 out of 5 on the App Store from 177,567 ratings.As of Nov 3, 2026. Source: App Store listing
BettermentBetterment has 4.8 out of 5 on the App Store from 66,359 ratings.As of Nov 3, 2026. Source: App Store listing
How Vanguard differs from Betterment
Vanguard has options for kids, where Betterment says no. Vanguard's App Store rating is 4.6 from 177,567 ratings, against 4.8 from 66,359 ratings for Betterment. Vanguard and Betterment are both investing apps. Like Betterment, Vanguard runs on iPhone and Android. On data export and exports for tax time, Vanguard matches Betterment. Like Betterment, Vanguard lists phone support.
- See Betterment and Vanguard side by side
Wealthfront
Investing app
Same category
App Store marketing image, Oct 24, 2026
Wealthfront is an automated investing app with The Wealthfront Portfolio, a brokerage account for stocks and ETFs, and retirement and 529 accounts.
Management or subscription fee
WealthfrontWealthfront's advisory fee for The Wealthfront Portfolio is 0.25% annually.As of Nov 3, 2026. Source: wealthfront.com/pricing
BettermentBetterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested.As of Nov 3, 2026. Source: betterment.com/pricing
Account minimum
WealthfrontWealthfront says The Wealthfront Portfolio account lets you start investing for as little as $500.As of Nov 3, 2026. Source: wealthfront.com/investing
BettermentBetterment says pricing for its investment portfolios begins at $5/month, with no minimum balance.As of Nov 3, 2026. Source: betterment.com/pricing
Platforms
WealthfrontWealthfront lists Web, iOS and Android.As of Nov 3, 2026. Source: support.wealthfront.com/hc/en-us/articles/360043848572-Open-a-Cash-Account
BettermentBetterment lists Web, iOS and Android.As of Nov 3, 2026. Source: betterment.com/help/tag/mobile-app
App store rating
WealthfrontWealthfront has 4.8 out of 5 on the App Store from 17,511 ratings.As of Nov 3, 2026. Source: App Store listing
BettermentBetterment has 4.8 out of 5 on the App Store from 66,359 ratings.As of Nov 3, 2026. Source: App Store listing
How Wealthfront differs from Betterment
Wealthfront offers options for kids, which Betterment's own pages rule out. Wealthfront lists email support, and Betterment's support list doesn't. Wealthfront is an investing app, the same kind of app as Betterment. Wealthfront runs on the same platforms Betterment covers: the web, iPhone and Android. On data export, joint and individual views and exports for tax time, Wealthfront matches Betterment. Wealthfront gives partners separate logins, the same as Betterment. Wealthfront allows up to 2 people on one plan, matching Betterment's cap. Like Betterment, Wealthfront lists phone support. Wealthfront is rated 4.8 from 17,511 ratings on the App Store, the same 4.8 rating Betterment has.
- See Betterment and Wealthfront side by side
Webull
Investing app
Same category
From Webull's website, Oct 25, 2026
Webull is a trading app for stocks, ETFs and options, with IRAs, recurring investing and a robo service called Webull Advisors.
Management or subscription fee
WebullWebull Advisors lists an annualized advisory fee of 0.20% on diversified strategies, with fees from 0.15% to 0.30% depending on the portfolio.Webull says the initial minimum investment and minimum balance required to open and maintain a Webull Advisors account is $100.As of Nov 3, 2026. Source: webull.com/trading-investing/webull-advisors
BettermentBetterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested.As of Nov 3, 2026. Source: betterment.com/pricing
Account minimum
WebullWebull says it offers 0 commission trades and no deposit minimums.As of Nov 3, 2026. Source: webull.com/pricing
BettermentBetterment says pricing for its investment portfolios begins at $5/month, with no minimum balance.As of Nov 3, 2026. Source: betterment.com/pricing
Platforms
WebullWebull lists Mobile app, Desktop and Web.As of Nov 3, 2026. Source: webull.com/trading-investing/webull-advisors
BettermentBetterment lists Web, iOS and Android.As of Nov 3, 2026. Source: betterment.com/help/tag/mobile-app
App store rating
WebullWebull has 4.7 out of 5 on the App Store from 343,072 ratings.As of Nov 3, 2026. Source: App Store listing
BettermentBetterment has 4.8 out of 5 on the App Store from 66,359 ratings.As of Nov 3, 2026. Source: App Store listing
How Webull differs from Betterment
Unlike Betterment, Webull offers options for kids. Webull lists email support, which isn't on Betterment's support list. On the App Store, Webull is rated 4.7 from 343,072 ratings, next to Betterment's 4.8 from 66,359 ratings. Like Betterment, Webull is an investing app. On data export, joint and individual views and exports for tax time, Webull matches Betterment. Like Betterment, Webull allows up to 2 people on one plan. Webull lists phone support, which Betterment provides too.

