Budgeting comparison
Fifecta vs Simplifi
Updated
Data as of
Fifecta checked Simplifi checked
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Fifecta
Budgeting app
Visit site for Fifecta (opens in a new tab)
Simplifi
Budgeting app
Visit site for Quicken Simplifi (opens in a new tab)
Short answer
- Pick Fifecta if you want shared and individual views or the option to use it without linking a bank.
- Pick Simplifi if you want an app from the App Store.
- The biggest difference is shared and individual views: Fifecta's source says yes, and Simplifi's says no.
Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.
Fifecta vs Simplifi at a glance
- Fifecta
- Price
- $15a month
- Free trial
- 7 days
- Rating
- Not ratedWeb app, not in app stores
- Platforms
- 3Web, iPhone (home screen install), Android (home screen install)
- Simplifi
- Price
- $6.99a month, billed yearly
- Free trial
- None
- Rating
- 4.5 of 5App Store, 11,972 ratings
- Platforms
- 2Web, Mobile
What it costs
- Fifecta
$15a month
Fifecta costs $15 a month or $150 a year.
$150 a year at the yearly list price, or $450 over 3 years, before tax.
Source
pricelesstay.com/fifecta, checked . - Quicken Simplifi
$6.99a month, billed yearly
Quicken Simplifi lists $6.99 a month, billed annually. New members who order directly from Quicken by November 29, 2026 see a first-year offer of $3.99 a month, billed annually.
Source
quicken.com/products/simplifi, checked .
Bars show only when every app here lists a yearly price, so these prices sit side by side without them. Prices are list prices from each app's own page, before tax and any offer.
Features
| Feature | Fifecta | Simplifi |
|---|---|---|
| AI features | Yes | Yes |
| Savings goals | Yes | Yes |
| Shared budgets | Yes | Yes |
| Investment tracking | Yes | Yes |
| Data export | Yes | Yes |
Fifecta also lists API or MCP access.
Sources for these features
Yes means the official site lists it. No means the official site says the app doesn't have it.
- Fifecta: pricelesstay.com/fifecta-ai, checked Nov 3, 2026.AI features: Ask Penny: plain-English questions answered from your own numbers; monthly allowance resets on the 1st. pricelesstay.com/fifecta, checked Nov 3, 2026.Savings goals: Goals with a monthly savings number. pricelesstay.com/fifecta, checked Nov 3, 2026.Shared budgets: Invite a partner to share your budget; they can see and edit your plan, transactions and goals. pricelesstay.com/fifecta-terms, checked Nov 3, 2026.Investment tracking: Net worth includes investment accounts. pricelesstay.com/fifecta, checked Nov 3, 2026.Data export: Export from Settings, then Your data. Format not stated. pricelesstay.com/fifecta-terms, checked Nov 3, 2026.API or MCP: Connect your own AI assistant, such as Claude or ChatGPT: 'it can read your Fifecta data but can't change it.' Disconnect it in Settings, Your data, Connected apps. pricelesstay.com/fifecta-terms, checked Nov 3, 2026.
- Simplifi: quicken.com/products/simplifi, checked Nov 3, 2026.AI features: Quicken AI Chat: in-product chat that reads your Simplifi data and can make changes you approve. Not available in shared spaces (dataset owner only). support.simplifi.quicken.com/en/articles/13343650-using-quicken-ai-chat, checked Nov 3, 2026.Shared budgets: Spaces and sharing: one other member with their own Quicken ID, no second subscription. support.simplifi.quicken.com/en/articles/6443103-how-to-use-spaces-sharing-in-quicken-simplifi, checked Nov 3, 2026.Data export: CSV export, web app only. support.simplifi.quicken.com/en/articles/3404263-how-to-export-transactions-from-quicken-simplifi, checked Nov 3, 2026.
