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Bank app facts

Chime app

Chime on iPhone and Android. Store facts as of .

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Visit Chime's site (opens in a new tab)

What the Chime app is for and who it fits

Chime says it is a financial technology company, not a bank. Its banking services are provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC, and the app is where you run the checking and savings accounts those banks hold.

Chime's help center groups the app around direct deposit, transfers, check deposits and savings, plus MyPay, SpotMe, Credit Builder and Pay Anyone. When Chime receives a qualifying direct deposit, it says it generally makes the money available right away, which can be up to two days before your scheduled pay date.

The app fits people who want an account built around getting paid by direct deposit. Chime says the easiest way to reach its support team is chat in the Chime app, and it also lists a phone line.

Written from these official pages, checked :

Store ratings

These are store ratings from app users on the App Store and Google Play, not a Priceless Tay score.

App Store rating (iPhone)

4.8out of 5

1,655,300 ratings

As of · App Store listing

Google Play rating (Android)

4.7out of 5

1.13M reviews, as shown on Google Play. Updated on Oct 22, 2026.

As of · Google Play listing

App facts

Last App Store update
Version 5.352.0, released Nov 10, 2026
App size
290.9 MB
Requires
iOS 16.4 or later
Runs on
iPhone
Languages
1 (English)
Developer
Chime Financial, Inc.

As of · App Store listing

What the app looks like, screen by screen

Every image we have of the Chime app, grouped by task. App Store, Google Play and bank website images are the bank's own marketing, so names and balances are sample data. Help center images come from the bank's support pages. See every bank app's screens.

Home and accounts (2)

  • Chime home screen with available balance and tiles
    App Store marketing imageA Chime home screen at an angle showing $2,346.91 available and tiles for Savings at $5,821.45, Cash back at $115.00, MyPay at $275 and Direct Deposit.App Store listing, as of
  • Chime savings, cash back, MyPay and direct deposit tiles
    App Store marketing imageTiles for Savings at $5,821.45, Cash back at $115.00, MyPay at $275, Direct Deposit in 3 days, FICO Score and Chime Deals.App Store listing, as of

Card controls (1)

  • Chime Your cards screen
    App Store marketing imageA Your cards screen at an angle showing a black Chime Visa card, an Add to Apple Wallet button and a Virtual credit section.App Store listing, as of

Settings and security (3)

  • Chime Security Center screen
    App Store marketing imageA Security Center screen at an angle showing a 100% security progress ring and setup steps such as setting up a passkey.App Store listing, as of
  • Chime cash back notification
    App Store marketing imageA Chime notification saying Cha-ching! You just scored 5% cash back on your purchase.App Store listing, as of
  • Chime suspicious activity notification
    App Store marketing imageA Suspicious Activity notification asking Did you just make a purchase of $212.32? Open the app to confirm.App Store listing, as of

Goals (2)

  • Chime savings screen with goals list
    App Store marketing imageA Savings screen at an angle showing $8,210.45 and a Goals list with My savings, Wedding and Emergency fund.App Store listing, as of
  • Savings goals list
    App Store marketing imageA Goals list with My savings at $5,017.45, Wedding at $1,094 and Emergency fund at $2,099.App Store listing, as of

Reports and insights (1)

  • Chime credit score notification
    App Store marketing imageA Chime notification saying Your score went up 70 points!App Store listing, as of

Other screens (3)

  • Chime credit score gauge screen
    App Store marketing imageA Credit Score screen at an angle showing a 720 score on a gauge from 300 to 850 and a What goes into FICO Scores link.App Store listing, as of
  • Chime MyPay screen with $275 available
    App Store marketing imageA MyPay screen at an angle showing a ring with $275 available now and a Manage MyPay link.App Store listing, as of
  • Chime fee-free ATM map
    App Store marketing imageA map at an angle with Deposit and Withdraw tabs and ATM pins around San Francisco neighborhoods.App Store listing, as of

Features its official sources state

Chime's website, help center or app store listing states these 10 app features, in the bank's own words.

✓ means the bank's official sources (its website, help center or official app store listing) state it, with the quote and page shown. ✕ means those sources say the bank doesn't offer it. We never mark a feature ✕ just because a page doesn't mention it.

Privacy and accessibility labels

Apple's privacy labels are what each developer reports to Apple. Apple says it does not verify them. We copy the category names exactly as the App Store lists them.

App privacy

Chime

Data Used to Track You

Not listed on the App Store page.

Data Linked to You

  • Purchases
  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content
  • Identifiers
  • Usage Data
  • Sensitive Info
  • Diagnostics
  • Other Data

Data Not Linked to You

Not listed on the App Store page.

As of · App Store listing

Accessibility

Chime

The App Store listing shows no accessibility labels for this app (checked Oct 25, 2026). That means the developer hasn't listed them, not that the app has no accessibility support.

FAQ

Is Chime a bank?

No, Chime says it is a financial technology company, not a bank.

Which banks hold Chime accounts?

Chime says its banking services are provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

Does Chime offer early direct deposit?

Yes, Chime says it generally makes a qualifying direct deposit available when it receives it, which may be up to two days before your scheduled pay date, and early access isn't guaranteed every pay period.

Compare Chime with another app

Sources and dates

Chime

How we compare bank apps explains every source and what we don't do yet. See every bank app.

This is education, not financial advice.