In this article
Our EveryDollar review compares the free and premium versions, explains bank connect and the premium trial, and shows which Money Types it fits.
Priceless Tay may earn a commission from some links on this page, and that never changes how we compare apps.
Short answer
EveryDollar is a budgeting app, and it lists iOS, Android and Computer. EveryDollar has a free version, and EveryDollar premium starts with a 14-day free trial for new users. EveryDollar has 4.7 out of 5 on the App Store from 84,169 ratings as of Oct 25, 2026, which is the store's number, not our score.
EveryDollar at a glance
EveryDollar is a zero-based budgeting app from Ramsey Solutions with a free version and a paid premium version.
- Price and fees
- EveryDollar has a free version. After a 14-day free trial, premium costs $79.99 a year billed annually, or $17.99 a month billed monthly.As of Oct 25, 2026. Source: everydollar.com
- Free trial
- EveryDollar premium starts with a 14-day free trial for new users.As of Oct 25, 2026. Source: everydollar.com
- Platforms
- EveryDollar lists iOS, Android and Computer.As of Oct 25, 2026. Source: ramseysolutions.com/money/everydollar
- Bank syncing
- Premium only. EveryDollar premium connects your bank through Mastercard Connect and Plaid, and the free version uses manual entry.As of Oct 25, 2026. Source: ramseysolutions.com/money/everydollar
- Features
- Yes: Goals
- Yes: Shared budgets
- Yes: Investment tracking
- Yes: Export
- App store rating
- EveryDollar has 4.7 out of 5 on the App Store from 84,169 ratings.As of Oct 25, 2026. Source: App Store listing
Prices and ratings change, so check EveryDollar's own site before you sign up. Every line here links to the official page it came from.
What EveryDollar looks like
Every image we have of EveryDollar, grouped by task. App Store and Google Play images are the app's own marketing, so they can show sample data. Help center images come from its support articles.
Home (2)
App Store marketing imageApp Store image with the headline "Find Focus, Know Your Score" showing a home screen with a score gauge of 45 and a Save For a Trip goal.App Store listing, as of 
App Store marketing imageA screen greeting John with a gauge reading 45 and a Target Goal card for Save For a Trip.App Store listing, as of
Transactions (5)
App Store marketing imageApp Store image with the headline "See Every Transaction" showing the Transactions screen.App Store listing, as of 
App Store marketing imageThe Transactions screen: a note that transactions sync after clearing, then September transactions with budget item tags.App Store listing, as of 
App Store marketing imageApp Store image with the headline "Track Spending in Seconds" showing budget rows with transaction bubbles for Trader Joe's, Walmart and Target.App Store listing, as of 
From EveryDollar's help centerAn Add Expense form on the web split across Groceries, Gifts and Clothing with amounts for each.everydollar.help.ramseysolutions.com, as of 
App Store marketing imageTransaction rows such as Target, Jeni's and a Direct Deposit, each with an amount and a budget item tag like Groceries.App Store listing, as of
Budget (5)
App Store marketing imageApp Store image with the headline "Simple Budgeting, Total Control" over a tilted phone showing the budget with Planned Income and Risk of Overspending.App Store listing, as of 
App Store marketing imageApp Store image with the headline "Give Every Dollar a Job" showing a hand holding a phone with income rows and budget items like Groceries and Clothing.App Store listing, as of 
From EveryDollar's help centerA Groceries budget item with $600 remaining and Schedule, Due Date and Fund rows.everydollar.help.ramseysolutions.com, as of 
From EveryDollar's help centerThe budget header for September 2026 with Planned, Spent and Remaining tabs, $104.54 left to budget and two summary tiles.everydollar.help.ramseysolutions.com, as of 
From EveryDollar's help centerA colored ring with $6,000 Remaining in the middle.everydollar.help.ramseysolutions.com, as of
Goals (9)
App Store marketing imageApp Store image with the headline "See Your Progress at a Glance" showing Your Roadmap with net worth today and projected at 65.App Store listing, as of 
App Store marketing imageYour Roadmap: a progress path, current and projected net worth, and Baby Step cards marked In Progress and Not Started Yet.App Store listing, as of 
App Store marketing imageApp Store image with the headline "Follow the Ramsey Plan" showing a list of the 7 Baby Steps beside a photo of Dave Ramsey.App Store listing, as of 