Fifecta and Quicken Simplifi, side by side
| Detail | FifectaOur app | Simplifi |
|---|---|---|
| Free trialDiffers | FifectaFifecta is free for 7 days, and you can cancel anytime in the app. Sourcepricelesstay.com/fifecta, checked . | SimplifiQuicken says Simplifi has no free trial, but offers a 30-day money-back guarantee from the original purchase date for subscriptions bought directly from Quicken. |
| PlatformsDiffers | FifectaFifecta lists Web, iPhone (home screen install) and Android (home screen install). Sourcepricelesstay.com/fifecta, checked . | SimplifiQuicken Simplifi lists Web and Mobile. Sourcequicken.com/products/simplifi, checked . |
| Bank syncingDiffers | FifectaOptional. Fifecta connects banks through Plaid with read-only access, and you can type your income and spending in by hand instead. Sourcepricelesstay.com/fifecta, checked . | SimplifiYes. Quicken says Simplifi connects to over 14k financial institutions. Sourcequicken.com/products/simplifi, checked . |
| App store ratingDiffers | FifectaWeb app, not in app stores. Sourcepricelesstay.com/fifecta, checked . | SimplifiQuicken Simplifi has 4.5 out of 5 on the App Store from 11,972 ratings. SourceApp Store listing, checked . |
Fifecta is our own app. Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.
Store ratings are a dated snapshot from each listing, not our score. A row shows only when both apps have a current official source for it. How we source and date this data. Spotted a change? Tell us if something changed.
Weighing a third option? Add up to two more apps and compare up to four side by side.
Screen by screen
Pick a task to see what each app shows for it. App Store and Google Play images are the apps' own marketing, so they can show sample data and staged layouts. Help center images come from the app's support articles. See every app's screens.
Home
Fifecta
From Fifecta's websiteThe Fifecta app Home screen on a phone: "Good evening, Jordan," $1,223.72 left in October ($4,800.00 came in, $3,576.28 spent), a Today card with 9 transactions to sort, and a 2-minute money check with Home, Planner and Wealth tabs at the bottom.fifecta.pricelesstay.com, as of 
From Fifecta's websiteA Fifecta month card for October, Day 10 of 31: $1,845.67 left after spending this month, with Fixed, Unexpected, Needs, Desires and Stash progress bars, Desires marked Over plan, a Scrambler Money Type note and an All 9 charges sorted chip.pricelesstay.com, as of 
From Fifecta's website$1,223.72 left in October, with $4,800.00 came in and $3,576.28 spent, and a Today button for 9 transactions to sort.fifecta.pricelesstay.com, as of 
From Fifecta's websiteOctober, Day 10 of 31: $1,845.67 left after spending this month.pricelesstay.com, as of
Quicken Simplifi
App Store marketing imageApp Store image with the headline "Know what's next with your money" showing a hand holding a phone with a Quicken screen, a Projected Cash Flow chart and Banking balances.App Store listing, as of 
App Store marketing imageA Quicken screen with a Projected Cash Flow chart, Banking balances and three income rows.App Store listing, as of 
App Store marketing imageApp Store image with the headline "Tools that are predictive & adaptive" showing a Projected Cash Flow chart and Banking balances.App Store listing, as of 
From Simplifi's help centerThe mobile dashboard with a Banking card, a note that 3 accounts need attention and Recent Spending.support.simplifi.quicken.com, as of
Accounts
Fifecta
No official screen found yet
Quicken Simplifi
From Simplifi's help centerThe All Accounts screen with net worth, business accounts and personal Banking accounts grouped with balances.support.simplifi.quicken.com, as of
Transactions
Fifecta
From Fifecta's websiteAssign transactions with an All sorted chip, a green check mark and "Every charge has a bucket."pricelesstay.com, as of
Quicken Simplifi
From Simplifi's help centerA transaction list with a search box, each row showing payee, category, amount and date.support.simplifi.quicken.com, as of
Budget
Fifecta
From Fifecta's websiteThe Fifecta Planner on a phone: October, Day 14 of 31, $1,223.72 left after spending this month, Month, Paycheck and Week views, 9 transactions to sort, and income lines for Salary, Commission and Side consulting.fifecta.pricelesstay.com, as of 
