Bank app facts
Current app
Current - Mobile Banking on iPhone and Android. Store facts as of .
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What the Current app is for and who it fits
Current says it is a financial technology company, not an FDIC-insured bank. Its banking services are provided by Choice Financial Group and Cross River Bank, both Members FDIC, and the Current app is where you manage the account and its debit card.
The app is built around payday. Current says direct deposits are released as soon as your employer sends them, which can mean getting paid up to 2 days early, and it lists fee-free overdraft for eligible customers.
For saving, Current offers Savings Pods. You can create up to three pods for different goals, and Round-Ups move the change from debit card purchases into the pod you pick. It fits people who want spending and simple goal saving in one phone app.
Written from these official pages, checked :
- current.com (opens in a new tab) (checked Oct 25, 2026)
- current.com/save (opens in a new tab) (checked Oct 25, 2026)
Store ratings
These are store ratings from app users on the App Store and Google Play, not a Priceless Tay score.
Google Play rating (Android)
4.4out of 5
180K reviews, as shown on Google Play. Updated on Oct 21, 2026.
As of · Google Play listing
App facts
- Last App Store update
- Version 8.21.0, released Nov 5, 2026
- App size
- 159.9 MB
- Requires
- iOS 17.0 or later
- Runs on
- iPhone and Apple Vision
- Languages
- 1 (English)
- Developer
- Finco Services, Inc.
As of · App Store listing
What the app looks like, screen by screen
Every image we have of the Current app, grouped by task. App Store, Google Play and bank website images are the bank's own marketing, so names and balances are sample data. Help center images come from the bank's support pages. See every bank app's screens.
Home and accounts (4)
App Store marketing imageA home screen showing $1,262.16 in Spending with Add, Pay, Details and Cards buttons and a Manage Money list with Paycheck Advance, Fee-Free Overdraft and Savings Pods.App Store listing, as of 
App Store marketing imageA home screen showing $1,262.16 in Spending, partly covered by an illustrated Boom, you just got paid! card.App Store listing, as of 
App Store marketing imageAdd, Pay, Details and Cards buttons.App Store listing, as of 
App Store marketing imageA Manage Money list with Paycheck Advance at $500 available and Fee-Free Overdraft at $200 available.App Store listing, as of
Card controls (2)
App Store marketing imageA Fee-Free Overdraft screen with toggles for a Debit Card and a Build Card and a usage bar showing remaining and limit amounts.App Store listing, as of 
App Store marketing imageToggles switched on for a Debit Card and a Build Card, each covering virtual and physical cards.App Store listing, as of
Goals (3)
App Store marketing imageA Savings Pods screen showing a $2,102.24 savings total and pods for Travel and Rainy Day Fund with balances.App Store listing, as of 
App Store marketing imageA Travel pod with $1,502.16 saved toward a $10,000 goal and a Round Ups tag.App Store listing, as of 
From Current's websiteA savings pod card for Vacation with a 4.00% label and a $1,580.44 balance.current.com, as of
Reports and insights (2)
App Store marketing imageA Credit Journey screen showing a score of 753 rated Very Good on a bar, Credit Report and Build Card FAQ links, and Build Card Spend of $55.07.App Store listing, as of 
App Store marketing imageA 753 credit score rated Very Good, up 12, on a bar from 300 to 850.App Store listing, as of
Sharing with a partner (2)
App Store marketing imageA home screen with a Family section listing Jack (You), Ava and Joe with their balances.App Store listing, as of 
App Store marketing imageA Family list with Jack (You) at $1,562.16, Ava at $56.78 and Joe at $112.44.App Store listing, as of
Other screens (1)
App Store marketing imageA Paycheck Advance screen titled Select your advance amount with a green dial set to $1,000 and a Learn More link.App Store listing, as of
Features its official sources state
Current's website, help center or app store listing states these 9 app features, in the bank's own words.
- Stated in the bank's official sources
Mobile check deposit
“Use the Current app to deposit a check without going to a bank or ATM.”
As of · current.com/spend
- Stated in the bank's official sources
Card lock and unlock
“Instantly block transactions, merchants, or pause your card.”
As of · current.com
- Stated in the bank's official sources
Send money to people (Pay Anyone)
“Pay Anyone lets you send money from your Current account to anyone”
As of · support.current.com/hc/en-us/articles/4408262551579-Pay-Anyone
- Stated in the bank's official sources
- Stated in the bank's official sources
Budgeting or spending insights
“Spend smarter with money management tools that help you track your spending so you can budget your money better.”
As of · current.com/spend
- Stated in the bank's official sources
- Stated in the bank's official sources
Face or fingerprint sign-in
“Stay secure with Face ID, fingerprint lock, and passkeys.”
As of · current.com
- Stated in the bank's official sources
Credit score in the app
“The VantageScore credit score presented was calculated based on the information from that credit report.”
As of · support.current.com/hc/en-us/articles/18818888239899-What-s-a-credit-score
- Stated in the bank's official sources
Apple Pay or Google Pay
“Your Current card is supported by Apple Pay and can be added to your Apple Wallet in a few steps.”
As of · support.current.com/hc/en-us/articles/4408258419867-How-do-I-add-my-Current-card-to-Apple-Pay
✓ means the bank's official sources (its website, help center or official app store listing) state it, with the quote and page shown. ✕ means those sources say the bank doesn't offer it. We never mark a feature ✕ just because a page doesn't mention it.
Privacy and accessibility labels
Apple's privacy labels are what each developer reports to Apple. Apple says it does not verify them. We copy the category names exactly as the App Store lists them.
App privacy
Current
Data Used to Track You
- Identifiers
- Usage Data
Data Linked to You
- Location
- Contact Info
- Identifiers
- Usage Data
- Diagnostics
Data Not Linked to You
Not listed on the App Store page.
As of · App Store listing
Accessibility
Current
The App Store listing shows no accessibility labels for this app (checked Oct 25, 2026). That means the developer hasn't listed them, not that the app has no accessibility support.
FAQ
Is Current a bank?
No, Current says it is a financial technology company, not an FDIC-insured bank.
Who holds Current accounts?
Current says its banking services are provided by Choice Financial Group, Member FDIC, and Cross River Bank, Member FDIC.
Does Current offer early direct deposit?
Yes, Current says you can get paid up to 2 days early because direct deposits are released as soon as your employer sends them.
Does the Current app have savings pods?
Yes, Current says you can create up to three Savings Pods for your goals, and Round-Ups can send spare change from purchases into a pod.
Compare Current with another app
Sources and dates
Current
- App Store facts, privacy and accessibility labels, screenshots and icon: App Store listing and Apple's iTunes Lookup API, checked Nov 12, 2026.
- Google Play rating and update date: Google Play listing, checked Oct 25, 2026.
- Features, from Current's official sources: current.com/spend, current.com, support.current.com/hc/en-us/articles/4408262551579-Pay-Anyone, current.com/save, support.current.com/hc/en-us/articles/18818888239899-What-s-a-credit-score, support.current.com/hc/en-us/articles/4408258419867-How-do-I-add-my-Current-card-to-Apple-Pay.
How we compare bank apps explains every source and what we don't do yet. See every bank app.
This is education, not financial advice.
