Alternatives
Copilot Money alternatives in 2026
Updated
Data as of
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Copilot MoneyBudgeting appCopilot Money is a budgeting app. Copilot Money costs $13 a month, or $95 a year billed yearly. We checked that on Nov 3, 2026. Below are 14 other apps, starting with the 12 other budgeting apps and then AI money tools. They're ranked by how close each app's category is to Copilot Money's, not by how good it is, and every fact shows the date we checked it.
Short answer
The closest alternatives to Copilot Money are Albert, Cleo and EveryDollar, because Albert, Cleo and EveryDollar are also budgeting apps. Copilot Money costs $13 a month, or $95 a year billed yearly. We checked Copilot Money on Nov 3, 2026, and each card below puts an alternative's price, trial, platforms and ratings next to Copilot Money's, with the date we checked them.
What Copilot Money says on its own pages
Before you compare, here is what Copilot Money itself says about these points. Quotes are its own words, and each line links to the page we read.
- Sharing with a partner: “On the next screen, have them enter the email address associated with your Copilot account.” (source, opens in a new tab, checked )
- Joint and personal views: “Custom Category Groups: You can create a group of categories for each individual to manage their own budget.” (source, opens in a new tab, checked )
- Business use: “You can use Tags to track business spending instead of using separate categories.” (source, opens in a new tab, checked )
- Exporting your data: “Copilot allows you to export all of your transaction data as a spreadsheet on iOS, iPadOS, macOS and Web.” (source, opens in a new tab, checked )
- Age and family: “THE SERVICE IS NOT FOR PERSONS UNDER THE AGE OF 18” (source, opens in a new tab, checked )
What Copilot Money and its alternatives cost
- Copilot Money
$13a month
Copilot Money costs $13 a month, or $95 a year billed yearly.
Cost over 1 and 3 years: $95 and $285, at the yearly list price before tax.
As of · copilot.money
Albert$19.99a month
Albert's Standard plan costs $19.99 a month, and Genius and Family plans cost $39.99 a month. A Family plan covers the owner and up to 4 family members.
Cleo$5.99a month
Cleo has a free version. Plus is $5.99 a month or $44.99 a year, Pro is $8.99 a month and Builder is $14.99 a month.
Cost over 1 and 3 years: $44.99 and $134.97, at the yearly list price before tax.
EveryDollar$17.99a month
EveryDollar has a free version. After a 14-day free trial, premium costs $79.99 a year billed annually, or $17.99 a month billed monthly.
Cost over 1 and 3 years: $79.99 and $239.97, at the yearly list price before tax.
As of · everydollar.com
Goodbudget$10a month
Goodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year.
Cost over 1 and 3 years: $80 and $240, at the yearly list price before tax.
As of · goodbudget.com/signup
HoneydueHoneydue says it is 100% free for everybody and doesn't block any features with a paywall. It asks users to consider an optional monthly tip of $1 to $10.
Monarch Money$14.99a month
Monarch Core costs $14.99 a month, or $99.99 a year billed annually. Monarch Plus costs $199.99 a year billed annually.
Cost over 1 and 3 years: $99.99 and $299.97, at the yearly list price before tax.
As of · monarch.com/pricing
Origin$12.99a month
Origin's annual plan is a one-time payment of $99 for 12 months, and the monthly plan costs $12.99 a month.
PocketGuard$12.99a month
PocketGuard Premium costs $12.99 a month, $74.99 a year billed yearly, or $149.99 once for lifetime access.
Cost over 1 and 3 years: $74.99 and $224.97, at the yearly list price before tax.
As of · pocketguard.com/pricing
Quicken Simplifi$6.99a month, billed yearly
Quicken Simplifi lists $6.99 a month, billed annually. New members who order directly from Quicken by November 29, 2026 see a first-year offer of $3.99 a month, billed annually.
As of · quicken.com/products/simplifi
Rocket MoneyRocket Money has a free version. Premium uses a pay what you think is fair price that Rocket Money says typically ranges from $7 to $14 a month, and Premium+ costs $15 a month.
YNAB$14.99a month
YNAB costs $14.99 a month, or $109 a year paid annually, plus tax where applicable.
Cost over 1 and 3 years: $109 and $327, at the yearly list price before tax.
As of · ynab.com/pricing
Fifecta$15a month
Fifecta costs $15 a month or $150 a year.
Cost over 1 and 3 years: $150 and $450, at the yearly list price before tax.
As of · pricelesstay.com/fifecta
Actual BudgetActual is free and open source, and its desktop apps run locally.
As of · github.com/actualbudget/actual
- Finances in ChatGPT
OpenAI lists Finances for U.S. Free, Go, Plus and Pro users.
Bars show only when every app here lists a yearly price, so these prices sit side by side without them. Prices are list prices from each app's own page, before tax and any offer.
Alternatives to Copilot Money, closest category first
Each card puts the app's facts next to Copilot Money's, with the date we checked each one. The order follows how close the category is, not how good the app is.
How Copilot Money compares at a glance
- Starting from Copilot Money's $13 a month, Cleo ($5.99 a month), Goodbudget ($10 a month), Origin ($12.99 a month) and PocketGuard ($12.99 a month) list a lower one and Albert ($19.99 a month), EveryDollar ($17.99 a month), Monarch Money ($14.99 a month) and YNAB ($14.99 a month) list a higher one.
- Honeydue and Actual Budget are free, unlike Copilot Money.
- Copilot Money pulls in your bank data, while EveryDollar and Goodbudget sync banks only when paid.
- Copilot Money doesn't list Android, and Albert, Cleo, Goodbudget, Honeydue, Monarch Money, Origin, PocketGuard, Rocket Money, YNAB and Finances in ChatGPT do.
- Copilot Money doesn't list Apple Watch, and PocketGuard and YNAB do.
- For Windows, look at Actual Budget, since Copilot Money doesn't list it.
- For Linux, look at Actual Budget, since Copilot Money doesn't list it.
- Copilot Money runs on Mac, which Albert, Cleo, Goodbudget, Honeydue, Monarch Money, PocketGuard, Rocket Money, YNAB and Finances in ChatGPT don't list.
- Copilot Money runs on the web, which Albert, Cleo, Honeydue and Actual Budget don't list.
- Goodbudget and Actual Budget don't list iPad, where Copilot Money runs.
- Copilot Money lists iPhone, and Actual Budget doesn't.
- Copilot Money holds a 4.8 App Store rating. Of the apps below, Monarch Money (4.9) rates higher and Albert (4.7), Cleo (4.7), EveryDollar (4.7), Goodbudget (4.6), Honeydue (4.5), Origin (4.6), PocketGuard (4.6), Simplifi (4.5) and Rocket Money (4.5) rate lower.
- For help, Copilot Money lists these channels: in-app chat and email. Of the apps below, Albert, Origin and Simplifi list phone support.
- Copilot Money offers investment tracking, which Cleo's own pages say it doesn't.
- Copilot Money offers joint and individual views, which EveryDollar, PocketGuard, Simplifi and Rocket Money say on their own pages they don't.
- Copilot Money offers business money tracking, which Albert, Cleo, EveryDollar, Goodbudget and Honeydue say on their own pages they don't.
- YNAB offers options for kids, which Copilot Money's own pages say it doesn't.
Other budgeting apps
- Same category
Albert
Budgeting app
Albert is a subscription money app for budgeting, banking, saving and investing, with an AI assistant called Genius.
