Alternatives
Rocket Money alternatives in 2026
Updated
Data as of
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Rocket MoneyBudgeting appRocket Money is a budgeting app. Rocket Money has a free version. Premium uses a pay what you think is fair price that Rocket Money says typically ranges from $7 to $14 a month, and Premium+ costs $15 a month. We checked that on Nov 3, 2026. Below are 14 other apps, starting with the 12 other budgeting apps and then AI money tools. They're ranked by how close each app's category is to Rocket Money's, not by how good it is, and every fact shows the date we checked it.
Short answer
The closest alternatives to Rocket Money are Albert, Cleo and Copilot Money, because Albert, Cleo and Copilot Money are also budgeting apps. Rocket Money has a free version. We checked Rocket Money on Nov 3, 2026, and each card below puts an alternative's price, trial, platforms and ratings next to Rocket Money's, with the date we checked them.
What Rocket Money says on its own pages
Before you compare, here is what Rocket Money itself says about these points. Quotes are its own words, and each line links to the page we read.
- Sharing with a partner: “Each partner receives their own unique login credentials and can set their own multi-factor authentication (MFA) preferences for added security.” (source, opens in a new tab, checked )
- People per plan: “Currently, Account Sharing is designed for two people-typically a primary account holder and one partner.” (source, opens in a new tab, checked )
- Joint and personal views: “Collaborate on finances by sharing your account with trusted family members or financial advisors - they'll see everything you see, making financial planning a team effort.” (source, opens in a new tab, checked )
- Shared goals: “Create Financial Goals and save toward shared priorities, such as an emergency fund or vacation.” (source, opens in a new tab, checked )
- Irregular income: “Variable income: income with inconsistent amounts or pay dates such as commission cannot be tracked by the app due to being unpredictable.” (source, opens in a new tab, checked )
- Business use: “Create as many customized budget categories from your linked accounts as you need for different aspects of your life - whether that be from your personal expenses, family finances, or business costs.” (source, opens in a new tab, checked )
- Tax time: “Download your transaction data for specific time periods, perfect for tax preparation, personal record-keeping, or detailed financial analysis.” (source, opens in a new tab, checked )
- Exporting your data: “You can also add notes to any transaction (helpful for remembering context months later), create manual transactions for cash purchases or accounts you prefer not to link, and export filtered transaction lists to CSV files for further analysis or tax preparation.” (source, opens in a new tab, checked )
- Age and family: “You may not use the Services, and you may not accept this Agreement, if you’re not at least 18 years of age” (source, opens in a new tab, checked )
What Rocket Money and its alternatives cost
- Rocket Money
Rocket Money has a free version. Premium uses a pay what you think is fair price that Rocket Money says typically ranges from $7 to $14 a month, and Premium+ costs $15 a month.
Albert$19.99a month
Albert's Standard plan costs $19.99 a month, and Genius and Family plans cost $39.99 a month. A Family plan covers the owner and up to 4 family members.
Cleo$5.99a month
Cleo has a free version. Plus is $5.99 a month or $44.99 a year, Pro is $8.99 a month and Builder is $14.99 a month.
Cost over 1 and 3 years: $44.99 and $134.97, at the yearly list price before tax.
Copilot Money$13a month
Copilot Money costs $13 a month, or $95 a year billed yearly.
Cost over 1 and 3 years: $95 and $285, at the yearly list price before tax.
As of · copilot.money
EveryDollar$17.99a month
EveryDollar has a free version. After a 14-day free trial, premium costs $79.99 a year billed annually, or $17.99 a month billed monthly.
Cost over 1 and 3 years: $79.99 and $239.97, at the yearly list price before tax.
As of · everydollar.com
Goodbudget$10a month
Goodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year.
Cost over 1 and 3 years: $80 and $240, at the yearly list price before tax.
As of · goodbudget.com/signup
HoneydueHoneydue says it is 100% free for everybody and doesn't block any features with a paywall. It asks users to consider an optional monthly tip of $1 to $10.
Monarch Money$14.99a month
Monarch Core costs $14.99 a month, or $99.99 a year billed annually. Monarch Plus costs $199.99 a year billed annually.
Cost over 1 and 3 years: $99.99 and $299.97, at the yearly list price before tax.
As of · monarch.com/pricing
Origin$12.99a month
Origin's annual plan is a one-time payment of $99 for 12 months, and the monthly plan costs $12.99 a month.
PocketGuard$12.99a month
PocketGuard Premium costs $12.99 a month, $74.99 a year billed yearly, or $149.99 once for lifetime access.
Cost over 1 and 3 years: $74.99 and $224.97, at the yearly list price before tax.
As of · pocketguard.com/pricing
Quicken Simplifi$6.99a month, billed yearly
Quicken Simplifi lists $6.99 a month, billed annually. New members who order directly from Quicken by November 29, 2026 see a first-year offer of $3.99 a month, billed annually.
As of · quicken.com/products/simplifi
YNAB$14.99a month
YNAB costs $14.99 a month, or $109 a year paid annually, plus tax where applicable.
Cost over 1 and 3 years: $109 and $327, at the yearly list price before tax.
As of · ynab.com/pricing
Fifecta$15a month
Fifecta costs $15 a month or $150 a year.
Cost over 1 and 3 years: $150 and $450, at the yearly list price before tax.
As of · pricelesstay.com/fifecta
Actual BudgetActual is free and open source, and its desktop apps run locally.
As of · github.com/actualbudget/actual
- Finances in ChatGPT
OpenAI lists Finances for U.S. Free, Go, Plus and Pro users.
Bars show only when every app here lists a yearly price, so these prices sit side by side without them. Prices are list prices from each app's own page, before tax and any offer.
Alternatives to Rocket Money, closest category first
Each card puts the app's facts next to Rocket Money's, with the date we checked each one. The order follows how close the category is, not how good the app is.
How Rocket Money compares at a glance
- Honeydue and Actual Budget are free, unlike Rocket Money, which has paid plans next to its free one.
- Rocket Money's free trial lasts 7 days. Against that, Albert (30 days), EveryDollar (14 days) and YNAB (34 days) run longer and Goodbudget, Honeydue, Simplifi, Actual Budget and Finances in ChatGPT have no free trial.
- Where Rocket Money pulls in your bank data, EveryDollar and Goodbudget sync banks only when paid.
- Rocket Money doesn't list Mac, and Copilot Money, Origin and Actual Budget do.
- PocketGuard and YNAB run on Apple Watch, which Rocket Money doesn't list.
- Actual Budget runs on Windows, which Rocket Money doesn't list.
- Rocket Money doesn't list Linux, and Actual Budget does.
- Rocket Money lists the web, and Albert, Cleo, Honeydue and Actual Budget don't.
- Rocket Money lists Android, and Copilot Money and Actual Budget don't.
- Actual Budget doesn't list iPhone, where Rocket Money runs.
- Rocket Money holds a 4.5 App Store rating. Of the apps below, Albert (4.7), Cleo (4.7), Copilot Money (4.8), EveryDollar (4.7), Goodbudget (4.6), Monarch Money (4.9), Origin (4.6), PocketGuard (4.6) and YNAB (4.8) rate higher.
- For help, Rocket Money lists these channels: in-app chat and email. Of the apps below, Albert, Origin and Simplifi list phone support.
- Rocket Money offers shared budgets, which Cleo's own pages say it doesn't.
- Rocket Money offers investment tracking, which Cleo's own pages say it doesn't.
- Albert, Copilot Money, Honeydue, Monarch Money, Origin, YNAB and Actual Budget offer joint and individual views, which Rocket Money's own pages say it doesn't.
