Bank app comparison
Chase vs SoFi app
Store facts as of
Short answer
On the App Store, Chase has a store rating of 4.8 out of 5 from 9,578,415 ratings, and SoFi has a store rating of 4.7 out of 5 from 385,429 ratings, as of Oct 24, 2026. Chase last updated its iPhone app on Oct 11, 2026, and SoFi on Oct 23, 2026. Of the 10 app features we look for on each bank's own website, we found 9 stated by Chase and 8 by SoFi.
Store ratings
These are store ratings from app users on the App Store and Google Play, not a Priceless Tay score.
Chase
Google Play rating (Android)
4.8out of 5
2.17M reviews, as shown on Google Play. Updated on Oct 21, 2026.
As of · Google Play listing
SoFi
Google Play rating (Android)
3.7out of 5
54.1K reviews, as shown on Google Play. Updated on Oct 23, 2026.
As of · Google Play listing
Updates and app facts
Chase last updated its iPhone app on Oct 11, 2026, 13 days before we checked, and Google Play shows its Android app updated on Oct 21, 2026. SoFi last updated its iPhone app on Oct 23, 2026, 1 day before we checked, and Google Play shows its Android app updated on Oct 23, 2026.
Chase
- Last App Store update
- Version 4.794, released Oct 11, 2026
- App size
- 474.1 MB
- Requires
- iOS 17.4 or later
- Runs on
- iPhone and iPad
- Languages
- 2 (English and Spanish)
- Developer
- JPMorgan Chase & Co.
As of · App Store listing
SoFi
- Last App Store update
- Version 3.119.0, released Oct 23, 2026
- App size
- 282.6 MB
- Requires
- iOS 15.2 or later
- Runs on
- iPhone, iPad, iPod touch and Apple Vision
- Languages
- 1 (English)
- Developer
- Social Finance, LLC
As of · App Store listing
Features each bank states
✓ means the bank's own website states it, with the quote and page shown. ? means we did not find it stated on the bank's site, not that the app lacks it. We never mark a feature as missing unless the bank says so. Each ✓ links to the page it came from; the quotes are on each app's own page.
Screen by screen
Pick a task to see what each app shows for it. App Store, Google Play and bank website images are the bank's own marketing, so names and balances are sample data. Help center images come from the bank's support pages. See every bank app's screens.
Home and accounts
Chase
No official screen found yet
SoFi
App Store marketing imageA Banking screen showing $51,526.90 total available balance, Checking and Savings balances, Transfer, Deposit, Pay and Zelle buttons, and an Activity list.App Store listing, as of 
App Store marketing imageA Good morning, Sammy home screen with Banking, Invest, Crypto and Personal loans rows and Relay insights tiles for spending and net worth.App Store listing, as of 
App Store marketing imageA card listing Checking at $4,256.90 and Savings at $47,270.00.App Store listing, as of 
App Store marketing imageRows for Banking at $27,282.12 and Invest at $38,651.40 with Crypto and Personal loans shortcuts.App Store listing, as of
Transfer and send
Chase
App Store marketing imageAn Enter Amount screen for sending $25.00 to a contact, with a memo field, a pay from account, a send date and a Review and send button.App Store listing, as of 
From Chase's websiteA General Savings screen asking When do you want to transfer money? with options for On a schedule and When I get a deposit.chase.com, as of 
From Chase's websiteAn Enter Amount screen for sending $50.00 to Amber Davis, with memo, pay from account, send date and Review and send button.chase.com, as of 
App Store marketing imageA payment form with recipient, $25.00 amount, optional memo, pay from account, send on date, repeat payment toggle and Review and send button.App Store listing, as of
SoFi
App Store marketing imageA row of Transfer, Deposit, Pay and Zelle buttons.App Store listing, as of
Card controls
Chase
App Store marketing imageA Lock and Unlock Your Card screen with one debit card unlocked, another shown as locked, and an explanation of what locking does.App Store listing, as of 
From Chase's websiteA Lock and Unlock Card screen with a credit card toggled to Locked, a You've locked your card message, an explanation, and an Apple Pay section.chase.com, as of 
From Chase's help centerA Lock and unlock your card screen titled Misplaced your card?, explaining what locking blocks, with a credit card toggled to Locked.chase.com, as of 
App Store marketing imageA debit card row with its toggle switched to Locked and a confirmation that reads You've locked your card.App Store listing, as of
SoFi
From SoFi's websiteA Debit card screen showing the card, an Activate your debit card prompt, a Freeze card toggle switched off, an Add to Apple Wallet button, and Reset PIN and Replace card rows.sofi.com, as of
Settings and security
Chase
SoFi
No official screen found yet
Investments
Chase
App Store marketing imageA stock quote screen for Elly Inc. showing an 80.58 share price, a one year price chart, and Watch and Trade buttons.App Store listing, as of 
From Chase's websiteA self-directed investing account showing $20,691.92 with a one day chart, available funds of $259.11, and Explore, Trade, Transfer and More buttons.chase.com, as of 
App Store marketing imageWatch and Trade buttons below a stock chart.App Store listing, as of
SoFi
App Store marketing imageAn Invest screen showing $11,305.40 with a one week performance chart, time range buttons and an Accounts section.App Store listing, as of 
