Is there support from the app's makers if I need help?

Chime: Yes. Chat and phone. MoneyLion: Yes. In-app chat, phone (24/7) and email. Ally: Yes. Phone, chat and email. SoFi: Yes. Chat and phone. Acorns: Yes. Chat (Acorns app or Help Center), email and phone. Ally Invest: Yes. Chat (after you log in), secure message and phone. Betterment: Yes. Phone. Bloom: Yes. Email. Charles Schwab: Yes. Phone, chat and branches. E*TRADE: Yes. Phone. Fidelity: Yes. Phone (24/7), chat (Fidelity Assistant 24/7, live chat with an associate) and Investor Centers. M1: Yes. Chat, email and phone. Public: Yes. Email and in-app chat. Robinhood: Yes. Chat (24/7) and phone (call back). SoFi Invest: Yes. Chat and phone. Stash: Yes. Phone and email. Vanguard: Yes. Phone. Wealthfront: Yes. Phone and email. Webull: Yes. Email and phone.

Does it have accounts or features for kids or teens?

Chime: No. MoneyLion: No. Ally: Yes. It has accounts or features for kids or teens. SoFi: No. Acorns: Yes. It has accounts or features for kids or teens. Ally Invest: Yes. It has accounts or features for kids or teens. Betterment: No. Bloom: Yes. It has accounts or features for kids or teens. Charles Schwab: Yes. It has accounts or features for kids or teens. E*TRADE: Yes. It has accounts or features for kids or teens. Fidelity: Yes. It has accounts or features for kids or teens. M1: Yes. It has accounts or features for kids or teens. Public: No. Robinhood: Yes. It has accounts or features for kids or teens. SoFi Invest: No. Stash: Yes. It has accounts or features for kids or teens. Vanguard: Yes. It has accounts or features for kids or teens. Wealthfront: Yes. It has accounts or features for kids or teens. Webull: Yes. It has accounts or features for kids or teens.

Alternatives

Chime alternatives in 2026

Updated Nov 12, 2026

Data as of Oct 29, 2026

I earn commissions from some links.

ChimeBanking app

Chime is a banking app. Chime lists 1.00% APY for standard members, 3.00% APY for Chime Plus and 4.00% APY for Chime Prime, in rates effective Oct 6, 2026. We checked that on Nov 12, 2026. Below are 18 other apps, starting with the other banking app, MoneyLion, and then savings accounts and investing apps. They're ranked by how close each app's category is to Chime's, not by how good it is, and every fact shows the date we checked it.

Before you compare: This compares features and fees from each company's own pages. It isn't investment advice, and investing involves risk, including loss of money.

Short answer

The closest alternatives to Chime are MoneyLion, Ally and SoFi, because MoneyLion is also a banking app and Ally and SoFi are savings accounts. Chime lists 1.00% APY for standard members, 3.00% APY for Chime Plus and 4.00% APY for Chime Prime, in rates effective Oct 6, 2026. We checked Chime on Nov 12, 2026, and every card below shows its own dates.

What Chime says on its own pages

Before you compare, here is what Chime itself says about these points. Quotes are its own words, and each line links to the page we read.

Sharing with a partner: “To open and keep a joint account, each co-owner must have their own active Chime Checking Account.” (source, opens in a new tab, checked Oct 29, 2026)
People per plan: “A joint account is a checking account owned and shared by two people to manage money together.” (source, opens in a new tab, checked Oct 29, 2026)
Business use: “We don't currently support business accounts.” (source, opens in a new tab, checked Oct 29, 2026)
Age and family: “You must be at least 18 years old.” (source, opens in a new tab, checked Oct 29, 2026)

What Chime and its alternatives cost

Chime
Chime says its savings account has no fees, and you need an active Chime Checking Account to open one.
As of Oct 29, 2026 · help.chime.com/what-is-the-chime-savings-account-f189355c
MoneyLion
$0a month
The optional MoneyLion One membership costs $9.99 a month, or $0 a month when you direct deposit $500 or more each month.
As of Oct 29, 2026 · moneylion.com/one
Ally Bank Savings
Ally charges no monthly maintenance fees on its savings account.
As of Oct 29, 2026 · ally.com/bank/online-savings-account
SoFi Checking and Savings
SoFi says its Checking and Savings has no monthly, minimum or maintenance fees.
As of Oct 29, 2026 · sofi.com/banking/high-yield-savings-account
Acorns
$4a month
Acorns has three monthly plans: Bronze at $4 a month, Silver at $8 a month, and Gold at $12 a month.
As of Oct 29, 2026 · acorns.com/pricing
Ally Invest
Ally Invest Robo Portfolios: the Cash-Enhanced Portfolio has a 0% advisory fee (it keeps 30% as a cash buffer), and the Market-Focused Portfolio has a 0.30% annual advisory fee.
As of Nov 3, 2026 · ally.com/invest/commissions-and-fees
Betterment
Betterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested.
As of Nov 3, 2026 · betterment.com/pricing
Bloom
$15a month
Bloom offers a $15 monthly plan and a $99.99 annual plan, and its custodial plan costs $150 a year.
Cost over 1 and 3 years: $99.99 and $299.97, at the yearly list price before tax.
As of Nov 3, 2026 · bloomapp.com/faq
Charles Schwab
Schwab Intelligent Portfolios, Schwab's robo-advisor, lists no advisory fee and no commissions. You still pay the operating expenses of the ETFs in the portfolio.
As of Nov 3, 2026 · schwab.com/pricing
E*TRADE
E*TRADE's Core Portfolios list a flat annual advisory fee of 0.30% for an account market value of $500+.
As of Nov 3, 2026 · us.etrade.com/what-we-offer/pricing-and-rates
Fidelity Investments
Fidelity Go, Fidelity's robo advisor, lists a gross advisory fee of $0 for balances under $25,000 and 0.35% a year for $25,000 and above.
As of Nov 3, 2026 · fidelity.com/why-fidelity/pricing-fees
M1
M1 doesn't charge commission, trading or management fees for self-directed brokerage accounts. It charges a platform fee of $3/month, waived for clients with more than $10,000 on the platform.
As of Nov 3, 2026 · m1.com
Public
Public's Generated Assets portfolios list a management fee of 0.49% a year (its Dividends portfolio page, for example).
As of Nov 3, 2026 · public.com/generated-assets/dividends-2f14c2d8
Robinhood
Robinhood Strategies has a 0.25% annual management fee. Eligible Robinhood Gold members ($5 monthly subscription) pay it on only the first $100,000 of assets in their account.
As of Nov 3, 2026 · robinhood.com/us/en/strategies
SoFi Invest
SoFi's fee schedule (last updated 10/1/2026) lists a 0.25% annual advisory fee for Robo-Advisor accounts.
As of Nov 3, 2026 · sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
Stash
$12a month
The Stash Plan costs $12 a month, or $108 billed annually.
As of Nov 3, 2026 · stash.com/pricing
Vanguard
Vanguard Digital Advisor charges an annual gross advisory fee of 0.20% for index portfolio options or 0.25% for an active portfolio option. That fee is reduced by a credit for revenue Vanguard keeps from the investments in your account.
As of Nov 3, 2026 · investor.vanguard.com/advice/robo-advisor
Wealthfront
Wealthfront's advisory fee for The Wealthfront Portfolio is 0.25% annually.
As of Nov 3, 2026 · wealthfront.com/pricing
Webull
Webull Advisors lists an annualized advisory fee of 0.20% on diversified strategies, with fees from 0.15% to 0.30% depending on the portfolio.
As of Nov 3, 2026 · webull.com/trading-investing/webull-advisors

Bars show only when every app here lists a yearly price, so these prices sit side by side without them. Prices are list prices from each app's own page, before tax and any offer. Investing fees appear as each company states them. A yearly advisory fee is a percent of your balance, not a monthly price, so it never gets a bar or a price tag.

Alternatives to Chime, closest category first

Each card puts the app's facts next to Chime's, with the date we checked each one. The order follows how close the category is, not how good the app is.

