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Alternatives

Betterment alternatives in 2026

Updated

Betterment logoBettermentInvesting app

Betterment is an investing app. Betterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested. We checked that on Oct 24, 2026. Below are 17 other apps, starting with the 14 investing apps and then savings accounts and banking apps. They're ranked by how close each app's category is to Betterment's, not by how good it is, and every fact shows the date we checked it.

Priceless Tay may earn a commission from some links on this page, and that never changes how we compare apps.

Before you compare: This compares features and fees from each company's own pages. It isn't investment advice, and investing involves risk, including loss of money.

Short answer

The closest alternatives to Betterment are Acorns, Ally Invest and Bloom, because Acorns, Ally Invest and Bloom are also investing apps. Betterment's base price for investing accounts is $5/month. We checked Betterment on Oct 24, 2026, and each card below puts an alternative's fees, minimums, platforms and ratings next to Betterment's, with the date we checked them.

What Betterment and its alternatives cost

  • Betterment logoBetterment

    Betterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested.

    As of · betterment.com/pricing

  • Acorns logoAcorns

    $4a month

    Acorns has three monthly plans: Bronze at $4 a month, Silver at $8 a month, and Gold at $12 a month.

    As of · acorns.com/pricing

  • Ally Invest logoAlly Invest

    Ally Invest Robo Portfolios: the Cash-Enhanced Portfolio has a 0% advisory fee (it keeps 30% as a cash buffer), and the Market-Focused Portfolio has a 0.30% annual advisory fee.

    As of · ally.com/invest/commissions-and-fees

  • Bloom logoBloom

    $15a month

    Bloom offers a $15 monthly plan and a $99.99 annual plan, and its custodial plan costs $150 a year.

    Cost over 1 and 3 years: $99.99 and $299.97, at the yearly list price before tax.

    As of · bloomapp.com/faq

  • Charles Schwab logoCharles Schwab

    Schwab Intelligent Portfolios, Schwab's robo-advisor, lists no advisory fee and no commissions. You still pay the operating expenses of the ETFs in the portfolio.

    As of · schwab.com/pricing

  • E*TRADE logoE*TRADE

    E*TRADE's Core Portfolios list a flat annual advisory fee of 0.30% for an account market value of $500+.

    As of · us.etrade.com/what-we-offer/pricing-and-rates

  • Fidelity Investments logoFidelity Investments

    Fidelity Go, Fidelity's robo advisor, lists a gross advisory fee of $0 for balances under $25,000 and 0.35% a year for $25,000 and above.

    As of · fidelity.com/why-fidelity/pricing-fees

  • M1 logoM1

    M1 doesn't charge commission, trading or management fees for self-directed brokerage accounts. It charges a platform fee of $3/month, waived for clients with more than $10,000 on the platform.

    As of · m1.com

  • Public logoPublic

    Public's Generated Assets portfolios list a management fee of 0.49% a year (its Dividends portfolio page, for example).

    As of · public.com/generated-assets/dividends-2f14c2d8

  • Robinhood logoRobinhood

    Robinhood Strategies has a 0.25% annual management fee. Eligible Robinhood Gold members ($5 monthly subscription) pay it on only the first $100,000 of assets in their account.

    As of · robinhood.com/us/en/strategies

  • SoFi Invest logoSoFi Invest

    SoFi's fee schedule (last updated 10/1/2026) lists a 0.25% annual advisory fee for Robo-Advisor accounts.

    As of · sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf

  • Stash logoStash

    $12a month

    The Stash Plan costs $12 a month, or $108 billed annually.

    As of · stash.com/pricing

  • Vanguard

    Vanguard Digital Advisor charges an annual gross advisory fee of 0.20% for index portfolio options or 0.25% for an active portfolio option. That fee is reduced by a credit for revenue Vanguard keeps from the investments in your account.

    As of · investor.vanguard.com/advice/robo-advisor

  • Wealthfront logoWealthfront

    Wealthfront's advisory fee for The Wealthfront Portfolio is 0.25% annually.

    As of · wealthfront.com/pricing

  • Webull

    Webull Advisors lists an annualized advisory fee of 0.20% on diversified strategies, with fees from 0.15% to 0.30% depending on the portfolio.

    As of · webull.com/trading-investing/webull-advisors

  • Ally Bank Savings logoAlly Bank Savings

    Ally charges no monthly maintenance fees on its savings account.

    As of · ally.com/bank/online-savings-account

  • SoFi Checking and Savings logoSoFi Checking and Savings

    Not verified yet

  • Chime

    Chime says its savings account has no fees, and you need an active Chime Checking Account to open one.

    As of · help.chime.com/what-is-the-chime-savings-account-f189355c

Bars show only when every app here lists a yearly price, so these prices sit side by side without them. Prices are list prices from each app's own page, before tax and any offer. Investing fees appear as each company states them. A yearly advisory fee is a percent of your balance, not a monthly price, so it never gets a bar or a price tag.