Savings accounts

Ally Bank Savings
Savings account
Nearby category
App Store marketing image, Oct 24, 2026
Ally Bank's online savings account pays a variable rate and includes savings buckets, round ups and recurring transfers.
Platforms
AllyAlly Bank Savings lists Web, iOS and Android.As of Oct 29, 2026. Source: ally.com/bank/online-banking
BettermentBetterment lists Web, iOS and Android.As of Nov 3, 2026. Source: betterment.com/help/tag/mobile-app
App store rating
AllyAlly Bank Savings has 4.7 out of 5 on the App Store from 114,326 ratings.As of Oct 29, 2026. Source: App Store listing
BettermentBetterment has 4.8 out of 5 on the App Store from 66,359 ratings.As of Nov 3, 2026. Source: App Store listing
How Ally differs from Betterment
Ally is a savings account, not an investing app like Betterment. Ally has options for kids, where Betterment says no. Ally lists email and chat support, and Betterment's support list doesn't. Ally rates 4.7 from 114,326 ratings on the App Store, where Betterment sits at 4.8 from 66,359 ratings. Ally runs on the same platforms Betterment covers: the web, iPhone and Android. Ally offers data export and exports for tax time, which Betterment includes too. Like Betterment, Ally gives partners separate logins. Like Betterment, Ally lists phone support.
Who it fits
- Ally lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- Ally lists an APY on deposits. That fits a Saver, whose first fix is putting saved money to work.
- Read our Ally Bank Savings review
SoFi Checking and Savings
Savings account
Nearby category
App Store marketing image, Oct 24, 2026
SoFi's savings account pays a higher variable rate when you have eligible direct deposit or $5,000 in qualifying deposits.
Platforms
SoFiSoFi Checking and Savings lists iOS and Android.As of Oct 29, 2026. Source: sofi.com/app-download
BettermentBetterment lists Web, iOS and Android.As of Nov 3, 2026. Source: betterment.com/help/tag/mobile-app
App store rating
SoFiSoFi Checking and Savings has 4.7 out of 5 on the App Store from 385,422 ratings.As of Oct 29, 2026. Source: App Store listing
BettermentBetterment has 4.8 out of 5 on the App Store from 66,359 ratings.As of Nov 3, 2026. Source: App Store listing
How SoFi differs from Betterment
Betterment and SoFi sit in different categories: SoFi is a savings account. SoFi lists chat support, which isn't on Betterment's support list. On the App Store, SoFi is rated 4.7 from 385,422 ratings, next to Betterment's 4.8 from 66,359 ratings. SoFi runs on iPhone and Android, as Betterment does. SoFi offers data export, joint and individual views and shared goals, which Betterment includes too. Betterment rules out options for kids on its own pages, and so does SoFi. Like Betterment, SoFi allows up to 2 people on one plan. SoFi lists phone support, which Betterment provides too.
Who it fits
- SoFi lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
- SoFi lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- SoFi lists an APY on deposits. That fits a Saver, whose first fix is putting saved money to work.
- SoFi lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
- Read our SoFi Checking and Savings review

