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Bank app facts

SoFi app

SoFi: Bank, Invest & Crypto on iPhone and Android. Store facts as of .

Visit SoFi's site (opens in a new tab)

Store ratings

These are store ratings from app users on the App Store and Google Play, not a Priceless Tay score.

App Store rating (iPhone)

4.7out of 5

385,429 ratings

As of · App Store listing

Google Play rating (Android)

3.7out of 5

54.1K reviews, as shown on Google Play. Updated on Oct 23, 2026.

As of · Google Play listing

App facts

Last App Store update
Version 3.119.0, released Oct 23, 2026
App size
282.6 MB
Requires
iOS 15.2 or later
Runs on
iPhone, iPad, iPod touch and Apple Vision
Languages
1 (English)
Developer
Social Finance, LLC

As of · App Store listing

What the app looks like, screen by screen

Pick a task to see what the app shows for it. App Store, Google Play and bank website images are the bank's own marketing, so names and balances are sample data. Help center images come from the bank's support pages. See every bank app's screens.

Home and accounts

  • SoFi banking overview with balances and actions
    App Store marketing imageA Banking screen showing $51,526.90 total available balance, Checking and Savings balances, Transfer, Deposit, Pay and Zelle buttons, and an Activity list.App Store listing, as of
  • SoFi home screen with product rows and insights
    App Store marketing imageA Good morning, Sammy home screen with Banking, Invest, Crypto and Personal loans rows and Relay insights tiles for spending and net worth.App Store listing, as of
  • Checking and savings balances
    App Store marketing imageA card listing Checking at $4,256.90 and Savings at $47,270.00.App Store listing, as of
  • Banking and Invest balance rows
    App Store marketing imageRows for Banking at $27,282.12 and Invest at $38,651.40 with Crypto and Personal loans shortcuts.App Store listing, as of

Transfer and send

  • Transfer, Deposit, Pay and Zelle buttons
    App Store marketing imageA row of Transfer, Deposit, Pay and Zelle buttons.App Store listing, as of

Card controls

  • SoFi debit card controls with Freeze card toggle
    From SoFi's websiteA Debit card screen showing the card, an Activate your debit card prompt, a Freeze card toggle switched off, an Add to Apple Wallet button, and Reset PIN and Replace card rows.sofi.com, as of

Investments

  • SoFi Invest portfolio chart
    App Store marketing imageAn Invest screen showing $11,305.40 with a one week performance chart, time range buttons and an Accounts section.App Store listing, as of
  • Portfolio performance chart
    App Store marketing imageA portfolio value of $11,305.40, up $178.60 in the past week, above a one week line chart and time range buttons from 1W to MAX.App Store listing, as of

Reports and insights

  • SoFi home screen with Coach insights tiles
    From SoFi's websiteA tilted home screen showing a Banking balance of $27,282.12 and Coach insights tiles for spending at $1,282, net worth at $1,378,220, subscriptions at $80 and a credit score of 732.sofi.com, as of
  • Spending and net worth insight tiles
    App Store marketing imageRelay insights tiles for spending at $1,282.12, pacing high this month, and net worth at $1,278,220.50.App Store listing, as of

Transactions

  • Activity list with a scheduled transfer
    App Store marketing imageAn Activity section with Checking and Savings tabs and a scheduled $500.00 transfer to savings.App Store listing, as of

AI assistant

  • SoFi Coach assistant start screen
    App Store marketing imageA SoFi Coach Beta screen asking How can I help? with suggested topics for support, taxes and optimizing money.App Store listing, as of
  • SoFi Coach chat with spending pace chart
    App Store marketing imageA July spending trend chat where the user asks How am I spending this month? and Coach shows a $7,000 spending pace chart against a $6,000 target with suggested follow-up questions.App Store listing, as of
  • Chat bubble: How am I spending this month?
    App Store marketing imageA user chat bubble asking How am I spending this month?App Store listing, as of

Budget

  • Spending pace chart at $7,000 versus $6,000 target
    App Store marketing imageA Spending pace to target card showing $7,000 spent, overspent by $1,000, against a $6,000 target line.App Store listing, as of

Other screens

  • Credit score 732 rated Good
    From SoFi's websiteA floating card showing a credit score of 732, up 10 points, rated Good, with a colored score bar.sofi.com, as of

Features SoFi states

SoFi's own website states 8 of the 10 app features we look for.

  • Stated on the bank's site

    Mobile check deposit

    “take a quick snapshot of your check, and you’re done.”

    As of · sofi.com/banking/online-banking/mobile-banking

  • Stated on the bank's site

    Card lock and unlock

    “If you lose your card, you can easily freeze it or report it as lost or stolen right from the SoFi banking app.”

    As of · sofi.com/banking/online-banking/mobile-banking

  • Stated on the bank's site

    Send money to people (P2P and Zelle)

    “In the Banking section of the SoFi app, tap Transfer, then Send Money to a Friend.”

    As of · sofi.com/banking/online-banking/mobile-banking

  • Stated on the bank's site

    Account alerts

    “Plus, you can set push notifications to get real-time alerts about your account.”

    As of · sofi.com/banking/online-banking/mobile-banking

  • Stated on the bank's site

    Budgeting or spending insights

    “With comprehensive credit score monitoring, intuitive spending breakdowns, budgeting tools, and personalized financial insights”

    As of · sofi.com/banking/online-banking/mobile-banking

  • Stated on the bank's site

    Automatic saving

    “Set automatic savings goals with Vaults and use Roundups to keep the change when you spend.”

    As of · sofi.com/banking/automatic-savings

  • Not found on the bank's site yet

    Virtual assistant

    Not found on SoFi's site yet.

  • Stated on the bank's site

    Face or fingerprint sign-in

    “Log into your mobile bank account using your fingerprint, your face, or a code sent via text.”

    As of · sofi.com/banking/online-banking/mobile-banking

  • Stated on the bank's site

    Credit score in the app

    “With free credit score monitoring from SoFi, you get weekly score updates”

    As of · sofi.com/app

  • Not found on the bank's site yet

    Apple Pay or Google Pay

    Not found on SoFi's site yet.

✓ means the bank's own website states it, with the quote and page shown. ? means we did not find it stated on the bank's site, not that the app lacks it. We never mark a feature as missing unless the bank says so.

Privacy and accessibility labels

Apple's privacy labels are what each developer reports to Apple. Apple says it does not verify them. We copy the category names exactly as the App Store lists them.

App privacy

SoFi

Data Used to Track You

  • Identifiers

Data Linked to You

  • Purchases
  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data

Data Not Linked to You

  • Location
  • Contacts
  • Identifiers
  • Usage Data
  • Diagnostics

As of · App Store listing

Accessibility

SoFi

The App Store listing shows no accessibility labels for this app (checked Oct 24, 2026). That means the developer hasn't listed them, not that the app has no accessibility support.

Compare SoFi with another app

Sources and dates

SoFi

How we compare bank apps explains every source and what we don't do yet. See every bank app.

This is education, not financial advice.