Skip to content

Coaching waitlist is open. Join the waitlist

Alternatives

Goodbudget alternatives in 2026

Updated

Data as of

I earn commissions from some links.

Goodbudget logoGoodbudgetBudgeting app

Goodbudget is a budgeting app. Goodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year. We checked that on Nov 3, 2026. Below are 14 other apps, starting with the 12 other budgeting apps and then AI money tools. They're ranked by how close each app's category is to Goodbudget's, not by how good it is, and every fact shows the date we checked it.

Short answer

The closest alternatives to Goodbudget are Albert, Cleo and Copilot Money, because Albert, Cleo and Copilot Money are also budgeting apps. Goodbudget has a free version. We checked Goodbudget on Nov 3, 2026, and each card below puts an alternative's price, trial, platforms and ratings next to Goodbudget's, with the date we checked them.

What Goodbudget says on its own pages

Before you compare, here is what Goodbudget itself says about these points. Quotes are its own words, and each line links to the page we read.

  • Sharing with a partner: “If you've already done that, you'll be able to share your budget with your partner by having them login to Goodbudget on their device using the same username / email address and password you created when you registered.” (source, opens in a new tab, checked )
  • Shared goals: “When you do that, you'll both be able to add transactions, and make changes to your budget as needed.” (source, opens in a new tab, checked )
  • Irregular income: “If you get small or irregular paychecks, you can let them collect in Available.” (source, opens in a new tab, checked )
  • Business use: “Organizations, companies, and/or businesses may not use the Services for any purpose other than those contemplated in this Terms of Use or Privacy Policy.” (source, opens in a new tab, checked )
  • Tax time: “we can give you a few pointers on how to use Goodbudget reports alongside your tax software so the process is a little smoother” (source, opens in a new tab, checked )
  • Exporting your data: “To export your transaction history in Goodbudget, click on the "Export CSV" link that's above the Transactions list.” (source, opens in a new tab, checked )
  • Age and family: “The Services are intended solely for users who are eighteen (18) years of age or older.” (source, opens in a new tab, checked )

What Goodbudget and its alternatives cost

  • Goodbudget logoGoodbudget

    $10a month

    Goodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year.

    Cost over 1 and 3 years: $80 and $240, at the yearly list price before tax.

    As of · goodbudget.com/signup

  • Albert logoAlbert

    $19.99a month

    Albert's Standard plan costs $19.99 a month, and Genius and Family plans cost $39.99 a month. A Family plan covers the owner and up to 4 family members.

  • Cleo logoCleo

    $5.99a month

    Cleo has a free version. Plus is $5.99 a month or $44.99 a year, Pro is $8.99 a month and Builder is $14.99 a month.

    Cost over 1 and 3 years: $44.99 and $134.97, at the yearly list price before tax.

  • Copilot Money logoCopilot Money

    $13a month

    Copilot Money costs $13 a month, or $95 a year billed yearly.

    Cost over 1 and 3 years: $95 and $285, at the yearly list price before tax.

    As of · copilot.money

  • EveryDollar logoEveryDollar

    $17.99a month

    EveryDollar has a free version. After a 14-day free trial, premium costs $79.99 a year billed annually, or $17.99 a month billed monthly.

    Cost over 1 and 3 years: $79.99 and $239.97, at the yearly list price before tax.

    As of · everydollar.com

  • Honeydue logoHoneydue

    Honeydue says it is 100% free for everybody and doesn't block any features with a paywall. It asks users to consider an optional monthly tip of $1 to $10.

  • Monarch Money logoMonarch Money

    $14.99a month

    Monarch Core costs $14.99 a month, or $99.99 a year billed annually. Monarch Plus costs $199.99 a year billed annually.

    Cost over 1 and 3 years: $99.99 and $299.97, at the yearly list price before tax.

    As of · monarch.com/pricing

  • Origin logoOrigin

    $12.99a month

    Origin's annual plan is a one-time payment of $99 for 12 months, and the monthly plan costs $12.99 a month.

  • PocketGuard logoPocketGuard

    $12.99a month

    PocketGuard Premium costs $12.99 a month, $74.99 a year billed yearly, or $149.99 once for lifetime access.

    Cost over 1 and 3 years: $74.99 and $224.97, at the yearly list price before tax.

    As of · pocketguard.com/pricing

  • Quicken Simplifi logoQuicken Simplifi

    $6.99a month, billed yearly

    Quicken Simplifi lists $6.99 a month, billed annually. New members who order directly from Quicken by November 29, 2026 see a first-year offer of $3.99 a month, billed annually.

    As of · quicken.com/products/simplifi

  • Rocket Money logoRocket Money

    Rocket Money has a free version. Premium uses a pay what you think is fair price that Rocket Money says typically ranges from $7 to $14 a month, and Premium+ costs $15 a month.

  • YNAB logoYNAB

    $14.99a month

    YNAB costs $14.99 a month, or $109 a year paid annually, plus tax where applicable.

    Cost over 1 and 3 years: $109 and $327, at the yearly list price before tax.

    As of · ynab.com/pricing

  • Fifecta logoFifecta

    $15a month

    Fifecta costs $15 a month or $150 a year.

    Cost over 1 and 3 years: $150 and $450, at the yearly list price before tax.

    As of · pricelesstay.com/fifecta

  • Actual Budget logoActual Budget

    Actual is free and open source, and its desktop apps run locally.

    As of · github.com/actualbudget/actual

  • Finances in ChatGPT

    OpenAI lists Finances for U.S. Free, Go, Plus and Pro users.

Bars show only when every app here lists a yearly price, so these prices sit side by side without them. Prices are list prices from each app's own page, before tax and any offer.

Alternatives to Goodbudget, closest category first

Each card puts the app's facts next to Goodbudget's, with the date we checked each one. The order follows how close the category is, not how good the app is.

