Debt payoff comparison
Monarch Money vs Undebt.it
Updated
Undebt.it
Debt payoff app
Visit site for Undebt.it (opens in a new tab)Undebt.it is a web-based debt payoff planner and tracker with a free plan and an optional Undebt.it+ membership.
Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.
Short answer
Monarch Money is a budgeting app and Undebt.it is a debt payoff app. Monarch Core costs $14.99 a month, or $99.99 a year billed annually, while Undebt.it is free to use. We checked both on Oct 24, 2026, and the official sources differ on 4 of the 10 rows in the table below.
Monarch Money vs Undebt.it at a glance
Monarch Money is a budgeting app and Undebt.it is a debt payoff app. This page puts what each company's official pages and app store listings say side by side, with the date we checked every fact. The sources differ on 4 of the 10 rows in the table below.
Price and fees
Monarch Core costs $14.99 a month, or $99.99 a year billed annually. Monarch Plus costs $199.99 a year billed annually. Undebt.it is free to use. Undebt.it+ costs $10 a year. We checked both on Oct 24, 2026.
Free trial
Monarch offers a free 7-day trial, and you need a payment method to start it. Undebt.it+ has a 30-day free trial, and you don't need a credit card to start it. We checked both on Oct 24, 2026.
Platforms
Monarch Money lists Web, iOS and Android. Undebt.it lists Web, iPhone (home screen install) and Android (home screen install). We checked both on Oct 24, 2026.
Bank syncing
Monarch says it syncs with multiple financial data providers to connect with more than 13,000 financial institutions. Undebt.it+ only. Undebt.it doesn't connect directly to your bank, but Undebt.it+ can pull in balances and transactions from YNAB or through SimpleFIN. We checked both on Oct 24, 2026.
Payoff methods
Undebt.it lists these payoff methods: Debt Snowball, Debt Avalanche (Stacking), Debt Hybrid (Debt-to-Interest Ratio), Cash Flow Index (CFI), Highest Monthly Payment, Highest Credit Utilization, Highest Monthly Interest Paid and Your Own Custom Plan. We haven't verified this for Monarch Money yet, so check the official site for Monarch Money before you decide. We checked Undebt.it on Oct 24, 2026.
Debt-free date
Yes. Undebt.it builds a month-by-month payoff schedule with a debt-free date on it. We haven't verified this for Monarch Money yet, so check the official site for Monarch Money before you decide. We checked Undebt.it on Oct 24, 2026.
Extra payments
Yes. You can add an extra payment to your plan, plus one-off extra payments that Undebt.it calls Debt Snowflakes. We haven't verified this for Monarch Money yet, so check the official site for Monarch Money before you decide. We checked Undebt.it on Oct 24, 2026.
Payment reminders
Undebt.it+ only. Undebt.it+ sends payment reminders by text message and push notification. We haven't verified this for Monarch Money yet, so check the official site for Monarch Money before you decide. We checked Undebt.it on Oct 24, 2026.
Features
Monarch Money lists goals, shared budgets, investment tracking, AI features and data export. We haven't verified the features for Undebt.it yet. We checked Monarch Money on Oct 24, 2026.
App store rating
Monarch Money has 4.9 out of 5 on the App Store from 115,317 ratings. We haven't verified this for Undebt.it yet, so check the official site for Undebt.it before you decide. We checked Monarch Money on Oct 24, 2026. Store ratings are a dated snapshot from each listing, not our score.
What it costs
Monarch Money$14.99a month
Monarch Core costs $14.99 a month, or $99.99 a year billed annually. Monarch Plus costs $199.99 a year billed annually.
$99.99 a year, from the yearly priceCost over 1 and 3 years: $99.99 and $299.97, at the yearly list price before tax.
As of · monarch.com/pricing
- Undebt.itLower price
$10a year
Undebt.it is free to use. Undebt.it+ costs $10 a year.
$10 a year, from the yearly priceCost over 1 and 3 years: $10 and $30, at the yearly list price before tax.
Bars compare each app's yearly list price. "Lower price" marks the lowest yearly price the sources list. It's a number, not our pick. Prices are list prices from each app's own page, before tax and any offer.
