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Budgeting comparison

Goodbudget vs Simplifi

Updated

Data as of

Goodbudget checked Simplifi checked

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Goodbudget logo

Goodbudget

Budgeting app

Visit site for Goodbudget (opens in a new tab)
App Store marketing images, as of Oct 24, 2026
Goodbudget App Store image of the Envelopes screen
Goodbudget App Store image of Add Transaction
Goodbudget App Store image of Select Account
Quicken Simplifi logo

Simplifi

Budgeting app

Visit site for Quicken Simplifi (opens in a new tab)
Official images, as of Oct 24, 2026
Quicken App Store image of a projected cash flow screen
Quicken App Store image of a spending plan
Simplifi transaction list

Short answer

  • Pick Goodbudget if you want a free version.
  • Pick Simplifi if you want a separate login for your partner.
  • The biggest difference is partner logins: Simplifi's source says yes, and Goodbudget's says no.

Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.

Goodbudget vs Simplifi at a glance

  • Goodbudget logoGoodbudget

    Price
    $10a month, or a free version
    Free trial
    None
    Rating
    4.6 of 5App Store, 13,528 ratings
    Platforms
    3Web, Android, iPhone
  • Quicken Simplifi logoSimplifi

    Price
    $6.99a month, billed yearly
    Free trial
    None
    Rating
    4.5 of 5App Store, 11,972 ratings
    Platforms
    2Web, Mobile

What it costs

  • Goodbudget logoGoodbudget

    $10a month

    Goodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year.

    $80 a year at the yearly list price, or $240 over 3 years, before tax.

    Sourcegoodbudget.com/signup, checked .
  • Quicken Simplifi logoQuicken Simplifi

    $6.99a month, billed yearly

    Quicken Simplifi lists $6.99 a month, billed annually. New members who order directly from Quicken by November 29, 2026 see a first-year offer of $3.99 a month, billed annually.

    Sourcequicken.com/products/simplifi, checked .

Bars show only when every app here lists a yearly price, so these prices sit side by side without them. Prices are list prices from each app's own page, before tax and any offer.

Features

Features each app's official source states, yes or no.
FeatureGoodbudgetSimplifi
Savings goals Yes Yes
Shared budgets Yes Yes
Data export Yes Yes

Simplifi also lists AI features and investment tracking.

Sources for these features

Yes means the official site lists it. No means the official site says the app doesn't have it.

Goodbudget and Quicken Simplifi, side by side

Goodbudget and Simplifi compared. Each value's source and the date we checked it open from its Source link.
Free trialDiffers
GoodbudgetGoodbudget says it isn't offering trials of Premium. There is a Free Forever plan, and you can ask for a refund within the first 30 days of a subscription.
Sourceforums.goodbudget.com/t/premium-level/2994, checked .
SimplifiQuicken says Simplifi has no free trial, but offers a 30-day money-back guarantee from the original purchase date for subscriptions bought directly from Quicken.
Sourcesupport.simplifi.quicken.com/en/articles/3363727-quicken-simplifi-subscription-questions, checked .
PlatformsDiffers
GoodbudgetGoodbudget lists Web, Android and iPhone.
Sourcegoodbudget.com/signup, checked .
SimplifiQuicken Simplifi lists Web and Mobile.
Sourcequicken.com/products/simplifi, checked .
Bank syncingDiffers
GoodbudgetPremium only. Goodbudget Premium includes automatic bank sync for US banks only, and the free version does not list it.
Sourcegoodbudget.com/signup, checked .
SimplifiYes. Quicken says Simplifi connects to over 14k financial institutions.
Sourcequicken.com/products/simplifi, checked .
App store ratingDiffers
GoodbudgetGoodbudget has 4.6 out of 5 on the App Store from 13,528 ratings.
SourceApp Store listing, checked .
SimplifiQuicken Simplifi has 4.5 out of 5 on the App Store from 11,972 ratings.
SourceApp Store listing, checked .

Store ratings are a dated snapshot from each listing, not our score. A row shows only when both apps have a current official source for it. How we source and date this data. Spotted a change? Tell us if something changed.

Weighing a third option? Add up to two more apps and compare up to four side by side.

Screen by screen

Pick a task to see what each app shows for it. App Store and Google Play images are the apps' own marketing, so they can show sample data and staged layouts. Help center images come from the app's support articles. See every app's screens.