How Goodbudget compares at a glance

  • Against Goodbudget's lowest listed paid price of $10 a month, Cleo ($5.99 a month) lists a lower one and Albert ($19.99 a month), Copilot Money ($13 a month), EveryDollar ($17.99 a month), Monarch Money ($14.99 a month), Origin ($12.99 a month), PocketGuard ($12.99 a month) and YNAB ($14.99 a month) list a higher one.
  • Honeydue and Actual Budget are free, unlike Goodbudget, which has paid plans next to its free one.
  • Goodbudget has no free trial, while Albert (30 days), EveryDollar (14 days), Monarch Money (7 days), PocketGuard (7 days), Rocket Money (7 days) and YNAB (34 days) offer one.
  • Goodbudget keeps bank sync for paid plans, while Albert, Cleo, Copilot Money, Honeydue, Monarch Money, Origin, PocketGuard, Simplifi, Rocket Money, YNAB, Actual Budget and Finances in ChatGPT sync with your bank.
  • For iPad, look at Copilot Money and YNAB, since Goodbudget doesn't list it.
  • Copilot Money, Origin and Actual Budget run on Mac, which Goodbudget doesn't list.
  • Goodbudget doesn't list Apple Watch, and PocketGuard and YNAB do.
  • Goodbudget doesn't list Windows, and Actual Budget does.
  • Goodbudget doesn't list Linux, and Actual Budget does.
  • Albert, Cleo, Honeydue and Actual Budget don't list the web, where Goodbudget runs.
  • Goodbudget runs on Android, which Copilot Money and Actual Budget don't list.
  • Actual Budget doesn't list iPhone, where Goodbudget runs.
  • Goodbudget holds a 4.6 App Store rating. Of the apps below, Albert (4.7), Cleo (4.7), Copilot Money (4.8), EveryDollar (4.7), Monarch Money (4.9) and YNAB (4.8) rate higher and Honeydue (4.5), Simplifi (4.5) and Rocket Money (4.5) rate lower.
  • For help, Goodbudget lists these channels: community (Free) and email (Premium). Of the apps below, Albert, Origin and Simplifi list phone support and Albert, Cleo, Copilot Money, Honeydue, PocketGuard, Simplifi, Rocket Money, YNAB and Finances in ChatGPT list chat support.
  • Goodbudget offers shared budgets, which Cleo's own pages say it doesn't.
  • Goodbudget offers help with irregular income, which Rocket Money's own pages say it doesn't.
  • Copilot Money, Monarch Money, Origin, Rocket Money and YNAB offer business money tracking, which Goodbudget's own pages say it doesn't.
  • Goodbudget offers exports for tax time, which Cleo's own pages say it doesn't.
  • YNAB offers options for kids, which Goodbudget's own pages say it doesn't.

Other budgeting apps

  • Albert logo

    Albert

    Budgeting app

    Same category

    Albert is a subscription money app for budgeting, banking, saving and investing, with an AI assistant called Genius.

    Price and fees
    AlbertAlbert's Standard plan costs $19.99 a month, and Genius and Family plans cost $39.99 a month. A Family plan covers the owner and up to 4 family members.As of Nov 12, 2026. Source: help.albert.com/hc/en-us/articles/21583583733271-How-much-does-Albert-cost
    GoodbudgetGoodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year.As of Nov 3, 2026. Source: goodbudget.com/signup
    Free trial
    AlbertAlbert says you can try your plan for 30 days before you're charged.As of Nov 12, 2026. Source: albert.com
    GoodbudgetGoodbudget says it isn't offering trials of Premium. There is a Free Forever plan, and you can ask for a refund within the first 30 days of a subscription.As of Nov 3, 2026. Source: forums.goodbudget.com/t/premium-level/2994
    Platforms
    AlbertAlbert lists iOS and Android.As of Nov 12, 2026. Source: albert.com
    GoodbudgetGoodbudget lists Web, Android and iPhone.As of Nov 3, 2026. Source: goodbudget.com/signup
    App store rating
    AlbertAlbert has 4.7 out of 5 on the App Store from 343,539 ratings.As of Nov 12, 2026. Source: App Store listing
    GoodbudgetGoodbudget has 4.6 out of 5 on the App Store from 13,528 ratings.As of Nov 3, 2026. Source: App Store listing

    How Albert differs from Goodbudget

    Albert starts at $19.99 a month, more than Goodbudget's $10 a month. Albert sells only paid plans, while Goodbudget pairs a free version with its paid ones. Albert offers a 30-day free trial, while Goodbudget skips the trial. Goodbudget saves bank sync for its paid plan, but Albert connects to your bank. Albert's platform list leaves out the web, which Goodbudget covers. Unlike Goodbudget, which keeps couples on a single login, Albert gives partners separate logins. Albert lists phone and chat support, and Goodbudget's support list doesn't. Albert rates 4.7 from 343,539 ratings on the App Store, where Goodbudget sits at 4.6 from 13,528 ratings. Albert and Goodbudget are both budgeting apps. On goals, shared budgets and data export, Albert matches Goodbudget. Like Goodbudget, Albert says on its own pages that it doesn't offer business money tracking and options for kids. Like Goodbudget, Albert lists email support.

    Who it fits

    • Albert lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
    • Albert lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
    • Albert lists an APY on deposits. That fits a Saver, whose first fix is putting saved money to work.
    • Albert lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
    • Cleo logo

      Cleo

      Budgeting app

      Same category

      Cleo is a money app with an AI chat assistant, budgeting tools and cash advances.

      Price and fees
      CleoCleo has a free version. Plus is $5.99 a month or $44.99 a year, Pro is $8.99 a month and Builder is $14.99 a month.As of Nov 3, 2026. Source: web.meetcleo.com/faqs/en/articles/11864260-does-cleo-offer-annual-subscription-options
      GoodbudgetGoodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year.As of Nov 3, 2026. Source: goodbudget.com/signup
      Platforms
      CleoCleo lists iOS and Android.As of Nov 12, 2026. Source: meetcleo.com
      GoodbudgetGoodbudget lists Web, Android and iPhone.As of Nov 3, 2026. Source: goodbudget.com/signup
      App store rating
      CleoCleo has 4.7 out of 5 on the App Store from 268,990 ratings.As of Nov 12, 2026. Source: App Store listing
      GoodbudgetGoodbudget has 4.6 out of 5 on the App Store from 13,528 ratings.As of Nov 3, 2026. Source: App Store listing

      How Cleo differs from Goodbudget

      Paying yearly, Cleo's lowest price is $44.99 a year, next to $80 a year for Goodbudget. Against Goodbudget's $10 a month, Cleo lists $5.99 a month as its lowest paid price. Unlike Goodbudget, which keeps bank sync for paid plans, Cleo syncs with your bank. Cleo's platform list leaves out the web, which Goodbudget covers. Cleo's own pages say it doesn't offer shared budgets and exports for tax time, which Goodbudget includes. Cleo lists chat support, which isn't on Goodbudget's support list. On the App Store, Cleo is rated 4.7 from 268,990 ratings, next to Goodbudget's 4.6 from 13,528 ratings. Cleo is a budgeting app, the same kind of app as Goodbudget. Like Goodbudget, Cleo has a free version. Cleo offers goals, which Goodbudget includes too. Goodbudget rules out business money tracking and options for kids on its own pages, and so does Cleo. Like Goodbudget, Cleo has partners share one login. Cleo lists email support, which Goodbudget provides too.

      Who it fits

      • Cleo lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
      • Cleo lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
      • Copilot Money logo

        Copilot Money

        Budgeting app

        Same category

        Copilot Money is a paid budgeting and tracking app that uses AI to tag your transactions automatically.