How Chime compares at a glance

Chime holds a 4.8 App Store rating. Of the apps below, Ally (4.7), SoFi (4.7), Acorns (4.7), Ally Invest (4.6), E*TRADE (4.7), M1 (4.7), Public (4.7), Robinhood (4.3), SoFi Invest (4.7), Stash (4.7), Vanguard (4.6) and Webull (4.7) rate lower.
For help, Chime lists these channels: chat and phone. Of the apps below, MoneyLion, Ally, Acorns, Bloom, M1, Public, Stash, Wealthfront and Webull list email support.
Chime offers joint and individual views, which Acorns and Stash say on their own pages they don't.
Charles Schwab, Public and Vanguard offer business money tracking, which Chime's own pages say it doesn't.
Ally, Acorns, Ally Invest, Bloom, Charles Schwab, E*TRADE, Fidelity, M1, Robinhood, Stash, Vanguard, Wealthfront and Webull offer options for kids, which Chime's own pages say it doesn't.

Other banking apps

MoneyLion
Banking app
Same category
App Store marketing image, Oct 24, 2026
MoneyLion is a financial technology company, not a bank, with a MoneyLion Spend account, MoneyLion Save, Instacash cash advances, investing and a marketplace of loan and card offers.
Price and fees
MoneyLionThe optional MoneyLion One membership costs $9.99 a month, or $0 a month when you direct deposit $500 or more each month.As of Oct 29, 2026. Source: moneylion.com/one
ChimeChime says its savings account has no fees, and you need an active Chime Checking Account to open one.As of Oct 29, 2026. Source: help.chime.com/what-is-the-chime-savings-account-f189355c
APY or rate
MoneyLionMoneyLion lists 3.88% APY on MoneyLion Save for MoneyLion One members, accurate as of 10/01/2026. The rate is variable.No minimum deposit is required to open the account, and no minimum balance is required to earn APY. The 3.88% rate is tied to MoneyLion One membership.As of Oct 29, 2026. Source: moneylion.com/one
ChimeChime lists 1.00% APY for standard members, 3.00% APY for Chime Plus and 4.00% APY for Chime Prime, in rates effective Oct 6, 2026. The rate is variable.Chime says there is no minimum balance, but you need $0.01 in savings to earn interest. The higher rates depend on Chime Plus or Chime Prime status, which ties to qualifying direct deposits.As of Nov 12, 2026. Source: help.chime.com/what-is-annual-percentage-yield-apy-dfafd381
Platforms
MoneyLionMoneyLion lists Web, iOS and Android.As of Oct 29, 2026. Source: moneylion.com
ChimeChime lists Web, iOS and Android.As of Nov 12, 2026. Source: help.chime.com/do-i-get-account-statements-from-chime-ec347b04
App store rating
MoneyLionMoneyLion has 4.8 out of 5 on the App Store from 330,603 ratings.As of Oct 29, 2026. Source: App Store listing
ChimeChime has 4.8 out of 5 on the App Store from 1,655,300 ratings.As of Nov 12, 2026. Source: App Store listing
How MoneyLion differs from Chime
MoneyLion lists email support, and Chime's support list doesn't. MoneyLion is a banking app, the same kind of app as Chime. MoneyLion runs on the same platforms Chime covers: the web, iPhone and Android. On goals, MoneyLion matches Chime. Like Chime, MoneyLion says on its own pages that it doesn't offer business money tracking and options for kids. Like Chime, MoneyLion lists phone and chat support. MoneyLion is rated 4.8 from 330,603 ratings on the App Store, the same 4.8 rating Chime has.
Who it fits
- MoneyLion lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- MoneyLion lists an APY on deposits. That fits a Saver, whose first fix is putting saved money to work.
- MoneyLion lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
- See Chime and MoneyLion side by side

Savings accounts

Ally Bank Savings
Savings account
Nearby category
App Store marketing image, Oct 24, 2026
Ally Bank's online savings account pays a variable rate and includes savings buckets, round ups and recurring transfers.
Price and fees
AllyAlly charges no monthly maintenance fees on its savings account.As of Oct 29, 2026. Source: ally.com/bank/online-savings-account
ChimeChime says its savings account has no fees, and you need an active Chime Checking Account to open one.As of Oct 29, 2026. Source: help.chime.com/what-is-the-chime-savings-account-f189355c
APY or rate
AllyAlly lists 3.2% APY, correct as of 10/28/26. The rate is variable.Ally says the same APY applies across all balance tiers, with no minimum balance requirement.As of Oct 29, 2026. Source: ally.com/bank/online-savings-account
ChimeChime lists 1.00% APY for standard members, 3.00% APY for Chime Plus and 4.00% APY for Chime Prime, in rates effective Oct 6, 2026. The rate is variable.Chime says there is no minimum balance, but you need $0.01 in savings to earn interest. The higher rates depend on Chime Plus or Chime Prime status, which ties to qualifying direct deposits.As of Nov 12, 2026. Source: help.chime.com/what-is-annual-percentage-yield-apy-dfafd381
Platforms
AllyAlly Bank Savings lists Web, iOS and Android.As of Oct 29, 2026. Source: ally.com/bank/online-banking
ChimeChime lists Web, iOS and Android.As of Nov 12, 2026. Source: help.chime.com/do-i-get-account-statements-from-chime-ec347b04
App store rating
AllyAlly Bank Savings has 4.7 out of 5 on the App Store from 114,326 ratings.As of Oct 29, 2026. Source: App Store listing
ChimeChime has 4.8 out of 5 on the App Store from 1,655,300 ratings.As of Nov 12, 2026. Source: App Store listing
How Ally differs from Chime
Chime and Ally sit in different categories: Ally is a savings account. Ally offers options for kids, which Chime's own pages rule out. Ally lists email support, and Chime's support list doesn't. Ally rates 4.7 from 114,326 ratings on the App Store, where Chime sits at 4.8 from 1,655,300 ratings. Ally runs on the same platforms Chime covers: the web, iPhone and Android. Like Chime, Ally offers goals. Neither Ally nor Chime offers business money tracking, going by each app's own pages. As with Chime, Ally gives partners separate logins. Like Chime, Ally lists phone and chat support.
Who it fits
- Ally lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- Ally lists an APY on deposits. That fits a Saver, whose first fix is putting saved money to work.
- See Chime and Ally side by side
- Read our Ally Bank Savings review
SoFi Checking and Savings
Savings account
Nearby category
App Store marketing image, Oct 24, 2026
SoFi's savings account pays a higher variable rate when you have eligible direct deposit or $5,000 in qualifying deposits.
Price and fees
SoFiSoFi says its Checking and Savings has no monthly, minimum or maintenance fees.As of Oct 29, 2026. Source: sofi.com/banking/high-yield-savings-account
ChimeChime says its savings account has no fees, and you need an active Chime Checking Account to open one.As of Oct 29, 2026. Source: help.chime.com/what-is-the-chime-savings-account-f189355c
APY or rate
SoFiSoFi lists 3.30% APY with eligible direct deposit or $5,000 in qualifying deposits, and 0.80% APY without them, in rates effective Oct 20, 2026. The rate is variable.You need eligible direct deposit, or $5,000 in qualifying deposits every 31 days, to earn the 3.30% APY.As of Oct 29, 2026. Source: sofi.com/legal/banking-rate-sheet
ChimeChime lists 1.00% APY for standard members, 3.00% APY for Chime Plus and 4.00% APY for Chime Prime, in rates effective Oct 6, 2026. The rate is variable.Chime says there is no minimum balance, but you need $0.01 in savings to earn interest. The higher rates depend on Chime Plus or Chime Prime status, which ties to qualifying direct deposits.As of Nov 12, 2026. Source: help.chime.com/what-is-annual-percentage-yield-apy-dfafd381
Platforms
SoFiSoFi Checking and Savings lists iOS and Android.As of Oct 29, 2026. Source: sofi.com/app-download
ChimeChime lists Web, iOS and Android.As of Nov 12, 2026. Source: help.chime.com/do-i-get-account-statements-from-chime-ec347b04
App store rating
SoFiSoFi Checking and Savings has 4.7 out of 5 on the App Store from 385,422 ratings.As of Oct 29, 2026. Source: App Store listing
ChimeChime has 4.8 out of 5 on the App Store from 1,655,300 ratings.As of Nov 12, 2026. Source: App Store listing
How SoFi differs from Chime
Unlike Chime, which is a banking app, SoFi is a savings account. SoFi rates 4.7 from 385,422 ratings on the App Store, where Chime sits at 4.8 from 1,655,300 ratings. SoFi runs on iPhone and Android, as Chime does. Like Chime, SoFi offers goals, AI features and joint and individual views. Chime rules out options for kids on its own pages, and so does SoFi. Like Chime, SoFi allows up to 2 people on one plan. SoFi lists phone and chat support, which Chime provides too.
Who it fits
- SoFi lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
- SoFi lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- SoFi lists an APY on deposits. That fits a Saver, whose first fix is putting saved money to work.
- SoFi lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
- Read our SoFi Checking and Savings review