Banking apps

Chime
Banking app
Nearby category
App Store marketing image, Oct 24, 2026
Chime is a financial technology company, not a bank, that offers checking and savings accounts through partner banks.
Platforms
ChimeChime lists Web, iOS and Android.As of Nov 12, 2026. Source: help.chime.com/do-i-get-account-statements-from-chime-ec347b04
BettermentBetterment lists Web, iOS and Android.As of Nov 3, 2026. Source: betterment.com/help/tag/mobile-app
App store rating
ChimeChime has 4.8 out of 5 on the App Store from 1,655,300 ratings.As of Nov 12, 2026. Source: App Store listing
BettermentBetterment has 4.8 out of 5 on the App Store from 66,359 ratings.As of Nov 3, 2026. Source: App Store listing
How Chime differs from Betterment
Unlike Betterment, which is an investing app, Chime is a banking app. Chime lists chat support, and Betterment's support list doesn't. Chime runs on the same platforms Betterment covers: the web, iPhone and Android. Chime offers joint and individual views, which Betterment includes too. Neither Chime nor Betterment offers options for kids, going by each app's own pages. Chime gives partners separate logins, the same as Betterment. Chime allows up to 2 people on one plan, matching Betterment's cap. Like Betterment, Chime lists phone support. Chime is rated 4.8 from 1,655,300 ratings on the App Store, the same 4.8 rating Betterment has.
Who it fits
- Chime lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- Chime lists an APY on deposits. That fits a Saver, whose first fix is putting saved money to work.
- Read our Chime review
MoneyLion
Banking app
Nearby category
App Store marketing image, Oct 24, 2026
MoneyLion is a financial technology company, not a bank, with a MoneyLion Spend account, MoneyLion Save, Instacash cash advances, investing and a marketplace of loan and card offers.
Platforms
MoneyLionMoneyLion lists Web, iOS and Android.As of Oct 29, 2026. Source: moneylion.com
BettermentBetterment lists Web, iOS and Android.As of Nov 3, 2026. Source: betterment.com/help/tag/mobile-app
App store rating
MoneyLionMoneyLion has 4.8 out of 5 on the App Store from 330,603 ratings.As of Oct 29, 2026. Source: App Store listing
BettermentBetterment has 4.8 out of 5 on the App Store from 66,359 ratings.As of Nov 3, 2026. Source: App Store listing
How MoneyLion differs from Betterment
Coming from Betterment, note that MoneyLion is a banking app. Its own site also lists investing, the kind of tool Betterment is built for. MoneyLion lists email and chat support, and Betterment's support list doesn't. MoneyLion runs on the same platforms Betterment covers: the web, iPhone and Android. Betterment rules out options for kids on its own pages, and so does MoneyLion. Like Betterment, MoneyLion lists phone support. MoneyLion is rated 4.8 from 330,603 ratings on the App Store, the same 4.8 rating Betterment has.
Who it fits
- MoneyLion lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- MoneyLion lists an APY on deposits. That fits a Saver, whose first fix is putting saved money to work.
- MoneyLion lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.

Who Betterment and its alternatives are for

Pick the tab that sounds like you. The questions come from app help centers, FAQ pages and user forums, and every answer comes from the app's own pages, with the date we checked it.

Just me

Budgeting on your own? These are the basics people ask about first.

Is there support from the app's makers if I need help?
Betterment: Yes. Phone.
In their words: “Call us directly at (718) 400-6898 .”
As of Nov 3, 2026. Source: betterment.com
Acorns: Yes. Chat (Acorns app or Help Center), email and phone.
In their words: “Chat: Chat with us anytime through the Acorns app or from the Acorns Help Center (click "Need Help?" in the bottom right corner).”
As of Oct 29, 2026. Source: support.acorns.com
Ally Invest: Yes. Chat (after you log in), secure message and phone.
In their words: “Log in for chat support or send a secure message.”
As of Nov 3, 2026. Source: ally.com
Bloom: Yes. Email.
In their words: “Please contact support@joinbloom.co for direct refunds if you do not recognize the service, were unable to sign up or have a special inquiry.”
As of Nov 3, 2026. Source: bloomapp.com
Charles Schwab: Yes. Phone, chat and branches.
In their words: “Reach out to Charles Schwab customer service by phone, chat, or visit your local branch.”
As of Nov 3, 2026. Source: schwab.com
E*TRADE: Yes. Phone.
In their words: “Speak with a Customer Service Representative about your brokerage or bank account.”
As of Nov 3, 2026. Source: us.etrade.com
Fidelity: Yes. Phone (24/7), chat (Fidelity Assistant 24/7, live chat with an associate) and Investor Centers.
In their words: “For any customer service questions, call us 24/7 at: 800-343-3548”
As of Nov 3, 2026. Source: fidelity.com
M1: Yes. Chat, email and phone.
In their words: “Alternatively, you can send us an email or for urgent requests give us a call at 312-600-2883.”
As of Nov 3, 2026. Source: help.m1.com
Public: Yes. Email and in-app chat.
In their words: “You can always reach us over email at support@public.com .”
As of Nov 3, 2026. Source: public.com
Robinhood: Yes. Chat (24/7) and phone (call back).
In their words: “When you contact us, you can request a call back to discuss your issue, and we'll call you as soon as an agent is available, typically in less than 30 minutes.”
As of Nov 3, 2026. Source: robinhood.com
SoFi Invest: Yes. Chat and phone.
In their words: “You have options, including chatting with us.”
As of Nov 3, 2026. Source: sofi.com
Stash: Yes. Phone and email.
In their words: “If you cannot log in, call Stash Support at 1-800-205-5164, Monday through Friday, 8 a.m. to 8 p.m. ET, or email”
As of Nov 3, 2026. Source: stash.com
Vanguard: Yes. Phone.
In their words: “Our Client Services team is available Monday through Friday, 8 a.m. to 8 p.m., Eastern time”
As of Nov 3, 2026. Source: corporate.vanguard.com
Wealthfront: Yes. Phone and email.
In their words: “Wealthfront’s team of client service specialists are available via phone or email in the event you can’t find your answer in our Help Center”
As of Nov 3, 2026. Source: support.wealthfront.com
Webull: Yes. Email and phone.
In their words: “support@webull.com +1 (888) 828-0618”
As of Nov 3, 2026. Source: webull.com
Ally: Yes. Phone, chat and email.
In their words: “Call, chat or email us any time.”
As of Oct 29, 2026. Source: ally.com
SoFi: Yes. Chat and phone.
In their words: “You have options, including chatting with us.”
As of Oct 29, 2026. Source: sofi.com
Chime: Yes. Chat and phone.
In their words: “Chat with us in the Chime app”
As of Oct 29, 2026. Source: help.chime.com
MoneyLion: Yes. In-app chat, phone (24/7) and email.
In their words: “Here's how to contact MoneyLion Customer Care when you're in a pinch”
As of Oct 29, 2026. Source: help.moneylion.com

