Bank app comparison
Chime vs Varo app
Store facts as of
Short answer
On the App Store, Chime has a store rating of 4.8 out of 5 from 1,629,962 ratings, and Varo has a store rating of 4.9 out of 5 from 233,533 ratings, as of Oct 24, 2026. Chime last updated its iPhone app on Oct 20, 2026, and Varo on Oct 22, 2026. Of the 10 app features we look for on each bank's own website, we found 7 stated by Chime and 6 by Varo.
Store ratings
These are store ratings from app users on the App Store and Google Play, not a Priceless Tay score.
Chime
Google Play rating (Android)
4.7out of 5
1.13M reviews, as shown on Google Play. Updated on Oct 22, 2026.
As of · Google Play listing
Varo
Google Play rating (Android)
4.5out of 5
245K reviews, as shown on Google Play. Updated on Oct 21, 2026.
As of · Google Play listing
Updates and app facts
Chime last updated its iPhone app on Oct 20, 2026, 4 days before we checked, and Google Play shows its Android app updated on Oct 22, 2026. Varo last updated its iPhone app on Oct 22, 2026, 2 days before we checked, and Google Play shows its Android app updated on Oct 21, 2026.
Chime
- Last App Store update
- Version 5.349.0, released Oct 20, 2026
- App size
- 290.9 MB
- Requires
- iOS 16.4 or later
- Runs on
- iPhone
- Languages
- 1 (English)
- Developer
- Chime Financial, Inc.
As of · App Store listing
Varo
- Last App Store update
- Version 4.43.0, released Oct 22, 2026
- App size
- 128.2 MB
- Requires
- iOS 16.4 or later
- Runs on
- iPhone, iPad and Apple Vision
- Languages
- 1 (English)
- Developer
- Varo Money inc
As of · App Store listing
Features each bank states
✓ means the bank's own website states it, with the quote and page shown. ? means we did not find it stated on the bank's site, not that the app lacks it. We never mark a feature as missing unless the bank says so. Each ✓ links to the page it came from; the quotes are on each app's own page.
Screen by screen
Pick a task to see what each app shows for it. App Store, Google Play and bank website images are the bank's own marketing, so names and balances are sample data. Help center images come from the bank's support pages. See every bank app's screens.
Home and accounts
Chime
App Store marketing imageA Chime home screen at an angle showing $2,346.91 available and tiles for Savings at $5,821.45, Cash back at $115.00, MyPay at $275 and Direct Deposit.App Store listing, as of 
App Store marketing imageTiles for Savings at $5,821.45, Cash back at $115.00, MyPay at $275, Direct Deposit in 3 days, FICO Score and Chime Deals.App Store listing, as of
Varo
App Store marketing imageA Bank account screen with All, Money out and Money in filters, a $2,340.04 available balance and transactions, partly covered by a You saved $10.95 this month in fees banner.App Store listing, as of 
App Store marketing imageA Savings account screen showing a $1,987.00 available balance, interest earned and a posted transfer of $75.00, partly covered by an Earn more with 3.75% APY banner.App Store listing, as of 
App Store marketing imageAll, Money out and Money in filter chips above an available balance of $2,340.04.App Store listing, as of
Card controls
Chime
App Store marketing imageA Your cards screen at an angle showing a black Chime Visa card, an Add to Apple Wallet button and a Virtual credit section.App Store listing, as of
Varo
App Store marketing imageThree settings rows with switches turned on for locking a card, real-time transaction alerts and Face ID and fingerprint privacy.App Store listing, as of
Settings and security
Chime
App Store marketing imageA Security Center screen at an angle showing a 100% security progress ring and setup steps such as setting up a passkey.App Store listing, as of 
App Store marketing imageA Chime notification saying Cha-ching! You just scored 5% cash back on your purchase.App Store listing, as of 
App Store marketing imageA Suspicious Activity notification asking Did you just make a purchase of $212.32? Open the app to confirm.App Store listing, as of
Varo
No official screen found yet
Goals
Chime
App Store marketing imageA Savings screen at an angle showing $8,210.45 and a Goals list with My savings, Wedding and Emergency fund.App Store listing, as of 
App Store marketing imageA Goals list with My savings at $5,017.45, Wedding at $1,094 and Emergency fund at $2,099.App Store listing, as of
Varo
No official screen found yet
Reports and insights
Chime
App Store marketing imageA Chime notification saying Your score went up 70 points!App Store listing, as of
Varo
App Store marketing imageA Varo Bank Account screen showing $1,450.38 total spent so far this month and a Spending by category section, partly covered by a You just got paid banner.App Store listing, as of 
From Varo's websiteA Varo Bank Account screen with Money out selected showing $1,450.38 total spend so far this month on a line chart, with a note that spending is $152.97 lower than at this time last month.varomoney.com, as of 
App Store marketing imageA note saying so far your spending is $545.76 lower than it was at this time last month.App Store listing, as of
Privacy labels
Apple's privacy labels are what each developer reports to Apple. Apple says it does not verify them. We copy the category names exactly as the App Store lists them.