From Fifecta's websiteA paycheck plan: Paycheck $693.76 left to plan, with Fixed $831.24, Unexpected $150.00, Needs $385.00, Desires $140.00 and Stash $200.00.pricelesstay.com, as of 
From Fifecta's websiteDay 14 of 31: $1,223.72 left after spending this month ($4,800.00 came in, $3,576.28 spent, $2,322.48 bills), with a Month, Paycheck and Week switch.fifecta.pricelesstay.com, as of 
From Fifecta's websiteIncome: Salary $4,200.00 on track, Commission marked Variable, Side consulting $600.00 on track, and Add income.fifecta.pricelesstay.com, as of 
From Fifecta's websiteBucket bars: Fixed $1,607.48 of $1,662.48, Unexpected $0.00 of $300.00, Needs $554.18 of $770.00, Desires $392.67 of $280.00 marked Over plan, and Stash $400.00 of $400.00.pricelesstay.com, as of 
From Fifecta's websiteA green Paycheck bar reading $693.76 left to plan.pricelesstay.com, as of
Quicken Simplifi
App Store marketing imageApp Store image with the headline "Smart budgeting" showing $1,415 left this month with a donut chart and spending plan rows.App Store listing, as of 
App Store marketing imageA spending plan card: $1,415 left this month, a donut chart, and Income, Bills, Planned Spend, Other Spend and Savings Goals rows.App Store listing, as of 
From Simplifi's help centerThe mobile Spending Plan for October 2026 with Income, Bills, Planned Spend, Other Spend and Savings Goals rows and a Left this month ring.support.simplifi.quicken.com, as of 
App Store marketing imageSpending plan rows for Income, Bills, Planned Spend, Other Spend and Savings Goals with amounts.App Store listing, as of 
From Simplifi's help centerA Left this month card showing $3,987.80 with a ring chart and $173.38 left per day.support.simplifi.quicken.com, as of
Categories
Fifecta
From Fifecta's websiteA diagram of a Paycheck, take-home pay, branching into Fixed (rent, bills, insurance), Unexpected (your emergency fund), Needs (groceries, gas, copays), Desires (guilt-free fun money) and Stash (investing and goals).pricelesstay.com, as of 
From Fifecta's websiteA Without a plan and With FUNDS slider: on one side loose labels like Rent, Coffee and Car repair under "Four days after payday: where did it go?", on the other every purchase in a bucket, such as Coffee and Concert tickets under Desires.pricelesstay.com, as of 
From Fifecta's websiteWith FUNDS: "Every purchase has a bucket" with Fixed (rent, phone bill), Unexpected (car repair), Needs (groceries), Desires (coffee, concert tickets) and Stash (savings).pricelesstay.com, as of
Quicken Simplifi
No official screen found yet
Goals
Fifecta
No official screen found yet
Quicken Simplifi
From Simplifi's help centerA Create a goal screen with choices like Buy a car, Emergency Fund, Wedding, Vacation, Home and Custom.support.simplifi.quicken.com, as of 
From Simplifi's help centerThe Savings Goals screen with a Fall Wedding goal at 35%, $350 saved and a target date.support.simplifi.quicken.com, as of
Reports and insights
Fifecta
From Fifecta's websiteYour 2-minute money check, 2 to look at: "Desires is $112.67 over," "Give $192.52 a job" and a checked "Goal money is in savings," with a Done for this week button.fifecta.pricelesstay.com, as of 
From Fifecta's websiteA Your Money Type note for Scrambler: "First fix: Bills First. On payday, pay the bills, or set aside the money for them, before anything else."pricelesstay.com, as of
Quicken Simplifi
App Store marketing imageApp Store image with the headline "Business & personal finances in one clear view" showing a Net Income chart and income rows.App Store listing, as of 
App Store marketing imageA Net Income bar chart by month, three income rows and a Left this month donut.App Store listing, as of 
App Store marketing imageA Projected Cash Flow chart with a Today marker and a projected balance of $31,452.App Store listing, as of
Bills and recurring
Fifecta
From Fifecta's websiteThe Fifecta Calendar for October 2026 on a phone: $4,800.00 coming in, $1,662.48 in bills with a due day, a note that checking stays above zero this month, and a month grid with money in and out on each day.fifecta.pricelesstay.com, as of 
From Fifecta's websiteComing in $4,800.00, bills with a due day $1,662.48 plus $660.00 with no day yet, and "Checking stays above zero this month. Lowest point: about $6,185.00 on Oct 25."fifecta.pricelesstay.com, as of 
