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Bank app comparison

SoFi vs Wells Fargo app

Store facts as of

Short answer

On the App Store, SoFi has a store rating of 4.7 out of 5 from 385,429 ratings, and Wells Fargo has a store rating of 4.8 out of 5 from 10,839,780 ratings, as of Oct 24, 2026. SoFi last updated its iPhone app on Oct 23, 2026, and Wells Fargo on Oct 14, 2026. Of the 10 app features we look for on each bank's own website, we found 8 stated by SoFi and 6 by Wells Fargo.

Store ratings

These are store ratings from app users on the App Store and Google Play, not a Priceless Tay score.

SoFi app iconSoFi

App Store rating (iPhone)

4.7out of 5

385,429 ratings

As of · App Store listing

Google Play rating (Android)

3.7out of 5

54.1K reviews, as shown on Google Play. Updated on Oct 23, 2026.

As of · Google Play listing

Wells Fargo app iconWells Fargo

App Store rating (iPhone)

4.8out of 5

10,839,780 ratings

As of · App Store listing

Google Play rating (Android)

4.8out of 5

2.95M reviews, as shown on Google Play. Updated on Oct 23, 2026.

As of · Google Play listing

Updates and app facts

SoFi last updated its iPhone app on Oct 23, 2026, 1 day before we checked, and Google Play shows its Android app updated on Oct 23, 2026. Wells Fargo last updated its iPhone app on Oct 14, 2026, 10 days before we checked, and Google Play shows its Android app updated on Oct 23, 2026.

SoFi app iconSoFi

Last App Store update
Version 3.119.0, released Oct 23, 2026
App size
282.6 MB
Requires
iOS 15.2 or later
Runs on
iPhone, iPad, iPod touch and Apple Vision
Languages
1 (English)
Developer
Social Finance, LLC

As of · App Store listing

Wells Fargo app iconWells Fargo

Last App Store update
Version 26.09.03, released Oct 14, 2026
App size
538.9 MB
Requires
iOS 15.0 or later
Runs on
iPhone, iPad and iPod touch
Languages
7 (English and 6 more)
Developer
Wells Fargo

As of · App Store listing

Features each bank states

App features each bank's own website states. A question mark means not found yet.
FeatureSoFiWells Fargo
Mobile check depositStated on the bank's siteSource: sofi.com/banking/online-banking/mobile-bankingStated on the bank's siteSource: wellsfargo.com/mobile/apps
Card lock and unlockStated on the bank's siteSource: sofi.com/banking/online-banking/mobile-bankingNot found on the bank's site yet
Send money to peopleStated on the bank's siteP2P and ZelleSource: sofi.com/banking/online-banking/mobile-bankingStated on the bank's siteZelleSource: wellsfargo.com/mobile/apps
Account alertsStated on the bank's siteSource: sofi.com/banking/online-banking/mobile-bankingStated on the bank's siteSource: wellsfargo.com/mobile/apps
Budgeting or spending insightsStated on the bank's siteSource: sofi.com/banking/online-banking/mobile-bankingNot found on the bank's site yet
Automatic savingStated on the bank's siteSource: sofi.com/banking/automatic-savingsNot found on the bank's site yet
Virtual assistantNot found on the bank's site yetStated on the bank's siteFargoSource: wellsfargo.com/fargo
Face or fingerprint sign-inStated on the bank's siteSource: sofi.com/banking/online-banking/mobile-bankingStated on the bank's siteSource: wellsfargo.com/mobile-online-banking/biometric
Credit score in the appStated on the bank's siteSource: sofi.com/appNot found on the bank's site yet
Apple Pay or Google PayNot found on the bank's site yetStated on the bank's siteSource: wellsfargo.com/mobile-online-banking/transfer-pay/digital-wallet
Stated on the bank's site8 of 106 of 10

✓ means the bank's own website states it, with the quote and page shown. ? means we did not find it stated on the bank's site, not that the app lacks it. We never mark a feature as missing unless the bank says so. Each ✓ links to the page it came from; the quotes are on each app's own page.

Screen by screen

Pick a task to see what each app shows for it. App Store, Google Play and bank website images are the bank's own marketing, so names and balances are sample data. Help center images come from the bank's support pages. See every bank app's screens.

Home and accounts

SoFi app iconSoFi

  • SoFi banking overview with balances and actions
    App Store marketing imageA Banking screen showing $51,526.90 total available balance, Checking and Savings balances, Transfer, Deposit, Pay and Zelle buttons, and an Activity list.App Store listing, as of
  • SoFi home screen with product rows and insights
    App Store marketing imageA Good morning, Sammy home screen with Banking, Invest, Crypto and Personal loans rows and Relay insights tiles for spending and net worth.App Store listing, as of
  • Checking and savings balances
    App Store marketing imageA card listing Checking at $4,256.90 and Savings at $47,270.00.App Store listing, as of
  • Banking and Invest balance rows
    App Store marketing imageRows for Banking at $27,282.12 and Invest at $38,651.40 with Crypto and Personal loans shortcuts.App Store listing, as of