- EveryDollar, Goodbudget, Monarch Money, Simplifi and YNAB offer help with irregular income, which Rocket Money's own pages say it doesn't.
- Rocket Money offers business money tracking, which Albert, Cleo, EveryDollar, Goodbudget and Honeydue say on their own pages they don't.
- Rocket Money offers exports for tax time, which Cleo's own pages say it doesn't.
- YNAB offers options for kids, which Rocket Money's own pages say it doesn't.
Other budgeting apps
- Same category
Albert
Budgeting app
Albert is a subscription money app for budgeting, banking, saving and investing, with an AI assistant called Genius.
- Price and fees
- AlbertAlbert's Standard plan costs $19.99 a month, and Genius and Family plans cost $39.99 a month. A Family plan covers the owner and up to 4 family members.As of Nov 12, 2026. Source: help.albert.com/hc/en-us/articles/21583583733271-How-much-does-Albert-cost
- Rocket MoneyRocket Money has a free version. Premium uses a pay what you think is fair price that Rocket Money says typically ranges from $7 to $14 a month, and Premium+ costs $15 a month.As of Nov 3, 2026. Source: rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost
- Free trial
- AlbertAlbert says you can try your plan for 30 days before you're charged.As of Nov 12, 2026. Source: albert.com
- Rocket MoneyRocket Money says new Premium members get a 7-day free trial, then the monthly subscription continues at the price chosen at signup.As of Nov 3, 2026. Source: help.rocketmoney.com/en/articles/2217739-how-much-does-rocket-money-cost
- Platforms
- AlbertAlbert lists iOS and Android.As of Nov 12, 2026. Source: albert.com
- Rocket MoneyRocket Money lists iOS, Android and Web.As of Nov 3, 2026. Source: rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost
- App store rating
- AlbertAlbert has 4.7 out of 5 on the App Store from 343,539 ratings.As of Nov 12, 2026. Source: App Store listing
- Rocket MoneyRocket Money has 4.5 out of 5 on the App Store from 404,690 ratings.As of Nov 3, 2026. Source: App Store listing
How Albert differs from Rocket Money
Rocket Money pairs a free version with paid plans, and Albert sells only paid plans. You get 30 free days with Albert, and Rocket Money's trial runs 7. Albert's platform list leaves out the web, which Rocket Money covers. Unlike Rocket Money, Albert offers joint and individual views. Albert's own pages say it doesn't offer business money tracking, which Rocket Money includes. Albert allows up to 5 people on one plan, where Rocket Money's cap is 2. Albert lists phone support, which isn't on Rocket Money's support list. Albert's App Store rating is 4.7 from 343,539 ratings, against 4.5 from 404,690 ratings for Rocket Money. Like Rocket Money, Albert is a budgeting app. As with Rocket Money, Albert connects to your bank. Albert offers goals, shared budgets, investment tracking, AI features and data export, which Rocket Money includes too. Like Rocket Money, Albert says on its own pages that it doesn't offer options for kids. As with Rocket Money, Albert gives partners separate logins. Albert lists email and chat support, which Rocket Money provides too.
Who it fits
- Albert lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
- Albert lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- Albert lists an APY on deposits. That fits a Saver, whose first fix is putting saved money to work.
- Albert lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
- Same category
Cleo
Budgeting app
Cleo is a money app with an AI chat assistant, budgeting tools and cash advances.
- Price and fees
- CleoCleo has a free version. Plus is $5.99 a month or $44.99 a year, Pro is $8.99 a month and Builder is $14.99 a month.As of Nov 3, 2026. Source: web.meetcleo.com/faqs/en/articles/11864260-does-cleo-offer-annual-subscription-options
- Rocket MoneyRocket Money has a free version. Premium uses a pay what you think is fair price that Rocket Money says typically ranges from $7 to $14 a month, and Premium+ costs $15 a month.As of Nov 3, 2026. Source: rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost
- Platforms
- CleoCleo lists iOS and Android.As of Nov 12, 2026. Source: meetcleo.com
- Rocket MoneyRocket Money lists iOS, Android and Web.As of Nov 3, 2026. Source: rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost
- App store rating
- CleoCleo has 4.7 out of 5 on the App Store from 268,990 ratings.As of Nov 12, 2026. Source: App Store listing
- Rocket MoneyRocket Money has 4.5 out of 5 on the App Store from 404,690 ratings.As of Nov 3, 2026. Source: App Store listing
How Cleo differs from Rocket Money
Cleo's platform list leaves out the web, which Rocket Money covers. Cleo's own pages say it doesn't offer shared budgets, investment tracking, business money tracking and exports for tax time, which Rocket Money includes. Cleo has partners share one login, while Rocket Money lets each partner sign in on their own. On the App Store, Cleo is rated 4.7 from 268,990 ratings, next to Rocket Money's 4.5 from 404,690 ratings. Cleo and Rocket Money are both budgeting apps. Like Rocket Money, Cleo has a free version. Cleo syncs with your bank, the same as Rocket Money. Cleo offers goals and AI features, which Rocket Money includes too. Neither Cleo nor Rocket Money offers options for kids, going by each app's own pages. Like Rocket Money, Cleo lists email and chat support.
Who it fits
- Cleo lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- Cleo lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
- Same category
Copilot Money
Budgeting app
Copilot Money is a paid budgeting and tracking app that uses AI to tag your transactions automatically.
- Price and fees
- Copilot MoneyCopilot Money costs $13 a month, or $95 a year billed yearly.As of Nov 3, 2026. Source: copilot.money
- Rocket MoneyRocket Money has a free version. Premium uses a pay what you think is fair price that Rocket Money says typically ranges from $7 to $14 a month, and Premium+ costs $15 a month.As of Nov 3, 2026. Source: rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost
- Free trial
- Copilot MoneyCopilot Money says you can test drive the app before you connect an account and then start a free trial. Its pricing section does not list the trial length.As of Nov 3, 2026. Source: copilot.money
- Rocket MoneyRocket Money says new Premium members get a 7-day free trial, then the monthly subscription continues at the price chosen at signup.As of Nov 3, 2026. Source: help.rocketmoney.com/en/articles/2217739-how-much-does-rocket-money-cost
- Platforms
- Copilot MoneyCopilot Money lists iPhone, iPad, Mac and Web.As of Nov 3, 2026. Source: copilot.money
- Rocket MoneyRocket Money lists iOS, Android and Web.As of Nov 3, 2026. Source: rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost
- App store rating
- Copilot MoneyCopilot Money has 4.8 out of 5 on the App Store from 30,895 ratings.As of Nov 3, 2026. Source: App Store listing
- Rocket MoneyRocket Money has 4.5 out of 5 on the App Store from 404,690 ratings.As of Nov 3, 2026. Source: App Store listing
How Copilot Money differs from Rocket Money
Copilot Money sells only paid plans, while Rocket Money pairs a free version with its paid ones. Beyond what Rocket Money covers, Copilot Money also runs on Mac. Copilot Money doesn't list Android, which Rocket Money covers. Unlike Rocket Money, Copilot Money offers joint and individual views. Unlike Rocket Money, which lets each partner sign in on their own, Copilot Money has partners share one login. On the App Store, Copilot Money is rated 4.8 from 30,895 ratings, next to Rocket Money's 4.5 from 404,690 ratings. Like Rocket Money, Copilot Money is a budgeting app. Like Rocket Money, Copilot Money links your bank accounts. On goals, investment tracking, AI features, data export and business money tracking, Copilot Money matches Rocket Money. Rocket Money rules out options for kids on its own pages, and so does Copilot Money. Like Rocket Money, Copilot Money lists email and chat support.