Google Play marketing imageGoogle Play image with the headline "Give Every Dollar a Job" showing a phone with a Save for a Trip goal and an Increase your focus list.Google Play listing, as of 
From EveryDollar's help centerAn Emergency Fund budget item with $500.00 remaining and rows for Schedule, Due Date, Fund Details and Favorite.everydollar.help.ramseysolutions.com, as of 
From EveryDollar's help centerThe web Financial Roadmap with a projected net worth line and Personal Info highlighted.everydollar.help.ramseysolutions.com, as of 
App Store marketing imageA Target Goal card for Save For a Trip with a progress bar from $1,250 to $2,500, a monthly amount and a completion date.App Store listing, as of 
App Store marketing imageA numbered list of the 7 Baby Steps, starting with "Save $1,000 for your starter emergency fund."App Store listing, as of 
From EveryDollar's help centerAn Activity This Month card for a fund with a balance update, a fill and the April balance.everydollar.help.ramseysolutions.com, as of
Reports and insights (1)
Google Play marketing imageGoogle Play image with the headline "See Your Monthly Spending Trends" showing a Budget Summary donut chart with Housing, Food and Lifestyle percentages.Google Play listing, as of
Getting started (1)
From EveryDollar's help centerA screen saying "Hey there, looks like you need a budget for March" with a Start Planning for March button.everydollar.help.ramseysolutions.com, as of
Other screens (3)
App Store marketing imageApp Store image with the headline "Join 10 Million Taking Control" showing a Debt card and a photo of a couple.App Store listing, as of 
Google Play marketing imageGoogle Play image with the headline "Find More Margin for Your Goals" showing a screen that says you can free up $1,250 of potential margin.Google Play listing, as of 
App Store marketing imageThe bottom tab bar with Today, Budget, Transactions, Accounts and Insights.App Store listing, as of
Who EveryDollar is for
Who EveryDollar fits
- You want a zero-based budget and you're happy to start with a free version.
- You plan your spending around payday and bill due dates.
- You'd use coaching and live Q&A sessions if they come with the app.
Who should skip EveryDollar
- You want bank syncing without paying for premium.
- You don't want to enter transactions by hand.
- You'd rather have an automatic spending plan than a zero-based one.
EveryDollar is a zero-based budgeting app from Ramsey Solutions. It comes in two versions: a free one you can use as long as you want, and a paid premium version with more automation and coaching.
The free version is a real budget, not a teaser. The big question is whether you want to type in your own transactions or pay for bank connect to pull them in for you.
The current premium price and trial sit in the box at the top of this review, with the date we checked them on the official page.
How EveryDollar works
EveryDollar uses zero-based budgeting. You give every dollar a job each month, so income minus your plan equals zero.
The free version lets you create a monthly budget with unlimited categories, reach it from your computer, phone or tablet, and enter transactions by hand. It also includes sinking funds, split transactions, due dates for bills, and support from a live person.
What premium adds
Bank connect. Premium streams transactions from your bank into your budget. EveryDollar says it uses Mastercard Connect and Plaid to connect your bank.
Payday planning. Premium lets you plan spending around payday and bill due dates.
Reports and export. You can view custom reports, compare spending over time and export your budget as a CSV file.
Goals and coaching. Premium adds long-term goals with a financial roadmap, a projected net worth, live Q&A sessions, and group or one-on-one coaching options.
Where EveryDollar asks more of you
On the free version, every transaction is yours to enter. That builds awareness, and it also means the budget is only as current as your last entry.
If you buy premium through Apple or Google Play, EveryDollar says you have to cancel with that provider. Canceling premium doesn't delete your account, so you keep the free version.
EveryDollar is a budgeting app, not a bank. Your savings still need a home, like a high-yield savings account.
EveryDollar and your Money Type
Priceless Tay sorts money habits into four Money Types: Strategist, Spender, Saver and Scrambler. Your type tells you which fix to make first.
Strategists may want premium for the reports and projected net worth, since tracking progress is the part they enjoy.
