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Budgeting comparison

EveryDollar vs Simplifi

Updated

Data as of

EveryDollar checked Simplifi checked

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EveryDollar logo

EveryDollar

Budgeting app

Visit site for EveryDollar (opens in a new tab)
App Store marketing images, as of Oct 24, 2026
EveryDollar App Store image of a score gauge
EveryDollar App Store image of the budget on a tilted phone
EveryDollar App Store image of the Transactions screen
Quicken Simplifi logo

Simplifi

Budgeting app

Visit site for Quicken Simplifi (opens in a new tab)
Official images, as of Oct 24, 2026
Quicken App Store image of a projected cash flow screen
Quicken App Store image of a spending plan
Simplifi transaction list

Short answer

  • Pick EveryDollar if you want a free version or the higher App Store rating (4.7, compared with 4.5).
  • The biggest difference is the App Store rating: EveryDollar has 4.7 out of 5, and Simplifi has 4.5.

Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.

EveryDollar vs Simplifi at a glance

  • EveryDollar logoEveryDollar

    Price
    $17.99a month, or a free version
    Free trial
    14 days
    Rating
    4.7 of 5App Store, 84,203 ratings
    Platforms
    3iOS, Android, Computer
  • Quicken Simplifi logoSimplifi

    Price
    $6.99a month, billed yearly
    Free trial
    None
    Rating
    4.5 of 5App Store, 11,972 ratings
    Platforms
    2Web, Mobile

What it costs

  • EveryDollar logoEveryDollar

    $17.99a month

    EveryDollar has a free version. After a 14-day free trial, premium costs $79.99 a year billed annually, or $17.99 a month billed monthly.

    $79.99 a year at the yearly list price, or $239.97 over 3 years, before tax.

    Sourceeverydollar.com, checked .
  • Quicken Simplifi logoQuicken Simplifi

    $6.99a month, billed yearly

    Quicken Simplifi lists $6.99 a month, billed annually. New members who order directly from Quicken by November 29, 2026 see a first-year offer of $3.99 a month, billed annually.

    Sourcequicken.com/products/simplifi, checked .

Bars show only when every app here lists a yearly price, so these prices sit side by side without them. Prices are list prices from each app's own page, before tax and any offer.

Features

Features each app's official source states, yes or no.
FeatureEveryDollarSimplifi
Savings goals Yes Yes
Shared budgets Yes Yes
Investment tracking Yes Yes
Data export Yes Yes

Simplifi also lists AI features.

Sources for these features

Yes means the official site lists it. No means the official site says the app doesn't have it.

EveryDollar and Quicken Simplifi, side by side

EveryDollar and Simplifi compared. Each value's source and the date we checked it open from its Source link.
Free trialDiffers
EveryDollarEveryDollar premium starts with a 14-day free trial for new users.
Sourceeverydollar.com, checked .
SimplifiQuicken says Simplifi has no free trial, but offers a 30-day money-back guarantee from the original purchase date for subscriptions bought directly from Quicken.
Sourcesupport.simplifi.quicken.com/en/articles/3363727-quicken-simplifi-subscription-questions, checked .
PlatformsDiffers
EveryDollarEveryDollar lists iOS, Android and Computer.
Sourceramseysolutions.com/money/everydollar, checked .
SimplifiQuicken Simplifi lists Web and Mobile.
Sourcequicken.com/products/simplifi, checked .
Bank syncingDiffers
EveryDollarPremium only. EveryDollar premium connects your bank through Mastercard Connect and Plaid, and the free version uses manual entry.
Sourceramseysolutions.com/money/everydollar, checked .
SimplifiYes. Quicken says Simplifi connects to over 14k financial institutions.
Sourcequicken.com/products/simplifi, checked .
App store ratingDiffers
EveryDollarEveryDollar has 4.7 out of 5 on the App Store from 84,203 ratings.
SourceApp Store listing, checked .
SimplifiQuicken Simplifi has 4.5 out of 5 on the App Store from 11,972 ratings.
SourceApp Store listing, checked .

