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Apps that offer a SEP IRA: Investing, 7 apps, sorted by name
This list is only the apps whose own pages say so, with that page linked in the last column. It isn't a ranking, and an app that isn't here may still offer it; we just haven't found an official source yet.
Want the fees and minimums too? Apps With a SEP IRA or Solo 401(k) for the Self-Employed.
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| App | Category | Price | Free trial | Platforms | Ratings | Last checked | Why it's listed |
|---|---|---|---|---|---|---|---|
 AcornsAcorns alternatives | Investing app | Acorns has three monthly plans: Bronze at $4 a month, Silver at $8 a month, and Gold at $12 a month.As of Oct 24, 2026. acorns.com/pricing | Not verified yet | Not verified yet | App Store: 4.7 of 5 (959,943 ratings)As of Oct 24, 2026. App Store listing | “SEP IRA”As of Oct 24, 2026. acorns.com/later | |
| BettermentBetterment alternatives | Investing app | Betterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested.As of Oct 24, 2026. betterment.com/pricing | Not verified yet | Not verified yet | App Store: 4.8 of 5 (66,106 ratings)As of Oct 24, 2026. App Store listing | “SEP IRA”As of Oct 24, 2026. betterment.com/pricing | |
 Charles SchwabCharles Schwab alternatives | Investing app | Schwab Intelligent Portfolios, Schwab's robo-advisor, lists no advisory fee and no commissions. You still pay the operating expenses of the ETFs in the portfolio.As of Oct 24, 2026. schwab.com/pricing | Not verified yet | iOS and AndroidAs of Oct 24, 2026. schwab.com/mobile | App Store: 4.8 of 5 (1,211,162 ratings)As of Oct 24, 2026. App Store listing | “SEP-IRA”As of Oct 24, 2026. schwab.com/pricing | |
 M1M1 alternatives | Investing app | M1 doesn't charge commission, trading or management fees for self-directed brokerage accounts. It charges a platform fee of $3/month, waived for clients with more than $10,000 on the platform.As of Oct 24, 2026. m1.com | Not verified yet | iOS and AndroidAs of Oct 24, 2026. m1.com | App Store: 4.7 of 5 (75,216 ratings)As of Oct 24, 2026. App Store listing | “SEP IRA”As of Oct 24, 2026. m1.com | |
 SoFi InvestSoFi Invest alternatives | Investing app | SoFi's fee schedule (last updated 10/1/2026) lists a 0.25% annual advisory fee for Robo-Advisor accounts.As of Oct 24, 2026. sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf | Not verified yet | App and WebAs of Oct 24, 2026. sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf | App Store: 4.7 of 5 (385,426 ratings)As of Oct 24, 2026. App Store listing | “SEP IRA”As of Oct 24, 2026. sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf | |
 VanguardVanguard alternatives | Investing app | Vanguard Digital Advisor charges an annual gross advisory fee of 0.20% for index portfolio options or 0.25% for an active portfolio option. That fee is reduced by a credit for revenue Vanguard keeps from the investments in your account.As of Oct 24, 2026. investor.vanguard.com/advice/robo-advisor | Not verified yet | Not verified yet | App Store: 4.6 of 5 (177,560 ratings)As of Oct 24, 2026. App Store listing | “SEP-IRAs”As of Oct 24, 2026. investor.vanguard.com/accounts-plans | |
| WealthfrontWealthfront alternatives | Investing app | Wealthfront's advisory fee for The Wealthfront Portfolio is 0.25% annually.As of Oct 24, 2026. wealthfront.com/pricing | Not verified yet | Not verified yet | App Store: 4.8 of 5 (17,502 ratings)As of Oct 24, 2026. App Store listing | “Retirement Accounts (Traditional IRA, Roth IRA, SEP)”As of Oct 24, 2026. wealthfront.com |
“Not verified yet” means we don't have a current official source for that line. How we source and date this data.
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