At a glance
Free trial
- Monarch Money
- 7 days
- Undebt.it
- 30 days
Source
- Monarch offers a free 7-day trial, and you need a payment method to start it. monarch.com/pricing, as of Oct 24, 2026.
- Undebt.it+ has a 30-day free trial, and you don't need a credit card to start it. undebt.it/pricing-features-reviews.php, as of Oct 24, 2026.
App Store rating
- Monarch Money
- 4.9115,317 ratings
- Undebt.it
- Not verified yet
Source
- Monarch Money has 4.9 out of 5 on the App Store from 115,317 ratings. App Store listing, as of Oct 24, 2026.
- Undebt.it: Not verified yet.
Platforms
- Monarch Money
- Web
- iOS
- Android
- Undebt.it
- Web
- iPhone (home screen install)
- Android (home screen install)
Source
- Monarch Money lists Web, iOS and Android. monarch.com, as of Oct 24, 2026.
- Undebt.it lists Web, iPhone (home screen install) and Android (home screen install). undebt.it/faq-article.php, as of Oct 24, 2026.
Bank syncing
- Monarch Money
- Yes
- Undebt.it
- Undebt
Source
- Yes. Monarch says it syncs with multiple financial data providers to connect with more than 13,000 financial institutions. monarch.com, as of Oct 24, 2026.
- Undebt.it+ only. Undebt.it doesn't connect directly to your bank, but Undebt.it+ can pull in balances and transactions from YNAB or through SimpleFIN. undebt.it/pricing-features-reviews.php, as of Oct 24, 2026.
Payoff methods
- Monarch Money
- Not verified yet
- Undebt.it
- Debt Snowball
- Debt Avalanche (Stacking)
- Debt Hybrid (Debt-to-Interest Ratio)
- Cash Flow Index (CFI)
- Highest Monthly Payment
- Highest Credit Utilization
- Highest Monthly Interest Paid
- Your Own Custom Plan
Source
- Monarch Money: Not verified yet.
- Undebt.it lists these payoff methods: Debt Snowball, Debt Avalanche (Stacking), Debt Hybrid (Debt-to-Interest Ratio), Cash Flow Index (CFI), Highest Monthly Payment, Highest Credit Utilization, Highest Monthly Interest Paid and Your Own Custom Plan. undebt.it, as of Oct 24, 2026.
Debt-free date
- Monarch Money
- Not verified yet
- Undebt.it
- Yes
Source
- Monarch Money: Not verified yet.
- Yes. Undebt.it builds a month-by-month payoff schedule with a debt-free date on it. undebt.it/pricing-features-reviews.php, as of Oct 24, 2026.
Extra payments
- Monarch Money
- Not verified yet
- Undebt.it
- Yes
Source
- Monarch Money: Not verified yet.
- Yes. You can add an extra payment to your plan, plus one-off extra payments that Undebt.it calls Debt Snowflakes. undebt.it, as of Oct 24, 2026.
Payment reminders
- Monarch Money
- Not verified yet
- Undebt.it
- Undebt
Source
- Monarch Money: Not verified yet.
- Undebt.it+ only. Undebt.it+ sends payment reminders by text message and push notification. undebt.it/plus-info.php, as of Oct 24, 2026.
Features
| Feature | Monarch Money | Undebt.it |
|---|---|---|
| AI features | Listed by the source | Not verified yet |
| Savings goals | Listed by the source | Not verified yet |
| Shared budgets | Listed by the source | Not verified yet |
| Investment tracking | Listed by the source | Not verified yet |
| Data export | Listed by the source | Not verified yet |
✓ means the official site lists it. ? means we haven't verified it yet, not that the app lacks it. Monarch Money: monarch.com/pricing, as of Oct 24, 2026; Data export: help.monarch.com/hc/en-us/articles/15526600975764-Downloading-Transaction-or-Account-History, as of Oct 24, 2026.
Screen by screen
Pick a task to see what each app shows for it. App Store and Google Play images are the apps' own marketing, so they can show sample data and staged layouts. Help center images come from the app's support articles. See every app's screens.
