Alternatives
Undebt.it alternatives in 2026
Updated
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Undebt.itDebt payoff appUndebt.it is a debt payoff app. Undebt.it is free to use. Undebt.it+ costs $10 a year. We checked that on Nov 3, 2026. Below are 15 other apps, starting with the other debt payoff apps, Changed and Debt Payoff Planner, and then budgeting apps. They're ranked by how close each app's category is to Undebt.it's, not by how good it is, and every fact shows the date we checked it.
Short answer
The closest alternatives to Undebt.it are Changed, Debt Payoff Planner and Albert, because Changed and Debt Payoff Planner are also debt payoff apps and Albert is a budgeting app. Undebt.it is free to use. We checked Undebt.it on Nov 3, 2026, and each card below puts an alternative's price, trial, platforms and ratings next to Undebt.it's, with the date we checked them.
What Undebt.it includes, and who it fits
Undebt.it describes itself as a web-based debt payoff calculator and tracker. You enter your balances, interest rates and minimum payments, pick one of its 8 payoff methods, including the debt snowball and the debt avalanche, and get a month-by-month schedule with a debt-free date.
On Oct 25, 2026, Undebt.it's pricing page listed a free tier with unlimited accounts, multiple payoff methods, support for promo interest rates and an Excel export of your payoff plan. Undebt.it+ was listed at $10 a year and adds bill tracking with SMS reminders, a 52 Week Savings Challenge plan, YNAB linking and the Undebt.AI plan generator, and the page says it has a 30-day trial that doesn't ask for a card.
Undebt.it is upfront about its limits. It doesn't connect directly to your bank, so you log payments yourself unless you link YNAB or use its SimpleFIN integration, and it says it isn't a budgeting app.
It fits people who want a web-based snowball or avalanche planner and don't mind entering their own numbers. If you're still deciding between those two methods, our guide to the debt snowball vs. the debt avalanche walks through how each one orders your debts.
Because the free tier includes the Excel export, you can take your payoff schedule with you if you switch to another tool later.
Written from these official pages, checked :
- Undebt.it pricing, features and reviews (opens in a new tab) (checked Oct 25, 2026)
What Undebt.it says on its own pages
Before you compare, here is what Undebt.it itself says about these points. Quotes are its own words, and each line links to the page we read.
- Debt-free date: Undebt.it builds a month-by-month payoff schedule with a debt-free date on it. (source, opens in a new tab, checked )
- Extra payments: You can add an extra payment to your plan, plus one-off extra payments that Undebt.it calls Debt Snowflakes. (source, opens in a new tab, checked )
- Payment reminders: Undebt.it+ only. Undebt.it+ sends payment reminders by text message and push notification. (source, opens in a new tab, checked )
- Sharing with a partner: “You would have to use the same login (e-mail address). User accounts are setup based on a single e-mail address so it's not possible for multiple user accounts to share the same set of data.” (source, opens in a new tab, checked )
- Joint and personal views: “No, this site is meant to track only one set of accounts. You can, however, create another account under a different e-mail address and track additional sets that way.” (source, opens in a new tab, checked )
What Undebt.it and its alternatives cost
- Undebt.it
$10a year
Undebt.it is free to use. Undebt.it+ costs $10 a year.
Cost over 1 and 3 years: $10 and $30, at the yearly list price before tax.
Changed$6a month
Changed's plans page lists Basic at $6 a month, Plus at $9 a month and Premium at $15 a month.
As of · gochanged.com/changed-plans
Debt Payoff PlannerDebt Payoff Planner has a free plan. Its website lists the Pro plan from $2 a month.
As of · debtpayoffplanner.com
Albert$19.99a month
Albert's Standard plan costs $19.99 a month, and Genius and Family plans cost $39.99 a month. A Family plan covers the owner and up to 4 family members.
Cleo$5.99a month
Cleo has a free version. Plus is $5.99 a month or $44.99 a year, Pro is $8.99 a month and Builder is $14.99 a month.
Cost over 1 and 3 years: $44.99 and $134.97, at the yearly list price before tax.
Copilot Money$13a month
Copilot Money costs $13 a month, or $95 a year billed yearly.
Cost over 1 and 3 years: $95 and $285, at the yearly list price before tax.
As of · copilot.money
EveryDollar$17.99a month
EveryDollar has a free version. After a 14-day free trial, premium costs $79.99 a year billed annually, or $17.99 a month billed monthly.
Cost over 1 and 3 years: $79.99 and $239.97, at the yearly list price before tax.
As of · everydollar.com
Goodbudget$10a month
Goodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year.
Cost over 1 and 3 years: $80 and $240, at the yearly list price before tax.
As of · goodbudget.com/signup
HoneydueHoneydue says it is 100% free for everybody and doesn't block any features with a paywall. It asks users to consider an optional monthly tip of $1 to $10.
Monarch Money$14.99a month
Monarch Core costs $14.99 a month, or $99.99 a year billed annually. Monarch Plus costs $199.99 a year billed annually.
Cost over 1 and 3 years: $99.99 and $299.97, at the yearly list price before tax.
As of · monarch.com/pricing
Origin$12.99a month
Origin's annual plan is a one-time payment of $99 for 12 months, and the monthly plan costs $12.99 a month.
PocketGuard$12.99a month
PocketGuard Premium costs $12.99 a month, $74.99 a year billed yearly, or $149.99 once for lifetime access.
Cost over 1 and 3 years: $74.99 and $224.97, at the yearly list price before tax.
As of · pocketguard.com/pricing
Quicken Simplifi$6.99a month, billed yearly
Quicken Simplifi lists $6.99 a month, billed annually. New members who order directly from Quicken by November 29, 2026 see a first-year offer of $3.99 a month, billed annually.
As of · quicken.com/products/simplifi
Rocket MoneyRocket Money has a free version. Premium uses a pay what you think is fair price that Rocket Money says typically ranges from $7 to $14 a month, and Premium+ costs $15 a month.
YNAB$14.99a month
YNAB costs $14.99 a month, or $109 a year paid annually, plus tax where applicable.
Cost over 1 and 3 years: $109 and $327, at the yearly list price before tax.
As of · ynab.com/pricing
Fifecta$15a month
Fifecta costs $15 a month or $150 a year.
Cost over 1 and 3 years: $150 and $450, at the yearly list price before tax.
As of · pricelesstay.com/fifecta
Bars show only when every app here lists a yearly price, so these prices sit side by side without them. Prices are list prices from each app's own page, before tax and any offer.
Alternatives to Undebt.it, closest category first
Each card puts the app's facts next to Undebt.it's, with the date we checked each one. The order follows how close the category is, not how good the app is.
How Undebt.it compares at a glance
- Undebt.it's lowest listed paid price is $10 a year. Of the apps below, Cleo ($44.99 a year), Copilot Money ($95 a year), EveryDollar ($79.99 a year), Goodbudget ($80 a year), Monarch Money ($99.99 a year), PocketGuard ($74.99 a year) and YNAB ($109 a year) list a higher one.
- Honeydue is free, unlike Undebt.it, which has paid plans next to its free one.
- Undebt.it's free trial lasts 30 days. Against that, YNAB (34 days) runs longer, EveryDollar (14 days), Monarch Money (7 days), PocketGuard (7 days) and Rocket Money (7 days) run shorter and Goodbudget, Honeydue and Simplifi have no free trial.
- Undebt.it keeps bank sync for paid plans, while Changed, Albert, Cleo, Copilot Money, Honeydue, Monarch Money, Origin, PocketGuard, Simplifi, Rocket Money and YNAB connect to your bank and Debt Payoff Planner skips bank syncing.
