Budgeting comparison
Goodbudget vs Rocket Money
Updated
Data as of
Goodbudget checked Rocket Money checked
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Goodbudget
Budgeting app
Visit site for Goodbudget (opens in a new tab)
Rocket Money
Budgeting app
Visit site for Rocket Money (opens in a new tab)
Short answer
- Pick Goodbudget if you want official guidance for budgeting irregular income.
- Pick Rocket Money if you want a separate login for your partner or business spending tracked next to personal spending.
- The biggest difference is partner logins: Rocket Money's source says yes, and Goodbudget's says no.
Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.
Goodbudget vs Rocket Money at a glance
- Goodbudget
- Free trial
- None
- Rating
- 4.6 of 5App Store, 13,528 ratings
- Platforms
- 3Web, Android, iPhone
- Rocket Money
- Free trial
- 7 days
- Rating
- 4.5 of 5App Store, 404,690 ratings
- Platforms
- 3iOS, Android, Web
What it costs
- GoodbudgetLower price
$10a month
Goodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year.
$80 a year at the yearly list price, or $240 over 3 years, before tax.
Source
goodbudget.com/signup, checked . - Rocket Money
Rocket Money has a free version. Premium uses a pay what you think is fair price that Rocket Money says typically ranges from $7 to $14 a month, and Premium+ costs $15 a month.
Bars show only when every app here lists a yearly price, so these prices sit side by side without them. "Lower price" marks the lowest monthly price the sources list. It's a number, not our pick. Prices are list prices from each app's own page, before tax and any offer.
Features
| Feature | Goodbudget | Rocket Money |
|---|---|---|
| Savings goals | Yes | Yes |
| Shared budgets | Yes | Yes |
| Data export | Yes | Yes |
Rocket Money also lists AI features and investment tracking.
Sources for these features
Yes means the official site lists it. No means the official site says the app doesn't have it.
- Goodbudget: goodbudget.com/what-you-get, checked Nov 3, 2026.Savings goals: Goal Envelopes take a budget amount and a due date, and Annual Envelopes save for yearly costs. 'With the Free version of Goodbudget, you'll be able to track up to 10 More Envelopes for savings or goals.' Premium is unlimited. goodbudget.com/help/customize-your-goodbudget/goals-and-annuals, checked Nov 3, 2026.Data export: Export CSV from the Transactions list. goodbudget.com/help/customize-your-goodbudget/export-transactions, checked Nov 3, 2026.
- Rocket Money: rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost, checked Nov 3, 2026.Investment tracking: Premium. The Net Worth tab tracks brokerage, retirement, 529 and crypto accounts as assets. help.rocketmoney.com/en/articles/9184603-what-is-included-in-my-assets, checked Nov 3, 2026.
Goodbudget and Rocket Money, side by side
| Detail | Goodbudget | Rocket Money |
|---|---|---|
| Free trialDiffers | GoodbudgetGoodbudget says it isn't offering trials of Premium. There is a Free Forever plan, and you can ask for a refund within the first 30 days of a subscription. Sourceforums.goodbudget.com/t/premium-level/2994, checked . | Rocket MoneyRocket Money says new Premium members get a 7-day free trial, then the monthly subscription continues at the price chosen at signup. |
| PlatformsDiffers | GoodbudgetGoodbudget lists Web, Android and iPhone. Sourcegoodbudget.com/signup, checked . | Rocket MoneyRocket Money lists iOS, Android and Web. |
| Bank syncingDiffers | GoodbudgetPremium only. Goodbudget Premium includes automatic bank sync for US banks only, and the free version does not list it. Sourcegoodbudget.com/signup, checked . | Rocket MoneyYes. Rocket Money says it connects to your accounts through Plaid. |
| App store ratingDiffers | GoodbudgetGoodbudget has 4.6 out of 5 on the App Store from 13,528 ratings. SourceApp Store listing, checked . | Rocket MoneyRocket Money has 4.5 out of 5 on the App Store from 404,690 ratings. SourceApp Store listing, checked . |
Store ratings are a dated snapshot from each listing, not our score. A row shows only when both apps have a current official source for it. How we source and date this data. Spotted a change? Tell us if something changed.
Weighing a third option? Add up to two more apps and compare up to four side by side.
Screen by screen
Pick a task to see what each app shows for it. App Store and Google Play images are the apps' own marketing, so they can show sample data and staged layouts. Help center images come from the app's support articles. See every app's screens.
