Budgeting comparison
EveryDollar vs PocketGuard
Updated
Data as of
EveryDollar checked PocketGuard checked
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EveryDollar
Budgeting app
Visit site for EveryDollar (opens in a new tab)
PocketGuard
Budgeting app
Visit site for PocketGuard (opens in a new tab)
Short answer
- Pick EveryDollar if you want a free version, a longer free trial (14 days, compared with 7), or a separate login for your partner.
- The biggest difference is price: EveryDollar has a free version, and PocketGuard lists $12.99 a month.
Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.
EveryDollar vs PocketGuard at a glance
- EveryDollar
- Price
- $17.99a month, or a free version
- Free trial
- 14 days
- Rating
- 4.7 of 5App Store, 84,203 ratings
- Platforms
- 3iOS, Android, Computer
- PocketGuard
- Price
- $12.99a month
- Free trial
- 7 days
- Rating
- 4.6 of 5App Store, 7,683 ratings
- Platforms
- 4Web, iOS, Apple Watch, Android
What it costs
- EveryDollar
$17.99a month
EveryDollar has a free version. After a 14-day free trial, premium costs $79.99 a year billed annually, or $17.99 a month billed monthly.
$79.99 a year at the yearly list price, or $239.97 over 3 years, before tax.
Source
everydollar.com, checked . - PocketGuardLower price
$12.99a month
PocketGuard Premium costs $12.99 a month, $74.99 a year billed yearly, or $149.99 once for lifetime access.
$74.99 a year at the yearly list price, or $224.97 over 3 years, before tax.
Source
pocketguard.com/pricing, checked .
Bars compare each app's yearly list price. "Lower price" marks the lowest monthly price the sources list. It's a number, not our pick. Prices are list prices from each app's own page, before tax and any offer.
Features
| Feature | EveryDollar | PocketGuard |
|---|---|---|
| Savings goals | Yes | Yes |
| Shared budgets | Yes | Shared login: you both sign in to the same account |
| Investment tracking | Yes | Yes |
| Data export | Yes | Yes |
PocketGuard also lists AI features.
Sources for these features
Yes means the official site lists it. No means the official site says the app doesn't have it. Shared login means you both sign in to the same account, with no separate partner login.
- EveryDollar: ramseysolutions.com/money/everydollar, checked Nov 3, 2026.Shared budgets: The household feature lets couples manage one budget together with separate emails. ramseysolutions.com/money/everydollar, checked Nov 3, 2026.Investment tracking: Balances from 'a handful of investment accounts', shown as a convenience; the Financial Roadmap net worth includes retirement balances. everydollar.help.ramseysolutions.com/hc/en-us/articles/15937984047117-Investment-Contributions-in-EveryDollar, checked Nov 3, 2026.
- PocketGuard: pocketguard.com/pricing, checked Nov 3, 2026.Shared budgets: Shared login only: you and your partner sign in with the same login. There is no separate partner login. pocketguard.com/help/how-to-share-the-access-to-pocketguard-profile-with-another-person, checked Nov 3, 2026.Investment tracking: Net worth tracker syncs investment balances and holdings. pocketguard.com/net-worth, checked Nov 3, 2026.
EveryDollar and PocketGuard, side by side
| Detail | EveryDollar | PocketGuard |
|---|---|---|
| Free trialDiffers | EveryDollarEveryDollar premium starts with a 14-day free trial for new users. Sourceeverydollar.com, checked . | PocketGuardPocketGuard offers a 7-day free trial. Sourcepocketguard.com/pricing, checked . |
| PlatformsDiffers | EveryDollarEveryDollar lists iOS, Android and Computer. Sourceramseysolutions.com/money/everydollar, checked . | PocketGuardPocketGuard lists Web, iOS, Apple Watch and Android. Sourcepocketguard.com, checked . |
| Bank syncingDiffers | EveryDollarPremium only. EveryDollar premium connects your bank through Mastercard Connect and Plaid, and the free version uses manual entry. Sourceramseysolutions.com/money/everydollar, checked . | PocketGuardYes. PocketGuard says it connects to more than 20,000 institutions in the US, Canada and the UK through Plaid, Finicity and Salt Edge. Sourcepocketguard.com, checked . |
| App store ratingDiffers | EveryDollarEveryDollar has 4.7 out of 5 on the App Store from 84,203 ratings. SourceApp Store listing, checked . | PocketGuardPocketGuard has 4.6 out of 5 on the App Store from 7,683 ratings. SourceApp Store listing, checked . |
Store ratings are a dated snapshot from each listing, not our score. A row shows only when both apps have a current official source for it. How we source and date this data. Spotted a change? Tell us if something changed.