- Undebt.it names 8 payoff methods: Debt Snowball, Debt Avalanche (Stacking), Debt Hybrid (Debt-to-Interest Ratio), Cash Flow Index (CFI), Highest Monthly Payment, Highest Credit Utilization, Highest Monthly Interest Paid and Your Own Custom Plan. Among the other debt apps, Changed names 3 and Debt Payoff Planner names 3.
- For help, Undebt.it lists these channels: email and contact form. Of the apps below, Albert, Origin and Simplifi list phone support and Albert, Cleo, Copilot Money, Honeydue, PocketGuard, Simplifi, Rocket Money and YNAB list chat support.
- Albert, Copilot Money, Honeydue, Monarch Money, Origin and YNAB offer joint and individual views, which Undebt.it's own pages say it doesn't.
Other debt payoff apps
- Same category
Changed
Debt payoff app
Changed is a debt payoff app that rounds up your purchases and sends the spare change to your debts as extra payments.
- Price and fees
- ChangedChanged's plans page lists Basic at $6 a month, Plus at $9 a month and Premium at $15 a month.As of Nov 3, 2026. Source: gochanged.com/changed-plans
- Undebt.itUndebt.it is free to use. Undebt.it+ costs $10 a year.As of Nov 3, 2026. Source: undebt.it/pricing-features-reviews.php
- Payoff methods
- ChangedChanged lists these payoff methods: Debt Snowball, Debt Avalanche and Custom Plans.As of Nov 3, 2026. Source: App Store listing
- Undebt.itUndebt.it lists these payoff methods: Debt Snowball, Debt Avalanche (Stacking), Debt Hybrid (Debt-to-Interest Ratio), Cash Flow Index (CFI), Highest Monthly Payment, Highest Credit Utilization, Highest Monthly Interest Paid and Your Own Custom Plan.As of Nov 3, 2026. Source: undebt.it
- Platforms
- ChangedChanged lists iOS.As of Nov 3, 2026. Source: App Store listing
- Undebt.itUndebt.it lists Web, iPhone (home screen install) and Android (home screen install).As of Nov 3, 2026. Source: undebt.it/faq-article.php
- App store rating
- ChangedChanged has 4.6 out of 5 on the App Store from 5,680 ratings.As of Nov 3, 2026. Source: App Store listing
- Undebt.itWeb app you install from the browser, not in app stores.As of Nov 3, 2026. Source: undebt.it/faq-article.php
How Changed differs from Undebt.it
Changed sells only paid plans, while Undebt.it pairs a free version with its paid ones. Where Undebt.it saves bank sync for its paid plan, Changed links your bank accounts. Changed names 3 payoff methods, fewer than Undebt.it's 8. Undebt.it provides email support, which Changed doesn't list. Changed is a debt payoff app, the same kind of app as Undebt.it. Like Undebt.it, Changed shows a debt-free date and lets you plan extra payments.
Who it fits
- Changed lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
- Same category
Debt Payoff Planner
Debt payoff app
Debt Payoff Planner is a debt payoff app that turns your balances, rates and minimum payments into a step-by-step payoff plan with a debt-free date.
- Price and fees
- Debt Payoff PlannerDebt Payoff Planner has a free plan. Its website lists the Pro plan from $2 a month.As of Nov 3, 2026. Source: debtpayoffplanner.com
- Undebt.itUndebt.it is free to use. Undebt.it+ costs $10 a year.As of Nov 3, 2026. Source: undebt.it/pricing-features-reviews.php
- Payoff methods
- Debt Payoff PlannerDebt Payoff Planner lists these payoff methods: Debt Avalanche, Debt Snowball and Custom.As of Nov 3, 2026. Source: debtpayoffplanner.com/overview
- Undebt.itUndebt.it lists these payoff methods: Debt Snowball, Debt Avalanche (Stacking), Debt Hybrid (Debt-to-Interest Ratio), Cash Flow Index (CFI), Highest Monthly Payment, Highest Credit Utilization, Highest Monthly Interest Paid and Your Own Custom Plan.As of Nov 3, 2026. Source: undebt.it
- Platforms
- Debt Payoff PlannerDebt Payoff Planner lists Web, iOS and Android.As of Nov 3, 2026. Source: debtpayoffplanner.com
- Undebt.itUndebt.it lists Web, iPhone (home screen install) and Android (home screen install).As of Nov 3, 2026. Source: undebt.it/faq-article.php
- App store rating
- Debt Payoff PlannerDebt Payoff Planner has 4.7 out of 5 on the App Store from 7,403 ratings.As of Nov 3, 2026. Source: App Store listing
- Undebt.itWeb app you install from the browser, not in app stores.As of Nov 3, 2026. Source: undebt.it/faq-article.php
How Debt Payoff Planner differs from Undebt.it
Undebt.it saves bank sync for its paid plan, but Debt Payoff Planner skips bank syncing. Debt Payoff Planner names 3 payoff methods, fewer than Undebt.it's 8. Debt Payoff Planner and Undebt.it are both debt payoff apps. Like Undebt.it, Debt Payoff Planner has a free plan. Undebt.it rules out joint and individual views on its own pages, and so does Debt Payoff Planner. As with Undebt.it, Debt Payoff Planner has partners share one login. Like Undebt.it, Debt Payoff Planner shows a debt-free date and lets you plan extra payments. Like Undebt.it, Debt Payoff Planner lists email support.
Budgeting apps
- Nearby category
Albert
Budgeting app
Albert is a subscription money app for budgeting, banking, saving and investing, with an AI assistant called Genius.
- Price and fees
- AlbertAlbert's Standard plan costs $19.99 a month, and Genius and Family plans cost $39.99 a month. A Family plan covers the owner and up to 4 family members.As of Nov 12, 2026. Source: help.albert.com/hc/en-us/articles/21583583733271-How-much-does-Albert-cost
- Undebt.itUndebt.it is free to use. Undebt.it+ costs $10 a year.As of Nov 3, 2026. Source: undebt.it/pricing-features-reviews.php
- Free trial
- AlbertAlbert says you can try your plan for 30 days before you're charged.As of Nov 12, 2026. Source: albert.com
- Undebt.itUndebt.it+ has a 30-day free trial, and you don't need a credit card to start it.As of Nov 3, 2026. Source: undebt.it/pricing-features-reviews.php
- Platforms
- AlbertAlbert lists iOS and Android.As of Nov 12, 2026. Source: albert.com
- Undebt.itUndebt.it lists Web, iPhone (home screen install) and Android (home screen install).As of Nov 3, 2026. Source: undebt.it/faq-article.php
- App store rating
- AlbertAlbert has 4.7 out of 5 on the App Store from 343,539 ratings.As of Nov 12, 2026. Source: App Store listing
- Undebt.itWeb app you install from the browser, not in app stores.As of Nov 3, 2026. Source: undebt.it/faq-article.php
How Albert differs from Undebt.it
Albert is a budgeting app, not a debt payoff app like Undebt.it. Albert sells only paid plans, while Undebt.it pairs a free version with its paid ones. Where Undebt.it saves bank sync for its paid plan, Albert links your bank accounts. Unlike Undebt.it, Albert offers joint and individual views. Albert gives partners separate logins, while Undebt.it keeps couples on a single login. Albert lists phone and chat support, and Undebt.it's support list doesn't. Albert offers a 30-day free trial, the same length as Undebt.it's. Like Undebt.it, Albert offers data export. Like Undebt.it, Albert lists email support.
