Bank app comparison
Current vs SoFi app
Store facts as of
Short answer
On the App Store, Current has a store rating of 4.8 out of 5 from 197,130 ratings, and SoFi has a store rating of 4.7 out of 5 from 385,429 ratings, as of Oct 24, 2026. Current last updated its iPhone app on Oct 22, 2026, and SoFi on Oct 23, 2026. Of the 10 app features we look for on each bank's own website, we found 3 stated by Current and 8 by SoFi.
Store ratings
These are store ratings from app users on the App Store and Google Play, not a Priceless Tay score.
Current
Google Play rating (Android)
4.4out of 5
180K reviews, as shown on Google Play. Updated on Oct 21, 2026.
As of · Google Play listing
SoFi
Google Play rating (Android)
3.7out of 5
54.1K reviews, as shown on Google Play. Updated on Oct 23, 2026.
As of · Google Play listing
Updates and app facts
Current last updated its iPhone app on Oct 22, 2026, 2 days before we checked, and Google Play shows its Android app updated on Oct 21, 2026. SoFi last updated its iPhone app on Oct 23, 2026, 1 day before we checked, and Google Play shows its Android app updated on Oct 23, 2026.
Current
- Last App Store update
- Version 8.20.0, released Oct 22, 2026
- App size
- 159.9 MB
- Requires
- iOS 17.0 or later
- Runs on
- iPhone and Apple Vision
- Languages
- 1 (English)
- Developer
- Finco Services, Inc.
As of · App Store listing
SoFi
- Last App Store update
- Version 3.119.0, released Oct 23, 2026
- App size
- 282.6 MB
- Requires
- iOS 15.2 or later
- Runs on
- iPhone, iPad, iPod touch and Apple Vision
- Languages
- 1 (English)
- Developer
- Social Finance, LLC
As of · App Store listing
Features each bank states
✓ means the bank's own website states it, with the quote and page shown. ? means we did not find it stated on the bank's site, not that the app lacks it. We never mark a feature as missing unless the bank says so. Each ✓ links to the page it came from; the quotes are on each app's own page.
Screen by screen
Pick a task to see what each app shows for it. App Store, Google Play and bank website images are the bank's own marketing, so names and balances are sample data. Help center images come from the bank's support pages. See every bank app's screens.
Home and accounts
Current
App Store marketing imageA home screen showing $1,262.16 in Spending with Add, Pay, Details and Cards buttons and a Manage Money list with Paycheck Advance, Fee-Free Overdraft and Savings Pods.App Store listing, as of 
App Store marketing imageA home screen showing $1,262.16 in Spending, partly covered by an illustrated Boom, you just got paid! card.App Store listing, as of 
App Store marketing imageAdd, Pay, Details and Cards buttons.App Store listing, as of 
App Store marketing imageA Manage Money list with Paycheck Advance at $500 available and Fee-Free Overdraft at $200 available.App Store listing, as of
SoFi
App Store marketing imageA Banking screen showing $51,526.90 total available balance, Checking and Savings balances, Transfer, Deposit, Pay and Zelle buttons, and an Activity list.App Store listing, as of 
App Store marketing imageA Good morning, Sammy home screen with Banking, Invest, Crypto and Personal loans rows and Relay insights tiles for spending and net worth.App Store listing, as of 
App Store marketing imageA card listing Checking at $4,256.90 and Savings at $47,270.00.App Store listing, as of 
App Store marketing imageRows for Banking at $27,282.12 and Invest at $38,651.40 with Crypto and Personal loans shortcuts.App Store listing, as of
Transfer and send
Current
No official screen found yet
SoFi
App Store marketing imageA row of Transfer, Deposit, Pay and Zelle buttons.App Store listing, as of
Card controls
Current
App Store marketing imageA Fee-Free Overdraft screen with toggles for a Debit Card and a Build Card and a usage bar showing remaining and limit amounts.App Store listing, as of 
App Store marketing imageToggles switched on for a Debit Card and a Build Card, each covering virtual and physical cards.App Store listing, as of
SoFi
From SoFi's websiteA Debit card screen showing the card, an Activate your debit card prompt, a Freeze card toggle switched off, an Add to Apple Wallet button, and Reset PIN and Replace card rows.sofi.com, as of
Investments
Current
No official screen found yet
SoFi
App Store marketing imageAn Invest screen showing $11,305.40 with a one week performance chart, time range buttons and an Accounts section.App Store listing, as of 
App Store marketing imageA portfolio value of $11,305.40, up $178.60 in the past week, above a one week line chart and time range buttons from 1W to MAX.App Store listing, as of
Goals
Current
App Store marketing imageA Savings Pods screen showing a $2,102.24 savings total and pods for Travel and Rainy Day Fund with balances.App Store listing, as of 