Chime
Data Used to Track You
Not listed on the App Store page.
Data Linked to You
- Purchases
- Financial Info
- Location
- Contact Info
- Contacts
- User Content
- Identifiers
- Usage Data
- Sensitive Info
- Diagnostics
- Other Data
Data Not Linked to You
Not listed on the App Store page.
As of · App Store listing
Varo
Data Used to Track You
Not listed on the App Store page.
Data Linked to You
- Financial Info
- Location
- Contact Info
- Identifiers
- Usage Data
- Diagnostics
Data Not Linked to You
- Contacts
As of · App Store listing
Accessibility labels
Chime
The App Store listing shows no accessibility labels for this app (checked Oct 24, 2026). That means the developer hasn't listed them, not that the app has no accessibility support.
Varo
The App Store listing shows no accessibility labels for this app (checked Oct 24, 2026). That means the developer hasn't listed them, not that the app has no accessibility support.
FAQ
What are the App Store ratings for Chime and Varo?
Chime has a store rating of 4.8 out of 5 from 1,629,962 ratings. Varo has a store rating of 4.9 out of 5 from 233,533 ratings. These are App Store ratings from users, not a Priceless Tay score.
What are the Google Play ratings for Chime and Varo?
Chime shows 4.7 out of 5 (1.13M reviews) on Google Play, and Varo shows 4.5 out of 5 (245K reviews).
When were the Chime and Varo iPhone apps last updated?
Chime released version 5.349.0 on Oct 20, 2026. Varo released version 4.43.0 on Oct 22, 2026.
Which Apple devices do the Chime and Varo apps run on?
The App Store lists iPhone for Chime, and iPhone, iPad and Apple Vision for Varo.
Which app features does Chime state that we did not find for Varo?
Chime's own website states mobile check deposit, budgeting or spending insights and face or fingerprint sign-in. We did not find those stated on Varo's website, which does not mean the Varo app lacks them.
Which app features does Varo state that we did not find for Chime?
Varo's own website states card lock and unlock and credit score in the app. We did not find those stated on Chime's website, which does not mean the Chime app lacks them.
Keep comparing
- See every fact on the Chime app page, with all four screenshots.
- See every fact on the Varo app page, with all four screenshots.
- Compare other bank apps, or read how we compare bank apps.
Sources and dates
Chime
- App Store facts, privacy and accessibility labels, screenshots and icon: App Store listing and Apple's iTunes Lookup API, checked Oct 24, 2026.
- Google Play rating and update date: Google Play listing, checked Oct 24, 2026.
- Features, from Chime's own website: help.chime.com/how-do-i-deposit-a-check-396c94d0, help.chime.com/explore-products-ad7f967f/pay-anyone-65aba19b/what-is-pay-anyone-7c0fd8c8, help.chime.com/how-do-i-set-up-and-manage-my-notifications-d4b03476, help.chime.com/manage-money-56350c4d/balance-transactions-2a739f36/about-spending-insights-bf741f11, help.chime.com/why-is-my-money-going-into-my-savings-account-without-me-5de091f0, help.chime.com/how-do-i-add-fingerprint-capabilities-for-android-4acef8c8, help.chime.com/manage-money-56350c4d/cards-89d3ae0b/use-your-chime-card-with-digital-wallets-b5b851c7.
- chime.com returns a Cloudflare block (403) to this session, so features come from Chime's own help center (help.chime.com).
Varo
- App Store facts, privacy and accessibility labels, screenshots and icon: App Store listing and Apple's iTunes Lookup API, checked Oct 24, 2026.
- Google Play rating and update date: Google Play listing, checked Oct 24, 2026.
- Features, from Varo's own website: varomoney.com/security-and-control, varomoney.com/mobile-banking, varomoney.com/automatic-savings-tools, varomoney.com/credit-builder, varomoney.com/debit-card.
This is education, not financial advice.