Features side by side

Features listed by each app's official source. A question mark means not verified yet.
FeatureBettermentAcornsAlly InvestBloomCharles SchwabE*TRADEFidelityM1PublicRobinhoodSoFi InvestStashVanguardWealthfrontWebullAllySoFiChime
AI featuresNot verified yetNot verified yetNot verified yetListed by the sourceNot verified yetNot verified yetNot verified yetNot verified yetNot verified yetNot verified yetNot verified yetNot verified yetNot verified yetNot verified yetNot verified yetNot verified yetNot verified yetNot verified yet
Savings goalsNot verified yetNot verified yetNot verified yetNot verified yetNot verified yetNot verified yetNot verified yetNot verified yetNot verified yetNot verified yetNot verified yetNot verified yetNot verified yetNot verified yetNot verified yetListed by the sourceNot verified yetListed by the source

✓ means the official site lists it. ? means we haven't verified it yet, not that the app lacks it. Bloom: bloomapp.com, as of Oct 24, 2026. Ally: ally.com/bank/online-savings-account, as of Oct 24, 2026. Chime: help.chime.com/what-are-chime-savings-goals-4aef8222, as of Oct 24, 2026.

Alternatives to Betterment, closest category first

Each card puts the app's facts next to Betterment's. The order follows how close the category is, not how good the app is, and “Not verified yet” means we don't have a current official source for that line.

Other investing apps

  • Acorns logo

    Acorns

    Investing app

    Same category

    Acorns is an automated investing app that bundles investing, retirement and banking tools into monthly subscription plans.

    Management or subscription fee
    AcornsAcorns has three monthly plans: Bronze at $4 a month, Silver at $8 a month, and Gold at $12 a month.As of Oct 24, 2026. Source: acorns.com/pricing
    BettermentBetterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested.As of Oct 24, 2026. Source: betterment.com/pricing
    Account minimum
    AcornsNot verified yet.
    BettermentBetterment says pricing for its investment portfolios begins at $5/month, with no minimum balance.As of Oct 24, 2026. Source: betterment.com/pricing
    Platforms
    AcornsNot verified yet.
    BettermentNot verified yet.
    App store rating
    AcornsAcorns has 4.7 out of 5 on the App Store from 959,943 ratings.As of Oct 24, 2026. Source: App Store listing
    BettermentBetterment has 4.8 out of 5 on the App Store from 66,106 ratings.As of Oct 24, 2026. Source: App Store listing

    Who it fits

    • Acorns lists an APY on deposits. That fits a Saver, whose first fix is putting saved money to work.
  • Ally Invest logo

    Ally Invest

    Investing app

    Same category

    Ally Invest is Ally's investing service in the Ally app, with self-directed trading and Robo Portfolios. Ally's savings account has its own entry.

    Management or subscription fee
    Ally InvestAlly Invest Robo Portfolios: the Cash-Enhanced Portfolio has a 0% advisory fee (it keeps 30% as a cash buffer), and the Market-Focused Portfolio has a 0.30% annual advisory fee.As of Oct 24, 2026. Source: ally.com/invest/commissions-and-fees
    BettermentBetterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested.As of Oct 24, 2026. Source: betterment.com/pricing
    Account minimum
    Ally InvestAlly says there's no minimum deposit to open a Self-Directed brokerage cash account. Margin accounts require $2,000, and Robo Portfolios require a $100 initial minimum deposit.As of Oct 24, 2026. Source: ally.com/invest/robo-automated-investing
    BettermentBetterment says pricing for its investment portfolios begins at $5/month, with no minimum balance.As of Oct 24, 2026. Source: betterment.com/pricing
    Platforms
    Ally InvestNot verified yet.
    BettermentNot verified yet.
    App store rating
    Ally InvestAlly Invest has 4.7 out of 5 on the App Store from 114,169 ratings.As of Oct 24, 2026. Source: App Store listing
    BettermentBetterment has 4.8 out of 5 on the App Store from 66,106 ratings.As of Oct 24, 2026. Source: App Store listing
  • Bloom logo

    Bloom

    Investing app

    Same category

    Bloom is a subscription app for learning to invest, with lessons, games and an investing account for adults and teens.

    Management or subscription fee
    BloomBloom offers a $15 monthly plan and a $99.99 annual plan, and its custodial plan costs $150 a year.As of Oct 24, 2026. Source: bloomapp.com/faq
    BettermentBetterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested.As of Oct 24, 2026. Source: betterment.com/pricing
    Account minimum
    BloomBloom has no minimum account balance, but deposits and stock orders must be at least $1.As of Oct 24, 2026. Source: bloomapp.com/faq
    BettermentBetterment says pricing for its investment portfolios begins at $5/month, with no minimum balance.As of Oct 24, 2026. Source: betterment.com/pricing
    Platforms
    BloomBloom lists iOS and Android.As of Oct 24, 2026. Source: bloomapp.com
    BettermentNot verified yet.
    App store rating
    BloomBloom has 4.8 out of 5 on the App Store from 46,596 ratings.As of Oct 24, 2026. Source: App Store listing
    BettermentBetterment has 4.8 out of 5 on the App Store from 66,106 ratings.As of Oct 24, 2026. Source: App Store listing
  • Charles Schwab logo

    Charles Schwab

    Investing app

    Same category

    Charles Schwab is a brokerage with the Schwab Mobile app, retirement and custodial accounts, and a robo-advisor called Schwab Intelligent Portfolios.