From Fifecta's websiteA month grid with money in shown in green and money out in red on each day, and a key: past days show what you spent, coming days are estimates from your plan, and shaded days are when checking could run short.fifecta.pricelesstay.com, as of
Quicken Simplifi
From Simplifi's help centerThe Recurring list with filters for All Active, Income, Bills and Subscriptions and each series' next date and frequency.support.simplifi.quicken.com, as of
Investments
Fifecta
No official screen found yet
Quicken Simplifi
App Store marketing imageApp Store image with the headline "Turn what ifs into an actual plan" showing a Retirement chart and an Investments value.App Store listing, as of 
App Store marketing imageA Retirement projection chart and an Investments card with $200,725 and a value chart.App Store listing, as of 
App Store marketing imageApp Store image with the headline "All your finances in one, and then some" showing an Investments value chart and a monthly value list.App Store listing, as of 
From Simplifi's help centerThe mobile Investments screen with Holdings, Balances and Performance tabs, a market value, related news and holdings.support.simplifi.quicken.com, as of
Sharing with a partner
Fifecta
No official screen found yet
Quicken Simplifi
From Simplifi's help centerThe web Spaces & sharing settings with the user's financial spaces and a Shared with you section.support.simplifi.quicken.com, as of 
From Simplifi's help centerAn invitation email that says Andrea wants to share their Space, with an Accept invitation button.support.simplifi.quicken.com, as of
Getting started
Fifecta
From Fifecta's websiteA Money Type picker with Spender, Saver, Scrambler and Strategist, Scrambler selected, and its first fix: "Bills First. Pay the bills on payday, before anything else."pricelesstay.com, as of
Quicken Simplifi
No official screen found yet
Other screens
Fifecta
No official screen found yet
Quicken Simplifi
App Store marketing imageApp Store image with the headline "Run your business confidently" showing income rows and an invoice marked Paid in full.App Store listing, as of
Who it's for
Pick the tab that sounds like you. Every answer comes from the app's own pages, and its source opens from the Source link.
Just me
Budgeting on your own? These are the basics people ask about first.
Is it free?
Fifecta: Fifecta costs $15 a month or $150 a year.
Source
pricelesstay.com/fifecta, checked .Simplifi: Quicken Simplifi lists $6.99 a month, billed annually. New members who order directly from Quicken by November 29, 2026 see a first-year offer of $3.99 a month, billed annually.
Source
quicken.com/products/simplifi, checked .Does it connect to my bank and import transactions?
Fifecta: Optional. Fifecta connects banks through Plaid with read-only access, and you can type your income and spending in by hand instead.
Source
pricelesstay.com/fifecta, checked .Simplifi: Yes. Quicken says Simplifi connects to over 14k financial institutions.
Source
quicken.com/products/simplifi, checked .Can I export my data?
Fifecta: Yes. You can export your data.
Source
In their words: “Export a copy in Settings, then Your data, before then.” pricelesstay.com/fifecta, checked .Simplifi: Yes. You can export your data.
Source
In their words: “Currently, the only available export format is CSV (Comma-Separated Values), which is compatible with most spreadsheet applications like Excel and Google Sheets.” support.simplifi.quicken.com/en/articles/3404263-how-to-export-transactions-from-quicken-simplifi, checked .Is there support from the app's makers if I need help?
Fifecta: Yes. Contact form.
Source
In their words: “Questions about these terms? Use our contact form.” pricelesstay.com/fifecta-terms, checked .Simplifi: Yes. Live chat, phone and community.
Source
In their words: “You can reach out to our support team via chat, phone, or the Quicken Simplifi Community, each with specific hours.” support.simplifi.quicken.com/en/articles/5077917-how-to-contact-support, checked .
Partners
Sharing money with a partner? Here's how each app handles a second person.
Can my partner use their own login details?
Fifecta: Joint accounts, yes. The source doesn't say your partner gets a separate login.