Who it fits
- Copilot Money lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
- Copilot Money lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- Copilot Money lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
- Same category
EveryDollar
Budgeting app
EveryDollar is a zero-based budgeting app from Ramsey Solutions with a free version and a paid premium version.
- Price and fees
- EveryDollarEveryDollar has a free version. After a 14-day free trial, premium costs $79.99 a year billed annually, or $17.99 a month billed monthly.As of Nov 3, 2026. Source: everydollar.com
- Rocket MoneyRocket Money has a free version. Premium uses a pay what you think is fair price that Rocket Money says typically ranges from $7 to $14 a month, and Premium+ costs $15 a month.As of Nov 3, 2026. Source: rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost
- Free trial
- EveryDollarEveryDollar premium starts with a 14-day free trial for new users.As of Nov 3, 2026. Source: everydollar.com
- Rocket MoneyRocket Money says new Premium members get a 7-day free trial, then the monthly subscription continues at the price chosen at signup.As of Nov 3, 2026. Source: help.rocketmoney.com/en/articles/2217739-how-much-does-rocket-money-cost
- Platforms
- EveryDollarEveryDollar lists iOS, Android and Computer.As of Nov 3, 2026. Source: ramseysolutions.com/money/everydollar
- Rocket MoneyRocket Money lists iOS, Android and Web.As of Nov 3, 2026. Source: rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost
- App store rating
- EveryDollarEveryDollar has 4.7 out of 5 on the App Store from 84,203 ratings.As of Nov 3, 2026. Source: App Store listing
- Rocket MoneyRocket Money has 4.5 out of 5 on the App Store from 404,690 ratings.As of Nov 3, 2026. Source: App Store listing
How EveryDollar differs from Rocket Money
EveryDollar's free trial lasts 14 days, longer than Rocket Money's 7-day trial. Rocket Money keeps your bank in sync, but EveryDollar syncs banks only when paid. EveryDollar offers help with irregular income, which Rocket Money's own pages rule out. EveryDollar's own pages say it doesn't offer business money tracking, which Rocket Money includes. Rocket Money provides email and chat support, which EveryDollar doesn't list. On the App Store, EveryDollar is rated 4.7 from 84,203 ratings, next to Rocket Money's 4.5 from 404,690 ratings. Like Rocket Money, EveryDollar is a budgeting app. Like Rocket Money, EveryDollar has a free version. EveryDollar offers goals, shared budgets, investment tracking, data export and shared goals, which Rocket Money includes too. Rocket Money rules out joint and individual views on its own pages, and so does EveryDollar. Like Rocket Money, EveryDollar gives partners separate logins. EveryDollar allows up to 2 people on one plan, matching Rocket Money's cap.
Who it fits
- EveryDollar lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
- EveryDollar lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- EveryDollar lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
- Same category
Goodbudget
Budgeting app
Goodbudget is an envelope budgeting app with a free version and a paid Premium version.
- Price and fees
- GoodbudgetGoodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year.As of Nov 3, 2026. Source: goodbudget.com/signup
- Rocket MoneyRocket Money has a free version. Premium uses a pay what you think is fair price that Rocket Money says typically ranges from $7 to $14 a month, and Premium+ costs $15 a month.As of Nov 3, 2026. Source: rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost
- Free trial
- GoodbudgetGoodbudget says it isn't offering trials of Premium. There is a Free Forever plan, and you can ask for a refund within the first 30 days of a subscription.As of Nov 3, 2026. Source: forums.goodbudget.com/t/premium-level/2994
- Rocket MoneyRocket Money says new Premium members get a 7-day free trial, then the monthly subscription continues at the price chosen at signup.As of Nov 3, 2026. Source: help.rocketmoney.com/en/articles/2217739-how-much-does-rocket-money-cost
- Platforms
- GoodbudgetGoodbudget lists Web, Android and iPhone.As of Nov 3, 2026. Source: goodbudget.com/signup
- Rocket MoneyRocket Money lists iOS, Android and Web.As of Nov 3, 2026. Source: rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost
- App store rating
- GoodbudgetGoodbudget has 4.6 out of 5 on the App Store from 13,528 ratings.As of Nov 3, 2026. Source: App Store listing
- Rocket MoneyRocket Money has 4.5 out of 5 on the App Store from 404,690 ratings.As of Nov 3, 2026. Source: App Store listing
How Goodbudget differs from Rocket Money
Rocket Money's trial runs 7 days, and Goodbudget has no free trial. Goodbudget has paid-only bank sync, while Rocket Money pulls in your bank data. Unlike Rocket Money, Goodbudget offers help with irregular income. Goodbudget's own pages say it doesn't offer business money tracking, which Rocket Money includes. Where Rocket Money lets each partner sign in on their own, Goodbudget has partners share one login. Goodbudget doesn't list chat support, which Rocket Money provides. On the App Store, Goodbudget is rated 4.6 from 13,528 ratings, next to Rocket Money's 4.5 from 404,690 ratings. Like Rocket Money, Goodbudget is a budgeting app. Like Rocket Money, Goodbudget has a free version. Like Rocket Money, Goodbudget runs on iPhone, Android and the web. Goodbudget offers goals, shared budgets, data export, shared goals and exports for tax time, which Rocket Money includes too. Neither Goodbudget nor Rocket Money offers options for kids, going by each app's own pages. Goodbudget lists email support, which Rocket Money provides too.
Who it fits
- Goodbudget lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- Goodbudget lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
- Same category
Honeydue
Budgeting app
Honeydue is a free mobile app for couples to track balances, budgets and bills together, with controls over what each partner shares.
- Price and fees
- HoneydueHoneydue says it is 100% free for everybody and doesn't block any features with a paywall. It asks users to consider an optional monthly tip of $1 to $10.As of Nov 3, 2026. Source: support.honeydue.com/en/articles/3179714-how-does-honeydue-earn-money
- Rocket MoneyRocket Money has a free version. Premium uses a pay what you think is fair price that Rocket Money says typically ranges from $7 to $14 a month, and Premium+ costs $15 a month.As of Nov 3, 2026. Source: rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost
- Free trial
- HoneydueHoneydue needs no trial: it says it is 100% free for everybody and doesn't block any features with a paywall.As of Nov 3, 2026. Source: support.honeydue.com/en/articles/3179714-how-does-honeydue-earn-money
- Rocket MoneyRocket Money says new Premium members get a 7-day free trial, then the monthly subscription continues at the price chosen at signup.As of Nov 3, 2026. Source: help.rocketmoney.com/en/articles/2217739-how-much-does-rocket-money-cost
- Platforms
- HoneydueHoneydue lists iOS and Android.As of Nov 3, 2026. Source: honeydue.com
- Rocket MoneyRocket Money lists iOS, Android and Web.As of Nov 3, 2026. Source: rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost
- App store rating
- HoneydueHoneydue has 4.5 out of 5 on the App Store from 10,281 ratings.As of Nov 3, 2026. Source: App Store listing
- Rocket MoneyRocket Money has 4.5 out of 5 on the App Store from 404,690 ratings.As of Nov 3, 2026. Source: App Store listing
How Honeydue differs from Rocket Money
Unlike Rocket Money, which also sells paid plans, Honeydue is free. Honeydue has no free trial, while Rocket Money gives you 7 days. Honeydue's platform list leaves out the web, which Rocket Money covers. Honeydue offers joint and individual views, which Rocket Money's own pages rule out. Honeydue's own pages say it doesn't offer business money tracking, which Rocket Money includes. Honeydue is a budgeting app, the same kind of app as Rocket Money. As with Rocket Money, Honeydue syncs with your bank. Honeydue offers shared budgets and investment tracking, which Rocket Money includes too. Neither Honeydue nor Rocket Money offers options for kids, going by each app's own pages. Honeydue gives partners separate logins, the same as Rocket Money. Like Rocket Money, Honeydue lists email and chat support. Honeydue is rated 4.5 from 10,281 ratings on the App Store, the same 4.5 rating Rocket Money has.
