Skip to content

Coaching waitlist is open. Join the waitlist

Budgeting comparison

Copilot Money vs EveryDollar

Updated

Data as of

Copilot Money checked EveryDollar checked

I earn commissions from some links.

Copilot Money logo

Copilot Money

Budgeting app

Visit site for Copilot Money (opens in a new tab)
Official images, as of Oct 24, 2026
Copilot App Store image of the dashboard
Copilot App Store image of the budgets review
Copilot Transactions tab
EveryDollar logo

EveryDollar

Budgeting app

Visit site for EveryDollar (opens in a new tab)
App Store marketing images, as of Oct 24, 2026
EveryDollar App Store image of a score gauge
EveryDollar App Store image of the budget on a tilted phone
EveryDollar App Store image of the Transactions screen

Short answer

  • Pick Copilot Money if you want shared and individual views or business spending tracked next to personal spending.
  • Pick EveryDollar if you want a free version or a separate login for your partner.
  • The biggest difference is price: EveryDollar has a free version, and Copilot Money lists $13 a month.

Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.

Copilot Money vs EveryDollar at a glance

  • Copilot Money logoCopilot Money

    Price
    $13a month
    Free trial
    Yeslength not listed
    Rating
    4.8 of 5App Store, 30,895 ratings
    Platforms
    4iPhone, iPad, Mac, Web
  • EveryDollar logoEveryDollar

    Price
    $17.99a month, or a free version
    Free trial
    14 days
    Rating
    4.7 of 5App Store, 84,203 ratings
    Platforms
    3iOS, Android, Computer

What it costs

  • Copilot Money logoCopilot MoneyLower price

    $13a month

    Copilot Money costs $13 a month, or $95 a year billed yearly.

    $95 a year at the yearly list price, or $285 over 3 years, before tax.

    Sourcecopilot.money, checked .
  • EveryDollar logoEveryDollar

    $17.99a month

    EveryDollar has a free version. After a 14-day free trial, premium costs $79.99 a year billed annually, or $17.99 a month billed monthly.

    $79.99 a year at the yearly list price, or $239.97 over 3 years, before tax.

    Sourceeverydollar.com, checked .

Bars compare each app's yearly list price. "Lower price" marks the lowest monthly price the sources list. It's a number, not our pick. Prices are list prices from each app's own page, before tax and any offer.

Features

Features each app's official source states, yes or no.
FeatureCopilot MoneyEveryDollar
Savings goals Yes Yes
Shared budgetsShared login: you both sign in to the same account Yes
Investment tracking Yes Yes
Data export Yes Yes

Copilot Money also lists AI features.

Sources for these features

Yes means the official site lists it. No means the official site says the app doesn't have it. Shared login means you both sign in to the same account, with no separate partner login.

Copilot Money and EveryDollar, side by side

Copilot Money and EveryDollar compared. Each value's source and the date we checked it open from its Source link.
Free trialDiffers
Copilot MoneyCopilot Money says you can test drive the app before you connect an account and then start a free trial. Its pricing section does not list the trial length.
Sourcecopilot.money, checked .
EveryDollarEveryDollar premium starts with a 14-day free trial for new users.
Sourceeverydollar.com, checked .
PlatformsDiffers
Copilot MoneyCopilot Money lists iPhone, iPad, Mac and Web.
Sourcecopilot.money, checked .
EveryDollarEveryDollar lists iOS, Android and Computer.
Sourceramseysolutions.com/money/everydollar, checked .
Bank syncingDiffers
Copilot MoneyYes. Copilot Money says it works with multiple data aggregators, starting with Plaid, so connected accounts update automatically. You can also add manual accounts.
Sourcehelp.copilot.money/en/articles/5593601-adding-and-managing-connected-accounts, checked .
EveryDollarPremium only. EveryDollar premium connects your bank through Mastercard Connect and Plaid, and the free version uses manual entry.
Sourceramseysolutions.com/money/everydollar, checked .
App store ratingDiffers
Copilot MoneyCopilot Money has 4.8 out of 5 on the App Store from 30,895 ratings.
SourceApp Store listing, checked .
EveryDollarEveryDollar has 4.7 out of 5 on the App Store from 84,203 ratings.
SourceApp Store listing, checked .