    Management or subscription fee
    Charles SchwabSchwab Intelligent Portfolios, Schwab's robo-advisor, lists no advisory fee and no commissions. You still pay the operating expenses of the ETFs in the portfolio.As of Oct 24, 2026. Source: schwab.com/pricing
    BettermentBetterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested.As of Oct 24, 2026. Source: betterment.com/pricing
    Account minimum
    Charles SchwabSchwab lists a $0 account minimum for brokerage accounts and IRAs. Schwab Intelligent Portfolios has a $5,000 minimum.As of Oct 24, 2026. Source: schwab.com/pricing
    BettermentBetterment says pricing for its investment portfolios begins at $5/month, with no minimum balance.As of Oct 24, 2026. Source: betterment.com/pricing
    Platforms
    Charles SchwabCharles Schwab lists iOS and Android.As of Oct 24, 2026. Source: schwab.com/mobile
    BettermentNot verified yet.
    App store rating
    Charles SchwabCharles Schwab has 4.8 out of 5 on the App Store from 1,211,162 ratings.As of Oct 24, 2026. Source: App Store listing
    BettermentBetterment has 4.8 out of 5 on the App Store from 66,106 ratings.As of Oct 24, 2026. Source: App Store listing
  • E*TRADE logo

    E*TRADE

    Investing app

    Same category

    E*TRADE, from Morgan Stanley, is a brokerage with an investing app, retirement and education accounts, and managed Core Portfolios.

    Management or subscription fee
    E*TRADEE*TRADE's Core Portfolios list a flat annual advisory fee of 0.30% for an account market value of $500+.As of Oct 24, 2026. Source: us.etrade.com/what-we-offer/pricing-and-rates
    BettermentBetterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested.As of Oct 24, 2026. Source: betterment.com/pricing
    Account minimum
    E*TRADEE*TRADE says Core Portfolios are managed for a 0.30% annual advisory fee and a $500 minimum.As of Oct 24, 2026. Source: us.etrade.com/what-we-offer/our-accounts
    BettermentBetterment says pricing for its investment portfolios begins at $5/month, with no minimum balance.As of Oct 24, 2026. Source: betterment.com/pricing
    Platforms
    E*TRADENot verified yet.
    BettermentNot verified yet.
    App store rating
    E*TRADEE*TRADE has 4.7 out of 5 on the App Store from 380,760 ratings.As of Oct 24, 2026. Source: App Store listing
    BettermentBetterment has 4.8 out of 5 on the App Store from 66,106 ratings.As of Oct 24, 2026. Source: App Store listing
  • Fidelity Investments logo

    Fidelity Investments

    Investing app

    Same category

    Fidelity is a brokerage with an investing app, retirement and education accounts, and a robo advisor called Fidelity Go.

    Management or subscription fee
    FidelityFidelity Go, Fidelity's robo advisor, lists a gross advisory fee of $0 for balances under $25,000 and 0.35% a year for $25,000 and above.As of Oct 24, 2026. Source: fidelity.com/why-fidelity/pricing-fees
    BettermentBetterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested.As of Oct 24, 2026. Source: betterment.com/pricing
    Account minimum
    FidelityFidelity lists no account fees and no minimums to open a retail brokerage account, including IRAs.As of Oct 24, 2026. Source: fidelity.com/why-fidelity/pricing-fees
    BettermentBetterment says pricing for its investment portfolios begins at $5/month, with no minimum balance.As of Oct 24, 2026. Source: betterment.com/pricing
    Platforms
    FidelityFidelity Investments lists iOS and Android.As of Oct 24, 2026. Source: fidelity.com/mobile/overview
    BettermentNot verified yet.
    App store rating
    FidelityFidelity Investments has 4.8 out of 5 on the App Store from 3,366,726 ratings.As of Oct 24, 2026. Source: App Store listing
    BettermentBetterment has 4.8 out of 5 on the App Store from 66,106 ratings.As of Oct 24, 2026. Source: App Store listing
  • M1 logo

    M1

    Investing app

    Same category

    M1 is an investing app where your portfolio is a Pie of stocks and ETFs you choose, with automation and retirement and custodial accounts.