Family

Bringing in more of the household? Here's what each app says about families and kids. See apps with custodial accounts for kids.

Does it have accounts or features for kids or teens?
Betterment: No.
In their words: “Betterment only supports accounts for individuals the ages of 18 or older.”
As of Nov 3, 2026. Source: betterment.com
Acorns: Yes. It has accounts or features for kids or teens.
In their words: “Smart money app & up to 4 debit cards”
As of Oct 29, 2026. Source: acorns.com
Ally Invest: Yes. It has accounts or features for kids or teens.
In their words: “As the owner of a self-directed account, the choice is yours. We offer the following account types:”
As of Nov 3, 2026. Source: ally.com
Bloom: Yes. It has accounts or features for kids or teens.
In their words: “Bloom charges a subscription fee for access to an investing account (including UTMA/UGMA custodial brokerage accounts for teens 13-17), 200+ interactive financial lessons, and stock rewards for learning.”
As of Nov 3, 2026. Source: bloomapp.com
Charles Schwab: Yes. It has accounts or features for kids or teens.
In their words: “A Schwab One Custodial Account lets you invest in your child's future while teaching them how to build it.”
As of Nov 3, 2026. Source: schwab.com
E*TRADE: Yes. It has accounts or features for kids or teens.
In their words: “Save and invest on a child’s behalf with a custodial account, while maintaining full control until they reach adulthood.”
As of Nov 3, 2026. Source: us.etrade.com
Fidelity: Yes. It has accounts or features for kids or teens.
In their words: “The only brokerage account teens ages 13–17 can own independently”
As of Nov 3, 2026. Source: fidelity.com
M1: Yes. It has accounts or features for kids or teens.
In their words: “Opening an M1 Custodial Account (UTMA/UGMA) allows you to invest and manage assets on behalf of a minor”
As of Nov 3, 2026. Source: help.m1.com
Public: No.
In their words: “Public does not offer custodial accounts at this time.”
As of Nov 3, 2026. Source: help.public.com
Robinhood: Yes. It has accounts or features for kids or teens.
In their words: “Custodial accounts let you invest on behalf of a minor, directly from your Robinhood app.”
As of Nov 3, 2026. Source: robinhood.com
SoFi Invest: No.
In their words: “At this time we do not offer UTMA (Uniform Transfers to Minors Act) or UGMA (Uniform Gifts to Minors Act) accounts.”
As of Nov 3, 2026. Source: support.sofi.com
Stash: Yes. It has accounts or features for kids or teens.
In their words: “With a custodial account (aka Kids Portfolio at Stash), you can buy stocks and ETFs on behalf of the children in your life”
As of Nov 3, 2026. Source: stash.com
Vanguard: Yes. It has accounts or features for kids or teens.
In their words: “Any adult resident of the U.S. can open or contribute to an UGMA or UTMA.”
As of Nov 3, 2026. Source: investor.vanguard.com
Wealthfront: Yes. It has accounts or features for kids or teens.
In their words: “we offer an ability to open a taxable Wealthfront Portfolio for a minor!”
As of Nov 3, 2026. Source: support.wealthfront.com
Webull: Yes. It has accounts or features for kids or teens.
In their words: “All custodial accounts will be opened as UTMA accounts.”
As of Nov 3, 2026. Source: webull.com
Ally: Yes. It has accounts or features for kids or teens.
In their words: “Once a minor reaches the age of majority in their state, control of the funds must be transferred to the minor.”
As of Oct 29, 2026. Source: ally.com
SoFi: No.
In their words: “You must be 18 years or older to open any SoFi Bank account with us whether joint or individual.”
As of Oct 29, 2026. Source: support.sofi.com
Chime: No.
In their words: “You must be at least 18 years old.”
As of Oct 29, 2026. Source: help.chime.com
MoneyLion: No.
In their words: “Be at least 18 years old (or the age of majority in your state or jurisdiction of residence).”
As of Oct 29, 2026. Source: moneylion.com