Who it fits
- Honeydue lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
- Honeydue lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
- Same category
Monarch Money
Budgeting app
Monarch Money is a paid app for budgeting and for tracking your accounts, net worth and goals in one place.
- Price and fees
- Monarch MoneyMonarch Core costs $14.99 a month, or $99.99 a year billed annually. Monarch Plus costs $199.99 a year billed annually.As of Nov 3, 2026. Source: monarch.com/pricing
- Rocket MoneyRocket Money has a free version. Premium uses a pay what you think is fair price that Rocket Money says typically ranges from $7 to $14 a month, and Premium+ costs $15 a month.As of Nov 3, 2026. Source: rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost
- Free trial
- Monarch MoneyMonarch offers a free 7-day trial, and you need a payment method to start it.As of Nov 3, 2026. Source: monarch.com/pricing
- Rocket MoneyRocket Money says new Premium members get a 7-day free trial, then the monthly subscription continues at the price chosen at signup.As of Nov 3, 2026. Source: help.rocketmoney.com/en/articles/2217739-how-much-does-rocket-money-cost
- Platforms
- Monarch MoneyMonarch Money lists Web, iOS and Android.As of Nov 3, 2026. Source: monarch.com
- Rocket MoneyRocket Money lists iOS, Android and Web.As of Nov 3, 2026. Source: rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost
- App store rating
- Monarch MoneyMonarch Money has 4.9 out of 5 on the App Store from 116,791 ratings.As of Nov 3, 2026. Source: App Store listing
- Rocket MoneyRocket Money has 4.5 out of 5 on the App Store from 404,690 ratings.As of Nov 3, 2026. Source: App Store listing
How Monarch Money differs from Rocket Money
Monarch Money sells only paid plans, while Rocket Money pairs a free version with its paid ones. Monarch Money has joint and individual views and help with irregular income, where Rocket Money says no. Rocket Money provides email and chat support, which Monarch Money doesn't list. On the App Store, Monarch Money is rated 4.9 from 116,791 ratings, next to Rocket Money's 4.5 from 404,690 ratings. Monarch Money is a budgeting app, the same kind of app as Rocket Money. Monarch Money's free trial lasts 7 days, matching Rocket Money's. As with Rocket Money, Monarch Money syncs with your bank. Monarch Money runs on the same platforms Rocket Money covers: iPhone, Android and the web. Monarch Money offers goals, shared budgets, investment tracking, AI features, data export, shared goals, business money tracking and exports for tax time, which Rocket Money includes too. Rocket Money rules out options for kids on its own pages, and so does Monarch Money. Monarch Money gives partners separate logins, the same as Rocket Money.
Who it fits
- Monarch Money lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
- Monarch Money lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- Monarch Money lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
- Same category
Origin
Budgeting app
Origin is a paid app for budgeting, tracking your accounts and investments, and asking an AI advisor about your money, with free partner access.
- Price and fees
- OriginOrigin's annual plan is a one-time payment of $99 for 12 months, and the monthly plan costs $12.99 a month.As of Nov 12, 2026. Source: support.useorigin.com/hc/en-us/articles/27538341764621-How-will-I-be-billed-for-the-annual-plan
- Rocket MoneyRocket Money has a free version. Premium uses a pay what you think is fair price that Rocket Money says typically ranges from $7 to $14 a month, and Premium+ costs $15 a month.As of Nov 3, 2026. Source: rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost
- Free trial
- OriginOrigin offers a 7-day free trial on monthly and annual plans, but says the trial is currently unavailable while its $1 for a year promotion runs.As of Nov 12, 2026. Source: support.useorigin.com/hc/en-us/articles/27519866928013-Is-there-a-free-trial-for-both-monthly-and-yearly-membership-plans
- Rocket MoneyRocket Money says new Premium members get a 7-day free trial, then the monthly subscription continues at the price chosen at signup.As of Nov 3, 2026. Source: help.rocketmoney.com/en/articles/2217739-how-much-does-rocket-money-cost
- Platforms
- OriginOrigin lists Web, iOS, Android and Mac.As of Nov 12, 2026. Source: useorigin.com
- Rocket MoneyRocket Money lists iOS, Android and Web.As of Nov 3, 2026. Source: rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost
- App store rating
- OriginOrigin has 4.6 out of 5 on the App Store from 4,019 ratings.As of Nov 12, 2026. Source: App Store listing
- Rocket MoneyRocket Money has 4.5 out of 5 on the App Store from 404,690 ratings.As of Nov 3, 2026. Source: App Store listing
How Origin differs from Rocket Money
Rocket Money pairs a free version with paid plans, and Origin sells only paid plans. Origin runs on Mac, which Rocket Money's list leaves out. Origin offers joint and individual views, which Rocket Money's own pages rule out. Origin lists phone support, which isn't on Rocket Money's support list. Origin doesn't list chat support, which Rocket Money provides. Origin rates 4.6 from 4,019 ratings on the App Store, where Rocket Money sits at 4.5 from 404,690 ratings. Origin is a budgeting app, the same kind of app as Rocket Money. Origin links your bank accounts, the same as Rocket Money. Like Rocket Money, Origin offers goals, shared budgets, investment tracking, AI features, data export, shared goals and business money tracking. Like Rocket Money, Origin says on its own pages that it doesn't offer options for kids. As with Rocket Money, Origin gives partners separate logins. Like Rocket Money, Origin allows up to 2 people on one plan. Origin lists email support, which Rocket Money provides too.
Who it fits
- Origin lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
- Origin lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- Origin lists an APY on deposits. That fits a Saver, whose first fix is putting saved money to work.
- Origin lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
- Same category
PocketGuard
Budgeting app
PocketGuard is a paid budgeting app that tracks your accounts, bills and budgets and shows what is safe to spend.
- Price and fees
- PocketGuardPocketGuard Premium costs $12.99 a month, $74.99 a year billed yearly, or $149.99 once for lifetime access.As of Nov 3, 2026. Source: pocketguard.com/pricing
- Rocket MoneyRocket Money has a free version. Premium uses a pay what you think is fair price that Rocket Money says typically ranges from $7 to $14 a month, and Premium+ costs $15 a month.As of Nov 3, 2026. Source: rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost
- Free trial
- PocketGuardPocketGuard offers a 7-day free trial.As of Nov 3, 2026. Source: pocketguard.com/pricing
- Rocket MoneyRocket Money says new Premium members get a 7-day free trial, then the monthly subscription continues at the price chosen at signup.As of Nov 3, 2026. Source: help.rocketmoney.com/en/articles/2217739-how-much-does-rocket-money-cost
- Platforms
- PocketGuardPocketGuard lists Web, iOS, Apple Watch and Android.As of Nov 3, 2026. Source: pocketguard.com
- Rocket MoneyRocket Money lists iOS, Android and Web.As of Nov 3, 2026. Source: rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost
- App store rating
- PocketGuardPocketGuard has 4.6 out of 5 on the App Store from 7,683 ratings.As of Nov 3, 2026. Source: App Store listing
- Rocket MoneyRocket Money has 4.5 out of 5 on the App Store from 404,690 ratings.As of Nov 3, 2026. Source: App Store listing
How PocketGuard differs from Rocket Money
PocketGuard sells only paid plans, while Rocket Money pairs a free version with its paid ones. Beyond what Rocket Money covers, PocketGuard also runs on Apple Watch. Unlike Rocket Money, which lets each partner sign in on their own, PocketGuard has partners share one login. PocketGuard's App Store rating is 4.6 from 7,683 ratings, against 4.5 from 404,690 ratings for Rocket Money. PocketGuard and Rocket Money are both budgeting apps. Like Rocket Money, PocketGuard offers a 7-day free trial. As with Rocket Money, PocketGuard connects to your bank. Like Rocket Money, PocketGuard offers goals, investment tracking, AI features and data export. Like Rocket Money, PocketGuard says on its own pages that it doesn't offer joint and individual views and options for kids. Like Rocket Money, PocketGuard lists email and chat support.