Home
Goodbudget
No official screen found yet
Rocket Money
From Rocket Money's help centerThe Dashboard with current spend this month, a Payday in 8 days row and account balances.help.rocketmoney.com, as of
Accounts
Goodbudget
App Store marketing imageApp Store image with the headline "Connect your bank (with a Premium subscription)" showing a Select Account screen.App Store listing, as of 
App Store marketing imageA Select Account screen for linking a bank account to Checking, with an Add New Bank Connection link.App Store listing, as of
Rocket Money
App Store marketing imageApp Store image with the headline "Track and see your net worth" showing the Net worth tab.App Store listing, as of 
App Store marketing imageThe Net worth tab: $69,556 with a line chart and a Summary of Assets, Debt and Net Worth.App Store listing, as of 
App Store marketing imageA Net Worth card with $69,556, a line chart and time range buttons from 1M to All.App Store listing, as of
Transactions
Goodbudget
App Store marketing imageApp Store image with the headline "Practice conscious spending" showing an Add Transaction form.App Store listing, as of 
App Store marketing imageAn Add Transaction form with Type, Payee, Amount, Envelope, Account, Date and Schedule fields.App Store listing, as of 
Google Play marketing imageGoogle Play image with the headline "Practice conscious spending" showing the Android Add Transaction form.Google Play listing, as of
Rocket Money
From Rocket Money's help centerThe Transactions tab with a search box and a list of transactions with icons and amounts.help.rocketmoney.com, as of 
From Rocket Money's help centerA transaction detail for Fish Taco with options to rename, mark recurring, ignore, add tags, add a note, create a rule or split.help.rocketmoney.com, as of 
From Rocket Money's help centerA Split transaction screen dividing $49.90 by equal amounts into two parts.help.rocketmoney.com, as of
Budget
Goodbudget
App Store marketing imageApp Store image with the headline "Sync & share a budget" showing the Envelopes screen with Food, Fun and Bills envelopes and progress bars.App Store listing, as of 
App Store marketing imageThe Envelopes screen with envelope groups, amounts left and bars, and a bottom tab bar.App Store listing, as of 
App Store marketing imageApp Store image with the headline "Create a budget that works" showing an Edit Budget screen.App Store listing, as of 
App Store marketing imageAn Edit Budget screen listing envelopes with amounts, an Add Envelope link and Total Budgeted 1508.App Store listing, as of 
App Store marketing imageApp Store image with the headline "Choose your style" showing the Envelopes screen in dark mode.App Store listing, as of 
Google Play marketing imageGoogle Play image with the headline "Sync & share a budget" showing the Android Envelopes screen.Google Play listing, as of 
Google Play marketing imageGoogle Play image with the headline "Plan before you spend" showing the Android Fill Envelopes screen.Google Play listing, as of
Rocket Money
App Store marketing imageApp Store image with the headline "Create monthly budgets that work for you" showing the Budget screen for September 2025.App Store listing, as of 
App Store marketing imageThe Budget screen: $623 left to spend, Bills & Utilities and Earnings cards, and Category Budgets.App Store listing, as of 
App Store marketing imageA Spending card reading $623 left to spend with a progress bar and a $48/day for 13d note.App Store listing, as of
Categories
Goodbudget
No official screen found yet
Rocket Money
From Rocket Money's help centerA New Category form with name, color, icon and category group fields and a Save Category button.help.rocketmoney.com, as of
Goals
Goodbudget
App Store marketing imageApp Store image with the headline "Track your debt progress" showing a Debt Progress chart for a car loan.App Store listing, as of 
App Store marketing imageA Debt Progress report with a payoff line to 2026 and a table showing the car loan balance and finish date.App Store listing, as of 
App Store marketing imageApp Store image with the headline "Save for big expenses" showing a Vacation envelope with its history.App Store listing, as of 
App Store marketing imageA Vacation envelope with 2,000.00 saved and a dated list of fills and income.App Store listing, as of
Rocket Money
From Rocket Money's help centerA goal setup screen listing Emergency Savings, Pay Off Credit Card Debt and other goals to choose from.help.rocketmoney.com, as of 
From Rocket Money's help centerThe Goals screen with a deposit streak, Vacation Savings and Emergency Savings progress and milestone badges.help.rocketmoney.com, as of
Reports and insights
Goodbudget
App Store marketing imageApp Store image with the headline "See your spending" showing a Spending report pie chart for May 2024.App Store listing, as of 