App Store marketing imageA portfolio value of $11,305.40, up $178.60 in the past week, above a one week line chart and time range buttons from 1W to MAX.App Store listing, as of
Goals
Chase
App Store marketing imageA J.P. Morgan Wealth Plan screen showing $1,755.00 in monthly spending on a line chart and a Goals section with a retirement goal.App Store listing, as of 
App Store marketing imageA Goals card listing long-term goals and a My Retirement goal marked Looks good.App Store listing, as of
SoFi
No official screen found yet
Reports and insights
Chase
App Store marketing imageA Chase Snapshot screen showing $59 in credit and debit card usage on a daily chart and a cash flow card showing $997.App Store listing, as of 
App Store marketing imageA daily card usage chart totaling $59 with today's card transactions listed below.App Store listing, as of
SoFi
From SoFi's websiteA tilted home screen showing a Banking balance of $27,282.12 and Coach insights tiles for spending at $1,282, net worth at $1,378,220, subscriptions at $80 and a credit score of 732.sofi.com, as of 
App Store marketing imageRelay insights tiles for spending at $1,282.12, pacing high this month, and net worth at $1,278,220.50.App Store listing, as of
Transactions
Chase
No official screen found yet
SoFi
App Store marketing imageAn Activity section with Checking and Savings tabs and a scheduled $500.00 transfer to savings.App Store listing, as of
Check deposit
Chase
App Store marketing imageA Chase QuickDeposit camera screen framing the front of a check, with a Looks good indicator and an auto capture control.App Store listing, as of 
From Chase's websiteA Chase QuickDeposit screen with a deposit account, a $1,524.24 deposit amount, Front and Back photo boxes and a Next button.chase.com, as of 
App Store marketing imageA camera viewfinder outlining a check with a Looks good label.App Store listing, as of
SoFi
No official screen found yet
AI assistant
Chase
No official screen found yet
SoFi
App Store marketing imageA SoFi Coach Beta screen asking How can I help? with suggested topics for support, taxes and optimizing money.App Store listing, as of 
App Store marketing imageA July spending trend chat where the user asks How am I spending this month? and Coach shows a $7,000 spending pace chart against a $6,000 target with suggested follow-up questions.App Store listing, as of 
App Store marketing imageA user chat bubble asking How am I spending this month?App Store listing, as of
Privacy labels
Apple's privacy labels are what each developer reports to Apple. Apple says it does not verify them. We copy the category names exactly as the App Store lists them.
Chase
Data Used to Track You
Not listed on the App Store page.
Data Linked to You
- Purchases
- Financial Info
- Location
- Contact Info
- Contacts
- User Content
- Identifiers
- Usage Data
- Diagnostics
Data Not Linked to You
- Diagnostics
As of · App Store listing
SoFi
Data Used to Track You
- Identifiers
Data Linked to You
- Purchases
- Financial Info
- Contact Info
- User Content
- Identifiers
- Usage Data
Data Not Linked to You
- Location
- Contacts
- Identifiers
- Usage Data
- Diagnostics
As of · App Store listing
Accessibility labels
Chase
- VoiceOver
- Larger Text
- Differentiate Without Color Alone
- Sufficient Contrast
- Reduced Motion
- Captions
- Audio Descriptions
As of · App Store listing
SoFi
The App Store listing shows no accessibility labels for this app (checked Oct 24, 2026). That means the developer hasn't listed them, not that the app has no accessibility support.
FAQ
What are the App Store ratings for Chase and SoFi?
Chase has a store rating of 4.8 out of 5 from 9,578,415 ratings. SoFi has a store rating of 4.7 out of 5 from 385,429 ratings. These are App Store ratings from users, not a Priceless Tay score.
What are the Google Play ratings for Chase and SoFi?
Chase shows 4.8 out of 5 (2.17M reviews) on Google Play, and SoFi shows 3.7 out of 5 (54.1K reviews).
When were the Chase and SoFi iPhone apps last updated?
Chase released version 4.794 on Oct 11, 2026. SoFi released version 3.119.0 on Oct 23, 2026.
Which Apple devices do the Chase and SoFi apps run on?
The App Store lists iPhone and iPad for Chase, and iPhone, iPad, iPod touch and Apple Vision for SoFi.
Which app features does Chase state that we did not find for SoFi?
Chase's own website states apple pay or google pay. We did not find that stated on SoFi's website, which does not mean the SoFi app lacks it.
Keep comparing
- See every fact on the Chase app page, with all four screenshots.
- See every fact on the SoFi app page, with all four screenshots.
- Compare other bank apps, or read how we compare bank apps.
Sources and dates
Chase
- App Store facts, privacy and accessibility labels, screenshots and icon: App Store listing and Apple's iTunes Lookup API, checked Oct 24, 2026.
- Google Play rating and update date: Google Play listing, checked Oct 24, 2026.
- Features, from Chase's own website: chase.com/digital/mobile-banking, chase.com/digital/digital-payments/apple-pay.
SoFi
- App Store facts, privacy and accessibility labels, screenshots and icon: App Store listing and Apple's iTunes Lookup API, checked Oct 24, 2026.
- Google Play rating and update date: Google Play listing, checked Oct 24, 2026.
- Features, from SoFi's own website: sofi.com/banking/online-banking/mobile-banking, sofi.com/banking/automatic-savings, sofi.com/app.
This is education, not financial advice.