Store ratings are a dated snapshot from each listing, not our score. A row shows only when both apps have a current official source for it. How we source and date this data. Spotted a change? Tell us if something changed.

Weighing a third option? Add up to two more apps and compare up to four side by side.

Screen by screen

Pick a task to see what each app shows for it. App Store and Google Play images are the apps' own marketing, so they can show sample data and staged layouts. Help center images come from the app's support articles. See every app's screens.

Home

Copilot Money logoCopilot Money

  • Copilot App Store image of the dashboard
    App Store marketing imageApp Store image with the headline "Private. Safe. Smart." showing the Copilot dashboard in dark mode.App Store listing, as of
  • Copilot dashboard in dark mode
    App Store marketing imageThe dashboard: $477 left of $4,120 budgeted with a line chart, a To Review list and round budget icons.App Store listing, as of

EveryDollar logoEveryDollar

  • EveryDollar App Store image of a score gauge
    App Store marketing imageApp Store image with the headline "Find Focus, Know Your Score" showing a home screen with a score gauge of 45 and a Save For a Trip goal.App Store listing, as of
  • EveryDollar home screen with score gauge
    App Store marketing imageA screen greeting John with a gauge reading 45 and a Target Goal card for Save For a Trip.App Store listing, as of

Accounts

Copilot Money logoCopilot Money

  • Copilot connections needing attention
    From Copilot Money's help centerA Connections needing attention card listing accounts with Reverify and Sign in buttons.help.copilot.money, as of

EveryDollar logoEveryDollar

No official screen found yet

Transactions

Copilot Money logoCopilot Money

  • Copilot Transactions tab
    From Copilot Money's help centerThe Transactions tab with transactions grouped by day, each with a category tag and amount.help.copilot.money, as of
  • Copilot transaction detail
    From Copilot Money's help centerA transaction detail for Sweetgreen at $18.56 with its category and buttons for Split, Recurring, Tag and Goal.help.copilot.money, as of
  • Copilot To Review card
    App Store marketing imageA To Review card listing two transactions with category tags and a Mark as Reviewed button.App Store listing, as of
  • Copilot To Review card
    From Copilot Money's help centerA To Review card listing several transactions with category tags and a Mark as Reviewed button.help.copilot.money, as of

EveryDollar logoEveryDollar

  • EveryDollar App Store image of the Transactions screen
    App Store marketing imageApp Store image with the headline "See Every Transaction" showing the Transactions screen.App Store listing, as of
  • EveryDollar Transactions screen
    App Store marketing imageThe Transactions screen: a note that transactions sync after clearing, then September transactions with budget item tags.App Store listing, as of
  • EveryDollar App Store image of tracked transactions
    App Store marketing imageApp Store image with the headline "Track Spending in Seconds" showing budget rows with transaction bubbles for Trader Joe's, Walmart and Target.App Store listing, as of
  • EveryDollar Add Expense form with a split
    From EveryDollar's help centerAn Add Expense form on the web split across Groceries, Gifts and Clothing with amounts for each.everydollar.help.ramseysolutions.com, as of
  • EveryDollar transaction rows with tags
    App Store marketing imageTransaction rows such as Target, Jeni's and a Direct Deposit, each with an amount and a budget item tag like Groceries.App Store listing, as of