App Store marketing imageA Spending report with a pie chart, total spending of 628.57 and a table of envelopes by share.App Store listing, as of 
App Store marketing imageApp Store image with the headline "Stay on budget" showing an Income vs Spending report with monthly bars.App Store listing, as of 
App Store marketing imageAn Income vs Spending report with paired monthly bars and a table of income, spending and net.App Store listing, as of
Rocket Money
App Store marketing imageApp Store image with the headline "Keep track of your monthly expenses" showing the Spending tab.App Store listing, as of 
App Store marketing imageThe Spending tab with Week, Month, Quarter and Year buttons, monthly bars, and Income, Total Spend and Net Income rows.App Store listing, as of 
App Store marketing imageThree rows: Income $4,800, Total Spend $4,426 and Net Income $374.App Store listing, as of
Bills and recurring
Goodbudget
No official screen found yet
Rocket Money
App Store marketing imageApp Store image with the headline "See exactly where your money is going" showing the Recurring tab with a Coming up calendar.App Store listing, as of 
App Store marketing imageThe Recurring tab: a Coming up card with a week calendar, then Coming Up and Coming Later charges.App Store listing, as of 
App Store marketing imageApp Store image with the headline "Cancel unused subscriptions with just a few taps" showing a "See what we can cancel for you" screen.App Store listing, as of 
App Store marketing imageA screen reading "See what we can cancel for you" with a Start a cancellation button.App Store listing, as of 
App Store marketing imageApp Store image with the headline "We negotiate to help you lower bills" showing a Lower your bills screen.App Store listing, as of 
App Store marketing imageA Lower your bills screen with bills from DirecTV, AT&T and Spectrum, each with a "Lower for me" button.App Store listing, as of 
From Rocket Money's help centerThe Recurring tab on All, listing subscriptions and bills with amounts and how often they charge.help.rocketmoney.com, as of 
From Rocket Money's help centerA Cancel Netflix form asking for name, email, phone, billing address and the last 4 digits of the card.help.rocketmoney.com, as of 
App Store marketing imageA Coming up card that says 4 recurring charges are due in the next 7 days, above a two-week calendar.App Store listing, as of
Sharing with a partner
Goodbudget
No official screen found yet
Rocket Money
From Rocket Money's help centerA "Share your finances?" screen with Full Name and Email Address fields and a Share my Account button.help.rocketmoney.com, as of 
From Rocket Money's help centerA "Shared!" confirmation saying the account was shared and the partner will get an email.help.rocketmoney.com, as of
AI assistant
Goodbudget
No official screen found yet
Rocket Money
App Store marketing imageApp Store image with the headline about an AI-powered assistant showing a text chat with Rowan by Rocket Money.App Store listing, as of 
App Store marketing imageA text conversation where Rowan comments on Dining & Drinks and Grocery spending and the user replies.App Store listing, as of
Other screens
Goodbudget
App Store marketing imageThe bottom tab bar with Envelopes, Transactions, Accounts, Reports and More.App Store listing, as of
Rocket Money
No official screen found yet
Who it's for
Pick the tab that sounds like you. Every answer comes from the app's own pages, and its source opens from the Source link.
Just me
Budgeting on your own? These are the basics people ask about first.
Is it free?
Goodbudget: Goodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year.
Source
goodbudget.com/signup, checked .Rocket Money: Rocket Money has a free version. Premium uses a pay what you think is fair price that Rocket Money says typically ranges from $7 to $14 a month, and Premium+ costs $15 a month.
Does it connect to my bank and import transactions?
Goodbudget: Premium only. Goodbudget Premium includes automatic bank sync for US banks only, and the free version does not list it.
Source
goodbudget.com/signup, checked .Rocket Money: Yes. Rocket Money says it connects to your accounts through Plaid.
Can I export my data?
Goodbudget: Yes. You can export your data.
Source
In their words: “To export your transaction history in Goodbudget, click on the "Export CSV" link that's above the Transactions list.” goodbudget.com/help/customize-your-goodbudget/export-transactions, checked .Rocket Money: Yes. You can export your data.
Source
In their words: “You can also add notes to any transaction (helpful for remembering context months later), create manual transactions for cash purchases or accounts you prefer not to link, and export filtered transaction lists to CSV files for further analysis or tax preparation.” rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost, checked .Is there support from the app's makers if I need help?