        Price and fees
        Copilot MoneyCopilot Money costs $13 a month, or $95 a year billed yearly.As of Nov 3, 2026. Source: copilot.money
        GoodbudgetGoodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year.As of Nov 3, 2026. Source: goodbudget.com/signup
        Free trial
        Copilot MoneyCopilot Money says you can test drive the app before you connect an account and then start a free trial. Its pricing section does not list the trial length.As of Nov 3, 2026. Source: copilot.money
        GoodbudgetGoodbudget says it isn't offering trials of Premium. There is a Free Forever plan, and you can ask for a refund within the first 30 days of a subscription.As of Nov 3, 2026. Source: forums.goodbudget.com/t/premium-level/2994
        Platforms
        Copilot MoneyCopilot Money lists iPhone, iPad, Mac and Web.As of Nov 3, 2026. Source: copilot.money
        GoodbudgetGoodbudget lists Web, Android and iPhone.As of Nov 3, 2026. Source: goodbudget.com/signup
        App store rating
        Copilot MoneyCopilot Money has 4.8 out of 5 on the App Store from 30,895 ratings.As of Nov 3, 2026. Source: App Store listing
        GoodbudgetGoodbudget has 4.6 out of 5 on the App Store from 13,528 ratings.As of Nov 3, 2026. Source: App Store listing

        How Copilot Money differs from Goodbudget

        For a year up front, Copilot Money lists $95 a year, against Goodbudget's $80 a year. Against Goodbudget's $10 a month, Copilot Money lists $13 a month as its lowest paid price. Goodbudget pairs a free version with paid plans, and Copilot Money sells only paid plans. Unlike Goodbudget, which keeps bank sync for paid plans, Copilot Money links your bank accounts. Copilot Money runs on iPad and Mac, which Goodbudget's list leaves out. Goodbudget also covers Android, which Copilot Money doesn't list. Unlike Goodbudget, Copilot Money offers business money tracking. Copilot Money lists chat support, which isn't on Goodbudget's support list. On the App Store, Copilot Money is rated 4.8 from 30,895 ratings, next to Goodbudget's 4.6 from 13,528 ratings. Like Goodbudget, Copilot Money is a budgeting app. Copilot Money offers goals and data export, which Goodbudget includes too. Neither Copilot Money nor Goodbudget offers options for kids, going by each app's own pages. Like Goodbudget, Copilot Money has partners share one login. Copilot Money lists email support, which Goodbudget provides too.

        Who it fits

        • Copilot Money lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
        • Copilot Money lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
        • Copilot Money lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
      • EveryDollar logo

        EveryDollar

        Budgeting app

        Same category

        EveryDollar is a zero-based budgeting app from Ramsey Solutions with a free version and a paid premium version.

        Price and fees
        EveryDollarEveryDollar has a free version. After a 14-day free trial, premium costs $79.99 a year billed annually, or $17.99 a month billed monthly.As of Nov 3, 2026. Source: everydollar.com
        GoodbudgetGoodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year.As of Nov 3, 2026. Source: goodbudget.com/signup
        Free trial
        EveryDollarEveryDollar premium starts with a 14-day free trial for new users.As of Nov 3, 2026. Source: everydollar.com
        GoodbudgetGoodbudget says it isn't offering trials of Premium. There is a Free Forever plan, and you can ask for a refund within the first 30 days of a subscription.As of Nov 3, 2026. Source: forums.goodbudget.com/t/premium-level/2994
        Platforms
        EveryDollarEveryDollar lists iOS, Android and Computer.As of Nov 3, 2026. Source: ramseysolutions.com/money/everydollar
        GoodbudgetGoodbudget lists Web, Android and iPhone.As of Nov 3, 2026. Source: goodbudget.com/signup
        App store rating
        EveryDollarEveryDollar has 4.7 out of 5 on the App Store from 84,203 ratings.As of Nov 3, 2026. Source: App Store listing
        GoodbudgetGoodbudget has 4.6 out of 5 on the App Store from 13,528 ratings.As of Nov 3, 2026. Source: App Store listing

        How EveryDollar differs from Goodbudget

        Paying yearly, EveryDollar's lowest price is $79.99 a year, next to $80 a year for Goodbudget. Against Goodbudget's $10 a month, EveryDollar lists $17.99 a month as its lowest paid price. You get 14 free days with EveryDollar, and there's no trial with Goodbudget. Goodbudget keeps couples on a single login, but EveryDollar gives partners separate logins. EveryDollar doesn't list email support, which Goodbudget provides. EveryDollar rates 4.7 from 84,203 ratings on the App Store, where Goodbudget sits at 4.6 from 13,528 ratings. EveryDollar and Goodbudget are both budgeting apps. Like Goodbudget, EveryDollar has a free version. Like Goodbudget, EveryDollar has paid-only bank sync. EveryDollar offers goals, shared budgets, data export, shared goals and help with irregular income, which Goodbudget includes too. Like Goodbudget, EveryDollar says on its own pages that it doesn't offer business money tracking.

        Who it fits

        • EveryDollar lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
        • EveryDollar lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
        • EveryDollar lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
      • Honeydue logo

        Honeydue

        Budgeting app

        Same category

        Honeydue is a free mobile app for couples to track balances, budgets and bills together, with controls over what each partner shares.

        Price and fees
        HoneydueHoneydue says it is 100% free for everybody and doesn't block any features with a paywall. It asks users to consider an optional monthly tip of $1 to $10.As of Nov 3, 2026. Source: support.honeydue.com/en/articles/3179714-how-does-honeydue-earn-money
        GoodbudgetGoodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year.As of Nov 3, 2026. Source: goodbudget.com/signup
        Free trial
        HoneydueHoneydue needs no trial: it says it is 100% free for everybody and doesn't block any features with a paywall.As of Nov 3, 2026. Source: support.honeydue.com/en/articles/3179714-how-does-honeydue-earn-money
        GoodbudgetGoodbudget says it isn't offering trials of Premium. There is a Free Forever plan, and you can ask for a refund within the first 30 days of a subscription.As of Nov 3, 2026. Source: forums.goodbudget.com/t/premium-level/2994
        Platforms
        HoneydueHoneydue lists iOS and Android.As of Nov 3, 2026. Source: honeydue.com
        GoodbudgetGoodbudget lists Web, Android and iPhone.As of Nov 3, 2026. Source: goodbudget.com/signup
        App store rating
        HoneydueHoneydue has 4.5 out of 5 on the App Store from 10,281 ratings.As of Nov 3, 2026. Source: App Store listing
        GoodbudgetGoodbudget has 4.6 out of 5 on the App Store from 13,528 ratings.As of Nov 3, 2026. Source: App Store listing

        How Honeydue differs from Goodbudget

        Honeydue is free, while Goodbudget pairs a free version with paid plans. Honeydue is free, while Goodbudget charges from $10 a month. Honeydue connects to your bank, while Goodbudget keeps bank sync for paid plans. Honeydue's platform list leaves out the web, which Goodbudget covers. Where Goodbudget keeps couples on a single login, Honeydue gives partners separate logins. Honeydue lists chat support, which isn't on Goodbudget's support list. Honeydue's App Store rating is 4.5 from 10,281 ratings, against 4.6 from 13,528 ratings for Goodbudget. Honeydue is a budgeting app, the same kind of app as Goodbudget. Neither Honeydue nor Goodbudget has a free trial. Honeydue offers shared budgets, which Goodbudget includes too. Goodbudget rules out business money tracking and options for kids on its own pages, and so does Honeydue. Honeydue lists email support, which Goodbudget provides too.