Budget

Copilot Money logoCopilot Money

  • Copilot App Store image of the budgets review
    App Store marketing imageApp Store image with the headline "Budgets that make sense for you." showing a September in review screen with a Budgets list.App Store listing, as of
  • Copilot budget review screen
    App Store marketing imageA September in review screen: $629 under total budget and categories like Rent, Car and Groceries with amounts over or under.App Store listing, as of
  • Copilot Categories tab
    From Copilot Money's help centerThe Categories tab with spent and budget totals, a ring chart and category rows with budget bars.help.copilot.money, as of
  • Copilot budget rings
    App Store marketing imageA row of five round category icons with amounts under or over budget.App Store listing, as of
  • Copilot budget category list
    App Store marketing imageCategory pills such as Rent, Car, Groceries, Restaurants, Clothing and Entertainment with small up or down amounts.App Store listing, as of

EveryDollar logoEveryDollar

  • EveryDollar App Store image of the budget on a tilted phone
    App Store marketing imageApp Store image with the headline "Simple Budgeting, Total Control" over a tilted phone showing the budget with Planned Income and Risk of Overspending.App Store listing, as of
  • EveryDollar App Store image of budget items
    App Store marketing imageApp Store image with the headline "Give Every Dollar a Job" showing a hand holding a phone with income rows and budget items like Groceries and Clothing.App Store listing, as of
  • EveryDollar Groceries budget item
    From EveryDollar's help centerA Groceries budget item with $600 remaining and Schedule, Due Date and Fund rows.everydollar.help.ramseysolutions.com, as of
  • EveryDollar budget header
    From EveryDollar's help centerThe budget header for September 2026 with Planned, Spent and Remaining tabs, $104.54 left to budget and two summary tiles.everydollar.help.ramseysolutions.com, as of
  • EveryDollar remaining ring
    From EveryDollar's help centerA colored ring with $6,000 Remaining in the middle.everydollar.help.ramseysolutions.com, as of

Categories

Copilot Money logoCopilot Money

  • Copilot App Store image of a category screen
    App Store marketing imageApp Store image with the headline "Spending categorization, powered by AI." showing a transaction and a Subscriptions category screen.App Store listing, as of
  • Copilot Subscriptions category screen
    App Store marketing imageA Subscriptions category screen with a $270 budget for all months and a monthly bar chart.App Store listing, as of
  • Copilot Rent category detail
    From Copilot Money's help centerA Rent category detail with a monthly bar chart, key metrics and the recurring payment tied to it.help.copilot.money, as of

EveryDollar logoEveryDollar

No official screen found yet

Goals

Copilot Money logoCopilot Money

  • Copilot savings goals list
    From Copilot Money's help centerThe savings goals list with Active goals like Rainy Day, College and Vacation and a Ready to spend section.help.copilot.money, as of

EveryDollar logoEveryDollar

  • EveryDollar App Store image of Your Roadmap
    App Store marketing imageApp Store image with the headline "See Your Progress at a Glance" showing Your Roadmap with net worth today and projected at 65.App Store listing, as of
  • EveryDollar Your Roadmap screen
    App Store marketing imageYour Roadmap: a progress path, current and projected net worth, and Baby Step cards marked In Progress and Not Started Yet.App Store listing, as of
  • EveryDollar App Store image of the Baby Steps list
    App Store marketing imageApp Store image with the headline "Follow the Ramsey Plan" showing a list of the 7 Baby Steps beside a photo of Dave Ramsey.App Store listing, as of
  • EveryDollar Google Play image of a goal screen
    Google Play marketing imageGoogle Play image with the headline "Give Every Dollar a Job" showing a phone with a Save for a Trip goal and an Increase your focus list.Google Play listing, as of
  • EveryDollar Emergency Fund item
    From EveryDollar's help centerAn Emergency Fund budget item with $500.00 remaining and rows for Schedule, Due Date, Fund Details and Favorite.everydollar.help.ramseysolutions.com, as of
  • EveryDollar web Financial Roadmap
    From EveryDollar's help centerThe web Financial Roadmap with a projected net worth line and Personal Info highlighted.everydollar.help.ramseysolutions.com, as of
  • EveryDollar target goal card
    App Store marketing imageA Target Goal card for Save For a Trip with a progress bar from $1,250 to $2,500, a monthly amount and a completion date.App Store listing, as of
  • EveryDollar Baby Steps list
    App Store marketing imageA numbered list of the 7 Baby Steps, starting with "Save $1,000 for your starter emergency fund."App Store listing, as of
  • EveryDollar fund activity card
    From EveryDollar's help centerAn Activity This Month card for a fund with a balance update, a fill and the April balance.everydollar.help.ramseysolutions.com, as of