    Management or subscription fee
    M1M1 doesn't charge commission, trading or management fees for self-directed brokerage accounts. It charges a platform fee of $3/month, waived for clients with more than $10,000 on the platform.As of Oct 24, 2026. Source: m1.com
    BettermentBetterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested.As of Oct 24, 2026. Source: betterment.com/pricing
    Account minimum
    M1Not verified yet.
    BettermentBetterment says pricing for its investment portfolios begins at $5/month, with no minimum balance.As of Oct 24, 2026. Source: betterment.com/pricing
    Platforms
    M1M1 lists iOS and Android.As of Oct 24, 2026. Source: m1.com
    BettermentNot verified yet.
    App store rating
    M1M1 has 4.7 out of 5 on the App Store from 75,216 ratings.As of Oct 24, 2026. Source: App Store listing
    BettermentBetterment has 4.8 out of 5 on the App Store from 66,106 ratings.As of Oct 24, 2026. Source: App Store listing
  • Public logo

    Public

    Investing app

    Same category

    Public is an investing app for stocks, ETFs, options, bonds and crypto, with IRAs and managed Generated Assets portfolios.

    Management or subscription fee
    PublicPublic's Generated Assets portfolios list a management fee of 0.49% a year (its Dividends portfolio page, for example).As of Oct 24, 2026. Source: public.com/generated-assets/dividends-2f14c2d8
    BettermentBetterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested.As of Oct 24, 2026. Source: betterment.com/pricing
    Account minimum
    PublicPublic says the minimum investment for Generated Assets like its Dividends portfolio is $1,000.As of Oct 24, 2026. Source: public.com/generated-assets/dividends-2f14c2d8
    BettermentBetterment says pricing for its investment portfolios begins at $5/month, with no minimum balance.As of Oct 24, 2026. Source: betterment.com/pricing
    Platforms
    PublicNot verified yet.
    BettermentNot verified yet.
    App store rating
    PublicPublic has 4.7 out of 5 on the App Store from 85,572 ratings.As of Oct 24, 2026. Source: App Store listing
    BettermentBetterment has 4.8 out of 5 on the App Store from 66,106 ratings.As of Oct 24, 2026. Source: App Store listing
  • Robinhood logo

    Robinhood

    Investing app

    Same category

    Robinhood is a commission-free trading app with retirement and custodial accounts and a managed portfolio service called Robinhood Strategies.

    Management or subscription fee
    RobinhoodRobinhood Strategies has a 0.25% annual management fee. Eligible Robinhood Gold members ($5 monthly subscription) pay it on only the first $100,000 of assets in their account.As of Oct 24, 2026. Source: robinhood.com/us/en/strategies
    BettermentBetterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested.As of Oct 24, 2026. Source: betterment.com/pricing
    Account minimum
    RobinhoodRobinhood Strategies has a minimum investment requirement of $50.As of Oct 24, 2026. Source: robinhood.com/us/en/strategies
    BettermentBetterment says pricing for its investment portfolios begins at $5/month, with no minimum balance.As of Oct 24, 2026. Source: betterment.com/pricing
    Platforms
    RobinhoodNot verified yet.
    BettermentNot verified yet.
    App store rating
    RobinhoodRobinhood has 4.3 out of 5 on the App Store from 4,890,523 ratings.As of Oct 24, 2026. Source: App Store listing
    BettermentBetterment has 4.8 out of 5 on the App Store from 66,106 ratings.As of Oct 24, 2026. Source: App Store listing
  • SoFi Invest logo

    SoFi Invest

    Investing app

    Same category

    SoFi Invest is SoFi's investing account, with self-directed trading, IRAs and robo-advisor accounts in the SoFi app. SoFi's savings account has its own entry.

    Management or subscription fee
    SoFi InvestSoFi's fee schedule (last updated 10/1/2026) lists a 0.25% annual advisory fee for Robo-Advisor accounts.As of Oct 24, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
    BettermentBetterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested.As of Oct 24, 2026. Source: betterment.com/pricing
    Account minimum
    SoFi InvestSoFi's fee schedule lists a $5 minimum to begin investing for self-directed accounts and $50 for Robo-Advisor accounts, with a $0 opening fee.As of Oct 24, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
    BettermentBetterment says pricing for its investment portfolios begins at $5/month, with no minimum balance.As of Oct 24, 2026. Source: betterment.com/pricing
    Platforms
    SoFi InvestSoFi Invest lists App and Web.As of Oct 24, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
    BettermentNot verified yet.
    App store rating
    SoFi InvestSoFi Invest has 4.7 out of 5 on the App Store from 385,426 ratings.As of Oct 24, 2026. Source: App Store listing
    BettermentBetterment has 4.8 out of 5 on the App Store from 66,106 ratings.As of Oct 24, 2026. Source: App Store listing
  • Stash logo

    Stash

    Investing app

    Same category

    Stash is a subscription investing app with brokerage, retirement and custodial accounts, fractional shares and managed Smart Portfolios.

