Bank app comparison
Capital One vs Chime app
Store facts as of
Short answer
On the App Store, Capital One has a store rating of 4.8 out of 5 from 11,228,348 ratings, and Chime has a store rating of 4.8 out of 5 from 1,629,962 ratings, as of Oct 24, 2026. Capital One last updated its iPhone app on Oct 5, 2026, and Chime on Oct 20, 2026. Of the 10 app features we look for on each bank's own website, we found 9 stated by Capital One and 7 by Chime.
Store ratings
These are store ratings from app users on the App Store and Google Play, not a Priceless Tay score.
Capital One
Google Play rating (Android)
4.5out of 5
1.72M reviews, as shown on Google Play. Updated on Sep 30, 2026.
As of · Google Play listing
Chime
Google Play rating (Android)
4.7out of 5
1.13M reviews, as shown on Google Play. Updated on Oct 22, 2026.
As of · Google Play listing
Updates and app facts
Capital One last updated its iPhone app on Oct 5, 2026, 19 days before we checked, and Google Play shows its Android app updated on Sep 30, 2026. Chime last updated its iPhone app on Oct 20, 2026, 4 days before we checked, and Google Play shows its Android app updated on Oct 22, 2026.
Capital One
- Last App Store update
- Version 6.55.1, released Oct 5, 2026
- App size
- 421.8 MB
- Requires
- iOS 17.0 or later
- Runs on
- iPhone and iPad
- Languages
- 2 (English and Spanish)
- Developer
- Capital One
As of · App Store listing
Chime
- Last App Store update
- Version 5.349.0, released Oct 20, 2026
- App size
- 290.9 MB
- Requires
- iOS 16.4 or later
- Runs on
- iPhone
- Languages
- 1 (English)
- Developer
- Chime Financial, Inc.
As of · App Store listing
Features each bank states
✓ means the bank's own website states it, with the quote and page shown. ? means we did not find it stated on the bank's site, not that the app lacks it. We never mark a feature as missing unless the bank says so. Each ✓ links to the page it came from; the quotes are on each app's own page.
Screen by screen
Pick a task to see what each app shows for it. App Store, Google Play and bank website images are the bank's own marketing, so names and balances are sample data. Help center images come from the bank's support pages. See every bank app's screens.
Home and accounts
Capital One
Google Play marketing imageA home screen with a credit card balance of $524.63, a bank account balance of $2,134.78, an Open a new account link and a rewards tile showing $60.80.Google Play listing, as of 
From Capital One's websiteA home screen saying Hi there. We've got new tools for you! with a credit card tile and a checking tile.capitalone.com, as of 
Google Play marketing imageTwo account tiles showing a credit card balance of $524.63 and a bank account balance of $2,134.78.Google Play listing, as of 
Google Play marketing imageAn Explore rewards and benefits tile showing $60.80 in rewards cash with Travel, Dining and Entertainment shortcuts.Google Play listing, as of 
Google Play marketing imageA bottom tab bar with Home, Rewards, Pay and Move, Help and Profile.Google Play listing, as of
Chime
App Store marketing imageA Chime home screen at an angle showing $2,346.91 available and tiles for Savings at $5,821.45, Cash back at $115.00, MyPay at $275 and Direct Deposit.App Store listing, as of 
App Store marketing imageTiles for Savings at $5,821.45, Cash back at $115.00, MyPay at $275, Direct Deposit in 3 days, FICO Score and Chime Deals.App Store listing, as of
Transfer and send
Capital One
Google Play marketing imageA Review and send screen for a Zelle payment to Amy Bowers from a 360 Checking account with a Slide to send control.Google Play listing, as of 
Google Play marketing imageA Zelle review form showing recipient Amy Bowers, phone number, a $50.00 amount, the from account and a Groceries memo.Google Play listing, as of 
Google Play marketing imageA Slide to send control at the bottom of the payment review.Google Play listing, as of
Chime
No official screen found yet
Card controls
Capital One
App Store marketing imageA Lock this Card dialog explaining that no one will be able to use the card, with Yes, Lock This Card and Cancel buttons.App Store listing, as of 
Google Play marketing imageA Ready to tap screen telling the user to take out a new Venture card and tap it to the phone, with a Start button.Google Play listing, as of 
Google Play marketing imageA Virtual cards screen with a Savor virtual card number, expiration and security code shown in a card overlay.Google Play listing, as of 
From Capital One's websiteA Lock Card screen with a lock icon, a note that no one can use the card while locked, a card row with its toggle switched on and marked locked, and a Done button.capitalone.com, as of 
From Capital One's websiteA Your card panel with a masked card number ending in 1234, expiration and security code, and options to add it to Apple Wallet, PayPal and Amazon.capitalone.com, as of
Chime
App Store marketing imageA Your cards screen at an angle showing a black Chime Visa card, an Add to Apple Wallet button and a Virtual credit section.App Store listing, as of
Settings and security
Capital One
App Store marketing imageA sign in prompt that reads Tired of typing passwords? Sign in with Face ID, with a Use Face ID button and a No Thanks option.App Store listing, as of 
App Store marketing imageAn iPhone lock screen showing a Capital One notification asking Were you double charged? about two $10.50 charges.App Store listing, as of
Chime
App Store marketing imageA Security Center screen at an angle showing a 100% security progress ring and setup steps such as setting up a passkey.App Store listing, as of 