- Price and fees
- AlbertAlbert's Standard plan costs $19.99 a month, and Genius and Family plans cost $39.99 a month. A Family plan covers the owner and up to 4 family members.As of Nov 12, 2026. Source: help.albert.com/hc/en-us/articles/21583583733271-How-much-does-Albert-cost
- Copilot MoneyCopilot Money costs $13 a month, or $95 a year billed yearly.As of Nov 3, 2026. Source: copilot.money
- Free trial
- AlbertAlbert says you can try your plan for 30 days before you're charged.As of Nov 12, 2026. Source: albert.com
- Copilot MoneyCopilot Money says you can test drive the app before you connect an account and then start a free trial. Its pricing section does not list the trial length.As of Nov 3, 2026. Source: copilot.money
- Platforms
- AlbertAlbert lists iOS and Android.As of Nov 12, 2026. Source: albert.com
- Copilot MoneyCopilot Money lists iPhone, iPad, Mac and Web.As of Nov 3, 2026. Source: copilot.money
- App store rating
- AlbertAlbert has 4.7 out of 5 on the App Store from 343,539 ratings.As of Nov 12, 2026. Source: App Store listing
- Copilot MoneyCopilot Money has 4.8 out of 5 on the App Store from 30,895 ratings.As of Nov 3, 2026. Source: App Store listing
How Albert differs from Copilot Money
Against Copilot Money's $13 a month, Albert lists $19.99 a month as its lowest price. Albert runs on Android, which Copilot Money's list leaves out. Copilot Money also covers Mac and the web, which Albert doesn't list. Copilot Money includes business money tracking, which Albert says it doesn't offer. Copilot Money keeps couples on a single login, but Albert gives partners separate logins. Albert lists phone support, which isn't on Copilot Money's support list. Albert's App Store rating is 4.7 from 343,539 ratings, against 4.8 from 30,895 ratings for Copilot Money. Albert and Copilot Money are both budgeting apps. Albert connects to your bank, the same as Copilot Money. Like Copilot Money, Albert offers goals, investment tracking, AI features, data export and joint and individual views. Neither Albert nor Copilot Money offers options for kids, going by each app's own pages. Albert lists email and chat support, which Copilot Money provides too.
Who it fits
- Albert lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
- Albert lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- Albert lists an APY on deposits. That fits a Saver, whose first fix is putting saved money to work.
- Albert lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
- Same category
Cleo
Budgeting app
Cleo is a money app with an AI chat assistant, budgeting tools and cash advances.
- Price and fees
- CleoCleo has a free version. Plus is $5.99 a month or $44.99 a year, Pro is $8.99 a month and Builder is $14.99 a month.As of Nov 3, 2026. Source: web.meetcleo.com/faqs/en/articles/11864260-does-cleo-offer-annual-subscription-options
- Copilot MoneyCopilot Money costs $13 a month, or $95 a year billed yearly.As of Nov 3, 2026. Source: copilot.money
- Platforms
- CleoCleo lists iOS and Android.As of Nov 12, 2026. Source: meetcleo.com
- Copilot MoneyCopilot Money lists iPhone, iPad, Mac and Web.As of Nov 3, 2026. Source: copilot.money
- App store rating
- CleoCleo has 4.7 out of 5 on the App Store from 268,990 ratings.As of Nov 12, 2026. Source: App Store listing
- Copilot MoneyCopilot Money has 4.8 out of 5 on the App Store from 30,895 ratings.As of Nov 3, 2026. Source: App Store listing
How Cleo differs from Copilot Money
For a year up front, Cleo lists $44.99 a year, against Copilot Money's $95 a year. Cleo starts at $5.99 a month, while Copilot Money charges from $13 a month. Cleo also has a free version, and every price Copilot Money lists is for a paid plan. Cleo runs on Android, which Copilot Money's list leaves out. Cleo's platform list leaves out Mac and the web, which Copilot Money covers. Cleo's own pages say it doesn't offer investment tracking and business money tracking, which Copilot Money includes. Cleo rates 4.7 from 268,990 ratings on the App Store, where Copilot Money sits at 4.8 from 30,895 ratings. Cleo and Copilot Money are both budgeting apps. As with Copilot Money, Cleo syncs with your bank. Cleo offers goals and AI features, which Copilot Money includes too. Like Copilot Money, Cleo says on its own pages that it doesn't offer options for kids. As with Copilot Money, Cleo has partners share one login. Like Copilot Money, Cleo lists email and chat support.
Who it fits
- Cleo lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- Cleo lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
- Same category
EveryDollar
Budgeting app
EveryDollar is a zero-based budgeting app from Ramsey Solutions with a free version and a paid premium version.
- Price and fees
- EveryDollarEveryDollar has a free version. After a 14-day free trial, premium costs $79.99 a year billed annually, or $17.99 a month billed monthly.As of Nov 3, 2026. Source: everydollar.com
- Copilot MoneyCopilot Money costs $13 a month, or $95 a year billed yearly.As of Nov 3, 2026. Source: copilot.money
- Free trial
- EveryDollarEveryDollar premium starts with a 14-day free trial for new users.As of Nov 3, 2026. Source: everydollar.com
- Copilot MoneyCopilot Money says you can test drive the app before you connect an account and then start a free trial. Its pricing section does not list the trial length.As of Nov 3, 2026. Source: copilot.money
- Platforms
- EveryDollarEveryDollar lists iOS, Android and Computer.As of Nov 3, 2026. Source: ramseysolutions.com/money/everydollar
- Copilot MoneyCopilot Money lists iPhone, iPad, Mac and Web.As of Nov 3, 2026. Source: copilot.money
- App store rating
- EveryDollarEveryDollar has 4.7 out of 5 on the App Store from 84,203 ratings.As of Nov 3, 2026. Source: App Store listing
- Copilot MoneyCopilot Money has 4.8 out of 5 on the App Store from 30,895 ratings.As of Nov 3, 2026. Source: App Store listing
How EveryDollar differs from Copilot Money
On a yearly plan, EveryDollar lists $79.99 a year, and Copilot Money charges $95 a year. EveryDollar starts at $17.99 a month, more than Copilot Money's $13 a month. EveryDollar also has a free version, and every price Copilot Money lists is for a paid plan. Copilot Money keeps your bank in sync, but EveryDollar syncs banks only when paid. EveryDollar's own pages say it doesn't offer joint and individual views and business money tracking, which Copilot Money includes. Unlike Copilot Money, which keeps couples on a single login, EveryDollar gives partners separate logins. Copilot Money provides email and chat support, which EveryDollar doesn't list. EveryDollar rates 4.7 from 84,203 ratings on the App Store, where Copilot Money sits at 4.8 from 30,895 ratings. Like Copilot Money, EveryDollar is a budgeting app. EveryDollar offers goals, investment tracking and data export, which Copilot Money includes too.
Who it fits
- EveryDollar lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
- EveryDollar lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- EveryDollar lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
- Same category
Goodbudget
Budgeting app
Goodbudget is an envelope budgeting app with a free version and a paid Premium version.