    Management or subscription fee
    StashThe Stash Plan costs $12 a month, or $108 billed annually. Stash also charges a 0.25% annual advisory fee on Smart Portfolios with balances of $1,000 or more and on Managed Retirement Accounts.As of Oct 24, 2026. Source: stash.com/pricing
    BettermentBetterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested.As of Oct 24, 2026. Source: betterment.com/pricing
    Account minimum
    StashStash's pricing page says: No minimums. No hidden fees.As of Oct 24, 2026. Source: stash.com/pricing
    BettermentBetterment says pricing for its investment portfolios begins at $5/month, with no minimum balance.As of Oct 24, 2026. Source: betterment.com/pricing
    Platforms
    StashNot verified yet.
    BettermentNot verified yet.
    App store rating
    StashStash has 4.7 out of 5 on the App Store from 311,480 ratings.As of Oct 24, 2026. Source: App Store listing
    BettermentBetterment has 4.8 out of 5 on the App Store from 66,106 ratings.As of Oct 24, 2026. Source: App Store listing

  • Vanguard

    Investing app

    Same category

    Vanguard is a fund company and brokerage with an investing app, retirement and custodial accounts, and a robo-advisor called Vanguard Digital Advisor.

    Management or subscription fee
    VanguardVanguard Digital Advisor charges an annual gross advisory fee of 0.20% for index portfolio options or 0.25% for an active portfolio option. That fee is reduced by a credit for revenue Vanguard keeps from the investments in your account.As of Oct 24, 2026. Source: investor.vanguard.com/advice/robo-advisor
    BettermentBetterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested.As of Oct 24, 2026. Source: betterment.com/pricing
    Account minimum
    VanguardVanguard says there's no fee or minimum investment amount to open an account.As of Oct 24, 2026. Source: investor.vanguard.com/accounts-plans/brokerage-accounts
    BettermentBetterment says pricing for its investment portfolios begins at $5/month, with no minimum balance.As of Oct 24, 2026. Source: betterment.com/pricing
    Platforms
    VanguardNot verified yet.
    BettermentNot verified yet.
    App store rating
    VanguardVanguard has 4.6 out of 5 on the App Store from 177,560 ratings.As of Oct 24, 2026. Source: App Store listing
    BettermentBetterment has 4.8 out of 5 on the App Store from 66,106 ratings.As of Oct 24, 2026. Source: App Store listing
  • Wealthfront logo

    Wealthfront

    Investing app

    Same category

    Wealthfront is an automated investing app with The Wealthfront Portfolio, a brokerage account for stocks and ETFs, and retirement and 529 accounts.

    Management or subscription fee
    WealthfrontWealthfront's advisory fee for The Wealthfront Portfolio is 0.25% annually.As of Oct 24, 2026. Source: wealthfront.com/pricing
    BettermentBetterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested.As of Oct 24, 2026. Source: betterment.com/pricing
    Account minimum
    WealthfrontWealthfront says The Wealthfront Portfolio account lets you start investing for as little as $500.As of Oct 24, 2026. Source: wealthfront.com/investing
    BettermentBetterment says pricing for its investment portfolios begins at $5/month, with no minimum balance.As of Oct 24, 2026. Source: betterment.com/pricing
    Platforms
    WealthfrontNot verified yet.
    BettermentNot verified yet.
    App store rating
    WealthfrontWealthfront has 4.8 out of 5 on the App Store from 17,502 ratings.As of Oct 24, 2026. Source: App Store listing
    BettermentBetterment has 4.8 out of 5 on the App Store from 66,106 ratings.As of Oct 24, 2026. Source: App Store listing

  • Webull

    Investing app

    Same category

    Webull is a trading app for stocks, ETFs and options, with IRAs, recurring investing and a robo service called Webull Advisors.

    Management or subscription fee
    WebullWebull Advisors lists an annualized advisory fee of 0.20% on diversified strategies, with fees from 0.15% to 0.30% depending on the portfolio.As of Oct 24, 2026. Source: webull.com/trading-investing/webull-advisors
    BettermentBetterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested.As of Oct 24, 2026. Source: betterment.com/pricing
    Account minimum
    WebullWebull says it offers 0 commission trades and no deposit minimums.As of Oct 24, 2026. Source: webull.com/pricing
    BettermentBetterment says pricing for its investment portfolios begins at $5/month, with no minimum balance.As of Oct 24, 2026. Source: betterment.com/pricing
    Platforms
    WebullWebull lists Mobile app, Desktop and Web.As of Oct 24, 2026. Source: webull.com/trading-investing/webull-advisors
    BettermentNot verified yet.
    App store rating
    WebullWebull has 4.7 out of 5 on the App Store from 342,722 ratings.As of Oct 24, 2026. Source: App Store listing
    BettermentBetterment has 4.8 out of 5 on the App Store from 66,106 ratings.As of Oct 24, 2026. Source: App Store listing

Savings accounts

  • Ally Bank Savings logo

    Ally Bank Savings

    Savings account

    Nearby category

    Ally Bank's online savings account pays a variable rate and includes savings buckets, round ups and recurring transfers.

