Bank app comparison
Betterment vs Chime app
Store facts as of
Short answer
On the App Store, Betterment has a store rating of 4.8 out of 5 from 66,106 ratings, and Chime has a store rating of 4.8 out of 5 from 1,629,962 ratings, as of Oct 24, 2026. Betterment last updated its iPhone app on Oct 20, 2026, and Chime on Oct 20, 2026. Of the 10 app features we look for on each bank's own website, we found 1 stated by Betterment and 7 by Chime.
Store ratings
These are store ratings from app users on the App Store and Google Play, not a Priceless Tay score.
Betterment
Google Play rating (Android)
4.6out of 5
19.6K reviews, as shown on Google Play. Updated on Oct 19, 2026.
As of · Google Play listing
Chime
Google Play rating (Android)
4.7out of 5
1.13M reviews, as shown on Google Play. Updated on Oct 22, 2026.
As of · Google Play listing
Updates and app facts
Betterment last updated its iPhone app on Oct 20, 2026, 4 days before we checked, and Google Play shows its Android app updated on Oct 19, 2026. Chime last updated its iPhone app on Oct 20, 2026, 4 days before we checked, and Google Play shows its Android app updated on Oct 22, 2026.
Betterment
- Last App Store update
- Version 9.61.0, released Oct 20, 2026
- App size
- 150 MB
- Requires
- iOS 16.0 or later
- Runs on
- iPhone
- Languages
- 3 (English and 2 more)
- Developer
- Betterment
As of · App Store listing
Chime
- Last App Store update
- Version 5.349.0, released Oct 20, 2026
- App size
- 290.9 MB
- Requires
- iOS 16.4 or later
- Runs on
- iPhone
- Languages
- 1 (English)
- Developer
- Chime Financial, Inc.
As of · App Store listing
Features each bank states
✓ means the bank's own website states it, with the quote and page shown. ? means we did not find it stated on the bank's site, not that the app lacks it. We never mark a feature as missing unless the bank says so. Each ✓ links to the page it came from; the quotes are on each app's own page.
Screen by screen
Pick a task to see what each app shows for it. App Store, Google Play and bank website images are the bank's own marketing, so names and balances are sample data. Help center images come from the bank's support pages. See every bank app's screens.
Home and accounts
Betterment
App Store marketing imageA Good morning, Alex home screen with total net worth and Betterment balance, and an Accounts list with Cash Reserve, Automated Investing, Self-directed investing and Retirement.App Store listing, as of 
App Store marketing imageA Cash Reserve screen showing a $17,032.38 balance, current APY, FDIC insurance and total interest paid, Deposit and Transfer buttons, and recent activity.App Store listing, as of 
App Store marketing imageAn Accounts list with Cash Reserve at $8,000.00, Automated investing at $40,368.66, Self-directed investing at $5,627.20 and Retirement at $75,915.12.App Store listing, as of 
App Store marketing imageA card showing current APY of 4.25% boosted, FDIC insurance up to $4M and $195.16 total interest paid.App Store listing, as of 
From Betterment's websiteA Checking card showing a $3,048.38 available balance and $36.00 in ATM fees reimbursed, with a No fees label.betterment.com, as of
Chime
App Store marketing imageA Chime home screen at an angle showing $2,346.91 available and tiles for Savings at $5,821.45, Cash back at $115.00, MyPay at $275 and Direct Deposit.App Store listing, as of 
App Store marketing imageTiles for Savings at $5,821.45, Cash back at $115.00, MyPay at $275, Direct Deposit in 3 days, FICO Score and Chime Deals.App Store listing, as of
Card controls
Betterment
From Betterment's websiteA Manage account panel with a Card lock toggle switched off and a Change debit card PIN row.betterment.com, as of
Chime
App Store marketing imageA Your cards screen at an angle showing a black Chime Visa card, an Add to Apple Wallet button and a Virtual credit section.App Store listing, as of
Settings and security
Betterment
No official screen found yet
Chime
App Store marketing imageA Security Center screen at an angle showing a 100% security progress ring and setup steps such as setting up a passkey.App Store listing, as of 
App Store marketing imageA Chime notification saying Cha-ching! You just scored 5% cash back on your purchase.App Store listing, as of 
App Store marketing imageA Suspicious Activity notification asking Did you just make a purchase of $212.32? Open the app to confirm.App Store listing, as of
Investments
Betterment
App Store marketing imageA Self-directed investing screen showing a $30,000.00 balance with a performance chart and a Holdings list with Amazon and Netflix.App Store listing, as of 
App Store marketing imageA Portfolio options screen asking Choose a portfolio to invest in, listing options such as Betterment Core, Goldman Sachs Smart Beta, Innovative Technology and Climate Impact.App Store listing, as of 
App Store marketing imageAn Automated investing screen listing account benefits including tax losses harvested of $1,742.55 and dividends earned, with an Automate your savings section.App Store listing, as of 
App Store marketing imageA Performance screen showing a $162,387.10 balance with a growth chart, time range buttons and an Accounts list.App Store listing, as of 
App Store marketing imageA Holdings card with Amazon at $4,206.74 and Netflix at $3,597.55 and an Add asset link.App Store listing, as of 
App Store marketing imageA callout showing $1,742.55 in tax losses harvested.App Store listing, as of 
App Store marketing imageA balance and invested line chart from 2011 to today with time range buttons.App Store listing, as of 
From Betterment's websiteAn Automated investing card with a $50,460.82 balance, a 90% stocks ring, a growth chart and time range buttons.betterment.com, as of 
From Betterment's websiteA Self-directed investing header above tiles for AAPL, GOOG, SPY, MSFT, AMZN and NVDA.betterment.com, as of 
From Betterment's websiteA Tax-coordinated portfolio row above Traditional 401(k) at $91,281.24 and Roth IRA at $24,109.32.betterment.com, as of
Chime
No official screen found yet
Goals
Betterment
No official screen found yet
Chime
App Store marketing imageA Savings screen at an angle showing $8,210.45 and a Goals list with My savings, Wedding and Emergency fund.App Store listing, as of 
App Store marketing imageA Goals list with My savings at $5,017.45, Wedding at $1,094 and Emergency fund at $2,099.App Store listing, as of
Reports and insights
Betterment
No official screen found yet
Chime
App Store marketing imageA Chime notification saying Your score went up 70 points!App Store listing, as of
Sharing with a partner
Betterment
From Betterment's websiteA row reading Add someone to account with an arrow.betterment.com, as of
Chime
No official screen found yet
Privacy labels
Apple's privacy labels are what each developer reports to Apple. Apple says it does not verify them. We copy the category names exactly as the App Store lists them.