- Price and fees
- GoodbudgetGoodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year.As of Nov 3, 2026. Source: goodbudget.com/signup
- Copilot MoneyCopilot Money costs $13 a month, or $95 a year billed yearly.As of Nov 3, 2026. Source: copilot.money
- Free trial
- GoodbudgetGoodbudget says it isn't offering trials of Premium. There is a Free Forever plan, and you can ask for a refund within the first 30 days of a subscription.As of Nov 3, 2026. Source: forums.goodbudget.com/t/premium-level/2994
- Copilot MoneyCopilot Money says you can test drive the app before you connect an account and then start a free trial. Its pricing section does not list the trial length.As of Nov 3, 2026. Source: copilot.money
- Platforms
- GoodbudgetGoodbudget lists Web, Android and iPhone.As of Nov 3, 2026. Source: goodbudget.com/signup
- Copilot MoneyCopilot Money lists iPhone, iPad, Mac and Web.As of Nov 3, 2026. Source: copilot.money
- App store rating
- GoodbudgetGoodbudget has 4.6 out of 5 on the App Store from 13,528 ratings.As of Nov 3, 2026. Source: App Store listing
- Copilot MoneyCopilot Money has 4.8 out of 5 on the App Store from 30,895 ratings.As of Nov 3, 2026. Source: App Store listing
How Goodbudget differs from Copilot Money
For a year up front, Goodbudget lists $80 a year, against Copilot Money's $95 a year. Goodbudget's lowest listed paid price is $10 a month, lower than Copilot Money's $13 a month. Copilot Money's listed prices are all for paid plans, while Goodbudget also has a free version. Goodbudget has paid-only bank sync, while Copilot Money pulls in your bank data. Goodbudget runs on Android, which Copilot Money's list leaves out. Goodbudget's platform list leaves out iPad and Mac, which Copilot Money covers. Copilot Money includes business money tracking, which Goodbudget says it doesn't offer. Goodbudget doesn't list chat support, which Copilot Money provides. Goodbudget's App Store rating is 4.6 from 13,528 ratings, against 4.8 from 30,895 ratings for Copilot Money. Like Copilot Money, Goodbudget is a budgeting app. Like Copilot Money, Goodbudget offers goals and data export. Neither Goodbudget nor Copilot Money offers options for kids, going by each app's own pages. As with Copilot Money, Goodbudget has partners share one login. Goodbudget lists email support, which Copilot Money provides too.
Who it fits
- Goodbudget lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- Goodbudget lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
- Same category
Honeydue
Budgeting app
Honeydue is a free mobile app for couples to track balances, budgets and bills together, with controls over what each partner shares.
- Price and fees
- HoneydueHoneydue says it is 100% free for everybody and doesn't block any features with a paywall. It asks users to consider an optional monthly tip of $1 to $10.As of Nov 3, 2026. Source: support.honeydue.com/en/articles/3179714-how-does-honeydue-earn-money
- Copilot MoneyCopilot Money costs $13 a month, or $95 a year billed yearly.As of Nov 3, 2026. Source: copilot.money
- Free trial
- HoneydueHoneydue needs no trial: it says it is 100% free for everybody and doesn't block any features with a paywall.As of Nov 3, 2026. Source: support.honeydue.com/en/articles/3179714-how-does-honeydue-earn-money
- Copilot MoneyCopilot Money says you can test drive the app before you connect an account and then start a free trial. Its pricing section does not list the trial length.As of Nov 3, 2026. Source: copilot.money
- Platforms
- HoneydueHoneydue lists iOS and Android.As of Nov 3, 2026. Source: honeydue.com
- Copilot MoneyCopilot Money lists iPhone, iPad, Mac and Web.As of Nov 3, 2026. Source: copilot.money
- App store rating
- HoneydueHoneydue has 4.5 out of 5 on the App Store from 10,281 ratings.As of Nov 3, 2026. Source: App Store listing
- Copilot MoneyCopilot Money has 4.8 out of 5 on the App Store from 30,895 ratings.As of Nov 3, 2026. Source: App Store listing
How Honeydue differs from Copilot Money
Where Copilot Money charges from $13 a month, Honeydue is free. Beyond what Copilot Money covers, Honeydue also runs on Android. Honeydue doesn't list Mac and the web, which Copilot Money covers. Honeydue's own pages say it doesn't offer business money tracking, which Copilot Money includes. Unlike Copilot Money, which keeps couples on a single login, Honeydue gives partners separate logins. Honeydue's App Store rating is 4.5 from 10,281 ratings, against 4.8 from 30,895 ratings for Copilot Money. Like Copilot Money, Honeydue is a budgeting app. Honeydue links your bank accounts, the same as Copilot Money. Honeydue offers investment tracking and joint and individual views, which Copilot Money includes too. Copilot Money rules out options for kids on its own pages, and so does Honeydue. Like Copilot Money, Honeydue lists email and chat support.
Who it fits
- Honeydue lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
- Honeydue lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
- Same category
Monarch Money
Budgeting app
Monarch Money is a paid app for budgeting and for tracking your accounts, net worth and goals in one place.
- Price and fees
- Monarch MoneyMonarch Core costs $14.99 a month, or $99.99 a year billed annually. Monarch Plus costs $199.99 a year billed annually.As of Nov 3, 2026. Source: monarch.com/pricing
- Copilot MoneyCopilot Money costs $13 a month, or $95 a year billed yearly.As of Nov 3, 2026. Source: copilot.money
- Free trial
- Monarch MoneyMonarch offers a free 7-day trial, and you need a payment method to start it.As of Nov 3, 2026. Source: monarch.com/pricing
- Copilot MoneyCopilot Money says you can test drive the app before you connect an account and then start a free trial. Its pricing section does not list the trial length.As of Nov 3, 2026. Source: copilot.money
- Platforms
- Monarch MoneyMonarch Money lists Web, iOS and Android.As of Nov 3, 2026. Source: monarch.com
- Copilot MoneyCopilot Money lists iPhone, iPad, Mac and Web.As of Nov 3, 2026. Source: copilot.money
- App store rating
- Monarch MoneyMonarch Money has 4.9 out of 5 on the App Store from 116,791 ratings.As of Nov 3, 2026. Source: App Store listing
- Copilot MoneyCopilot Money has 4.8 out of 5 on the App Store from 30,895 ratings.As of Nov 3, 2026. Source: App Store listing
How Monarch Money differs from Copilot Money
For a year up front, Monarch Money lists $99.99 a year, against Copilot Money's $95 a year. Monarch Money starts at $14.99 a month, while Copilot Money charges from $13 a month. Monarch Money adds Android, beyond Copilot Money's list. Monarch Money's platform list leaves out Mac, which Copilot Money covers. Monarch Money gives partners separate logins, while Copilot Money keeps couples on a single login. Copilot Money provides email and chat support, which Monarch Money doesn't list. Monarch Money's App Store rating is 4.9 from 116,791 ratings, against 4.8 from 30,895 ratings for Copilot Money. Monarch Money and Copilot Money are both budgeting apps. Like Copilot Money, Monarch Money connects to your bank. Monarch Money offers goals, investment tracking, AI features, data export, joint and individual views and business money tracking, which Copilot Money includes too. Neither Monarch Money nor Copilot Money offers options for kids, going by each app's own pages.
Who it fits
- Monarch Money lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
- Monarch Money lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- Monarch Money lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
- Same category
Origin
Budgeting app
Origin is a paid app for budgeting, tracking your accounts and investments, and asking an AI advisor about your money, with free partner access.