Who it fits
- Albert lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
- Albert lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- Albert lists an APY on deposits. That fits a Saver, whose first fix is putting saved money to work.
- Albert lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
- Nearby category
Cleo
Budgeting app
Cleo is a money app with an AI chat assistant, budgeting tools and cash advances.
- Price and fees
- CleoCleo has a free version. Plus is $5.99 a month or $44.99 a year, Pro is $8.99 a month and Builder is $14.99 a month.As of Nov 3, 2026. Source: web.meetcleo.com/faqs/en/articles/11864260-does-cleo-offer-annual-subscription-options
- Undebt.itUndebt.it is free to use. Undebt.it+ costs $10 a year.As of Nov 3, 2026. Source: undebt.it/pricing-features-reviews.php
- Platforms
- CleoCleo lists iOS and Android.As of Nov 12, 2026. Source: meetcleo.com
- Undebt.itUndebt.it lists Web, iPhone (home screen install) and Android (home screen install).As of Nov 3, 2026. Source: undebt.it/faq-article.php
- App store rating
- CleoCleo has 4.7 out of 5 on the App Store from 268,990 ratings.As of Nov 12, 2026. Source: App Store listing
- Undebt.itWeb app you install from the browser, not in app stores.As of Nov 3, 2026. Source: undebt.it/faq-article.php
How Cleo differs from Undebt.it
Cleo is a budgeting app, a different kind of app from Undebt.it. Cleo's lowest listed paid price is $44.99 a year, higher than Undebt.it's $10 a year. Cleo links your bank accounts, while Undebt.it keeps bank sync for paid plans. Cleo lists chat support, which isn't on Undebt.it's support list. Cleo has a free version, and Undebt.it pairs one with paid plans too. Like Undebt.it, Cleo has partners share one login. Cleo lists email support, which Undebt.it provides too.
Who it fits
- Cleo lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- Cleo lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
- Nearby category
Copilot Money
Budgeting app
Copilot Money is a paid budgeting and tracking app that uses AI to tag your transactions automatically.
- Price and fees
- Copilot MoneyCopilot Money costs $13 a month, or $95 a year billed yearly.As of Nov 3, 2026. Source: copilot.money
- Undebt.itUndebt.it is free to use. Undebt.it+ costs $10 a year.As of Nov 3, 2026. Source: undebt.it/pricing-features-reviews.php
- Free trial
- Copilot MoneyCopilot Money says you can test drive the app before you connect an account and then start a free trial. Its pricing section does not list the trial length.As of Nov 3, 2026. Source: copilot.money
- Undebt.itUndebt.it+ has a 30-day free trial, and you don't need a credit card to start it.As of Nov 3, 2026. Source: undebt.it/pricing-features-reviews.php
- Platforms
- Copilot MoneyCopilot Money lists iPhone, iPad, Mac and Web.As of Nov 3, 2026. Source: copilot.money
- Undebt.itUndebt.it lists Web, iPhone (home screen install) and Android (home screen install).As of Nov 3, 2026. Source: undebt.it/faq-article.php
- App store rating
- Copilot MoneyCopilot Money has 4.8 out of 5 on the App Store from 30,895 ratings.As of Nov 3, 2026. Source: App Store listing
- Undebt.itWeb app you install from the browser, not in app stores.As of Nov 3, 2026. Source: undebt.it/faq-article.php
How Copilot Money differs from Undebt.it
Copilot Money is a budgeting app, a different kind of app from Undebt.it. Copilot Money's lowest listed paid price is $95 a year, higher than Undebt.it's $10 a year. Undebt.it pairs a free version with paid plans, and Copilot Money sells only paid plans. Copilot Money links your bank accounts, while Undebt.it keeps bank sync for paid plans. Copilot Money offers joint and individual views, which Undebt.it's own pages rule out. Copilot Money lists chat support, which isn't on Undebt.it's support list. On data export, Copilot Money matches Undebt.it. Like Undebt.it, Copilot Money has partners share one login. Copilot Money lists email support, which Undebt.it provides too.
Who it fits
- Copilot Money lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
- Copilot Money lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- Copilot Money lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
- Nearby category
EveryDollar
Budgeting app
EveryDollar is a zero-based budgeting app from Ramsey Solutions with a free version and a paid premium version.
- Price and fees
- EveryDollarEveryDollar has a free version. After a 14-day free trial, premium costs $79.99 a year billed annually, or $17.99 a month billed monthly.As of Nov 3, 2026. Source: everydollar.com
- Undebt.itUndebt.it is free to use. Undebt.it+ costs $10 a year.As of Nov 3, 2026. Source: undebt.it/pricing-features-reviews.php
- Free trial
- EveryDollarEveryDollar premium starts with a 14-day free trial for new users.As of Nov 3, 2026. Source: everydollar.com
- Undebt.itUndebt.it+ has a 30-day free trial, and you don't need a credit card to start it.As of Nov 3, 2026. Source: undebt.it/pricing-features-reviews.php
- Platforms
- EveryDollarEveryDollar lists iOS, Android and Computer.As of Nov 3, 2026. Source: ramseysolutions.com/money/everydollar
- Undebt.itUndebt.it lists Web, iPhone (home screen install) and Android (home screen install).As of Nov 3, 2026. Source: undebt.it/faq-article.php
- App store rating
- EveryDollarEveryDollar has 4.7 out of 5 on the App Store from 84,203 ratings.As of Nov 3, 2026. Source: App Store listing
- Undebt.itWeb app you install from the browser, not in app stores.As of Nov 3, 2026. Source: undebt.it/faq-article.php
How EveryDollar differs from Undebt.it
Unlike Undebt.it, which is a debt payoff app, EveryDollar is a budgeting app. Its own site also lists debt payoff help, the kind of tool Undebt.it is built for. EveryDollar's lowest listed paid price is $79.99 a year, higher than Undebt.it's $10 a year. EveryDollar offers 14 free days, against the 30 days Undebt.it gives you. Where Undebt.it keeps couples on a single login, EveryDollar gives partners separate logins. EveryDollar doesn't list email support, which Undebt.it provides. EveryDollar and Undebt.it both keep a free option. EveryDollar has paid-only bank sync, the same as Undebt.it. EveryDollar offers data export, which Undebt.it includes too. Like Undebt.it, EveryDollar says on its own pages that it doesn't offer joint and individual views.
Who it fits
- EveryDollar lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
- EveryDollar lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- EveryDollar lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
- Nearby category
Goodbudget
Budgeting app
Goodbudget is an envelope budgeting app with a free version and a paid Premium version.
- Price and fees
- GoodbudgetGoodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year.As of Nov 3, 2026. Source: goodbudget.com/signup
- Undebt.itUndebt.it is free to use. Undebt.it+ costs $10 a year.As of Nov 3, 2026. Source: undebt.it/pricing-features-reviews.php
- Free trial
- GoodbudgetGoodbudget says it isn't offering trials of Premium. There is a Free Forever plan, and you can ask for a refund within the first 30 days of a subscription.As of Nov 3, 2026. Source: forums.goodbudget.com/t/premium-level/2994
- Undebt.itUndebt.it+ has a 30-day free trial, and you don't need a credit card to start it.As of Nov 3, 2026. Source: undebt.it/pricing-features-reviews.php
- Platforms
- GoodbudgetGoodbudget lists Web, Android and iPhone.As of Nov 3, 2026. Source: goodbudget.com/signup
- Undebt.itUndebt.it lists Web, iPhone (home screen install) and Android (home screen install).As of Nov 3, 2026. Source: undebt.it/faq-article.php
- App store rating
- GoodbudgetGoodbudget has 4.6 out of 5 on the App Store from 13,528 ratings.As of Nov 3, 2026. Source: App Store listing
- Undebt.itWeb app you install from the browser, not in app stores.As of Nov 3, 2026. Source: undebt.it/faq-article.php
How Goodbudget differs from Undebt.it
Goodbudget is a budgeting app, not a debt payoff app like Undebt.it. Goodbudget starts at $80 a year, more than Undebt.it's $10 a year. Unlike Undebt.it, with its 30-day trial, Goodbudget has no free trial. Goodbudget has a free version, and Undebt.it pairs one with paid plans too. Like Undebt.it, Goodbudget syncs banks only when paid. Like Undebt.it, Goodbudget offers data export. Like Undebt.it, Goodbudget has partners share one login. Like Undebt.it, Goodbudget lists email support.
