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Apps that offer a Joint account: 7 apps, sorted by name
This list is only the apps whose own pages say so, with that page linked in the last column. It isn't a ranking, and an app that isn't here may still offer it; we just haven't found an official source yet.
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| App | Category | Price | Free trial | Platforms | Ratings | Last checked | Why it's listed |
|---|---|---|---|---|---|---|---|
 Ally Bank SavingsAlly alternatives | Savings account | Ally charges no monthly maintenance fees on its savings account.As of Oct 24, 2026. ally.com/bank/online-savings-account | Not verified yet | Not verified yet | App Store: 4.7 of 5 (114,147 ratings)As of Oct 24, 2026. App Store listing | “You can set up your Ally login credentials by enrolling online for a Bank, Invest or Auto joint account.”As of Oct 24, 2026. ally.com/help/account-login-support | |
| Ally InvestAlly Invest alternatives | Investing app | Ally Invest Robo Portfolios: the Cash-Enhanced Portfolio has a 0% advisory fee (it keeps 30% as a cash buffer), and the Market-Focused Portfolio has a 0.30% annual advisory fee.As of Oct 24, 2026. ally.com/invest/commissions-and-fees | Not verified yet | Not verified yet | App Store: 4.7 of 5 (114,169 ratings)As of Oct 24, 2026. App Store listing | “Joint”As of Oct 24, 2026. ally.com/invest/robo-automated-investing | |
 Charles SchwabCharles Schwab alternatives | Investing app | Schwab Intelligent Portfolios, Schwab's robo-advisor, lists no advisory fee and no commissions. You still pay the operating expenses of the ETFs in the portfolio.As of Oct 24, 2026. schwab.com/pricing | Not verified yet | iOS and AndroidAs of Oct 24, 2026. schwab.com/mobile | App Store: 4.8 of 5 (1,211,162 ratings)As of Oct 24, 2026. App Store listing | “Brokerage (Individual and Joint)”As of Oct 24, 2026. schwab.com/pricing | |
 ChimeChime alternatives | Banking app | Chime says its savings account has no fees, and you need an active Chime Checking Account to open one.As of Oct 24, 2026. help.chime.com/what-is-the-chime-savings-account-f189355c | Not verified yet | Not verified yet | App Store: 4.8 of 5 (1,629,130 ratings)As of Oct 24, 2026. App Store listing | “To open and keep a joint account, each co-owner must have their own active Chime Checking Account.”As of Oct 24, 2026. help.chime.com/explore-products-ad7f967f/joint-accounts-c2e367e7/what-are-chime-joint-accounts-1e450645 | |
 M1M1 alternatives | Investing app | M1 doesn't charge commission, trading or management fees for self-directed brokerage accounts. It charges a platform fee of $3/month, waived for clients with more than $10,000 on the platform.As of Oct 24, 2026. m1.com | Not verified yet | iOS and AndroidAs of Oct 24, 2026. m1.com | App Store: 4.7 of 5 (75,216 ratings)As of Oct 24, 2026. App Store listing | “Joint”As of Oct 24, 2026. m1.com | |
 SoFi Checking and SavingsSoFi alternatives | Savings account | Not verified yet | Not verified yet | Not verified yet | App Store: 4.7 of 5 (385,426 ratings)As of Oct 24, 2026. App Store listing | “Yes, we offer joint accounts with SoFi Checking and Savings!”As of Oct 24, 2026. support.sofi.com/hc/en-us/articles/360061161872-Do-you-offer-joint-accounts-with-SoFi-Checking-and-Savings | |
| WealthfrontWealthfront alternatives | Investing app | Wealthfront's advisory fee for The Wealthfront Portfolio is 0.25% annually.As of Oct 24, 2026. wealthfront.com/pricing | Not verified yet | Not verified yet | App Store: 4.8 of 5 (17,502 ratings)As of Oct 24, 2026. App Store listing | “Taxable Accounts (Personal, Joint, Trust)”As of Oct 24, 2026. wealthfront.com |
“Not verified yet” means we don't have a current official source for that line. How we source and date this data.
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