Bank app comparison
Cash App vs SoFi app
Store facts as of
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Cash App
Banking app
Visit site for Cash App (opens in a new tab)
Short answer
On the App Store, Cash App has a store rating of 4.8 out of 5 from 8,804,350 ratings, and SoFi has a store rating of 4.7 out of 5 from 385,388 ratings, as of Nov 12, 2026. Cash App last updated its iPhone app on Nov 9, 2026, and SoFi on Nov 7, 2026. Of the 10 app features we look for in each bank's official sources (its website, help center or official app store listing), both state the same 9, side by side in the table below.
Store ratings
These are store ratings from app users on the App Store and Google Play, not a Priceless Tay score.
Cash App
Google Play rating (Android)
4.7out of 5
4.51M reviews, as shown on Google Play. Updated on Oct 23, 2026.
As of · Google Play listing
SoFi
Google Play rating (Android)
3.7out of 5
54.1K reviews, as shown on Google Play. Updated on Oct 23, 2026.
As of · Google Play listing
Updates and app facts
Cash App last updated its iPhone app on Nov 9, 2026, 3 days before we checked, and Google Play shows its Android app updated on Oct 23, 2026. SoFi last updated its iPhone app on Nov 7, 2026, 5 days before we checked, and Google Play shows its Android app updated on Oct 23, 2026.
Cash App
- Last App Store update
- Version 5.77.0, released Nov 9, 2026
- App size
- 462.2 MB
- Requires
- iOS 17.0 or later
- Runs on
- iPhone
- Languages
- 2 (English and Spanish)
- Developer
- Block, Inc.
As of · App Store listing
SoFi
- Last App Store update
- Version 3.121.0, released Nov 7, 2026
- App size
- 282.6 MB
- Requires
- iOS 15.2 or later
- Runs on
- iPhone, iPad, iPod touch and Apple Vision
- Languages
- 1 (English)
- Developer
- Social Finance, LLC
As of · App Store listing
Features each bank states
✓ means the bank's official sources (its website, help center or official app store listing) state it, with the quote and page shown. ✕ means those sources say the bank doesn't offer it. We never mark a feature ✕ just because a page doesn't mention it. Each mark links to the page it came from; the quotes are on each app's own page.
Send money to people
Card lock and unlock
Cash App
SoFi
Screen by screen
Pick a task to see what each app shows for it. App Store, Google Play and bank website images are the bank's own marketing, so names and balances are sample data. Help center images come from the bank's support pages. See every bank app's screens.
Home and accounts
Cash App
App Store marketing imageA Money screen showing a $1,226.00 cash balance with Add money and Withdraw buttons, a Paychecks row, and Save and invest tiles for Savings at $2,451.00 and Bitcoin at $8.05.App Store listing, as of 
App Store marketing imageA Cash balance card showing $1,226.00 with Add money and Withdraw buttons and a Paychecks row with $340 this month.App Store listing, as of 
App Store marketing imageSave and invest tiles for Savings at $2,451.00 with $249.00 to goal and Bitcoin at $8.05.App Store listing, as of
SoFi
App Store marketing imageA Banking screen showing $51,526.90 total available balance, Checking and Savings balances, Transfer, Deposit, Pay and Zelle buttons, and an Activity list.App Store listing, as of 
App Store marketing imageA Good morning, Sammy home screen with Banking, Invest, Crypto and Personal loans rows and Relay insights tiles for spending and net worth.App Store listing, as of 
App Store marketing imageA card listing Checking at $4,256.90 and Savings at $47,270.00.App Store listing, as of 
App Store marketing imageRows for Banking at $27,282.12 and Invest at $38,651.40 with Crypto and Personal loans shortcuts.App Store listing, as of
Transfer and send
Cash App
App Store marketing imageA green send screen with $20 entered on a number keypad and Pool, Request and Pay buttons.App Store listing, as of 
App Store marketing imageA number keypad above Pool, Request and Pay buttons.App Store listing, as of
SoFi
App Store marketing imageA row of Transfer, Deposit, Pay and Zelle buttons.App Store listing, as of
Card controls
Cash App
From Cash App's websiteA large toggle switched on with a lock icon above the label Lock card.cash.app, as of
SoFi
From SoFi's websiteA Debit card screen showing the card, an Activate your debit card prompt, a Freeze card toggle switched off, an Add to Apple Wallet button, and Reset PIN and Replace card rows.sofi.com, as of
Settings and security
Cash App
From Cash App's websiteA How can we help? screen with a support search field, a Notifications section with a Cash App Support message, and a Disputes section.cash.app, as of 
From Cash App's websiteStacked notifications for Phone unlinked, Transaction declined and Sign in from new device today at 2:05 AM.cash.app, as of 
From Cash App's websiteStacked notifications reading New payment activity, You spent $350 at Apple.cash.app, as of
SoFi
No official screen found yet
Investments
Cash App
App Store marketing imageA bitcoin screen showing $500.00 with a price chart, time range buttons, Buy, Sell and send buttons, and My performance of +$20.00 and +2.12%.App Store listing, as of 
App Store marketing imageA Buy stocks sheet over a stock chart with a one-time order, amount options of $1, $10, $20, $50 and $100, and a Next button.App Store listing, as of 
App Store marketing imageBuy, Sell and transfer buttons below a bitcoin chart.App Store listing, as of 
App Store marketing imageA Buy stocks sheet with dollar amount buttons from $1 to $100 and a Next button.App Store listing, as of
SoFi
App Store marketing imageAn Invest screen showing $11,305.40 with a one week performance chart, time range buttons and an Accounts section.App Store listing, as of 
