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Bank app comparison

Cash App vs SoFi app

Store facts as of

Short answer

On the App Store, Cash App has a store rating of 4.8 out of 5 from 8,771,856 ratings, and SoFi has a store rating of 4.7 out of 5 from 385,429 ratings, as of Oct 24, 2026. Cash App last updated its iPhone app on Oct 22, 2026, and SoFi on Oct 23, 2026. Of the 10 app features we look for on each bank's own website, we found 9 stated by Cash App and 8 by SoFi.

Store ratings

These are store ratings from app users on the App Store and Google Play, not a Priceless Tay score.

Cash App app iconCash App

App Store rating (iPhone)

4.8out of 5

8,771,856 ratings

As of · App Store listing

Google Play rating (Android)

4.7out of 5

4.51M reviews, as shown on Google Play. Updated on Oct 23, 2026.

As of · Google Play listing

SoFi app iconSoFi

App Store rating (iPhone)

4.7out of 5

385,429 ratings

As of · App Store listing

Google Play rating (Android)

3.7out of 5

54.1K reviews, as shown on Google Play. Updated on Oct 23, 2026.

As of · Google Play listing

Updates and app facts

Cash App last updated its iPhone app on Oct 22, 2026, 2 days before we checked, and Google Play shows its Android app updated on Oct 23, 2026. SoFi last updated its iPhone app on Oct 23, 2026, 1 day before we checked, and Google Play shows its Android app updated on Oct 23, 2026.

Cash App app iconCash App

Last App Store update
Version 5.75.0, released Oct 22, 2026
App size
462.2 MB
Requires
iOS 17.0 or later
Runs on
iPhone
Languages
2 (English and Spanish)
Developer
Block, Inc.

As of · App Store listing

SoFi app iconSoFi

Last App Store update
Version 3.119.0, released Oct 23, 2026
App size
282.6 MB
Requires
iOS 15.2 or later
Runs on
iPhone, iPad, iPod touch and Apple Vision
Languages
1 (English)
Developer
Social Finance, LLC

As of · App Store listing

Features each bank states

App features each bank's own website states. A question mark means not found yet.
FeatureCash AppSoFi
Mobile check depositStated on the bank's siteSource: cash.app/help/14427-mobile-check-depositsStated on the bank's siteSource: sofi.com/banking/online-banking/mobile-banking
Card lock and unlockStated on the bank's siteSource: cash.app/help/309112-temporarily-disable-cardStated on the bank's siteSource: sofi.com/banking/online-banking/mobile-banking
Send money to peopleStated on the bank's siteCash App paymentsSource: cash.appStated on the bank's siteP2P and ZelleSource: sofi.com/banking/online-banking/mobile-banking
Account alertsStated on the bank's siteSource: cash.appStated on the bank's siteSource: sofi.com/banking/online-banking/mobile-banking
Budgeting or spending insightsStated on the bank's siteSource: cash.app/help/671-moneybot-on-cash-appStated on the bank's siteSource: sofi.com/banking/online-banking/mobile-banking
Automatic savingStated on the bank's siteSource: cash.app/help/10131-cash-card-round-upsStated on the bank's siteSource: sofi.com/banking/automatic-savings
Virtual assistantStated on the bank's siteMoneybotSource: cash.app/help/671-moneybot-on-cash-appNot found on the bank's site yet
Face or fingerprint sign-inStated on the bank's siteSource: cash.app/help/3120-enable-security-lockStated on the bank's siteSource: sofi.com/banking/online-banking/mobile-banking
Credit score in the appNot found on the bank's site yetStated on the bank's siteSource: sofi.com/app
Apple Pay or Google PayStated on the bank's siteSource: cash.app/help/30810-cash-card-apple-payNot found on the bank's site yet
Stated on the bank's site9 of 108 of 10

✓ means the bank's own website states it, with the quote and page shown. ? means we did not find it stated on the bank's site, not that the app lacks it. We never mark a feature as missing unless the bank says so. Each ✓ links to the page it came from; the quotes are on each app's own page.

Screen by screen

Pick a task to see what each app shows for it. App Store, Google Play and bank website images are the bank's own marketing, so names and balances are sample data. Help center images come from the bank's support pages. See every bank app's screens.

