Budgeting comparison
EveryDollar vs Monarch Money
Updated
Priceless Tay may earn a commission from some links on this page, and that never changes how we compare apps.
Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.
Short answer
EveryDollar and Monarch Money are both budgeting apps. EveryDollar has a free version, while Monarch Core costs $14.99 a month, or $99.99 a year billed annually. We checked both on Oct 24, 2026, and the official sources differ on 6 of the 6 rows in the table below.
EveryDollar vs Monarch Money at a glance
EveryDollar and Monarch Money are both budgeting apps. This page puts what each company's official pages and app store listings say side by side, with the date we checked every fact. The sources differ on 6 of the 6 rows in the table below.
Price and fees
EveryDollar has a free version. After a 14-day free trial, premium costs $79.99 a year billed annually, or $17.99 a month billed monthly. Monarch Core costs $14.99 a month, or $99.99 a year billed annually. Monarch Plus costs $199.99 a year billed annually. We checked both on Oct 24, 2026.
Free trial
EveryDollar premium starts with a 14-day free trial for new users. Monarch offers a free 7-day trial, and you need a payment method to start it. We checked both on Oct 24, 2026.
Platforms
EveryDollar lists iOS, Android and Computer. Monarch Money lists Web, iOS and Android. We checked both on Oct 24, 2026.
Bank syncing
Premium only. EveryDollar premium connects your bank through Mastercard Connect and Plaid, and the free version uses manual entry. Monarch says it syncs with multiple financial data providers to connect with more than 13,000 financial institutions. We checked both on Oct 24, 2026.
Features
Both EveryDollar and Monarch Money list goals. EveryDollar lists data export, which the sources we checked don't confirm for Monarch Money. Monarch Money lists shared budgets, investment tracking and AI features, which the sources we checked don't confirm for EveryDollar. We checked both on Oct 24, 2026.
App store rating
EveryDollar has 4.7 out of 5 on the App Store from 84,169 ratings. Monarch Money has 4.9 out of 5 on the App Store from 115,317 ratings. We checked both on Oct 24, 2026. Store ratings are a dated snapshot from each listing, not our score.
What it costs
EveryDollar$17.99a month
EveryDollar has a free version. After a 14-day free trial, premium costs $79.99 a year billed annually, or $17.99 a month billed monthly.
$79.99 a year, from the yearly priceCost over 1 and 3 years: $79.99 and $239.97, at the yearly list price before tax.
Monarch MoneyLower price$14.99a month
Monarch Core costs $14.99 a month, or $99.99 a year billed annually. Monarch Plus costs $199.99 a year billed annually.
$99.99 a year, from the yearly priceCost over 1 and 3 years: $99.99 and $299.97, at the yearly list price before tax.
As of · monarch.com/pricing
Bars compare each app's yearly list price. "Lower price" marks the lowest monthly price the sources list. It's a number, not our pick. Prices are list prices from each app's own page, before tax and any offer.
At a glance
Free trial
- EveryDollar
- 14 days
- Monarch Money
- 7 days
Source
- EveryDollar premium starts with a 14-day free trial for new users. ramseysolutions.com/money/everydollar, as of Oct 24, 2026.
- Monarch offers a free 7-day trial, and you need a payment method to start it. monarch.com/pricing, as of Oct 24, 2026.
App Store rating
- EveryDollar
- 4.784,169 ratings
- Monarch Money
- 4.9115,317 ratings
Source
- EveryDollar has 4.7 out of 5 on the App Store from 84,169 ratings. App Store listing, as of Oct 24, 2026.
- Monarch Money has 4.9 out of 5 on the App Store from 115,317 ratings. App Store listing, as of Oct 24, 2026.
Platforms
- EveryDollar
- iOS
- Android
- Computer
- Monarch Money
- Web
- iOS
- Android
Source
- EveryDollar lists iOS, Android and Computer. ramseysolutions.com/money/everydollar, as of Oct 24, 2026.