Store ratings are a dated snapshot from each listing, not our score. A row shows only when both apps have a current official source for it. How we source and date this data. Spotted a change? Tell us if something changed.

Weighing a third option? Add up to two more apps and compare up to four side by side.

Screen by screen

Pick a task to see what each app shows for it. App Store and Google Play images are the apps' own marketing, so they can show sample data and staged layouts. Help center images come from the app's support articles. See every app's screens.

Home

EveryDollar logoEveryDollar

  • EveryDollar App Store image of a score gauge
    App Store marketing imageApp Store image with the headline "Find Focus, Know Your Score" showing a home screen with a score gauge of 45 and a Save For a Trip goal.App Store listing, as of
  • EveryDollar home screen with score gauge
    App Store marketing imageA screen greeting John with a gauge reading 45 and a Target Goal card for Save For a Trip.App Store listing, as of

Quicken Simplifi logoQuicken Simplifi

  • Quicken App Store image of a projected cash flow screen
    App Store marketing imageApp Store image with the headline "Know what's next with your money" showing a hand holding a phone with a Quicken screen, a Projected Cash Flow chart and Banking balances.App Store listing, as of
  • Quicken screen with projected cash flow
    App Store marketing imageA Quicken screen with a Projected Cash Flow chart, Banking balances and three income rows.App Store listing, as of
  • Quicken App Store image of projected cash flow
    App Store marketing imageApp Store image with the headline "Tools that are predictive & adaptive" showing a Projected Cash Flow chart and Banking balances.App Store listing, as of
  • Simplifi mobile dashboard
    From Simplifi's help centerThe mobile dashboard with a Banking card, a note that 3 accounts need attention and Recent Spending.support.simplifi.quicken.com, as of

Accounts

EveryDollar logoEveryDollar

No official screen found yet

Quicken Simplifi logoQuicken Simplifi

  • Simplifi All Accounts screen
    From Simplifi's help centerThe All Accounts screen with net worth, business accounts and personal Banking accounts grouped with balances.support.simplifi.quicken.com, as of

Transactions

EveryDollar logoEveryDollar

  • EveryDollar App Store image of the Transactions screen
    App Store marketing imageApp Store image with the headline "See Every Transaction" showing the Transactions screen.App Store listing, as of
  • EveryDollar Transactions screen
    App Store marketing imageThe Transactions screen: a note that transactions sync after clearing, then September transactions with budget item tags.App Store listing, as of
  • EveryDollar App Store image of tracked transactions
    App Store marketing imageApp Store image with the headline "Track Spending in Seconds" showing budget rows with transaction bubbles for Trader Joe's, Walmart and Target.App Store listing, as of
  • EveryDollar Add Expense form with a split
    From EveryDollar's help centerAn Add Expense form on the web split across Groceries, Gifts and Clothing with amounts for each.everydollar.help.ramseysolutions.com, as of
  • EveryDollar transaction rows with tags
    App Store marketing imageTransaction rows such as Target, Jeni's and a Direct Deposit, each with an amount and a budget item tag like Groceries.App Store listing, as of

Quicken Simplifi logoQuicken Simplifi

  • Simplifi transaction list
    From Simplifi's help centerA transaction list with a search box, each row showing payee, category, amount and date.support.simplifi.quicken.com, as of

Budget

EveryDollar logoEveryDollar

  • EveryDollar App Store image of the budget on a tilted phone
    App Store marketing imageApp Store image with the headline "Simple Budgeting, Total Control" over a tilted phone showing the budget with Planned Income and Risk of Overspending.App Store listing, as of
  • EveryDollar App Store image of budget items
    App Store marketing imageApp Store image with the headline "Give Every Dollar a Job" showing a hand holding a phone with income rows and budget items like Groceries and Clothing.App Store listing, as of
  • EveryDollar Groceries budget item
    From EveryDollar's help centerA Groceries budget item with $600 remaining and Schedule, Due Date and Fund rows.everydollar.help.ramseysolutions.com, as of
  • EveryDollar budget header
    From EveryDollar's help centerThe budget header for September 2026 with Planned, Spent and Remaining tabs, $104.54 left to budget and two summary tiles.everydollar.help.ramseysolutions.com, as of
  • EveryDollar remaining ring
    From EveryDollar's help centerA colored ring with $6,000 Remaining in the middle.everydollar.help.ramseysolutions.com, as of

