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Budgeting comparison

Albert vs Chime

Updated

Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.

Short answer

Albert is a budgeting app and Chime is a banking app. Albert's Standard plan costs $19.99 a month, and Genius and Family plans cost $39.99 a month, while Chime says its savings account has no fees, and you need an active Chime Checking Account to open one. We checked both on Oct 24, 2026, and the official sources differ on 6 of the 9 rows in the table below.

Albert vs Chime at a glance

Albert is a budgeting app and Chime is a banking app. This page puts what each company's official pages and app store listings say side by side, with the date we checked every fact. The sources differ on 6 of the 9 rows in the table below.

Price and fees

Albert's Standard plan costs $19.99 a month, and Genius and Family plans cost $39.99 a month. A Family plan covers the owner and up to 4 family members. Chime says its savings account has no fees, and you need an active Chime Checking Account to open one. We checked both on Oct 24, 2026.

Free trial

Albert says you can try your plan for 30 days before you're charged. We haven't verified this for Chime yet, so check the official site for Chime before you decide. We checked Albert on Oct 24, 2026.

APY or rate

Albert lists 3.50% APY on its high yield savings account, as of Oct 24, 2026. Albert says the rate is variable. Albert says there is no minimum balance requirement, but you must have an eligible subscription tier to access High Yield Savings. Chime lists 1.00% APY for standard members, 3.00% APY for Chime Plus and 4.00% APY for Chime Prime, in rates effective Oct 6, 2026. Chime says the rate is variable. Chime says there is no minimum balance, but you need $0.01 in savings to earn interest. The higher rates depend on Chime Plus or Chime Prime status, which ties to qualifying direct deposits. We checked both on Oct 24, 2026.

Opening and balance minimums

Albert says there is no minimum balance requirement for High Yield Savings. Chime says its savings account has no minimum balance requirement. We checked both on Oct 24, 2026.

Protection

Albert is not a bank. Funds in Albert Cash are held at Stride Bank, N.A. and Savings funds at Wells Fargo, N.A., eligible for up to $250,000 in FDIC insurance on a pass-through basis when specific conditions are met. Chime is not a bank. Banking services come from The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC, and pass-through deposit insurance applies only when certain conditions are met. We checked both on Oct 24, 2026.

Platforms

Albert lists iOS and Android. We haven't verified this for Chime yet, so check the official site for Chime before you decide. We checked Albert on Oct 24, 2026.

Bank syncing

Albert says it supports thousands of institutions to auto sync your balances and transactions. We haven't verified this for Chime yet, so check the official site for Chime before you decide. We checked Albert on Oct 24, 2026.

Features

Both Albert and Chime list goals. Albert lists shared budgets, investment tracking and AI features, which the sources we checked don't confirm for Chime. We checked both on Oct 24, 2026.

App store rating

Albert has 4.6 out of 5 on the App Store from 339,706 ratings. Chime has 4.8 out of 5 on the App Store from 1,629,130 ratings. We checked both on Oct 24, 2026. Store ratings are a dated snapshot from each listing, not our score.

What it costs

Bars show only when every app here lists a yearly price, so these prices sit side by side without them. Prices are list prices from each app's own page, before tax and any offer.

At a glance

  • APY

    Albert
    3.50% APY
    Chime
    1.00% to 4.00% APY
    Source
    • Albert lists 3.50% APY on its high yield savings account, as of Oct 24, 2026. The rate is variable. Albert says there is no minimum balance requirement, but you must have an eligible subscription tier to access High Yield Savings. albert.com/about/banking, as of Oct 24, 2026.
    • Chime lists 1.00% APY for standard members, 3.00% APY for Chime Plus and 4.00% APY for Chime Prime, in rates effective Oct 6, 2026. The rate is variable. Chime says there is no minimum balance, but you need $0.01 in savings to earn interest. The higher rates depend on Chime Plus or Chime Prime status, which ties to qualifying direct deposits. help.chime.com/what-is-annual-percentage-yield-apy-dfafd381, as of Oct 24, 2026.
  • Free trial

    Albert
    30 days
    Chime
    Not verified yet
    Source
    • Albert says you can try your plan for 30 days before you're charged. albert.com, as of Oct 24, 2026.
    • Chime: Not verified yet.
  • App Store rating

    Albert
    4.6339,706 ratings
    Chime
    4.81,629,130 ratings
    Source
    • Albert has 4.6 out of 5 on the App Store from 339,706 ratings. App Store listing, as of Oct 24, 2026.
    • Chime has 4.8 out of 5 on the App Store from 1,629,130 ratings. App Store listing, as of Oct 24, 2026.
  • Platforms