Home and accounts

Cash App app iconCash App

  • Cash App Money tab with cash balance and savings
    App Store marketing imageA Money screen showing a $1,226.00 cash balance with Add money and Withdraw buttons, a Paychecks row, and Save and invest tiles for Savings at $2,451.00 and Bitcoin at $8.05.App Store listing, as of
  • Cash balance $1,226.00 with Add money and Withdraw
    App Store marketing imageA Cash balance card showing $1,226.00 with Add money and Withdraw buttons and a Paychecks row with $340 this month.App Store listing, as of
  • Savings and Bitcoin tiles
    App Store marketing imageSave and invest tiles for Savings at $2,451.00 with $249.00 to goal and Bitcoin at $8.05.App Store listing, as of

SoFi app iconSoFi

  • SoFi banking overview with balances and actions
    App Store marketing imageA Banking screen showing $51,526.90 total available balance, Checking and Savings balances, Transfer, Deposit, Pay and Zelle buttons, and an Activity list.App Store listing, as of
  • SoFi home screen with product rows and insights
    App Store marketing imageA Good morning, Sammy home screen with Banking, Invest, Crypto and Personal loans rows and Relay insights tiles for spending and net worth.App Store listing, as of
  • Checking and savings balances
    App Store marketing imageA card listing Checking at $4,256.90 and Savings at $47,270.00.App Store listing, as of
  • Banking and Invest balance rows
    App Store marketing imageRows for Banking at $27,282.12 and Invest at $38,651.40 with Crypto and Personal loans shortcuts.App Store listing, as of

Transfer and send

Cash App app iconCash App

  • Cash App keypad with $20 and Pay button
    App Store marketing imageA green send screen with $20 entered on a number keypad and Pool, Request and Pay buttons.App Store listing, as of
  • Keypad with Pool, Request and Pay buttons
    App Store marketing imageA number keypad above Pool, Request and Pay buttons.App Store listing, as of

SoFi app iconSoFi

  • Transfer, Deposit, Pay and Zelle buttons
    App Store marketing imageA row of Transfer, Deposit, Pay and Zelle buttons.App Store listing, as of

Card controls

Cash App app iconCash App

  • Cash App Lock card toggle
    From Cash App's websiteA large toggle switched on with a lock icon above the label Lock card.cash.app, as of

SoFi app iconSoFi

  • SoFi debit card controls with Freeze card toggle
    From SoFi's websiteA Debit card screen showing the card, an Activate your debit card prompt, a Freeze card toggle switched off, an Add to Apple Wallet button, and Reset PIN and Replace card rows.sofi.com, as of

Settings and security

Cash App app iconCash App

  • Cash App help and support screen
    From Cash App's websiteA How can we help? screen with a support search field, a Notifications section with a Cash App Support message, and a Disputes section.cash.app, as of
  • Cash App security notifications
    From Cash App's websiteStacked notifications for Phone unlinked, Transaction declined and Sign in from new device today at 2:05 AM.cash.app, as of
  • Cash App new payment activity notification
    From Cash App's websiteStacked notifications reading New payment activity, You spent $350 at Apple.cash.app, as of

SoFi app iconSoFi

No official screen found yet

Investments

Cash App app iconCash App

  • Cash App bitcoin balance and chart
    App Store marketing imageA bitcoin screen showing $500.00 with a price chart, time range buttons, Buy, Sell and send buttons, and My performance of +$20.00 and +2.12%.App Store listing, as of
  • Cash App buy stocks amount picker
    App Store marketing imageA Buy stocks sheet over a stock chart with a one-time order, amount options of $1, $10, $20, $50 and $100, and a Next button.App Store listing, as of
  • Buy and Sell buttons
    App Store marketing imageBuy, Sell and transfer buttons below a bitcoin chart.App Store listing, as of
  • Stock order amount buttons
    App Store marketing imageA Buy stocks sheet with dollar amount buttons from $1 to $100 and a Next button.App Store listing, as of

SoFi app iconSoFi

  • SoFi Invest portfolio chart
    App Store marketing imageAn Invest screen showing $11,305.40 with a one week performance chart, time range buttons and an Accounts section.App Store listing, as of
  • Portfolio performance chart
    App Store marketing imageA portfolio value of $11,305.40, up $178.60 in the past week, above a one week line chart and time range buttons from 1W to MAX.App Store listing, as of

Goals

Cash App app iconCash App

  • Cash App savings goal ring
    App Store marketing imageA Savings screen with a ring showing a $400.00 savings balance and $100.00 to goal, Transfer in and Transfer out buttons, and options to set a goal and save automatically.App Store listing, as of
  • Cash App savings balance ring
    App Store marketing imageA Savings screen with a ring showing a $2,451.00 savings balance and $249.00 to goal, Transfer in and Transfer out buttons, and options to set a goal and save automatically.App Store listing, as of

