Bank app comparison
Chime vs SoFi app
Store facts as of
Short answer
On the App Store, Chime has a store rating of 4.8 out of 5 from 1,629,962 ratings, and SoFi has a store rating of 4.7 out of 5 from 385,429 ratings, as of Oct 24, 2026. Chime last updated its iPhone app on Oct 20, 2026, and SoFi on Oct 23, 2026. Of the 10 app features we look for on each bank's own website, we found 7 stated by Chime and 8 by SoFi.
Store ratings
These are store ratings from app users on the App Store and Google Play, not a Priceless Tay score.
Chime
Google Play rating (Android)
4.7out of 5
1.13M reviews, as shown on Google Play. Updated on Oct 22, 2026.
As of · Google Play listing
SoFi
Google Play rating (Android)
3.7out of 5
54.1K reviews, as shown on Google Play. Updated on Oct 23, 2026.
As of · Google Play listing
Updates and app facts
Chime last updated its iPhone app on Oct 20, 2026, 4 days before we checked, and Google Play shows its Android app updated on Oct 22, 2026. SoFi last updated its iPhone app on Oct 23, 2026, 1 day before we checked, and Google Play shows its Android app updated on Oct 23, 2026.
Chime
- Last App Store update
- Version 5.349.0, released Oct 20, 2026
- App size
- 290.9 MB
- Requires
- iOS 16.4 or later
- Runs on
- iPhone
- Languages
- 1 (English)
- Developer
- Chime Financial, Inc.
As of · App Store listing
SoFi
- Last App Store update
- Version 3.119.0, released Oct 23, 2026
- App size
- 282.6 MB
- Requires
- iOS 15.2 or later
- Runs on
- iPhone, iPad, iPod touch and Apple Vision
- Languages
- 1 (English)
- Developer
- Social Finance, LLC
As of · App Store listing
Features each bank states
✓ means the bank's own website states it, with the quote and page shown. ? means we did not find it stated on the bank's site, not that the app lacks it. We never mark a feature as missing unless the bank says so. Each ✓ links to the page it came from; the quotes are on each app's own page.
Screen by screen
Pick a task to see what each app shows for it. App Store, Google Play and bank website images are the bank's own marketing, so names and balances are sample data. Help center images come from the bank's support pages. See every bank app's screens.
Home and accounts
Chime
App Store marketing imageA Chime home screen at an angle showing $2,346.91 available and tiles for Savings at $5,821.45, Cash back at $115.00, MyPay at $275 and Direct Deposit.App Store listing, as of 
App Store marketing imageTiles for Savings at $5,821.45, Cash back at $115.00, MyPay at $275, Direct Deposit in 3 days, FICO Score and Chime Deals.App Store listing, as of
SoFi
App Store marketing imageA Banking screen showing $51,526.90 total available balance, Checking and Savings balances, Transfer, Deposit, Pay and Zelle buttons, and an Activity list.App Store listing, as of 
App Store marketing imageA Good morning, Sammy home screen with Banking, Invest, Crypto and Personal loans rows and Relay insights tiles for spending and net worth.App Store listing, as of 
App Store marketing imageA card listing Checking at $4,256.90 and Savings at $47,270.00.App Store listing, as of 
App Store marketing imageRows for Banking at $27,282.12 and Invest at $38,651.40 with Crypto and Personal loans shortcuts.App Store listing, as of
Transfer and send
Chime
No official screen found yet
SoFi
App Store marketing imageA row of Transfer, Deposit, Pay and Zelle buttons.App Store listing, as of
Card controls
Chime
App Store marketing imageA Your cards screen at an angle showing a black Chime Visa card, an Add to Apple Wallet button and a Virtual credit section.App Store listing, as of
SoFi
From SoFi's websiteA Debit card screen showing the card, an Activate your debit card prompt, a Freeze card toggle switched off, an Add to Apple Wallet button, and Reset PIN and Replace card rows.sofi.com, as of
Settings and security
Chime
App Store marketing imageA Security Center screen at an angle showing a 100% security progress ring and setup steps such as setting up a passkey.App Store listing, as of 
App Store marketing imageA Chime notification saying Cha-ching! You just scored 5% cash back on your purchase.App Store listing, as of 
App Store marketing imageA Suspicious Activity notification asking Did you just make a purchase of $212.32? Open the app to confirm.App Store listing, as of
SoFi
No official screen found yet
Investments
Chime
No official screen found yet
SoFi
App Store marketing imageAn Invest screen showing $11,305.40 with a one week performance chart, time range buttons and an Accounts section.App Store listing, as of 
App Store marketing imageA portfolio value of $11,305.40, up $178.60 in the past week, above a one week line chart and time range buttons from 1W to MAX.App Store listing, as of
Goals
Chime
App Store marketing imageA Savings screen at an angle showing $8,210.45 and a Goals list with My savings, Wedding and Emergency fund.App Store listing, as of 
App Store marketing imageA Goals list with My savings at $5,017.45, Wedding at $1,094 and Emergency fund at $2,099.App Store listing, as of
SoFi
No official screen found yet
Reports and insights
Chime
App Store marketing imageA Chime notification saying Your score went up 70 points!App Store listing, as of
SoFi
From SoFi's websiteA tilted home screen showing a Banking balance of $27,282.12 and Coach insights tiles for spending at $1,282, net worth at $1,378,220, subscriptions at $80 and a credit score of 732.sofi.com, as of 
App Store marketing imageRelay insights tiles for spending at $1,282.12, pacing high this month, and net worth at $1,278,220.50.App Store listing, as of
Transactions
Chime
No official screen found yet
SoFi
App Store marketing imageAn Activity section with Checking and Savings tabs and a scheduled $500.00 transfer to savings.App Store listing, as of
AI assistant
Chime
No official screen found yet
SoFi
App Store marketing imageA SoFi Coach Beta screen asking How can I help? with suggested topics for support, taxes and optimizing money.App Store listing, as of 
App Store marketing imageA July spending trend chat where the user asks How am I spending this month? and Coach shows a $7,000 spending pace chart against a $6,000 target with suggested follow-up questions.App Store listing, as of 
App Store marketing imageA user chat bubble asking How am I spending this month?App Store listing, as of
Privacy labels
Apple's privacy labels are what each developer reports to Apple. Apple says it does not verify them. We copy the category names exactly as the App Store lists them.