Source
In their words: “You can invite a partner to share your budget. They will be able to see and edit your plan, transactions, and goals, and see the rest of your money in Fifecta.” pricelesstay.com/fifecta-terms, checked .Simplifi: Yes. Your partner gets their own login.
Source
In their words: “You can share your Quicken Simplifi data with one additional member, who will need their own Quicken ID and password, but does not need their own Quicken Simplifi Subscription.” support.simplifi.quicken.com/en/articles/6443103-how-to-use-spaces-sharing-in-quicken-simplifi, checked .How many people can share one account?
Fifecta: Up to 2 people, including you.
Source
In their words: “You can invite one partner, so a household is the two of you.” pricelesstay.com/fifecta, checked .Simplifi: Up to 2 people, including you.
Source
In their words: “You can add one other person with our "spaces & sharing" feature.” quicken.com/products/simplifi, checked .Can we keep shared and individual views?
Fifecta: Yes. You can keep shared and individual views.
Source
In their words: “Any account, card, loan or investment you mark Only me stays hidden from your partner, along with its transactions and balances.” pricelesstay.com/fifecta, checked .Simplifi: No. You both see the same shared view.
Source
In their words: “Note: Some limited-access capabilities-like sharing specific accounts or features or viewing and adding attachments to transactions-are not yet available, but may be added for Space Sharing in the future.” support.simplifi.quicken.com/en/articles/6443103-how-to-use-spaces-sharing-in-quicken-simplifi, checked .Can we set up joint budgets and goals?
Fifecta: Yes. You can work toward goals together.
Source
In their words: “They will be able to see and edit your plan, transactions, and goals” pricelesstay.com/fifecta-terms, checked .Simplifi: Yes. You can work toward goals together.
Source
In their words: “Yep! You can share your Quicken Simplifi account with your partner, financial advisor, or anyone you trust.” quicken.com/products/simplifi, checked .
Family
Bringing in more of the household? Here's what each app says about families and kids. See apps with custodial accounts for kids.
Does it have accounts or features for kids or teens?
Fifecta: No.
Source
In their words: “You must be at least 18 and able to agree to these terms.” pricelesstay.com/fifecta-terms, checked .Simplifi: No.
Source
In their words: “To access and/or use the Products and Services you acknowledge that you are at least 18 years of age” quicken.com/simplifi/terms, checked .How many people can share one account?
Fifecta: Up to 2 people, including you.
Source
In their words: “You can invite one partner, so a household is the two of you.” pricelesstay.com/fifecta, checked .Simplifi: Up to 2 people, including you.
Source
In their words: “You can add one other person with our "spaces & sharing" feature.” quicken.com/products/simplifi, checked .
Freelancer
Paid on an uneven schedule or running a side hustle? Here's what each app offers. See apps with a SEP IRA or Solo 401(k).
Can I track irregular income without messing up my monthly budget?
Fifecta: Yes. It has official guidance for budgeting irregular income.
Source
In their words: “For pay that changes, like commission, tips or gig work, Fifecta looks at your last three full months and suggests planning on the lowest one.” pricelesstay.com/fifecta, checked .Simplifi: Yes. It has official guidance for budgeting irregular income.
Source
In their words: “In some months, your income may differ from what's tracked through Recurring Series transactions-for example, if you receive a bonus, have a fixed income, want to carry over unused funds from the previous month, or your income fluctuates. In these cases, you can manually set a custom income amount in your Spending Plan in Quicken Simplifi.” support.simplifi.quicken.com/en/articles/5528672-how-do-i-set-a-custom-income-amount-in-the-spending-plan, checked .Can I export my transactions for tax prep?
Fifecta: Yes. You can export your transactions for tax prep.
Source
In their words: “download your business charges and mileage as CSV files to give your tax preparer” pricelesstay.com/fifecta, checked .Simplifi: Yes. You can export your transactions for tax prep.
Source
In their words: “The Taxes report also supports TXF and TXJ formats for use with tax preparation software.” support.simplifi.quicken.com/en/articles/4592676-using-reports-in-quicken-simplifi, checked .
Business
Running a small business? Here's what each app says about business money.
Can I export my transactions for tax prep?
Fifecta: Yes. You can export your transactions for tax prep.