Quicken Simplifi logoQuicken Simplifi

  • Quicken App Store image of a spending plan
    App Store marketing imageApp Store image with the headline "Smart budgeting" showing $1,415 left this month with a donut chart and spending plan rows.App Store listing, as of
  • Quicken spending plan card
    App Store marketing imageA spending plan card: $1,415 left this month, a donut chart, and Income, Bills, Planned Spend, Other Spend and Savings Goals rows.App Store listing, as of
  • Simplifi mobile Spending Plan
    From Simplifi's help centerThe mobile Spending Plan for October 2026 with Income, Bills, Planned Spend, Other Spend and Savings Goals rows and a Left this month ring.support.simplifi.quicken.com, as of
  • Quicken spending plan rows
    App Store marketing imageSpending plan rows for Income, Bills, Planned Spend, Other Spend and Savings Goals with amounts.App Store listing, as of
  • Simplifi Left this month card
    From Simplifi's help centerA Left this month card showing $3,987.80 with a ring chart and $173.38 left per day.support.simplifi.quicken.com, as of

Goals

EveryDollar logoEveryDollar

  • EveryDollar App Store image of Your Roadmap
    App Store marketing imageApp Store image with the headline "See Your Progress at a Glance" showing Your Roadmap with net worth today and projected at 65.App Store listing, as of
  • EveryDollar Your Roadmap screen
    App Store marketing imageYour Roadmap: a progress path, current and projected net worth, and Baby Step cards marked In Progress and Not Started Yet.App Store listing, as of
  • EveryDollar App Store image of the Baby Steps list
    App Store marketing imageApp Store image with the headline "Follow the Ramsey Plan" showing a list of the 7 Baby Steps beside a photo of Dave Ramsey.App Store listing, as of
  • EveryDollar Google Play image of a goal screen
    Google Play marketing imageGoogle Play image with the headline "Give Every Dollar a Job" showing a phone with a Save for a Trip goal and an Increase your focus list.Google Play listing, as of
  • EveryDollar Emergency Fund item
    From EveryDollar's help centerAn Emergency Fund budget item with $500.00 remaining and rows for Schedule, Due Date, Fund Details and Favorite.everydollar.help.ramseysolutions.com, as of
  • EveryDollar web Financial Roadmap
    From EveryDollar's help centerThe web Financial Roadmap with a projected net worth line and Personal Info highlighted.everydollar.help.ramseysolutions.com, as of
  • EveryDollar target goal card
    App Store marketing imageA Target Goal card for Save For a Trip with a progress bar from $1,250 to $2,500, a monthly amount and a completion date.App Store listing, as of
  • EveryDollar Baby Steps list
    App Store marketing imageA numbered list of the 7 Baby Steps, starting with "Save $1,000 for your starter emergency fund."App Store listing, as of
  • EveryDollar fund activity card
    From EveryDollar's help centerAn Activity This Month card for a fund with a balance update, a fill and the April balance.everydollar.help.ramseysolutions.com, as of

Quicken Simplifi logoQuicken Simplifi

  • Simplifi Create a goal screen
    From Simplifi's help centerA Create a goal screen with choices like Buy a car, Emergency Fund, Wedding, Vacation, Home and Custom.support.simplifi.quicken.com, as of
  • Simplifi Savings Goals screen
    From Simplifi's help centerThe Savings Goals screen with a Fall Wedding goal at 35%, $350 saved and a target date.support.simplifi.quicken.com, as of

Reports and insights

EveryDollar logoEveryDollar

  • EveryDollar Google Play image of a budget summary chart
    Google Play marketing imageGoogle Play image with the headline "See Your Monthly Spending Trends" showing a Budget Summary donut chart with Housing, Food and Lifestyle percentages.Google Play listing, as of

