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Alternatives

Goodbudget alternatives in 2026

Updated

Goodbudget logoGoodbudgetBudgeting app

Goodbudget is a budgeting app. Goodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year. We checked that on Oct 24, 2026. Below are 10 other apps, starting with the 8 budgeting apps and then AI money tools. They're ranked by how close each app's category is to Goodbudget's, not by how good it is, and every fact shows the date we checked it.

Priceless Tay may earn a commission from some links on this page, and that never changes how we compare apps.

Short answer

The closest alternatives to Goodbudget are Copilot Money, EveryDollar and Monarch Money, because Copilot Money, EveryDollar and Monarch Money are also budgeting apps. Goodbudget has a free version. We checked Goodbudget on Oct 24, 2026, and each card below puts an alternative's price, trial, platforms and ratings next to Goodbudget's, with the date we checked them.

What Goodbudget and its alternatives cost

  • Goodbudget logoGoodbudget

    $10a month

    Goodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year.

    Cost over 1 and 3 years: $80 and $240, at the yearly list price before tax.

    As of · goodbudget.com/signup

  • Copilot Money logoCopilot Money

    $13a month

    Copilot Money costs $13 a month, or $95 a year billed yearly.

    Cost over 1 and 3 years: $95 and $285, at the yearly list price before tax.

    As of · copilot.money

  • EveryDollar logoEveryDollar

    $17.99a month

    EveryDollar has a free version. After a 14-day free trial, premium costs $79.99 a year billed annually, or $17.99 a month billed monthly.

    Cost over 1 and 3 years: $79.99 and $239.97, at the yearly list price before tax.

  • Monarch Money logoMonarch Money

    $14.99a month

    Monarch Core costs $14.99 a month, or $99.99 a year billed annually. Monarch Plus costs $199.99 a year billed annually.

    Cost over 1 and 3 years: $99.99 and $299.97, at the yearly list price before tax.

    As of · monarch.com/pricing

  • PocketGuard logoPocketGuard

    $12.99a month

    PocketGuard Premium costs $12.99 a month, $74.99 a year billed yearly, or $149.99 once for lifetime access.

    Cost over 1 and 3 years: $74.99 and $224.97, at the yearly list price before tax.

    As of · pocketguard.com/pricing

  • Quicken Simplifi

    $6.99a month, billed yearly

    Quicken Simplifi lists $6.99 a month, billed annually. New members who order directly from Quicken by November 22, 2026 see a first-year offer of $3.99 a month, billed annually.

    As of · quicken.com/products/simplifi

  • Rocket Money logoRocket Money

    Rocket Money has a free version. Premium uses a pay what you think is fair price that Rocket Money says typically ranges from $7 to $14 a month, and Premium+ costs $15 a month.

  • YNAB logoYNAB

    $14.99a month

    YNAB costs $14.99 a month, or $109 a year paid annually, plus tax where applicable.

    Cost over 1 and 3 years: $109 and $327, at the yearly list price before tax.

    As of · ynab.com/pricing

  • Fifecta

    $15a month

    Fifecta costs $15 a month or $150 a year.

    Cost over 1 and 3 years: $150 and $450, at the yearly list price before tax.

    As of · pricelesstay.com/fifecta

  • Actual Budget logoActual Budget

    Not verified yet

  • Finances in ChatGPT

    OpenAI lists Finances for U.S. Free, Go, Plus and Pro users.

Bars show only when every app here lists a yearly price, so these prices sit side by side without them. Prices are list prices from each app's own page, before tax and any offer.