Investing apps

Acorns
Investing app
Nearby category
Google Play marketing image, Oct 25, 2026
Acorns is an automated investing app that bundles investing, retirement and banking tools into monthly subscription plans.
Price and fees
AcornsAcorns has three monthly plans: Bronze at $4 a month, Silver at $8 a month, and Gold at $12 a month.As of Oct 29, 2026. Source: acorns.com/pricing
ChimeChime says its savings account has no fees, and you need an active Chime Checking Account to open one.As of Oct 29, 2026. Source: help.chime.com/what-is-the-chime-savings-account-f189355c
APY or rate
AcornsAcorns lists a 3.59% APY on Emergency Savings and a 2.33% APY on Mighty Oak Checking, stated as of Sep 22, 2026. The rate is variable.Acorns says there is no minimum opening deposit or minimum balance for these accounts.As of Oct 29, 2026. Source: acorns.com/pricing
ChimeChime lists 1.00% APY for standard members, 3.00% APY for Chime Plus and 4.00% APY for Chime Prime, in rates effective Oct 6, 2026. The rate is variable.Chime says there is no minimum balance, but you need $0.01 in savings to earn interest. The higher rates depend on Chime Plus or Chime Prime status, which ties to qualifying direct deposits.As of Nov 12, 2026. Source: help.chime.com/what-is-annual-percentage-yield-apy-dfafd381
Platforms
AcornsAcorns lists Mobile app and Web app.As of Oct 29, 2026. Source: sqy7rm.media.zestyio.com/Acorns-Securities-Acorns-Advisers-Form-CRS--August-2026-.pdf
ChimeChime lists Web, iOS and Android.As of Nov 12, 2026. Source: help.chime.com/do-i-get-account-statements-from-chime-ec347b04
App store rating
AcornsAcorns has 4.7 out of 5 on the App Store from 960,195 ratings.As of Oct 29, 2026. Source: App Store listing
ChimeChime has 4.8 out of 5 on the App Store from 1,655,300 ratings.As of Nov 12, 2026. Source: App Store listing
How Acorns differs from Chime
Acorns is an investing app, not a banking app like Chime. Its own site also lists banking accounts, the kind of tool Chime is built for. Acorns has options for kids, where Chime says no. Acorns' own pages say it doesn't offer joint and individual views, which Chime includes. Acorns lists email support, and Chime's support list doesn't. Acorns' App Store rating is 4.7 from 960,195 ratings, against 4.8 from 1,655,300 ratings for Chime. Chime rules out business money tracking on its own pages, and so does Acorns. Like Chime, Acorns lists phone and chat support.
Who it fits
- Acorns lists an APY on deposits. That fits a Saver, whose first fix is putting saved money to work.
- See Chime and Acorns side by side
- Read our Acorns review
Ally Invest
Investing app
Nearby category
App Store marketing image, Oct 25, 2026
Ally Invest is Ally's investing service in the Ally app, with self-directed trading and Robo Portfolios. Ally's savings account has its own entry.
Platforms
Ally InvestAlly Invest lists iOS and Android.As of Nov 3, 2026. Source: ally.com/bank/online-banking
ChimeChime lists Web, iOS and Android.As of Nov 12, 2026. Source: help.chime.com/do-i-get-account-statements-from-chime-ec347b04
App store rating
Ally InvestAlly Invest has 4.6 out of 5 on the App Store from 114,502 ratings.As of Nov 3, 2026. Source: App Store listing
ChimeChime has 4.8 out of 5 on the App Store from 1,655,300 ratings.As of Nov 12, 2026. Source: App Store listing
How Ally Invest differs from Chime
Chime and Ally Invest sit in different categories: Ally Invest is an investing app. Unlike Chime, Ally Invest offers options for kids. On the App Store, Ally Invest is rated 4.6 from 114,502 ratings, next to Chime's 4.8 from 1,655,300 ratings. Like Chime, Ally Invest runs on iPhone and Android. Like Chime, Ally Invest lists phone and chat support.
Betterment
Investing app
Nearby category
App Store marketing image, Oct 25, 2026
Betterment is an automated investing app with managed portfolios, IRAs and other retirement accounts, and commission-free stock and ETF trading.
Platforms
BettermentBetterment lists Web, iOS and Android.As of Nov 3, 2026. Source: betterment.com/help/tag/mobile-app
ChimeChime lists Web, iOS and Android.As of Nov 12, 2026. Source: help.chime.com/do-i-get-account-statements-from-chime-ec347b04
App store rating
BettermentBetterment has 4.8 out of 5 on the App Store from 66,359 ratings.As of Nov 3, 2026. Source: App Store listing
ChimeChime has 4.8 out of 5 on the App Store from 1,655,300 ratings.As of Nov 12, 2026. Source: App Store listing
How Betterment differs from Chime
Betterment is an investing app, not a banking app like Chime. Chime provides chat support, which Betterment doesn't list. Betterment runs on the same platforms Chime covers: the web, iPhone and Android. Like Chime, Betterment offers joint and individual views. Chime rules out options for kids on its own pages, and so does Betterment. Betterment gives partners separate logins, the same as Chime. Betterment allows up to 2 people on one plan, matching Chime's cap. Like Chime, Betterment lists phone support. Betterment is rated 4.8 from 66,359 ratings on the App Store, the same 4.8 rating Chime has.
Bloom
Investing app
Nearby category
App Store marketing image, Oct 25, 2026
Bloom is a subscription app for learning to invest, with lessons, games and an investing account for adults and teens.
Price and fees
BloomBloom offers a $15 monthly plan and a $99.99 annual plan, and its custodial plan costs $150 a year.As of Nov 3, 2026. Source: bloomapp.com/faq
ChimeChime says its savings account has no fees, and you need an active Chime Checking Account to open one.As of Oct 29, 2026. Source: help.chime.com/what-is-the-chime-savings-account-f189355c
Platforms
BloomBloom lists iOS and Android.As of Nov 3, 2026. Source: bloomapp.com
ChimeChime lists Web, iOS and Android.As of Nov 12, 2026. Source: help.chime.com/do-i-get-account-statements-from-chime-ec347b04
App store rating
BloomBloom has 4.8 out of 5 on the App Store from 46,609 ratings.As of Nov 3, 2026. Source: App Store listing
ChimeChime has 4.8 out of 5 on the App Store from 1,655,300 ratings.As of Nov 12, 2026. Source: App Store listing
How Bloom differs from Chime
Coming from Chime, note that Bloom is an investing app. Bloom offers options for kids, which Chime's own pages rule out. Bloom lists email support, which isn't on Chime's support list. Bloom doesn't list phone and chat support, which Chime provides. Bloom runs on iPhone and Android, as Chime does. Like Chime, Bloom offers AI features. Like Chime, Bloom is rated 4.8 on the App Store.
- Read our Bloom review
Charles Schwab
Investing app
Nearby category
App Store marketing image, Oct 24, 2026
Charles Schwab is a brokerage with the Schwab Mobile app, retirement and custodial accounts, and a robo-advisor called Schwab Intelligent Portfolios.
Platforms
Charles SchwabCharles Schwab lists iOS and Android.As of Nov 3, 2026. Source: schwab.com/mobile
ChimeChime lists Web, iOS and Android.As of Nov 12, 2026. Source: help.chime.com/do-i-get-account-statements-from-chime-ec347b04
App store rating
Charles SchwabCharles Schwab has 4.8 out of 5 on the App Store from 1,211,167 ratings.As of Nov 3, 2026. Source: App Store listing
ChimeChime has 4.8 out of 5 on the App Store from 1,655,300 ratings.As of Nov 12, 2026. Source: App Store listing
How Charles Schwab differs from Chime
Charles Schwab is an investing app, not a banking app like Chime. Charles Schwab offers business money tracking and options for kids, which Chime's own pages rule out. Like Chime, Charles Schwab runs on iPhone and Android. Like Chime, Charles Schwab lists phone and chat support. Charles Schwab is rated 4.8 from 1,211,167 ratings on the App Store, the same 4.8 rating Chime has.
E*TRADE
Investing app
Nearby category
App Store marketing image, Oct 24, 2026
E*TRADE, from Morgan Stanley, is a brokerage with an investing app, retirement and education accounts, and managed Core Portfolios.
Platforms
E*TRADEE*TRADE lists Power E*TRADE Pro, Power E*TRADE Web, Power E*TRADE App, E*TRADE App and E*TRADE Web.As of Nov 3, 2026. Source: us.etrade.com/platforms
ChimeChime lists Web, iOS and Android.As of Nov 12, 2026. Source: help.chime.com/do-i-get-account-statements-from-chime-ec347b04
App store rating
E*TRADEE*TRADE has 4.7 out of 5 on the App Store from 380,746 ratings.As of Nov 3, 2026. Source: App Store listing
ChimeChime has 4.8 out of 5 on the App Store from 1,655,300 ratings.As of Nov 12, 2026. Source: App Store listing
How E*TRADE differs from Chime
Chime and E*TRADE sit in different categories: E*TRADE is an investing app. E*TRADE has options for kids, where Chime says no. E*TRADE doesn't list chat support, which Chime provides. E*TRADE's App Store rating is 4.7 from 380,746 ratings, against 4.8 from 1,655,300 ratings for Chime. E*TRADE lists phone support, which Chime provides too.
Fidelity Investments
Investing app
Nearby category
App Store marketing image, Oct 24, 2026
Fidelity is a brokerage with an investing app, retirement and education accounts, and a robo advisor called Fidelity Go.
Platforms
FidelityFidelity Investments lists iOS and Android.As of Nov 3, 2026. Source: fidelity.com/mobile/overview
ChimeChime lists Web, iOS and Android.As of Nov 12, 2026. Source: help.chime.com/do-i-get-account-statements-from-chime-ec347b04
App store rating
FidelityFidelity Investments has 4.8 out of 5 on the App Store from 3,378,991 ratings.As of Nov 3, 2026. Source: App Store listing
ChimeChime has 4.8 out of 5 on the App Store from 1,655,300 ratings.As of Nov 12, 2026. Source: App Store listing
How Fidelity differs from Chime
Fidelity is an investing app, not a banking app like Chime. Fidelity has options for kids, where Chime says no. Like Chime, Fidelity runs on iPhone and Android. Like Chime, Fidelity lists phone and chat support. Fidelity is rated 4.8 from 3,378,991 ratings on the App Store, the same 4.8 rating Chime has.
M1
Investing app
Nearby category
App Store marketing image, Oct 24, 2026
M1 is an investing app where your portfolio is a Pie of stocks and ETFs you choose, with automation and retirement and custodial accounts.
Platforms