Quicken Simplifi logoQuicken Simplifi

  • Quicken App Store image of a net income chart
    App Store marketing imageApp Store image with the headline "Business & personal finances in one clear view" showing a Net Income chart and income rows.App Store listing, as of
  • Quicken net income chart
    App Store marketing imageA Net Income bar chart by month, three income rows and a Left this month donut.App Store listing, as of
  • Quicken projected cash flow chart
    App Store marketing imageA Projected Cash Flow chart with a Today marker and a projected balance of $31,452.App Store listing, as of

Bills and recurring

EveryDollar logoEveryDollar

No official screen found yet

Quicken Simplifi logoQuicken Simplifi

  • Simplifi Recurring list
    From Simplifi's help centerThe Recurring list with filters for All Active, Income, Bills and Subscriptions and each series' next date and frequency.support.simplifi.quicken.com, as of

Investments

EveryDollar logoEveryDollar

No official screen found yet

Quicken Simplifi logoQuicken Simplifi

  • Quicken App Store image of retirement and investments
    App Store marketing imageApp Store image with the headline "Turn what ifs into an actual plan" showing a Retirement chart and an Investments value.App Store listing, as of
  • Quicken retirement and investments cards
    App Store marketing imageA Retirement projection chart and an Investments card with $200,725 and a value chart.App Store listing, as of
  • Quicken App Store image of investments by month
    App Store marketing imageApp Store image with the headline "All your finances in one, and then some" showing an Investments value chart and a monthly value list.App Store listing, as of
  • Simplifi Investments screen
    From Simplifi's help centerThe mobile Investments screen with Holdings, Balances and Performance tabs, a market value, related news and holdings.support.simplifi.quicken.com, as of

Sharing with a partner

EveryDollar logoEveryDollar

No official screen found yet

Quicken Simplifi logoQuicken Simplifi

  • Simplifi Spaces and sharing settings
    From Simplifi's help centerThe web Spaces & sharing settings with the user's financial spaces and a Shared with you section.support.simplifi.quicken.com, as of
  • Simplifi Space sharing invitation email
    From Simplifi's help centerAn invitation email that says Andrea wants to share their Space, with an Accept invitation button.support.simplifi.quicken.com, as of

Getting started

EveryDollar logoEveryDollar

  • EveryDollar new month budget prompt
    From EveryDollar's help centerA screen saying "Hey there, looks like you need a budget for March" with a Start Planning for March button.everydollar.help.ramseysolutions.com, as of

Quicken Simplifi logoQuicken Simplifi

No official screen found yet

Other screens

EveryDollar logoEveryDollar

  • EveryDollar App Store image with a debt card
    App Store marketing imageApp Store image with the headline "Join 10 Million Taking Control" showing a Debt card and a photo of a couple.App Store listing, as of
  • EveryDollar Google Play image of potential margin
    Google Play marketing imageGoogle Play image with the headline "Find More Margin for Your Goals" showing a screen that says you can free up $1,250 of potential margin.Google Play listing, as of
  • EveryDollar bottom tab bar
    App Store marketing imageThe bottom tab bar with Today, Budget, Transactions, Accounts and Insights.App Store listing, as of

Quicken Simplifi logoQuicken Simplifi

  • Quicken App Store image of an invoice
    App Store marketing imageApp Store image with the headline "Run your business confidently" showing income rows and an invoice marked Paid in full.App Store listing, as of

Who it's for

Pick the tab that sounds like you. Every answer comes from the app's own pages, and its source opens from the Source link.

Just me

Budgeting on your own? These are the basics people ask about first.

  • Is it free?

    EveryDollar: EveryDollar has a free version. After a 14-day free trial, premium costs $79.99 a year billed annually, or $17.99 a month billed monthly.

    Sourceeverydollar.com, checked .

    Simplifi: Quicken Simplifi lists $6.99 a month, billed annually. New members who order directly from Quicken by November 29, 2026 see a first-year offer of $3.99 a month, billed annually.

    Sourcequicken.com/products/simplifi, checked .
  • Does it connect to my bank and import transactions?

