Bank app comparison
Chime vs Varo app
Store facts as of
I earn commissions from some links.
Chime
Banking app
Visit site for Chime (opens in a new tab)
Short answer
On the App Store, Chime has a store rating of 4.8 out of 5 from 1,655,300 ratings, and Varo has a store rating of 4.9 out of 5 from 233,523 ratings, as of Nov 12, 2026. Chime last updated its iPhone app on Nov 10, 2026, and Varo on Nov 10, 2026. Of the 10 app features we look for in each bank's official sources (its website, help center or official app store listing), both state the same 9, side by side in the table below.
Store ratings
These are store ratings from app users on the App Store and Google Play, not a Priceless Tay score.
Chime
Google Play rating (Android)
4.7out of 5
1.13M reviews, as shown on Google Play. Updated on Oct 22, 2026.
As of · Google Play listing
Varo
Google Play rating (Android)
4.5out of 5
245K reviews, as shown on Google Play. Updated on Oct 21, 2026.
As of · Google Play listing
Updates and app facts
Chime last updated its iPhone app on Nov 10, 2026, 2 days before we checked, and Google Play shows its Android app updated on Oct 22, 2026. Varo last updated its iPhone app on Nov 10, 2026, 2 days before we checked, and Google Play shows its Android app updated on Oct 21, 2026.
Chime
- Last App Store update
- Version 5.352.0, released Nov 10, 2026
- App size
- 290.9 MB
- Requires
- iOS 16.4 or later
- Runs on
- iPhone
- Languages
- 1 (English)
- Developer
- Chime Financial, Inc.
As of · App Store listing
Varo
- Last App Store update
- Version 4.44.1, released Nov 10, 2026
- App size
- 128.2 MB
- Requires
- iOS 16.4 or later
- Runs on
- iPhone, iPad and Apple Vision
- Languages
- 1 (English)
- Developer
- Varo Money inc
As of · App Store listing
Features each bank states
✓ means the bank's official sources (its website, help center or official app store listing) state it, with the quote and page shown. ✕ means those sources say the bank doesn't offer it. We never mark a feature ✕ just because a page doesn't mention it. Each mark links to the page it came from; the quotes are on each app's own page.
Send money to people
Card lock and unlock
Screen by screen
Pick a task to see what each app shows for it. App Store, Google Play and bank website images are the bank's own marketing, so names and balances are sample data. Help center images come from the bank's support pages. See every bank app's screens.
Home and accounts
Chime
App Store marketing imageA Chime home screen at an angle showing $2,346.91 available and tiles for Savings at $5,821.45, Cash back at $115.00, MyPay at $275 and Direct Deposit.App Store listing, as of 
App Store marketing imageTiles for Savings at $5,821.45, Cash back at $115.00, MyPay at $275, Direct Deposit in 3 days, FICO Score and Chime Deals.App Store listing, as of
Varo
App Store marketing imageA Bank account screen with All, Money out and Money in filters, a $2,340.04 available balance and transactions, partly covered by a You saved $10.95 this month in fees banner.App Store listing, as of 
App Store marketing imageA Savings account screen showing a $1,987.00 available balance, interest earned and a posted transfer of $75.00, partly covered by an Earn more with 3.75% APY banner.App Store listing, as of 
App Store marketing imageThe iPad Bank account screen: All, Money out and Money in filters, an available balance of $2,352.47 with Move money and View card buttons, a "You saved $10.95 this month in fees!" banner placed over it and a pending transfer to savings.App Store listing, as of 
App Store marketing imageAll, Money out and Money in filter chips above an available balance of $2,340.04.App Store listing, as of
Transfer and send
Chime
No official screen found yet
Varo
App Store marketing imageA Zelle confirmation on iPad: "You sent Chris $600.00" with the memo "rent" and a house illustration.App Store listing, as of
Card controls
Chime
App Store marketing imageA Your cards screen at an angle showing a black Chime Visa card, an Add to Apple Wallet button and a Virtual credit section.App Store listing, as of
Varo
App Store marketing imageThree settings rows with switches turned on for locking a card, real-time transaction alerts and Face ID and fingerprint privacy.App Store listing, as of
Settings and security
Chime
App Store marketing imageA Security Center screen at an angle showing a 100% security progress ring and setup steps such as setting up a passkey.App Store listing, as of 
App Store marketing imageA Chime notification saying Cha-ching! You just scored 5% cash back on your purchase.App Store listing, as of 
App Store marketing imageA Suspicious Activity notification asking Did you just make a purchase of $212.32? Open the app to confirm.App Store listing, as of
Varo
App Store marketing imageThree settings rows with switches on: Lock your card with your phone, Real-time transaction alerts, and Face ID and fingerprint privacy.App Store listing, as of
Goals
Chime
App Store marketing imageA Savings screen at an angle showing $8,210.45 and a Goals list with My savings, Wedding and Emergency fund.App Store listing, as of 
App Store marketing imageA Goals list with My savings at $5,017.45, Wedding at $1,094 and Emergency fund at $2,099.App Store listing, as of
Varo
App Store marketing imageA Savings account with $1,987.00 available, interest earned, an "Earn more with 3.75% APY" banner placed over it and pending and posted transfers.App Store listing, as of
Reports and insights
Chime
App Store marketing imageA Chime notification saying Your score went up 70 points!App Store listing, as of
Varo
App Store marketing imageA Varo Bank Account screen showing $1,450.38 total spent so far this month and a Spending by category section, partly covered by a You just got paid banner.App Store listing, as of 
From Varo's websiteA Varo Bank Account screen with Money out selected showing $1,450.38 total spend so far this month on a line chart, with a note that spending is $152.97 lower than at this time last month.varomoney.com, as of 
App Store marketing imageA note saying so far your spending is $545.76 lower than it was at this time last month.App Store listing, as of
Privacy labels
Apple's privacy labels are what each developer reports to Apple. Apple says it does not verify them. We copy the category names exactly as the App Store lists them.