M1M1 lists Web, iOS and Android.As of Nov 3, 2026. Source: help.m1.com/en/articles/9332048-your-first-deposit-at-m1
ChimeChime lists Web, iOS and Android.As of Nov 12, 2026. Source: help.chime.com/do-i-get-account-statements-from-chime-ec347b04
App store rating
M1M1 has 4.7 out of 5 on the App Store from 75,319 ratings.As of Nov 3, 2026. Source: App Store listing
ChimeChime has 4.8 out of 5 on the App Store from 1,655,300 ratings.As of Nov 12, 2026. Source: App Store listing
How M1 differs from Chime
M1 is an investing app, a different kind of app from Chime. M1 offers options for kids, which Chime's own pages rule out. M1 lists email support, and Chime's support list doesn't. M1's App Store rating is 4.7 from 75,319 ratings, against 4.8 from 1,655,300 ratings for Chime. M1 runs on the same platforms Chime covers: the web, iPhone and Android. M1 allows up to 2 people on one plan, matching Chime's cap. Like Chime, M1 lists phone and chat support.
Public
Investing app
Nearby category
App Store marketing image, Oct 24, 2026
Public is an investing app for stocks, ETFs, options, bonds and crypto, with IRAs and managed Generated Assets portfolios.
Platforms
PublicPublic lists Mobile app and Web.As of Nov 3, 2026. Source: help.public.com/en/articles/5724380-explore-the-new-investing-experience-on-the-web
ChimeChime lists Web, iOS and Android.As of Nov 12, 2026. Source: help.chime.com/do-i-get-account-statements-from-chime-ec347b04
App store rating
PublicPublic has 4.7 out of 5 on the App Store from 85,695 ratings.As of Nov 3, 2026. Source: App Store listing
ChimeChime has 4.8 out of 5 on the App Store from 1,655,300 ratings.As of Nov 12, 2026. Source: App Store listing
How Public differs from Chime
Public is an investing app, not a banking app like Chime. Unlike Chime, Public offers business money tracking. Public lists email support, which isn't on Chime's support list. Public doesn't list phone support, which Chime provides. On the App Store, Public is rated 4.7 from 85,695 ratings, next to Chime's 4.8 from 1,655,300 ratings. Chime rules out options for kids on its own pages, and so does Public. Public lists chat support, which Chime provides too.
Robinhood
Investing app
Nearby category
App Store marketing image, Oct 25, 2026
Robinhood is a commission-free trading app with retirement and custodial accounts and a managed portfolio service called Robinhood Strategies.
Platforms
RobinhoodRobinhood lists Robinhood app and Robinhood Legend.As of Nov 3, 2026. Source: robinhood.com/us/en
ChimeChime lists Web, iOS and Android.As of Nov 12, 2026. Source: help.chime.com/do-i-get-account-statements-from-chime-ec347b04
App store rating
RobinhoodRobinhood has 4.3 out of 5 on the App Store from 4,901,225 ratings.As of Nov 3, 2026. Source: App Store listing
ChimeChime has 4.8 out of 5 on the App Store from 1,655,300 ratings.As of Nov 12, 2026. Source: App Store listing
How Robinhood differs from Chime
Unlike Chime, which is a banking app, Robinhood is an investing app. Unlike Chime, Robinhood offers options for kids. On the App Store, Robinhood is rated 4.3 from 4,901,225 ratings, next to Chime's 4.8 from 1,655,300 ratings. Robinhood offers joint and individual views, which Chime includes too. Like Chime, Robinhood gives partners separate logins. Robinhood allows up to 2 people on one plan, matching Chime's cap. Like Chime, Robinhood lists phone and chat support.
SoFi Invest
Investing app
Nearby category
App Store marketing image, Oct 25, 2026
SoFi Invest is SoFi's investing account, with self-directed trading, IRAs and robo-advisor accounts in the SoFi app. SoFi's savings account has its own entry.
Platforms
SoFi InvestSoFi Invest lists App and Web.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
ChimeChime lists Web, iOS and Android.As of Nov 12, 2026. Source: help.chime.com/do-i-get-account-statements-from-chime-ec347b04
App store rating
SoFi InvestSoFi Invest has 4.7 out of 5 on the App Store from 385,411 ratings.As of Nov 3, 2026. Source: App Store listing
ChimeChime has 4.8 out of 5 on the App Store from 1,655,300 ratings.As of Nov 12, 2026. Source: App Store listing
How SoFi Invest differs from Chime
SoFi Invest is an investing app, a different kind of app from Chime. SoFi Invest's App Store rating is 4.7 from 385,411 ratings, against 4.8 from 1,655,300 ratings for Chime. Neither SoFi Invest nor Chime offers business money tracking and options for kids, going by each app's own pages. As with Chime, SoFi Invest gives partners separate logins. Like Chime, SoFi Invest allows up to 2 people on one plan. SoFi Invest lists phone and chat support, which Chime provides too.
Stash
Investing app
Nearby category
App Store marketing image, Oct 24, 2026
Stash is a subscription investing app with brokerage, retirement and custodial accounts, fractional shares and managed Smart Portfolios.
Price and fees
StashThe Stash Plan costs $12 a month, or $108 billed annually.As of Nov 3, 2026. Source: stash.com/pricing
ChimeChime says its savings account has no fees, and you need an active Chime Checking Account to open one.As of Oct 29, 2026. Source: help.chime.com/what-is-the-chime-savings-account-f189355c
Platforms
StashStash lists App and Web.As of Nov 3, 2026. Source: stash.com/invest
ChimeChime lists Web, iOS and Android.As of Nov 12, 2026. Source: help.chime.com/do-i-get-account-statements-from-chime-ec347b04
App store rating
StashStash has 4.7 out of 5 on the App Store from 311,450 ratings.As of Nov 3, 2026. Source: App Store listing
ChimeChime has 4.8 out of 5 on the App Store from 1,655,300 ratings.As of Nov 12, 2026. Source: App Store listing
How Stash differs from Chime
Unlike Chime, which is a banking app, Stash is an investing app. Stash has options for kids, where Chime says no. Unlike Stash, Chime includes joint and individual views. Stash lists email support, which isn't on Chime's support list. Stash doesn't list chat support, which Chime provides. Stash's App Store rating is 4.7 from 311,450 ratings, against 4.8 from 1,655,300 ratings for Chime. Stash lists phone support, which Chime provides too.
Vanguard
Investing app
Nearby category
App Store marketing image, Oct 24, 2026
Vanguard is a fund company and brokerage with an investing app, retirement and custodial accounts, and a robo-advisor called Vanguard Digital Advisor.
Platforms
VanguardVanguard lists iOS and Android.As of Nov 3, 2026. Source: investor.vanguard.com/client-benefits/mobile-apps
ChimeChime lists Web, iOS and Android.As of Nov 12, 2026. Source: help.chime.com/do-i-get-account-statements-from-chime-ec347b04
App store rating
VanguardVanguard has 4.6 out of 5 on the App Store from 177,567 ratings.As of Nov 3, 2026. Source: App Store listing
ChimeChime has 4.8 out of 5 on the App Store from 1,655,300 ratings.As of Nov 12, 2026. Source: App Store listing
How Vanguard differs from Chime
Vanguard is an investing app, not a banking app like Chime. Vanguard offers business money tracking and options for kids, which Chime's own pages rule out. Chime provides chat support, which Vanguard doesn't list. On the App Store, Vanguard is rated 4.6 from 177,567 ratings, next to Chime's 4.8 from 1,655,300 ratings. Like Chime, Vanguard runs on iPhone and Android. Like Chime, Vanguard lists phone support.
Wealthfront
Investing app
Nearby category
App Store marketing image, Oct 24, 2026
Wealthfront is an automated investing app with The Wealthfront Portfolio, a brokerage account for stocks and ETFs, and retirement and 529 accounts.
Platforms
WealthfrontWealthfront lists Web, iOS and Android.As of Nov 3, 2026. Source: support.wealthfront.com/hc/en-us/articles/360043848572-Open-a-Cash-Account
ChimeChime lists Web, iOS and Android.As of Nov 12, 2026. Source: help.chime.com/do-i-get-account-statements-from-chime-ec347b04
App store rating
WealthfrontWealthfront has 4.8 out of 5 on the App Store from 17,511 ratings.As of Nov 3, 2026. Source: App Store listing
ChimeChime has 4.8 out of 5 on the App Store from 1,655,300 ratings.As of Nov 12, 2026. Source: App Store listing
How Wealthfront differs from Chime
Unlike Chime, which is a banking app, Wealthfront is an investing app. Wealthfront has options for kids, where Chime says no. Wealthfront lists email support, and Chime's support list doesn't. Chime provides chat support, which Wealthfront doesn't list. Wealthfront runs on the same platforms Chime covers: the web, iPhone and Android. On joint and individual views, Wealthfront matches Chime. Wealthfront gives partners separate logins, the same as Chime. Wealthfront allows up to 2 people on one plan, matching Chime's cap. Like Chime, Wealthfront lists phone support. Wealthfront is rated 4.8 from 17,511 ratings on the App Store, the same 4.8 rating Chime has.
Webull
Investing app
Nearby category
From Webull's website, Oct 25, 2026
Webull is a trading app for stocks, ETFs and options, with IRAs, recurring investing and a robo service called Webull Advisors.
Platforms
WebullWebull lists Mobile app, Desktop and Web.As of Nov 3, 2026. Source: webull.com/trading-investing/webull-advisors
ChimeChime lists Web, iOS and Android.As of Nov 12, 2026. Source: help.chime.com/do-i-get-account-statements-from-chime-ec347b04
App store rating
WebullWebull has 4.7 out of 5 on the App Store from 343,072 ratings.As of Nov 3, 2026. Source: App Store listing
ChimeChime has 4.8 out of 5 on the App Store from 1,655,300 ratings.As of Nov 12, 2026. Source: App Store listing
How Webull differs from Chime
Coming from Chime, note that Webull is an investing app. Webull offers options for kids, which Chime's own pages rule out. Webull lists email support, which isn't on Chime's support list. Webull doesn't list chat support, which Chime provides. Webull rates 4.7 from 343,072 ratings on the App Store, where Chime sits at 4.8 from 1,655,300 ratings. Like Chime, Webull offers joint and individual views. Neither Webull nor Chime offers business money tracking, going by each app's own pages. Like Chime, Webull allows up to 2 people on one plan. Webull lists phone support, which Chime provides too.