Weighing a third option? Add up to two more apps and compare up to four side by side.
Screen by screen
Pick a task to see what each app shows for it. App Store and Google Play images are the apps' own marketing, so they can show sample data and staged layouts. Help center images come from the app's support articles. See every app's screens.
Home
EveryDollar
App Store marketing imageApp Store image with the headline "Find Focus, Know Your Score" showing a home screen with a score gauge of 45 and a Save For a Trip goal.App Store listing, as of 
App Store marketing imageA screen greeting John with a gauge reading 45 and a Target Goal card for Save For a Trip.App Store listing, as of
PocketGuard
No official screen found yet
Accounts
EveryDollar
No official screen found yet
PocketGuard
App Store marketing imageApp Store image with a tilted phone showing account balances and press logos with a user quote.App Store listing, as of
Transactions
EveryDollar
App Store marketing imageApp Store image with the headline "See Every Transaction" showing the Transactions screen.App Store listing, as of 
App Store marketing imageThe Transactions screen: a note that transactions sync after clearing, then September transactions with budget item tags.App Store listing, as of 
App Store marketing imageApp Store image with the headline "Track Spending in Seconds" showing budget rows with transaction bubbles for Trader Joe's, Walmart and Target.App Store listing, as of 
From EveryDollar's help centerAn Add Expense form on the web split across Groceries, Gifts and Clothing with amounts for each.everydollar.help.ramseysolutions.com, as of 
App Store marketing imageTransaction rows such as Target, Jeni's and a Direct Deposit, each with an amount and a budget item tag like Groceries.App Store listing, as of
PocketGuard
No official screen found yet
Budget
EveryDollar
App Store marketing imageApp Store image with the headline "Simple Budgeting, Total Control" over a tilted phone showing the budget with Planned Income and Risk of Overspending.App Store listing, as of 
App Store marketing imageApp Store image with the headline "Give Every Dollar a Job" showing a hand holding a phone with income rows and budget items like Groceries and Clothing.App Store listing, as of 
From EveryDollar's help centerA Groceries budget item with $600 remaining and Schedule, Due Date and Fund rows.everydollar.help.ramseysolutions.com, as of 
From EveryDollar's help centerThe budget header for September 2026 with Planned, Spent and Remaining tabs, $104.54 left to budget and two summary tiles.everydollar.help.ramseysolutions.com, as of 
From EveryDollar's help centerA colored ring with $6,000 Remaining in the middle.everydollar.help.ramseysolutions.com, as of
PocketGuard
App Store marketing imageApp Store image with the headline "Budget App to control your finances" showing estimated income and Regular payments.App Store listing, as of 
App Store marketing imageA plan screen with Estimated income and a Regular payments section listing bills with dates and amounts.App Store listing, as of 
App Store marketing imageApp Store image with the headline "Tracking App to analyze expenses" showing a Spending & Budgets screen.App Store listing, as of 
App Store marketing imageA Spending & Budgets screen with category budgets and amounts left to spend.App Store listing, as of 
App Store marketing imageApp Store image with the headline "Budget Planner to forecast a surplus" showing a Leftover of $2,965.App Store listing, as of 
App Store marketing imageA Leftover card showing $2,965.App Store listing, as of
Goals
EveryDollar
App Store marketing imageApp Store image with the headline "See Your Progress at a Glance" showing Your Roadmap with net worth today and projected at 65.App Store listing, as of 
App Store marketing imageYour Roadmap: a progress path, current and projected net worth, and Baby Step cards marked In Progress and Not Started Yet.App Store listing, as of 
App Store marketing imageApp Store image with the headline "Follow the Ramsey Plan" showing a list of the 7 Baby Steps beside a photo of Dave Ramsey.App Store listing, as of 
Google Play marketing imageGoogle Play image with the headline "Give Every Dollar a Job" showing a phone with a Save for a Trip goal and an Increase your focus list.Google Play listing, as of 