Who it fits
- PocketGuard lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
- PocketGuard lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- PocketGuard lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
- Same category
Quicken Simplifi
Budgeting app
Quicken Simplifi is a paid web and mobile app that builds a spending plan from your income, bills and subscriptions.
- Price and fees
- SimplifiQuicken Simplifi lists $6.99 a month, billed annually. New members who order directly from Quicken by November 29, 2026 see a first-year offer of $3.99 a month, billed annually.As of Nov 3, 2026. Source: quicken.com/products/simplifi
- Rocket MoneyRocket Money has a free version. Premium uses a pay what you think is fair price that Rocket Money says typically ranges from $7 to $14 a month, and Premium+ costs $15 a month.As of Nov 3, 2026. Source: rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost
- Free trial
- SimplifiQuicken says Simplifi has no free trial, but offers a 30-day money-back guarantee from the original purchase date for subscriptions bought directly from Quicken.As of Nov 3, 2026. Source: support.simplifi.quicken.com/en/articles/3363727-quicken-simplifi-subscription-questions
- Rocket MoneyRocket Money says new Premium members get a 7-day free trial, then the monthly subscription continues at the price chosen at signup.As of Nov 3, 2026. Source: help.rocketmoney.com/en/articles/2217739-how-much-does-rocket-money-cost
- Platforms
- SimplifiQuicken Simplifi lists Web and Mobile.As of Nov 3, 2026. Source: quicken.com/products/simplifi
- Rocket MoneyRocket Money lists iOS, Android and Web.As of Nov 3, 2026. Source: rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost
- App store rating
- SimplifiQuicken Simplifi has 4.5 out of 5 on the App Store from 11,972 ratings.As of Nov 3, 2026. Source: App Store listing
- Rocket MoneyRocket Money has 4.5 out of 5 on the App Store from 404,690 ratings.As of Nov 3, 2026. Source: App Store listing
How Simplifi differs from Rocket Money
Simplifi sells only paid plans, while Rocket Money pairs a free version with its paid ones. Simplifi has no free trial, while Rocket Money gives you 7 days. Simplifi offers help with irregular income, which Rocket Money's own pages rule out. Simplifi lists phone support, and Rocket Money's support list doesn't. Rocket Money provides email support, which Simplifi doesn't list. Simplifi is a budgeting app, the same kind of app as Rocket Money. Simplifi connects to your bank, the same as Rocket Money. Simplifi offers goals, shared budgets, investment tracking, AI features, data export, shared goals and exports for tax time, which Rocket Money includes too. Like Rocket Money, Simplifi says on its own pages that it doesn't offer joint and individual views and options for kids. As with Rocket Money, Simplifi gives partners separate logins. Simplifi allows up to 2 people on one plan, matching Rocket Money's cap. Like Rocket Money, Simplifi lists chat support. Simplifi is rated 4.5 from 11,972 ratings on the App Store, the same 4.5 rating Rocket Money has.
Who it fits
- Simplifi lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
- Simplifi lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- Simplifi lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
- Same category
YNAB
Budgeting app
YNAB is a paid budgeting app built around the YNAB Method, where you give every dollar a job before you spend it.
- Price and fees
- YNABYNAB costs $14.99 a month, or $109 a year paid annually, plus tax where applicable.As of Nov 3, 2026. Source: ynab.com/pricing
- Rocket MoneyRocket Money has a free version. Premium uses a pay what you think is fair price that Rocket Money says typically ranges from $7 to $14 a month, and Premium+ costs $15 a month.As of Nov 3, 2026. Source: rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost
- Free trial
- YNABYNAB offers a 34-day free trial, and you don't need a credit card when you sign up directly with YNAB.As of Nov 3, 2026. Source: ynab.com/pricing
- Rocket MoneyRocket Money says new Premium members get a 7-day free trial, then the monthly subscription continues at the price chosen at signup.As of Nov 3, 2026. Source: help.rocketmoney.com/en/articles/2217739-how-much-does-rocket-money-cost
- Platforms
- YNABYNAB lists Web, iPhone, Android, iPad and Apple Watch.As of Nov 3, 2026. Source: ynab.com/our-app-lineup
- Rocket MoneyRocket Money lists iOS, Android and Web.As of Nov 3, 2026. Source: rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost
- App store rating
- YNABYNAB has 4.8 out of 5 on the App Store from 62,068 ratings.As of Nov 3, 2026. Source: App Store listing
- Rocket MoneyRocket Money has 4.5 out of 5 on the App Store from 404,690 ratings.As of Nov 3, 2026. Source: App Store listing
How YNAB differs from Rocket Money
Rocket Money pairs a free version with paid plans, and YNAB sells only paid plans. YNAB offers 34 free days, against the 7 days Rocket Money gives you. YNAB runs on Apple Watch, which Rocket Money's list leaves out. Unlike Rocket Money, YNAB offers joint and individual views, help with irregular income and options for kids. YNAB allows up to 6 people on one plan, where Rocket Money's cap is 2. YNAB rates 4.8 from 62,068 ratings on the App Store, where Rocket Money sits at 4.5 from 404,690 ratings. Like Rocket Money, YNAB is a budgeting app. YNAB links your bank accounts, the same as Rocket Money. YNAB offers goals, shared budgets, investment tracking, data export, shared goals, business money tracking and exports for tax time, which Rocket Money includes too. Like Rocket Money, YNAB gives partners separate logins. YNAB lists email and chat support, which Rocket Money provides too.
Who it fits
- YNAB lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
- YNAB lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- YNAB lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.
Our appFifecta
Budgeting app
Fifecta is the Priceless Tay budgeting app that gives every paycheck a plan with FUNDS, built on your Money Type.
- Price and fees
- FifectaFifecta costs $15 a month or $150 a year.As of Nov 3, 2026. Source: pricelesstay.com/fifecta
- Rocket MoneyRocket Money has a free version. Premium uses a pay what you think is fair price that Rocket Money says typically ranges from $7 to $14 a month, and Premium+ costs $15 a month.As of Nov 3, 2026. Source: rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost
- Free trial
- FifectaFifecta is free for 7 days, and you can cancel anytime in the app.As of Nov 3, 2026. Source: pricelesstay.com/fifecta
- Rocket MoneyRocket Money says new Premium members get a 7-day free trial, then the monthly subscription continues at the price chosen at signup.As of Nov 3, 2026. Source: help.rocketmoney.com/en/articles/2217739-how-much-does-rocket-money-cost
- Platforms
- FifectaFifecta lists Web, iPhone (home screen install) and Android (home screen install).As of Nov 3, 2026. Source: pricelesstay.com/fifecta
- Rocket MoneyRocket Money lists iOS, Android and Web.As of Nov 3, 2026. Source: rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost
- App store rating
- FifectaWeb app, not in app stores.As of Nov 3, 2026. Source: pricelesstay.com/fifecta
- Rocket MoneyRocket Money has 4.5 out of 5 on the App Store from 404,690 ratings.As of Nov 3, 2026. Source: App Store listing
How Fifecta differs from Rocket Money
Rocket Money pairs a free version with paid plans, and Fifecta sells only paid plans. Unlike Rocket Money, which pulls in your bank data, Fifecta makes bank sync optional. Unlike Rocket Money, Fifecta offers joint and individual views and help with irregular income. Fifecta doesn't list email and chat support, which Rocket Money provides. Like Rocket Money, Fifecta is a budgeting app. Fifecta's free trial lasts 7 days, matching Rocket Money's. Like Rocket Money, Fifecta offers goals, shared budgets, investment tracking, AI features, data export, shared goals, business money tracking and exports for tax time. Like Rocket Money, Fifecta says on its own pages that it doesn't offer options for kids. Like Rocket Money, Fifecta allows up to 2 people on one plan.