Who Chime and its alternatives are for

Pick the tab that sounds like you. The questions come from app help centers, FAQ pages and user forums, and every answer comes from the app's own pages, with the date we checked it.

Just me

Budgeting on your own? These are the basics people ask about first.

Is there support from the app's makers if I need help?
Chime: Yes. Chat and phone.
In their words: “Chat with us in the Chime app”
As of Oct 29, 2026. Source: help.chime.com
MoneyLion: Yes. In-app chat, phone (24/7) and email.
In their words: “Here's how to contact MoneyLion Customer Care when you're in a pinch”
As of Oct 29, 2026. Source: help.moneylion.com
Ally: Yes. Phone, chat and email.
In their words: “Call, chat or email us any time.”
As of Oct 29, 2026. Source: ally.com
SoFi: Yes. Chat and phone.
In their words: “You have options, including chatting with us.”
As of Oct 29, 2026. Source: sofi.com
Acorns: Yes. Chat (Acorns app or Help Center), email and phone.
In their words: “Chat: Chat with us anytime through the Acorns app or from the Acorns Help Center (click "Need Help?" in the bottom right corner).”
As of Oct 29, 2026. Source: support.acorns.com
Ally Invest: Yes. Chat (after you log in), secure message and phone.
In their words: “Log in for chat support or send a secure message.”
As of Nov 3, 2026. Source: ally.com
Betterment: Yes. Phone.
In their words: “Call us directly at (718) 400-6898 .”
As of Nov 3, 2026. Source: betterment.com
Bloom: Yes. Email.
In their words: “Please contact support@joinbloom.co for direct refunds if you do not recognize the service, were unable to sign up or have a special inquiry.”
As of Nov 3, 2026. Source: bloomapp.com
Charles Schwab: Yes. Phone, chat and branches.
In their words: “Reach out to Charles Schwab customer service by phone, chat, or visit your local branch.”
As of Nov 3, 2026. Source: schwab.com
E*TRADE: Yes. Phone.
In their words: “Speak with a Customer Service Representative about your brokerage or bank account.”
As of Nov 3, 2026. Source: us.etrade.com
Fidelity: Yes. Phone (24/7), chat (Fidelity Assistant 24/7, live chat with an associate) and Investor Centers.
In their words: “For any customer service questions, call us 24/7 at: 800-343-3548”
As of Nov 3, 2026. Source: fidelity.com
M1: Yes. Chat, email and phone.
In their words: “Alternatively, you can send us an email or for urgent requests give us a call at 312-600-2883.”
As of Nov 3, 2026. Source: help.m1.com
Public: Yes. Email and in-app chat.
In their words: “You can always reach us over email at support@public.com .”
As of Nov 3, 2026. Source: public.com
Robinhood: Yes. Chat (24/7) and phone (call back).
In their words: “When you contact us, you can request a call back to discuss your issue, and we'll call you as soon as an agent is available, typically in less than 30 minutes.”
As of Nov 3, 2026. Source: robinhood.com
SoFi Invest: Yes. Chat and phone.
In their words: “You have options, including chatting with us.”
As of Nov 3, 2026. Source: sofi.com
Stash: Yes. Phone and email.
In their words: “If you cannot log in, call Stash Support at 1-800-205-5164, Monday through Friday, 8 a.m. to 8 p.m. ET, or email”
As of Nov 3, 2026. Source: stash.com
Vanguard: Yes. Phone.
In their words: “Our Client Services team is available Monday through Friday, 8 a.m. to 8 p.m., Eastern time”
As of Nov 3, 2026. Source: corporate.vanguard.com
Wealthfront: Yes. Phone and email.
In their words: “Wealthfront’s team of client service specialists are available via phone or email in the event you can’t find your answer in our Help Center”
As of Nov 3, 2026. Source: support.wealthfront.com
Webull: Yes. Email and phone.
In their words: “support@webull.com +1 (888) 828-0618”
As of Nov 3, 2026. Source: webull.com

Family

Bringing in more of the household? Here's what each app says about families and kids. See apps with custodial accounts for kids.