Spenders learn a lot from the free version, because typing in each purchase makes the pattern hard to ignore. Pair it with Sleep on It.
Savers can use sinking funds to give saved money a purpose, then put it to work.
Scramblers are the best fit. Planning around payday and bill due dates is exactly what a Scrambler needs, and the Scrambler first fix, Bills First, fits right into it.
Not sure which one you are? Take the free Money Types quiz.
How EveryDollar compares
EveryDollar and YNAB both use zero-based budgeting, so the choice usually comes down to price, method and how much automation you want. Our best budgeting apps guide covers the wider field.
FAQ
Is EveryDollar free?
Yes. EveryDollar has a free version you can use as long as you want. Premium is a paid upgrade with a free trial for new users, and the current price is in the box at the top of this review.
Does EveryDollar connect to my bank?
Only with premium. EveryDollar premium connects your bank and streams transactions into your budget, and the free version uses manual entry.
Can I export my EveryDollar budget?
Yes, with premium. EveryDollar premium lets you export your budget data as a CSV file.
What happens if I cancel EveryDollar premium?
EveryDollar says canceling premium won't delete your account, and you'll still have the free version. If you subscribed through Apple or Google Play, you cancel with that provider.
Who EveryDollar fits, by situation
Pick the tab that sounds like you. The questions come from app help centers, FAQ pages and user forums, and every answer comes from the app's own pages, with the date we checked it.
Just me
Budgeting on your own? These are the basics people ask about first.
Is it free?
EveryDollar has a free version. After a 14-day free trial, premium costs $79.99 a year billed annually, or $17.99 a month billed monthly.
As of . Source: everydollar.com
Does it connect to my bank and import transactions?
Premium only. EveryDollar premium connects your bank through Mastercard Connect and Plaid, and the free version uses manual entry.
As of . Source: ramseysolutions.com
Can I export my data?
Yes. You can export your data.
In their words: “After transactions have been tracked, EveryDollar Premium users can use EveryDollar.com to export and download each month's transactions as a CSV file (month by month, but not the whole year at once).”
Is there support from the app's makers if I need help?
Yes. Live person (free) and coaching (premium).
In their words: “Get support from a live person if you need help.”
As of . Source: ramseysolutions.com
Partners
Sharing money with a partner? Here's how each app handles a second person.
Can my partner use their own login details?
Yes. Your partner gets their own login.
In their words: “Yes! The household feature lets couples manage one budget together, even if you each sign in with separate emails.”
As of . Source: ramseysolutions.com
How many people can share one account?
Up to 2 people, including you.
In their words: “The only people who can see your budget are you and whoever you choose to share your budget with through our Household feature (which should only be your spouse).”
Can we keep shared and individual views?
No. You both see the same shared view.
In their words: “both people will see and edit the household owner's budget (the person sending the invitation)”
Can we set up joint budgets and goals?
Yes. You can work toward goals together.
In their words: “Yes! The household feature lets couples manage one budget together, even if you each sign in with separate emails.”
As of . Source: ramseysolutions.com
Family
Bringing in more of the household? Here's what each app says about families and kids. See apps with custodial accounts for kids.
How many people can share one account?
Up to 2 people, including you.
In their words: “The only people who can see your budget are you and whoever you choose to share your budget with through our Household feature (which should only be your spouse).”
Freelancer
Paid on an uneven schedule or running a side hustle? Here's what each app offers. See apps with a SEP IRA or Solo 401(k).
Can I track irregular income without messing up my monthly budget?
Yes. It has official guidance for budgeting irregular income.
In their words: “If your income varies month to month, whether you work on commission, freelance, or have an irregular pay schedule, it's important to budget carefully to avoid overspending.”
Can I mix business and personal expenses in this app?
No.
In their words: “A second budget (maybe for a business or someone else) will require an additional Ramsey account to be created using a different email address.”
Business
Running a small business? Here's what each app says about business money.
Can I mix business and personal expenses in this app?
No.
In their words: “A second budget (maybe for a business or someone else) will require an additional Ramsey account to be created using a different email address.”
Can I share my finances with my accountant?