        Who it fits

        • Honeydue lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
        • Honeydue lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
        • Monarch Money logo

          Monarch Money

          Budgeting app

          Same category

          Monarch Money is a paid app for budgeting and for tracking your accounts, net worth and goals in one place.

          Price and fees
          Monarch MoneyMonarch Core costs $14.99 a month, or $99.99 a year billed annually. Monarch Plus costs $199.99 a year billed annually.As of Nov 3, 2026. Source: monarch.com/pricing
          GoodbudgetGoodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year.As of Nov 3, 2026. Source: goodbudget.com/signup
          Free trial
          Monarch MoneyMonarch offers a free 7-day trial, and you need a payment method to start it.As of Nov 3, 2026. Source: monarch.com/pricing
          GoodbudgetGoodbudget says it isn't offering trials of Premium. There is a Free Forever plan, and you can ask for a refund within the first 30 days of a subscription.As of Nov 3, 2026. Source: forums.goodbudget.com/t/premium-level/2994
          Platforms
          Monarch MoneyMonarch Money lists Web, iOS and Android.As of Nov 3, 2026. Source: monarch.com
          GoodbudgetGoodbudget lists Web, Android and iPhone.As of Nov 3, 2026. Source: goodbudget.com/signup
          App store rating
          Monarch MoneyMonarch Money has 4.9 out of 5 on the App Store from 116,791 ratings.As of Nov 3, 2026. Source: App Store listing
          GoodbudgetGoodbudget has 4.6 out of 5 on the App Store from 13,528 ratings.As of Nov 3, 2026. Source: App Store listing

          How Monarch Money differs from Goodbudget

          For a year up front, Monarch Money lists $99.99 a year, against Goodbudget's $80 a year. Monarch Money's lowest listed paid price is $14.99 a month, higher than Goodbudget's $10 a month. Goodbudget pairs a free version with paid plans, and Monarch Money sells only paid plans. Goodbudget skips the trial, but Monarch Money offers 7 free days. Monarch Money syncs with your bank, while Goodbudget keeps bank sync for paid plans. Monarch Money offers business money tracking, which Goodbudget's own pages rule out. Where Goodbudget keeps couples on a single login, Monarch Money gives partners separate logins. Monarch Money doesn't list email support, which Goodbudget provides. On the App Store, Monarch Money is rated 4.9 from 116,791 ratings, next to Goodbudget's 4.6 from 13,528 ratings. Monarch Money is a budgeting app, the same kind of app as Goodbudget. Like Goodbudget, Monarch Money runs on the web, Android and iPhone. Like Goodbudget, Monarch Money offers goals, shared budgets, data export, shared goals, help with irregular income and exports for tax time. Neither Monarch Money nor Goodbudget offers options for kids, going by each app's own pages.

          Who it fits

          • Monarch Money lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
          • Monarch Money lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
          • Monarch Money lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
        • Origin logo

          Origin

          Budgeting app

          Same category

          Origin is a paid app for budgeting, tracking your accounts and investments, and asking an AI advisor about your money, with free partner access.

          Price and fees
          OriginOrigin's annual plan is a one-time payment of $99 for 12 months, and the monthly plan costs $12.99 a month.As of Nov 12, 2026. Source: support.useorigin.com/hc/en-us/articles/27538341764621-How-will-I-be-billed-for-the-annual-plan
          GoodbudgetGoodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year.As of Nov 3, 2026. Source: goodbudget.com/signup
          Free trial
          OriginOrigin offers a 7-day free trial on monthly and annual plans, but says the trial is currently unavailable while its $1 for a year promotion runs.As of Nov 12, 2026. Source: support.useorigin.com/hc/en-us/articles/27519866928013-Is-there-a-free-trial-for-both-monthly-and-yearly-membership-plans
          GoodbudgetGoodbudget says it isn't offering trials of Premium. There is a Free Forever plan, and you can ask for a refund within the first 30 days of a subscription.As of Nov 3, 2026. Source: forums.goodbudget.com/t/premium-level/2994
          Platforms
          OriginOrigin lists Web, iOS, Android and Mac.As of Nov 12, 2026. Source: useorigin.com
          GoodbudgetGoodbudget lists Web, Android and iPhone.As of Nov 3, 2026. Source: goodbudget.com/signup
          App store rating
          OriginOrigin has 4.6 out of 5 on the App Store from 4,019 ratings.As of Nov 12, 2026. Source: App Store listing
          GoodbudgetGoodbudget has 4.6 out of 5 on the App Store from 13,528 ratings.As of Nov 3, 2026. Source: App Store listing

          How Origin differs from Goodbudget

          Origin starts at $12.99 a month, while Goodbudget charges from $10 a month. Origin sells only paid plans, while Goodbudget pairs a free version with its paid ones. Where Goodbudget saves bank sync for its paid plan, Origin links your bank accounts. Origin runs on Mac, which Goodbudget's list leaves out. Unlike Goodbudget, Origin offers business money tracking. Origin gives partners separate logins, while Goodbudget keeps couples on a single login. Origin lists phone support, and Goodbudget's support list doesn't. Like Goodbudget, Origin is a budgeting app. On goals, shared budgets, data export and shared goals, Origin matches Goodbudget. Goodbudget rules out options for kids on its own pages, and so does Origin. Like Goodbudget, Origin lists email support. Origin is rated 4.6 from 4,019 ratings on the App Store, the same 4.6 rating Goodbudget has.

          Who it fits

          • Origin lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
          • Origin lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
          • Origin lists an APY on deposits. That fits a Saver, whose first fix is putting saved money to work.
          • Origin lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
          • PocketGuard logo

            PocketGuard

            Budgeting app

            Same category

            PocketGuard is a paid budgeting app that tracks your accounts, bills and budgets and shows what is safe to spend.