Home

Goodbudget logoGoodbudget

No official screen found yet

Quicken Simplifi logoQuicken Simplifi

  • Quicken App Store image of a projected cash flow screen
    App Store marketing imageApp Store image with the headline "Know what's next with your money" showing a hand holding a phone with a Quicken screen, a Projected Cash Flow chart and Banking balances.App Store listing, as of
  • Quicken screen with projected cash flow
    App Store marketing imageA Quicken screen with a Projected Cash Flow chart, Banking balances and three income rows.App Store listing, as of
  • Quicken App Store image of projected cash flow
    App Store marketing imageApp Store image with the headline "Tools that are predictive & adaptive" showing a Projected Cash Flow chart and Banking balances.App Store listing, as of
  • Simplifi mobile dashboard
    From Simplifi's help centerThe mobile dashboard with a Banking card, a note that 3 accounts need attention and Recent Spending.support.simplifi.quicken.com, as of

Accounts

Goodbudget logoGoodbudget

  • Goodbudget App Store image of Select Account
    App Store marketing imageApp Store image with the headline "Connect your bank (with a Premium subscription)" showing a Select Account screen.App Store listing, as of
  • Goodbudget Select Account screen
    App Store marketing imageA Select Account screen for linking a bank account to Checking, with an Add New Bank Connection link.App Store listing, as of

Quicken Simplifi logoQuicken Simplifi

  • Simplifi All Accounts screen
    From Simplifi's help centerThe All Accounts screen with net worth, business accounts and personal Banking accounts grouped with balances.support.simplifi.quicken.com, as of

Transactions

Goodbudget logoGoodbudget

  • Goodbudget App Store image of Add Transaction
    App Store marketing imageApp Store image with the headline "Practice conscious spending" showing an Add Transaction form.App Store listing, as of
  • Goodbudget Add Transaction form
    App Store marketing imageAn Add Transaction form with Type, Payee, Amount, Envelope, Account, Date and Schedule fields.App Store listing, as of
  • Goodbudget Google Play image of the Android Add Transaction form
    Google Play marketing imageGoogle Play image with the headline "Practice conscious spending" showing the Android Add Transaction form.Google Play listing, as of

Quicken Simplifi logoQuicken Simplifi

  • Simplifi transaction list
    From Simplifi's help centerA transaction list with a search box, each row showing payee, category, amount and date.support.simplifi.quicken.com, as of

Budget

Goodbudget logoGoodbudget

  • Goodbudget App Store image of the Envelopes screen
    App Store marketing imageApp Store image with the headline "Sync & share a budget" showing the Envelopes screen with Food, Fun and Bills envelopes and progress bars.App Store listing, as of
  • Goodbudget Envelopes screen
    App Store marketing imageThe Envelopes screen with envelope groups, amounts left and bars, and a bottom tab bar.App Store listing, as of
  • Goodbudget App Store image of Edit Budget
    App Store marketing imageApp Store image with the headline "Create a budget that works" showing an Edit Budget screen.App Store listing, as of
  • Goodbudget Edit Budget screen
    App Store marketing imageAn Edit Budget screen listing envelopes with amounts, an Add Envelope link and Total Budgeted 1508.App Store listing, as of
  • Goodbudget App Store image of dark mode
    App Store marketing imageApp Store image with the headline "Choose your style" showing the Envelopes screen in dark mode.App Store listing, as of
  • Goodbudget Google Play image of the Android Envelopes screen
    Google Play marketing imageGoogle Play image with the headline "Sync & share a budget" showing the Android Envelopes screen.Google Play listing, as of
  • Goodbudget Google Play image of Fill Envelopes
    Google Play marketing imageGoogle Play image with the headline "Plan before you spend" showing the Android Fill Envelopes screen.Google Play listing, as of