Who it fits
- Goodbudget lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- Goodbudget lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
- Nearby category
Honeydue
Budgeting app
Honeydue is a free mobile app for couples to track balances, budgets and bills together, with controls over what each partner shares.
- Price and fees
- HoneydueHoneydue says it is 100% free for everybody and doesn't block any features with a paywall. It asks users to consider an optional monthly tip of $1 to $10.As of Nov 3, 2026. Source: support.honeydue.com/en/articles/3179714-how-does-honeydue-earn-money
- Undebt.itUndebt.it is free to use. Undebt.it+ costs $10 a year.As of Nov 3, 2026. Source: undebt.it/pricing-features-reviews.php
- Free trial
- HoneydueHoneydue needs no trial: it says it is 100% free for everybody and doesn't block any features with a paywall.As of Nov 3, 2026. Source: support.honeydue.com/en/articles/3179714-how-does-honeydue-earn-money
- Undebt.itUndebt.it+ has a 30-day free trial, and you don't need a credit card to start it.As of Nov 3, 2026. Source: undebt.it/pricing-features-reviews.php
- Platforms
- HoneydueHoneydue lists iOS and Android.As of Nov 3, 2026. Source: honeydue.com
- Undebt.itUndebt.it lists Web, iPhone (home screen install) and Android (home screen install).As of Nov 3, 2026. Source: undebt.it/faq-article.php
- App store rating
- HoneydueHoneydue has 4.5 out of 5 on the App Store from 10,281 ratings.As of Nov 3, 2026. Source: App Store listing
- Undebt.itWeb app you install from the browser, not in app stores.As of Nov 3, 2026. Source: undebt.it/faq-article.php
How Honeydue differs from Undebt.it
Honeydue is a budgeting app, not a debt payoff app like Undebt.it. Undebt.it pairs a free version with paid plans, and Honeydue is free. Unlike Undebt.it, which charges from $10 a year, Honeydue is free. Unlike Undebt.it, with its 30-day trial, Honeydue has no free trial. Unlike Undebt.it, which keeps bank sync for paid plans, Honeydue links your bank accounts. Honeydue offers joint and individual views, which Undebt.it's own pages rule out. Undebt.it keeps couples on a single login, but Honeydue gives partners separate logins. Honeydue lists chat support, which isn't on Undebt.it's support list. Honeydue lists email support, which Undebt.it provides too.
Who it fits
- Honeydue lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
- Honeydue lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
- Nearby category
Monarch Money
Budgeting app
Monarch Money is a paid app for budgeting and for tracking your accounts, net worth and goals in one place.
- Price and fees
- Monarch MoneyMonarch Core costs $14.99 a month, or $99.99 a year billed annually. Monarch Plus costs $199.99 a year billed annually.As of Nov 3, 2026. Source: monarch.com/pricing
- Undebt.itUndebt.it is free to use. Undebt.it+ costs $10 a year.As of Nov 3, 2026. Source: undebt.it/pricing-features-reviews.php
- Free trial
- Monarch MoneyMonarch offers a free 7-day trial, and you need a payment method to start it.As of Nov 3, 2026. Source: monarch.com/pricing
- Undebt.itUndebt.it+ has a 30-day free trial, and you don't need a credit card to start it.As of Nov 3, 2026. Source: undebt.it/pricing-features-reviews.php
- Platforms
- Monarch MoneyMonarch Money lists Web, iOS and Android.As of Nov 3, 2026. Source: monarch.com
- Undebt.itUndebt.it lists Web, iPhone (home screen install) and Android (home screen install).As of Nov 3, 2026. Source: undebt.it/faq-article.php
- App store rating
- Monarch MoneyMonarch Money has 4.9 out of 5 on the App Store from 116,791 ratings.As of Nov 3, 2026. Source: App Store listing
- Undebt.itWeb app you install from the browser, not in app stores.As of Nov 3, 2026. Source: undebt.it/faq-article.php
How Monarch Money differs from Undebt.it
Coming from Undebt.it, note that Monarch Money is a budgeting app. Against Undebt.it's $10 a year, Monarch Money lists $99.99 a year as its lowest paid price. Undebt.it pairs a free version with paid plans, and Monarch Money sells only paid plans. You get 7 free days with Monarch Money, and Undebt.it's trial runs 30. Unlike Undebt.it, which keeps bank sync for paid plans, Monarch Money syncs with your bank. Unlike Undebt.it, Monarch Money offers joint and individual views. Undebt.it keeps couples on a single login, but Monarch Money gives partners separate logins. Monarch Money doesn't list email support, which Undebt.it provides. Monarch Money offers data export, which Undebt.it includes too.
Who it fits
- Monarch Money lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
- Monarch Money lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- Monarch Money lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
- Nearby category
Origin
Budgeting app
Origin is a paid app for budgeting, tracking your accounts and investments, and asking an AI advisor about your money, with free partner access.
- Price and fees
- OriginOrigin's annual plan is a one-time payment of $99 for 12 months, and the monthly plan costs $12.99 a month.As of Nov 12, 2026. Source: support.useorigin.com/hc/en-us/articles/27538341764621-How-will-I-be-billed-for-the-annual-plan
- Undebt.itUndebt.it is free to use. Undebt.it+ costs $10 a year.As of Nov 3, 2026. Source: undebt.it/pricing-features-reviews.php
- Free trial
- OriginOrigin offers a 7-day free trial on monthly and annual plans, but says the trial is currently unavailable while its $1 for a year promotion runs.As of Nov 12, 2026. Source: support.useorigin.com/hc/en-us/articles/27519866928013-Is-there-a-free-trial-for-both-monthly-and-yearly-membership-plans
- Undebt.itUndebt.it+ has a 30-day free trial, and you don't need a credit card to start it.As of Nov 3, 2026. Source: undebt.it/pricing-features-reviews.php
- Platforms
- OriginOrigin lists Web, iOS, Android and Mac.As of Nov 12, 2026. Source: useorigin.com
- Undebt.itUndebt.it lists Web, iPhone (home screen install) and Android (home screen install).As of Nov 3, 2026. Source: undebt.it/faq-article.php
- App store rating
- OriginOrigin has 4.6 out of 5 on the App Store from 4,019 ratings.As of Nov 12, 2026. Source: App Store listing
- Undebt.itWeb app you install from the browser, not in app stores.As of Nov 3, 2026. Source: undebt.it/faq-article.php
How Origin differs from Undebt.it
Undebt.it and Origin sit in different categories: Origin is a budgeting app. Origin sells only paid plans, while Undebt.it pairs a free version with its paid ones. Undebt.it saves bank sync for its paid plan, but Origin syncs with your bank. Origin has joint and individual views, where Undebt.it says no. Unlike Undebt.it, which keeps couples on a single login, Origin gives partners separate logins. Origin lists phone support, and Undebt.it's support list doesn't. On data export, Origin matches Undebt.it. Like Undebt.it, Origin lists email support.