Source
In their words: “download your business charges and mileage as CSV files to give your tax preparer” pricelesstay.com/fifecta, checked .Simplifi: Yes. You can export your transactions for tax prep.
Source
In their words: “The Taxes report also supports TXF and TXJ formats for use with tax preparation software.” support.simplifi.quicken.com/en/articles/4592676-using-reports-in-quicken-simplifi, checked .Can I share my finances with my accountant?
Fifecta: Yes. You can export your data and send the file.
Source
In their words: “Export a copy in Settings, then Your data, before then.” pricelesstay.com/fifecta, checked .Simplifi: Yes. You can export your data and send the file.
Source
In their words: “Currently, the only available export format is CSV (Comma-Separated Values), which is compatible with most spreadsheet applications like Excel and Google Sheets.” support.simplifi.quicken.com/en/articles/3404263-how-to-export-transactions-from-quicken-simplifi, checked .
A question shows only when every app here has a current official source that answers it. We only say no when the app's own page does.
Which fits your Money Type?
There are four Money Types: Strategist, Spender, Saver and Scrambler. Each card matches one type to what the sources say about these two apps.
StrategistBoth Fifecta and Simplifi list investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
First fix: Save the Raise.
SpenderBoth Fifecta and Simplifi list goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
First fix: Sleep on It.
SaverNeither app's sources confirm a feature we match to this type yet, so the quiz is the better place to start.
First fix: Put It to Work.
ScramblerBoth Fifecta and Simplifi list bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
First fix: Bills First.
Not sure which one you are? Take the free Money Types quiz. It takes about two minutes.
What real users say
These are other people's opinions, not Priceless Tay's. We quote public reviews and posts word for word, link each one and show its date, but we haven't checked the claims in them. A post counts toward a theme when it uses one of that theme's keywords, so a mention can be praise or a complaint.
What Simplifi users say
Based on 34 App Store reviews, 18 Reddit posts and 2 Hacker News posts dated Oct 2025 to Oct 2026, read Oct 2026. We collected the Reddit data with Apify, a scraping service, on Oct 24, 2026.
- Of the 54 reviews and posts we read, 17 mention how easy or hard the app is to use.
- Of the 54 reviews and posts we read, 15 mention the price, fees or the subscription.
- Of the 54 reviews and posts we read, 8 mention syncing or connecting accounts.
Positive
“...Simplifi by far is the easiest to use and has the most intuitive UI.”
Critical
“Quicken Simplifi has been a huge disappointment. I have multiple high-usage accounts that have lost connectivity...”
Positive
“...I've used Simplifi, Monarch and Copilot Money and Simplifi was the best of all those 3 IMO.”
Where these come from
- Simplifi reviews on the App Store, read Oct 24, 2026. This listing is the Quicken app, so we kept only reviews dated inside the window that name Simplifi (34 of the 209 in the feed).
- Hacker News search for Simplifi, read Oct 24, 2026. Public search of comments and posts. 5 named the app; we kept 2 where the writer shares their own use of it.
- Reddit search for Simplifi, collected Oct 24, 2026. Collected with Apify (harshmaur/reddit-scraper) on Oct 24 2026: a keyword search for "Quicken Simplifi", posts and comments from after Oct 24 2025. It returned 98, most of them about something else. We kept 18 where the writer shares their own use of the app or a clear opinion of it. We left out moderators, bots, company accounts, referral posts and people promoting their own apps.
- YouTube search for Simplifi, collected Oct 24, 2026. Collected with Apify (streamers/youtube-scraper) on Oct 24 2026: a search for "Quicken Simplifi review" from the past year, up to 8 videos. It returned 8. We kept 0 and left out the app's own channel, sponsored videos, videos with affiliate or referral links and videos about a different product. We count themes from each video's title, description and captions, but we don't quote videos, because the captions we have carry no timestamps.
- u/err_404_smooth_brain in r/simplifimoney on Reddit, Oct 24, 2026.
- u/AMinthPM in r/MoneyDiariesACTIVE on Reddit, Oct 22, 2026.
- u/Physical-Incident553 in r/personalfinance on Reddit, Oct 22, 2026.