A question shows only when every app here has a current official source that answers it. We only say no when the app's own page does.

FAQ

What are the closest alternatives to Betterment?

The closest alternatives to Betterment are Acorns, Ally Invest and Bloom, because Acorns, Ally Invest and Bloom are also investing apps. This list is ordered by how close each app's category is to Betterment's, not by how good it is.

How much does Betterment charge?

Betterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested. We checked this on Nov 3, 2026.

What is Betterment's app store rating?

Betterment has 4.8 out of 5 on the App Store from 66,359 ratings. That's a snapshot from the store listing on Nov 3, 2026, not our score.

What devices does Betterment work on?

Betterment lists Web, iOS and Android. We checked this on Nov 3, 2026.

Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.

Another option: Fifecta

If none of these feels right, here is one more option to look at. Fifecta gives every paycheck a plan with FUNDS, and it starts from your Money Type, so the plan matches how you already handle money.

Try Fifecta free

Keep comparing

Browse our guide to the low-cost brokerage accounts.
Want the bigger picture? Compare more money apps.

Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.

Want a plan built on your Money Type?

Fifecta gives every paycheck a plan with FUNDS, so you know where each dollar goes.

Try Fifecta free

Sources and confidence

Last checked: Nov 12, 2026
Sourced facts: 177 facts, each linked and dated

Betterment10 sourced facts, last checked Nov 3, 2026

Management or subscription feebetterment.com/pricing, as of Nov 3, 2026
Account minimumbetterment.com/pricing, as of Nov 3, 2026
Stock and ETF commissionsbetterment.com/pricing, as of Nov 3, 2026
Account typesbetterment.com/pricing, as of Nov 3, 2026
Fractional sharesbetterment.com/self-directed-investing, as of Nov 3, 2026
Automatic investingbetterment.com, as of Nov 3, 2026
Managed portfolios (robo)betterment.com, as of Nov 3, 2026
Protectionbetterment.com, as of Nov 3, 2026
Platformsbetterment.com/help/tag/mobile-app, as of Nov 3, 2026
App store ratingApp Store listing, as of Nov 3, 2026

Acorns10 sourced facts, last checked Oct 29, 2026

Management or subscription feeacorns.com/pricing, as of Oct 29, 2026
Account minimumsqy7rm.media.zestyio.com/Acorns-Wrap-Fee-Program-Brochure--August-2026-.pdf, as of Oct 29, 2026
Stock and ETF commissionsacorns.com, as of Oct 29, 2026
Account typesacorns.com/pricing, as of Oct 29, 2026
Fractional sharessqy7rm.media.zestyio.com/Acorns-Securities-Acorns-Advisers-Form-CRS--August-2026-.pdf, as of Oct 29, 2026
Automatic investingacorns.com/pricing, as of Oct 29, 2026
Managed portfolios (robo)acorns.com/pricing, as of Oct 29, 2026
Protectionacorns.com/pricing, as of Oct 29, 2026
Platformssqy7rm.media.zestyio.com/Acorns-Securities-Acorns-Advisers-Form-CRS--August-2026-.pdf, as of Oct 29, 2026
App store ratingApp Store listing, as of Oct 29, 2026

Ally Invest9 sourced facts, last checked Nov 3, 2026

Management or subscription feeally.com/invest/commissions-and-fees, as of Nov 3, 2026
Account minimumally.com/invest/robo-automated-investing, as of Nov 3, 2026
Stock and ETF commissionsally.com/invest/commissions-and-fees, as of Nov 3, 2026
Account typesally.com/invest/robo-automated-investing, as of Nov 3, 2026
Automatic investingally.com/invest/robo-automated-investing, as of Nov 3, 2026
Managed portfolios (robo)ally.com/invest/robo-automated-investing, as of Nov 3, 2026
Protectionally.com/invest/robo-automated-investing, as of Nov 3, 2026
Platformsally.com/bank/online-banking, as of Nov 3, 2026
App store ratingApp Store listing, as of Nov 3, 2026