Yes. You can export your data and send the file.
In their words: “After transactions have been tracked, EveryDollar Premium users can use EveryDollar.com to export and download each month's transactions as a CSV file (month by month, but not the whole year at once).”
A question shows only when every app here has a current official source that answers it. We only say no when the app's own page does.
What real users say
These are other people's opinions, not Priceless Tay's. We quote public reviews and posts word for word, link each one and show its date, but we haven't checked the claims in them. A post counts toward a theme when it uses one of that theme's keywords, so a mention can be praise or a complaint.
What EveryDollar users say
Based on 437 App Store reviews and 4 YouTube videos dated Oct 2025 to Oct 2026, read Oct 2026. We collected the YouTube data with Apify, a scraping service, on Oct 24, 2026.
- Of the 441 reviews, posts and videos we read, 80 mention how easy or hard the app is to use.
- Of the 441 reviews, posts and videos we read, 77 mention the price, fees or the subscription.
- Of the 441 reviews, posts and videos we read, 55 mention debt, money stress or feeling in control.
Positive
“It makes it super easy to budget with my husband. ... we have had zero money fights”
Positive
“There’s a peace of mind that comes with having your finances under control and seeing your debts paid off.”
Critical
“Anything worthwhile in this app that would be helpful in budgeting is behind a paywall”
Where these come from
- EveryDollar reviews on the App Store, read Oct 24, 2026. The public feed returns the 500 most recent US reviews. We kept every one dated inside the window.
- Hacker News search for EveryDollar, read Oct 24, 2026. Public search of comments and posts. 1 named the app; we kept 0 where the writer shares their own use of it.
- Reddit search for EveryDollar, collected Oct 24, 2026. Collected with Apify (harshmaur/reddit-scraper) on Oct 24 2026: a keyword search for "EveryDollar", posts and comments from after Oct 24 2025. It returned 81, most of them about something else. We kept 0 where the writer shares their own use of the app or a clear opinion of it. We left out moderators, bots, company accounts, referral posts and people promoting their own apps.
- YouTube search for EveryDollar, collected Oct 24, 2026. Collected with Apify (streamers/youtube-scraper) on Oct 24 2026: a search for "EveryDollar review" from the past year, up to 8 videos. It returned 8. We kept 4 and left out the app's own channel, sponsored videos, videos with affiliate or referral links and videos about a different product. We count themes from each video's title, description and captions, but we don't quote videos, because the captions we have carry no timestamps.
- "EveryDollar Review [UPDATED] - They Don't Tell You This!" by Answer This on YouTube, Oct 16, 2026.
- "EveryDollar Review: Is This Budgeting App Worth Using?" by Misa Reviews on YouTube, Aug 29, 2026.
- "EveryDollar Review - Watch Before Using" by HelperDog on YouTube, Apr 11, 2026.
- "EveryDollar Review - Watch Before Using" by HelperDog on YouTube, Mar 16, 2026.
Compare EveryDollar
Looking at other options? See EveryDollar alternatives, closest category first.
Want the bigger picture? Compare more money apps.
Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.
Another option: Fifecta
If you're still weighing EveryDollar, here is one more option to look at. Fifecta gives every paycheck a plan with FUNDS, and it starts from your Money Type, so the plan matches how you already handle money.
Sources and confidence
- Last checked
- Sourced facts
- 6 facts, each linked and dated
EveryDollar6 sourced facts, last checked Oct 25, 2026
- Price and feeseverydollar.com, as of Oct 25, 2026
- Free trialeverydollar.com, as of Oct 25, 2026
- Platformsramseysolutions.com/money/everydollar, as of Oct 25, 2026
- Bank syncingramseysolutions.com/money/everydollar, as of Oct 25, 2026
- Featuresramseysolutions.com/money/everydollar, as of Oct 25, 2026
- App store ratingApp Store listing, as of Oct 25, 2026
Each fact links to the official page it came from, with the date we checked it. Once a fact is older than its app's window (8 days for apps whose rates change often, 35 days for the rest), it comes off the page until we check it again. How we source, date and index this data.
This is education, not financial advice.
You made it to the end. Now write down what gets paid first this payday.
