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Alternatives

Rocket Money alternatives in 2026

Updated

Rocket Money logoRocket MoneyBudgeting app

Rocket Money is a budgeting app. Rocket Money has a free version. Premium uses a pay what you think is fair price that Rocket Money says typically ranges from $7 to $14 a month, and Premium+ costs $15 a month. We checked that on Oct 24, 2026. Below are 10 other apps, starting with the 8 budgeting apps and then AI money tools. They're ranked by how close each app's category is to Rocket Money's, not by how good it is, and every fact shows the date we checked it.

Priceless Tay may earn a commission from some links on this page, and that never changes how we compare apps.

Short answer

The closest alternatives to Rocket Money are Copilot Money, EveryDollar and Goodbudget, because Copilot Money, EveryDollar and Goodbudget are also budgeting apps. Rocket Money has a free version. We checked Rocket Money on Oct 24, 2026, and each card below puts an alternative's price, trial, platforms and ratings next to Rocket Money's, with the date we checked them.

What Rocket Money and its alternatives cost

  • Rocket Money logoRocket Money

    Rocket Money has a free version. Premium uses a pay what you think is fair price that Rocket Money says typically ranges from $7 to $14 a month, and Premium+ costs $15 a month.

  • Copilot Money logoCopilot Money

    $13a month

    Copilot Money costs $13 a month, or $95 a year billed yearly.

    Cost over 1 and 3 years: $95 and $285, at the yearly list price before tax.

    As of · copilot.money

  • EveryDollar logoEveryDollar

    $17.99a month

    EveryDollar has a free version. After a 14-day free trial, premium costs $79.99 a year billed annually, or $17.99 a month billed monthly.

    Cost over 1 and 3 years: $79.99 and $239.97, at the yearly list price before tax.

  • Goodbudget logoGoodbudget

    $10a month

    Goodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year.

    Cost over 1 and 3 years: $80 and $240, at the yearly list price before tax.

    As of · goodbudget.com/signup

  • Monarch Money logoMonarch Money

    $14.99a month

    Monarch Core costs $14.99 a month, or $99.99 a year billed annually. Monarch Plus costs $199.99 a year billed annually.

    Cost over 1 and 3 years: $99.99 and $299.97, at the yearly list price before tax.

    As of · monarch.com/pricing

  • PocketGuard logoPocketGuard

    $12.99a month

    PocketGuard Premium costs $12.99 a month, $74.99 a year billed yearly, or $149.99 once for lifetime access.

    Cost over 1 and 3 years: $74.99 and $224.97, at the yearly list price before tax.

    As of · pocketguard.com/pricing

  • Quicken Simplifi

    $6.99a month, billed yearly

    Quicken Simplifi lists $6.99 a month, billed annually. New members who order directly from Quicken by November 22, 2026 see a first-year offer of $3.99 a month, billed annually.

    As of · quicken.com/products/simplifi

  • YNAB logoYNAB

    $14.99a month

    YNAB costs $14.99 a month, or $109 a year paid annually, plus tax where applicable.

    Cost over 1 and 3 years: $109 and $327, at the yearly list price before tax.

    As of · ynab.com/pricing

  • Fifecta

    $15a month

    Fifecta costs $15 a month or $150 a year.

    Cost over 1 and 3 years: $150 and $450, at the yearly list price before tax.

    As of · pricelesstay.com/fifecta

  • Actual Budget logoActual Budget

    Not verified yet

  • Finances in ChatGPT

    OpenAI lists Finances for U.S. Free, Go, Plus and Pro users.

Bars show only when every app here lists a yearly price, so these prices sit side by side without them. Prices are list prices from each app's own page, before tax and any offer.

Features side by side

Features listed by each app's official source. A question mark means not verified yet.
FeatureRocket MoneyCopilot MoneyEveryDollarGoodbudgetMonarch MoneyPocketGuardSimplifiYNABFifectaActual BudgetFinances in ChatGPT
AI featuresListed by the sourceListed by the sourceNot verified yetNot verified yetListed by the sourceListed by the sourceNot verified yetNot verified yetNot verified yetNot verified yetListed by the source
Savings goalsListed by the sourceNot verified yetListed by the sourceNot verified yetListed by the sourceListed by the sourceListed by the sourceListed by the sourceNot verified yetNot verified yetNot verified yet
Shared budgetsListed by the sourceNot verified yetNot verified yetListed by the sourceListed by the sourceNot verified yetNot verified yetListed by the sourceNot verified yetNot verified yetNot verified yet
Investment trackingNot verified yetNot verified yetNot verified yetNot verified yetListed by the sourceNot verified yetListed by the sourceNot verified yetNot verified yetNot verified yetNot verified yet
Data exportListed by the sourceNot verified yetListed by the sourceNot verified yetNot verified yetListed by the sourceNot verified yetNot verified yetNot verified yetNot verified yetNot verified yet
API or MCPNot verified yetNot verified yetNot verified yetNot verified yetNot verified yetNot verified yetNot verified yetNot verified yetListed by the sourceNot verified yetNot verified yet