Goodbudget: Yes. Community (Free) and email (Premium).
Source
In their words: “Email support” goodbudget.com/signup, checked .Rocket Money: Yes. In-app chat and email.
Source
In their words: “However, as we are an app-based service, all our support is currently provided digitally.” help.rocketmoney.com/en/articles/2684134-contacting-rocket-money, checked .
Partners
Sharing money with a partner? Here's how each app handles a second person.
Can my partner use their own login details?
Goodbudget: No. Your partner signs in to your same account.
Source
In their words: “If you've already done that, you'll be able to share your budget with your partner by having them login to Goodbudget on their device using the same username / email address and password you created when you registered.” goodbudget.com/help/mobile-apps/share-budget-w-partner, checked .Rocket Money: Yes. Your partner gets their own login.
Source
In their words: “Each partner receives their own unique login credentials and can set their own multi-factor authentication (MFA) preferences for added security.” help.rocketmoney.com/en/articles/4562634-account-sharing, checked .Can we set up joint budgets and goals?
Goodbudget: Yes. You can work toward goals together.
Source
In their words: “When you do that, you'll both be able to add transactions, and make changes to your budget as needed.” goodbudget.com/help/mobile-apps/share-budget-w-partner, checked .Rocket Money: Yes. You can work toward goals together.
Source
In their words: “Create Financial Goals and save toward shared priorities, such as an emergency fund or vacation.” help.rocketmoney.com/en/articles/4562634-account-sharing, checked .
Family
Bringing in more of the household? Here's what each app says about families and kids. See apps with custodial accounts for kids.
Does it have accounts or features for kids or teens?
Goodbudget: No.
Source
In their words: “The Services are intended solely for users who are eighteen (18) years of age or older.” goodbudget.com/terms-of-use, checked .Rocket Money: No.
Source
In their words: “You may not use the Services, and you may not accept this Agreement, if you’re not at least 18 years of age” rocketmoney.com/terms, checked .
Freelancer
Paid on an uneven schedule or running a side hustle? Here's what each app offers. See apps with a SEP IRA or Solo 401(k).
Can I track irregular income without messing up my monthly budget?
Goodbudget: Yes. It has official guidance for budgeting irregular income.
Source
In their words: “If you get small or irregular paychecks, you can let them collect in Available.” goodbudget.com/help/budgeting-with-goodbudget/unallocated-money, checked .Rocket Money: No.
Source
In their words: “Variable income: income with inconsistent amounts or pay dates such as commission cannot be tracked by the app due to being unpredictable.” help.rocketmoney.com/en/articles/6235627-enabling-payday-view, checked .Can I mix business and personal expenses in this app?
Goodbudget: No.
Source
In their words: “Organizations, companies, and/or businesses may not use the Services for any purpose other than those contemplated in this Terms of Use or Privacy Policy.” goodbudget.com/terms-of-use, checked .Rocket Money: Yes. You can track business spending next to personal spending.
Source
In their words: “Create as many customized budget categories from your linked accounts as you need for different aspects of your life - whether that be from your personal expenses, family finances, or business costs.” help.rocketmoney.com/en/articles/2677184-premium-membership-features, checked .Can I export my transactions for tax prep?
Goodbudget: Yes. You can export your transactions for tax prep.
Source
In their words: “we can give you a few pointers on how to use Goodbudget reports alongside your tax software so the process is a little smoother” goodbudget.com/blog/2026/03/gb-bulletin-gb-cant-file-your-taxes-for-you, checked .Rocket Money: Yes. You can export your transactions for tax prep.
Source
In their words: “Download your transaction data for specific time periods, perfect for tax preparation, personal record-keeping, or detailed financial analysis.” help.rocketmoney.com/en/articles/2677184-premium-membership-features, checked .
Business
Running a small business? Here's what each app says about business money.
Can I mix business and personal expenses in this app?
Goodbudget: No.
Source
In their words: “Organizations, companies, and/or businesses may not use the Services for any purpose other than those contemplated in this Terms of Use or Privacy Policy.” goodbudget.com/terms-of-use, checked .Rocket Money: Yes. You can track business spending next to personal spending.
Source
In their words: “Create as many customized budget categories from your linked accounts as you need for different aspects of your life - whether that be from your personal expenses, family finances, or business costs.” help.rocketmoney.com/en/articles/2677184-premium-membership-features, checked .Can I export my transactions for tax prep?