    Albert
    • iOS
    • Android
    Chime
    Not verified yet
    Source
    • Albert lists iOS and Android. albert.com, as of Oct 24, 2026.
    • Chime: Not verified yet.
  • Bank syncing

    Albert
    Yes
    Chime
    Not verified yet
    Source
    • Yes. Albert says it supports thousands of institutions to auto sync your balances and transactions. albert.com/about/budgeting, as of Oct 24, 2026.
    • Chime: Not verified yet.
  • Minimums

    Albert
    Albert says there is no minimum balance requirement for High Yield Savings.
    Chime
    Chime says its savings account has no minimum balance requirement.
    Source
  • Protection

    Albert
    Albert is not a bank. Funds in Albert Cash are held at Stride Bank, N.A. and Savings funds at Wells Fargo, N.A., eligible for up to $250,000 in FDIC insurance on a pass-through basis when specific conditions are met.
    Chime
    Chime is not a bank. Banking services come from The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC, and pass-through deposit insurance applies only when certain conditions are met.
    Source
    • Albert is not a bank. Funds in Albert Cash are held at Stride Bank, N.A. and Savings funds at Wells Fargo, N.A., eligible for up to $250,000 in FDIC insurance on a pass-through basis when specific conditions are met. albert.com/about/banking, as of Oct 24, 2026.
    • Chime is not a bank. Banking services come from The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC, and pass-through deposit insurance applies only when certain conditions are met. help.chime.com/what-is-the-chime-savings-account-f189355c, as of Oct 24, 2026.

Features

Features listed by each app's official source. A question mark means not verified yet.
FeatureAlbertChime
AI featuresListed by the sourceNot verified yet
Savings goalsListed by the sourceListed by the source
Shared budgetsListed by the sourceNot verified yet
Investment trackingListed by the sourceNot verified yet

✓ means the official site lists it. ? means we haven't verified it yet, not that the app lacks it. Albert: albert.com/about/genius, as of Oct 24, 2026; Savings goals: albert.com/about/saving, as of Oct 24, 2026; Shared budgets: help.albert.com/hc/en-us/articles/27831335660183-What-is-an-Albert-Family-plan, as of Oct 24, 2026; Investment tracking: albert.com/about/investing, as of Oct 24, 2026. Chime: help.chime.com/what-are-chime-savings-goals-4aef8222, as of Oct 24, 2026.

Screen by screen

Pick a task to see what each app shows for it. App Store and Google Play images are the apps' own marketing, so they can show sample data and staged layouts. Help center images come from the app's support articles. See every app's screens.

Home

Albert logoAlbert

  • Albert App Store image of the home screen
    App Store marketing imageApp Store image with the headline "See your money and stay on top of it" showing a home screen with an Inbox card and an Accounts list.App Store listing, as of
  • Albert home screen with Inbox and Accounts
    App Store marketing imageThe home screen: an Inbox with a Large transaction alert, then Accounts with Albert Cash at $1,847.22 and a Third West Bank account at $992.83.App Store listing, as of
  • Albert large transaction alert card
    App Store marketing imageA Large transaction card: Alpha Inc. charged you $1,257 on August 20, with a Show details link.App Store listing, as of

Chime logoChime

  • Chime App Store image of the home screen
    App Store marketing imageApp Store image with the headline "America's #1 Choice for Banking" showing an Available balance with Savings, Cash back, MyPay and Direct Deposit tiles.App Store listing, as of

Budget

Albert logoAlbert

  • Albert App Store image of the spending screen
    App Store marketing imageApp Store image with the headline "Track spending, find savings" showing a February spending screen with a line chart.App Store listing, as of
  • Albert spending and budget screen
    App Store marketing imageThe Spending tab: $2,380.20 spent in February with a line chart, actual spend, budgeted $3,560 and last 3 months, then Remaining $1,180 with Auto budget and Categories buttons and a Rent row.App Store listing, as of

Chime logoChime

No official screen found yet

Goals

Albert logoAlbert

  • Albert automatic deposits split
    App Store marketing imageAn Automatic deposits card with a ring chart: Savings 70% and Investing 30%.App Store listing, as of

Chime logoChime

  • Chime App Store image of savings goals
    App Store marketing imageApp Store image with a savings APY headline showing a Savings screen with goals like Wedding and Emergency fund.App Store listing, as of

Reports and insights

Albert logoAlbert

  • Albert spending by category chart
    App Store marketing imageA Spending by category bar chart from Sunday to Friday, with Restaurants and bars, Payments, Shopping, Transportation and Travel in the legend.App Store listing, as of