Does it have accounts or features for kids or teens?
Chime: No.
In their words: “You must be at least 18 years old.”
As of Oct 29, 2026. Source: help.chime.com
MoneyLion: No.
In their words: “Be at least 18 years old (or the age of majority in your state or jurisdiction of residence).”
As of Oct 29, 2026. Source: moneylion.com
Ally: Yes. It has accounts or features for kids or teens.
In their words: “Once a minor reaches the age of majority in their state, control of the funds must be transferred to the minor.”
As of Oct 29, 2026. Source: ally.com
SoFi: No.
In their words: “You must be 18 years or older to open any SoFi Bank account with us whether joint or individual.”
As of Oct 29, 2026. Source: support.sofi.com
Acorns: Yes. It has accounts or features for kids or teens.
In their words: “Smart money app & up to 4 debit cards”
As of Oct 29, 2026. Source: acorns.com
Ally Invest: Yes. It has accounts or features for kids or teens.
In their words: “As the owner of a self-directed account, the choice is yours. We offer the following account types:”
As of Nov 3, 2026. Source: ally.com
Betterment: No.
In their words: “Betterment only supports accounts for individuals the ages of 18 or older.”
As of Nov 3, 2026. Source: betterment.com
Bloom: Yes. It has accounts or features for kids or teens.
In their words: “Bloom charges a subscription fee for access to an investing account (including UTMA/UGMA custodial brokerage accounts for teens 13-17), 200+ interactive financial lessons, and stock rewards for learning.”
As of Nov 3, 2026. Source: bloomapp.com
Charles Schwab: Yes. It has accounts or features for kids or teens.
In their words: “A Schwab One Custodial Account lets you invest in your child's future while teaching them how to build it.”
As of Nov 3, 2026. Source: schwab.com
E*TRADE: Yes. It has accounts or features for kids or teens.
In their words: “Save and invest on a child’s behalf with a custodial account, while maintaining full control until they reach adulthood.”
As of Nov 3, 2026. Source: us.etrade.com
Fidelity: Yes. It has accounts or features for kids or teens.
In their words: “The only brokerage account teens ages 13–17 can own independently”
As of Nov 3, 2026. Source: fidelity.com
M1: Yes. It has accounts or features for kids or teens.
In their words: “Opening an M1 Custodial Account (UTMA/UGMA) allows you to invest and manage assets on behalf of a minor”
As of Nov 3, 2026. Source: help.m1.com
Public: No.
In their words: “Public does not offer custodial accounts at this time.”
As of Nov 3, 2026. Source: help.public.com
Robinhood: Yes. It has accounts or features for kids or teens.
In their words: “Custodial accounts let you invest on behalf of a minor, directly from your Robinhood app.”
As of Nov 3, 2026. Source: robinhood.com
SoFi Invest: No.
In their words: “At this time we do not offer UTMA (Uniform Transfers to Minors Act) or UGMA (Uniform Gifts to Minors Act) accounts.”
As of Nov 3, 2026. Source: support.sofi.com
Stash: Yes. It has accounts or features for kids or teens.
In their words: “With a custodial account (aka Kids Portfolio at Stash), you can buy stocks and ETFs on behalf of the children in your life”
As of Nov 3, 2026. Source: stash.com
Vanguard: Yes. It has accounts or features for kids or teens.
In their words: “Any adult resident of the U.S. can open or contribute to an UGMA or UTMA.”
As of Nov 3, 2026. Source: investor.vanguard.com
Wealthfront: Yes. It has accounts or features for kids or teens.
In their words: “we offer an ability to open a taxable Wealthfront Portfolio for a minor!”
As of Nov 3, 2026. Source: support.wealthfront.com
Webull: Yes. It has accounts or features for kids or teens.
In their words: “All custodial accounts will be opened as UTMA accounts.”
As of Nov 3, 2026. Source: webull.com

A question shows only when every app here has a current official source that answers it. We only say no when the app's own page does.

What real users say

These are other people's opinions, not Priceless Tay's. We quote public reviews and posts word for word, link each one and show its date, but we haven't checked the claims in them. A post counts toward a theme when it uses one of that theme's keywords, so a mention can be praise or a complaint.

What Chime users say

Based on 500 App Store reviews, 7 Reddit posts, 1 YouTube video and 2 Hacker News posts dated May 2026 to Oct 2026, read Oct 2026. We collected the Reddit and YouTube data with Apify, a scraping service, on Oct 24, 2026.

Of the 510 reviews, posts and videos we read, 83 mention deposits, transfers or getting paid.
Of the 510 reviews, posts and videos we read, 45 mention how easy or hard the app is to use.
Of the 510 reviews, posts and videos we read, 40 mention customer service or support.

Positive

“It’s the best banking app out there in my opinion. You can get paid two days earlier than your paycheck...”

App Store reviewer on the App Store, Oct 19, 2026. See the App Store reviews. Apple doesn't give single reviews their own link, so this opens the app's reviews.

Critical

“Worst customer service and dispute resolution it takes over 3 months so they can tell you your dispute was denied...”

App Store reviewer on the App Store, Oct 6, 2026. See the App Store reviews. Apple doesn't give single reviews their own link, so this opens the app's reviews.

Mixed

“I've had chime for 3 years and for the most part it's been a great experience.”

u/dnyte270 in r/chimefinancial on Reddit, Oct 22, 2026. Read it on Reddit.

Where these come from

Chime reviews on the App Store, read Oct 24, 2026. The public feed returns the 500 most recent US reviews. We kept every one dated inside the window.
Hacker News search for Chime, read Oct 24, 2026. Public search of comments and posts. 13 named the app; we kept 2 where the writer shares their own use of it.
Reddit search for Chime, collected Oct 24, 2026. Collected with Apify (harshmaur/reddit-scraper) on Oct 24 2026: a keyword search for "Chime bank", posts and comments from after Oct 24 2025. It returned 61, most of them about something else. We kept 7 where the writer shares their own use of the app or a clear opinion of it. We left out moderators, bots, company accounts, referral posts and people promoting their own apps.
YouTube search for Chime, collected Oct 24, 2026. Collected with Apify (streamers/youtube-scraper) on Oct 24 2026: a search for "Chime bank review" from the past year, up to 8 videos. It returned 8. We kept 1 and left out the app's own channel, sponsored videos, videos with affiliate or referral links and videos about a different product. We count themes from each video's title, description and captions, but we don't quote videos, because the captions we have carry no timestamps.
u/Beautiful_Boat3144 in r/CashApp on Reddit, Oct 24, 2026.
u/Dankdefender420 in r/chimefinancial on Reddit, Oct 24, 2026.
u/Sure-Resist-1415 in r/chimefinancial on Reddit, Oct 23, 2026.
u/LittleLotteRae in r/chimefinancial on Reddit, Oct 23, 2026.
u/Extreme_Set485 in r/chimefinancial on Reddit, Oct 23, 2026.
u/Revolutionary_Ad1168 in r/Mercari on Reddit, Oct 23, 2026.
u/dnyte270 in r/chimefinancial on Reddit, Oct 22, 2026.
devchix on Hacker News, Oct 22, 2026.
jimz on Hacker News, Jun 25, 2026.
"Why I Will NEVER Use Chime Bank Again (Shocking Truth)" by Credit Card Blueprint on YouTube, May 17, 2026.

FAQ

What are the closest alternatives to Chime?

The closest alternatives to Chime are MoneyLion, Ally and SoFi, because MoneyLion is also a banking app and Ally and SoFi are savings accounts. This list is ordered by how close each app's category is to Chime's, not by how good it is.

How much does Chime cost?

Chime says its savings account has no fees, and you need an active Chime Checking Account to open one. We checked this on Oct 29, 2026.

What APY does Chime list?

Chime lists 1.00% APY for standard members, 3.00% APY for Chime Plus and 4.00% APY for Chime Prime, in rates effective Oct 6, 2026. Chime says the rate is variable. Chime says there is no minimum balance, but you need $0.01 in savings to earn interest. The higher rates depend on Chime Plus or Chime Prime status, which ties to qualifying direct deposits. We checked this on Nov 12, 2026.

What is Chime's app store rating?

Chime has 4.8 out of 5 on the App Store from 1,655,300 ratings. That's a snapshot from the store listing on Nov 12, 2026, not our score.

Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.

Another option: Fifecta

If none of these feels right, here is one more option to look at. Fifecta gives every paycheck a plan with FUNDS, and it starts from your Money Type, so the plan matches how you already handle money.

Try Fifecta free

Keep comparing

Read our Chime review.
Browse our guide to the best high-yield savings accounts.
Want the bigger picture? Compare more money apps.

Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.

Want a plan built on your Money Type?

Fifecta gives every paycheck a plan with FUNDS, so you know where each dollar goes.

Try Fifecta free

Sources and confidence

Last checked: Nov 12, 2026
Sourced facts: 177 facts, each linked and dated

Chime7 sourced facts, last checked Nov 12, 2026

Price and feeshelp.chime.com/what-is-the-chime-savings-account-f189355c, as of Oct 29, 2026
APY or ratehelp.chime.com/what-is-annual-percentage-yield-apy-dfafd381, as of Nov 12, 2026
Minimumshelp.chime.com/what-is-the-chime-savings-account-f189355c, as of Nov 12, 2026
Protectionhelp.chime.com/what-is-the-chime-savings-account-f189355c, as of Nov 12, 2026
Platformshelp.chime.com/do-i-get-account-statements-from-chime-ec347b04, as of Nov 12, 2026
Featureshelp.chime.com/what-are-chime-savings-goals-4aef8222, as of Oct 29, 2026
App store ratingApp Store listing, as of Nov 12, 2026

MoneyLion7 sourced facts, last checked Oct 29, 2026

Price and feesmoneylion.com/one, as of Oct 29, 2026
APY or ratemoneylion.com/one, as of Oct 29, 2026
Minimumsmoneylion.com/one, as of Oct 29, 2026
Protectionmoneylion.com, as of Oct 29, 2026
Platformsmoneylion.com, as of Oct 29, 2026
Featureshelp.moneylion.com/en_us/smart-budget-SJQEvwhHgx, as of Oct 29, 2026
App store ratingApp Store listing, as of Oct 29, 2026

Ally Bank Savings7 sourced facts, last checked Oct 29, 2026

Price and feesally.com/bank/online-savings-account, as of Oct 29, 2026
APY or rateally.com/bank/online-savings-account, as of Oct 29, 2026
Minimumsally.com/bank/online-savings-account, as of Oct 29, 2026
Protectionally.com/bank/online-savings-account, as of Oct 29, 2026
Platformsally.com/bank/online-banking, as of Oct 29, 2026
Featuresally.com/bank/online-savings-account, as of Oct 29, 2026
App store ratingApp Store listing, as of Oct 29, 2026

SoFi Checking and Savings7 sourced facts, last checked Oct 29, 2026

Price and feessofi.com/banking/high-yield-savings-account, as of Oct 29, 2026
APY or ratesofi.com/legal/banking-rate-sheet, as of Oct 29, 2026
Minimumssofi.com/banking/high-yield-savings-account, as of Oct 29, 2026
Protectionsofi.com/banking/high-yield-savings-account, as of Oct 29, 2026
Platformssofi.com/app-download, as of Oct 29, 2026
Featuressofi.com/banking/high-yield-savings-account, as of Oct 29, 2026
App store ratingApp Store listing, as of Oct 29, 2026

Acorns10 sourced facts, last checked Oct 29, 2026

Management or subscription feeacorns.com/pricing, as of Oct 29, 2026
Account minimumsqy7rm.media.zestyio.com/Acorns-Wrap-Fee-Program-Brochure--August-2026-.pdf, as of Oct 29, 2026
Stock and ETF commissionsacorns.com, as of Oct 29, 2026
Account typesacorns.com/pricing, as of Oct 29, 2026
Fractional sharessqy7rm.media.zestyio.com/Acorns-Securities-Acorns-Advisers-Form-CRS--August-2026-.pdf, as of Oct 29, 2026
Automatic investingacorns.com/pricing, as of Oct 29, 2026
Managed portfolios (robo)acorns.com/pricing, as of Oct 29, 2026
Protectionacorns.com/pricing, as of Oct 29, 2026
Platformssqy7rm.media.zestyio.com/Acorns-Securities-Acorns-Advisers-Form-CRS--August-2026-.pdf, as of Oct 29, 2026
App store ratingApp Store listing, as of Oct 29, 2026

Ally Invest9 sourced facts, last checked Nov 3, 2026

Management or subscription feeally.com/invest/commissions-and-fees, as of Nov 3, 2026
Account minimumally.com/invest/robo-automated-investing, as of Nov 3, 2026
Stock and ETF commissionsally.com/invest/commissions-and-fees, as of Nov 3, 2026
Account typesally.com/invest/robo-automated-investing, as of Nov 3, 2026
Automatic investingally.com/invest/robo-automated-investing, as of Nov 3, 2026
Managed portfolios (robo)ally.com/invest/robo-automated-investing, as of Nov 3, 2026
Protectionally.com/invest/robo-automated-investing, as of Nov 3, 2026
Platformsally.com/bank/online-banking, as of Nov 3, 2026
App store ratingApp Store listing, as of Nov 3, 2026

Betterment10 sourced facts, last checked Nov 3, 2026

Management or subscription feebetterment.com/pricing, as of Nov 3, 2026
Account minimumbetterment.com/pricing, as of Nov 3, 2026
Stock and ETF commissionsbetterment.com/pricing, as of Nov 3, 2026
Account typesbetterment.com/pricing, as of Nov 3, 2026
Fractional sharesbetterment.com/self-directed-investing, as of Nov 3, 2026
Automatic investingbetterment.com, as of Nov 3, 2026
Managed portfolios (robo)betterment.com, as of Nov 3, 2026
Protectionbetterment.com, as of Nov 3, 2026
Platformsbetterment.com/help/tag/mobile-app, as of Nov 3, 2026
App store ratingApp Store listing, as of Nov 3, 2026

Bloom10 sourced facts, last checked Nov 3, 2026

Management or subscription feebloomapp.com/faq, as of Nov 3, 2026
Account minimumbloomapp.com/faq, as of Nov 3, 2026
Stock and ETF commissionsApp Store listing, as of Nov 3, 2026
Account typesbloomapp.com/faq, as of Nov 3, 2026
Fractional sharesfiles.adviserinfo.sec.gov/IAPD/Content/Common/crd_iapd_Brochure.aspx, as of Nov 3, 2026
Automatic investingApp Store listing, as of Nov 3, 2026
Managed portfolios (robo)App Store listing, as of Nov 3, 2026
Protectionsipc.org/for-investors/what-sipc-protects, as of Nov 3, 2026
Platformsbloomapp.com, as of Nov 3, 2026
App store ratingApp Store listing, as of Nov 3, 2026

Charles Schwab10 sourced facts, last checked Nov 3, 2026

Management or subscription feeschwab.com/pricing, as of Nov 3, 2026
Account minimumschwab.com/pricing, as of Nov 3, 2026
Stock and ETF commissionsschwab.com/pricing, as of Nov 3, 2026
Account typesschwab.com/pricing, as of Nov 3, 2026
Fractional sharesschwab.com/fractional-shares-stock-slices, as of Nov 3, 2026
Automatic investingschwab.com/intelligent-portfolios, as of Nov 3, 2026
Managed portfolios (robo)schwab.com/intelligent-portfolios, as of Nov 3, 2026
Protectionschwab.com/legal/account-protection, as of Nov 3, 2026
Platformsschwab.com/mobile, as of Nov 3, 2026
App store ratingApp Store listing, as of Nov 3, 2026

E*TRADE10 sourced facts, last checked Nov 3, 2026

Management or subscription feeus.etrade.com/what-we-offer/pricing-and-rates, as of Nov 3, 2026
Account minimumus.etrade.com/what-we-offer/our-accounts/brokerage-account, as of Nov 3, 2026
Stock and ETF commissionsus.etrade.com/what-we-offer/pricing-and-rates, as of Nov 3, 2026
Account typesus.etrade.com/what-we-offer/our-accounts, as of Nov 3, 2026
Fractional sharesus.etrade.com/what-we-offer/investment-choices/fractional-shares, as of Nov 3, 2026
Automatic investingus.etrade.com/what-we-offer/pricing-and-rates, as of Nov 3, 2026
Managed portfolios (robo)us.etrade.com/what-we-offer/pricing-and-rates, as of Nov 3, 2026
Protectionus.etrade.com/l/f/asset-protection, as of Nov 3, 2026
Platformsus.etrade.com/platforms, as of Nov 3, 2026
App store ratingApp Store listing, as of Nov 3, 2026