Goodbudget: Yes. You can export your transactions for tax prep.
Source
In their words: “we can give you a few pointers on how to use Goodbudget reports alongside your tax software so the process is a little smoother” goodbudget.com/blog/2026/03/gb-bulletin-gb-cant-file-your-taxes-for-you, checked .Rocket Money: Yes. You can export your transactions for tax prep.
Source
In their words: “Download your transaction data for specific time periods, perfect for tax preparation, personal record-keeping, or detailed financial analysis.” help.rocketmoney.com/en/articles/2677184-premium-membership-features, checked .Can I share my finances with my accountant?
Goodbudget: Yes. You can export your data and send the file.
Source
In their words: “To export your transaction history in Goodbudget, click on the "Export CSV" link that's above the Transactions list.” goodbudget.com/help/customize-your-goodbudget/export-transactions, checked .Rocket Money: Yes. You can export your data and send the file.
Source
In their words: “You can also add notes to any transaction (helpful for remembering context months later), create manual transactions for cash purchases or accounts you prefer not to link, and export filtered transaction lists to CSV files for further analysis or tax preparation.” rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost, checked .
A question shows only when every app here has a current official source that answers it. We only say no when the app's own page does.
Which fits your Money Type?
There are four Money Types: Strategist, Spender, Saver and Scrambler. Each card matches one type to what the sources say about these two apps.
StrategistRocket Money lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
First fix: Save the Raise.
SpenderBoth Goodbudget and Rocket Money list goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
First fix: Sleep on It.
SaverNeither app's sources confirm a feature we match to this type yet, so the quiz is the better place to start.
First fix: Put It to Work.
ScramblerBoth Goodbudget and Rocket Money list bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
First fix: Bills First.
Not sure which one you are? Take the free Money Types quiz. It takes about two minutes.
Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.
Another option: Fifecta
If neither Goodbudget nor Rocket Money feels right, here is one more option to look at. Fifecta gives every paycheck a plan with FUNDS, and it starts from your Money Type, so the plan matches how you already handle money.
FAQ
How much does Goodbudget cost?
Goodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year. We checked this on Nov 3, 2026.
How much does Rocket Money cost?
Rocket Money has a free version. Premium uses a pay what you think is fair price that Rocket Money says typically ranges from $7 to $14 a month, and Premium+ costs $15 a month. We checked this on Nov 3, 2026.
Does Goodbudget have a free trial?
Goodbudget says it isn't offering trials of Premium. There is a Free Forever plan, and you can ask for a refund within the first 30 days of a subscription. We checked this on Nov 3, 2026.
Does Rocket Money have a free trial?
Rocket Money says new Premium members get a 7-day free trial, then the monthly subscription continues at the price chosen at signup. We checked this on Nov 3, 2026.
More comparisons
Similar comparisons
Keep comparing
- See Goodbudget alternatives, closest category first.
- See Rocket Money alternatives, closest category first.
- Browse our guide to the best budgeting apps.
- Want the bigger picture? Compare more money apps.
Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.
Want a plan built on your Money Type?
Fifecta gives every paycheck a plan with FUNDS, so you know where each dollar goes.
Sources and confidence
- Last checked
- Sourced facts
- 12 facts, each linked and dated
Goodbudget6 sourced facts, last checked Nov 3, 2026
- Price and feesgoodbudget.com/signup, as of Nov 3, 2026
- Free trialforums.goodbudget.com/t/premium-level/2994, as of Nov 3, 2026
- Platformsgoodbudget.com/signup, as of Nov 3, 2026
- Bank syncinggoodbudget.com/signup, as of Nov 3, 2026
- Featuresgoodbudget.com/what-you-get, as of Nov 3, 2026
- App store ratingApp Store listing, as of Nov 3, 2026
Rocket Money6 sourced facts, last checked Nov 3, 2026
- Price and feesrocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost, as of Nov 3, 2026
- Free trialhelp.rocketmoney.com/en/articles/2217739-how-much-does-rocket-money-cost, as of Nov 3, 2026
- Platformsrocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost, as of Nov 3, 2026
- Bank syncingrocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost, as of Nov 3, 2026
- Featuresrocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost, as of Nov 3, 2026
- App store ratingApp Store listing, as of Nov 3, 2026
Each fact links to the official page it came from, with the date we checked it. Once a fact is older than 30 days, it comes off the page until we check it again. How we source, date and index this data.
This is education, not financial advice.