- Price and fees
- OriginOrigin's annual plan is a one-time payment of $99 for 12 months, and the monthly plan costs $12.99 a month.As of Nov 12, 2026. Source: support.useorigin.com/hc/en-us/articles/27538341764621-How-will-I-be-billed-for-the-annual-plan
- Copilot MoneyCopilot Money costs $13 a month, or $95 a year billed yearly.As of Nov 3, 2026. Source: copilot.money
- Free trial
- OriginOrigin offers a 7-day free trial on monthly and annual plans, but says the trial is currently unavailable while its $1 for a year promotion runs.As of Nov 12, 2026. Source: support.useorigin.com/hc/en-us/articles/27519866928013-Is-there-a-free-trial-for-both-monthly-and-yearly-membership-plans
- Copilot MoneyCopilot Money says you can test drive the app before you connect an account and then start a free trial. Its pricing section does not list the trial length.As of Nov 3, 2026. Source: copilot.money
- Platforms
- OriginOrigin lists Web, iOS, Android and Mac.As of Nov 12, 2026. Source: useorigin.com
- Copilot MoneyCopilot Money lists iPhone, iPad, Mac and Web.As of Nov 3, 2026. Source: copilot.money
- App store rating
- OriginOrigin has 4.6 out of 5 on the App Store from 4,019 ratings.As of Nov 12, 2026. Source: App Store listing
- Copilot MoneyCopilot Money has 4.8 out of 5 on the App Store from 30,895 ratings.As of Nov 3, 2026. Source: App Store listing
How Origin differs from Copilot Money
Origin's lowest listed price is $12.99 a month, lower than Copilot Money's $13 a month. Origin runs on Android, which Copilot Money's list leaves out. Where Copilot Money keeps couples on a single login, Origin gives partners separate logins. Origin lists phone support, which isn't on Copilot Money's support list. Origin doesn't list chat support, which Copilot Money provides. Origin's App Store rating is 4.6 from 4,019 ratings, against 4.8 from 30,895 ratings for Copilot Money. Like Copilot Money, Origin is a budgeting app. Like Copilot Money, Origin links your bank accounts. On goals, investment tracking, AI features, data export, joint and individual views and business money tracking, Origin matches Copilot Money. Neither Origin nor Copilot Money offers options for kids, going by each app's own pages. Origin lists email support, which Copilot Money provides too.
Who it fits
- Origin lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
- Origin lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- Origin lists an APY on deposits. That fits a Saver, whose first fix is putting saved money to work.
- Origin lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
- Same category
PocketGuard
Budgeting app
PocketGuard is a paid budgeting app that tracks your accounts, bills and budgets and shows what is safe to spend.
- Price and fees
- PocketGuardPocketGuard Premium costs $12.99 a month, $74.99 a year billed yearly, or $149.99 once for lifetime access.As of Nov 3, 2026. Source: pocketguard.com/pricing
- Copilot MoneyCopilot Money costs $13 a month, or $95 a year billed yearly.As of Nov 3, 2026. Source: copilot.money
- Free trial
- PocketGuardPocketGuard offers a 7-day free trial.As of Nov 3, 2026. Source: pocketguard.com/pricing
- Copilot MoneyCopilot Money says you can test drive the app before you connect an account and then start a free trial. Its pricing section does not list the trial length.As of Nov 3, 2026. Source: copilot.money
- Platforms
- PocketGuardPocketGuard lists Web, iOS, Apple Watch and Android.As of Nov 3, 2026. Source: pocketguard.com
- Copilot MoneyCopilot Money lists iPhone, iPad, Mac and Web.As of Nov 3, 2026. Source: copilot.money
- App store rating
- PocketGuardPocketGuard has 4.6 out of 5 on the App Store from 7,683 ratings.As of Nov 3, 2026. Source: App Store listing
- Copilot MoneyCopilot Money has 4.8 out of 5 on the App Store from 30,895 ratings.As of Nov 3, 2026. Source: App Store listing
How PocketGuard differs from Copilot Money
Paying yearly, PocketGuard's lowest price is $74.99 a year, next to $95 a year for Copilot Money. PocketGuard starts at $12.99 a month, less than Copilot Money's $13 a month. PocketGuard runs on Apple Watch and Android, which Copilot Money's list leaves out. Copilot Money also covers Mac, which PocketGuard doesn't list. PocketGuard's own pages say it doesn't offer joint and individual views, which Copilot Money includes. PocketGuard's App Store rating is 4.6 from 7,683 ratings, against 4.8 from 30,895 ratings for Copilot Money. PocketGuard and Copilot Money are both budgeting apps. As with Copilot Money, PocketGuard links your bank accounts. PocketGuard offers goals, investment tracking, AI features and data export, which Copilot Money includes too. Copilot Money rules out options for kids on its own pages, and so does PocketGuard. PocketGuard has partners share one login, the same as Copilot Money. Like Copilot Money, PocketGuard lists email and chat support.
Who it fits
- PocketGuard lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
- PocketGuard lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- PocketGuard lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
- Same category
Quicken Simplifi
Budgeting app
Quicken Simplifi is a paid web and mobile app that builds a spending plan from your income, bills and subscriptions.
- Price and fees
- SimplifiQuicken Simplifi lists $6.99 a month, billed annually. New members who order directly from Quicken by November 29, 2026 see a first-year offer of $3.99 a month, billed annually.As of Nov 3, 2026. Source: quicken.com/products/simplifi
- Copilot MoneyCopilot Money costs $13 a month, or $95 a year billed yearly.As of Nov 3, 2026. Source: copilot.money
- Free trial
- SimplifiQuicken says Simplifi has no free trial, but offers a 30-day money-back guarantee from the original purchase date for subscriptions bought directly from Quicken.As of Nov 3, 2026. Source: support.simplifi.quicken.com/en/articles/3363727-quicken-simplifi-subscription-questions
- Copilot MoneyCopilot Money says you can test drive the app before you connect an account and then start a free trial. Its pricing section does not list the trial length.As of Nov 3, 2026. Source: copilot.money
- Platforms
- SimplifiQuicken Simplifi lists Web and Mobile.As of Nov 3, 2026. Source: quicken.com/products/simplifi
- Copilot MoneyCopilot Money lists iPhone, iPad, Mac and Web.As of Nov 3, 2026. Source: copilot.money
- App store rating
- SimplifiQuicken Simplifi has 4.5 out of 5 on the App Store from 11,972 ratings.As of Nov 3, 2026. Source: App Store listing
- Copilot MoneyCopilot Money has 4.8 out of 5 on the App Store from 30,895 ratings.As of Nov 3, 2026. Source: App Store listing
How Simplifi differs from Copilot Money
Simplifi's own pages say it doesn't offer joint and individual views, which Copilot Money includes. Unlike Copilot Money, which keeps couples on a single login, Simplifi gives partners separate logins. Simplifi lists phone support, and Copilot Money's support list doesn't. Copilot Money provides email support, which Simplifi doesn't list. Simplifi's App Store rating is 4.5 from 11,972 ratings, against 4.8 from 30,895 ratings for Copilot Money. Like Copilot Money, Simplifi is a budgeting app. Like Copilot Money, Simplifi syncs with your bank. Simplifi offers goals, investment tracking, AI features and data export, which Copilot Money includes too. Neither Simplifi nor Copilot Money offers options for kids, going by each app's own pages. Like Copilot Money, Simplifi lists chat support.
Who it fits
- Simplifi lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
- Simplifi lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- Simplifi lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
- Same category
Rocket Money
Budgeting app
Rocket Money is a budgeting app that tracks your spending and subscriptions, with a free version and paid Premium and Premium+ tiers.