Quicken Simplifi logoQuicken Simplifi

  • Quicken App Store image of a spending plan
    App Store marketing imageApp Store image with the headline "Smart budgeting" showing $1,415 left this month with a donut chart and spending plan rows.App Store listing, as of
  • Quicken spending plan card
    App Store marketing imageA spending plan card: $1,415 left this month, a donut chart, and Income, Bills, Planned Spend, Other Spend and Savings Goals rows.App Store listing, as of
  • Simplifi mobile Spending Plan
    From Simplifi's help centerThe mobile Spending Plan for October 2026 with Income, Bills, Planned Spend, Other Spend and Savings Goals rows and a Left this month ring.support.simplifi.quicken.com, as of
  • Quicken spending plan rows
    App Store marketing imageSpending plan rows for Income, Bills, Planned Spend, Other Spend and Savings Goals with amounts.App Store listing, as of
  • Simplifi Left this month card
    From Simplifi's help centerA Left this month card showing $3,987.80 with a ring chart and $173.38 left per day.support.simplifi.quicken.com, as of

Goals

Goodbudget logoGoodbudget

  • Goodbudget App Store image of a Debt Progress chart
    App Store marketing imageApp Store image with the headline "Track your debt progress" showing a Debt Progress chart for a car loan.App Store listing, as of
  • Goodbudget Debt Progress report
    App Store marketing imageA Debt Progress report with a payoff line to 2026 and a table showing the car loan balance and finish date.App Store listing, as of
  • Goodbudget App Store image of a Vacation envelope
    App Store marketing imageApp Store image with the headline "Save for big expenses" showing a Vacation envelope with its history.App Store listing, as of
  • Goodbudget Vacation envelope
    App Store marketing imageA Vacation envelope with 2,000.00 saved and a dated list of fills and income.App Store listing, as of

Quicken Simplifi logoQuicken Simplifi

  • Simplifi Create a goal screen
    From Simplifi's help centerA Create a goal screen with choices like Buy a car, Emergency Fund, Wedding, Vacation, Home and Custom.support.simplifi.quicken.com, as of
  • Simplifi Savings Goals screen
    From Simplifi's help centerThe Savings Goals screen with a Fall Wedding goal at 35%, $350 saved and a target date.support.simplifi.quicken.com, as of

Reports and insights

Goodbudget logoGoodbudget

  • Goodbudget App Store image of a spending pie chart
    App Store marketing imageApp Store image with the headline "See your spending" showing a Spending report pie chart for May 2024.App Store listing, as of
  • Goodbudget Spending report
    App Store marketing imageA Spending report with a pie chart, total spending of 628.57 and a table of envelopes by share.App Store listing, as of
  • Goodbudget App Store image of an Income vs Spending report
    App Store marketing imageApp Store image with the headline "Stay on budget" showing an Income vs Spending report with monthly bars.App Store listing, as of
  • Goodbudget Income vs Spending report
    App Store marketing imageAn Income vs Spending report with paired monthly bars and a table of income, spending and net.App Store listing, as of

Quicken Simplifi logoQuicken Simplifi

  • Quicken App Store image of a net income chart
    App Store marketing imageApp Store image with the headline "Business & personal finances in one clear view" showing a Net Income chart and income rows.App Store listing, as of
  • Quicken net income chart
    App Store marketing imageA Net Income bar chart by month, three income rows and a Left this month donut.App Store listing, as of
  • Quicken projected cash flow chart
    App Store marketing imageA Projected Cash Flow chart with a Today marker and a projected balance of $31,452.App Store listing, as of

Bills and recurring

Goodbudget logoGoodbudget

No official screen found yet

Quicken Simplifi logoQuicken Simplifi

  • Simplifi Recurring list
    From Simplifi's help centerThe Recurring list with filters for All Active, Income, Bills and Subscriptions and each series' next date and frequency.support.simplifi.quicken.com, as of

Investments

Goodbudget logoGoodbudget

No official screen found yet

Quicken Simplifi logoQuicken Simplifi

  • Quicken App Store image of retirement and investments
    App Store marketing imageApp Store image with the headline "Turn what ifs into an actual plan" showing a Retirement chart and an Investments value.App Store listing, as of
  • Quicken retirement and investments cards
    App Store marketing imageA Retirement projection chart and an Investments card with $200,725 and a value chart.App Store listing, as of
  • Quicken App Store image of investments by month
    App Store marketing imageApp Store image with the headline "All your finances in one, and then some" showing an Investments value chart and a monthly value list.App Store listing, as of
  • Simplifi Investments screen
    From Simplifi's help centerThe mobile Investments screen with Holdings, Balances and Performance tabs, a market value, related news and holdings.support.simplifi.quicken.com, as of