- Monarch Money lists Web, iOS and Android. monarch.com, as of Oct 24, 2026.
Bank syncing
- EveryDollar
- Premium only
- Monarch Money
- Yes
Source
- Premium only. EveryDollar premium connects your bank through Mastercard Connect and Plaid, and the free version uses manual entry. ramseysolutions.com/money/everydollar, as of Oct 24, 2026.
- Yes. Monarch says it syncs with multiple financial data providers to connect with more than 13,000 financial institutions. monarch.com, as of Oct 24, 2026.
Features
| Feature | EveryDollar | Monarch Money |
|---|---|---|
| AI features | Not verified yet | Listed by the source |
| Savings goals | Listed by the source | Listed by the source |
| Shared budgets | Not verified yet | Listed by the source |
| Investment tracking | Not verified yet | Listed by the source |
| Data export | Listed by the source | Not verified yet |
✓ means the official site lists it. ? means we haven't verified it yet, not that the app lacks it. EveryDollar: ramseysolutions.com/money/everydollar, as of Oct 24, 2026. Monarch Money: monarch.com/pricing, as of Oct 24, 2026.
What the apps look like
EveryDollar
From the App Store listing, Oct 24, 2026 
From the App Store listing, Oct 24, 2026 
From the App Store listing, Oct 24, 2026 
From the App Store listing, Oct 24, 2026
Screenshots: EveryDollar on the App Store, as of Oct 24, 2026.
Monarch Money
From the App Store listing, Oct 24, 2026 
From the App Store listing, Oct 24, 2026 
From the App Store listing, Oct 24, 2026 
From the App Store listing, Oct 24, 2026
Screenshots: Monarch Money on the App Store, as of Oct 24, 2026.
EveryDollar and Monarch Money, side by side
Rows marked “Differs” are where the official sources say different things, and 6 rows do here. "Lower price" marks the lowest monthly price the sources list. It's a number, not our pick.
Swipe the table sideways to see both apps.
| Field | EveryDollarBudgeting appEveryDollar is a zero-based budgeting app from Ramsey Solutions with a free version and a paid premium version.Visit EveryDollar's site | Monarch MoneyBudgeting appMonarch Money is a paid app for budgeting and for tracking your accounts, net worth and goals in one place.Visit Monarch Money's site |
|---|---|---|
| Price and feesDiffers | EveryDollar has a free version. After a 14-day free trial, premium costs $79.99 a year billed annually, or $17.99 a month billed monthly.As of Oct 24, 2026. Source: ramseysolutions.com/money/everydollar | Lower priceMonarch Core costs $14.99 a month, or $99.99 a year billed annually. Monarch Plus costs $199.99 a year billed annually.As of Oct 24, 2026. Source: monarch.com/pricing |
| Free trialDiffers | EveryDollar premium starts with a 14-day free trial for new users.As of Oct 24, 2026. Source: ramseysolutions.com/money/everydollar | Monarch offers a free 7-day trial, and you need a payment method to start it.As of Oct 24, 2026. Source: monarch.com/pricing |
| PlatformsDiffers | EveryDollar lists iOS, Android and Computer.As of Oct 24, 2026. Source: ramseysolutions.com/money/everydollar | Monarch Money lists Web, iOS and Android.As of Oct 24, 2026. Source: monarch.com |
| Bank syncingDiffers | Premium only. EveryDollar premium connects your bank through Mastercard Connect and Plaid, and the free version uses manual entry.As of Oct 24, 2026. Source: ramseysolutions.com/money/everydollar | Yes. Monarch says it syncs with multiple financial data providers to connect with more than 13,000 financial institutions.As of Oct 24, 2026. Source: monarch.com |
| FeaturesDiffers |
|
|
| App store ratingDiffers | EveryDollar has 4.7 out of 5 on the App Store from 84,169 ratings.As of Oct 24, 2026. Source: App Store listing | Monarch Money has 4.9 out of 5 on the App Store from 115,317 ratings.As of Oct 24, 2026. Source: App Store listing |
App store ratings are a dated snapshot from each store listing, not our score. “Not verified yet” means we don't have a current official source for that line. How we source and date this data. Spotted a change? Tell us if something changed.