            Price and fees
            PocketGuardPocketGuard Premium costs $12.99 a month, $74.99 a year billed yearly, or $149.99 once for lifetime access.As of Nov 3, 2026. Source: pocketguard.com/pricing
            GoodbudgetGoodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year.As of Nov 3, 2026. Source: goodbudget.com/signup
            Free trial
            PocketGuardPocketGuard offers a 7-day free trial.As of Nov 3, 2026. Source: pocketguard.com/pricing
            GoodbudgetGoodbudget says it isn't offering trials of Premium. There is a Free Forever plan, and you can ask for a refund within the first 30 days of a subscription.As of Nov 3, 2026. Source: forums.goodbudget.com/t/premium-level/2994
            Platforms
            PocketGuardPocketGuard lists Web, iOS, Apple Watch and Android.As of Nov 3, 2026. Source: pocketguard.com
            GoodbudgetGoodbudget lists Web, Android and iPhone.As of Nov 3, 2026. Source: goodbudget.com/signup
            App store rating
            PocketGuardPocketGuard has 4.6 out of 5 on the App Store from 7,683 ratings.As of Nov 3, 2026. Source: App Store listing
            GoodbudgetGoodbudget has 4.6 out of 5 on the App Store from 13,528 ratings.As of Nov 3, 2026. Source: App Store listing

            How PocketGuard differs from Goodbudget

            For a year up front, PocketGuard lists $74.99 a year, against Goodbudget's $80 a year. Against Goodbudget's $10 a month, PocketGuard lists $12.99 a month as its lowest paid price. Goodbudget pairs a free version with paid plans, and PocketGuard sells only paid plans. You get 7 free days with PocketGuard, and there's no trial with Goodbudget. Unlike Goodbudget, which keeps bank sync for paid plans, PocketGuard syncs with your bank. PocketGuard adds Apple Watch, beyond Goodbudget's list. PocketGuard lists chat support, which isn't on Goodbudget's support list. PocketGuard is a budgeting app, the same kind of app as Goodbudget. PocketGuard offers goals and data export, which Goodbudget includes too. Like Goodbudget, PocketGuard says on its own pages that it doesn't offer options for kids. PocketGuard has partners share one login, the same as Goodbudget. PocketGuard lists email support, which Goodbudget provides too. Like Goodbudget, PocketGuard is rated 4.6 on the App Store.

            Who it fits

            • PocketGuard lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
            • PocketGuard lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
            • PocketGuard lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
          • Quicken Simplifi logo

            Quicken Simplifi

            Budgeting app

            Same category

            Quicken Simplifi is a paid web and mobile app that builds a spending plan from your income, bills and subscriptions.

            Price and fees
            SimplifiQuicken Simplifi lists $6.99 a month, billed annually. New members who order directly from Quicken by November 29, 2026 see a first-year offer of $3.99 a month, billed annually.As of Nov 3, 2026. Source: quicken.com/products/simplifi
            GoodbudgetGoodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year.As of Nov 3, 2026. Source: goodbudget.com/signup
            Free trial
            SimplifiQuicken says Simplifi has no free trial, but offers a 30-day money-back guarantee from the original purchase date for subscriptions bought directly from Quicken.As of Nov 3, 2026. Source: support.simplifi.quicken.com/en/articles/3363727-quicken-simplifi-subscription-questions
            GoodbudgetGoodbudget says it isn't offering trials of Premium. There is a Free Forever plan, and you can ask for a refund within the first 30 days of a subscription.As of Nov 3, 2026. Source: forums.goodbudget.com/t/premium-level/2994
            Platforms
            SimplifiQuicken Simplifi lists Web and Mobile.As of Nov 3, 2026. Source: quicken.com/products/simplifi
            GoodbudgetGoodbudget lists Web, Android and iPhone.As of Nov 3, 2026. Source: goodbudget.com/signup
            App store rating
            SimplifiQuicken Simplifi has 4.5 out of 5 on the App Store from 11,972 ratings.As of Nov 3, 2026. Source: App Store listing
            GoodbudgetGoodbudget has 4.6 out of 5 on the App Store from 13,528 ratings.As of Nov 3, 2026. Source: App Store listing

            How Simplifi differs from Goodbudget

            Goodbudget pairs a free version with paid plans, and Simplifi sells only paid plans. Simplifi syncs with your bank, while Goodbudget keeps bank sync for paid plans. Where Goodbudget keeps couples on a single login, Simplifi gives partners separate logins. Simplifi lists phone and chat support, which isn't on Goodbudget's support list. Simplifi doesn't list email support, which Goodbudget provides. Simplifi rates 4.5 from 11,972 ratings on the App Store, where Goodbudget sits at 4.6 from 13,528 ratings. Simplifi is a budgeting app, the same kind of app as Goodbudget. Like Goodbudget, Simplifi has no free trial. Like Goodbudget, Simplifi offers goals, shared budgets, data export, shared goals, help with irregular income and exports for tax time. Neither Simplifi nor Goodbudget offers options for kids, going by each app's own pages.

            Who it fits

            • Simplifi lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
            • Simplifi lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
            • Simplifi lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
          • Rocket Money logo

            Rocket Money

            Budgeting app

            Same category

            Rocket Money is a budgeting app that tracks your spending and subscriptions, with a free version and paid Premium and Premium+ tiers.

            Price and fees
            Rocket MoneyRocket Money has a free version. Premium uses a pay what you think is fair price that Rocket Money says typically ranges from $7 to $14 a month, and Premium+ costs $15 a month.As of Nov 3, 2026. Source: rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost
            GoodbudgetGoodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year.As of Nov 3, 2026. Source: goodbudget.com/signup
            Free trial
            Rocket MoneyRocket Money says new Premium members get a 7-day free trial, then the monthly subscription continues at the price chosen at signup.As of Nov 3, 2026. Source: help.rocketmoney.com/en/articles/2217739-how-much-does-rocket-money-cost
            GoodbudgetGoodbudget says it isn't offering trials of Premium. There is a Free Forever plan, and you can ask for a refund within the first 30 days of a subscription.As of Nov 3, 2026. Source: forums.goodbudget.com/t/premium-level/2994
            Platforms
            Rocket MoneyRocket Money lists iOS, Android and Web.As of Nov 3, 2026. Source: rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost
            GoodbudgetGoodbudget lists Web, Android and iPhone.As of Nov 3, 2026. Source: goodbudget.com/signup
            App store rating
            Rocket MoneyRocket Money has 4.5 out of 5 on the App Store from 404,690 ratings.As of Nov 3, 2026. Source: App Store listing
            GoodbudgetGoodbudget has 4.6 out of 5 on the App Store from 13,528 ratings.As of Nov 3, 2026. Source: App Store listing

            How Rocket Money differs from Goodbudget

            You get 7 free days with Rocket Money, and there's no trial with Goodbudget. Unlike Goodbudget, which keeps bank sync for paid plans, Rocket Money connects to your bank. Unlike Goodbudget, Rocket Money offers business money tracking. Rocket Money's own pages say it doesn't offer help with irregular income, which Goodbudget includes. Goodbudget keeps couples on a single login, but Rocket Money gives partners separate logins. Rocket Money lists chat support, which isn't on Goodbudget's support list. On the App Store, Rocket Money is rated 4.5 from 404,690 ratings, next to Goodbudget's 4.6 from 13,528 ratings. Like Goodbudget, Rocket Money is a budgeting app. Rocket Money and Goodbudget both keep a free option. Like Goodbudget, Rocket Money runs on the web, Android and iPhone. Rocket Money offers goals, shared budgets, data export, shared goals and exports for tax time, which Goodbudget includes too. Like Goodbudget, Rocket Money says on its own pages that it doesn't offer options for kids. Rocket Money lists email support, which Goodbudget provides too.