App Store marketing imageA portfolio value of $11,305.40, up $178.60 in the past week, above a one week line chart and time range buttons from 1W to MAX.App Store listing, as of
Goals
Cash App
App Store marketing imageA Savings screen with a ring showing a $400.00 savings balance and $100.00 to goal, Transfer in and Transfer out buttons, and options to set a goal and save automatically.App Store listing, as of 
App Store marketing imageA Savings screen with a ring showing a $2,451.00 savings balance and $249.00 to goal, Transfer in and Transfer out buttons, and options to set a goal and save automatically.App Store listing, as of
SoFi
No official screen found yet
Reports and insights
Cash App
No official screen found yet
SoFi
From SoFi's websiteA tilted home screen showing a Banking balance of $27,282.12 and Coach insights tiles for spending at $1,282, net worth at $1,378,220, subscriptions at $80 and a credit score of 732.sofi.com, as of 
App Store marketing imageRelay insights tiles for spending at $1,282.12, pacing high this month, and net worth at $1,278,220.50.App Store listing, as of
Transactions
Cash App
App Store marketing imageA Paycheck transaction detail showing +$1,650.00 with transaction details marked complete and deposited to cash balance, and links to learn about direct deposit and contact support.App Store listing, as of
SoFi
App Store marketing imageAn Activity section with Checking and Savings tabs and a scheduled $500.00 transfer to savings.App Store listing, as of
AI assistant
Cash App
No official screen found yet
SoFi
App Store marketing imageA SoFi Coach Beta screen asking How can I help? with suggested topics for support, taxes and optimizing money.App Store listing, as of 
App Store marketing imageA July spending trend chat where the user asks How am I spending this month? and Coach shows a $7,000 spending pace chart against a $6,000 target with suggested follow-up questions.App Store listing, as of 
App Store marketing imageA user chat bubble asking How am I spending this month?App Store listing, as of
Sharing with a partner
Cash App
App Store marketing imageA Family screen showing 2 requests, a Members list with balances for Emma Hills and Peter Hills, and a Documents section with account and stock statements.App Store listing, as of
SoFi
No official screen found yet
Privacy labels
Apple's privacy labels are what each developer reports to Apple. Apple says it does not verify them. We copy the category names exactly as the App Store lists them.
Cash App
Data Used to Track You
Not listed on the App Store page.
Data Linked to You
- Purchases
- Financial Info
- Contact Info
- Contacts
- User Content
- Identifiers
- Usage Data
- Diagnostics
Data Not Linked to You
Not listed on the App Store page.
As of · App Store listing
SoFi
Data Used to Track You
- Identifiers
Data Linked to You
- Purchases
- Financial Info
- Contact Info
- User Content
- Identifiers
- Usage Data
Data Not Linked to You
- Location
- Contacts
- Identifiers
- Usage Data
- Diagnostics
As of · App Store listing
Accessibility labels
Cash App
The App Store listing shows no accessibility labels for this app (checked Oct 25, 2026). That means the developer hasn't listed them, not that the app has no accessibility support.
SoFi
The App Store listing shows no accessibility labels for this app (checked Oct 25, 2026). That means the developer hasn't listed them, not that the app has no accessibility support.
FAQ
What are the App Store ratings for Cash App and SoFi?
Cash App has a store rating of 4.8 out of 5 from 8,804,350 ratings. SoFi has a store rating of 4.7 out of 5 from 385,388 ratings. These are App Store ratings from users, not a Priceless Tay score.
What are the Google Play ratings for Cash App and SoFi?
Cash App shows 4.7 out of 5 (4.51M reviews) on Google Play, and SoFi shows 3.7 out of 5 (54.1K reviews).
When were the Cash App and SoFi iPhone apps last updated?
Cash App released version 5.77.0 on Nov 9, 2026. SoFi released version 3.121.0 on Nov 7, 2026.
Which Apple devices do the Cash App and SoFi apps run on?
The App Store lists iPhone for Cash App, and iPhone, iPad, iPod touch and Apple Vision for SoFi.
Which app features do both Cash App and SoFi state?
Both banks' official sources state mobile check deposit, card lock and unlock, sending money to people, account alerts, budgeting or spending insights, automatic saving, a virtual assistant, face or fingerprint sign-in, and Apple Pay or Google Pay.
Keep comparing
- See every fact on the Cash App app page, with all four screenshots.
- See every fact on the SoFi app page, with all four screenshots.
- Compare other bank apps, or read how we compare bank apps.
Sources and dates
Cash App
- App Store facts, privacy and accessibility labels, screenshots and icon: App Store listing and Apple's iTunes Lookup API, checked Nov 12, 2026.
- Google Play rating and update date: Google Play listing, checked Oct 25, 2026.
- Features, from Cash App's official sources: cash.app/help/14427-mobile-check-deposits, cash.app/help/309112-temporarily-disable-card, cash.app, cash.app/help/671-moneybot-on-cash-app, cash.app/help/10131-cash-card-round-ups, cash.app/help/3120-enable-security-lock, cash.app/help/30810-cash-card-apple-pay.
SoFi
- App Store facts, privacy and accessibility labels, screenshots and icon: App Store listing and Apple's iTunes Lookup API, checked Nov 12, 2026.
- Google Play rating and update date: Google Play listing, checked Oct 25, 2026.
- Features, from SoFi's official sources: sofi.com/banking/online-banking/mobile-banking, sofi.com/banking/automatic-savings, sofi.com/what-is-sofi-coach-and-how-does-it-work, sofi.com/app, sofi.com/banking/checking-account/digital-wallet.
This is education, not financial advice.