Bloom10 sourced facts, last checked Nov 3, 2026

Management or subscription feebloomapp.com/faq, as of Nov 3, 2026
Account minimumbloomapp.com/faq, as of Nov 3, 2026
Stock and ETF commissionsApp Store listing, as of Nov 3, 2026
Account typesbloomapp.com/faq, as of Nov 3, 2026
Fractional sharesfiles.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx, as of Nov 3, 2026
Automatic investingApp Store listing, as of Nov 3, 2026
Managed portfolios (robo)App Store listing, as of Nov 3, 2026
Protectionsipc.org/for-investors/what-sipc-protects, as of Nov 3, 2026
Platformsbloomapp.com, as of Nov 3, 2026
App store ratingApp Store listing, as of Nov 3, 2026

Charles Schwab10 sourced facts, last checked Nov 3, 2026

Management or subscription feeschwab.com/pricing, as of Nov 3, 2026
Account minimumschwab.com/pricing, as of Nov 3, 2026
Stock and ETF commissionsschwab.com/pricing, as of Nov 3, 2026
Account typesschwab.com/pricing, as of Nov 3, 2026
Fractional sharesschwab.com/fractional-shares-stock-slices, as of Nov 3, 2026
Automatic investingschwab.com/intelligent-portfolios, as of Nov 3, 2026
Managed portfolios (robo)schwab.com/intelligent-portfolios, as of Nov 3, 2026
Protectionschwab.com/legal/account-protection, as of Nov 3, 2026
Platformsschwab.com/mobile, as of Nov 3, 2026
App store ratingApp Store listing, as of Nov 3, 2026

E*TRADE10 sourced facts, last checked Nov 3, 2026

Management or subscription feeus.etrade.com/what-we-offer/pricing-and-rates, as of Nov 3, 2026
Account minimumus.etrade.com/what-we-offer/our-accounts/brokerage-account, as of Nov 3, 2026
Stock and ETF commissionsus.etrade.com/what-we-offer/pricing-and-rates, as of Nov 3, 2026
Account typesus.etrade.com/what-we-offer/our-accounts, as of Nov 3, 2026
Fractional sharesus.etrade.com/what-we-offer/investment-choices/fractional-shares, as of Nov 3, 2026
Automatic investingus.etrade.com/what-we-offer/pricing-and-rates, as of Nov 3, 2026
Managed portfolios (robo)us.etrade.com/what-we-offer/pricing-and-rates, as of Nov 3, 2026
Protectionus.etrade.com/l/f/asset-protection, as of Nov 3, 2026
Platformsus.etrade.com/platforms, as of Nov 3, 2026
App store ratingApp Store listing, as of Nov 3, 2026

Fidelity Investments10 sourced facts, last checked Nov 3, 2026

Management or subscription feefidelity.com/why-fidelity/pricing-fees, as of Nov 3, 2026
Account minimumfidelity.com/why-fidelity/pricing-fees, as of Nov 3, 2026
Stock and ETF commissionsfidelity.com/why-fidelity/pricing-fees, as of Nov 3, 2026
Account typesfidelity.com/open-account/overview, as of Nov 3, 2026
Fractional sharesfidelity.com/trading/fractional-shares, as of Nov 3, 2026
Automatic investingfidelity.com/trading/fractional-shares, as of Nov 3, 2026
Managed portfolios (robo)fidelity.com/why-fidelity/pricing-fees, as of Nov 3, 2026
Protectionfidelity.com/why-fidelity/safeguarding-your-accounts, as of Nov 3, 2026
Platformsfidelity.com/mobile/overview, as of Nov 3, 2026
App store ratingApp Store listing, as of Nov 3, 2026

M110 sourced facts, last checked Nov 3, 2026

Management or subscription feem1.com, as of Nov 3, 2026
Account minimumhelp.m1.com/en/articles/9332048-your-first-deposit-at-m1, as of Nov 3, 2026
Stock and ETF commissionsm1.com, as of Nov 3, 2026
Account typesm1.com, as of Nov 3, 2026
Fractional sharesm1.com, as of Nov 3, 2026
Automatic investingm1.com/invest/automated-investing, as of Nov 3, 2026
Managed portfolios (robo)m1.com, as of Nov 3, 2026
Protectionm1.com, as of Nov 3, 2026
Platformshelp.m1.com/en/articles/9332048-your-first-deposit-at-m1, as of Nov 3, 2026
App store ratingApp Store listing, as of Nov 3, 2026