Fidelity Investments10 sourced facts, last checked Nov 3, 2026

Management or subscription feefidelity.com/why-fidelity/pricing-fees, as of Nov 3, 2026
Account minimumfidelity.com/why-fidelity/pricing-fees, as of Nov 3, 2026
Stock and ETF commissionsfidelity.com/why-fidelity/pricing-fees, as of Nov 3, 2026
Account typesfidelity.com/open-account/overview, as of Nov 3, 2026
Fractional sharesfidelity.com/trading/fractional-shares, as of Nov 3, 2026
Automatic investingfidelity.com/trading/fractional-shares, as of Nov 3, 2026
Managed portfolios (robo)fidelity.com/why-fidelity/pricing-fees, as of Nov 3, 2026
Protectionfidelity.com/why-fidelity/safeguarding-your-accounts, as of Nov 3, 2026
Platformsfidelity.com/mobile/overview, as of Nov 3, 2026
App store ratingApp Store listing, as of Nov 3, 2026

M110 sourced facts, last checked Nov 3, 2026

Management or subscription feem1.com, as of Nov 3, 2026
Account minimumhelp.m1.com/en/articles/9332048-your-first-deposit-at-m1, as of Nov 3, 2026
Stock and ETF commissionsm1.com, as of Nov 3, 2026
Account typesm1.com, as of Nov 3, 2026
Fractional sharesm1.com, as of Nov 3, 2026
Automatic investingm1.com/invest/automated-investing, as of Nov 3, 2026
Managed portfolios (robo)m1.com, as of Nov 3, 2026
Protectionm1.com, as of Nov 3, 2026
Platformshelp.m1.com/en/articles/9332048-your-first-deposit-at-m1, as of Nov 3, 2026
App store ratingApp Store listing, as of Nov 3, 2026

Public10 sourced facts, last checked Nov 3, 2026

Management or subscription feepublic.com/generated-assets/dividends-2f14c2d8, as of Nov 3, 2026
Account minimumpublic.com/generated-assets/dividends-2f14c2d8, as of Nov 3, 2026
Stock and ETF commissionspublic.com/invest/stocks, as of Nov 3, 2026
Account typespublic.com, as of Nov 3, 2026
Fractional sharespublic.com/invest/stocks, as of Nov 3, 2026
Automatic investingpublic.com/invest/stocks, as of Nov 3, 2026
Managed portfolios (robo)public.com/generated-assets/dividends-2f14c2d8, as of Nov 3, 2026
Protectionpublic.com, as of Nov 3, 2026
Platformshelp.public.com/en/articles/5724380-explore-the-new-investing-experience-on-the-web, as of Nov 3, 2026
App store ratingApp Store listing, as of Nov 3, 2026

Robinhood10 sourced facts, last checked Nov 3, 2026

Management or subscription feerobinhood.com/us/en/strategies, as of Nov 3, 2026
Account minimumrobinhood.com/us/en/strategies, as of Nov 3, 2026
Stock and ETF commissionsrobinhood.com/us/en/support/articles/trading-fees-on-robinhood, as of Nov 3, 2026
Account typesrobinhood.com/us/en/strategies, as of Nov 3, 2026
Fractional sharesrobinhood.com/us/en/support/articles/fractional-shares, as of Nov 3, 2026
Automatic investingrobinhood.com/us/en/invest, as of Nov 3, 2026
Managed portfolios (robo)robinhood.com/us/en/strategies, as of Nov 3, 2026
Protectionrobinhood.com/us/en/support/articles/trading-fees-on-robinhood, as of Nov 3, 2026
Platformsrobinhood.com/us/en, as of Nov 3, 2026
App store ratingApp Store listing, as of Nov 3, 2026

SoFi Invest10 sourced facts, last checked Nov 3, 2026

Management or subscription feesofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf, as of Nov 3, 2026
Account minimumsofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf, as of Nov 3, 2026
Stock and ETF commissionssofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf, as of Nov 3, 2026
Account typessofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf, as of Nov 3, 2026
Fractional sharessofi.com/invest/fractional-shares, as of Nov 3, 2026
Automatic investingsofi.com/invest/fractional-shares, as of Nov 3, 2026
Managed portfolios (robo)sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf, as of Nov 3, 2026
Protectionsofi.com/invest/fractional-shares, as of Nov 3, 2026
Platformssofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf, as of Nov 3, 2026
App store ratingApp Store listing, as of Nov 3, 2026

Stash10 sourced facts, last checked Nov 3, 2026

Management or subscription feestash.com/pricing, as of Nov 3, 2026
Account minimumstash.com/pricing, as of Nov 3, 2026
Stock and ETF commissionsstash.com/pricing, as of Nov 3, 2026
Account typesstash.com/pricing, as of Nov 3, 2026
Fractional sharesstash.com/pricing, as of Nov 3, 2026
Automatic investingstash.com/invest, as of Nov 3, 2026
Managed portfolios (robo)stash.com/pricing, as of Nov 3, 2026
Protectionstash.com/security, as of Nov 3, 2026
Platformsstash.com/invest, as of Nov 3, 2026
App store ratingApp Store listing, as of Nov 3, 2026

Vanguard10 sourced facts, last checked Nov 3, 2026

Management or subscription feeinvestor.vanguard.com/advice/robo-advisor, as of Nov 3, 2026
Account minimuminvestor.vanguard.com/accounts-plans/brokerage-accounts, as of Nov 3, 2026
Stock and ETF commissionsinvestor.vanguard.com/client-benefits/investment-fees, as of Nov 3, 2026
Account typesinvestor.vanguard.com/accounts-plans, as of Nov 3, 2026
Fractional sharesinvestor.vanguard.com/investor-resources-education/article/what-is-dollar-based-investing, as of Nov 3, 2026
Automatic investinginvestor.vanguard.com/advice/robo-advisor, as of Nov 3, 2026
Managed portfolios (robo)investor.vanguard.com/advice/robo-advisor, as of Nov 3, 2026
Protectioninvestor.vanguard.com/accounts-plans/brokerage-accounts, as of Nov 3, 2026
Platformsinvestor.vanguard.com/client-benefits/mobile-apps, as of Nov 3, 2026
App store ratingApp Store listing, as of Nov 3, 2026

Wealthfront10 sourced facts, last checked Nov 3, 2026

Management or subscription feewealthfront.com/pricing, as of Nov 3, 2026
Account minimumwealthfront.com/investing, as of Nov 3, 2026
Stock and ETF commissionswealthfront.com/brokerage, as of Nov 3, 2026
Account typeswealthfront.com, as of Nov 3, 2026
Fractional shareswealthfront.com/brokerage, as of Nov 3, 2026
Automatic investingwealthfront.com/pricing, as of Nov 3, 2026
Managed portfolios (robo)wealthfront.com/pricing, as of Nov 3, 2026
Protectionwealthfront.com/investing, as of Nov 3, 2026
Platformssupport.wealthfront.com/hc/en-us/articles/360043848572-Open-a-Cash-Account, as of Nov 3, 2026
App store ratingApp Store listing, as of Nov 3, 2026

Webull10 sourced facts, last checked Nov 3, 2026

Management or subscription feewebull.com/trading-investing/webull-advisors, as of Nov 3, 2026
Account minimumwebull.com/pricing, as of Nov 3, 2026
Stock and ETF commissionswebull.com/pricing, as of Nov 3, 2026
Account typeswebull.com/trading-investing/ira, as of Nov 3, 2026
Fractional shareswebull.com/help/faq/10959-Trading-Fractional-Shares, as of Nov 3, 2026
Automatic investingwebull.com/trading-investing/recurring-investment, as of Nov 3, 2026
Managed portfolios (robo)webull.com/trading-investing/webull-advisors, as of Nov 3, 2026
Protectionwebull.com/pricing, as of Nov 3, 2026
Platformswebull.com/trading-investing/webull-advisors, as of Nov 3, 2026
App store ratingApp Store listing, as of Nov 3, 2026

Reference: banks.data.fdic.gov/bankfind-suite/bankfind, checked Oct 24, 2026.

Each fact links to the official page it came from, with the date we checked it. Once a fact is older than 30 days, it comes off the page until we check it again. How we source, date and index this data.

This is education, not financial advice.