Bank app comparison
Current vs Upgrade app
Store facts as of
Short answer
On the App Store, Current has a store rating of 4.8 out of 5 from 197,130 ratings, and Upgrade has a store rating of 4.9 out of 5 from 83,655 ratings, as of Oct 24, 2026. Current last updated its iPhone app on Oct 22, 2026, and Upgrade on Oct 16, 2026. Of the 10 app features we look for on each bank's own website, we found 3 stated by Current and 3 by Upgrade.
Store ratings
These are store ratings from app users on the App Store and Google Play, not a Priceless Tay score.
Current
Google Play rating (Android)
4.4out of 5
180K reviews, as shown on Google Play. Updated on Oct 21, 2026.
As of · Google Play listing
Upgrade
Google Play rating (Android)
4.4out of 5
29.9K reviews, as shown on Google Play. Updated on Oct 15, 2026.
As of · Google Play listing
Updates and app facts
Current last updated its iPhone app on Oct 22, 2026, 2 days before we checked, and Google Play shows its Android app updated on Oct 21, 2026. Upgrade last updated its iPhone app on Oct 16, 2026, 8 days before we checked, and Google Play shows its Android app updated on Oct 15, 2026.
Current
- Last App Store update
- Version 8.20.0, released Oct 22, 2026
- App size
- 159.9 MB
- Requires
- iOS 17.0 or later
- Runs on
- iPhone and Apple Vision
- Languages
- 1 (English)
- Developer
- Finco Services, Inc.
As of · App Store listing
Upgrade
- Last App Store update
- Version 1.35.1, released Oct 16, 2026
- App size
- 97.6 MB
- Requires
- iOS 15.1 or later
- Runs on
- iPhone and iPod touch
- Languages
- 2 (English and French)
- Developer
- Upgrade, Inc.
As of · App Store listing
Features each bank states
| Feature | Current | Upgrade |
|---|---|---|
| Mobile check deposit | Not found on the bank's site yet | Stated on the bank's siteSource: upgrade.com/help/deposit-checking-savings/rewards-checking/what-is-mobile-deposit |
| Card lock and unlock | Not found on the bank's site yet | Not found on the bank's site yet |
| Send money to people | Not found on the bank's site yet | Not found on the bank's site yet |
| Account alerts | Stated on the bank's siteSource: current.com | Stated on the bank's siteSource: upgrade.com/rewards-checking |
| Budgeting or spending insights | Not found on the bank's site yet | Not found on the bank's site yet |
| Automatic saving | Stated on the bank's siteSource: current.com/save | Not found on the bank's site yet |
| Virtual assistant | Not found on the bank's site yet | Not found on the bank's site yet |
| Face or fingerprint sign-in | Stated on the bank's siteSource: current.com | Not found on the bank's site yet |
| Credit score in the app | Not found on the bank's site yet | Not found on the bank's site yet |
| Apple Pay or Google Pay | Not found on the bank's site yet | Stated on the bank's siteSource: upgrade.com/rewards-checking |
| Stated on the bank's site | 3 of 10 | 3 of 10 |
✓ means the bank's own website states it, with the quote and page shown. ? means we did not find it stated on the bank's site, not that the app lacks it. We never mark a feature as missing unless the bank says so. Each ✓ links to the page it came from; the quotes are on each app's own page.
Screen by screen
Pick a task to see what each app shows for it. App Store, Google Play and bank website images are the bank's own marketing, so names and balances are sample data. Help center images come from the bank's support pages. See every bank app's screens.