Who it fits
- Origin lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
- Origin lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- Origin lists an APY on deposits. That fits a Saver, whose first fix is putting saved money to work.
- Origin lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
- Nearby category
PocketGuard
Budgeting app
PocketGuard is a paid budgeting app that tracks your accounts, bills and budgets and shows what is safe to spend.
- Price and fees
- PocketGuardPocketGuard Premium costs $12.99 a month, $74.99 a year billed yearly, or $149.99 once for lifetime access.As of Nov 3, 2026. Source: pocketguard.com/pricing
- Undebt.itUndebt.it is free to use. Undebt.it+ costs $10 a year.As of Nov 3, 2026. Source: undebt.it/pricing-features-reviews.php
- Free trial
- PocketGuardPocketGuard offers a 7-day free trial.As of Nov 3, 2026. Source: pocketguard.com/pricing
- Undebt.itUndebt.it+ has a 30-day free trial, and you don't need a credit card to start it.As of Nov 3, 2026. Source: undebt.it/pricing-features-reviews.php
- Platforms
- PocketGuardPocketGuard lists Web, iOS, Apple Watch and Android.As of Nov 3, 2026. Source: pocketguard.com
- Undebt.itUndebt.it lists Web, iPhone (home screen install) and Android (home screen install).As of Nov 3, 2026. Source: undebt.it/faq-article.php
- App store rating
- PocketGuardPocketGuard has 4.6 out of 5 on the App Store from 7,683 ratings.As of Nov 3, 2026. Source: App Store listing
- Undebt.itWeb app you install from the browser, not in app stores.As of Nov 3, 2026. Source: undebt.it/faq-article.php
How PocketGuard differs from Undebt.it
Coming from Undebt.it, note that PocketGuard is a budgeting app. PocketGuard's lowest listed paid price is $74.99 a year, higher than Undebt.it's $10 a year. Undebt.it pairs a free version with paid plans, and PocketGuard sells only paid plans. PocketGuard offers 7 free days, against the 30 days Undebt.it gives you. PocketGuard connects to your bank, while Undebt.it keeps bank sync for paid plans. PocketGuard lists chat support, which isn't on Undebt.it's support list. PocketGuard offers data export, which Undebt.it includes too. Neither PocketGuard nor Undebt.it offers joint and individual views, going by each app's own pages. Like Undebt.it, PocketGuard has partners share one login. PocketGuard lists email support, which Undebt.it provides too.
Who it fits
- PocketGuard lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
- PocketGuard lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- PocketGuard lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
- Nearby category
Quicken Simplifi
Budgeting app
Quicken Simplifi is a paid web and mobile app that builds a spending plan from your income, bills and subscriptions.
- Price and fees
- SimplifiQuicken Simplifi lists $6.99 a month, billed annually. New members who order directly from Quicken by November 29, 2026 see a first-year offer of $3.99 a month, billed annually.As of Nov 3, 2026. Source: quicken.com/products/simplifi
- Undebt.itUndebt.it is free to use. Undebt.it+ costs $10 a year.As of Nov 3, 2026. Source: undebt.it/pricing-features-reviews.php
- Free trial
- SimplifiQuicken says Simplifi has no free trial, but offers a 30-day money-back guarantee from the original purchase date for subscriptions bought directly from Quicken.As of Nov 3, 2026. Source: support.simplifi.quicken.com/en/articles/3363727-quicken-simplifi-subscription-questions
- Undebt.itUndebt.it+ has a 30-day free trial, and you don't need a credit card to start it.As of Nov 3, 2026. Source: undebt.it/pricing-features-reviews.php
- Platforms
- SimplifiQuicken Simplifi lists Web and Mobile.As of Nov 3, 2026. Source: quicken.com/products/simplifi
- Undebt.itUndebt.it lists Web, iPhone (home screen install) and Android (home screen install).As of Nov 3, 2026. Source: undebt.it/faq-article.php
- App store rating
- SimplifiQuicken Simplifi has 4.5 out of 5 on the App Store from 11,972 ratings.As of Nov 3, 2026. Source: App Store listing
- Undebt.itWeb app you install from the browser, not in app stores.As of Nov 3, 2026. Source: undebt.it/faq-article.php
How Simplifi differs from Undebt.it
Unlike Undebt.it, which is a debt payoff app, Simplifi is a budgeting app. Undebt.it pairs a free version with paid plans, and Simplifi sells only paid plans. Simplifi has no free trial, while Undebt.it gives you 30 days. Unlike Undebt.it, which keeps bank sync for paid plans, Simplifi syncs with your bank. Undebt.it keeps couples on a single login, but Simplifi gives partners separate logins. Simplifi lists phone and chat support, which isn't on Undebt.it's support list. Simplifi doesn't list email support, which Undebt.it provides. On data export, Simplifi matches Undebt.it. Neither Simplifi nor Undebt.it offers joint and individual views, going by each app's own pages.
Who it fits
- Simplifi lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
- Simplifi lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- Simplifi lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
- Nearby category
Rocket Money
Budgeting app
Rocket Money is a budgeting app that tracks your spending and subscriptions, with a free version and paid Premium and Premium+ tiers.
- Price and fees
- Rocket MoneyRocket Money has a free version. Premium uses a pay what you think is fair price that Rocket Money says typically ranges from $7 to $14 a month, and Premium+ costs $15 a month.As of Nov 3, 2026. Source: rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost
- Undebt.itUndebt.it is free to use. Undebt.it+ costs $10 a year.As of Nov 3, 2026. Source: undebt.it/pricing-features-reviews.php
- Free trial
- Rocket MoneyRocket Money says new Premium members get a 7-day free trial, then the monthly subscription continues at the price chosen at signup.As of Nov 3, 2026. Source: help.rocketmoney.com/en/articles/2217739-how-much-does-rocket-money-cost
- Undebt.itUndebt.it+ has a 30-day free trial, and you don't need a credit card to start it.As of Nov 3, 2026. Source: undebt.it/pricing-features-reviews.php
- Platforms
- Rocket MoneyRocket Money lists iOS, Android and Web.As of Nov 3, 2026. Source: rocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost
- Undebt.itUndebt.it lists Web, iPhone (home screen install) and Android (home screen install).As of Nov 3, 2026. Source: undebt.it/faq-article.php
- App store rating
- Rocket MoneyRocket Money has 4.5 out of 5 on the App Store from 404,690 ratings.As of Nov 3, 2026. Source: App Store listing
- Undebt.itWeb app you install from the browser, not in app stores.As of Nov 3, 2026. Source: undebt.it/faq-article.php
How Rocket Money differs from Undebt.it
Rocket Money is a budgeting app, not a debt payoff app like Undebt.it. Rocket Money offers 7 free days, against the 30 days Undebt.it gives you. Rocket Money syncs with your bank, while Undebt.it keeps bank sync for paid plans. Where Undebt.it keeps couples on a single login, Rocket Money gives partners separate logins. Rocket Money lists chat support, which isn't on Undebt.it's support list. Like Undebt.it, Rocket Money has a free version. On data export, Rocket Money matches Undebt.it. Undebt.it rules out joint and individual views on its own pages, and so does Rocket Money. Rocket Money lists email support, which Undebt.it provides too.
Who it fits
- Rocket Money lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
- Rocket Money lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- Rocket Money lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
- Nearby category
YNAB
Budgeting app
YNAB is a paid budgeting app built around the YNAB Method, where you give every dollar a job before you spend it.