Wells Fargo app iconWells Fargo

  • Wells Fargo app account summary with checking and savings balances
    App Store marketing imageAn account summary greeting Henry with an Everyday Checking balance of $2,667.93, a Savings balance of $1,636.85, a LifeSync prompt and a FICO score update.App Store listing, as of
  • Wells Fargo account summary
    From Wells Fargo's help centerA Good morning, Taylor account summary with Everyday Checking at $2,667.93, Savings at $1,636.85, an Active Cash card balance and an Open an account section, with a bottom tab bar.wellsfargo.com, as of
  • Checking account card with $2,667.93 available
    App Store marketing imageAn Everyday Checking card showing a $2,667.93 available balance.App Store listing, as of

Transfer and send

SoFi app iconSoFi

  • Transfer, Deposit, Pay and Zelle buttons
    App Store marketing imageA row of Transfer, Deposit, Pay and Zelle buttons.App Store listing, as of

Wells Fargo app iconWells Fargo

  • Wells Fargo Zelle screen with Send, Request and QR code
    App Store marketing imageA Send Money with Zelle screen with Send, Request and QR code buttons and links for Recipients, Zelle Preferences and Help.App Store listing, as of
  • Zelle Send, Request and QR code buttons
    App Store marketing imageZelle buttons for Send, Request and QR code.App Store listing, as of

Card controls

SoFi app iconSoFi

  • SoFi debit card controls with Freeze card toggle
    From SoFi's websiteA Debit card screen showing the card, an Activate your debit card prompt, a Freeze card toggle switched off, an Add to Apple Wallet button, and Reset PIN and Replace card rows.sofi.com, as of

Wells Fargo app iconWells Fargo

No official screen found yet

Investments

SoFi app iconSoFi

  • SoFi Invest portfolio chart
    App Store marketing imageAn Invest screen showing $11,305.40 with a one week performance chart, time range buttons and an Accounts section.App Store listing, as of
  • Portfolio performance chart
    App Store marketing imageA portfolio value of $11,305.40, up $178.60 in the past week, above a one week line chart and time range buttons from 1W to MAX.App Store listing, as of

Wells Fargo app iconWells Fargo

  • WellsTrade buy order review screen
    App Store marketing imageA Buy TSLA order screen listing estimated total, quantity, account, order type and timing, with last price details and Cancel Order and Place Order buttons.App Store listing, as of
  • Buy TSLA order details
    App Store marketing imageAn order summary for buying TSLA with estimated total $99.60, quantity, account, commission and order type.App Store listing, as of

Goals

SoFi app iconSoFi

No official screen found yet

Wells Fargo app iconWells Fargo

  • Wells Fargo LifeSync goal tracker
    App Store marketing imageA LifeSync Goals screen with a My dream vacation goal of $50,000, $12,500 saved so far and a progress bar, followed by a Holiday gifts goal.App Store listing, as of
  • Goal card at $12,500 of $50,000
    App Store marketing imageA goal card showing $50,000 with $12,500 saved and a progress bar at 25 percent.App Store listing, as of

Reports and insights

SoFi app iconSoFi

  • SoFi home screen with Coach insights tiles
    From SoFi's websiteA tilted home screen showing a Banking balance of $27,282.12 and Coach insights tiles for spending at $1,282, net worth at $1,378,220, subscriptions at $80 and a credit score of 732.sofi.com, as of
  • Spending and net worth insight tiles
    App Store marketing imageRelay insights tiles for spending at $1,282.12, pacing high this month, and net worth at $1,278,220.50.App Store listing, as of

Wells Fargo app iconWells Fargo

No official screen found yet

Transactions

SoFi app iconSoFi

  • Activity list with a scheduled transfer
    App Store marketing imageAn Activity section with Checking and Savings tabs and a scheduled $500.00 transfer to savings.App Store listing, as of