Reports and insights

Copilot Money logoCopilot Money

  • Copilot App Store image of the Cash flow tab
    App Store marketing imageApp Store image with the headline "Cash flow tracking at your fingertips." showing the Cash flow tab with Net income and Spend charts.App Store listing, as of
  • Copilot Cash flow tab
    App Store marketing imageThe Cash flow tab: net income of $15,566.93 with a monthly bar chart and a Spend card below.App Store listing, as of

EveryDollar logoEveryDollar

  • EveryDollar Google Play image of a budget summary chart
    Google Play marketing imageGoogle Play image with the headline "See Your Monthly Spending Trends" showing a Budget Summary donut chart with Housing, Food and Lifestyle percentages.Google Play listing, as of

Bills and recurring

Copilot Money logoCopilot Money

  • Copilot App Store image of the Recurrings tab
    App Store marketing imageApp Store image with the headline "Never lose track of subscriptions." showing the Recurrings tab.App Store listing, as of
  • Copilot Recurrings tab
    App Store marketing imageThe Recurrings tab: $40 left to pay and $2,718 paid so far, a grid of this month's bills and an In the Future list.App Store listing, as of
  • Copilot App Store image of light mode
    App Store marketing imageApp Store image with the headline "Light mode, when you need it." showing the Recurrings tab in light mode.App Store listing, as of
  • Copilot Recurrings tab in light mode
    App Store marketing imageThe Recurrings tab in light mode with the same bills grid and an In the Future list.App Store listing, as of
  • Copilot Recurrings tab
    From Copilot Money's help centerThe Recurrings tab from the help center with a grid of this month's bills and an In the Future section.help.copilot.money, as of
  • Copilot recurring bills grid
    App Store marketing imageA grid of recurring items such as Spotify, Rent, Car Payment, Water and Insurance with amounts and due days.App Store listing, as of
  • Copilot recurring detail for Spotify
    From Copilot Money's help centerA Spotify recurring detail card with the amount range, frequency and next payment of $9.99.help.copilot.money, as of

EveryDollar logoEveryDollar

No official screen found yet

Investments

Copilot Money logoCopilot Money

  • Copilot holding detail for Microsoft
    From Copilot Money's help centerA holding detail for Microsoft Corp with a price chart, metrics and positions.help.copilot.money, as of

EveryDollar logoEveryDollar

No official screen found yet

Getting started

Copilot Money logoCopilot Money

No official screen found yet

EveryDollar logoEveryDollar

  • EveryDollar new month budget prompt
    From EveryDollar's help centerA screen saying "Hey there, looks like you need a budget for March" with a Start Planning for March button.everydollar.help.ramseysolutions.com, as of

Other screens

Copilot Money logoCopilot Money

  • Copilot App Store image with summary cards
    App Store marketing imageApp Store image with the headline "Your finances. At a glance." showing a Checking card and a Food & Drink card.App Store listing, as of
  • Copilot App Store image of the in-app help screen
    App Store marketing imageApp Store image with the headline "Human support along the way" showing an in-app help screen with Messages, Help and a search box.App Store listing, as of
  • Copilot in-app help screen
    App Store marketing imageThe help screen: "How can we help?", Messages, Send us a message and a list of help articles.App Store listing, as of

EveryDollar logoEveryDollar

  • EveryDollar App Store image with a debt card
    App Store marketing imageApp Store image with the headline "Join 10 Million Taking Control" showing a Debt card and a photo of a couple.App Store listing, as of
  • EveryDollar Google Play image of potential margin
    Google Play marketing imageGoogle Play image with the headline "Find More Margin for Your Goals" showing a screen that says you can free up $1,250 of potential margin.Google Play listing, as of
  • EveryDollar bottom tab bar
    App Store marketing imageThe bottom tab bar with Today, Budget, Transactions, Accounts and Insights.App Store listing, as of

Who it's for

Pick the tab that sounds like you. Every answer comes from the app's own pages, and its source opens from the Source link.