Chime
Data Used to Track You
Not listed on the App Store page.
Data Linked to You
- Purchases
- Financial Info
- Location
- Contact Info
- Contacts
- User Content
- Identifiers
- Usage Data
- Sensitive Info
- Diagnostics
- Other Data
Data Not Linked to You
Not listed on the App Store page.
As of · App Store listing
SoFi
Data Used to Track You
- Identifiers
Data Linked to You
- Purchases
- Financial Info
- Contact Info
- User Content
- Identifiers
- Usage Data
Data Not Linked to You
- Location
- Contacts
- Identifiers
- Usage Data
- Diagnostics
As of · App Store listing
Accessibility labels
Chime
The App Store listing shows no accessibility labels for this app (checked Oct 24, 2026). That means the developer hasn't listed them, not that the app has no accessibility support.
SoFi
The App Store listing shows no accessibility labels for this app (checked Oct 24, 2026). That means the developer hasn't listed them, not that the app has no accessibility support.
FAQ
What are the App Store ratings for Chime and SoFi?
Chime has a store rating of 4.8 out of 5 from 1,629,962 ratings. SoFi has a store rating of 4.7 out of 5 from 385,429 ratings. These are App Store ratings from users, not a Priceless Tay score.
What are the Google Play ratings for Chime and SoFi?
Chime shows 4.7 out of 5 (1.13M reviews) on Google Play, and SoFi shows 3.7 out of 5 (54.1K reviews).
When were the Chime and SoFi iPhone apps last updated?
Chime released version 5.349.0 on Oct 20, 2026. SoFi released version 3.119.0 on Oct 23, 2026.
Which Apple devices do the Chime and SoFi apps run on?
The App Store lists iPhone for Chime, and iPhone, iPad, iPod touch and Apple Vision for SoFi.
Which app features does Chime state that we did not find for SoFi?
Chime's own website states apple pay or google pay. We did not find that stated on SoFi's website, which does not mean the SoFi app lacks it.
Which app features does SoFi state that we did not find for Chime?
SoFi's own website states card lock and unlock and credit score in the app. We did not find those stated on Chime's website, which does not mean the Chime app lacks them.
Keep comparing
- See every fact on the Chime app page, with all four screenshots.
- See every fact on the SoFi app page, with all four screenshots.
- Compare other bank apps, or read how we compare bank apps.
Sources and dates
Chime
- App Store facts, privacy and accessibility labels, screenshots and icon: App Store listing and Apple's iTunes Lookup API, checked Oct 24, 2026.
- Google Play rating and update date: Google Play listing, checked Oct 24, 2026.
- Features, from Chime's own website: help.chime.com/how-do-i-deposit-a-check-396c94d0, help.chime.com/explore-products-ad7f967f/pay-anyone-65aba19b/what-is-pay-anyone-7c0fd8c8, help.chime.com/how-do-i-set-up-and-manage-my-notifications-d4b03476, help.chime.com/manage-money-56350c4d/balance-transactions-2a739f36/about-spending-insights-bf741f11, help.chime.com/why-is-my-money-going-into-my-savings-account-without-me-5de091f0, help.chime.com/how-do-i-add-fingerprint-capabilities-for-android-4acef8c8, help.chime.com/manage-money-56350c4d/cards-89d3ae0b/use-your-chime-card-with-digital-wallets-b5b851c7.
- chime.com returns a Cloudflare block (403) to this session, so features come from Chime's own help center (help.chime.com).
SoFi
- App Store facts, privacy and accessibility labels, screenshots and icon: App Store listing and Apple's iTunes Lookup API, checked Oct 24, 2026.
- Google Play rating and update date: Google Play listing, checked Oct 24, 2026.
- Features, from SoFi's own website: sofi.com/banking/online-banking/mobile-banking, sofi.com/banking/automatic-savings, sofi.com/app.
This is education, not financial advice.
