Bank app comparison
Ally vs SoFi app
Store facts as of
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Short answer
On the App Store, Ally has a store rating of 4.7 out of 5 from 114,821 ratings, and SoFi has a store rating of 4.7 out of 5 from 385,388 ratings, as of Nov 12, 2026. Ally last updated its iPhone app on Nov 5, 2026, and SoFi on Nov 7, 2026. Of the 10 app features we look for in each bank's official sources (its website, help center or official app store listing), both state the same 10, side by side in the table below.
Store ratings
These are store ratings from app users on the App Store and Google Play, not a Priceless Tay score.
Ally
Google Play rating (Android)
4.4out of 5
41.4K reviews, as shown on Google Play. Updated on Oct 20, 2026.
As of · Google Play listing
SoFi
Google Play rating (Android)
3.7out of 5
54.1K reviews, as shown on Google Play. Updated on Oct 23, 2026.
As of · Google Play listing
Updates and app facts
Ally last updated its iPhone app on Nov 5, 2026, 7 days before we checked, and Google Play shows its Android app updated on Oct 20, 2026. SoFi last updated its iPhone app on Nov 7, 2026, 5 days before we checked, and Google Play shows its Android app updated on Oct 23, 2026.
Ally
- Last App Store update
- Version 26.21.0, released Nov 5, 2026
- App size
- 271.5 MB
- Requires
- iOS 16.6 or later
- Runs on
- iPhone, iPad and Apple Vision
- Languages
- 3 (English and 2 more)
- Developer
- Ally Financial Inc.
As of · App Store listing
SoFi
- Last App Store update
- Version 3.121.0, released Nov 7, 2026
- App size
- 282.6 MB
- Requires
- iOS 15.2 or later
- Runs on
- iPhone, iPad, iPod touch and Apple Vision
- Languages
- 1 (English)
- Developer
- Social Finance, LLC
As of · App Store listing
Features each bank states
✓ means the bank's official sources (its website, help center or official app store listing) state it, with the quote and page shown. ✕ means those sources say the bank doesn't offer it. We never mark a feature ✕ just because a page doesn't mention it. Each mark links to the page it came from; the quotes are on each app's own page.
Send money to people
Card lock and unlock
SoFi
Screen by screen
Pick a task to see what each app shows for it. App Store, Google Play and bank website images are the bank's own marketing, so names and balances are sample data. Help center images come from the bank's support pages. See every bank app's screens.
Home and accounts
Ally
App Store marketing imageA Good Morning, Alex home screen showing $8,431.78 total, a Vehicles section with a $358.00 amount due and a Make a Payment button, and a Bank Accounts section.App Store listing, as of 
App Store marketing imageA spending account screen showing a $991.56 available balance, a $1,991.56 current balance, Transfer and Menu buttons and shortcuts for deposit checks, Zelle and manage card.App Store listing, as of 
App Store marketing imageA home screen Vehicles section listing a vehicle loan with an amount due and a highlighted 2019 Tacoma loan with $270.00 due, above Bank Accounts.App Store listing, as of 
App Store marketing imageA Good Morning, Alex greeting above an $8,431.78 total.App Store listing, as of 
App Store marketing imageA vehicle financing card showing $358.00 amount due with a next payment date and a Make a Payment button.App Store listing, as of 
App Store marketing imageA 2019 Tacoma vehicle financing card showing $270.00 amount due.App Store listing, as of
SoFi
App Store marketing imageA Banking screen showing $51,526.90 total available balance, Checking and Savings balances, Transfer, Deposit, Pay and Zelle buttons, and an Activity list.App Store listing, as of 
App Store marketing imageA Good morning, Sammy home screen with Banking, Invest, Crypto and Personal loans rows and Relay insights tiles for spending and net worth.App Store listing, as of 
App Store marketing imageA card listing Checking at $4,256.90 and Savings at $47,270.00.App Store listing, as of 
App Store marketing imageRows for Banking at $27,282.12 and Invest at $38,651.40 with Crypto and Personal loans shortcuts.App Store listing, as of
Transfer and send
Ally
From Ally's help centerA Transfer Funds screen with from and to accounts, a $209.89 amount, One Time Transfer frequency, a delivery date, an optional note and a Submit Transfer button.ally.com, as of 
From Ally's help centerA Frequency picker listing One Time Transfer, Weekly, Every 2 weeks, Monthly and longer intervals, with One Time Transfer checked.ally.com, as of 
App Store marketing imageTransfer and Menu buttons with shortcuts for Deposit checks, Zelle and Manage card.App Store listing, as of
SoFi
App Store marketing imageA row of Transfer, Deposit, Pay and Zelle buttons.App Store listing, as of
Card controls
Ally
No official screen found yet
SoFi
From SoFi's websiteA Debit card screen showing the card, an Activate your debit card prompt, a Freeze card toggle switched off, an Add to Apple Wallet button, and Reset PIN and Replace card rows.sofi.com, as of
Investments
Ally
App Store marketing imageAn Individual Account screen showing a $4,151.61 account value with Transfers, Activity and Watchlist buttons and a Summary of market value and gains.App Store listing, as of 
App Store marketing imageTransfers, Activity and Watchlist buttons on a purple header.App Store listing, as of 
App Store marketing imageA Summary list with market value, total gain or loss, today's gain or loss, cash buying power and orders.App Store listing, as of
SoFi