Just me

Budgeting on your own? These are the basics people ask about first.

  • Is it free?

    Copilot Money: Copilot Money costs $13 a month, or $95 a year billed yearly.

    Sourcecopilot.money, checked .

    EveryDollar: EveryDollar has a free version. After a 14-day free trial, premium costs $79.99 a year billed annually, or $17.99 a month billed monthly.

    Sourceeverydollar.com, checked .
  • Does it connect to my bank and import transactions?

    Copilot Money: Yes. Copilot Money says it works with multiple data aggregators, starting with Plaid, so connected accounts update automatically. You can also add manual accounts.

    Sourcehelp.copilot.money/en/articles/5593601-adding-and-managing-connected-accounts, checked .

    EveryDollar: Premium only. EveryDollar premium connects your bank through Mastercard Connect and Plaid, and the free version uses manual entry.

    Sourceramseysolutions.com/money/everydollar, checked .
  • Can I export my data?

    Copilot Money: Yes. You can export your data.

    SourceIn their words: “Copilot allows you to export all of your transaction data as a spreadsheet on iOS, iPadOS, macOS and Web.” help.copilot.money/en/articles/5944414-exporting-your-transaction-data, checked .

    EveryDollar: Yes. You can export your data.

    SourceIn their words: “After transactions have been tracked, EveryDollar Premium users can use EveryDollar.com to export and download each month's transactions as a CSV file (month by month, but not the whole year at once).” everydollar.help.ramseysolutions.com/hc/en-us/articles/360040571391-Export-Tracked-Transactions, checked .
  • Is there support from the app's makers if I need help?

    Copilot Money: Yes. In-app chat and email.

    SourceIn their words: “Still have questions? Contact us in the app or at support@copilot.money.” help.copilot.money/en, checked .

    EveryDollar: Yes. Live person (free) and coaching (premium).

    SourceIn their words: “Get support from a live person if you need help.” ramseysolutions.com/money/everydollar, checked .

Partners

Sharing money with a partner? Here's how each app handles a second person.

Freelancer

Paid on an uneven schedule or running a side hustle? Here's what each app offers. See apps with a SEP IRA or Solo 401(k).

Business

Running a small business? Here's what each app says about business money.

A question shows only when every app here has a current official source that answers it. We only say no when the app's own page does.

Which fits your Money Type?

There are four Money Types: Strategist, Spender, Saver and Scrambler. Each card matches one type to what the sources say about these two apps.

  • Strategist

    Both Copilot Money and EveryDollar list investment tracking. That fits a Strategist, who wants to watch the whole plan grow.

    First fix: Save the Raise.

  • Spender

    Both Copilot Money and EveryDollar list goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.

    First fix: Sleep on It.

  • Saver

    Neither app's sources confirm a feature we match to this type yet, so the quiz is the better place to start.

    First fix: Put It to Work.

  • Scrambler

    Both Copilot Money and EveryDollar list bank syncing. Seeing every account in one place helps a Scrambler pay bills first.

    First fix: Bills First.

Not sure which one you are? Take the free Money Types quiz. It takes about two minutes.

Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.

Another option: Fifecta

If neither Copilot Money nor EveryDollar feels right, here is one more option to look at. Fifecta gives every paycheck a plan with FUNDS, and it starts from your Money Type, so the plan matches how you already handle money.