            Who it fits

            • Rocket Money lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
            • Rocket Money lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
            • Rocket Money lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
          • YNAB logo

            YNAB

            Budgeting app

            Same category

            YNAB is a paid budgeting app built around the YNAB Method, where you give every dollar a job before you spend it.

            Price and fees
            YNABYNAB costs $14.99 a month, or $109 a year paid annually, plus tax where applicable.As of Nov 3, 2026. Source: ynab.com/pricing
            GoodbudgetGoodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year.As of Nov 3, 2026. Source: goodbudget.com/signup
            Free trial
            YNABYNAB offers a 34-day free trial, and you don't need a credit card when you sign up directly with YNAB.As of Nov 3, 2026. Source: ynab.com/pricing
            GoodbudgetGoodbudget says it isn't offering trials of Premium. There is a Free Forever plan, and you can ask for a refund within the first 30 days of a subscription.As of Nov 3, 2026. Source: forums.goodbudget.com/t/premium-level/2994
            Platforms
            YNABYNAB lists Web, iPhone, Android, iPad and Apple Watch.As of Nov 3, 2026. Source: ynab.com/our-app-lineup
            GoodbudgetGoodbudget lists Web, Android and iPhone.As of Nov 3, 2026. Source: goodbudget.com/signup
            App store rating
            YNABYNAB has 4.8 out of 5 on the App Store from 62,068 ratings.As of Nov 3, 2026. Source: App Store listing
            GoodbudgetGoodbudget has 4.6 out of 5 on the App Store from 13,528 ratings.As of Nov 3, 2026. Source: App Store listing

            How YNAB differs from Goodbudget

            Paying yearly, YNAB's lowest price is $109 a year, next to $80 a year for Goodbudget. YNAB starts at $14.99 a month, while Goodbudget charges from $10 a month. YNAB sells only paid plans, while Goodbudget pairs a free version with its paid ones. Unlike Goodbudget, YNAB offers a free trial, and it lasts 34 days. Where Goodbudget saves bank sync for its paid plan, YNAB connects to your bank. YNAB runs on iPad and Apple Watch, which Goodbudget's list leaves out. YNAB has business money tracking and options for kids, where Goodbudget says no. YNAB gives partners separate logins, while Goodbudget keeps couples on a single login. YNAB lists chat support, and Goodbudget's support list doesn't. YNAB rates 4.8 from 62,068 ratings on the App Store, where Goodbudget sits at 4.6 from 13,528 ratings. YNAB and Goodbudget are both budgeting apps. YNAB offers goals, shared budgets, data export, shared goals, help with irregular income and exports for tax time, which Goodbudget includes too. Like Goodbudget, YNAB lists email support.

            Who it fits

            • YNAB lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
            • YNAB lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
            • YNAB lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
          • Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.

            Fifecta logo

            Fifecta

            Budgeting app

            Our app

            Fifecta is the Priceless Tay budgeting app that gives every paycheck a plan with FUNDS, built on your Money Type.

            Price and fees
            FifectaFifecta costs $15 a month or $150 a year.As of Nov 3, 2026. Source: pricelesstay.com/fifecta
            GoodbudgetGoodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year.As of Nov 3, 2026. Source: goodbudget.com/signup
            Free trial
            FifectaFifecta is free for 7 days, and you can cancel anytime in the app.As of Nov 3, 2026. Source: pricelesstay.com/fifecta
            GoodbudgetGoodbudget says it isn't offering trials of Premium. There is a Free Forever plan, and you can ask for a refund within the first 30 days of a subscription.As of Nov 3, 2026. Source: forums.goodbudget.com/t/premium-level/2994
            Platforms
            FifectaFifecta lists Web, iPhone (home screen install) and Android (home screen install).As of Nov 3, 2026. Source: pricelesstay.com/fifecta
            GoodbudgetGoodbudget lists Web, Android and iPhone.As of Nov 3, 2026. Source: goodbudget.com/signup
            App store rating
            FifectaWeb app, not in app stores.As of Nov 3, 2026. Source: pricelesstay.com/fifecta
            GoodbudgetGoodbudget has 4.6 out of 5 on the App Store from 13,528 ratings.As of Nov 3, 2026. Source: App Store listing

            How Fifecta differs from Goodbudget

            Paying yearly, Fifecta's lowest price is $150 a year, next to $80 a year for Goodbudget. Fifecta starts at $15 a month, while Goodbudget charges from $10 a month. Fifecta sells only paid plans, while Goodbudget pairs a free version with its paid ones. Unlike Goodbudget, Fifecta offers a free trial, and it lasts 7 days. Where Goodbudget saves bank sync for its paid plan, Fifecta lets you skip bank sync. Unlike Goodbudget, Fifecta offers business money tracking. Goodbudget provides email support, which Fifecta doesn't list. Like Goodbudget, Fifecta is a budgeting app. Like Goodbudget, Fifecta offers goals, shared budgets, data export, shared goals, help with irregular income and exports for tax time. Like Goodbudget, Fifecta says on its own pages that it doesn't offer options for kids.

            Who it fits

            • Fifecta lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
            • Fifecta lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
            • Fifecta lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.

          AI money tools

          • Actual Budget logo

            Actual Budget

            AI money tool

            Nearby category

            Actual Budget is an open source, local-first budgeting app built on envelope budgeting that you can self-host.

            Price and fees
            Actual BudgetActual is free and open source, and its desktop apps run locally.As of Nov 3, 2026. Source: github.com/actualbudget/actual
            GoodbudgetGoodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year.As of Nov 3, 2026. Source: goodbudget.com/signup
            Free trial
            Actual BudgetActual needs no trial: it says it is 100% free and open source.As of Nov 3, 2026. Source: github.com/actualbudget/actual
            GoodbudgetGoodbudget says it isn't offering trials of Premium. There is a Free Forever plan, and you can ask for a refund within the first 30 days of a subscription.As of Nov 3, 2026. Source: forums.goodbudget.com/t/premium-level/2994
            Platforms
            Actual BudgetActual Budget lists Windows, macOS and Linux.As of Nov 3, 2026. Source: actualbudget.org/download
            GoodbudgetGoodbudget lists Web, Android and iPhone.As of Nov 3, 2026. Source: goodbudget.com/signup
            App store rating
            Actual BudgetDesktop and web app; its official iOS app is in beta testing on TestFlight and there is no official Android app yet.As of Nov 3, 2026. Source: actualbudget.org/docs/faq
            GoodbudgetGoodbudget has 4.6 out of 5 on the App Store from 13,528 ratings.As of Nov 3, 2026. Source: App Store listing

            How Actual Budget differs from Goodbudget

            Actual Budget is an AI money tool, not a budgeting app like Goodbudget. Unlike Goodbudget, which also sells paid plans, Actual Budget is free. Where Goodbudget charges from $10 a month, Actual Budget is free. Goodbudget saves bank sync for its paid plan, but Actual Budget links your bank accounts. Beyond what Goodbudget covers, Actual Budget also runs on Windows, Mac and Linux. Actual Budget doesn't list the web, Android and iPhone, which Goodbudget covers. Unlike Goodbudget, which keeps couples on a single login, Actual Budget gives partners separate logins. Goodbudget provides email support, which Actual Budget doesn't list. Neither Actual Budget nor Goodbudget has a free trial. On goals, shared budgets and data export, Actual Budget matches Goodbudget.