    EveryDollar: Premium only. EveryDollar premium connects your bank through Mastercard Connect and Plaid, and the free version uses manual entry.

    Sourceramseysolutions.com/money/everydollar, checked .

    Simplifi: Yes. Quicken says Simplifi connects to over 14k financial institutions.

    Sourcequicken.com/products/simplifi, checked .
  • Can I export my data?

    EveryDollar: Yes. You can export your data.

    SourceIn their words: “After transactions have been tracked, EveryDollar Premium users can use EveryDollar.com to export and download each month's transactions as a CSV file (month by month, but not the whole year at once).” everydollar.help.ramseysolutions.com/hc/en-us/articles/360040571391-Export-Tracked-Transactions, checked .

    Simplifi: Yes. You can export your data.

    SourceIn their words: “Currently, the only available export format is CSV (Comma-Separated Values), which is compatible with most spreadsheet applications like Excel and Google Sheets.” support.simplifi.quicken.com/en/articles/3404263-how-to-export-transactions-from-quicken-simplifi, checked .
  • Is there support from the app's makers if I need help?

    EveryDollar: Yes. Live person (free) and coaching (premium).

    SourceIn their words: “Get support from a live person if you need help.” ramseysolutions.com/money/everydollar, checked .

    Simplifi: Yes. Live chat, phone and community.

    SourceIn their words: “You can reach out to our support team via chat, phone, or the Quicken Simplifi Community, each with specific hours.” support.simplifi.quicken.com/en/articles/5077917-how-to-contact-support, checked .

Partners

Sharing money with a partner? Here's how each app handles a second person.

Family

Bringing in more of the household? Here's what each app says about families and kids. See apps with custodial accounts for kids.

Freelancer

Paid on an uneven schedule or running a side hustle? Here's what each app offers. See apps with a SEP IRA or Solo 401(k).

  • Can I track irregular income without messing up my monthly budget?

    EveryDollar: Yes. It has official guidance for budgeting irregular income.

    SourceIn their words: “If your income varies month to month, whether you work on commission, freelance, or have an irregular pay schedule, it's important to budget carefully to avoid overspending.” everydollar.help.ramseysolutions.com/hc/en-us/articles/28911263245965-Budgeting-With-Irregular-Income, checked .

    Simplifi: Yes. It has official guidance for budgeting irregular income.

    SourceIn their words: “In some months, your income may differ from what's tracked through Recurring Series transactions-for example, if you receive a bonus, have a fixed income, want to carry over unused funds from the previous month, or your income fluctuates. In these cases, you can manually set a custom income amount in your Spending Plan in Quicken Simplifi.” support.simplifi.quicken.com/en/articles/5528672-how-do-i-set-a-custom-income-amount-in-the-spending-plan, checked .

Business

Running a small business? Here's what each app says about business money.

A question shows only when every app here has a current official source that answers it. We only say no when the app's own page does.

Which fits your Money Type?

There are four Money Types: Strategist, Spender, Saver and Scrambler. Each card matches one type to what the sources say about these two apps.

  • Strategist

    Both EveryDollar and Simplifi list investment tracking. That fits a Strategist, who wants to watch the whole plan grow.

    First fix: Save the Raise.

  • Spender

    Both EveryDollar and Simplifi list goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.

    First fix: Sleep on It.

  • Saver

    Neither app's sources confirm a feature we match to this type yet, so the quiz is the better place to start.

    First fix: Put It to Work.

  • Scrambler

    Both EveryDollar and Simplifi list bank syncing. Seeing every account in one place helps a Scrambler pay bills first.

    First fix: Bills First.

Not sure which one you are? Take the free Money Types quiz. It takes about two minutes.

Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.

Another option: Fifecta

If neither EveryDollar nor Simplifi feels right, here is one more option to look at. Fifecta gives every paycheck a plan with FUNDS, and it starts from your Money Type, so the plan matches how you already handle money.