Chime
Data Used to Track You
Not listed on the App Store page.
Data Linked to You
- Purchases
- Financial Info
- Location
- Contact Info
- Contacts
- User Content
- Identifiers
- Usage Data
- Sensitive Info
- Diagnostics
- Other Data
Data Not Linked to You
Not listed on the App Store page.
As of · App Store listing
Varo
Data Used to Track You
Not listed on the App Store page.
Data Linked to You
- Financial Info
- Location
- Contact Info
- Identifiers
- Usage Data
- Diagnostics
Data Not Linked to You
- Contacts
As of · App Store listing
Accessibility labels
Chime
The App Store listing shows no accessibility labels for this app (checked Oct 25, 2026). That means the developer hasn't listed them, not that the app has no accessibility support.
Varo
The App Store listing shows no accessibility labels for this app (checked Oct 25, 2026). That means the developer hasn't listed them, not that the app has no accessibility support.
FAQ
What are the App Store ratings for Chime and Varo?
Chime has a store rating of 4.8 out of 5 from 1,655,300 ratings. Varo has a store rating of 4.9 out of 5 from 233,523 ratings. These are App Store ratings from users, not a Priceless Tay score.
What are the Google Play ratings for Chime and Varo?
Chime shows 4.7 out of 5 (1.13M reviews) on Google Play, and Varo shows 4.5 out of 5 (245K reviews).
When were the Chime and Varo iPhone apps last updated?
Chime released version 5.352.0 on Nov 10, 2026. Varo released version 4.44.1 on Nov 10, 2026.
Which Apple devices do the Chime and Varo apps run on?
The App Store lists iPhone for Chime, and iPhone, iPad and Apple Vision for Varo.
Which app features do both Chime and Varo state?
Both banks' official sources state mobile check deposit, card lock and unlock, sending money to people, account alerts, budgeting or spending insights, automatic saving, a virtual assistant, a credit score in the app, and Apple Pay or Google Pay.
Keep comparing
- See every fact on the Chime app page, with all four screenshots.
- See every fact on the Varo app page, with all four screenshots.
- Compare other bank apps, or read how we compare bank apps.
Sources and dates
Chime
- App Store facts, privacy and accessibility labels, screenshots and icon: App Store listing and Apple's iTunes Lookup API, checked Nov 12, 2026.
- Google Play rating and update date: Google Play listing, checked Oct 25, 2026.
- Features, from Chime's official sources: help.chime.com/how-do-i-deposit-a-check-396c94d0, help.chime.com/can-i-pause-my-chime-account-dc15cd79, help.chime.com/explore-products-ad7f967f/pay-anyone-65aba19b/what-is-pay-anyone-7c0fd8c8, help.chime.com/how-do-i-set-up-and-manage-my-notifications-d4b03476, help.chime.com/manage-money-56350c4d/balance-transactions-2a739f36/about-spending-insights-bf741f11, help.chime.com/why-is-my-money-going-into-my-savings-account-without-me-5de091f0, help.chime.com/manage-money-56350c4d/jade-financial-partner-09a6e8e3/what-is-jade-financial-partner-d9c77341, help.chime.com/how-do-i-add-fingerprint-capabilities-for-android-4acef8c8, help.chime.com/how-do-i-change-my-settings-in-the-chime-app-697b315d, help.chime.com/manage-money-56350c4d/cards-89d3ae0b/use-your-chime-card-with-digital-wallets-b5b851c7.
- chime.com returns a Cloudflare block (403) to this session, so features come from Chime's own help center (help.chime.com).
Varo
- App Store facts, privacy and accessibility labels, screenshots and icon: App Store listing and Apple's iTunes Lookup API, checked Nov 12, 2026.
- Google Play rating and update date: Google Play listing, checked Oct 25, 2026.
- Features, from Varo's official sources: support.varomoney.com/hc/en-us/articles/115011614328-Deposit-Checks, varomoney.com/security-and-control, varomoney.com/mobile-banking, support.varomoney.com/hc/en-us/articles/24604596039828-Money-Insights, varomoney.com/automatic-savings-tools, support.varomoney.com/hc/en-us/articles/360000334946-Contact-Us, varomoney.com/credit-builder, varomoney.com/debit-card.
This is education, not financial advice.