- Price and fees
- YNABYNAB costs $14.99 a month, or $109 a year paid annually, plus tax where applicable.As of Nov 3, 2026. Source: ynab.com/pricing
- Undebt.itUndebt.it is free to use. Undebt.it+ costs $10 a year.As of Nov 3, 2026. Source: undebt.it/pricing-features-reviews.php
- Free trial
- YNABYNAB offers a 34-day free trial, and you don't need a credit card when you sign up directly with YNAB.As of Nov 3, 2026. Source: ynab.com/pricing
- Undebt.itUndebt.it+ has a 30-day free trial, and you don't need a credit card to start it.As of Nov 3, 2026. Source: undebt.it/pricing-features-reviews.php
- Platforms
- YNABYNAB lists Web, iPhone, Android, iPad and Apple Watch.As of Nov 3, 2026. Source: ynab.com/our-app-lineup
- Undebt.itUndebt.it lists Web, iPhone (home screen install) and Android (home screen install).As of Nov 3, 2026. Source: undebt.it/faq-article.php
- App store rating
- YNABYNAB has 4.8 out of 5 on the App Store from 62,068 ratings.As of Nov 3, 2026. Source: App Store listing
- Undebt.itWeb app you install from the browser, not in app stores.As of Nov 3, 2026. Source: undebt.it/faq-article.php
How YNAB differs from Undebt.it
YNAB is a budgeting app, a different kind of app from Undebt.it. Its own site also lists debt payoff help, the kind of tool Undebt.it is built for. YNAB starts at $109 a year, more than Undebt.it's $10 a year. YNAB sells only paid plans, while Undebt.it pairs a free version with its paid ones. YNAB's free trial lasts 34 days, longer than Undebt.it's 30-day trial. Undebt.it saves bank sync for its paid plan, but YNAB syncs with your bank. Unlike Undebt.it, YNAB offers joint and individual views. Unlike Undebt.it, which keeps couples on a single login, YNAB gives partners separate logins. YNAB lists chat support, and Undebt.it's support list doesn't. On data export, YNAB matches Undebt.it. Like Undebt.it, YNAB lists email support.
Who it fits
- YNAB lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
- YNAB lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- YNAB lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.
Our appFifecta
Budgeting app
Fifecta is the Priceless Tay budgeting app that gives every paycheck a plan with FUNDS, built on your Money Type.
- Price and fees
- FifectaFifecta costs $15 a month or $150 a year.As of Nov 3, 2026. Source: pricelesstay.com/fifecta
- Undebt.itUndebt.it is free to use. Undebt.it+ costs $10 a year.As of Nov 3, 2026. Source: undebt.it/pricing-features-reviews.php
- Free trial
- FifectaFifecta is free for 7 days, and you can cancel anytime in the app.As of Nov 3, 2026. Source: pricelesstay.com/fifecta
- Undebt.itUndebt.it+ has a 30-day free trial, and you don't need a credit card to start it.As of Nov 3, 2026. Source: undebt.it/pricing-features-reviews.php
- Platforms
- FifectaFifecta lists Web, iPhone (home screen install) and Android (home screen install).As of Nov 3, 2026. Source: pricelesstay.com/fifecta
- Undebt.itUndebt.it lists Web, iPhone (home screen install) and Android (home screen install).As of Nov 3, 2026. Source: undebt.it/faq-article.php
- App store rating
- FifectaWeb app, not in app stores.As of Nov 3, 2026. Source: pricelesstay.com/fifecta
- Undebt.itWeb app you install from the browser, not in app stores.As of Nov 3, 2026. Source: undebt.it/faq-article.php
How Fifecta differs from Undebt.it
Unlike Undebt.it, which is a debt payoff app, Fifecta is a budgeting app. Fifecta starts at $150 a year, more than Undebt.it's $10 a year. Fifecta sells only paid plans, while Undebt.it pairs a free version with its paid ones. Fifecta's free trial lasts 7 days, shorter than Undebt.it's 30-day trial. Undebt.it saves bank sync for its paid plan, but Fifecta lets you skip bank sync. Fifecta has joint and individual views, where Undebt.it says no. Undebt.it provides email support, which Fifecta doesn't list. Fifecta offers data export, which Undebt.it includes too.
Who it fits
- Fifecta lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
- Fifecta lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
- Fifecta lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.
Who Undebt.it and its alternatives are for
Pick the tab that sounds like you. The questions come from app help centers, FAQ pages and user forums, and every answer comes from the app's own pages, with the date we checked it.
Just me
Budgeting on your own? These are the basics people ask about first.
Is it free?
Undebt.it: Undebt.it is free to use. Undebt.it+ costs $10 a year.
As of . Source: undebt.it
Changed: Changed's plans page lists Basic at $6 a month, Plus at $9 a month and Premium at $15 a month.
As of . Source: gochanged.com
Debt Payoff Planner: Debt Payoff Planner has a free plan. Its website lists the Pro plan from $2 a month.
As of . Source: debtpayoffplanner.com
Albert: Albert's Standard plan costs $19.99 a month, and Genius and Family plans cost $39.99 a month. A Family plan covers the owner and up to 4 family members.
As of . Source: help.albert.com
Cleo: Cleo has a free version. Plus is $5.99 a month or $44.99 a year, Pro is $8.99 a month and Builder is $14.99 a month.
As of . Source: web.meetcleo.com
Copilot Money: Copilot Money costs $13 a month, or $95 a year billed yearly.
As of . Source: copilot.money
EveryDollar: EveryDollar has a free version. After a 14-day free trial, premium costs $79.99 a year billed annually, or $17.99 a month billed monthly.
As of . Source: everydollar.com
Goodbudget: Goodbudget has a free version. Goodbudget Premium costs $10 a month or $80 a year.
As of . Source: goodbudget.com
Honeydue: Honeydue says it is 100% free for everybody and doesn't block any features with a paywall. It asks users to consider an optional monthly tip of $1 to $10.
As of . Source: support.honeydue.com
Monarch Money: Monarch Core costs $14.99 a month, or $99.99 a year billed annually. Monarch Plus costs $199.99 a year billed annually.
As of . Source: monarch.com
Origin: Origin's annual plan is a one-time payment of $99 for 12 months, and the monthly plan costs $12.99 a month.
As of . Source: support.useorigin.com
PocketGuard: PocketGuard Premium costs $12.99 a month, $74.99 a year billed yearly, or $149.99 once for lifetime access.
As of . Source: pocketguard.com
Simplifi: Quicken Simplifi lists $6.99 a month, billed annually. New members who order directly from Quicken by November 29, 2026 see a first-year offer of $3.99 a month, billed annually.
As of . Source: quicken.com
Rocket Money: Rocket Money has a free version. Premium uses a pay what you think is fair price that Rocket Money says typically ranges from $7 to $14 a month, and Premium+ costs $15 a month.
As of . Source: rocketmoney.com
YNAB: YNAB costs $14.99 a month, or $109 a year paid annually, plus tax where applicable.
As of . Source: ynab.com
Fifecta: Fifecta costs $15 a month or $150 a year.
As of . Source: pricelesstay.com
Does it connect to my bank and import transactions?
Undebt.it: Undebt.it+ only. Undebt.it doesn't connect directly to your bank, but Undebt.it+ can pull in balances and transactions from YNAB or through SimpleFIN.
As of . Source: undebt.it
Changed: Yes. Changed links your loans and the bank and spending accounts you want it to track for round-ups.