SoFi app iconSoFi

No official screen found yet

Reports and insights

Cash App app iconCash App

No official screen found yet

SoFi app iconSoFi

  • SoFi home screen with Coach insights tiles
    From SoFi's websiteA tilted home screen showing a Banking balance of $27,282.12 and Coach insights tiles for spending at $1,282, net worth at $1,378,220, subscriptions at $80 and a credit score of 732.sofi.com, as of
  • Spending and net worth insight tiles
    App Store marketing imageRelay insights tiles for spending at $1,282.12, pacing high this month, and net worth at $1,278,220.50.App Store listing, as of

Transactions

Cash App app iconCash App

  • Cash App paycheck deposit detail
    App Store marketing imageA Paycheck transaction detail showing +$1,650.00 with transaction details marked complete and deposited to cash balance, and links to learn about direct deposit and contact support.App Store listing, as of

SoFi app iconSoFi

  • Activity list with a scheduled transfer
    App Store marketing imageAn Activity section with Checking and Savings tabs and a scheduled $500.00 transfer to savings.App Store listing, as of

AI assistant

Cash App app iconCash App

No official screen found yet

SoFi app iconSoFi

  • SoFi Coach assistant start screen
    App Store marketing imageA SoFi Coach Beta screen asking How can I help? with suggested topics for support, taxes and optimizing money.App Store listing, as of
  • SoFi Coach chat with spending pace chart
    App Store marketing imageA July spending trend chat where the user asks How am I spending this month? and Coach shows a $7,000 spending pace chart against a $6,000 target with suggested follow-up questions.App Store listing, as of
  • Chat bubble: How am I spending this month?
    App Store marketing imageA user chat bubble asking How am I spending this month?App Store listing, as of

Sharing with a partner

Cash App app iconCash App

  • Cash App family members screen
    App Store marketing imageA Family screen showing 2 requests, a Members list with balances for Emma Hills and Peter Hills, and a Documents section with account and stock statements.App Store listing, as of

SoFi app iconSoFi

No official screen found yet

Privacy labels

Apple's privacy labels are what each developer reports to Apple. Apple says it does not verify them. We copy the category names exactly as the App Store lists them.

Cash App

Data Used to Track You

Not listed on the App Store page.

Data Linked to You

  • Purchases
  • Financial Info
  • Contact Info
  • Contacts
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

Not listed on the App Store page.

As of · App Store listing

SoFi

Data Used to Track You

  • Identifiers

Data Linked to You

  • Purchases
  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data

Data Not Linked to You

  • Location
  • Contacts
  • Identifiers
  • Usage Data
  • Diagnostics

As of · App Store listing

Accessibility labels

Cash App

The App Store listing shows no accessibility labels for this app (checked Oct 24, 2026). That means the developer hasn't listed them, not that the app has no accessibility support.

SoFi

The App Store listing shows no accessibility labels for this app (checked Oct 24, 2026). That means the developer hasn't listed them, not that the app has no accessibility support.

FAQ

What are the App Store ratings for Cash App and SoFi?

Cash App has a store rating of 4.8 out of 5 from 8,771,856 ratings. SoFi has a store rating of 4.7 out of 5 from 385,429 ratings. These are App Store ratings from users, not a Priceless Tay score.

What are the Google Play ratings for Cash App and SoFi?

Cash App shows 4.7 out of 5 (4.51M reviews) on Google Play, and SoFi shows 3.7 out of 5 (54.1K reviews).

When were the Cash App and SoFi iPhone apps last updated?

Cash App released version 5.75.0 on Oct 22, 2026. SoFi released version 3.119.0 on Oct 23, 2026.

Which Apple devices do the Cash App and SoFi apps run on?

The App Store lists iPhone for Cash App, and iPhone, iPad, iPod touch and Apple Vision for SoFi.

Which app features does Cash App state that we did not find for SoFi?

Cash App's own website states virtual assistant and apple pay or google pay. We did not find those stated on SoFi's website, which does not mean the SoFi app lacks them.

Which app features does SoFi state that we did not find for Cash App?

SoFi's own website states credit score in the app. We did not find that stated on Cash App's website, which does not mean the Cash App app lacks it.

Keep comparing

Sources and dates

Cash App

SoFi

This is education, not financial advice.