Home
Monarch Money
From Monarch Money's help centerA Customize dashboard dialog with toggles for widgets such as Getting started guide, Investments, Budget, Net worth and Spending trend.help.monarch.com, as of
Undebt.it
No official screen found yet
Accounts
Monarch Money
App Store marketing imageApp Store image with the headline "Your entire financial life. One clear view." showing the Accounts screen with a net worth chart and account rows.App Store listing, as of 
App Store marketing imageThe Accounts screen: net worth of $748,606 with a line chart, time range buttons and Cash account rows.App Store listing, as of
Undebt.it
No official screen found yet
Transactions
Monarch Money
App Store marketing imageApp Store image with the headline "Review transactions with a swipe." showing a transaction review card for Peloton with a "Marked as Reviewed" card over it.App Store listing, as of
Undebt.it
No official screen found yet
Budget
Monarch Money
App Store marketing imageApp Store image with the headline "A budget that flexes with your life" showing the June Budget screen.App Store listing, as of 
App Store marketing imageThe June Budget screen: $4,640 left to budget, then Income, Expenses and Goals bars and an Income table.App Store listing, as of 
From Monarch Money's help centerThe mobile January 2026 budget with Left to budget at the top and Income and Expenses tables.help.monarch.com, as of 
App Store marketing imageThree budget bars for Income, Expenses and Goals, each with spent or contributed and remaining amounts.App Store listing, as of 
From Monarch Money's help centerA green card reading $5,220 Left to budget.help.monarch.com, as of 
From Monarch Money's help centerBudget rows under Bills & Utilities and Food & Dining with budget, actual and remaining columns and progress bars.help.monarch.com, as of
Undebt.it
No official screen found yet
Goals
Monarch Money
App Store marketing imageApp Store image with the headline "Track progress on your biggest goals" showing a Vacation goal with amounts saved and a timeline chart.App Store listing, as of 
App Store marketing imageThe Vacation goal screen: $3,000.00 of $6,000.00, four amount tiles and a stepped timeline chart.App Store listing, as of 
From Monarch Money's help centerAn Allocate funds dialog moving $2,000 from Joint Checking to an Emergency fund goal.help.monarch.com, as of 
From Monarch Money's help centerA card showing $91,336.27 available for goals, two accounts, and Allocate funds and Edit goal accounts buttons.help.monarch.com, as of
Undebt.it
No official screen found yet
Reports and insights
Monarch Money
App Store marketing imageApp Store image with the headline "See where every dollar flows" showing a Reports screen with a Sankey cash flow chart.App Store listing, as of 
App Store marketing imageThe Reports screen with Cash Flow, Spending and Income tabs and a Sankey chart from income into categories like Housing and Food & Dining.App Store listing, as of 
From Monarch Money's help centerThe web Reports Cash Flow view with income, expense and net totals and a bar chart by month.help.monarch.com, as of
Undebt.it
No official screen found yet
Bills and recurring
Monarch Money
App Store marketing imageApp Store image with the headline "Spot every subscription. Cut what you don't need." showing Complete and Upcoming bill cards.App Store listing, as of 
App Store marketing imageTwo cards: Complete bills like Apple Card and Mortgage, and Upcoming charges like Netflix, Disney+ and Peloton with due dates.App Store listing, as of 
From Monarch Money's help centerA monthly calendar with colored dots under the days that have recurring items.help.monarch.com, as of
Undebt.it
No official screen found yet
Investments
Monarch Money
App Store marketing imageApp Store image with the headline "Investments, accounts, net worth - all connected." showing the Investments screen with a portfolio chart.App Store listing, as of 
App Store marketing imageThe Investments screen: a $270,239.50 portfolio value and a chart comparing the portfolio with the S&P 500.App Store listing, as of
Undebt.it
No official screen found yet
Sharing with a partner
Monarch Money
App Store marketing imageApp Store image with the headline "Manage money together. No drama." showing a photo of a family with cards for Shared, Melanie and Jon and two account rows.App Store listing, as of 
From Monarch Money's help centerThe web Transactions page with a transaction open and an Owner menu offering Shared, Jon and Melanie.help.monarch.com, as of 
App Store marketing imageAn owner switcher with Shared, Melanie and Jon, above a Net Worth card with a joint checking and a savings account.App Store listing, as of 
From Monarch Money's help centerA credit card list where each card has owner avatars and a balance.help.monarch.com, as of
Undebt.it
No official screen found yet
AI assistant
Monarch Money
From Monarch Money's help centerThe AI Assistant panel on the web with past chats on the left and suggested questions like "How much did I spend on coffee last month?"help.monarch.com, as of
Undebt.it
No official screen found yet
Monarch Money and Undebt.it, side by side
Rows marked “Differs” are where the official sources say different things, and 4 rows do here. "Lower price" marks the lowest yearly price the sources list. It's a number, not our pick.