As of . Source: gochanged.com
Debt Payoff Planner: No. Debt Payoff Planner says the app will not connect to any of your accounts, so you record each payment yourself.
As of . Source: debtpayoffplanner.com
Albert: Yes. Albert says it supports thousands of institutions to auto sync your balances and transactions.
As of . Source: albert.com
Cleo: Yes. Cleo's App Store listing says features like Money IQ need at least one bank account connected to the Cleo app.
As of . Source: apps.apple.com
Copilot Money: Yes. Copilot Money says it works with multiple data aggregators, starting with Plaid, so connected accounts update automatically. You can also add manual accounts.
As of . Source: help.copilot.money
EveryDollar: Premium only. EveryDollar premium connects your bank through Mastercard Connect and Plaid, and the free version uses manual entry.
As of . Source: ramseysolutions.com
Goodbudget: Premium only. Goodbudget Premium includes automatic bank sync for US banks only, and the free version does not list it.
As of . Source: goodbudget.com
Honeydue: Yes. Honeydue says it supports over 20,000 financial institutions across 5 countries, from bank accounts and loans to investments.
As of . Source: honeydue.com
Monarch Money: Yes. Monarch says it syncs with multiple financial data providers to connect with more than 13,000 financial institutions.
As of . Source: monarch.com
Origin: Yes. Origin says you can connect to over 11,000 financial institutions.
As of . Source: useorigin.com
PocketGuard: Yes. PocketGuard says it connects to more than 20,000 institutions in the US, Canada and the UK through Plaid, Finicity and Salt Edge.
As of . Source: pocketguard.com
Simplifi: Yes. Quicken says Simplifi connects to over 14k financial institutions.
As of . Source: quicken.com
Rocket Money: Yes. Rocket Money says it connects to your accounts through Plaid.
As of . Source: rocketmoney.com
YNAB: Yes. YNAB lets you connect your accounts and import transactions.
As of . Source: ynab.com
Fifecta: Optional. Fifecta connects banks through Plaid with read-only access, and you can type your income and spending in by hand instead.
As of . Source: pricelesstay.com
Is there support from the app's makers if I need help?
Undebt.it: Yes. Email and contact form.
In their words: “E-mail: jeff@undebt.it”
As of . Source: undebt.it
Changed: Yes. Message form and help center.
In their words: “Didn't find the answers you're looking for? Need some additional help? We're here to answer the questions you have.”
As of . Source: gochanged.com
Debt Payoff Planner: Yes. Email.
In their words: “If you have any questions, comments, or suggestions, please email our support team at support@debtpayoffplanner.com”
As of . Source: debtpayoffplanner.com
Albert: Yes. Virtual assistant chat, live agent over text or email and phone (support options and voicemail).
In their words: “You can always ask to transfer to a live support agent to get continued support over text or email. Call us at (844) 891-9309 to listen to support options over the phone or leave a voicemail.”
As of . Source: help.albert.com
Cleo: Yes. In-app chat (Ask Cleo) and email.
In their words: “the fastest way to get help is in Ask Cleo.”
As of . Source: web.meetcleo.com
Copilot Money: Yes. In-app chat and email.
In their words: “Still have questions? Contact us in the app or at support@copilot.money.”
As of . Source: help.copilot.money
EveryDollar: Yes. Live person (free) and coaching (premium).
In their words: “Get support from a live person if you need help.”
As of . Source: ramseysolutions.com
Goodbudget: Yes. Community (Free) and email (Premium).
In their words: “Email support”
As of . Source: goodbudget.com
Honeydue: Yes. Email and in-app chat.
In their words: “You can email us at support@honeydue.com about any concerns, bugs, or suggestions.”
As of . Source: support.honeydue.com
Monarch Money: Yes. In-app help (instant answer) and support ticket.
In their words: “Click Contact Support to get an instant answer or submit a ticket.”
As of . Source: help.monarch.com
Origin: Yes. AI bot with a team member on request (app and web), scheduled phone call and email.
In their words: “Prefer to speak to someone directly? Schedule a call with our Support team at a time that works for you.”
As of . Source: support.useorigin.com
PocketGuard: Yes. Email, AI chat and priority human support (paid plan).
In their words: “If you have any issues, questions, or suggestions, please feel free to contact us at support@pocketguard.com.”
As of . Source: pocketguard.com
Simplifi: Yes. Live chat, phone and community.
In their words: “You can reach out to our support team via chat, phone, or the Quicken Simplifi Community, each with specific hours.”
Rocket Money: Yes. In-app chat and email.
In their words: “However, as we are an app-based service, all our support is currently provided digitally.”
As of . Source: help.rocketmoney.com
YNAB: Yes. Chatbot with human handoff and email.
In their words: “please tell the chatbot you need a human or send us an email to ensure that your message gets to our Support team!”
As of . Source: support.ynab.com
Fifecta: Yes. Contact form.
In their words: “Questions about these terms? Use our contact form.”
As of . Source: pricelesstay.com
A question shows only when every app here has a current official source that answers it. We only say no when the app's own page does.
FAQ
What are the closest alternatives to Undebt.it?
The closest alternatives to Undebt.it are Changed, Debt Payoff Planner and Albert, because Changed and Debt Payoff Planner are also debt payoff apps and Albert is a budgeting app. This list is ordered by how close each app's category is to Undebt.it's, not by how good it is.
How much does Undebt.it cost?
Undebt.it is free to use. Undebt.it+ costs $10 a year. We checked this on Nov 3, 2026.
Does Undebt.it have a free trial?
Undebt.it+ has a 30-day free trial, and you don't need a credit card to start it. We checked this on Nov 3, 2026.
What devices does Undebt.it work on?
Undebt.it lists Web, iPhone (home screen install) and Android (home screen install). We checked this on Nov 3, 2026.
Keep comparing
- Want the bigger picture? Compare more money apps.
Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.
Want a plan built on your Money Type?
Fifecta gives every paycheck a plan with FUNDS, so you know where each dollar goes.