    Price and fees
    AllyAlly charges no monthly maintenance fees on its savings account.As of Oct 24, 2026. Source: ally.com/bank/online-savings-account
    BettermentNot verified yet.
    Management or subscription fee
    AllyNot verified yet.
    BettermentBetterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested.As of Oct 24, 2026. Source: betterment.com/pricing
    Account minimum
    AllyNot verified yet.
    BettermentBetterment says pricing for its investment portfolios begins at $5/month, with no minimum balance.As of Oct 24, 2026. Source: betterment.com/pricing
    APY or rate
    AllyAlly lists 3.20% APY, correct as of Oct 23, 2026. The rate is variable.Ally says the same APY applies across all balance tiers, with no minimum balance requirement.As of Oct 24, 2026. Source: ally.com/bank/online-savings-account
    BettermentNot verified yet.
    Platforms
    AllyNot verified yet.
    BettermentNot verified yet.
    App store rating
    AllyAlly Bank Savings has 4.7 out of 5 on the App Store from 114,147 ratings.As of Oct 24, 2026. Source: App Store listing
    BettermentBetterment has 4.8 out of 5 on the App Store from 66,106 ratings.As of Oct 24, 2026. Source: App Store listing

    Who it fits

    • Ally lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
    • Ally lists an APY on deposits. That fits a Saver, whose first fix is putting saved money to work.
  • SoFi Checking and Savings logo

    SoFi Checking and Savings

    Savings account

    Nearby category

    SoFi's savings account pays a higher variable rate when you have eligible direct deposit or $5,000 in qualifying deposits.

    Price and fees
    SoFiNot verified yet.
    BettermentNot verified yet.
    Management or subscription fee
    SoFiNot verified yet.
    BettermentBetterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested.As of Oct 24, 2026. Source: betterment.com/pricing
    Account minimum
    SoFiNot verified yet.
    BettermentBetterment says pricing for its investment portfolios begins at $5/month, with no minimum balance.As of Oct 24, 2026. Source: betterment.com/pricing
    APY or rate
    SoFiSoFi lists 3.30% APY with eligible direct deposit or $5,000 in qualifying deposits, and 0.80% APY without them, in rates effective Oct 20, 2026. The rate is variable.You need eligible direct deposit, or $5,000 in qualifying deposits every 31 days, to earn the 3.30% APY.As of Oct 24, 2026. Source: sofi.com/legal/banking-rate-sheet
    BettermentNot verified yet.
    Platforms
    SoFiNot verified yet.
    BettermentNot verified yet.
    App store rating
    SoFiSoFi Checking and Savings has 4.7 out of 5 on the App Store from 385,426 ratings.As of Oct 24, 2026. Source: App Store listing
    BettermentBetterment has 4.8 out of 5 on the App Store from 66,106 ratings.As of Oct 24, 2026. Source: App Store listing

    Who it fits

    • SoFi lists an APY on deposits. That fits a Saver, whose first fix is putting saved money to work.

Banking apps

  • Chime

    Banking app

    Nearby category

    Chime is a financial technology company, not a bank, that offers checking and savings accounts through partner banks.

    Price and fees
    ChimeChime says its savings account has no fees, and you need an active Chime Checking Account to open one.As of Oct 24, 2026. Source: help.chime.com/what-is-the-chime-savings-account-f189355c
    BettermentNot verified yet.
    Management or subscription fee
    ChimeNot verified yet.
    BettermentBetterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested.As of Oct 24, 2026. Source: betterment.com/pricing
    Account minimum
    ChimeNot verified yet.
    BettermentBetterment says pricing for its investment portfolios begins at $5/month, with no minimum balance.As of Oct 24, 2026. Source: betterment.com/pricing
    APY or rate
    ChimeChime lists 1.00% APY for standard members, 3.00% APY for Chime Plus and 4.00% APY for Chime Prime, in rates effective Oct 6, 2026. The rate is variable.Chime says there is no minimum balance, but you need $0.01 in savings to earn interest. The higher rates depend on Chime Plus or Chime Prime status, which ties to qualifying direct deposits.As of Oct 24, 2026. Source: help.chime.com/what-is-annual-percentage-yield-apy-dfafd381
    BettermentNot verified yet.
    Platforms
    ChimeNot verified yet.
    BettermentNot verified yet.
    App store rating
    ChimeChime has 4.8 out of 5 on the App Store from 1,629,130 ratings.As of Oct 24, 2026. Source: App Store listing
    BettermentBetterment has 4.8 out of 5 on the App Store from 66,106 ratings.As of Oct 24, 2026. Source: App Store listing

    Who it fits

    • Chime lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
    • Chime lists an APY on deposits. That fits a Saver, whose first fix is putting saved money to work.

Who Betterment and its alternatives are for

Pick the tab that sounds like you. The questions come from app help centers, FAQ pages and user forums, and every answer comes from the app's own pages, with the date we checked it.

Just me

Budgeting on your own? These are the basics people ask about first.

  • Is it free?

    Acorns

    Acorns has three monthly plans: Bronze at $4 a month, Silver at $8 a month, and Gold at $12 a month.