App Store marketing imageAn Invest screen showing $11,305.40 with a one week performance chart, time range buttons and an Accounts section.App Store listing, as of 
App Store marketing imageA portfolio value of $11,305.40, up $178.60 in the past week, above a one week line chart and time range buttons from 1W to MAX.App Store listing, as of
Goals
Ally
App Store marketing imageA Savings tools screen with Buckets and Boosters tabs listing Vacations, Tax Payments and Auto Insurance buckets, with a Goin' places bucket at 60% complete shown in front.App Store listing, as of 
App Store marketing imageA Goin' places bucket card with a progress bar at 60% complete.App Store listing, as of 
From Ally's websiteA Savings Buckets screen showing $4,327.49 with a note that $56.63 was saved with Round Ups this year, Distribute Money and Edit Bucket buttons, and a Gas Money bucket at $2235.ally.com, as of
SoFi
No official screen found yet
Reports and insights
Ally
No official screen found yet
SoFi
From SoFi's websiteA tilted home screen showing a Banking balance of $27,282.12 and Coach insights tiles for spending at $1,282, net worth at $1,378,220, subscriptions at $80 and a credit score of 732.sofi.com, as of 
App Store marketing imageRelay insights tiles for spending at $1,282.12, pacing high this month, and net worth at $1,278,220.50.App Store listing, as of
Transactions
Ally
No official screen found yet
SoFi
App Store marketing imageAn Activity section with Checking and Savings tabs and a scheduled $500.00 transfer to savings.App Store listing, as of
AI assistant
Ally
No official screen found yet
SoFi
App Store marketing imageA SoFi Coach Beta screen asking How can I help? with suggested topics for support, taxes and optimizing money.App Store listing, as of 
App Store marketing imageA July spending trend chat where the user asks How am I spending this month? and Coach shows a $7,000 spending pace chart against a $6,000 target with suggested follow-up questions.App Store listing, as of 
App Store marketing imageA user chat bubble asking How am I spending this month?App Store listing, as of
Privacy labels
Apple's privacy labels are what each developer reports to Apple. Apple says it does not verify them. We copy the category names exactly as the App Store lists them.
Ally
Data Used to Track You
Not listed on the App Store page.
Data Linked to You
- Financial Info
- Contact Info
- User Content
- Identifiers
- Usage Data
- Diagnostics
Data Not Linked to You
- Location
- Contacts
- User Content
- Diagnostics
As of · App Store listing
SoFi
Data Used to Track You
- Identifiers
Data Linked to You
- Purchases
- Financial Info
- Contact Info
- User Content
- Identifiers
- Usage Data
Data Not Linked to You
- Location
- Contacts
- Identifiers
- Usage Data
- Diagnostics
As of · App Store listing
Accessibility labels
Ally
- VoiceOver
- Larger Text
- Dark Interface
- Differentiate Without Color Alone
- Sufficient Contrast
- Reduced Motion
- Captions
As of · App Store listing
SoFi
The App Store listing shows no accessibility labels for this app (checked Oct 25, 2026). That means the developer hasn't listed them, not that the app has no accessibility support.
FAQ
What are the App Store ratings for Ally and SoFi?
Ally has a store rating of 4.7 out of 5 from 114,821 ratings. SoFi has a store rating of 4.7 out of 5 from 385,388 ratings. These are App Store ratings from users, not a Priceless Tay score.
What are the Google Play ratings for Ally and SoFi?
Ally shows 4.4 out of 5 (41.4K reviews) on Google Play, and SoFi shows 3.7 out of 5 (54.1K reviews).
When were the Ally and SoFi iPhone apps last updated?
Ally released version 26.21.0 on Nov 5, 2026. SoFi released version 3.121.0 on Nov 7, 2026.
Which Apple devices do the Ally and SoFi apps run on?
The App Store lists iPhone, iPad and Apple Vision for Ally, and iPhone, iPad, iPod touch and Apple Vision for SoFi.
Which app features do both Ally and SoFi state?
Both banks' official sources state mobile check deposit, card lock and unlock, sending money to people, account alerts, budgeting or spending insights, automatic saving, a virtual assistant, face or fingerprint sign-in, a credit score in the app, and Apple Pay or Google Pay.
Keep comparing
- See every fact on the Ally app page, with all four screenshots.
- See every fact on the SoFi app page, with all four screenshots.
- Compare other bank apps, or read how we compare bank apps.
Sources and dates
Ally
- App Store facts, privacy and accessibility labels, screenshots and icon: App Store listing and Apple's iTunes Lookup API, checked Nov 12, 2026.
- Google Play rating and update date: Google Play listing, checked Oct 25, 2026.
- Features, from Ally's official sources: ally.com/help/bank/deposits, ally.com/bank/online-banking, ally.com/help/bank/alerts-notifications, ally.com/bank/interest-checking-account, ally.com/help/bank/savings-money-market, ally.com/content/dam/pdf/bank/credit-score-terms-and-conditions.pdf.coredownload.inline.pdf, ally.com/help/bank/debit-cards-checks.
SoFi
- App Store facts, privacy and accessibility labels, screenshots and icon: App Store listing and Apple's iTunes Lookup API, checked Nov 12, 2026.
- Google Play rating and update date: Google Play listing, checked Oct 25, 2026.
- Features, from SoFi's official sources: sofi.com/banking/online-banking/mobile-banking, sofi.com/banking/automatic-savings, sofi.com/what-is-sofi-coach-and-how-does-it-work, sofi.com/app, sofi.com/banking/checking-account/digital-wallet.
This is education, not financial advice.