From EveryDollar's help centerAn Emergency Fund budget item with $500.00 remaining and rows for Schedule, Due Date, Fund Details and Favorite.everydollar.help.ramseysolutions.com, as of 
From EveryDollar's help centerThe web Financial Roadmap with a projected net worth line and Personal Info highlighted.everydollar.help.ramseysolutions.com, as of 
App Store marketing imageA Target Goal card for Save For a Trip with a progress bar from $1,250 to $2,500, a monthly amount and a completion date.App Store listing, as of 
App Store marketing imageA numbered list of the 7 Baby Steps, starting with "Save $1,000 for your starter emergency fund."App Store listing, as of 
From EveryDollar's help centerAn Activity This Month card for a fund with a balance update, a fill and the April balance.everydollar.help.ramseysolutions.com, as of
PocketGuard
Google Play marketing imageGoogle Play image with the headline "Reach Goals" showing a Goals screen with New car, House and Vacation goals.Google Play listing, as of 
Google Play marketing imageGoogle Play image with the headline "Debt Payoff" showing a debt payoff plan with Avalanche strategy and a debt free date.Google Play listing, as of
Reports and insights
EveryDollar
Google Play marketing imageGoogle Play image with the headline "See Your Monthly Spending Trends" showing a Budget Summary donut chart with Housing, Food and Lifestyle percentages.Google Play listing, as of
PocketGuard
App Store marketing imageApp Store image with the headline "All accounts in One Pocket" over a tilted phone with a spending pie chart for July.App Store listing, as of 
Google Play marketing imageGoogle Play image with the headline "Budget, Goals and Expense Tracker in one pocket" showing a Leftover amount and a trends chart.Google Play listing, as of
Bills and recurring
EveryDollar
No official screen found yet
PocketGuard
App Store marketing imageApp Store image with the headline "Bill Organizer for recurring bills & subscriptions" showing a Bills screen.App Store listing, as of 
App Store marketing imageA Bills screen with Upcoming and All tabs and bills grouped by month.App Store listing, as of 
App Store marketing imageApp Store image with the headline "Subscription Manager to track and cancel subscriptions" showing a Cancel subscriptions screen.App Store listing, as of 
App Store marketing imageA Cancel subscriptions screen with a search box and a list of services with savings amounts.App Store listing, as of
Getting started
EveryDollar
From EveryDollar's help centerA screen saying "Hey there, looks like you need a budget for March" with a Start Planning for March button.everydollar.help.ramseysolutions.com, as of
PocketGuard
App Store marketing imageApp Store image with the headline "Add bank accounts to simplify budgeting" showing a Connect banks & credit cards screen.App Store listing, as of
Other screens
EveryDollar
App Store marketing imageApp Store image with the headline "Join 10 Million Taking Control" showing a Debt card and a photo of a couple.App Store listing, as of 
Google Play marketing imageGoogle Play image with the headline "Find More Margin for Your Goals" showing a screen that says you can free up $1,250 of potential margin.Google Play listing, as of 
App Store marketing imageThe bottom tab bar with Today, Budget, Transactions, Accounts and Insights.App Store listing, as of
PocketGuard
No official screen found yet
Who it's for
Pick the tab that sounds like you. Every answer comes from the app's own pages, and its source opens from the Source link.
Just me
Budgeting on your own? These are the basics people ask about first.
Is it free?
EveryDollar: EveryDollar has a free version. After a 14-day free trial, premium costs $79.99 a year billed annually, or $17.99 a month billed monthly.
Source
everydollar.com, checked .PocketGuard: PocketGuard Premium costs $12.99 a month, $74.99 a year billed yearly, or $149.99 once for lifetime access.
Source
pocketguard.com/pricing, checked .Does it connect to my bank and import transactions?
EveryDollar: Premium only. EveryDollar premium connects your bank through Mastercard Connect and Plaid, and the free version uses manual entry.
Source
ramseysolutions.com/money/everydollar, checked .PocketGuard: Yes. PocketGuard says it connects to more than 20,000 institutions in the US, Canada and the UK through Plaid, Finicity and Salt Edge.
Source
pocketguard.com, checked .Can I export my data?
EveryDollar: Yes. You can export your data.