What real users say

These are other people's opinions, not Priceless Tay's. We quote public reviews and posts word for word, link each one and show its date, but we haven't checked the claims in them. A post counts toward a theme when it uses one of that theme's keywords, so a mention can be praise or a complaint.

What EveryDollar users say

Based on 437 App Store reviews and 4 YouTube videos dated Oct 2025 to Oct 2026, read Oct 2026. We collected the YouTube data with Apify, a scraping service, on Oct 24, 2026.

  • Of the 441 reviews, posts and videos we read, 80 mention how easy or hard the app is to use.
  • Of the 441 reviews, posts and videos we read, 77 mention the price, fees or the subscription.
  • Of the 441 reviews, posts and videos we read, 55 mention debt, money stress or feeling in control.

Positive

“It makes it super easy to budget with my husband. ... we have had zero money fights”
App Store reviewer on the App Store, . See the App Store reviews. Apple doesn't give single reviews their own link, so this opens the app's reviews.

Positive

“There’s a peace of mind that comes with having your finances under control and seeing your debts paid off.”
App Store reviewer on the App Store, . See the App Store reviews. Apple doesn't give single reviews their own link, so this opens the app's reviews.

Critical

“Anything worthwhile in this app that would be helpful in budgeting is behind a paywall”
App Store reviewer on the App Store, . See the App Store reviews. Apple doesn't give single reviews their own link, so this opens the app's reviews.
Where these come from

What Simplifi users say

Based on 34 App Store reviews, 18 Reddit posts and 2 Hacker News posts dated Oct 2025 to Oct 2026, read Oct 2026. We collected the Reddit data with Apify, a scraping service, on Oct 24, 2026.

  • Of the 54 reviews and posts we read, 17 mention how easy or hard the app is to use.
  • Of the 54 reviews and posts we read, 15 mention the price, fees or the subscription.
  • Of the 54 reviews and posts we read, 8 mention syncing or connecting accounts.

Positive

“...Simplifi by far is the easiest to use and has the most intuitive UI.”
App Store reviewer on the App Store, . See the App Store reviews. Apple doesn't give single reviews their own link, so this opens the app's reviews.

Critical

“Quicken Simplifi has been a huge disappointment. I have multiple high-usage accounts that have lost connectivity...”
App Store reviewer on the App Store, . See the App Store reviews. Apple doesn't give single reviews their own link, so this opens the app's reviews.

Positive

“...I've used Simplifi, Monarch and Copilot Money and Simplifi was the best of all those 3 IMO.”
u/Inner_Difficulty_381 in r/simplifimoney on Reddit, . Read it on Reddit.
Where these come from

FAQ

How much does EveryDollar cost?

EveryDollar has a free version. After a 14-day free trial, premium costs $79.99 a year billed annually, or $17.99 a month billed monthly. We checked this on Nov 3, 2026.

How much does Simplifi cost?

Quicken Simplifi lists $6.99 a month, billed annually. New members who order directly from Quicken by November 29, 2026 see a first-year offer of $3.99 a month, billed annually. We checked this on Nov 3, 2026.

Does EveryDollar have a free trial?

EveryDollar premium starts with a 14-day free trial for new users. We checked this on Nov 3, 2026.

Does Simplifi have a free trial?

Quicken says Simplifi has no free trial, but offers a 30-day money-back guarantee from the original purchase date for subscriptions bought directly from Quicken. We checked this on Nov 3, 2026.

More comparisons

Keep comparing

Pinterest pin for EveryDollar vs Simplifi, a side-by-side app comparison from Priceless Tay.

Save this comparison

Pin it so you can find it again when you're ready to choose.

Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.

Want a plan built on your Money Type?

Fifecta gives every paycheck a plan with FUNDS, so you know where each dollar goes.

Sources and confidence

Last checked
Sourced facts
12 facts, each linked and dated
EveryDollar6 sourced facts, last checked Nov 3, 2026
Quicken Simplifi6 sourced facts, last checked Nov 3, 2026

Each fact links to the official page it came from, with the date we checked it. Once a fact is older than 30 days, it comes off the page until we check it again. How we source, date and index this data.

This is education, not financial advice.