App Store marketing imageA Chime notification saying Cha-ching! You just scored 5% cash back on your purchase.App Store listing, as of 
App Store marketing imageA Suspicious Activity notification asking Did you just make a purchase of $212.32? Open the app to confirm.App Store listing, as of
Goals
Capital One
No official screen found yet
Chime
App Store marketing imageA Savings screen at an angle showing $8,210.45 and a Goals list with My savings, Wedding and Emergency fund.App Store listing, as of 
App Store marketing imageA Goals list with My savings at $5,017.45, Wedding at $1,094 and Emergency fund at $2,099.App Store listing, as of
Reports and insights
Capital One
No official screen found yet
Chime
App Store marketing imageA Chime notification saying Your score went up 70 points!App Store listing, as of
Transactions
Capital One
From Capital One's websiteA Transaction Details screen for a $59.08 Salad Savvy purchase with merchant address, statement descriptor, phone, website, Report a Problem and a map.capitalone.com, as of
Chime
No official screen found yet
Check deposit
Capital One
Google Play marketing imageA Deposit a check screen with a 360 Checking deposit account, an Enter amount field and a memo field.Google Play listing, as of 
Google Play marketing imageA deposit form with the deposit account, an Enter amount field, front and back check photo boxes and a memo field.Google Play listing, as of
Chime
No official screen found yet
AI assistant
Capital One
From Capital One's websiteAn Eno chat that says I'm Eno, your Capital One assistant, with suggested questions about reporting fraud, changing a due date and transferring a balance, and a user question What's my available credit?capitalone.com, as of
Chime
No official screen found yet
Privacy labels
Apple's privacy labels are what each developer reports to Apple. Apple says it does not verify them. We copy the category names exactly as the App Store lists them.
Capital One
Data Used to Track You
- Identifiers
- Usage Data
Data Linked to You
- Financial Info
- Contact Info
- Contacts
- User Content
- Identifiers
- Usage Data
Data Not Linked to You
- Location
- Usage Data
- Diagnostics
As of · App Store listing
Chime
Data Used to Track You
Not listed on the App Store page.
Data Linked to You
- Purchases
- Financial Info
- Location
- Contact Info
- Contacts
- User Content
- Identifiers
- Usage Data
- Sensitive Info
- Diagnostics
- Other Data
Data Not Linked to You
Not listed on the App Store page.
As of · App Store listing
Accessibility labels
Capital One
The App Store listing shows no accessibility labels for this app (checked Oct 24, 2026). That means the developer hasn't listed them, not that the app has no accessibility support.
Chime
The App Store listing shows no accessibility labels for this app (checked Oct 24, 2026). That means the developer hasn't listed them, not that the app has no accessibility support.
FAQ
What are the App Store ratings for Capital One and Chime?
Capital One has a store rating of 4.8 out of 5 from 11,228,348 ratings. Chime has a store rating of 4.8 out of 5 from 1,629,962 ratings. These are App Store ratings from users, not a Priceless Tay score.
What are the Google Play ratings for Capital One and Chime?
Capital One shows 4.5 out of 5 (1.72M reviews) on Google Play, and Chime shows 4.7 out of 5 (1.13M reviews).
When were the Capital One and Chime iPhone apps last updated?
Capital One released version 6.55.1 on Oct 5, 2026. Chime released version 5.349.0 on Oct 20, 2026.
Which Apple devices do the Capital One and Chime apps run on?
The App Store lists iPhone and iPad for Capital One, and iPhone for Chime.
Which app features does Capital One state that we did not find for Chime?
Capital One's own website states card lock and unlock, virtual assistant and credit score in the app. We did not find those stated on Chime's website, which does not mean the Chime app lacks them.
Which app features does Chime state that we did not find for Capital One?
Chime's own website states automatic saving. We did not find that stated on Capital One's website, which does not mean the Capital One app lacks it.
Keep comparing
- See every fact on the Capital One app page, with all four screenshots.
- See every fact on the Chime app page, with all four screenshots.
- Compare other bank apps, or read how we compare bank apps.
Sources and dates
Capital One
- App Store facts, privacy and accessibility labels, screenshots and icon: App Store listing and Apple's iTunes Lookup API, checked Oct 24, 2026.
- Google Play rating and update date: Google Play listing, checked Oct 24, 2026.
- Features, from Capital One's own website: capitalone.com/digital/tools/mobile.
Chime
- App Store facts, privacy and accessibility labels, screenshots and icon: App Store listing and Apple's iTunes Lookup API, checked Oct 24, 2026.
- Google Play rating and update date: Google Play listing, checked Oct 24, 2026.
- Features, from Chime's own website: help.chime.com/how-do-i-deposit-a-check-396c94d0, help.chime.com/explore-products-ad7f967f/pay-anyone-65aba19b/what-is-pay-anyone-7c0fd8c8, help.chime.com/how-do-i-set-up-and-manage-my-notifications-d4b03476, help.chime.com/manage-money-56350c4d/balance-transactions-2a739f36/about-spending-insights-bf741f11, help.chime.com/why-is-my-money-going-into-my-savings-account-without-me-5de091f0, help.chime.com/how-do-i-add-fingerprint-capabilities-for-android-4acef8c8, help.chime.com/manage-money-56350c4d/cards-89d3ae0b/use-your-chime-card-with-digital-wallets-b5b851c7.
- chime.com returns a Cloudflare block (403) to this session, so features come from Chime's own help center (help.chime.com).
This is education, not financial advice.