App Store marketing imageA Travel pod with $1,502.16 saved toward a $10,000 goal and a Round Ups tag.App Store listing, as of 
From Current's websiteA savings pod card for Vacation with a 4.00% label and a $1,580.44 balance.current.com, as of
SoFi
No official screen found yet
Reports and insights
Current
No official screen found yet
SoFi
From SoFi's websiteA tilted home screen showing a Banking balance of $27,282.12 and Coach insights tiles for spending at $1,282, net worth at $1,378,220, subscriptions at $80 and a credit score of 732.sofi.com, as of 
App Store marketing imageRelay insights tiles for spending at $1,282.12, pacing high this month, and net worth at $1,278,220.50.App Store listing, as of
Transactions
Current
No official screen found yet
SoFi
App Store marketing imageAn Activity section with Checking and Savings tabs and a scheduled $500.00 transfer to savings.App Store listing, as of
AI assistant
Current
No official screen found yet
SoFi
App Store marketing imageA SoFi Coach Beta screen asking How can I help? with suggested topics for support, taxes and optimizing money.App Store listing, as of 
App Store marketing imageA July spending trend chat where the user asks How am I spending this month? and Coach shows a $7,000 spending pace chart against a $6,000 target with suggested follow-up questions.App Store listing, as of 
App Store marketing imageA user chat bubble asking How am I spending this month?App Store listing, as of
Sharing with a partner
Current
App Store marketing imageA home screen with a Family section listing Jack (You), Ava and Joe with their balances.App Store listing, as of 
App Store marketing imageA Family list with Jack (You) at $1,562.16, Ava at $56.78 and Joe at $112.44.App Store listing, as of
SoFi
No official screen found yet
Privacy labels
Apple's privacy labels are what each developer reports to Apple. Apple says it does not verify them. We copy the category names exactly as the App Store lists them.
Current
Data Used to Track You
- Identifiers
- Usage Data
Data Linked to You
- Location
- Contact Info
- Identifiers
- Usage Data
- Diagnostics
Data Not Linked to You
Not listed on the App Store page.
As of · App Store listing
SoFi
Data Used to Track You
- Identifiers
Data Linked to You
- Purchases
- Financial Info
- Contact Info
- User Content
- Identifiers
- Usage Data
Data Not Linked to You
- Location
- Contacts
- Identifiers
- Usage Data
- Diagnostics
As of · App Store listing
Accessibility labels
Current
The App Store listing shows no accessibility labels for this app (checked Oct 24, 2026). That means the developer hasn't listed them, not that the app has no accessibility support.
SoFi
The App Store listing shows no accessibility labels for this app (checked Oct 24, 2026). That means the developer hasn't listed them, not that the app has no accessibility support.
FAQ
What are the App Store ratings for Current and SoFi?
Current has a store rating of 4.8 out of 5 from 197,130 ratings. SoFi has a store rating of 4.7 out of 5 from 385,429 ratings. These are App Store ratings from users, not a Priceless Tay score.
What are the Google Play ratings for Current and SoFi?
Current shows 4.4 out of 5 (180K reviews) on Google Play, and SoFi shows 3.7 out of 5 (54.1K reviews).
When were the Current and SoFi iPhone apps last updated?
Current released version 8.20.0 on Oct 22, 2026. SoFi released version 3.119.0 on Oct 23, 2026.
Which Apple devices do the Current and SoFi apps run on?
The App Store lists iPhone and Apple Vision for Current, and iPhone, iPad, iPod touch and Apple Vision for SoFi.
Which app features does SoFi state that we did not find for Current?
SoFi's own website states mobile check deposit, card lock and unlock, send money to people, budgeting or spending insights and credit score in the app. We did not find those stated on Current's website, which does not mean the Current app lacks them.
Keep comparing
- See every fact on the Current app page, with all four screenshots.
- See every fact on the SoFi app page, with all four screenshots.
- Compare other bank apps, or read how we compare bank apps.
Sources and dates
Current
- App Store facts, privacy and accessibility labels, screenshots and icon: App Store listing and Apple's iTunes Lookup API, checked Oct 24, 2026.
- Google Play rating and update date: Google Play listing, checked Oct 24, 2026.
- Features, from Current's own website: current.com, current.com/save.
SoFi
- App Store facts, privacy and accessibility labels, screenshots and icon: App Store listing and Apple's iTunes Lookup API, checked Oct 24, 2026.
- Google Play rating and update date: Google Play listing, checked Oct 24, 2026.
- Features, from SoFi's own website: sofi.com/banking/online-banking/mobile-banking, sofi.com/banking/automatic-savings, sofi.com/app.
This is education, not financial advice.