Who it fits
- Fifecta lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
- Fifecta lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- Fifecta lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
AI money tools
- Nearby category
Actual Budget
AI money tool
Actual Budget is an open source, local-first budgeting app built on envelope budgeting that you can self-host.
- Price and fees
- Actual BudgetActual is free and open source, and its desktop apps run locally.As of Nov 3, 2026. Source: github.com/actualbudget/actual
- Rocket MoneyRocket Money has a free version. Premium uses a pay what you think is fair price that Rocket Money says typically ranges from $7 to $14 a month, and Premium+ costs $15 a month.As of Nov 3, 2026. Source: rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost
- Free trial
- Actual BudgetActual needs no trial: it says it is 100% free and open source.As of Nov 3, 2026. Source: github.com/actualbudget/actual
- Rocket MoneyRocket Money says new Premium members get a 7-day free trial, then the monthly subscription continues at the price chosen at signup.As of Nov 3, 2026. Source: help.rocketmoney.com/en/articles/2217739-how-much-does-rocket-money-cost
- Platforms
- Actual BudgetActual Budget lists Windows, macOS and Linux.As of Nov 3, 2026. Source: actualbudget.org/download
- Rocket MoneyRocket Money lists iOS, Android and Web.As of Nov 3, 2026. Source: rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost
- App store rating
- Actual BudgetDesktop and web app; its official iOS app is in beta testing on TestFlight and there is no official Android app yet.As of Nov 3, 2026. Source: actualbudget.org/docs/faq
- Rocket MoneyRocket Money has 4.5 out of 5 on the App Store from 404,690 ratings.As of Nov 3, 2026. Source: App Store listing
How Actual Budget differs from Rocket Money
Actual Budget is an AI money tool, a different kind of app from Rocket Money. Actual Budget is free, while Rocket Money pairs a free version with paid plans. Rocket Money's trial runs 7 days, and Actual Budget has no free trial. Actual Budget adds Windows, Mac and Linux, beyond Rocket Money's list. Actual Budget doesn't list iPhone, Android and the web, which Rocket Money covers. Actual Budget offers joint and individual views, which Rocket Money's own pages rule out. Actual Budget doesn't list email and chat support, which Rocket Money provides. As with Rocket Money, Actual Budget connects to your bank. Like Rocket Money, Actual Budget offers goals, shared budgets, investment tracking and data export. Actual Budget gives partners separate logins, the same as Rocket Money.
Who it fits
- Actual Budget lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
- Actual Budget lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- Actual Budget lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
- Nearby category
Finances in ChatGPT
AI money tool
Finances is a built-in ChatGPT feature that links your bank accounts through Plaid and shows a money dashboard in ChatGPT.
- Price and fees
- Finances in ChatGPTOpenAI lists Finances for U.S. Free, Go, Plus and Pro users.As of Nov 3, 2026. Source: help.openai.com/en/articles/20001222-finances-in-chatgpt
- Rocket MoneyRocket Money has a free version. Premium uses a pay what you think is fair price that Rocket Money says typically ranges from $7 to $14 a month, and Premium+ costs $15 a month.As of Nov 3, 2026. Source: rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost
- Free trial
- Finances in ChatGPTFinances needs no trial: OpenAI says it is available in the U.S. to Free, Go, Plus, and Pro users.As of Nov 3, 2026. Source: help.openai.com/en/articles/20001222-finances-in-chatgpt
- Rocket MoneyRocket Money says new Premium members get a 7-day free trial, then the monthly subscription continues at the price chosen at signup.As of Nov 3, 2026. Source: help.rocketmoney.com/en/articles/2217739-how-much-does-rocket-money-cost
- Platforms
- Finances in ChatGPTFinances in ChatGPT lists Web, iOS and Android.As of Nov 3, 2026. Source: help.openai.com/en/articles/20001222-finances-in-chatgpt
- Rocket MoneyRocket Money lists iOS, Android and Web.As of Nov 3, 2026. Source: rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost
- App store rating
- Finances in ChatGPTFeature inside the ChatGPT app.As of Nov 3, 2026. Source: help.openai.com/en/articles/20001222-finances-in-chatgpt
- Rocket MoneyRocket Money has 4.5 out of 5 on the App Store from 404,690 ratings.As of Nov 3, 2026. Source: App Store listing
How Finances in ChatGPT differs from Rocket Money
Finances in ChatGPT is an AI money tool, not a budgeting app like Rocket Money. Finances in ChatGPT has no free trial, while Rocket Money gives you 7 days. Rocket Money provides email support, which Finances in ChatGPT doesn't list. Like Rocket Money, Finances in ChatGPT syncs with your bank. Finances in ChatGPT runs on the same platforms Rocket Money covers: iPhone, Android and the web. Like Rocket Money, Finances in ChatGPT offers goals, investment tracking and AI features. Like Rocket Money, Finances in ChatGPT lists chat support.
Who it fits
- Finances in ChatGPT lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
- Finances in ChatGPT lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- Finances in ChatGPT lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
Who Rocket Money and its alternatives are for
Pick the tab that sounds like you. The questions come from app help centers, FAQ pages and user forums, and every answer comes from the app's own pages, with the date we checked it.
Just me
Budgeting on your own? These are the basics people ask about first.
Is it free?
Rocket Money: Rocket Money has a free version. Premium uses a pay what you think is fair price that Rocket Money says typically ranges from $7 to $14 a month, and Premium+ costs $15 a month.
As of . Source: rocketmoney.com
Albert: Albert's Standard plan costs $19.99 a month, and Genius and Family plans cost $39.99 a month. A Family plan covers the owner and up to 4 family members.
As of . Source: help.albert.com
Cleo: Cleo has a free version. Plus is $5.99 a month or $44.99 a year, Pro is $8.99 a month and Builder is $14.99 a month.
As of . Source: web.meetcleo.com
Copilot Money: Copilot Money costs $13 a month, or $95 a year billed yearly.
As of . Source: copilot.money
EveryDollar: EveryDollar has a free version. After a 14-day free trial, premium costs $79.99 a year billed annually, or $17.99 a month billed monthly.
As of . Source: everydollar.com
Goodbudget: Goodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year.
As of . Source: goodbudget.com
Honeydue: Honeydue says it is 100% free for everybody and doesn't block any features with a paywall. It asks users to consider an optional monthly tip of $1 to $10.
As of . Source: support.honeydue.com
Monarch Money: Monarch Core costs $14.99 a month, or $99.99 a year billed annually. Monarch Plus costs $199.99 a year billed annually.
As of . Source: monarch.com
Origin: Origin's annual plan is a one-time payment of $99 for 12 months, and the monthly plan costs $12.99 a month.
As of . Source: support.useorigin.com
PocketGuard: PocketGuard Premium costs $12.99 a month, $74.99 a year billed yearly, or $149.99 once for lifetime access.