- u/pepe_teh_king_prawn in r/MoneyDiariesACTIVE on Reddit, Oct 22, 2026.
- u/deathoftheendless_ in r/MoneyDiariesACTIVE on Reddit, Oct 22, 2026.
- u/theyhis in r/budgetingforbeginners on Reddit, Oct 21, 2026.
- u/Forded_Fiction24 in r/investingforbeginners on Reddit, Oct 14, 2026.
- u/fishiesaurus in r/DaveRamsey on Reddit, Oct 13, 2026.
- u/Inner_Difficulty_381 in r/simplifimoney on Reddit, Sep 30, 2026.
- u/Training_Falcon_3432 in r/simplifimoney on Reddit, Sep 30, 2026.
- u/HungryPeanutButter in r/Fire on Reddit, Sep 27, 2026.
- u/Moar-Points-100M in r/ufl on Reddit, Sep 26, 2026.
- u/HenFruitEater in r/MonarchMoney on Reddit, Sep 23, 2026.
- u/tracker141 in r/simplifimoney on Reddit, Sep 17, 2026.
- u/Jc_Worley in r/simplifimoney on Reddit, Sep 11, 2026.
- u/Arutig3 in r/MonarchMoney on Reddit, Aug 26, 2026.
- u/bwtharp in r/simplifimoney on Reddit, Aug 21, 2026.
- u/Veronica6765 in r/copilotmoney on Reddit, Aug 11, 2026.
- DazWilkin on Hacker News, Mar 20, 2026.
- whattheheckheck on Hacker News, Jan 2, 2026.
FAQ
How much does Fifecta cost?
Fifecta costs $15 a month or $150 a year. We checked this on Nov 3, 2026.
How much does Simplifi cost?
Quicken Simplifi lists $6.99 a month, billed annually. New members who order directly from Quicken by November 29, 2026 see a first-year offer of $3.99 a month, billed annually. We checked this on Nov 3, 2026.
Which is cheaper, Fifecta or Simplifi?
The lowest monthly price Fifecta lists is $15 a month, and the lowest Simplifi lists is $3.99 a month, so Simplifi lists the lower monthly price. We checked both on Nov 3, 2026, and plans change, so check both pricing pages before you decide.
Does Fifecta have a free trial?
Fifecta is free for 7 days, and you can cancel anytime in the app. We checked this on Nov 3, 2026.
More comparisons
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Keep comparing
- Read our Quicken Simplifi review.
- See Simplifi alternatives, closest category first.
- Browse our guide to the best budgeting apps.
- Want the bigger picture? Compare more money apps.
Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.
Want a plan built on your Money Type?
Fifecta gives every paycheck a plan with FUNDS, so you know where each dollar goes.
Sources and confidence
- Last checked
- Sourced facts
- 12 facts, each linked and dated
FifectaOur app6 sourced facts, last checked Nov 3, 2026
- Price and feespricelesstay.com/fifecta, as of Nov 3, 2026
- Free trialpricelesstay.com/fifecta, as of Nov 3, 2026
- Platformspricelesstay.com/fifecta, as of Nov 3, 2026
- Bank syncingpricelesstay.com/fifecta, as of Nov 3, 2026
- Featurespricelesstay.com/fifecta-ai, as of Nov 3, 2026
- App store ratingpricelesstay.com/fifecta, as of Nov 3, 2026
Quicken Simplifi6 sourced facts, last checked Nov 3, 2026
- Price and feesquicken.com/products/simplifi, as of Nov 3, 2026
- Free trialsupport.simplifi.quicken.com/en/articles/3363727-quicken-simplifi-subscription-questions, as of Nov 3, 2026
- Platformsquicken.com/products/simplifi, as of Nov 3, 2026
- Bank syncingquicken.com/products/simplifi, as of Nov 3, 2026
- Featuresquicken.com/products/simplifi, as of Nov 3, 2026
- App store ratingApp Store listing, as of Nov 3, 2026
Fifecta is our own app. Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.
Each fact links to the official page it came from, with the date we checked it. Once a fact is older than 30 days, it comes off the page until we check it again. How we source, date and index this data.
This is education, not financial advice.