- Price and fees
- Rocket MoneyRocket Money has a free version. Premium uses a pay what you think is fair price that Rocket Money says typically ranges from $7 to $14 a month, and Premium+ costs $15 a month.As of Nov 3, 2026. Source: rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost
- Copilot MoneyCopilot Money costs $13 a month, or $95 a year billed yearly.As of Nov 3, 2026. Source: copilot.money
- Free trial
- Rocket MoneyRocket Money says new Premium members get a 7-day free trial, then the monthly subscription continues at the price chosen at signup.As of Nov 3, 2026. Source: help.rocketmoney.com/en/articles/2217739-how-much-does-rocket-money-cost
- Copilot MoneyCopilot Money says you can test drive the app before you connect an account and then start a free trial. Its pricing section does not list the trial length.As of Nov 3, 2026. Source: copilot.money
- Platforms
- Rocket MoneyRocket Money lists iOS, Android and Web.As of Nov 3, 2026. Source: rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost
- Copilot MoneyCopilot Money lists iPhone, iPad, Mac and Web.As of Nov 3, 2026. Source: copilot.money
- App store rating
- Rocket MoneyRocket Money has 4.5 out of 5 on the App Store from 404,690 ratings.As of Nov 3, 2026. Source: App Store listing
- Copilot MoneyCopilot Money has 4.8 out of 5 on the App Store from 30,895 ratings.As of Nov 3, 2026. Source: App Store listing
How Rocket Money differs from Copilot Money
Rocket Money also has a free version, and every price Copilot Money lists is for a paid plan. Rocket Money adds Android, beyond Copilot Money's list. Rocket Money's platform list leaves out Mac, which Copilot Money covers. Rocket Money's own pages say it doesn't offer joint and individual views, which Copilot Money includes. Rocket Money gives partners separate logins, while Copilot Money keeps couples on a single login. Rocket Money rates 4.5 from 404,690 ratings on the App Store, where Copilot Money sits at 4.8 from 30,895 ratings. Rocket Money and Copilot Money are both budgeting apps. Rocket Money syncs with your bank, the same as Copilot Money. Rocket Money offers goals, investment tracking, AI features, data export and business money tracking, which Copilot Money includes too. Copilot Money rules out options for kids on its own pages, and so does Rocket Money. Like Copilot Money, Rocket Money lists email and chat support.
Who it fits
- Rocket Money lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
- Rocket Money lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- Rocket Money lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
- Same category
YNAB
Budgeting app
YNAB is a paid budgeting app built around the YNAB Method, where you give every dollar a job before you spend it.
- Price and fees
- YNABYNAB costs $14.99 a month, or $109 a year paid annually, plus tax where applicable.As of Nov 3, 2026. Source: ynab.com/pricing
- Copilot MoneyCopilot Money costs $13 a month, or $95 a year billed yearly.As of Nov 3, 2026. Source: copilot.money
- Free trial
- YNABYNAB offers a 34-day free trial, and you don't need a credit card when you sign up directly with YNAB.As of Nov 3, 2026. Source: ynab.com/pricing
- Copilot MoneyCopilot Money says you can test drive the app before you connect an account and then start a free trial. Its pricing section does not list the trial length.As of Nov 3, 2026. Source: copilot.money
- Platforms
- YNABYNAB lists Web, iPhone, Android, iPad and Apple Watch.As of Nov 3, 2026. Source: ynab.com/our-app-lineup
- Copilot MoneyCopilot Money lists iPhone, iPad, Mac and Web.As of Nov 3, 2026. Source: copilot.money
- App store rating
- YNABYNAB has 4.8 out of 5 on the App Store from 62,068 ratings.As of Nov 3, 2026. Source: App Store listing
- Copilot MoneyCopilot Money has 4.8 out of 5 on the App Store from 30,895 ratings.As of Nov 3, 2026. Source: App Store listing
How YNAB differs from Copilot Money
Paying yearly, YNAB's lowest price is $109 a year, next to $95 a year for Copilot Money. YNAB's lowest listed price is $14.99 a month, higher than Copilot Money's $13 a month. Beyond what Copilot Money covers, YNAB also runs on Android and Apple Watch. YNAB doesn't list Mac, which Copilot Money covers. YNAB offers options for kids, which Copilot Money's own pages rule out. Where Copilot Money keeps couples on a single login, YNAB gives partners separate logins. YNAB is a budgeting app, the same kind of app as Copilot Money. As with Copilot Money, YNAB connects to your bank. Like Copilot Money, YNAB offers goals, investment tracking, data export, joint and individual views and business money tracking. YNAB lists email and chat support, which Copilot Money provides too. Like Copilot Money, YNAB is rated 4.8 on the App Store.
Who it fits
- YNAB lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
- YNAB lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- YNAB lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.
Our appFifecta
Budgeting app
Fifecta is the Priceless Tay budgeting app that gives every paycheck a plan with FUNDS, built on your Money Type.
- Price and fees
- FifectaFifecta costs $15 a month or $150 a year.As of Nov 3, 2026. Source: pricelesstay.com/fifecta
- Copilot MoneyCopilot Money costs $13 a month, or $95 a year billed yearly.As of Nov 3, 2026. Source: copilot.money
- Free trial
- FifectaFifecta is free for 7 days, and you can cancel anytime in the app.As of Nov 3, 2026. Source: pricelesstay.com/fifecta
- Copilot MoneyCopilot Money says you can test drive the app before you connect an account and then start a free trial. Its pricing section does not list the trial length.As of Nov 3, 2026. Source: copilot.money
- Platforms
- FifectaFifecta lists Web, iPhone (home screen install) and Android (home screen install).As of Nov 3, 2026. Source: pricelesstay.com/fifecta
- Copilot MoneyCopilot Money lists iPhone, iPad, Mac and Web.As of Nov 3, 2026. Source: copilot.money
- App store rating
- FifectaWeb app, not in app stores.As of Nov 3, 2026. Source: pricelesstay.com/fifecta
- Copilot MoneyCopilot Money has 4.8 out of 5 on the App Store from 30,895 ratings.As of Nov 3, 2026. Source: App Store listing
How Fifecta differs from Copilot Money
For a year up front, Fifecta lists $150 a year, against Copilot Money's $95 a year. Against Copilot Money's $13 a month, Fifecta lists $15 a month as its lowest price. Unlike Copilot Money, which pulls in your bank data, Fifecta makes bank sync optional. Fifecta doesn't list email and chat support, which Copilot Money provides. Like Copilot Money, Fifecta is a budgeting app. On goals, investment tracking, AI features, data export, joint and individual views and business money tracking, Fifecta matches Copilot Money. Copilot Money rules out options for kids on its own pages, and so does Fifecta.
Who it fits
- Fifecta lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
- Fifecta lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- Fifecta lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
AI money tools
- Nearby category
Actual Budget
AI money tool
Actual Budget is an open source, local-first budgeting app built on envelope budgeting that you can self-host.
- Price and fees
- Actual BudgetActual is free and open source, and its desktop apps run locally.As of Nov 3, 2026. Source: github.com/actualbudget/actual
- Copilot MoneyCopilot Money costs $13 a month, or $95 a year billed yearly.As of Nov 3, 2026. Source: copilot.money
- Free trial
- Actual BudgetActual needs no trial: it says it is 100% free and open source.As of Nov 3, 2026. Source: github.com/actualbudget/actual
- Copilot MoneyCopilot Money says you can test drive the app before you connect an account and then start a free trial. Its pricing section does not list the trial length.As of Nov 3, 2026. Source: copilot.money
- Platforms
- Actual BudgetActual Budget lists Windows, macOS and Linux.As of Nov 3, 2026. Source: actualbudget.org/download
- Copilot MoneyCopilot Money lists iPhone, iPad, Mac and Web.As of Nov 3, 2026. Source: copilot.money
- App store rating
- Actual BudgetDesktop and web app; its official iOS app is in beta testing on TestFlight and there is no official Android app yet.As of Nov 3, 2026. Source: actualbudget.org/docs/faq
- Copilot MoneyCopilot Money has 4.8 out of 5 on the App Store from 30,895 ratings.As of Nov 3, 2026. Source: App Store listing
How Actual Budget differs from Copilot Money
Actual Budget is an AI money tool, not a budgeting app like Copilot Money. Actual Budget is free, while Copilot Money charges from $13 a month. Actual Budget runs on Windows and Linux, which Copilot Money's list leaves out. Copilot Money also covers iPhone, iPad and the web, which Actual Budget doesn't list. Where Copilot Money keeps couples on a single login, Actual Budget gives partners separate logins. Actual Budget doesn't list email and chat support, which Copilot Money provides. Like Copilot Money, Actual Budget links your bank accounts. Like Copilot Money, Actual Budget offers goals, investment tracking, data export and joint and individual views.