Public10 sourced facts, last checked Nov 3, 2026

Management or subscription feepublic.com/generated-assets/dividends-2f14c2d8, as of Nov 3, 2026
Account minimumpublic.com/generated-assets/dividends-2f14c2d8, as of Nov 3, 2026
Stock and ETF commissionspublic.com/invest/stocks, as of Nov 3, 2026
Account typespublic.com, as of Nov 3, 2026
Fractional sharespublic.com/invest/stocks, as of Nov 3, 2026
Automatic investingpublic.com/invest/stocks, as of Nov 3, 2026
Managed portfolios (robo)public.com/generated-assets/dividends-2f14c2d8, as of Nov 3, 2026
Protectionpublic.com, as of Nov 3, 2026
Platformshelp.public.com/en/articles/5724380-explore-the-new-investing-experience-on-the-web, as of Nov 3, 2026
App store ratingApp Store listing, as of Nov 3, 2026

Robinhood10 sourced facts, last checked Nov 3, 2026

Management or subscription feerobinhood.com/us/en/strategies, as of Nov 3, 2026
Account minimumrobinhood.com/us/en/strategies, as of Nov 3, 2026
Stock and ETF commissionsrobinhood.com/us/en/support/articles/trading-fees-on-robinhood, as of Nov 3, 2026
Account typesrobinhood.com/us/en/strategies, as of Nov 3, 2026
Fractional sharesrobinhood.com/us/en/support/articles/fractional-shares, as of Nov 3, 2026
Automatic investingrobinhood.com/us/en/invest, as of Nov 3, 2026
Managed portfolios (robo)robinhood.com/us/en/strategies, as of Nov 3, 2026
Protectionrobinhood.com/us/en/support/articles/trading-fees-on-robinhood, as of Nov 3, 2026
Platformsrobinhood.com/us/en, as of Nov 3, 2026
App store ratingApp Store listing, as of Nov 3, 2026

SoFi Invest10 sourced facts, last checked Nov 3, 2026

Management or subscription feesofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf, as of Nov 3, 2026
Account minimumsofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf, as of Nov 3, 2026
Stock and ETF commissionssofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf, as of Nov 3, 2026
Account typessofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf, as of Nov 3, 2026
Fractional sharessofi.com/invest/fractional-shares, as of Nov 3, 2026
Automatic investingsofi.com/invest/fractional-shares, as of Nov 3, 2026
Managed portfolios (robo)sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf, as of Nov 3, 2026
Protectionsofi.com/invest/fractional-shares, as of Nov 3, 2026
Platformssofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf, as of Nov 3, 2026
App store ratingApp Store listing, as of Nov 3, 2026

Stash10 sourced facts, last checked Nov 3, 2026

Management or subscription feestash.com/pricing, as of Nov 3, 2026
Account minimumstash.com/pricing, as of Nov 3, 2026
Stock and ETF commissionsstash.com/pricing, as of Nov 3, 2026
Account typesstash.com/pricing, as of Nov 3, 2026
Fractional sharesstash.com/pricing, as of Nov 3, 2026
Automatic investingstash.com/invest, as of Nov 3, 2026
Managed portfolios (robo)stash.com/pricing, as of Nov 3, 2026
Protectionstash.com/security, as of Nov 3, 2026
Platformsstash.com/invest, as of Nov 3, 2026
App store ratingApp Store listing, as of Nov 3, 2026

Vanguard10 sourced facts, last checked Nov 3, 2026

Management or subscription feeinvestor.vanguard.com/advice/robo-advisor, as of Nov 3, 2026
Account minimuminvestor.vanguard.com/accounts-plans/brokerage-accounts, as of Nov 3, 2026
Stock and ETF commissionsinvestor.vanguard.com/client-benefits/investment-fees, as of Nov 3, 2026
Account typesinvestor.vanguard.com/accounts-plans, as of Nov 3, 2026
Fractional sharesinvestor.vanguard.com/investor-resources-education/article/what-is-dollar-based-investing, as of Nov 3, 2026
Automatic investinginvestor.vanguard.com/advice/robo-advisor, as of Nov 3, 2026
Managed portfolios (robo)investor.vanguard.com/advice/robo-advisor, as of Nov 3, 2026
Protectioninvestor.vanguard.com/accounts-plans/brokerage-accounts, as of Nov 3, 2026
Platformsinvestor.vanguard.com/client-benefits/mobile-apps, as of Nov 3, 2026
App store ratingApp Store listing, as of Nov 3, 2026