As of . Source: pocketguard.com
Simplifi: Quicken Simplifi lists $6.99 a month, billed annually. New members who order directly from Quicken by November 29, 2026 see a first-year offer of $3.99 a month, billed annually.
As of . Source: quicken.com
YNAB: YNAB costs $14.99 a month, or $109 a year paid annually, plus tax where applicable.
As of . Source: ynab.com
Fifecta: Fifecta costs $15 a month or $150 a year.
As of . Source: pricelesstay.com
Actual Budget: Actual is free and open source, and its desktop apps run locally.
As of . Source: github.com
Finances in ChatGPT: OpenAI lists Finances for U.S. Free, Go, Plus and Pro users.
As of . Source: help.openai.com
Does it connect to my bank and import transactions?
Rocket Money: Yes. Rocket Money says it connects to your accounts through Plaid.
As of . Source: rocketmoney.com
Albert: Yes. Albert says it supports thousands of institutions to auto sync your balances and transactions.
As of . Source: albert.com
Cleo: Yes. Cleo's App Store listing says features like Money IQ need at least one bank account connected to the Cleo app.
As of . Source: apps.apple.com
Copilot Money: Yes. Copilot Money says it works with multiple data aggregators, starting with Plaid, so connected accounts update automatically. You can also add manual accounts.
As of . Source: help.copilot.money
EveryDollar: Premium only. EveryDollar premium connects your bank through Mastercard Connect and Plaid, and the free version uses manual entry.
As of . Source: ramseysolutions.com
Goodbudget: Premium only. Goodbudget Premium includes automatic bank sync for US banks only, and the free version does not list it.
As of . Source: goodbudget.com
Honeydue: Yes. Honeydue says it supports over 20,000 financial institutions across 5 countries, from bank accounts and loans to investments.
As of . Source: honeydue.com
Monarch Money: Yes. Monarch says it syncs with multiple financial data providers to connect with more than 13,000 financial institutions.
As of . Source: monarch.com
Origin: Yes. Origin says you can connect to over 11,000 financial institutions.
As of . Source: useorigin.com
PocketGuard: Yes. PocketGuard says it connects to more than 20,000 institutions in the US, Canada and the UK through Plaid, Finicity and Salt Edge.
As of . Source: pocketguard.com
Simplifi: Yes. Quicken says Simplifi connects to over 14k financial institutions.
As of . Source: quicken.com
YNAB: Yes. YNAB lets you connect your accounts and import transactions.
As of . Source: ynab.com
Fifecta: Optional. Fifecta connects banks through Plaid with read-only access, and you can type your income and spending in by hand instead.
As of . Source: pricelesstay.com
Actual Budget: Yes. Actual has built-in bank syncing through goCardless in the EU and UK and SimpleFIN in the US and Canada.
As of . Source: actualbudget.org
Finances in ChatGPT: Yes. OpenAI says Finances connects bank accounts through Plaid and credit through Experian, as separate connections.
As of . Source: help.openai.com
Is there support from the app's makers if I need help?
Rocket Money: Yes. In-app chat and email.
In their words: “However, as we are an app-based service, all our support is currently provided digitally.”
As of . Source: help.rocketmoney.com
Albert: Yes. Virtual assistant chat, live agent over text or email and phone (support options and voicemail).
In their words: “You can always ask to transfer to a live support agent to get continued support over text or email. Call us at (844) 891-9309 to listen to support options over the phone or leave a voicemail.”
As of . Source: help.albert.com
Cleo: Yes. In-app chat (Ask Cleo) and email.
In their words: “the fastest way to get help is in Ask Cleo.”
As of . Source: web.meetcleo.com
Copilot Money: Yes. In-app chat and email.
In their words: “Still have questions? Contact us in the app or at support@copilot.money.”
As of . Source: help.copilot.money
EveryDollar: Yes. Live person (free) and coaching (premium).
In their words: “Get support from a live person if you need help.”
As of . Source: ramseysolutions.com
Goodbudget: Yes. Community (Free) and email (Premium).
In their words: “Email support”
As of . Source: goodbudget.com
Honeydue: Yes. Email and in-app chat.
In their words: “You can email us at support@honeydue.com about any concerns, bugs, or suggestions.”
As of . Source: support.honeydue.com
Monarch Money: Yes. In-app help (instant answer) and support ticket.
In their words: “Click Contact Support to get an instant answer or submit a ticket.”
As of . Source: help.monarch.com
Origin: Yes. AI bot with a team member on request (app and web), scheduled phone call and email.
In their words: “Prefer to speak to someone directly? Schedule a call with our Support team at a time that works for you.”
As of . Source: support.useorigin.com
PocketGuard: Yes. Email, AI chat and priority human support (paid plan).
In their words: “If you have any issues, questions, or suggestions, please feel free to contact us at support@pocketguard.com.”
As of . Source: pocketguard.com
Simplifi: Yes. Live chat, phone and community.
In their words: “You can reach out to our support team via chat, phone, or the Quicken Simplifi Community, each with specific hours.”
YNAB: Yes. Chatbot with human handoff and email.
In their words: “please tell the chatbot you need a human or send us an email to ensure that your message gets to our Support team!”
As of . Source: support.ynab.com
Fifecta: Yes. Contact form.
In their words: “Questions about these terms? Use our contact form.”
As of . Source: pricelesstay.com
Actual Budget: Yes. Community Discord (#support channel) and GitHub issues.
In their words: “For questions about installing or using Actual, join our Discord and make a new post in the #support channel”
As of . Source: actualbudget.org
Finances in ChatGPT: Yes. Chat (OpenAI Help Center).
In their words: “Need more help? Contact us for product questions, account support and general troubleshooting.”
As of . Source: help.openai.com
A question shows only when every app here has a current official source that answers it. We only say no when the app's own page does.
FAQ
What are the closest alternatives to Rocket Money?
The closest alternatives to Rocket Money are Albert, Cleo and Copilot Money, because Albert, Cleo and Copilot Money are also budgeting apps. This list is ordered by how close each app's category is to Rocket Money's, not by how good it is.
How much does Rocket Money cost?
Rocket Money has a free version. Premium uses a pay what you think is fair price that Rocket Money says typically ranges from $7 to $14 a month, and Premium+ costs $15 a month. We checked this on Nov 3, 2026.
Does Rocket Money have a free trial?
Rocket Money says new Premium members get a 7-day free trial, then the monthly subscription continues at the price chosen at signup. We checked this on Nov 3, 2026.
What is Rocket Money's app store rating?
Rocket Money has 4.5 out of 5 on the App Store from 404,690 ratings. That's a snapshot from the store listing on Nov 3, 2026, not our score.
Keep comparing
- Browse our guide to the best budgeting apps.
- Want the bigger picture? Compare more money apps.
Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.
Want a plan built on your Money Type?
Fifecta gives every paycheck a plan with FUNDS, so you know where each dollar goes.