Weighing a third option? Add up to two more apps to this table and compare up to four side by side.
Which fits your Money Type?
There are four Money Types: Strategist, Spender, Saver and Scrambler. Each card matches one type to what the sources say about these two apps.
StrategistMonarch Money lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
First fix: Save the Raise.
SpenderBoth EveryDollar and Monarch Money list goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
First fix: Sleep on It.
SaverNeither app's sources confirm a feature we match to this type yet, so the quiz is the better place to start.
First fix: Put It to Work.
ScramblerBoth EveryDollar and Monarch Money list bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
First fix: Bills First.
Not sure which one you are? Take the free Money Types quiz. It takes about two minutes.
Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.
Another option: Fifecta
If neither EveryDollar nor Monarch Money feels right, here is one more option to look at. Fifecta gives every paycheck a plan with FUNDS, and it starts from your Money Type, so the plan matches how you already handle money.
What real users say
These are other people's opinions, not Priceless Tay's. We quote public reviews and posts word for word, link each one and show its date, but we haven't checked the claims in them. A post counts toward a theme when it uses one of that theme's keywords, so a mention can be praise or a complaint.
What EveryDollar users say
Based on 437 App Store reviews and 4 YouTube videos dated Oct 2025 to Oct 2026, read Oct 2026. We collected the YouTube data with Apify, a scraping service, on Oct 24, 2026.
- Of the 441 reviews, posts and videos we read, 80 mention how easy or hard the app is to use.
- Of the 441 reviews, posts and videos we read, 77 mention the price, fees or the subscription.
- Of the 441 reviews, posts and videos we read, 55 mention debt, money stress or feeling in control.
Positive
“It makes it super easy to budget with my husband. ... we have had zero money fights”
Positive
“There’s a peace of mind that comes with having your finances under control and seeing your debts paid off.”
Critical
“Anything worthwhile in this app that would be helpful in budgeting is behind a paywall”
Where these come from
- EveryDollar reviews on the App Store, read Oct 24, 2026. The public feed returns the 500 most recent US reviews. We kept every one dated inside the window.
- Hacker News search for EveryDollar, read Oct 24, 2026. Public search of comments and posts. 1 named the app; we kept 0 where the writer shares their own use of it.
- Reddit search for EveryDollar, collected Oct 24, 2026. Collected with Apify (harshmaur/reddit-scraper) on Oct 24 2026: a keyword search for "EveryDollar", posts and comments from after Oct 24 2025. It returned 81, most of them about something else. We kept 0 where the writer shares their own use of the app or a clear opinion of it. We left out moderators, bots, company accounts, referral posts and people promoting their own apps.
- YouTube search for EveryDollar, collected Oct 24, 2026. Collected with Apify (streamers/youtube-scraper) on Oct 24 2026: a search for "EveryDollar review" from the past year, up to 8 videos. It returned 8. We kept 4 and left out the app's own channel, sponsored videos, videos with affiliate or referral links and videos about a different product. We count themes from each video's title, description and captions, but we don't quote videos, because the captions we have carry no timestamps.
- "EveryDollar Review [UPDATED] - They Don't Tell You This!" by Answer This on YouTube, Oct 16, 2026.
- "EveryDollar Review: Is This Budgeting App Worth Using?" by Misa Reviews on YouTube, Aug 29, 2026.
- "EveryDollar Review - Watch Before Using" by HelperDog on YouTube, Apr 11, 2026.
- "EveryDollar Review - Watch Before Using" by HelperDog on YouTube, Mar 16, 2026.
FAQ
How much does EveryDollar cost?
EveryDollar has a free version. After a 14-day free trial, premium costs $79.99 a year billed annually, or $17.99 a month billed monthly. We checked this on Oct 24, 2026.