Wealthfront10 sourced facts, last checked Nov 3, 2026

Management or subscription feewealthfront.com/pricing, as of Nov 3, 2026
Account minimumwealthfront.com/investing, as of Nov 3, 2026
Stock and ETF commissionswealthfront.com/brokerage, as of Nov 3, 2026
Account typeswealthfront.com, as of Nov 3, 2026
Fractional shareswealthfront.com/brokerage, as of Nov 3, 2026
Automatic investingwealthfront.com/pricing, as of Nov 3, 2026
Managed portfolios (robo)wealthfront.com/pricing, as of Nov 3, 2026
Protectionwealthfront.com/investing, as of Nov 3, 2026
Platformssupport.wealthfront.com/hc/en-us/articles/360043848572-Open-a-Cash-Account, as of Nov 3, 2026
App store ratingApp Store listing, as of Nov 3, 2026

Webull10 sourced facts, last checked Nov 3, 2026

Management or subscription feewebull.com/trading-investing/webull-advisors, as of Nov 3, 2026
Account minimumwebull.com/pricing, as of Nov 3, 2026
Stock and ETF commissionswebull.com/pricing, as of Nov 3, 2026
Account typeswebull.com/trading-investing/ira, as of Nov 3, 2026
Fractional shareswebull.com/help/faq/10959-Trading-Fractional-Shares, as of Nov 3, 2026
Automatic investingwebull.com/trading-investing/recurring-investment, as of Nov 3, 2026
Managed portfolios (robo)webull.com/trading-investing/webull-advisors, as of Nov 3, 2026
Protectionwebull.com/pricing, as of Nov 3, 2026
Platformswebull.com/trading-investing/webull-advisors, as of Nov 3, 2026
App store ratingApp Store listing, as of Nov 3, 2026

Ally Bank Savings7 sourced facts, last checked Oct 29, 2026

Price and feesally.com/bank/online-savings-account, as of Oct 29, 2026
APY or rateally.com/bank/online-savings-account, as of Oct 29, 2026
Minimumsally.com/bank/online-savings-account, as of Oct 29, 2026
Protectionally.com/bank/online-savings-account, as of Oct 29, 2026
Platformsally.com/bank/online-banking, as of Oct 29, 2026
Featuresally.com/bank/online-savings-account, as of Oct 29, 2026
App store ratingApp Store listing, as of Oct 29, 2026

SoFi Checking and Savings7 sourced facts, last checked Oct 29, 2026

Price and feessofi.com/banking/high-yield-savings-account, as of Oct 29, 2026
APY or ratesofi.com/legal/banking-rate-sheet, as of Oct 29, 2026
Minimumssofi.com/banking/high-yield-savings-account, as of Oct 29, 2026
Protectionsofi.com/banking/high-yield-savings-account, as of Oct 29, 2026
Platformssofi.com/app-download, as of Oct 29, 2026
Featuressofi.com/banking/high-yield-savings-account, as of Oct 29, 2026
App store ratingApp Store listing, as of Oct 29, 2026

Chime7 sourced facts, last checked Nov 12, 2026

Price and feeshelp.chime.com/what-is-the-chime-savings-account-f189355c, as of Oct 29, 2026
APY or ratehelp.chime.com/what-is-annual-percentage-yield-apy-dfafd381, as of Nov 12, 2026
Minimumshelp.chime.com/what-is-the-chime-savings-account-f189355c, as of Nov 12, 2026
Protectionhelp.chime.com/what-is-the-chime-savings-account-f189355c, as of Nov 12, 2026
Platformshelp.chime.com/do-i-get-account-statements-from-chime-ec347b04, as of Nov 12, 2026
Featureshelp.chime.com/what-are-chime-savings-goals-4aef8222, as of Oct 29, 2026
App store ratingApp Store listing, as of Nov 12, 2026

MoneyLion7 sourced facts, last checked Oct 29, 2026

Price and feesmoneylion.com/one, as of Oct 29, 2026
APY or ratemoneylion.com/one, as of Oct 29, 2026
Minimumsmoneylion.com/one, as of Oct 29, 2026
Protectionmoneylion.com, as of Oct 29, 2026
Platformsmoneylion.com, as of Oct 29, 2026
Featureshelp.moneylion.com/en_us/smart-budget-SJQEvwhHgx, as of Oct 29, 2026
App store ratingApp Store listing, as of Oct 29, 2026

Each fact links to the official page it came from, with the date we checked it. Once a fact is older than 30 days, it comes off the page until we check it again. How we source, date and index this data.

This is education, not financial advice.