Sources and confidence
- Last checked
- Sourced facts
- 89 facts, each linked and dated
Rocket Money6 sourced facts, last checked Nov 3, 2026
- Price and feesrocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost, as of Nov 3, 2026
- Free trialhelp.rocketmoney.com/en/articles/2217739-how-much-does-rocket-money-cost, as of Nov 3, 2026
- Platformsrocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost, as of Nov 3, 2026
- Bank syncingrocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost, as of Nov 3, 2026
- Featuresrocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost, as of Nov 3, 2026
- App store ratingApp Store listing, as of Nov 3, 2026
Albert6 sourced facts, last checked Nov 12, 2026
- Price and feeshelp.albert.com/hc/en-us/articles/21583583733271-How-much-does-Albert-cost, as of Nov 12, 2026
- Free trialalbert.com, as of Nov 12, 2026
- Platformsalbert.com, as of Nov 12, 2026
- Bank syncingalbert.com/about/budgeting, as of Oct 29, 2026
- Featuresalbert.com/about/genius, as of Oct 29, 2026
- App store ratingApp Store listing, as of Nov 12, 2026
Cleo5 sourced facts, last checked Nov 12, 2026
- Price and feesweb.meetcleo.com/faqs/en/articles/11864260-does-cleo-offer-annual-subscription-options, as of Nov 3, 2026
- Platformsmeetcleo.com, as of Nov 12, 2026
- Bank syncingApp Store listing, as of Nov 3, 2026
- FeaturesApp Store listing, as of Nov 3, 2026
- App store ratingApp Store listing, as of Nov 12, 2026
Copilot Money6 sourced facts, last checked Nov 3, 2026
- Price and feescopilot.money, as of Nov 3, 2026
- Free trialcopilot.money, as of Nov 3, 2026
- Platformscopilot.money, as of Nov 3, 2026
- Bank syncinghelp.copilot.money/en/articles/5593601-adding-and-managing-connected-accounts, as of Nov 3, 2026
- Featurescopilot.money, as of Nov 3, 2026
- App store ratingApp Store listing, as of Nov 3, 2026
EveryDollar6 sourced facts, last checked Nov 3, 2026
- Price and feeseverydollar.com, as of Nov 3, 2026
- Free trialeverydollar.com, as of Nov 3, 2026
- Platformsramseysolutions.com/money/everydollar, as of Nov 3, 2026
- Bank syncingramseysolutions.com/money/everydollar, as of Nov 3, 2026
- Featuresramseysolutions.com/money/everydollar, as of Nov 3, 2026
- App store ratingApp Store listing, as of Nov 3, 2026
Goodbudget6 sourced facts, last checked Nov 3, 2026
- Price and feesgoodbudget.com/signup, as of Nov 3, 2026
- Free trialforums.goodbudget.com/t/premium-level/2994, as of Nov 3, 2026
- Platformsgoodbudget.com/signup, as of Nov 3, 2026
- Bank syncinggoodbudget.com/signup, as of Nov 3, 2026
- Featuresgoodbudget.com/what-you-get, as of Nov 3, 2026
- App store ratingApp Store listing, as of Nov 3, 2026
Honeydue6 sourced facts, last checked Nov 3, 2026
- Price and feessupport.honeydue.com/en/articles/3179714-how-does-honeydue-earn-money, as of Nov 3, 2026
- Free trialsupport.honeydue.com/en/articles/3179714-how-does-honeydue-earn-money, as of Nov 3, 2026
- Platformshoneydue.com, as of Nov 3, 2026
- Bank syncinghoneydue.com/how-it-works, as of Nov 3, 2026
- Featureshoneydue.com/how-it-works, as of Nov 3, 2026
- App store ratingApp Store listing, as of Nov 3, 2026
Monarch Money6 sourced facts, last checked Nov 3, 2026
- Price and feesmonarch.com/pricing, as of Nov 3, 2026
- Free trialmonarch.com/pricing, as of Nov 3, 2026
- Platformsmonarch.com, as of Nov 3, 2026
- Bank syncingmonarch.com, as of Nov 3, 2026
- Featuresmonarch.com/pricing, as of Nov 3, 2026
- App store ratingApp Store listing, as of Nov 3, 2026
Origin6 sourced facts, last checked Nov 12, 2026
- Price and feessupport.useorigin.com/hc/en-us/articles/27538341764621-How-will-I-be-billed-for-the-annual-plan, as of Nov 12, 2026
- Free trialsupport.useorigin.com/hc/en-us/articles/27519866928013-Is-there-a-free-trial-for-both-monthly-and-yearly-membership-plans, as of Nov 12, 2026
- Platformsuseorigin.com, as of Nov 12, 2026
- Bank syncinguseorigin.com/couples, as of Oct 29, 2026
- Featuresuseorigin.com, as of Oct 29, 2026
- App store ratingApp Store listing, as of Nov 12, 2026
PocketGuard6 sourced facts, last checked Nov 3, 2026
- Price and feespocketguard.com/pricing, as of Nov 3, 2026
- Free trialpocketguard.com/pricing, as of Nov 3, 2026
- Platformspocketguard.com, as of Nov 3, 2026
- Bank syncingpocketguard.com, as of Nov 3, 2026
- Featurespocketguard.com/pricing, as of Nov 3, 2026
- App store ratingApp Store listing, as of Nov 3, 2026
Quicken Simplifi6 sourced facts, last checked Nov 3, 2026
- Price and feesquicken.com/products/simplifi, as of Nov 3, 2026
- Free trialsupport.simplifi.quicken.com/en/articles/3363727-quicken-simplifi-subscription-questions, as of Nov 3, 2026
- Platformsquicken.com/products/simplifi, as of Nov 3, 2026
- Bank syncingquicken.com/products/simplifi, as of Nov 3, 2026
- Featuresquicken.com/products/simplifi, as of Nov 3, 2026
- App store ratingApp Store listing, as of Nov 3, 2026
YNAB6 sourced facts, last checked Nov 3, 2026
- Price and feesynab.com/pricing, as of Nov 3, 2026
- Free trialynab.com/pricing, as of Nov 3, 2026
- Platformsynab.com/our-app-lineup, as of Nov 3, 2026
- Bank syncingynab.com/pricing, as of Nov 3, 2026
- Featuresynab.com/pricing, as of Nov 3, 2026
- App store ratingApp Store listing, as of Nov 3, 2026
FifectaOur app6 sourced facts, last checked Nov 3, 2026
- Price and feespricelesstay.com/fifecta, as of Nov 3, 2026
- Free trialpricelesstay.com/fifecta, as of Nov 3, 2026
- Platformspricelesstay.com/fifecta, as of Nov 3, 2026
- Bank syncingpricelesstay.com/fifecta, as of Nov 3, 2026
- Featurespricelesstay.com/fifecta-ai, as of Nov 3, 2026
- App store ratingpricelesstay.com/fifecta, as of Nov 3, 2026
Actual Budget6 sourced facts, last checked Nov 3, 2026
- Price and feesgithub.com/actualbudget/actual, as of Nov 3, 2026
- Free trialgithub.com/actualbudget/actual, as of Nov 3, 2026
- Platformsactualbudget.org/download, as of Nov 3, 2026
- Bank syncingactualbudget.org, as of Nov 3, 2026
- Featuresactualbudget.org/docs/tour/accounts, as of Nov 3, 2026
- App store ratingactualbudget.org/docs/faq, as of Nov 3, 2026
Finances in ChatGPT6 sourced facts, last checked Nov 3, 2026
- Price and feeshelp.openai.com/en/articles/20001222-finances-in-chatgpt, as of Nov 3, 2026
- Free trialhelp.openai.com/en/articles/20001222-finances-in-chatgpt, as of Nov 3, 2026
- Platformshelp.openai.com/en/articles/20001222-finances-in-chatgpt, as of Nov 3, 2026
- Bank syncinghelp.openai.com/en/articles/20001222-finances-in-chatgpt, as of Nov 3, 2026
- Featureshelp.openai.com/en/articles/20001222-finances-in-chatgpt, as of Nov 3, 2026
- App store ratinghelp.openai.com/en/articles/20001222-finances-in-chatgpt, as of Nov 3, 2026
Fifecta is our own app. Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.
Each fact links to the official page it came from, with the date we checked it. Once a fact is older than 30 days, it comes off the page until we check it again. How we source, date and index this data.
This is education, not financial advice.