Features side by side

Features listed by each app's official source. A question mark means not verified yet.
FeatureGoodbudgetCopilot MoneyEveryDollarMonarch MoneyPocketGuardSimplifiRocket MoneyYNABFifectaActual BudgetFinances in ChatGPT
AI featuresNot verified yetListed by the sourceNot verified yetListed by the sourceListed by the sourceNot verified yetListed by the sourceNot verified yetNot verified yetNot verified yetListed by the source
Savings goalsNot verified yetNot verified yetListed by the sourceListed by the sourceListed by the sourceListed by the sourceListed by the sourceListed by the sourceNot verified yetNot verified yetNot verified yet
Shared budgetsListed by the sourceNot verified yetNot verified yetListed by the sourceNot verified yetNot verified yetListed by the sourceListed by the sourceNot verified yetNot verified yetNot verified yet
Investment trackingNot verified yetNot verified yetNot verified yetListed by the sourceNot verified yetListed by the sourceNot verified yetNot verified yetNot verified yetNot verified yetNot verified yet
Data exportNot verified yetNot verified yetListed by the sourceNot verified yetListed by the sourceNot verified yetListed by the sourceNot verified yetNot verified yetNot verified yetNot verified yet
API or MCPNot verified yetNot verified yetNot verified yetNot verified yetNot verified yetNot verified yetNot verified yetNot verified yetListed by the sourceNot verified yetNot verified yet

✓ means the official site lists it. ? means we haven't verified it yet, not that the app lacks it. Goodbudget: goodbudget.com/what-you-get, as of Oct 24, 2026. Copilot Money: copilot.money, as of Oct 24, 2026. EveryDollar: ramseysolutions.com/money/everydollar, as of Oct 24, 2026. Monarch Money: monarch.com/pricing, as of Oct 24, 2026. PocketGuard: pocketguard.com/pricing, as of Oct 24, 2026. Simplifi: quicken.com/products/simplifi, as of Oct 24, 2026. Rocket Money: rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost, as of Oct 24, 2026. YNAB: ynab.com/pricing, as of Oct 24, 2026. Fifecta: pricelesstay.com/fifecta-ai, as of Oct 24, 2026. Finances in ChatGPT: help.openai.com/en/articles/20001222-finances-in-chatgpt, as of Oct 10, 2026.

Alternatives to Goodbudget, closest category first

Each card puts the app's facts next to Goodbudget's. The order follows how close the category is, not how good the app is, and “Not verified yet” means we don't have a current official source for that line.

Other budgeting apps

  • Copilot Money logo

    Copilot Money

    Budgeting app

    Same category

    Copilot Money is a paid budgeting and tracking app that uses AI to tag your transactions automatically.

    Price and fees
    Copilot MoneyCopilot Money costs $13 a month, or $95 a year billed yearly.As of Oct 24, 2026. Source: copilot.money
    GoodbudgetGoodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year.As of Oct 24, 2026. Source: goodbudget.com/signup
    Free trial
    Copilot MoneyCopilot Money says you can test drive the app before you connect an account and then start a free trial. Its pricing section does not list the trial length.As of Oct 24, 2026. Source: copilot.money
    GoodbudgetNot verified yet.
    Platforms
    Copilot MoneyCopilot Money lists iPhone, iPad, Mac and Web.As of Oct 24, 2026. Source: copilot.money
    GoodbudgetGoodbudget lists Web, Android and iPhone.As of Oct 24, 2026. Source: goodbudget.com/signup
    App store rating
    Copilot MoneyCopilot Money has 4.8 out of 5 on the App Store from 30,705 ratings.As of Oct 24, 2026. Source: App Store listing
    GoodbudgetGoodbudget has 4.6 out of 5 on the App Store from 13,515 ratings.As of Oct 24, 2026. Source: App Store listing
  • EveryDollar logo

    EveryDollar

    Budgeting app

    Same category

    EveryDollar is a zero-based budgeting app from Ramsey Solutions with a free version and a paid premium version.

    Price and fees
    EveryDollarEveryDollar has a free version. After a 14-day free trial, premium costs $79.99 a year billed annually, or $17.99 a month billed monthly.As of Oct 24, 2026. Source: ramseysolutions.com/money/everydollar
    GoodbudgetGoodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year.As of Oct 24, 2026. Source: goodbudget.com/signup
    Free trial
    EveryDollarEveryDollar premium starts with a 14-day free trial for new users.As of Oct 24, 2026. Source: ramseysolutions.com/money/everydollar
    GoodbudgetNot verified yet.
    Platforms
    EveryDollarEveryDollar lists iOS, Android and Computer.As of Oct 24, 2026. Source: ramseysolutions.com/money/everydollar
    GoodbudgetGoodbudget lists Web, Android and iPhone.As of Oct 24, 2026. Source: goodbudget.com/signup
    App store rating
    EveryDollarEveryDollar has 4.7 out of 5 on the App Store from 84,169 ratings.As of Oct 24, 2026. Source: App Store listing
    GoodbudgetGoodbudget has 4.6 out of 5 on the App Store from 13,515 ratings.As of Oct 24, 2026. Source: App Store listing

    Who it fits

    • EveryDollar lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
    • EveryDollar lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
  • Monarch Money logo

    Monarch Money

    Budgeting app

    Same category

    Monarch Money is a paid app for budgeting and for tracking your accounts, net worth and goals in one place.