Swipe the table sideways to see both apps.
| Field | Monarch MoneyBudgeting appMonarch Money is a paid app for budgeting and for tracking your accounts, net worth and goals in one place.Visit Monarch Money's site | Undebt.itDebt payoff appUndebt.it is a web-based debt payoff planner and tracker with a free plan and an optional Undebt.it+ membership.Visit Undebt.it's site |
|---|---|---|
| Price and feesDiffers | Monarch Core costs $14.99 a month, or $99.99 a year billed annually. Monarch Plus costs $199.99 a year billed annually.As of Oct 24, 2026. Source: monarch.com/pricing | Lower priceUndebt.it is free to use. Undebt.it+ costs $10 a year.As of Oct 24, 2026. Source: undebt.it/pricing-features-reviews.php |
| Free trialDiffers | Monarch offers a free 7-day trial, and you need a payment method to start it.As of Oct 24, 2026. Source: monarch.com/pricing | Undebt.it+ has a 30-day free trial, and you don't need a credit card to start it.As of Oct 24, 2026. Source: undebt.it/pricing-features-reviews.php |
| PlatformsDiffers | Monarch Money lists Web, iOS and Android.As of Oct 24, 2026. Source: monarch.com | Undebt.it lists Web, iPhone (home screen install) and Android (home screen install).As of Oct 24, 2026. Source: undebt.it/faq-article.php |
| Bank syncingDiffers | Yes. Monarch says it syncs with multiple financial data providers to connect with more than 13,000 financial institutions.As of Oct 24, 2026. Source: monarch.com | Undebt.it+ only. Undebt.it doesn't connect directly to your bank, but Undebt.it+ can pull in balances and transactions from YNAB or through SimpleFIN.As of Oct 24, 2026. Source: undebt.it/pricing-features-reviews.php |
| Payoff methods | Not verified yet. | Undebt.it lists these payoff methods: Debt Snowball, Debt Avalanche (Stacking), Debt Hybrid (Debt-to-Interest Ratio), Cash Flow Index (CFI), Highest Monthly Payment, Highest Credit Utilization, Highest Monthly Interest Paid and Your Own Custom Plan.As of Oct 24, 2026. Source: undebt.it |
| Debt-free date | Not verified yet. | Yes. Undebt.it builds a month-by-month payoff schedule with a debt-free date on it.As of Oct 24, 2026. Source: undebt.it/pricing-features-reviews.php |
| Extra payments | Not verified yet. | Yes. You can add an extra payment to your plan, plus one-off extra payments that Undebt.it calls Debt Snowflakes.As of Oct 24, 2026. Source: undebt.it |
| Payment reminders | Not verified yet. | Undebt.it+ only. Undebt.it+ sends payment reminders by text message and push notification.As of Oct 24, 2026. Source: undebt.it/plus-info.php |
| Features |
| Not verified yet. |
| App store rating | Monarch Money has 4.9 out of 5 on the App Store from 115,317 ratings.As of Oct 24, 2026. Source: App Store listing | Not verified yet. |
App store ratings are a dated snapshot from each store listing, not our score. “Not verified yet” means we don't have a current official source for that line. How we source and date this data. Spotted a change? Tell us if something changed.
Weighing a third option? Add up to two more apps to this table and compare up to four side by side.
Who it's for
Pick the tab that sounds like you. The questions come from app help centers, FAQ pages and user forums, and every answer comes from the app's own pages, with the date we checked it.
Just me
Budgeting on your own? These are the basics people ask about first.
Is it free?
Monarch Money
Monarch Core costs $14.99 a month, or $99.99 a year billed annually. Monarch Plus costs $199.99 a year billed annually.
As of . Source: monarch.com
Does it connect to my bank and import transactions?
Monarch Money
Yes. Monarch says it syncs with multiple financial data providers to connect with more than 13,000 financial institutions.