Who it fits
- Actual Budget lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
- Actual Budget lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- Actual Budget lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
- Nearby category
Finances in ChatGPT
AI money tool
Finances is a built-in ChatGPT feature that links your bank accounts through Plaid and shows a money dashboard in ChatGPT.
- Price and fees
- Finances in ChatGPTOpenAI lists Finances for U.S. Free, Go, Plus and Pro users.As of Nov 3, 2026. Source: help.openai.com/en/articles/20001222-finances-in-chatgpt
- Copilot MoneyCopilot Money costs $13 a month, or $95 a year billed yearly.As of Nov 3, 2026. Source: copilot.money
- Free trial
- Finances in ChatGPTFinances needs no trial: OpenAI says it is available in the U.S. to Free, Go, Plus, and Pro users.As of Nov 3, 2026. Source: help.openai.com/en/articles/20001222-finances-in-chatgpt
- Copilot MoneyCopilot Money says you can test drive the app before you connect an account and then start a free trial. Its pricing section does not list the trial length.As of Nov 3, 2026. Source: copilot.money
- Platforms
- Finances in ChatGPTFinances in ChatGPT lists Web, iOS and Android.As of Nov 3, 2026. Source: help.openai.com/en/articles/20001222-finances-in-chatgpt
- Copilot MoneyCopilot Money lists iPhone, iPad, Mac and Web.As of Nov 3, 2026. Source: copilot.money
- App store rating
- Finances in ChatGPTFeature inside the ChatGPT app.As of Nov 3, 2026. Source: help.openai.com/en/articles/20001222-finances-in-chatgpt
- Copilot MoneyCopilot Money has 4.8 out of 5 on the App Store from 30,895 ratings.As of Nov 3, 2026. Source: App Store listing
How Finances in ChatGPT differs from Copilot Money
Unlike Copilot Money, which is a budgeting app, Finances in ChatGPT is an AI money tool. Beyond what Copilot Money covers, Finances in ChatGPT also runs on Android. Finances in ChatGPT's platform list leaves out Mac, which Copilot Money covers. Copilot Money provides email support, which Finances in ChatGPT doesn't list. Finances in ChatGPT links your bank accounts, the same as Copilot Money. Like Copilot Money, Finances in ChatGPT offers goals, investment tracking and AI features. Like Copilot Money, Finances in ChatGPT lists chat support.
Who it fits
- Finances in ChatGPT lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
- Finances in ChatGPT lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- Finances in ChatGPT lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
Who Copilot Money and its alternatives are for
Pick the tab that sounds like you. The questions come from app help centers, FAQ pages and user forums, and every answer comes from the app's own pages, with the date we checked it.
Just me
Budgeting on your own? These are the basics people ask about first.
Is it free?
Copilot Money: Copilot Money costs $13 a month, or $95 a year billed yearly.
As of . Source: copilot.money
Albert: Albert's Standard plan costs $19.99 a month, and Genius and Family plans cost $39.99 a month. A Family plan covers the owner and up to 4 family members.
As of . Source: help.albert.com
Cleo: Cleo has a free version. Plus is $5.99 a month or $44.99 a year, Pro is $8.99 a month and Builder is $14.99 a month.
As of . Source: web.meetcleo.com
EveryDollar: EveryDollar has a free version. After a 14-day free trial, premium costs $79.99 a year billed annually, or $17.99 a month billed monthly.
As of . Source: everydollar.com
Goodbudget: Goodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year.
As of . Source: goodbudget.com
Honeydue: Honeydue says it is 100% free for everybody and doesn't block any features with a paywall. It asks users to consider an optional monthly tip of $1 to $10.
As of . Source: support.honeydue.com
Monarch Money: Monarch Core costs $14.99 a month, or $99.99 a year billed annually. Monarch Plus costs $199.99 a year billed annually.
As of . Source: monarch.com
Origin: Origin's annual plan is a one-time payment of $99 for 12 months, and the monthly plan costs $12.99 a month.
As of . Source: support.useorigin.com
PocketGuard: PocketGuard Premium costs $12.99 a month, $74.99 a year billed yearly, or $149.99 once for lifetime access.
As of . Source: pocketguard.com
Simplifi: Quicken Simplifi lists $6.99 a month, billed annually. New members who order directly from Quicken by November 29, 2026 see a first-year offer of $3.99 a month, billed annually.
As of . Source: quicken.com
Rocket Money: Rocket Money has a free version. Premium uses a pay what you think is fair price that Rocket Money says typically ranges from $7 to $14 a month, and Premium+ costs $15 a month.
As of . Source: rocketmoney.com
YNAB: YNAB costs $14.99 a month, or $109 a year paid annually, plus tax where applicable.
As of . Source: ynab.com
Fifecta: Fifecta costs $15 a month or $150 a year.
As of . Source: pricelesstay.com
Actual Budget: Actual is free and open source, and its desktop apps run locally.
As of . Source: github.com
Finances in ChatGPT: OpenAI lists Finances for U.S. Free, Go, Plus and Pro users.
As of . Source: help.openai.com
Does it connect to my bank and import transactions?
Copilot Money: Yes. Copilot Money says it works with multiple data aggregators, starting with Plaid, so connected accounts update automatically. You can also add manual accounts.
As of . Source: help.copilot.money
Albert: Yes. Albert says it supports thousands of institutions to auto sync your balances and transactions.
As of . Source: albert.com
Cleo: Yes. Cleo's App Store listing says features like Money IQ need at least one bank account connected to the Cleo app.
As of . Source: apps.apple.com
EveryDollar: Premium only. EveryDollar premium connects your bank through Mastercard Connect and Plaid, and the free version uses manual entry.
As of . Source: ramseysolutions.com
Goodbudget: Premium only. Goodbudget Premium includes automatic bank sync for US banks only, and the free version does not list it.
As of . Source: goodbudget.com
Honeydue: Yes. Honeydue says it supports over 20,000 financial institutions across 5 countries, from bank accounts and loans to investments.
As of . Source: honeydue.com
Monarch Money: Yes. Monarch says it syncs with multiple financial data providers to connect with more than 13,000 financial institutions.
As of . Source: monarch.com
Origin: Yes. Origin says you can connect to over 11,000 financial institutions.
As of . Source: useorigin.com
PocketGuard: Yes. PocketGuard says it connects to more than 20,000 institutions in the US, Canada and the UK through Plaid, Finicity and Salt Edge.
As of . Source: pocketguard.com
Simplifi: Yes. Quicken says Simplifi connects to over 14k financial institutions.
As of . Source: quicken.com
Rocket Money: Yes. Rocket Money says it connects to your accounts through Plaid.
As of . Source: rocketmoney.com
YNAB: Yes. YNAB lets you connect your accounts and import transactions.
As of . Source: ynab.com
Fifecta: Optional. Fifecta connects banks through Plaid with read-only access, and you can type your income and spending in by hand instead.
As of . Source: pricelesstay.com
Actual Budget: Yes. Actual has built-in bank syncing through goCardless in the EU and UK and SimpleFIN in the US and Canada.
As of . Source: actualbudget.org
Finances in ChatGPT: Yes. OpenAI says Finances connects bank accounts through Plaid and credit through Experian, as separate connections.