Betterment
Data Used to Track You
- Contact Info
- Identifiers
- Usage Data
Data Linked to You
- Financial Info
- Location
- Contact Info
- User Content
- Identifiers
- Usage Data
- Diagnostics
Data Not Linked to You
Not listed on the App Store page.
As of · App Store listing
Chime
Data Used to Track You
Not listed on the App Store page.
Data Linked to You
- Purchases
- Financial Info
- Location
- Contact Info
- Contacts
- User Content
- Identifiers
- Usage Data
- Sensitive Info
- Diagnostics
- Other Data
Data Not Linked to You
Not listed on the App Store page.
As of · App Store listing
Accessibility labels
Betterment
The App Store listing shows no accessibility labels for this app (checked Oct 24, 2026). That means the developer hasn't listed them, not that the app has no accessibility support.
Chime
The App Store listing shows no accessibility labels for this app (checked Oct 24, 2026). That means the developer hasn't listed them, not that the app has no accessibility support.
FAQ
What are the App Store ratings for Betterment and Chime?
Betterment has a store rating of 4.8 out of 5 from 66,106 ratings. Chime has a store rating of 4.8 out of 5 from 1,629,962 ratings. These are App Store ratings from users, not a Priceless Tay score.
What are the Google Play ratings for Betterment and Chime?
Betterment shows 4.6 out of 5 (19.6K reviews) on Google Play, and Chime shows 4.7 out of 5 (1.13M reviews).
When were the Betterment and Chime iPhone apps last updated?
Betterment released version 9.61.0 on Oct 20, 2026. Chime released version 5.349.0 on Oct 20, 2026.
Which Apple devices do the Betterment and Chime apps run on?
The App Store lists iPhone for Betterment, and iPhone for Chime.
Which app features does Chime state that we did not find for Betterment?
Chime's own website states mobile check deposit, send money to people, account alerts, budgeting or spending insights, face or fingerprint sign-in and apple pay or google pay. We did not find those stated on Betterment's website, which does not mean the Betterment app lacks them.
Keep comparing
- See every fact on the Betterment app page, with all four screenshots.
- See every fact on the Chime app page, with all four screenshots.
- Compare other bank apps, or read how we compare bank apps.
Sources and dates
Betterment
- App Store facts, privacy and accessibility labels, screenshots and icon: App Store listing and Apple's iTunes Lookup API, checked Oct 24, 2026.
- Google Play rating and update date: Google Play listing, checked Oct 24, 2026.
- Features, from Betterment's own website: betterment.com/cash-reserve.
- Betterment's app covers Cash Reserve and investing. Features are read from betterment.com/cash-reserve.
Chime
- App Store facts, privacy and accessibility labels, screenshots and icon: App Store listing and Apple's iTunes Lookup API, checked Oct 24, 2026.
- Google Play rating and update date: Google Play listing, checked Oct 24, 2026.
- Features, from Chime's own website: help.chime.com/how-do-i-deposit-a-check-396c94d0, help.chime.com/explore-products-ad7f967f/pay-anyone-65aba19b/what-is-pay-anyone-7c0fd8c8, help.chime.com/how-do-i-set-up-and-manage-my-notifications-d4b03476, help.chime.com/manage-money-56350c4d/balance-transactions-2a739f36/about-spending-insights-bf741f11, help.chime.com/why-is-my-money-going-into-my-savings-account-without-me-5de091f0, help.chime.com/how-do-i-add-fingerprint-capabilities-for-android-4acef8c8, help.chime.com/manage-money-56350c4d/cards-89d3ae0b/use-your-chime-card-with-digital-wallets-b5b851c7.
- chime.com returns a Cloudflare block (403) to this session, so features come from Chime's own help center (help.chime.com).
This is education, not financial advice.