    Price and fees
    Monarch MoneyMonarch Core costs $14.99 a month, or $99.99 a year billed annually. Monarch Plus costs $199.99 a year billed annually.As of Oct 24, 2026. Source: monarch.com/pricing
    GoodbudgetGoodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year.As of Oct 24, 2026. Source: goodbudget.com/signup
    Free trial
    Monarch MoneyMonarch offers a free 7-day trial, and you need a payment method to start it.As of Oct 24, 2026. Source: monarch.com/pricing
    GoodbudgetNot verified yet.
    Platforms
    Monarch MoneyMonarch Money lists Web, iOS and Android.As of Oct 24, 2026. Source: monarch.com
    GoodbudgetGoodbudget lists Web, Android and iPhone.As of Oct 24, 2026. Source: goodbudget.com/signup
    App store rating
    Monarch MoneyMonarch Money has 4.9 out of 5 on the App Store from 115,317 ratings.As of Oct 24, 2026. Source: App Store listing
    GoodbudgetGoodbudget has 4.6 out of 5 on the App Store from 13,515 ratings.As of Oct 24, 2026. Source: App Store listing

    Who it fits

    • Monarch Money lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
    • Monarch Money lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
    • Monarch Money lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
  • PocketGuard logo

    PocketGuard

    Budgeting app

    Same category

    PocketGuard is a paid budgeting app that tracks your accounts, bills and budgets and shows what is safe to spend.

    Price and fees
    PocketGuardPocketGuard Premium costs $12.99 a month, $74.99 a year billed yearly, or $149.99 once for lifetime access.As of Oct 24, 2026. Source: pocketguard.com/pricing
    GoodbudgetGoodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year.As of Oct 24, 2026. Source: goodbudget.com/signup
    Free trial
    PocketGuardPocketGuard offers a 7-day free trial.As of Oct 24, 2026. Source: pocketguard.com/pricing
    GoodbudgetNot verified yet.
    Platforms
    PocketGuardPocketGuard lists Web, iOS, Apple Watch and Android.As of Oct 24, 2026. Source: pocketguard.com
    GoodbudgetGoodbudget lists Web, Android and iPhone.As of Oct 24, 2026. Source: goodbudget.com/signup
    App store rating
    PocketGuardPocketGuard has 4.6 out of 5 on the App Store from 7,681 ratings.As of Oct 24, 2026. Source: App Store listing
    GoodbudgetGoodbudget has 4.6 out of 5 on the App Store from 13,515 ratings.As of Oct 24, 2026. Source: App Store listing

    Who it fits

    • PocketGuard lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
    • PocketGuard lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
  • Quicken Simplifi

    Budgeting app

    Same category

    Quicken Simplifi is a paid web and mobile app that builds a spending plan from your income, bills and subscriptions.

    Price and fees
    SimplifiQuicken Simplifi lists $6.99 a month, billed annually. New members who order directly from Quicken by November 22, 2026 see a first-year offer of $3.99 a month, billed annually.As of Oct 24, 2026. Source: quicken.com/products/simplifi
    GoodbudgetGoodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year.As of Oct 24, 2026. Source: goodbudget.com/signup
    Free trial
    SimplifiNot verified yet.
    GoodbudgetNot verified yet.
    Platforms
    SimplifiQuicken Simplifi lists Web and Mobile.As of Oct 24, 2026. Source: quicken.com/products/simplifi
    GoodbudgetGoodbudget lists Web, Android and iPhone.As of Oct 24, 2026. Source: goodbudget.com/signup
    App store rating
    SimplifiNot verified yet.
    GoodbudgetGoodbudget has 4.6 out of 5 on the App Store from 13,515 ratings.As of Oct 24, 2026. Source: App Store listing

    Who it fits

    • Simplifi lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
    • Simplifi lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
    • Simplifi lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
  • Rocket Money logo

    Rocket Money

    Budgeting app

    Same category

    Rocket Money is a budgeting app that tracks your spending and subscriptions, with a free version and paid Premium and Premium+ tiers.