    As of . Source: acorns.com

    Bloom

    Bloom offers a $15 monthly plan and a $99.99 annual plan, and its custodial plan costs $150 a year.

    As of . Source: bloomapp.com

    Stash

    The Stash Plan costs $12 a month, or $108 billed annually.

    As of . Source: stash.com

    Ally

    Ally charges no monthly maintenance fees on its savings account.

    As of . Source: ally.com

    Chime

    Chime says its savings account has no fees, and you need an active Chime Checking Account to open one.

    As of . Source: help.chime.com

    Not verified yet for Betterment, Ally Invest, Charles Schwab, E*TRADE, Fidelity, M1, Public, Robinhood, SoFi Invest, Vanguard, Wealthfront, Webull and SoFi.

  • Can I export my data?

    Ally

    Yes. You can export your data.

    In their words: “You can download and save your account activity in a Comma Separated Value (CSV) file or a Quicken (QFX) file.”

    As of . Source: ally.com

    SoFi

    Yes. You can export your data.

    In their words: “You can export your SoFi Checking and Savings transactions to a CSV file at any time by following these steps:”

    As of . Source: support.sofi.com

    Not verified yet for Betterment, Acorns, Ally Invest, Bloom, Charles Schwab, E*TRADE, Fidelity, M1, Public, Robinhood, SoFi Invest, Stash, Vanguard, Wealthfront, Webull and Chime.

  • Is there support from the app's makers if I need help?

    Ally

    Yes. Phone, chat and email.

    In their words: “Call, chat or email us any time.”

    As of . Source: ally.com

    Not verified yet for Betterment, Acorns, Ally Invest, Bloom, Charles Schwab, E*TRADE, Fidelity, M1, Public, Robinhood, SoFi Invest, Stash, Vanguard, Wealthfront, Webull, SoFi and Chime.

Partners

Sharing money with a partner? Here's how each app handles a second person.

  • Can my partner use their own login details?

    Ally

    Yes. Your partner gets their own login.

    In their words: “You can set up your Ally login credentials by enrolling online for a Bank, Invest or Auto joint account.”

    As of . Source: ally.com

    SoFi

    Joint accounts, yes. The source doesn't say your partner gets a separate login.

    In their words: “Yes, we offer joint accounts with SoFi Checking and Savings!”

    As of . Source: support.sofi.com

    Chime

    Yes. Your partner gets their own login.

    In their words: “To open and keep a joint account, each co-owner must have their own active Chime Checking Account.”

    As of . Source: help.chime.com

    Not verified yet for Betterment, Acorns, Ally Invest, Bloom, Charles Schwab, E*TRADE, Fidelity, M1, Public, Robinhood, SoFi Invest, Stash, Vanguard, Wealthfront and Webull.

  • How many people can share one account?

    Chime

    Up to 2 people, including you.

    In their words: “A joint account is a checking account owned and shared by two people to manage money together.”

    As of . Source: help.chime.com

    Not verified yet for Betterment, Acorns, Ally Invest, Bloom, Charles Schwab, E*TRADE, Fidelity, M1, Public, Robinhood, SoFi Invest, Stash, Vanguard, Wealthfront, Webull, Ally and SoFi.

  • Can we keep shared and individual views?

    Chime

    Yes. You can keep shared and individual views.

    In their words: “To open and keep a joint account, each co-owner must have their own active Chime Checking Account.”

    As of . Source: help.chime.com

    Not verified yet for Betterment, Acorns, Ally Invest, Bloom, Charles Schwab, E*TRADE, Fidelity, M1, Public, Robinhood, SoFi Invest, Stash, Vanguard, Wealthfront, Webull, Ally and SoFi.

Family

Bringing in more of the household? Here's what each app says about families and kids. See apps with custodial accounts for kids.

  • Does it have accounts or features for kids or teens?

    Acorns

    Yes. It has accounts or features for kids or teens.

    In their words: “Smart money app & up to 4 debit cards”

    As of . Source: acorns.com

    Bloom

    Yes. It has accounts or features for kids or teens.

    In their words: “Bloom charges a subscription fee for access to an investing account (including UTMA/UGMA custodial brokerage accounts for teens 13-17), 200+ interactive financial lessons, and stock rewards for learning.”

    As of . Source: bloomapp.com

    Ally

    Yes. It has accounts or features for kids or teens.

    In their words: “Once a minor reaches the age of majority in their state, control of the funds must be transferred to the minor.”

    As of . Source: ally.com

    Not verified yet for Betterment, Ally Invest, Charles Schwab, E*TRADE, Fidelity, M1, Public, Robinhood, SoFi Invest, Stash, Vanguard, Wealthfront, Webull, SoFi and Chime.

  • How many people can share one account?

    Chime

    Up to 2 people, including you.

    In their words: “A joint account is a checking account owned and shared by two people to manage money together.”

    As of . Source: help.chime.com

    Not verified yet for Betterment, Acorns, Ally Invest, Bloom, Charles Schwab, E*TRADE, Fidelity, M1, Public, Robinhood, SoFi Invest, Stash, Vanguard, Wealthfront, Webull, Ally and SoFi.