✓ means the official site lists it. ? means we haven't verified it yet, not that the app lacks it. Rocket Money: rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost, as of Oct 24, 2026. Copilot Money: copilot.money, as of Oct 24, 2026. EveryDollar: ramseysolutions.com/money/everydollar, as of Oct 24, 2026. Goodbudget: goodbudget.com/what-you-get, as of Oct 24, 2026. Monarch Money: monarch.com/pricing, as of Oct 24, 2026. PocketGuard: pocketguard.com/pricing, as of Oct 24, 2026. Simplifi: quicken.com/products/simplifi, as of Oct 24, 2026. YNAB: ynab.com/pricing, as of Oct 24, 2026. Fifecta: pricelesstay.com/fifecta-ai, as of Oct 24, 2026. Finances in ChatGPT: help.openai.com/en/articles/20001222-finances-in-chatgpt, as of Oct 10, 2026.

Alternatives to Rocket Money, closest category first

Each card puts the app's facts next to Rocket Money's. The order follows how close the category is, not how good the app is, and “Not verified yet” means we don't have a current official source for that line.

Other budgeting apps

AI money tools

FAQ

What are the closest alternatives to Rocket Money?

The closest alternatives to Rocket Money are Copilot Money, EveryDollar and Goodbudget, because Copilot Money, EveryDollar and Goodbudget are also budgeting apps. This list is ordered by how close each app's category is to Rocket Money's, not by how good it is.

How much does Rocket Money cost?

Rocket Money has a free version. Premium uses a pay what you think is fair price that Rocket Money says typically ranges from $7 to $14 a month, and Premium+ costs $15 a month. We checked this on Oct 24, 2026.

What is Rocket Money's app store rating?

Rocket Money has 4.5 out of 5 on the App Store from 401,884 ratings. That's a snapshot from the store listing on Oct 24, 2026, not our score.

What devices does Rocket Money work on?

Rocket Money lists iOS, Android and Web. We checked this on Oct 24, 2026.

Keep comparing

Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.

Want a plan built on your Money Type?

Fifecta gives every paycheck a plan with FUNDS, so you know where each dollar goes.

Sources and confidence

Last checked
Not verified yet
16 of 66 facts
Rocket Money5 of 6 verified, 1 not verified yet, last checked Oct 24, 2026
Copilot Money5 of 6 verified, 1 not verified yet, last checked Oct 24, 2026
EveryDollar6 of 6 verified, last checked Oct 24, 2026
Goodbudget5 of 6 verified, 1 not verified yet, last checked Oct 24, 2026
Monarch Money6 of 6 verified, last checked Oct 24, 2026
PocketGuard6 of 6 verified, last checked Oct 24, 2026
Quicken Simplifi4 of 6 verified, 2 not verified yet, last checked Oct 24, 2026
YNAB5 of 6 verified, 1 not verified yet, last checked Oct 24, 2026
FifectaOur app3 of 6 verified, 3 not verified yet, last checked Oct 24, 2026
Actual Budget1 of 6 verified, 5 not verified yet, last checked Oct 24, 2026
  • Price and feesNot verified yet
  • Free trialNot verified yet
  • PlatformsNot verified yet
  • Bank syncingactualbudget.org, as of Oct 24, 2026
  • FeaturesNot verified yet
  • App store ratingNot verified yet
Finances in ChatGPT4 of 6 verified, 2 not verified yet, last checked Oct 10, 2026

Fifecta is our own app. Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.

Each fact links to the official page it came from, with the date we checked it. Once a fact is older than its app's window (8 days for apps whose rates change often, 35 days for the rest), it reads “Not verified yet” until we check it again. How we source, date and index this data.

This is education, not financial advice.