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Bank app comparison

Ally vs Chime app

Store facts as of

Short answer

On the App Store, Ally has a store rating of 4.7 out of 5 from 114,169 ratings, and Chime has a store rating of 4.8 out of 5 from 1,629,962 ratings, as of Oct 24, 2026. Ally last updated its iPhone app on Oct 22, 2026, and Chime on Oct 20, 2026. Of the 10 app features we look for on each bank's own website, we found 7 stated by Ally and 7 by Chime.

Store ratings

These are store ratings from app users on the App Store and Google Play, not a Priceless Tay score.

Ally app iconAlly

App Store rating (iPhone)

4.7out of 5

114,169 ratings

As of · App Store listing

Google Play rating (Android)

4.4out of 5

41.4K reviews, as shown on Google Play. Updated on Oct 20, 2026.

As of · Google Play listing

Chime app iconChime

App Store rating (iPhone)

4.8out of 5

1,629,962 ratings

As of · App Store listing

Google Play rating (Android)

4.7out of 5

1.13M reviews, as shown on Google Play. Updated on Oct 22, 2026.

As of · Google Play listing

Updates and app facts

Ally last updated its iPhone app on Oct 22, 2026, 2 days before we checked, and Google Play shows its Android app updated on Oct 20, 2026. Chime last updated its iPhone app on Oct 20, 2026, 4 days before we checked, and Google Play shows its Android app updated on Oct 22, 2026.

Ally app iconAlly

Last App Store update
Version 26.20.0, released Oct 22, 2026
App size
271.5 MB
Requires
iOS 16.6 or later
Runs on
iPhone, iPad and Apple Vision
Languages
3 (English and 2 more)
Developer
Ally Financial Inc.

As of · App Store listing

Chime app iconChime

Last App Store update
Version 5.349.0, released Oct 20, 2026
App size
290.9 MB
Requires
iOS 16.4 or later
Runs on
iPhone
Languages
1 (English)
Developer
Chime Financial, Inc.

As of · App Store listing

Features each bank states

App features each bank's own website states. A question mark means not found yet.
FeatureAllyChime
Mobile check depositStated on the bank's siteSource: ally.com/help/bank/depositsStated on the bank's siteSource: help.chime.com/how-do-i-deposit-a-check-396c94d0
Card lock and unlockStated on the bank's siteSource: ally.com/bank/online-bankingNot found on the bank's site yet
Send money to peopleStated on the bank's siteZelleSource: ally.com/bank/online-bankingStated on the bank's sitePay AnyoneSource: help.chime.com/explore-products-ad7f967f/pay-anyone-65aba19b/what-is-pay-anyone-7c0fd8c8
Account alertsStated on the bank's siteSource: ally.com/help/bank/alerts-notificationsStated on the bank's siteSource: help.chime.com/how-do-i-set-up-and-manage-my-notifications-d4b03476
Budgeting or spending insightsNot found on the bank's site yetStated on the bank's siteSource: help.chime.com/manage-money-56350c4d/balance-transactions-2a739f36/about-spending-insights-bf741f11
Automatic savingStated on the bank's siteSource: ally.com/help/bank/savings-money-marketStated on the bank's siteSource: help.chime.com/why-is-my-money-going-into-my-savings-account-without-me-5de091f0
Virtual assistantNot found on the bank's site yetNot found on the bank's site yet
Face or fingerprint sign-inStated on the bank's siteSource: ally.com/bank/online-bankingStated on the bank's siteSource: help.chime.com/how-do-i-add-fingerprint-capabilities-for-android-4acef8c8
Credit score in the appNot found on the bank's site yetNot found on the bank's site yet
Apple Pay or Google PayStated on the bank's siteSource: ally.com/help/bank/debit-cards-checksStated on the bank's siteSource: help.chime.com/manage-money-56350c4d/cards-89d3ae0b/use-your-chime-card-with-digital-wallets-b5b851c7
Stated on the bank's site7 of 107 of 10

✓ means the bank's own website states it, with the quote and page shown. ? means we did not find it stated on the bank's site, not that the app lacks it. We never mark a feature as missing unless the bank says so. Each ✓ links to the page it came from; the quotes are on each app's own page.