As of . Source: help.openai.com
Is there support from the app's makers if I need help?
Copilot Money: Yes. In-app chat and email.
In their words: “Still have questions? Contact us in the app or at support@copilot.money.”
As of . Source: help.copilot.money
Albert: Yes. Virtual assistant chat, live agent over text or email and phone (support options and voicemail).
In their words: “You can always ask to transfer to a live support agent to get continued support over text or email. Call us at (844) 891-9309 to listen to support options over the phone or leave a voicemail.”
As of . Source: help.albert.com
Cleo: Yes. In-app chat (Ask Cleo) and email.
In their words: “the fastest way to get help is in Ask Cleo.”
As of . Source: web.meetcleo.com
EveryDollar: Yes. Live person (free) and coaching (premium).
In their words: “Get support from a live person if you need help.”
As of . Source: ramseysolutions.com
Goodbudget: Yes. Community (Free) and email (Premium).
In their words: “Email support”
As of . Source: goodbudget.com
Honeydue: Yes. Email and in-app chat.
In their words: “You can email us at support@honeydue.com about any concerns, bugs, or suggestions.”
As of . Source: support.honeydue.com
Monarch Money: Yes. In-app help (instant answer) and support ticket.
In their words: “Click Contact Support to get an instant answer or submit a ticket.”
As of . Source: help.monarch.com
Origin: Yes. AI bot with a team member on request (app and web), scheduled phone call and email.
In their words: “Prefer to speak to someone directly? Schedule a call with our Support team at a time that works for you.”
As of . Source: support.useorigin.com
PocketGuard: Yes. Email, AI chat and priority human support (paid plan).
In their words: “If you have any issues, questions, or suggestions, please feel free to contact us at support@pocketguard.com.”
As of . Source: pocketguard.com
Simplifi: Yes. Live chat, phone and community.
In their words: “You can reach out to our support team via chat, phone, or the Quicken Simplifi Community, each with specific hours.”
Rocket Money: Yes. In-app chat and email.
In their words: “However, as we are an app-based service, all our support is currently provided digitally.”
As of . Source: help.rocketmoney.com
YNAB: Yes. Chatbot with human handoff and email.
In their words: “please tell the chatbot you need a human or send us an email to ensure that your message gets to our Support team!”
As of . Source: support.ynab.com
Fifecta: Yes. Contact form.
In their words: “Questions about these terms? Use our contact form.”
As of . Source: pricelesstay.com
Actual Budget: Yes. Community Discord (#support channel) and GitHub issues.
In their words: “For questions about installing or using Actual, join our Discord and make a new post in the #support channel”
As of . Source: actualbudget.org
Finances in ChatGPT: Yes. Chat (OpenAI Help Center).
In their words: “Need more help? Contact us for product questions, account support and general troubleshooting.”
As of . Source: help.openai.com
A question shows only when every app here has a current official source that answers it. We only say no when the app's own page does.
What real users say
These are other people's opinions, not Priceless Tay's. We quote public reviews and posts word for word, link each one and show its date, but we haven't checked the claims in them. A post counts toward a theme when it uses one of that theme's keywords, so a mention can be praise or a complaint.
What Copilot Money users say
Based on 500 App Store reviews, 4 Reddit posts and 4 Hacker News posts dated Nov 2025 to Oct 2026, read Oct 2026. We collected the Reddit data with Apify, a scraping service, on Oct 24, 2026.
- Of the 508 reviews and posts we read, 104 mention how easy or hard the app is to use.
- Of the 508 reviews and posts we read, 94 mention the price, fees or the subscription.
- Of the 508 reviews and posts we read, 55 mention customer service or support.
Positive
“I switched to Copilot when Mint shut down. This app is much better than Mint ever was.”
Critical
“App was great until Schwab stopped connecting. Reverification fails. ... Support is completely unhelpful.”
Mixed
“Copilot is great if you just wanna open it and get a “this minute” picture of your money but it could be better.”
Where these come from
- Copilot Money reviews on the App Store, read Oct 24, 2026. The public feed returns the 500 most recent US reviews. We kept every one dated inside the window.
- Hacker News search for Copilot Money, read Oct 24, 2026. Public search of comments and posts. 7 named the app; we kept 4 where the writer shares their own use of it.
- Reddit search for Copilot Money, collected Oct 24, 2026. Collected with Apify (harshmaur/reddit-scraper) on Oct 24 2026: a keyword search for "Copilot Money app", posts and comments from after Oct 24 2025. It returned 100, most of them about something else. We kept 2 where the writer shares their own use of the app or a clear opinion of it, plus 2 from another app's search that discuss this app. We left out moderators, bots, company accounts, referral posts and people promoting their own apps.
- YouTube search for Copilot Money, collected Oct 24, 2026. Collected with Apify (streamers/youtube-scraper) on Oct 24 2026: a search for "Copilot Money app review" from the past year, up to 8 videos. It returned 8. We kept 0 and left out the app's own channel, sponsored videos, videos with affiliate or referral links and videos about a different product. We count themes from each video's title, description and captions, but we don't quote videos, because the captions we have carry no timestamps.
- u/mosscollection in r/MoneyDiariesACTIVE on Reddit, Oct 24, 2026.
- u/rayin in r/MoneyDiariesACTIVE on Reddit, Oct 23, 2026.
- u/cailian13 in r/portfolios on Reddit, Oct 21, 2026.
- u/Kooky-Ad-725 in r/MuseAgent on Reddit, Oct 13, 2026.
- arjie on Hacker News, May 16, 2026.
- greedo on Hacker News, Apr 6, 2026.
- exabrial on Hacker News, Feb 9, 2026.
- grvdrm on Hacker News, Nov 22, 2025.
FAQ
What are the closest alternatives to Copilot Money?
The closest alternatives to Copilot Money are Albert, Cleo and EveryDollar, because Albert, Cleo and EveryDollar are also budgeting apps. This list is ordered by how close each app's category is to Copilot Money's, not by how good it is.
How much does Copilot Money cost?
Copilot Money costs $13 a month, or $95 a year billed yearly. We checked this on Nov 3, 2026.
Does Copilot Money have a free trial?
Copilot Money says you can test drive the app before you connect an account and then start a free trial. Its pricing section does not list the trial length. We checked this on Nov 3, 2026.
What is Copilot Money's app store rating?
Copilot Money has 4.8 out of 5 on the App Store from 30,895 ratings. That's a snapshot from the store listing on Nov 3, 2026, not our score.
Keep comparing
- Read our Copilot Money review.
- Browse our guide to the best budgeting apps.
- Want the bigger picture? Compare more money apps.
Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.
Want a plan built on your Money Type?
Fifecta gives every paycheck a plan with FUNDS, so you know where each dollar goes.