How much does Monarch Money cost?
Monarch Core costs $14.99 a month, or $99.99 a year billed annually. Monarch Plus costs $199.99 a year billed annually. We checked this on Oct 24, 2026.
Does EveryDollar have a free trial?
EveryDollar premium starts with a 14-day free trial for new users. We checked this on Oct 24, 2026.
Does Monarch Money have a free trial?
Monarch offers a free 7-day trial, and you need a payment method to start it. We checked this on Oct 24, 2026.
Similar comparisons
Copilot MoneyBudgeting appEveryDollarBudgeting appCopilot Money vs EveryDollar
See Copilot Money and EveryDollar side by side, with every fact dated.
Data side by side- Copilot MoneyBudgeting appMonarch MoneyBudgeting app
Copilot Money vs Monarch Money
See Copilot Money and Monarch Money side by side, with every fact dated.
Data side by side - EveryDollarBudgeting app
GoodbudgetBudgeting appEveryDollar vs Goodbudget
See EveryDollar and Goodbudget side by side, with every fact dated.
Data side by side - EveryDollarBudgeting app
PocketGuardBudgeting appEveryDollar vs PocketGuard
See EveryDollar and PocketGuard side by side, with every fact dated.
Data side by side - EveryDollarBudgeting app
Rocket MoneyBudgeting appEveryDollar vs Rocket Money
See EveryDollar and Rocket Money side by side, with every fact dated.
Data side by side - EveryDollarBudgeting appSimplifiBudgeting app
EveryDollar vs Simplifi
See EveryDollar and Quicken Simplifi side by side, with every fact dated.
Data side by side - GoodbudgetBudgeting appMonarch MoneyBudgeting app
Goodbudget vs Monarch Money
See Goodbudget and Monarch Money side by side, with every fact dated.
Data side by side - Monarch MoneyBudgeting appPocketGuardBudgeting app
Monarch Money vs PocketGuard
See Monarch Money and PocketGuard side by side, with every fact dated.
Data side by side - Monarch MoneyBudgeting appRocket MoneyBudgeting app
Monarch Money vs Rocket Money
See Monarch Money and Rocket Money side by side, with every fact dated.
Data side by side
Keep comparing
- See EveryDollar alternatives, closest category first.
- See Monarch Money alternatives, closest category first.
- Browse our guide to the best budgeting apps.
- Want the bigger picture? Compare more money apps.
Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.
Want a plan built on your Money Type?
Fifecta gives every paycheck a plan with FUNDS, so you know where each dollar goes.
Sources and confidence
- Last checked
- Not verified yet
- None of the 12 facts
EveryDollar6 of 6 verified, last checked Oct 24, 2026
- Price and feesramseysolutions.com/money/everydollar, as of Oct 24, 2026
- Free trialramseysolutions.com/money/everydollar, as of Oct 24, 2026
- Platformsramseysolutions.com/money/everydollar, as of Oct 24, 2026
- Bank syncingramseysolutions.com/money/everydollar, as of Oct 24, 2026
- Featuresramseysolutions.com/money/everydollar, as of Oct 24, 2026
- App store ratingApp Store listing, as of Oct 24, 2026
Monarch Money6 of 6 verified, last checked Oct 24, 2026
- Price and feesmonarch.com/pricing, as of Oct 24, 2026
- Free trialmonarch.com/pricing, as of Oct 24, 2026
- Platformsmonarch.com, as of Oct 24, 2026
- Bank syncingmonarch.com, as of Oct 24, 2026
- Featuresmonarch.com/pricing, as of Oct 24, 2026
- App store ratingApp Store listing, as of Oct 24, 2026
Each fact links to the official page it came from, with the date we checked it. Once a fact is older than its app's window (8 days for apps whose rates change often, 35 days for the rest), it reads “Not verified yet” until we check it again. How we source, date and index this data.
This is education, not financial advice.