Screen by screen

Pick a task to see what each app shows for it. App Store, Google Play and bank website images are the bank's own marketing, so names and balances are sample data. Help center images come from the bank's support pages. See every bank app's screens.

Home and accounts

Ally app iconAlly

  • Ally app home screen with total balance and accounts
    App Store marketing imageA Good Morning, Alex home screen showing $8,431.78 total, a Vehicles section with a $358.00 amount due and a Make a Payment button, and a Bank Accounts section.App Store listing, as of
  • Ally spending account with available balance
    App Store marketing imageA spending account screen showing a $991.56 available balance, a $1,991.56 current balance, Transfer and Menu buttons and shortcuts for deposit checks, Zelle and manage card.App Store listing, as of
  • Ally vehicle loan payment card on home screen
    App Store marketing imageA home screen Vehicles section listing a vehicle loan with an amount due and a highlighted 2019 Tacoma loan with $270.00 due, above Bank Accounts.App Store listing, as of
  • Greeting with $8,431.78 total
    App Store marketing imageA Good Morning, Alex greeting above an $8,431.78 total.App Store listing, as of
  • Vehicle loan card with $358.00 due
    App Store marketing imageA vehicle financing card showing $358.00 amount due with a next payment date and a Make a Payment button.App Store listing, as of
  • Vehicle loan card with $270.00 due
    App Store marketing imageA 2019 Tacoma vehicle financing card showing $270.00 amount due.App Store listing, as of

Chime app iconChime

  • Chime home screen with available balance and tiles
    App Store marketing imageA Chime home screen at an angle showing $2,346.91 available and tiles for Savings at $5,821.45, Cash back at $115.00, MyPay at $275 and Direct Deposit.App Store listing, as of
  • Chime savings, cash back, MyPay and direct deposit tiles
    App Store marketing imageTiles for Savings at $5,821.45, Cash back at $115.00, MyPay at $275, Direct Deposit in 3 days, FICO Score and Chime Deals.App Store listing, as of

Transfer and send

Ally app iconAlly

  • Ally Transfer Funds form
    From Ally's help centerA Transfer Funds screen with from and to accounts, a $209.89 amount, One Time Transfer frequency, a delivery date, an optional note and a Submit Transfer button.ally.com, as of
  • Ally transfer frequency picker
    From Ally's help centerA Frequency picker listing One Time Transfer, Weekly, Every 2 weeks, Monthly and longer intervals, with One Time Transfer checked.ally.com, as of
  • Transfer, Menu, Deposit checks, Zelle and Manage card buttons
    App Store marketing imageTransfer and Menu buttons with shortcuts for Deposit checks, Zelle and Manage card.App Store listing, as of

Chime app iconChime

No official screen found yet

Card controls

Ally app iconAlly

No official screen found yet

Chime app iconChime

  • Chime Your cards screen
    App Store marketing imageA Your cards screen at an angle showing a black Chime Visa card, an Add to Apple Wallet button and a Virtual credit section.App Store listing, as of

Settings and security

Ally app iconAlly

No official screen found yet

Chime app iconChime

  • Chime Security Center screen
    App Store marketing imageA Security Center screen at an angle showing a 100% security progress ring and setup steps such as setting up a passkey.App Store listing, as of
  • Chime cash back notification
    App Store marketing imageA Chime notification saying Cha-ching! You just scored 5% cash back on your purchase.App Store listing, as of
  • Chime suspicious activity notification
    App Store marketing imageA Suspicious Activity notification asking Did you just make a purchase of $212.32? Open the app to confirm.App Store listing, as of