Freelancer

Paid on an uneven schedule or running a side hustle? Here's what each app offers. See apps with a SEP IRA or Solo 401(k).

  • Can I mix business and personal expenses in this app?

    Chime

    No.

    In their words: “We don't currently support business accounts.”

    As of . Source: help.chime.com

    Not verified yet for Betterment, Acorns, Ally Invest, Bloom, Charles Schwab, E*TRADE, Fidelity, M1, Public, Robinhood, SoFi Invest, Stash, Vanguard, Wealthfront, Webull, Ally and SoFi.

Business

Running a small business? Here's what each app says about business money.

  • Can I mix business and personal expenses in this app?

    Chime

    No.

    In their words: “We don't currently support business accounts.”

    As of . Source: help.chime.com

    Not verified yet for Betterment, Acorns, Ally Invest, Bloom, Charles Schwab, E*TRADE, Fidelity, M1, Public, Robinhood, SoFi Invest, Stash, Vanguard, Wealthfront, Webull, Ally and SoFi.

  • Can I share my finances with my accountant?

    Ally

    Yes. You can export your data and send the file.

    In their words: “You can download and save your account activity in a Comma Separated Value (CSV) file or a Quicken (QFX) file.”

    As of . Source: ally.com

    SoFi

    Yes. You can export your data and send the file.

    In their words: “You can export your SoFi Checking and Savings transactions to a CSV file at any time by following these steps:”

    As of . Source: support.sofi.com

    Not verified yet for Betterment, Acorns, Ally Invest, Bloom, Charles Schwab, E*TRADE, Fidelity, M1, Public, Robinhood, SoFi Invest, Stash, Vanguard, Wealthfront, Webull and Chime.

“Not verified yet” means we haven't found a current official source that answers it, not that the app can't. We only say no when the app's own page does.

FAQ

What are the closest alternatives to Betterment?

The closest alternatives to Betterment are Acorns, Ally Invest and Bloom, because Acorns, Ally Invest and Bloom are also investing apps. This list is ordered by how close each app's category is to Betterment's, not by how good it is.

How much does Betterment charge?

Betterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested. We checked this on Oct 24, 2026.

What is Betterment's app store rating?

Betterment has 4.8 out of 5 on the App Store from 66,106 ratings. That's a snapshot from the store listing on Oct 24, 2026, not our score.

Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.

Another option: Fifecta

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Keep comparing

Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.

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Sources and confidence

Last checked
Not verified yet
28 of 171 facts
Betterment8 of 10 verified, 2 not verified yet, last checked Oct 24, 2026
Acorns6 of 10 verified, 4 not verified yet, last checked Oct 24, 2026
Ally Invest8 of 10 verified, 2 not verified yet, last checked Oct 24, 2026
Bloom6 of 10 verified, 4 not verified yet, last checked Oct 24, 2026
Charles Schwab10 of 10 verified, last checked Oct 24, 2026
E*TRADE7 of 10 verified, 3 not verified yet, last checked Oct 24, 2026
Fidelity Investments10 of 10 verified, last checked Oct 24, 2026
M19 of 10 verified, 1 not verified yet, last checked Oct 24, 2026
  • Management or subscription feem1.com, as of Oct 24, 2026
  • Account minimumNot verified yet
  • Stock and ETF commissionsm1.com, as of Oct 24, 2026
  • Account typesm1.com, as of Oct 24, 2026
  • Fractional sharesm1.com, as of Oct 24, 2026
  • Automatic investingm1.com/invest/automated-investing, as of Oct 24, 2026
  • Managed portfolios (robo)m1.com, as of Oct 24, 2026
  • Protectionm1.com, as of Oct 24, 2026
  • Platformsm1.com, as of Oct 24, 2026
  • App store ratingApp Store listing, as of Oct 24, 2026
Public9 of 10 verified, 1 not verified yet, last checked Oct 24, 2026
Robinhood9 of 10 verified, 1 not verified yet, last checked Oct 24, 2026
SoFi Invest10 of 10 verified, last checked Oct 24, 2026
Stash7 of 10 verified, 3 not verified yet, last checked Oct 24, 2026
Vanguard9 of 10 verified, 1 not verified yet, last checked Oct 24, 2026
Wealthfront9 of 10 verified, 1 not verified yet, last checked Oct 24, 2026
Webull10 of 10 verified, last checked Oct 24, 2026
Ally Bank Savings6 of 7 verified, 1 not verified yet, last checked Oct 24, 2026
SoFi Checking and Savings4 of 7 verified, 3 not verified yet, last checked Oct 24, 2026
Chime6 of 7 verified, 1 not verified yet, last checked Oct 24, 2026

Each fact links to the official page it came from, with the date we checked it. Once a fact is older than its app's window (8 days for apps whose rates change often, 35 days for the rest), it reads “Not verified yet” until we check it again. How we source, date and index this data.

This is education, not financial advice.