Home and accounts
Current
App Store marketing imageA home screen showing $1,262.16 in Spending with Add, Pay, Details and Cards buttons and a Manage Money list with Paycheck Advance, Fee-Free Overdraft and Savings Pods.App Store listing, as of 
App Store marketing imageA home screen showing $1,262.16 in Spending, partly covered by an illustrated Boom, you just got paid! card.App Store listing, as of 
App Store marketing imageAdd, Pay, Details and Cards buttons.App Store listing, as of 
App Store marketing imageA Manage Money list with Paycheck Advance at $500 available and Fee-Free Overdraft at $200 available.App Store listing, as of
Upgrade
Google Play marketing imageAn Android Upgrade menu listing Personal Loans, Credit Cards, Rewards Checking Preferred, Premier Savings, Home Improvement, Auto Finance and Flexpay.Google Play listing, as of
Card controls
Current
App Store marketing imageA Fee-Free Overdraft screen with toggles for a Debit Card and a Build Card and a usage bar showing remaining and limit amounts.App Store listing, as of 
App Store marketing imageToggles switched on for a Debit Card and a Build Card, each covering virtual and physical cards.App Store listing, as of
Upgrade
Google Play marketing imageA OneCard Essentials screen showing $2,500.00 available credit and a $250.00 current balance, with a Rewards card showing $3.28 available and an Activity list.Google Play listing, as of 
App Store marketing imageAn Upgrade Card screen showing $2,500.00 available credit, a Rewards and Benefits card with a $3.28 available rewards balance and a Redeem button, and an Autopay row.App Store listing, as of 
App Store marketing imageA green Upgrade Card tile showing $2,500.00 available credit.App Store listing, as of 
App Store marketing imageA Rewards and Benefits card showing a $3.28 available rewards balance with a Redeem button.App Store listing, as of
Goals
Current
App Store marketing imageA Savings Pods screen showing a $2,102.24 savings total and pods for Travel and Rainy Day Fund with balances.App Store listing, as of 
App Store marketing imageA Travel pod with $1,502.16 saved toward a $10,000 goal and a Round Ups tag.App Store listing, as of 
From Current's websiteA savings pod card for Vacation with a 4.00% label and a $1,580.44 balance.current.com, as of
Upgrade
No official screen found yet
Sharing with a partner
Current
App Store marketing imageA home screen with a Family section listing Jack (You), Ava and Joe with their balances.App Store listing, as of 
App Store marketing imageA Family list with Jack (You) at $1,562.16, Ava at $56.78 and Joe at $112.44.App Store listing, as of
Upgrade
No official screen found yet
Privacy labels
Apple's privacy labels are what each developer reports to Apple. Apple says it does not verify them. We copy the category names exactly as the App Store lists them.
Current
Data Used to Track You
- Identifiers
- Usage Data
Data Linked to You
- Location
- Contact Info
- Identifiers
- Usage Data
- Diagnostics
Data Not Linked to You
Not listed on the App Store page.
As of · App Store listing
Upgrade
Data Used to Track You
- Identifiers
Data Linked to You
- Financial Info
- Contact Info
- Identifiers
Data Not Linked to You
- Usage Data
- Diagnostics
As of · App Store listing
Accessibility labels
Current
The App Store listing shows no accessibility labels for this app (checked Oct 24, 2026). That means the developer hasn't listed them, not that the app has no accessibility support.
FAQ
What are the App Store ratings for Current and Upgrade?
Current has a store rating of 4.8 out of 5 from 197,130 ratings. Upgrade has a store rating of 4.9 out of 5 from 83,655 ratings. These are App Store ratings from users, not a Priceless Tay score.
What are the Google Play ratings for Current and Upgrade?
Current shows 4.4 out of 5 (180K reviews) on Google Play, and Upgrade shows 4.4 out of 5 (29.9K reviews).
When were the Current and Upgrade iPhone apps last updated?
Current released version 8.20.0 on Oct 22, 2026. Upgrade released version 1.35.1 on Oct 16, 2026.
Which Apple devices do the Current and Upgrade apps run on?
The App Store lists iPhone and Apple Vision for Current, and iPhone and iPod touch for Upgrade.
Which app features does Current state that we did not find for Upgrade?
Current's own website states automatic saving and face or fingerprint sign-in. We did not find those stated on Upgrade's website, which does not mean the Upgrade app lacks them.
Which app features does Upgrade state that we did not find for Current?
Upgrade's own website states mobile check deposit and apple pay or google pay. We did not find those stated on Current's website, which does not mean the Current app lacks them.
Keep comparing
- See every fact on the Current app page, with all four screenshots.
- See every fact on the Upgrade app page, with all four screenshots.
- Compare other bank apps, or read how we compare bank apps.
Sources and dates
Current
- App Store facts, privacy and accessibility labels, screenshots and icon: App Store listing and Apple's iTunes Lookup API, checked Oct 24, 2026.
- Google Play rating and update date: Google Play listing, checked Oct 24, 2026.
- Features, from Current's own website: current.com, current.com/save.
Upgrade
- App Store facts, privacy and accessibility labels, screenshots and icon: App Store listing and Apple's iTunes Lookup API, checked Oct 24, 2026.
- Google Play rating and update date: Google Play listing, checked Oct 24, 2026.
- Features, from Upgrade's own website: upgrade.com/help/deposit-checking-savings/rewards-checking/what-is-mobile-deposit, upgrade.com/rewards-checking.
- Upgrade's help center says Rewards Checking Preferred customers use the Upgrade mobile app (help page 'Does Rewards Checking Preferred have a mobile app?').
This is education, not financial advice.