    Price and fees
    Rocket MoneyRocket Money has a free version. Premium uses a pay what you think is fair price that Rocket Money says typically ranges from $7 to $14 a month, and Premium+ costs $15 a month.As of Oct 24, 2026. Source: rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost
    GoodbudgetGoodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year.As of Oct 24, 2026. Source: goodbudget.com/signup
    Free trial
    Rocket MoneyNot verified yet.
    GoodbudgetNot verified yet.
    Platforms
    Rocket MoneyRocket Money lists iOS, Android and Web.As of Oct 24, 2026. Source: rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost
    GoodbudgetGoodbudget lists Web, Android and iPhone.As of Oct 24, 2026. Source: goodbudget.com/signup
    App store rating
    Rocket MoneyRocket Money has 4.5 out of 5 on the App Store from 401,884 ratings.As of Oct 24, 2026. Source: App Store listing
    GoodbudgetGoodbudget has 4.6 out of 5 on the App Store from 13,515 ratings.As of Oct 24, 2026. Source: App Store listing

    Who it fits

    • Rocket Money lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
    • Rocket Money lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
  • YNAB logo

    YNAB

    Budgeting app

    Same category

    YNAB is a paid budgeting app built around the YNAB Method, where you give every dollar a job before you spend it.

    Price and fees
    YNABYNAB costs $14.99 a month, or $109 a year paid annually, plus tax where applicable.As of Oct 24, 2026. Source: ynab.com/pricing
    GoodbudgetGoodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year.As of Oct 24, 2026. Source: goodbudget.com/signup
    Free trial
    YNABYNAB offers a 34-day free trial, and you don't need a credit card when you sign up directly with YNAB.As of Oct 24, 2026. Source: ynab.com/pricing
    GoodbudgetNot verified yet.
    Platforms
    YNABNot verified yet.
    GoodbudgetGoodbudget lists Web, Android and iPhone.As of Oct 24, 2026. Source: goodbudget.com/signup
    App store rating
    YNABYNAB has 4.8 out of 5 on the App Store from 61,968 ratings.As of Oct 24, 2026. Source: App Store listing
    GoodbudgetGoodbudget has 4.6 out of 5 on the App Store from 13,515 ratings.As of Oct 24, 2026. Source: App Store listing

    Who it fits

    • YNAB lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
    • YNAB lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
  • Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.

    Fifecta

    Budgeting app

    Our app

    Fifecta is the Priceless Tay budgeting app that gives every paycheck a plan with FUNDS, built on your Money Type.

    Price and fees
    FifectaFifecta costs $15 a month or $150 a year.As of Oct 23, 2026. Source: pricelesstay.com/fifecta
    GoodbudgetGoodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year.As of Oct 24, 2026. Source: goodbudget.com/signup
    Free trial
    FifectaFifecta is free for 7 days, and you can cancel anytime in the app.As of Oct 23, 2026. Source: pricelesstay.com/fifecta
    GoodbudgetNot verified yet.
    Platforms
    FifectaNot verified yet.
    GoodbudgetGoodbudget lists Web, Android and iPhone.As of Oct 24, 2026. Source: goodbudget.com/signup
    App store rating
    FifectaNot verified yet.
    GoodbudgetGoodbudget has 4.6 out of 5 on the App Store from 13,515 ratings.As of Oct 24, 2026. Source: App Store listing

AI money tools

  • Actual Budget logo

    Actual Budget

    AI money tool

    Nearby category

    Actual Budget is an open source, local-first budgeting app built on envelope budgeting that you can self-host.