Source
In their words: “After transactions have been tracked, EveryDollar Premium users can use EveryDollar.com to export and download each month's transactions as a CSV file (month by month, but not the whole year at once).” everydollar.help.ramseysolutions.com/hc/en-us/articles/360040571391-Export-Tracked-Transactions, checked .PocketGuard: Yes. You can export your data.
Source
In their words: “Import & Export transactions” pocketguard.com/pricing, checked .Is there support from the app's makers if I need help?
EveryDollar: Yes. Live person (free) and coaching (premium).
Source
In their words: “Get support from a live person if you need help.” ramseysolutions.com/money/everydollar, checked .PocketGuard: Yes. Email, AI chat and priority human support (paid plan).
Source
In their words: “If you have any issues, questions, or suggestions, please feel free to contact us at support@pocketguard.com.” pocketguard.com/help/how-to-share-the-access-to-pocketguard-profile-with-another-person, checked .
Partners
Sharing money with a partner? Here's how each app handles a second person.
Can my partner use their own login details?
EveryDollar: Yes. Your partner gets their own login.
Source
In their words: “Yes! The household feature lets couples manage one budget together, even if you each sign in with separate emails.” ramseysolutions.com/money/everydollar, checked .PocketGuard: No. Your partner signs in to your same account.
Source
In their words: “You and your spouse can share the same PocketGuard profile together on different devices, you just need to sign in with the same login and password or use the same Google/Apple account (you'd better create a new one instead of using the personal one).” pocketguard.com/help/how-to-share-the-access-to-pocketguard-profile-with-another-person, checked .Can we keep shared and individual views?
EveryDollar: No. You both see the same shared view.
Source
In their words: “both people will see and edit the household owner's budget (the person sending the invitation)” everydollar.help.ramseysolutions.com/hc/en-us/articles/36246135475469-Household-Inviting-a-Spouse-To-Share-a-Budget, checked .PocketGuard: No. You both see the same shared view.
Source
In their words: “At the moment, we don't have the option to switch between family and personal views.” pocketguard.com/help/how-to-share-the-access-to-pocketguard-profile-with-another-person, checked .
Business
Running a small business? Here's what each app says about business money.
Can I share my finances with my accountant?
EveryDollar: Yes. You can export your data and send the file.
Source
In their words: “After transactions have been tracked, EveryDollar Premium users can use EveryDollar.com to export and download each month's transactions as a CSV file (month by month, but not the whole year at once).” everydollar.help.ramseysolutions.com/hc/en-us/articles/360040571391-Export-Tracked-Transactions, checked .PocketGuard: Yes. You can export your data and send the file.
Source
In their words: “Import & Export transactions” pocketguard.com/pricing, checked .
A question shows only when every app here has a current official source that answers it. We only say no when the app's own page does.
Which fits your Money Type?
There are four Money Types: Strategist, Spender, Saver and Scrambler. Each card matches one type to what the sources say about these two apps.
StrategistBoth EveryDollar and PocketGuard list investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
First fix: Save the Raise.
SpenderBoth EveryDollar and PocketGuard list goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
First fix: Sleep on It.
SaverNeither app's sources confirm a feature we match to this type yet, so the quiz is the better place to start.
First fix: Put It to Work.
ScramblerBoth EveryDollar and PocketGuard list bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
First fix: Bills First.
Not sure which one you are? Take the free Money Types quiz. It takes about two minutes.
Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.
Another option: Fifecta
If neither EveryDollar nor PocketGuard feels right, here is one more option to look at. Fifecta gives every paycheck a plan with FUNDS, and it starts from your Money Type, so the plan matches how you already handle money.
What real users say
These are other people's opinions, not Priceless Tay's. We quote public reviews and posts word for word, link each one and show its date, but we haven't checked the claims in them. A post counts toward a theme when it uses one of that theme's keywords, so a mention can be praise or a complaint.
What EveryDollar users say
Based on 437 App Store reviews and 4 YouTube videos dated Oct 2025 to Oct 2026, read Oct 2026. We collected the YouTube data with Apify, a scraping service, on Oct 24, 2026.
- Of the 441 reviews, posts and videos we read, 80 mention how easy or hard the app is to use.
- Of the 441 reviews, posts and videos we read, 77 mention the price, fees or the subscription.
