Fifecta Terms of Use

Last updated: October 10, 2026

These terms cover Fifecta, the money app at fifecta.pricelesstay.com. Fifecta is run by Taylor Price LLC, a Florida limited liability company that does business as Priceless Tay ("we," "us," or "our"). By creating an account or using Fifecta, you agree to these terms. Our general Terms of Service also apply, and if the two conflict about Fifecta, these terms control.

What Fifecta is

Fifecta helps you plan your money with FUNDS (Fixed, Unexpected, Necessary, Desires, and Stash), track spending, debts, goals, and net worth, and work on the first fix for your Money Type. It is a planning and education tool. It does not move money, pay bills, or make investments for you.

Not financial advice

Fifecta's numbers, payoff dates, savings estimates, Money Type results, and Ask Penny answers are estimates based on what you enter or connect. They can be wrong or out of date. They are not personalized financial, investment, tax, or legal advice. Before a major money decision, talk to a qualified professional. See our Disclaimer.

Who can use Fifecta

You must be at least 18 and able to agree to these terms. Use the email address you bought with, keep your sign-in private, and tell us right away if you think someone else got into your account. You are responsible for what happens under your account.

Plans

Software only. The money tools on their own, for $15 a month or $150 a year, plus any tax shown at checkout.

Coaching and software. Coaching programs include Fifecta for the length of the program. Your coaching agreement covers fees, schedule, and refunds for coaching, and it controls if it conflicts with these terms.

Prices can change. If we change the price of a software plan, we will tell you by email before your next renewal, and the new price starts at that renewal.

Billing and renewal

Software plans renew automatically at the end of each month or year, and we charge the card on file through our checkout provider until you cancel. If a payment fails, we may pause your access until it goes through.

Cancelling

You can cancel a software plan anytime through our contact form. Choose "Something else" and include the email you bought with. You won't be charged again after you cancel, and your access ends when the subscription ends.

Payments are not refunded for partly used months or years, unless the law requires a refund. If you think you were charged by mistake, contact us within 30 days and we will look into it.

When your plan ends, we keep your account and data so you can pick up where you left off if you come back. To remove it, delete your account in Settings → Your data → Delete account.

Connecting a bank

Bank connections run through Plaid. By connecting a bank, you allow Plaid to share your account information with Fifecta as described in our Fifecta Privacy Policy, and you agree to Plaid's End User Privacy Policy. Bank data can be delayed or incomplete, so check important numbers with your bank. You can use Fifecta without connecting a bank.

AI features

Ask Penny and file imports use AI to answer questions and read documents. AI can make mistakes, so check anything that matters before you act on it.

If you connect your own AI assistant, such as Claude, it can read your Fifecta data but can't change it. That assistant is run by another company under its own terms and privacy policy, and we are not responsible for what it does with what it reads. You can disconnect it anytime in Settings → Your data → Connected apps.

Your data

Your financial information belongs to you. You give us permission to store and use it to run Fifecta for you, as described in the Fifecta Privacy Policy. You can export it or delete your account in Settings → Your data.

Acceptable use

Do not:

• Share your account or resell access to Fifecta.
• Try to get into another person's account or data, or test our security without written permission.
• Copy, scrape, or reverse engineer the app, or overload it with automated requests.
• Use Fifecta for anything illegal.

Our content

Fifecta, FUNDS, the Money Types framework, and the app's text, illustrations, and course content belong to Taylor Price LLC. You may use them for your own personal planning while your account is active.

Changes to Fifecta

We improve Fifecta often and may add, change, or remove features. If we stop offering a paid plan you are on, we will tell you ahead of time.

Ending your access

You can stop using Fifecta and delete your account anytime. We may suspend or close an account that breaks these terms, puts other people's data at risk, or has an unpaid balance. If we close your account without cause, we will refund the unused part of a prepaid plan.

Disclaimer of warranties

Fifecta is provided "as is" and "as available." To the fullest extent the law allows, we do not promise it will always be available, error-free, or that its numbers will be accurate or complete.

Limitation of liability

To the fullest extent the law allows, Taylor Price LLC is not liable for indirect, incidental, special, or consequential damages, or for financial decisions you make using Fifecta. Our total liability for any claim about Fifecta is limited to what you paid us for Fifecta in the 12 months before the claim.

Governing law

These terms are governed by the laws of the State of Florida, without regard to its conflict of law rules. Any dispute about Fifecta will be handled in the state or federal courts located in Florida.

Changes to these terms

We may update these terms. When we make a material change, we will change the date at the top and tell you by email or in the app. Using Fifecta after a change means you accept the updated terms.

Contact

Questions about these terms? Use our contact form.