    Price and fees
    Actual BudgetNot verified yet.
    GoodbudgetGoodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year.As of Oct 24, 2026. Source: goodbudget.com/signup
    Free trial
    Actual BudgetNot verified yet.
    GoodbudgetNot verified yet.
    Platforms
    Actual BudgetNot verified yet.
    GoodbudgetGoodbudget lists Web, Android and iPhone.As of Oct 24, 2026. Source: goodbudget.com/signup
    App store rating
    Actual BudgetNot verified yet.
    GoodbudgetGoodbudget has 4.6 out of 5 on the App Store from 13,515 ratings.As of Oct 24, 2026. Source: App Store listing

    Who it fits

    • Actual Budget lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
  • Finances in ChatGPT

    AI money tool

    Nearby category

    Finances is a built-in ChatGPT feature that links your bank accounts through Plaid and shows a money dashboard in ChatGPT.

    Price and fees
    Finances in ChatGPTOpenAI lists Finances for U.S. Free, Go, Plus and Pro users.As of Oct 10, 2026. Source: help.openai.com/en/articles/20001222-finances-in-chatgpt
    GoodbudgetGoodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year.As of Oct 24, 2026. Source: goodbudget.com/signup
    Free trial
    Finances in ChatGPTNot verified yet.
    GoodbudgetNot verified yet.
    Platforms
    Finances in ChatGPTFinances in ChatGPT lists Web, iOS and Android.As of Oct 10, 2026. Source: help.openai.com/en/articles/20001222-finances-in-chatgpt
    GoodbudgetGoodbudget lists Web, Android and iPhone.As of Oct 24, 2026. Source: goodbudget.com/signup
    App store rating
    Finances in ChatGPTNot verified yet.
    GoodbudgetGoodbudget has 4.6 out of 5 on the App Store from 13,515 ratings.As of Oct 24, 2026. Source: App Store listing

    Who it fits

    • Finances in ChatGPT lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.

FAQ

What are the closest alternatives to Goodbudget?

The closest alternatives to Goodbudget are Copilot Money, EveryDollar and Monarch Money, because Copilot Money, EveryDollar and Monarch Money are also budgeting apps. This list is ordered by how close each app's category is to Goodbudget's, not by how good it is.

How much does Goodbudget cost?

Goodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year. We checked this on Oct 24, 2026.

What is Goodbudget's app store rating?

Goodbudget has 4.6 out of 5 on the App Store from 13,515 ratings. That's a snapshot from the store listing on Oct 24, 2026, not our score.

What devices does Goodbudget work on?

Goodbudget lists Web, Android and iPhone. We checked this on Oct 24, 2026.

Keep comparing

Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.

Want a plan built on your Money Type?

Fifecta gives every paycheck a plan with FUNDS, so you know where each dollar goes.

Sources and confidence

Last checked
Not verified yet
16 of 66 facts
Goodbudget5 of 6 verified, 1 not verified yet, last checked Oct 24, 2026
Copilot Money5 of 6 verified, 1 not verified yet, last checked Oct 24, 2026
EveryDollar6 of 6 verified, last checked Oct 24, 2026
Monarch Money6 of 6 verified, last checked Oct 24, 2026
PocketGuard6 of 6 verified, last checked Oct 24, 2026
Quicken Simplifi4 of 6 verified, 2 not verified yet, last checked Oct 24, 2026
Rocket Money5 of 6 verified, 1 not verified yet, last checked Oct 24, 2026
YNAB5 of 6 verified, 1 not verified yet, last checked Oct 24, 2026
FifectaOur app3 of 6 verified, 3 not verified yet, last checked Oct 24, 2026
Actual Budget1 of 6 verified, 5 not verified yet, last checked Oct 24, 2026
  • Price and feesNot verified yet
  • Free trialNot verified yet
  • PlatformsNot verified yet
  • Bank syncingactualbudget.org, as of Oct 24, 2026
  • FeaturesNot verified yet
  • App store ratingNot verified yet
Finances in ChatGPT4 of 6 verified, 2 not verified yet, last checked Oct 10, 2026

Fifecta is our own app. Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.

Each fact links to the official page it came from, with the date we checked it. Once a fact is older than its app's window (8 days for apps whose rates change often, 35 days for the rest), it reads “Not verified yet” until we check it again. How we source, date and index this data.

This is education, not financial advice.