- Of the 441 reviews, posts and videos we read, 55 mention debt, money stress or feeling in control.
Positive
“It makes it super easy to budget with my husband. ... we have had zero money fights”
Positive
“There’s a peace of mind that comes with having your finances under control and seeing your debts paid off.”
Critical
“Anything worthwhile in this app that would be helpful in budgeting is behind a paywall”
Where these come from
- EveryDollar reviews on the App Store, read Oct 24, 2026. The public feed returns the 500 most recent US reviews. We kept every one dated inside the window.
- Hacker News search for EveryDollar, read Oct 24, 2026. Public search of comments and posts. 1 named the app; we kept 0 where the writer shares their own use of it.
- Reddit search for EveryDollar, collected Oct 24, 2026. Collected with Apify (harshmaur/reddit-scraper) on Oct 24 2026: a keyword search for "EveryDollar", posts and comments from after Oct 24 2025. It returned 81, most of them about something else. We kept 0 where the writer shares their own use of the app or a clear opinion of it. We left out moderators, bots, company accounts, referral posts and people promoting their own apps.
- YouTube search for EveryDollar, collected Oct 24, 2026. Collected with Apify (streamers/youtube-scraper) on Oct 24 2026: a search for "EveryDollar review" from the past year, up to 8 videos. It returned 8. We kept 4 and left out the app's own channel, sponsored videos, videos with affiliate or referral links and videos about a different product. We count themes from each video's title, description and captions, but we don't quote videos, because the captions we have carry no timestamps.
- "EveryDollar Review [UPDATED] - They Don't Tell You This!" by Answer This on YouTube, Oct 16, 2026.
- "EveryDollar Review: Is This Budgeting App Worth Using?" by Misa Reviews on YouTube, Aug 29, 2026.
- "EveryDollar Review - Watch Before Using" by HelperDog on YouTube, Apr 11, 2026.
- "EveryDollar Review - Watch Before Using" by HelperDog on YouTube, Mar 16, 2026.
FAQ
How much does EveryDollar cost?
EveryDollar has a free version. After a 14-day free trial, premium costs $79.99 a year billed annually, or $17.99 a month billed monthly. We checked this on Nov 3, 2026.
How much does PocketGuard cost?
PocketGuard Premium costs $12.99 a month, $74.99 a year billed yearly, or $149.99 once for lifetime access. We checked this on Nov 3, 2026.
Does EveryDollar have a free trial?
EveryDollar premium starts with a 14-day free trial for new users. We checked this on Nov 3, 2026.
Does PocketGuard have a free trial?
PocketGuard offers a 7-day free trial. We checked this on Nov 3, 2026.
More comparisons
Similar comparisons
Keep comparing
- Read our EveryDollar review.
- See EveryDollar alternatives, closest category first.
- See PocketGuard alternatives, closest category first.
- Browse our guide to the best budgeting apps.
- Want the bigger picture? Compare more money apps.
Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.
Want a plan built on your Money Type?
Fifecta gives every paycheck a plan with FUNDS, so you know where each dollar goes.
Sources and confidence
- Last checked
- Sourced facts
- 12 facts, each linked and dated
EveryDollar6 sourced facts, last checked Nov 3, 2026
- Price and feeseverydollar.com, as of Nov 3, 2026
- Free trialeverydollar.com, as of Nov 3, 2026
- Platformsramseysolutions.com/money/everydollar, as of Nov 3, 2026
- Bank syncingramseysolutions.com/money/everydollar, as of Nov 3, 2026
- Featuresramseysolutions.com/money/everydollar, as of Nov 3, 2026
- App store ratingApp Store listing, as of Nov 3, 2026
PocketGuard6 sourced facts, last checked Nov 3, 2026
- Price and feespocketguard.com/pricing, as of Nov 3, 2026
- Free trialpocketguard.com/pricing, as of Nov 3, 2026
- Platformspocketguard.com, as of Nov 3, 2026
- Bank syncingpocketguard.com, as of Nov 3, 2026
- Featurespocketguard.com/pricing, as of Nov 3, 2026
- App store ratingApp Store listing, as of Nov 3, 2026
Each fact links to the official page it came from, with the date we checked it. Once a fact is older than 30 days, it comes off the page until we check it again. How we source, date and index this data.
This is education, not financial advice.