            Who it fits

            • Actual Budget lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
            • Actual Budget lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
            • Actual Budget lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
            • Finances in ChatGPT

              AI money tool

              Nearby category

              Finances is a built-in ChatGPT feature that links your bank accounts through Plaid and shows a money dashboard in ChatGPT.

              Price and fees
              Finances in ChatGPTOpenAI lists Finances for U.S. Free, Go, Plus and Pro users.As of Nov 3, 2026. Source: help.openai.com/en/articles/20001222-finances-in-chatgpt
              GoodbudgetGoodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year.As of Nov 3, 2026. Source: goodbudget.com/signup
              Free trial
              Finances in ChatGPTFinances needs no trial: OpenAI says it is available in the U.S. to Free, Go, Plus, and Pro users.As of Nov 3, 2026. Source: help.openai.com/en/articles/20001222-finances-in-chatgpt
              GoodbudgetGoodbudget says it isn't offering trials of Premium. There is a Free Forever plan, and you can ask for a refund within the first 30 days of a subscription.As of Nov 3, 2026. Source: forums.goodbudget.com/t/premium-level/2994
              Platforms
              Finances in ChatGPTFinances in ChatGPT lists Web, iOS and Android.As of Nov 3, 2026. Source: help.openai.com/en/articles/20001222-finances-in-chatgpt
              GoodbudgetGoodbudget lists Web, Android and iPhone.As of Nov 3, 2026. Source: goodbudget.com/signup
              App store rating
              Finances in ChatGPTFeature inside the ChatGPT app.As of Nov 3, 2026. Source: help.openai.com/en/articles/20001222-finances-in-chatgpt
              GoodbudgetGoodbudget has 4.6 out of 5 on the App Store from 13,528 ratings.As of Nov 3, 2026. Source: App Store listing

              How Finances in ChatGPT differs from Goodbudget

              Coming from Goodbudget, note that Finances in ChatGPT is an AI money tool. Unlike Goodbudget, which keeps bank sync for paid plans, Finances in ChatGPT connects to your bank. Finances in ChatGPT lists chat support, which isn't on Goodbudget's support list. Finances in ChatGPT doesn't list email support, which Goodbudget provides. Like Goodbudget, Finances in ChatGPT has no free trial. Like Goodbudget, Finances in ChatGPT runs on the web, Android and iPhone. On goals, Finances in ChatGPT matches Goodbudget.

              Who it fits

              • Finances in ChatGPT lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
              • Finances in ChatGPT lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
              • Finances in ChatGPT lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.

              Who Goodbudget and its alternatives are for

              Pick the tab that sounds like you. The questions come from app help centers, FAQ pages and user forums, and every answer comes from the app's own pages, with the date we checked it.

              Just me

              Budgeting on your own? These are the basics people ask about first.

              • Is it free?

                Goodbudget: Goodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year.

                As of . Source: goodbudget.com

                Albert: Albert's Standard plan costs $19.99 a month, and Genius and Family plans cost $39.99 a month. A Family plan covers the owner and up to 4 family members.

                As of . Source: help.albert.com

                Cleo: Cleo has a free version. Plus is $5.99 a month or $44.99 a year, Pro is $8.99 a month and Builder is $14.99 a month.

                As of . Source: web.meetcleo.com

                Copilot Money: Copilot Money costs $13 a month, or $95 a year billed yearly.

                As of . Source: copilot.money

                EveryDollar: EveryDollar has a free version. After a 14-day free trial, premium costs $79.99 a year billed annually, or $17.99 a month billed monthly.

                As of . Source: everydollar.com

                Honeydue: Honeydue says it is 100% free for everybody and doesn't block any features with a paywall. It asks users to consider an optional monthly tip of $1 to $10.

                As of . Source: support.honeydue.com

                Monarch Money: Monarch Core costs $14.99 a month, or $99.99 a year billed annually. Monarch Plus costs $199.99 a year billed annually.

                As of . Source: monarch.com

                Origin: Origin's annual plan is a one-time payment of $99 for 12 months, and the monthly plan costs $12.99 a month.

                As of . Source: support.useorigin.com

                PocketGuard: PocketGuard Premium costs $12.99 a month, $74.99 a year billed yearly, or $149.99 once for lifetime access.

                As of . Source: pocketguard.com

                Simplifi: Quicken Simplifi lists $6.99 a month, billed annually. New members who order directly from Quicken by November 29, 2026 see a first-year offer of $3.99 a month, billed annually.

                As of . Source: quicken.com

                Rocket Money: Rocket Money has a free version. Premium uses a pay what you think is fair price that Rocket Money says typically ranges from $7 to $14 a month, and Premium+ costs $15 a month.

                As of . Source: rocketmoney.com

                YNAB: YNAB costs $14.99 a month, or $109 a year paid annually, plus tax where applicable.

                As of . Source: ynab.com

                Fifecta: Fifecta costs $15 a month or $150 a year.

                As of . Source: pricelesstay.com

                Actual Budget: Actual is free and open source, and its desktop apps run locally.

                As of . Source: github.com

                Finances in ChatGPT: OpenAI lists Finances for U.S. Free, Go, Plus and Pro users.

                As of . Source: help.openai.com

              • Does it connect to my bank and import transactions?

                Goodbudget: Premium only. Goodbudget Premium includes automatic bank sync for US banks only, and the free version does not list it.

                As of . Source: goodbudget.com

                Albert: Yes. Albert says it supports thousands of institutions to auto sync your balances and transactions.

                As of . Source: albert.com

                Cleo: Yes. Cleo's App Store listing says features like Money IQ need at least one bank account connected to the Cleo app.

                As of . Source: apps.apple.com

                Copilot Money: Yes. Copilot Money says it works with multiple data aggregators, starting with Plaid, so connected accounts update automatically. You can also add manual accounts.

                As of . Source: help.copilot.money

                EveryDollar: Premium only. EveryDollar premium connects your bank through Mastercard Connect and Plaid, and the free version uses manual entry.