Sources and confidence
- Last checked
- Sourced facts
- 100 facts, each linked and dated
Undebt.it9 sourced facts, last checked Nov 3, 2026
- Price and feesundebt.it/pricing-features-reviews.php, as of Nov 3, 2026
- Free trialundebt.it/pricing-features-reviews.php, as of Nov 3, 2026
- Platformsundebt.it/faq-article.php, as of Nov 3, 2026
- Bank syncingundebt.it/pricing-features-reviews.php, as of Nov 3, 2026
- Payoff methodsundebt.it, as of Nov 3, 2026
- Debt-free dateundebt.it/pricing-features-reviews.php, as of Nov 3, 2026
- Extra paymentsundebt.it, as of Nov 3, 2026
- Payment remindersundebt.it/plus-info.php, as of Nov 3, 2026
- App store ratingundebt.it/faq-article.php, as of Nov 3, 2026
Changed7 sourced facts, last checked Nov 3, 2026
- Price and feesgochanged.com/changed-plans, as of Nov 3, 2026
- PlatformsApp Store listing, as of Nov 3, 2026
- Bank syncinggochanged.com/how-it-works, as of Nov 3, 2026
- Payoff methodsApp Store listing, as of Nov 3, 2026
- Debt-free dateApp Store listing, as of Nov 3, 2026
- Extra paymentsgochanged.com/how-it-works, as of Nov 3, 2026
- App store ratingApp Store listing, as of Nov 3, 2026
Debt Payoff Planner7 sourced facts, last checked Nov 3, 2026
- Price and feesdebtpayoffplanner.com, as of Nov 3, 2026
- Platformsdebtpayoffplanner.com, as of Nov 3, 2026
- Bank syncingdebtpayoffplanner.com/support, as of Nov 3, 2026
- Payoff methodsdebtpayoffplanner.com/overview, as of Nov 3, 2026
- Debt-free datedebtpayoffplanner.com, as of Nov 3, 2026
- Extra paymentsdebtpayoffplanner.com/overview, as of Nov 3, 2026
- App store ratingApp Store listing, as of Nov 3, 2026
Albert6 sourced facts, last checked Nov 12, 2026
- Price and feeshelp.albert.com/hc/en-us/articles/21583583733271-How-much-does-Albert-cost, as of Nov 12, 2026
- Free trialalbert.com, as of Nov 12, 2026
- Platformsalbert.com, as of Nov 12, 2026
- Bank syncingalbert.com/about/budgeting, as of Oct 29, 2026
- Featuresalbert.com/about/genius, as of Oct 29, 2026
- App store ratingApp Store listing, as of Nov 12, 2026
Cleo5 sourced facts, last checked Nov 12, 2026
- Price and feesweb.meetcleo.com/faqs/en/articles/11864260-does-cleo-offer-annual-subscription-options, as of Nov 3, 2026
- Platformsmeetcleo.com, as of Nov 12, 2026
- Bank syncingApp Store listing, as of Nov 3, 2026
- FeaturesApp Store listing, as of Nov 3, 2026
- App store ratingApp Store listing, as of Nov 12, 2026
Copilot Money6 sourced facts, last checked Nov 3, 2026
- Price and feescopilot.money, as of Nov 3, 2026
- Free trialcopilot.money, as of Nov 3, 2026
- Platformscopilot.money, as of Nov 3, 2026
- Bank syncinghelp.copilot.money/en/articles/5593601-adding-and-managing-connected-accounts, as of Nov 3, 2026
- Featurescopilot.money, as of Nov 3, 2026
- App store ratingApp Store listing, as of Nov 3, 2026
EveryDollar6 sourced facts, last checked Nov 3, 2026
- Price and feeseverydollar.com, as of Nov 3, 2026
- Free trialeverydollar.com, as of Nov 3, 2026
- Platformsramseysolutions.com/money/everydollar, as of Nov 3, 2026
- Bank syncingramseysolutions.com/money/everydollar, as of Nov 3, 2026
- Featuresramseysolutions.com/money/everydollar, as of Nov 3, 2026
- App store ratingApp Store listing, as of Nov 3, 2026
Goodbudget6 sourced facts, last checked Nov 3, 2026
- Price and feesgoodbudget.com/signup, as of Nov 3, 2026
- Free trialforums.goodbudget.com/t/premium-level/2994, as of Nov 3, 2026
- Platformsgoodbudget.com/signup, as of Nov 3, 2026
- Bank syncinggoodbudget.com/signup, as of Nov 3, 2026
- Featuresgoodbudget.com/what-you-get, as of Nov 3, 2026
- App store ratingApp Store listing, as of Nov 3, 2026
Honeydue6 sourced facts, last checked Nov 3, 2026
- Price and feessupport.honeydue.com/en/articles/3179714-how-does-honeydue-earn-money, as of Nov 3, 2026
- Free trialsupport.honeydue.com/en/articles/3179714-how-does-honeydue-earn-money, as of Nov 3, 2026
- Platformshoneydue.com, as of Nov 3, 2026
- Bank syncinghoneydue.com/how-it-works, as of Nov 3, 2026
- Featureshoneydue.com/how-it-works, as of Nov 3, 2026
- App store ratingApp Store listing, as of Nov 3, 2026
Monarch Money6 sourced facts, last checked Nov 3, 2026
- Price and feesmonarch.com/pricing, as of Nov 3, 2026
- Free trialmonarch.com/pricing, as of Nov 3, 2026
- Platformsmonarch.com, as of Nov 3, 2026
- Bank syncingmonarch.com, as of Nov 3, 2026
- Featuresmonarch.com/pricing, as of Nov 3, 2026
- App store ratingApp Store listing, as of Nov 3, 2026
Origin6 sourced facts, last checked Nov 12, 2026
- Price and feessupport.useorigin.com/hc/en-us/articles/27538341764621-How-will-I-be-billed-for-the-annual-plan, as of Nov 12, 2026
- Free trialsupport.useorigin.com/hc/en-us/articles/27519866928013-Is-there-a-free-trial-for-both-monthly-and-yearly-membership-plans, as of Nov 12, 2026
- Platformsuseorigin.com, as of Nov 12, 2026
- Bank syncinguseorigin.com/couples, as of Oct 29, 2026
- Featuresuseorigin.com, as of Oct 29, 2026
- App store ratingApp Store listing, as of Nov 12, 2026
PocketGuard6 sourced facts, last checked Nov 3, 2026
- Price and feespocketguard.com/pricing, as of Nov 3, 2026
- Free trialpocketguard.com/pricing, as of Nov 3, 2026
- Platformspocketguard.com, as of Nov 3, 2026
- Bank syncingpocketguard.com, as of Nov 3, 2026
- Featurespocketguard.com/pricing, as of Nov 3, 2026
- App store ratingApp Store listing, as of Nov 3, 2026
Quicken Simplifi6 sourced facts, last checked Nov 3, 2026
- Price and feesquicken.com/products/simplifi, as of Nov 3, 2026
- Free trialsupport.simplifi.quicken.com/en/articles/3363727-quicken-simplifi-subscription-questions, as of Nov 3, 2026
- Platformsquicken.com/products/simplifi, as of Nov 3, 2026
- Bank syncingquicken.com/products/simplifi, as of Nov 3, 2026
- Featuresquicken.com/products/simplifi, as of Nov 3, 2026
- App store ratingApp Store listing, as of Nov 3, 2026
Rocket Money6 sourced facts, last checked Nov 3, 2026
- Price and feesrocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost, as of Nov 3, 2026
- Free trialhelp.rocketmoney.com/en/articles/2217739-how-much-does-rocket-money-cost, as of Nov 3, 2026
- Platformsrocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost, as of Nov 3, 2026
- Bank syncingrocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost, as of Nov 3, 2026
- Featuresrocketmoney.com/learn/personal-finance/how-much-does-rocket-money-cost, as of Nov 3, 2026
- App store ratingApp Store listing, as of Nov 3, 2026
YNAB6 sourced facts, last checked Nov 3, 2026
- Price and feesynab.com/pricing, as of Nov 3, 2026
- Free trialynab.com/pricing, as of Nov 3, 2026
- Platformsynab.com/our-app-lineup, as of Nov 3, 2026
- Bank syncingynab.com/pricing, as of Nov 3, 2026
- Featuresynab.com/pricing, as of Nov 3, 2026
- App store ratingApp Store listing, as of Nov 3, 2026
FifectaOur app6 sourced facts, last checked Nov 3, 2026
- Price and feespricelesstay.com/fifecta, as of Nov 3, 2026
- Free trialpricelesstay.com/fifecta, as of Nov 3, 2026
- Platformspricelesstay.com/fifecta, as of Nov 3, 2026
- Bank syncingpricelesstay.com/fifecta, as of Nov 3, 2026
- Featurespricelesstay.com/fifecta-ai, as of Nov 3, 2026
- App store ratingpricelesstay.com/fifecta, as of Nov 3, 2026
Fifecta is our own app. Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.
Each fact links to the official page it came from, with the date we checked it. Once a fact is older than 30 days, it comes off the page until we check it again. How we source, date and index this data.
This is education, not financial advice.