Investments

Ally app iconAlly

  • Ally Invest account value screen
    App Store marketing imageAn Individual Account screen showing a $4,151.61 account value with Transfers, Activity and Watchlist buttons and a Summary of market value and gains.App Store listing, as of
  • Transfers, Activity and Watchlist buttons
    App Store marketing imageTransfers, Activity and Watchlist buttons on a purple header.App Store listing, as of
  • Investment summary list
    App Store marketing imageA Summary list with market value, total gain or loss, today's gain or loss, cash buying power and orders.App Store listing, as of

Chime app iconChime

No official screen found yet

Goals

Ally app iconAlly

  • Ally savings buckets screen
    App Store marketing imageA Savings tools screen with Buckets and Boosters tabs listing Vacations, Tax Payments and Auto Insurance buckets, with a Goin' places bucket at 60% complete shown in front.App Store listing, as of
  • Savings bucket at 60% complete
    App Store marketing imageA Goin' places bucket card with a progress bar at 60% complete.App Store listing, as of
  • Ally savings buckets with Round Ups note
    From Ally's websiteA Savings Buckets screen showing $4,327.49 with a note that $56.63 was saved with Round Ups this year, Distribute Money and Edit Bucket buttons, and a Gas Money bucket at $2235.ally.com, as of

Chime app iconChime

  • Chime savings screen with goals list
    App Store marketing imageA Savings screen at an angle showing $8,210.45 and a Goals list with My savings, Wedding and Emergency fund.App Store listing, as of
  • Savings goals list
    App Store marketing imageA Goals list with My savings at $5,017.45, Wedding at $1,094 and Emergency fund at $2,099.App Store listing, as of

Reports and insights

Ally app iconAlly

No official screen found yet

Chime app iconChime

  • Chime credit score notification
    App Store marketing imageA Chime notification saying Your score went up 70 points!App Store listing, as of

Privacy labels

Apple's privacy labels are what each developer reports to Apple. Apple says it does not verify them. We copy the category names exactly as the App Store lists them.

Ally

Data Used to Track You

Not listed on the App Store page.

Data Linked to You

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

  • Location
  • Contacts
  • User Content
  • Diagnostics

As of · App Store listing

Chime

Data Used to Track You

Not listed on the App Store page.

Data Linked to You

  • Purchases
  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content
  • Identifiers
  • Usage Data
  • Sensitive Info
  • Diagnostics
  • Other Data

Data Not Linked to You

Not listed on the App Store page.

As of · App Store listing

Accessibility labels

Ally

  • VoiceOver
  • Larger Text
  • Dark Interface
  • Differentiate Without Color Alone
  • Sufficient Contrast
  • Reduced Motion
  • Captions

As of · App Store listing

Chime

The App Store listing shows no accessibility labels for this app (checked Oct 24, 2026). That means the developer hasn't listed them, not that the app has no accessibility support.

FAQ

What are the App Store ratings for Ally and Chime?

Ally has a store rating of 4.7 out of 5 from 114,169 ratings. Chime has a store rating of 4.8 out of 5 from 1,629,962 ratings. These are App Store ratings from users, not a Priceless Tay score.

What are the Google Play ratings for Ally and Chime?

Ally shows 4.4 out of 5 (41.4K reviews) on Google Play, and Chime shows 4.7 out of 5 (1.13M reviews).

When were the Ally and Chime iPhone apps last updated?

Ally released version 26.20.0 on Oct 22, 2026. Chime released version 5.349.0 on Oct 20, 2026.

Which Apple devices do the Ally and Chime apps run on?

The App Store lists iPhone, iPad and Apple Vision for Ally, and iPhone for Chime.

Which app features does Ally state that we did not find for Chime?

Ally's own website states card lock and unlock. We did not find that stated on Chime's website, which does not mean the Chime app lacks it.

Which app features does Chime state that we did not find for Ally?

Chime's own website states budgeting or spending insights. We did not find that stated on Ally's website, which does not mean the Ally app lacks it.

Keep comparing

Sources and dates

This is education, not financial advice.