                As of . Source: ramseysolutions.com

                Honeydue: Yes. Honeydue says it supports over 20,000 financial institutions across 5 countries, from bank accounts and loans to investments.

                As of . Source: honeydue.com

                Monarch Money: Yes. Monarch says it syncs with multiple financial data providers to connect with more than 13,000 financial institutions.

                As of . Source: monarch.com

                Origin: Yes. Origin says you can connect to over 11,000 financial institutions.

                As of . Source: useorigin.com

                PocketGuard: Yes. PocketGuard says it connects to more than 20,000 institutions in the US, Canada and the UK through Plaid, Finicity and Salt Edge.

                As of . Source: pocketguard.com

                Simplifi: Yes. Quicken says Simplifi connects to over 14k financial institutions.

                As of . Source: quicken.com

                Rocket Money: Yes. Rocket Money says it connects to your accounts through Plaid.

                As of . Source: rocketmoney.com

                YNAB: Yes. YNAB lets you connect your accounts and import transactions.

                As of . Source: ynab.com

                Fifecta: Optional. Fifecta connects banks through Plaid with read-only access, and you can type your income and spending in by hand instead.

                As of . Source: pricelesstay.com

                Actual Budget: Yes. Actual has built-in bank syncing through goCardless in the EU and UK and SimpleFIN in the US and Canada.

                As of . Source: actualbudget.org

                Finances in ChatGPT: Yes. OpenAI says Finances connects bank accounts through Plaid and credit through Experian, as separate connections.

                As of . Source: help.openai.com

              • Is there support from the app's makers if I need help?

                Goodbudget: Yes. Community (Free) and email (Premium).

                In their words: “Email support”

                As of . Source: goodbudget.com

                Albert: Yes. Virtual assistant chat, live agent over text or email and phone (support options and voicemail).

                In their words: “You can always ask to transfer to a live support agent to get continued support over text or email. Call us at (844) 891-9309 to listen to support options over the phone or leave a voicemail.”

                As of . Source: help.albert.com

                Cleo: Yes. In-app chat (Ask Cleo) and email.

                In their words: “the fastest way to get help is in Ask Cleo.”

                As of . Source: web.meetcleo.com

                Copilot Money: Yes. In-app chat and email.

                In their words: “Still have questions? Contact us in the app or at support@copilot.money.”

                As of . Source: help.copilot.money

                EveryDollar: Yes. Live person (free) and coaching (premium).

                In their words: “Get support from a live person if you need help.”

                As of . Source: ramseysolutions.com

                Honeydue: Yes. Email and in-app chat.

                In their words: “You can email us at support@honeydue.com about any concerns, bugs, or suggestions.”

                As of . Source: support.honeydue.com

                Monarch Money: Yes. In-app help (instant answer) and support ticket.

                In their words: “Click Contact Support to get an instant answer or submit a ticket.”

                As of . Source: help.monarch.com

                Origin: Yes. AI bot with a team member on request (app and web), scheduled phone call and email.

                In their words: “Prefer to speak to someone directly? Schedule a call with our Support team at a time that works for you.”

                As of . Source: support.useorigin.com

                PocketGuard: Yes. Email, AI chat and priority human support (paid plan).

                In their words: “If you have any issues, questions, or suggestions, please feel free to contact us at support@pocketguard.com.”

                As of . Source: pocketguard.com

                Simplifi: Yes. Live chat, phone and community.

                In their words: “You can reach out to our support team via chat, phone, or the Quicken Simplifi Community, each with specific hours.”

                As of . Source: support.simplifi.quicken.com

                Rocket Money: Yes. In-app chat and email.

                In their words: “However, as we are an app-based service, all our support is currently provided digitally.”

                As of . Source: help.rocketmoney.com

                YNAB: Yes. Chatbot with human handoff and email.

                In their words: “please tell the chatbot you need a human or send us an email to ensure that your message gets to our Support team!”

                As of . Source: support.ynab.com

                Fifecta: Yes. Contact form.

                In their words: “Questions about these terms? Use our contact form.”

                As of . Source: pricelesstay.com

                Actual Budget: Yes. Community Discord (#support channel) and GitHub issues.

                In their words: “For questions about installing or using Actual, join our Discord and make a new post in the #support channel”

                As of . Source: actualbudget.org

                Finances in ChatGPT: Yes. Chat (OpenAI Help Center).

                In their words: “Need more help? Contact us for product questions, account support and general troubleshooting.”

                As of . Source: help.openai.com

              A question shows only when every app here has a current official source that answers it. We only say no when the app's own page does.

              FAQ

              What are the closest alternatives to Goodbudget?

              The closest alternatives to Goodbudget are Albert, Cleo and Copilot Money, because Albert, Cleo and Copilot Money are also budgeting apps. This list is ordered by how close each app's category is to Goodbudget's, not by how good it is.

              How much does Goodbudget cost?

              Goodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year. We checked this on Nov 3, 2026.

              Does Goodbudget have a free trial?

              Goodbudget says it isn't offering trials of Premium. There is a Free Forever plan, and you can ask for a refund within the first 30 days of a subscription. We checked this on Nov 3, 2026.

              What is Goodbudget's app store rating?

              Goodbudget has 4.6 out of 5 on the App Store from 13,528 ratings. That's a snapshot from the store listing on Nov 3, 2026, not our score.

              Keep comparing

              Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.

              Want a plan built on your Money Type?

              Fifecta gives every paycheck a plan with FUNDS, so you know where each dollar goes.

              Sources and confidence

              Last checked
              Sourced facts
              89 facts, each linked and dated
              Goodbudget6 sourced facts, last checked Nov 3, 2026
              Albert6 sourced facts, last checked Nov 12, 2026
              Cleo5 sourced facts, last checked Nov 12, 2026
              Copilot Money6 sourced facts, last checked Nov 3, 2026
              EveryDollar6 sourced facts, last checked Nov 3, 2026
              Honeydue6 sourced facts, last checked Nov 3, 2026
              Monarch Money6 sourced facts, last checked Nov 3, 2026
              Origin6 sourced facts, last checked Nov 12, 2026
              PocketGuard6 sourced facts, last checked Nov 3, 2026
              Quicken Simplifi6 sourced facts, last checked Nov 3, 2026
              Rocket Money6 sourced facts, last checked Nov 3, 2026
              YNAB6 sourced facts, last checked Nov 3, 2026
              FifectaOur app6 sourced facts, last checked Nov 3, 2026
              Actual Budget6 sourced facts, last checked Nov 3, 2026
              Finances in ChatGPT6 sourced facts, last checked Nov 3, 2026

              Fifecta is our own app. Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.

              Each fact links to the official page it came from, with the date we checked it. Once a fact is older than 30 days, it comes off the page until we check it again. How we source, date and index this data.

              This is education, not financial advice.