Wells Fargo app iconWells Fargo

No official screen found yet

Check deposit

SoFi app iconSoFi

No official screen found yet

Wells Fargo app iconWells Fargo

  • Wells Fargo mobile deposit screen with $100.00 and check photos
    App Store marketing imageA Mobile Deposit screen depositing $100.00 to a Joint Checking account with front and back check photos and Cancel and Deposit buttons.App Store listing, as of
  • Wells Fargo empty mobile deposit form
    From Wells Fargo's help centerA Mobile Deposit screen with a Joint Checking account selected, a $0.00 amount, empty front and back check photo boxes and Cancel and Deposit buttons.wellsfargo.com, as of
  • Wells Fargo mobile deposit with $100.00
    From Wells Fargo's help centerA Mobile Deposit screen with $100.00 entered for a Joint Checking account and daily and 30-day limits shown below.wellsfargo.com, as of
  • Wells Fargo deposit account picker
    From Wells Fargo's help centerA Deposit to sheet listing business checking, everyday checking, joint checking and other accounts with available balances and limits, and a Save button.wellsfargo.com, as of
  • Wells Fargo deposit amount keypad
    From Wells Fargo's help centerA Mobile Deposit screen with $100.00 entered using a number keypad.wellsfargo.com, as of
  • Wells Fargo camera capturing the front of a check
    From Wells Fargo's help centerA landscape camera view labeled Front of check with a check inside the frame.wellsfargo.com, as of
  • Wells Fargo camera capturing the back of a check
    From Wells Fargo's help centerA landscape camera view labeled Back of check with a Photo taken confirmation.wellsfargo.com, as of
  • Wells Fargo deposit ready to submit
    From Wells Fargo's help centerA Mobile Deposit screen with $100.00, front and back check photos, and Cancel and Deposit buttons.wellsfargo.com, as of
  • Wells Fargo mobile deposit confirmation
    From Wells Fargo's help centerA confirmation with a green check mark saying the deposit was submitted, with a confirmation number, account, amount, deposit credit date and a Deposit another check button.wellsfargo.com, as of
  • Deposit to Joint Checking, amount $100.00
    App Store marketing imageA deposit form with a Joint Checking account picker and a $100.00 amount with a 30-day limit note.App Store listing, as of
  • Front and back check photos
    App Store marketing imagePhotos of the front and back of a check ready for deposit.App Store listing, as of

AI assistant

SoFi app iconSoFi

  • SoFi Coach assistant start screen
    App Store marketing imageA SoFi Coach Beta screen asking How can I help? with suggested topics for support, taxes and optimizing money.App Store listing, as of
  • SoFi Coach chat with spending pace chart
    App Store marketing imageA July spending trend chat where the user asks How am I spending this month? and Coach shows a $7,000 spending pace chart against a $6,000 target with suggested follow-up questions.App Store listing, as of
  • Chat bubble: How am I spending this month?
    App Store marketing imageA user chat bubble asking How am I spending this month?App Store listing, as of

Wells Fargo app iconWells Fargo

  • Fargo assistant spending details with category ring chart
    App Store marketing imageA Fargo assistant screen showing spending details by category in a ring chart, with Shopping at $350.23 and Food and Drink at $325.33, and a Type or say something bar.App Store listing, as of
  • Wells Fargo Fargo spending insights
    From Wells Fargo's websiteA Fargo panel showing insights into spending with a category ring chart for March 1 to March 31, 2024 and a list of top categories.wellsfargo.com, as of
  • Spending ring chart totaling $3,723.22
    App Store marketing imageA ring chart of spending from December 1 to December 11, 2025 totaling $3,723.22.App Store listing, as of
  • Fargo Type or say something input bar
    App Store marketing imageA Fargo input bar that reads Type or say something with a microphone icon.App Store listing, as of

Privacy labels

Apple's privacy labels are what each developer reports to Apple. Apple says it does not verify them. We copy the category names exactly as the App Store lists them.

SoFi

Data Used to Track You

  • Identifiers

Data Linked to You

  • Purchases
  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data

Data Not Linked to You

  • Location
  • Contacts
  • Identifiers
  • Usage Data
  • Diagnostics

As of · App Store listing

Wells Fargo

Data Used to Track You

Not listed on the App Store page.

Data Linked to You

  • Location
  • Contact Info
  • User Content
  • Identifiers

Data Not Linked to You

  • Financial Info
  • Contacts
  • User Content
  • Diagnostics

As of · App Store listing

Accessibility labels

SoFi

The App Store listing shows no accessibility labels for this app (checked Oct 24, 2026). That means the developer hasn't listed them, not that the app has no accessibility support.

Wells Fargo

  • VoiceOver
  • Differentiate Without Color Alone
  • Sufficient Contrast
  • Captions

As of · App Store listing

FAQ

What are the App Store ratings for SoFi and Wells Fargo?

SoFi has a store rating of 4.7 out of 5 from 385,429 ratings. Wells Fargo has a store rating of 4.8 out of 5 from 10,839,780 ratings. These are App Store ratings from users, not a Priceless Tay score.

What are the Google Play ratings for SoFi and Wells Fargo?

SoFi shows 3.7 out of 5 (54.1K reviews) on Google Play, and Wells Fargo shows 4.8 out of 5 (2.95M reviews).

When were the SoFi and Wells Fargo iPhone apps last updated?

SoFi released version 3.119.0 on Oct 23, 2026. Wells Fargo released version 26.09.03 on Oct 14, 2026.

Which Apple devices do the SoFi and Wells Fargo apps run on?

The App Store lists iPhone, iPad, iPod touch and Apple Vision for SoFi, and iPhone, iPad and iPod touch for Wells Fargo.

Which app features does SoFi state that we did not find for Wells Fargo?

SoFi's own website states card lock and unlock, budgeting or spending insights, automatic saving and credit score in the app. We did not find those stated on Wells Fargo's website, which does not mean the Wells Fargo app lacks them.

Which app features does Wells Fargo state that we did not find for SoFi?

Wells Fargo's own website states virtual assistant and apple pay or google pay. We did not find those stated on SoFi's website, which does not mean the SoFi app lacks them.

Keep comparing

Sources and dates

SoFi

Wells Fargo

This is education, not financial advice.