What real users say

These are other people's opinions, not Priceless Tay's. We quote public reviews and posts word for word, link each one and show its date, but we haven't checked the claims in them. A post counts toward a theme when it uses one of that theme's keywords, so a mention can be praise or a complaint.

What Copilot Money users say

Based on 500 App Store reviews, 4 Reddit posts and 4 Hacker News posts dated Nov 2025 to Oct 2026, read Oct 2026. We collected the Reddit data with Apify, a scraping service, on Oct 24, 2026.

  • Of the 508 reviews and posts we read, 104 mention how easy or hard the app is to use.
  • Of the 508 reviews and posts we read, 94 mention the price, fees or the subscription.
  • Of the 508 reviews and posts we read, 55 mention customer service or support.

Positive

“I switched to Copilot when Mint shut down. This app is much better than Mint ever was.”
App Store reviewer on the App Store, . See the App Store reviews. Apple doesn't give single reviews their own link, so this opens the app's reviews.

Critical

“App was great until Schwab stopped connecting. Reverification fails. ... Support is completely unhelpful.”
App Store reviewer on the App Store, . See the App Store reviews. Apple doesn't give single reviews their own link, so this opens the app's reviews.

Mixed

“Copilot is great if you just wanna open it and get a “this minute” picture of your money but it could be better.”
u/cailian13 in r/portfolios on Reddit, . Read it on Reddit.
Where these come from

What EveryDollar users say

Based on 437 App Store reviews and 4 YouTube videos dated Oct 2025 to Oct 2026, read Oct 2026. We collected the YouTube data with Apify, a scraping service, on Oct 24, 2026.

  • Of the 441 reviews, posts and videos we read, 80 mention how easy or hard the app is to use.
  • Of the 441 reviews, posts and videos we read, 77 mention the price, fees or the subscription.
  • Of the 441 reviews, posts and videos we read, 55 mention debt, money stress or feeling in control.

Positive

“It makes it super easy to budget with my husband. ... we have had zero money fights”
App Store reviewer on the App Store, . See the App Store reviews. Apple doesn't give single reviews their own link, so this opens the app's reviews.

Positive

“There’s a peace of mind that comes with having your finances under control and seeing your debts paid off.”
App Store reviewer on the App Store, . See the App Store reviews. Apple doesn't give single reviews their own link, so this opens the app's reviews.

Critical

“Anything worthwhile in this app that would be helpful in budgeting is behind a paywall”
App Store reviewer on the App Store, . See the App Store reviews. Apple doesn't give single reviews their own link, so this opens the app's reviews.
Where these come from

FAQ

How much does Copilot Money cost?

Copilot Money costs $13 a month, or $95 a year billed yearly. We checked this on Nov 3, 2026.

How much does EveryDollar cost?

EveryDollar has a free version. After a 14-day free trial, premium costs $79.99 a year billed annually, or $17.99 a month billed monthly. We checked this on Nov 3, 2026.

Does Copilot Money have a free trial?

Copilot Money says you can test drive the app before you connect an account and then start a free trial. Its pricing section does not list the trial length. We checked this on Nov 3, 2026.

Does EveryDollar have a free trial?

EveryDollar premium starts with a 14-day free trial for new users. We checked this on Nov 3, 2026.

More comparisons

Keep comparing

Pinterest pin for Copilot Money vs EveryDollar, a side-by-side app comparison from Priceless Tay.

Save this comparison

Pin it so you can find it again when you're ready to choose.

Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.

Want a plan built on your Money Type?

Fifecta gives every paycheck a plan with FUNDS, so you know where each dollar goes.

Sources and confidence

Last checked
Sourced facts
12 facts, each linked and dated
Copilot Money6 sourced facts, last checked Nov 3, 2026
EveryDollar6 sourced facts, last checked Nov 3, 2026

Each fact links to the official page it came from, with the date we checked it. Once a fact is older than 30 days, it comes off the page until we check it again. How we source, date and index this data.

This is education, not financial advice.