As of . Source: monarch.com
Undebt.it
Undebt.it+ only. Undebt.it doesn't connect directly to your bank, but Undebt.it+ can pull in balances and transactions from YNAB or through SimpleFIN.
As of . Source: undebt.it
Can I export my data?
Monarch Money
Yes. You can export your data.
In their words: “You can download your transaction and balance history from Monarch as a CSV file for your own records, for taxes, or to use in a spreadsheet.”
As of . Source: help.monarch.com
Undebt.it
Yes. You can export your data.
In their words: “Export payoff plan to Excel”
As of . Source: undebt.it
Is there support from the app's makers if I need help?
Monarch Money
Yes. In-app help (instant answer) and support ticket.
In their words: “Click Contact Support to get an instant answer or submit a ticket.”
As of . Source: help.monarch.com
Undebt.it
Yes. Email and contact form.
In their words: “E-mail: jeff@undebt.it”
As of . Source: undebt.it
Partners
Sharing money with a partner? Here's how each app handles a second person.
Can my partner use their own login details?
Monarch Money
Yes. Your partner gets their own login.
In their words: “Partners will each have their own login, but can view each other's data and contribute their own accounts and transactions to a shared space.”
As of . Source: monarch.com
Undebt.it
Not verified yet
Can we keep shared and individual views?
Monarch Money
Yes. You can keep shared and individual views.
In their words: “Shared Views allows you to assign ownership to accounts and transactions, making it simple to personalize what you see without losing sight of the bigger picture.”
As of . Source: help.monarch.com
Undebt.it
Not verified yet
Can we set up joint budgets and goals?
Monarch Money
Yes. You can work toward goals together.
In their words: “Contribute toward goals together in Monarch, even if you keep your money in separate accounts.”
As of . Source: monarch.com
Undebt.it
Not verified yet
Freelancer
Paid on an uneven schedule or running a side hustle? Here's what each app offers. See apps with a SEP IRA or Solo 401(k).
Can I mix business and personal expenses in this app?
Monarch Money
Yes. You can track business spending next to personal spending.
In their words: “Business tracking is available to Monarch Plus members.”
As of . Source: help.monarch.com
Undebt.it
Not verified yet
Can I export my transactions for tax prep?
Monarch Money
Yes. You can export your transactions for tax prep.
In their words: “Prepare for tax season using the Business Tax Prep report, which maps your transactions to IRS Schedule C line items for easy export.”
As of . Source: help.monarch.com
Undebt.it
Not verified yet
Business
Running a small business? Here's what each app says about business money.
Can I mix business and personal expenses in this app?
Monarch Money
Yes. You can track business spending next to personal spending.
In their words: “Business tracking is available to Monarch Plus members.”
As of . Source: help.monarch.com
Undebt.it
Not verified yet
Can I export my transactions for tax prep?
Monarch Money
Yes. You can export your transactions for tax prep.
In their words: “Prepare for tax season using the Business Tax Prep report, which maps your transactions to IRS Schedule C line items for easy export.”
As of . Source: help.monarch.com
Undebt.it
Not verified yet
Can I share my finances with my accountant?
Monarch Money
Yes. You can export your data and send the file.
In their words: “You can download your transaction and balance history from Monarch as a CSV file for your own records, for taxes, or to use in a spreadsheet.”
As of . Source: help.monarch.com
Undebt.it
Yes. You can export your data and send the file.
In their words: “Export payoff plan to Excel”
As of . Source: undebt.it
“Not verified yet” means we haven't found a current official source that answers it, not that the app can't. We only say no when the app's own page does.
Which fits your Money Type?
There are four Money Types: Strategist, Spender, Saver and Scrambler. Each card matches one type to what the sources say about these two apps.
StrategistMonarch Money lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
First fix: Save the Raise.
SpenderMonarch Money lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
First fix: Sleep on It.
SaverNeither app's sources confirm a feature we match to this type yet, so the quiz is the better place to start.
First fix: Put It to Work.
ScramblerBoth Monarch Money and Undebt.it list bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
First fix: Bills First.
Not sure which one you are? Take the free Money Types quiz. It takes about two minutes.
Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.
Another option: Fifecta
If neither Monarch Money nor Undebt.it feels right, here is one more option to look at. Fifecta gives every paycheck a plan with FUNDS, and it starts from your Money Type, so the plan matches how you already handle money.