Sharing with a partner

Goodbudget logoGoodbudget

No official screen found yet

Quicken Simplifi logoQuicken Simplifi

  • Simplifi Spaces and sharing settings
    From Simplifi's help centerThe web Spaces & sharing settings with the user's financial spaces and a Shared with you section.support.simplifi.quicken.com, as of
  • Simplifi Space sharing invitation email
    From Simplifi's help centerAn invitation email that says Andrea wants to share their Space, with an Accept invitation button.support.simplifi.quicken.com, as of

Other screens

Goodbudget logoGoodbudget

  • Goodbudget bottom tab bar
    App Store marketing imageThe bottom tab bar with Envelopes, Transactions, Accounts, Reports and More.App Store listing, as of

Quicken Simplifi logoQuicken Simplifi

  • Quicken App Store image of an invoice
    App Store marketing imageApp Store image with the headline "Run your business confidently" showing income rows and an invoice marked Paid in full.App Store listing, as of

Who it's for

Pick the tab that sounds like you. Every answer comes from the app's own pages, and its source opens from the Source link.

Just me

Budgeting on your own? These are the basics people ask about first.

  • Is it free?

    Goodbudget: Goodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year.

    Sourcegoodbudget.com/signup, checked .

    Simplifi: Quicken Simplifi lists $6.99 a month, billed annually. New members who order directly from Quicken by November 29, 2026 see a first-year offer of $3.99 a month, billed annually.

    Sourcequicken.com/products/simplifi, checked .
  • Does it connect to my bank and import transactions?

    Goodbudget: Premium only. Goodbudget Premium includes automatic bank sync for US banks only, and the free version does not list it.

    Sourcegoodbudget.com/signup, checked .

    Simplifi: Yes. Quicken says Simplifi connects to over 14k financial institutions.

    Sourcequicken.com/products/simplifi, checked .
  • Can I export my data?

    Goodbudget: Yes. You can export your data.

    SourceIn their words: “To export your transaction history in Goodbudget, click on the "Export CSV" link that's above the Transactions list.” goodbudget.com/help/customize-your-goodbudget/export-transactions, checked .

    Simplifi: Yes. You can export your data.

    SourceIn their words: “Currently, the only available export format is CSV (Comma-Separated Values), which is compatible with most spreadsheet applications like Excel and Google Sheets.” support.simplifi.quicken.com/en/articles/3404263-how-to-export-transactions-from-quicken-simplifi, checked .
  • Is there support from the app's makers if I need help?

    Goodbudget: Yes. Community (Free) and email (Premium).

    SourceIn their words: “Email support” goodbudget.com/signup, checked .

    Simplifi: Yes. Live chat, phone and community.

    SourceIn their words: “You can reach out to our support team via chat, phone, or the Quicken Simplifi Community, each with specific hours.” support.simplifi.quicken.com/en/articles/5077917-how-to-contact-support, checked .

Partners

Sharing money with a partner? Here's how each app handles a second person.

  • Can my partner use their own login details?

    Goodbudget: No. Your partner signs in to your same account.

    SourceIn their words: “If you've already done that, you'll be able to share your budget with your partner by having them login to Goodbudget on their device using the same username / email address and password you created when you registered.” goodbudget.com/help/mobile-apps/share-budget-w-partner, checked .

    Simplifi: Yes. Your partner gets their own login.

    SourceIn their words: “You can share your Quicken Simplifi data with one additional member, who will need their own Quicken ID and password, but does not need their own Quicken Simplifi Subscription.” support.simplifi.quicken.com/en/articles/6443103-how-to-use-spaces-sharing-in-quicken-simplifi, checked .
  • Can we set up joint budgets and goals?

    Goodbudget: Yes. You can work toward goals together.

    SourceIn their words: “When you do that, you'll both be able to add transactions, and make changes to your budget as needed.” goodbudget.com/help/mobile-apps/share-budget-w-partner, checked .

    Simplifi: Yes. You can work toward goals together.

    SourceIn their words: “Yep! You can share your Quicken Simplifi account with your partner, financial advisor, or anyone you trust.” quicken.com/products/simplifi, checked .

Family

Bringing in more of the household? Here's what each app says about families and kids. See apps with custodial accounts for kids.

  • Does it have accounts or features for kids or teens?

    Goodbudget: No.

    SourceIn their words: “The Services are intended solely for users who are eighteen (18) years of age or older.” goodbudget.com/terms-of-use, checked .

