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Coaching Built Around Your Money Type

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  • Strategist
  • Spender
  • Saver
  • Scrambler

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← All tools

Free calculatorMost helpful for Savers

Savings Goal Calculator

Find out how long it takes to hit a cash goal at your monthly pace.

Savings goal

Goal

$10,000

Already saved

$500

Monthly savings

$300

Time to the goal

2y 8m

Cash savings only, this does not assume investment growth.

Saved so far
Saving $300 a month from $500, you reach $10,000 in 2y 8m.

Where you stand

Saved so far
5%
$500 of $10,000
Monthly to finish in 12 months
$792
Monthly to finish in 24 months
$396

Milestones on the way

When you pass each quarter of the goal at this pace.

  1. 25% of your goal, $2,500In 7 months
  2. 50% of your goal, $5,000In 1y 3m
  3. 75% of your goal, $7,500In 2 years
  4. 100% of your goal, $10,000In 2y 8m

What if you saved more each month?

Time to reach your savings goal at different monthly amounts
Monthly savingsTime to goalMonths saved
$300 (yours)You2y 8mYour plan
$350 (+$50)2y 4m4
$400 (+$100)2 years8
$550 (+$250)1y 6m14

Save your results

The PDF opens your print window. Choose Save as PDF.

Your next step

Same numbers, different next move

Two people can get this exact result and need totally different first steps. Your Money Type tells you which one is yours.

  • Strategist“My plan works. I just want it to grow faster.”
  • Spender“The money is gone before I think about it.”
  • Saver“I save it. Then it just sits there.”
  • Scrambler“Every payday I’m guessing what gets paid first.”
Find my Money TypeFree, about 2 minutes
Already know yours?

How It Works

  1. 01

    Enter your savings goal and what you have already saved.

  2. 02

    Set how much you save each month.

  3. 03

    See how long it takes to reach the goal, and adjust your pace.

The 4 Money Types

The Math Is the Same. Your Next Move Isn't.

Spenders, Savers, Scramblers, and Strategists each need a different first fix. The free quiz tells you which type you are, so you know what to do with this number.

Common questions

Use it for cash goals like a trip, move, or first $1,000. For invested goals, use the compound interest or retirement calculator so growth is included.