FAQ
How much does Monarch Money cost?
Monarch Core costs $14.99 a month, or $99.99 a year billed annually. Monarch Plus costs $199.99 a year billed annually. We checked this on Oct 24, 2026.
How much does Undebt.it cost?
Undebt.it is free to use. Undebt.it+ costs $10 a year. We checked this on Oct 24, 2026.
Does Monarch Money have a free trial?
Monarch offers a free 7-day trial, and you need a payment method to start it. We checked this on Oct 24, 2026.
Does Undebt.it have a free trial?
Undebt.it+ has a 30-day free trial, and you don't need a credit card to start it. We checked this on Oct 24, 2026.
Similar comparisons
EveryDollarBudgeting appUndebt.itDebt payoff appEveryDollar vs Undebt.it
See EveryDollar and Undebt.it side by side, with every fact dated.
Data side by side- Undebt.itDebt payoff app
YNABBudgeting appUndebt.it vs YNAB
See Undebt.it and YNAB side by side, with every fact dated.
Data side by side 
ChangedDebt payoff appEveryDollarBudgeting appChanged vs EveryDollar
See Changed and EveryDollar side by side, with every fact dated.
Data side by side- ChangedDebt payoff appYNABBudgeting app
Changed vs YNAB
See Changed and YNAB side by side, with every fact dated.
Data side by side 
Debt Payoff PlannerDebt payoff appEveryDollarBudgeting appDebt Payoff Planner vs EveryDollar
See Debt Payoff Planner and EveryDollar side by side, with every fact dated.
Data side by side- Debt Payoff PlannerDebt payoff appYNABBudgeting app
Debt Payoff Planner vs YNAB
See Debt Payoff Planner and YNAB side by side, with every fact dated.
Data side by side - ChangedDebt payoff appUndebt.itDebt payoff app
Changed vs Undebt.it
See Changed and Undebt.it side by side, with every fact dated.
Data side by side - Debt Payoff PlannerDebt payoff appUndebt.itDebt payoff app
Debt Payoff Planner vs Undebt.it
See Debt Payoff Planner and Undebt.it side by side, with every fact dated.
Data side by side - ChangedDebt payoff appDebt Payoff PlannerDebt payoff app
Changed vs Debt Payoff Planner
See Changed and Debt Payoff Planner side by side, with every fact dated.
Data side by side
Keep comparing
- See Monarch Money alternatives, closest category first.
- See Undebt.it alternatives, closest category first.
- Want the bigger picture? Compare more money apps.
Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.
Want a plan built on your Money Type?
Fifecta gives every paycheck a plan with FUNDS, so you know where each dollar goes.
Sources and confidence
- Last checked
- Not verified yet
- 1 of 15 facts
Monarch Money6 of 6 verified, last checked Oct 24, 2026
- Price and feesmonarch.com/pricing, as of Oct 24, 2026
- Free trialmonarch.com/pricing, as of Oct 24, 2026
- Platformsmonarch.com, as of Oct 24, 2026
- Bank syncingmonarch.com, as of Oct 24, 2026
- Featuresmonarch.com/pricing, as of Oct 24, 2026
- App store ratingApp Store listing, as of Oct 24, 2026
Undebt.it8 of 9 verified, 1 not verified yet, last checked Oct 24, 2026
- Price and feesundebt.it/pricing-features-reviews.php, as of Oct 24, 2026
- Free trialundebt.it/pricing-features-reviews.php, as of Oct 24, 2026
- Platformsundebt.it/faq-article.php, as of Oct 24, 2026
- Bank syncingundebt.it/pricing-features-reviews.php, as of Oct 24, 2026
- Payoff methodsundebt.it, as of Oct 24, 2026
- Debt-free dateundebt.it/pricing-features-reviews.php, as of Oct 24, 2026
- Extra paymentsundebt.it, as of Oct 24, 2026
- Payment remindersundebt.it/plus-info.php, as of Oct 24, 2026
- App store ratingNot verified yet
Each fact links to the official page it came from, with the date we checked it. Once a fact is older than its app's window (8 days for apps whose rates change often, 35 days for the rest), it reads “Not verified yet” until we check it again. How we source, date and index this data.
This is education, not financial advice.