Sources and confidence
- Last checked
- Sourced facts
- 89 facts, each linked and dated
Copilot Money6 sourced facts, last checked Nov 3, 2026
- Price and feescopilot.money, as of Nov 3, 2026
- Free trialcopilot.money, as of Nov 3, 2026
- Platformscopilot.money, as of Nov 3, 2026
- Bank syncinghelp.copilot.money/en/articles/5593601-adding-and-managing-connected-accounts, as of Nov 3, 2026
- Featurescopilot.money, as of Nov 3, 2026
- App store ratingApp Store listing, as of Nov 3, 2026
Albert6 sourced facts, last checked Nov 12, 2026
- Price and feeshelp.albert.com/hc/en-us/articles/21583583733271-How-much-does-Albert-cost, as of Nov 12, 2026
- Free trialalbert.com, as of Nov 12, 2026
- Platformsalbert.com, as of Nov 12, 2026
- Bank syncingalbert.com/about/budgeting, as of Oct 29, 2026
- Featuresalbert.com/about/genius, as of Oct 29, 2026
- App store ratingApp Store listing, as of Nov 12, 2026
Cleo5 sourced facts, last checked Nov 12, 2026
- Price and feesweb.meetcleo.com/faqs/en/articles/11864260-does-cleo-offer-annual-subscription-options, as of Nov 3, 2026
- Platformsmeetcleo.com, as of Nov 12, 2026
- Bank syncingApp Store listing, as of Nov 3, 2026
- FeaturesApp Store listing, as of Nov 3, 2026
- App store ratingApp Store listing, as of Nov 12, 2026
EveryDollar6 sourced facts, last checked Nov 3, 2026
- Price and feeseverydollar.com, as of Nov 3, 2026
- Free trialeverydollar.com, as of Nov 3, 2026
- Platformsramseysolutions.com/money/everydollar, as of Nov 3, 2026
- Bank syncingramseysolutions.com/money/everydollar, as of Nov 3, 2026
- Featuresramseysolutions.com/money/everydollar, as of Nov 3, 2026
- App store ratingApp Store listing, as of Nov 3, 2026
Goodbudget6 sourced facts, last checked Nov 3, 2026
- Price and feesgoodbudget.com/signup, as of Nov 3, 2026
- Free trialforums.goodbudget.com/t/premium-level/2994, as of Nov 3, 2026
- Platformsgoodbudget.com/signup, as of Nov 3, 2026
- Bank syncinggoodbudget.com/signup, as of Nov 3, 2026
- Featuresgoodbudget.com/what-you-get, as of Nov 3, 2026
- App store ratingApp Store listing, as of Nov 3, 2026
Honeydue6 sourced facts, last checked Nov 3, 2026
- Price and feessupport.honeydue.com/en/articles/3179714-how-does-honeydue-earn-money, as of Nov 3, 2026
- Free trialsupport.honeydue.com/en/articles/3179714-how-does-honeydue-earn-money, as of Nov 3, 2026
- Platformshoneydue.com, as of Nov 3, 2026
- Bank syncinghoneydue.com/how-it-works, as of Nov 3, 2026
- Featureshoneydue.com/how-it-works, as of Nov 3, 2026
- App store ratingApp Store listing, as of Nov 3, 2026
Monarch Money6 sourced facts, last checked Nov 3, 2026
- Price and feesmonarch.com/pricing, as of Nov 3, 2026
- Free trialmonarch.com/pricing, as of Nov 3, 2026
- Platformsmonarch.com, as of Nov 3, 2026
- Bank syncingmonarch.com, as of Nov 3, 2026
- Featuresmonarch.com/pricing, as of Nov 3, 2026
- App store ratingApp Store listing, as of Nov 3, 2026
Origin6 sourced facts, last checked Nov 12, 2026
- Price and feessupport.useorigin.com/hc/en-us/articles/27538341764621-How-will-I-be-billed-for-the-annual-plan, as of Nov 12, 2026
- Free trialsupport.useorigin.com/hc/en-us/articles/27519866928013-Is-there-a-free-trial-for-both-monthly-and-yearly-membership-plans, as of Nov 12, 2026
- Platformsuseorigin.com, as of Nov 12, 2026
- Bank syncinguseorigin.com/couples, as of Oct 29, 2026
- Featuresuseorigin.com, as of Oct 29, 2026
- App store ratingApp Store listing, as of Nov 12, 2026
PocketGuard6 sourced facts, last checked Nov 3, 2026
- Price and feespocketguard.com/pricing, as of Nov 3, 2026
- Free trialpocketguard.com/pricing, as of Nov 3, 2026
- Platformspocketguard.com, as of Nov 3, 2026
- Bank syncingpocketguard.com, as of Nov 3, 2026
- Featurespocketguard.com/pricing, as of Nov 3, 2026
- App store ratingApp Store listing, as of Nov 3, 2026
Quicken Simplifi6 sourced facts, last checked Nov 3, 2026
- Price and feesquicken.com/products/simplifi, as of Nov 3, 2026
- Free trialsupport.simplifi.quicken.com/en/articles/3363727-quicken-simplifi-subscription-questions, as of Nov 3, 2026
- Platformsquicken.com/products/simplifi, as of Nov 3, 2026
- Bank syncingquicken.com/products/simplifi, as of Nov 3, 2026
- Featuresquicken.com/products/simplifi, as of Nov 3, 2026
- App store ratingApp Store listing, as of Nov 3, 2026
Rocket Money6 sourced facts, last checked Nov 3, 2026
- Price and feesrocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost, as of Nov 3, 2026
- Free trialhelp.rocketmoney.com/en/articles/2217739-how-much-does-rocket-money-cost, as of Nov 3, 2026
- Platformsrocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost, as of Nov 3, 2026
- Bank syncingrocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost, as of Nov 3, 2026
- Featuresrocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost, as of Nov 3, 2026
- App store ratingApp Store listing, as of Nov 3, 2026
YNAB6 sourced facts, last checked Nov 3, 2026
- Price and feesynab.com/pricing, as of Nov 3, 2026
- Free trialynab.com/pricing, as of Nov 3, 2026
- Platformsynab.com/our-app-lineup, as of Nov 3, 2026
- Bank syncingynab.com/pricing, as of Nov 3, 2026
- Featuresynab.com/pricing, as of Nov 3, 2026
- App store ratingApp Store listing, as of Nov 3, 2026
FifectaOur app6 sourced facts, last checked Nov 3, 2026
- Price and feespricelesstay.com/fifecta, as of Nov 3, 2026
- Free trialpricelesstay.com/fifecta, as of Nov 3, 2026
- Platformspricelesstay.com/fifecta, as of Nov 3, 2026
- Bank syncingpricelesstay.com/fifecta, as of Nov 3, 2026
- Featurespricelesstay.com/fifecta-ai, as of Nov 3, 2026
- App store ratingpricelesstay.com/fifecta, as of Nov 3, 2026
Actual Budget6 sourced facts, last checked Nov 3, 2026
- Price and feesgithub.com/actualbudget/actual, as of Nov 3, 2026
- Free trialgithub.com/actualbudget/actual, as of Nov 3, 2026
- Platformsactualbudget.org/download, as of Nov 3, 2026
- Bank syncingactualbudget.org, as of Nov 3, 2026
- Featuresactualbudget.org/docs/tour/accounts, as of Nov 3, 2026
- App store ratingactualbudget.org/docs/faq, as of Nov 3, 2026
Finances in ChatGPT6 sourced facts, last checked Nov 3, 2026
- Price and feeshelp.openai.com/en/articles/20001222-finances-in-chatgpt, as of Nov 3, 2026
- Free trialhelp.openai.com/en/articles/20001222-finances-in-chatgpt, as of Nov 3, 2026
- Platformshelp.openai.com/en/articles/20001222-finances-in-chatgpt, as of Nov 3, 2026
- Bank syncinghelp.openai.com/en/articles/20001222-finances-in-chatgpt, as of Nov 3, 2026
- Featureshelp.openai.com/en/articles/20001222-finances-in-chatgpt, as of Nov 3, 2026
- App store ratinghelp.openai.com/en/articles/20001222-finances-in-chatgpt, as of Nov 3, 2026
Fifecta is our own app. Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.
Each fact links to the official page it came from, with the date we checked it. Once a fact is older than 30 days, it comes off the page until we check it again. How we source, date and index this data.
This is education, not financial advice.