    Simplifi: No.

    SourceIn their words: “To access and/or use the Products and Services you acknowledge that you are at least 18 years of age” quicken.com/simplifi/terms, checked .

Freelancer

Paid on an uneven schedule or running a side hustle? Here's what each app offers. See apps with a SEP IRA or Solo 401(k).

Business

Running a small business? Here's what each app says about business money.

A question shows only when every app here has a current official source that answers it. We only say no when the app's own page does.

Which fits your Money Type?

There are four Money Types: Strategist, Spender, Saver and Scrambler. Each card matches one type to what the sources say about these two apps.

  • Strategist

    Simplifi lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.

    First fix: Save the Raise.

  • Spender

    Both Goodbudget and Simplifi list goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.

    First fix: Sleep on It.

  • Saver

    Neither app's sources confirm a feature we match to this type yet, so the quiz is the better place to start.

    First fix: Put It to Work.

  • Scrambler

    Both Goodbudget and Simplifi list bank syncing. Seeing every account in one place helps a Scrambler pay bills first.

    First fix: Bills First.

Not sure which one you are? Take the free Money Types quiz. It takes about two minutes.

Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.

Another option: Fifecta

If neither Goodbudget nor Simplifi feels right, here is one more option to look at. Fifecta gives every paycheck a plan with FUNDS, and it starts from your Money Type, so the plan matches how you already handle money.

What real users say

These are other people's opinions, not Priceless Tay's. We quote public reviews and posts word for word, link each one and show its date, but we haven't checked the claims in them. A post counts toward a theme when it uses one of that theme's keywords, so a mention can be praise or a complaint.

What Simplifi users say

Based on 34 App Store reviews, 18 Reddit posts and 2 Hacker News posts dated Oct 2025 to Oct 2026, read Oct 2026. We collected the Reddit data with Apify, a scraping service, on Oct 24, 2026.

  • Of the 54 reviews and posts we read, 17 mention how easy or hard the app is to use.
  • Of the 54 reviews and posts we read, 15 mention the price, fees or the subscription.
  • Of the 54 reviews and posts we read, 8 mention syncing or connecting accounts.

Positive

“...Simplifi by far is the easiest to use and has the most intuitive UI.”
App Store reviewer on the App Store, . See the App Store reviews. Apple doesn't give single reviews their own link, so this opens the app's reviews.

Critical

“Quicken Simplifi has been a huge disappointment. I have multiple high-usage accounts that have lost connectivity...”
App Store reviewer on the App Store, . See the App Store reviews. Apple doesn't give single reviews their own link, so this opens the app's reviews.

Positive

“...I've used Simplifi, Monarch and Copilot Money and Simplifi was the best of all those 3 IMO.”
u/Inner_Difficulty_381 in r/simplifimoney on Reddit, . Read it on Reddit.
Where these come from

FAQ

How much does Goodbudget cost?

Goodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year. We checked this on Nov 3, 2026.

How much does Simplifi cost?

Quicken Simplifi lists $6.99 a month, billed annually. New members who order directly from Quicken by November 29, 2026 see a first-year offer of $3.99 a month, billed annually. We checked this on Nov 3, 2026.

Does Goodbudget have a free trial?

Goodbudget says it isn't offering trials of Premium. There is a Free Forever plan, and you can ask for a refund within the first 30 days of a subscription. We checked this on Nov 3, 2026.

Does Simplifi have a free trial?

Quicken says Simplifi has no free trial, but offers a 30-day money-back guarantee from the original purchase date for subscriptions bought directly from Quicken. We checked this on Nov 3, 2026.

More comparisons

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Pinterest pin for Goodbudget vs Simplifi, a side-by-side app comparison from Priceless Tay.

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Pin it so you can find it again when you're ready to choose.

Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.

Want a plan built on your Money Type?

Fifecta gives every paycheck a plan with FUNDS, so you know where each dollar goes.

Sources and confidence

Last checked
Sourced facts
12 facts, each linked and dated
Goodbudget6 sourced facts, last checked Nov 3, 2026
Quicken Simplifi6 sourced facts, last checked Nov 3, 2026

Each fact links to the official page it came from, with the date we checked it. Once a fact is older than 30 days, it comes off the page until we check it again. How we source, date and index this data.

This is education, not financial advice.