Chime logoChime

No official screen found yet

Bills and recurring

Albert logoAlbert

  • Albert App Store image of bills and subscriptions
    App Store marketing imageApp Store image with the headline "Find subscriptions and lower bills" showing a bills calendar and a Verizon bill of $123.99.App Store listing, as of
  • Albert bills and subscriptions calendar
    App Store marketing imageA Bills and subscriptions calendar with marked days and Verizon, AT&T and Sirius XM rows, each with a Lower button.App Store listing, as of
  • Albert Verizon bill with a Lower your bill button
    App Store marketing imageA Verizon bill of $123.99 with the next payment expected December 9th and a Lower your bill button.App Store listing, as of

Chime logoChime

No official screen found yet

Investments

Albert logoAlbert

  • Albert App Store image of Investing and automatic deposits
    App Store marketing imageApp Store image with the headline "Automatically budget, save, and invest" showing an Investing balance chart and an Automatic deposits card.App Store listing, as of
  • Albert Investing screen
    App Store marketing imageThe Investing screen: $2,642.26 with a line chart and time range buttons, then an Automatic deposits card splitting 70% to Savings and 30% to Investing.App Store listing, as of

Chime logoChime

No official screen found yet

Transfer and send

Albert logoAlbert

  • Albert App Store image of a transfer
    App Store marketing imageApp Store image with the headline "Move money instantly" showing a Confirm transfer screen for $50.00.App Store listing, as of
  • Albert Confirm transfer screen
    App Store marketing imageConfirm transfer: $50.00 from Third West Bank to Albert Savings, with a Confirm transfer button.App Store listing, as of

Chime logoChime

No official screen found yet

Card controls

Albert logoAlbert

No official screen found yet

Chime logoChime

  • Chime App Store image of Your cards
    App Store marketing imageApp Store image with the headline "Earn 5% cash back with Chime Card." showing a Your cards screen with an Add to Apple Wallet button.App Store listing, as of

Settings and security

Albert logoAlbert

No official screen found yet

Chime logoChime

  • Chime App Store image of the Security Center
    App Store marketing imageApp Store image with the headline "Serious security and real-time alerts" showing a Security Center at 100% and a suspicious activity alert.App Store listing, as of

AI assistant

Albert logoAlbert

  • Albert App Store image of the Genius assistant
    App Store marketing imageApp Store image with the headline "Your personal financial assistant" showing a Genius chat with a spending chart and an "Ask Genius anything..." box.App Store listing, as of
  • Albert Genius chat with a spending chart
    App Store marketing imageA Genius chat: the question "What should I know about my money this week?", a reply with earnings, spending and net inflow, a Spending by category bar chart and an "Ask Genius anything..." box.App Store listing, as of

Chime logoChime

No official screen found yet

Other screens

Albert logoAlbert

  • Albert App Store image of a travel itinerary
    App Store marketing imageApp Store image with the headline "Shop and travel within your budget" showing a Las Vegas map and a weekend itinerary.App Store listing, as of
  • Albert Las Vegas itinerary screen
    App Store marketing imageA Las Vegas weekend itinerary with a map of hotel pins, a Bellagio Hotel & Casino card at $204 a night and a Friday flight from JFK to LAS.App Store listing, as of
  • Albert App Store image of the Protect tab
    App Store marketing imageApp Store image with the headline "Protect your identity and accounts" showing a Protect tab with a credit score of 742.App Store listing, as of
  • Albert Protect tab with a credit score chart
    App Store marketing imageThe Protect tab: Vantage Score 3.0 of 742 with a line chart, change of 4 points, a Good rating and an Alerts row.App Store listing, as of

Chime logoChime

  • Chime App Store image of a credit score gauge
    App Store marketing imageApp Store image with the headline "Increase your credit score up to 70 pts" showing a credit score gauge at 720.App Store listing, as of
  • Chime App Store image of MyPay
    App Store marketing imageApp Store image with the headline "Get up to $500 of your pay when you say" showing a MyPay screen with $275 available.App Store listing, as of
  • Chime App Store image of an ATM map
    App Store marketing imageApp Store image with a fee-free ATMs headline showing a map with ATM pins.App Store listing, as of

Albert and Chime, side by side

Rows marked “Differs” are where the official sources say different things, and 6 rows do here.

No row matches exactly, so all 9 rows stay. Rows we can't compare yet dim.

Swipe the table sideways to see both apps.

Albert and Chime compared. Each cell shows the date it was checked and links to its source.
FieldAlbert logoAlbertBudgeting appAlbert is a subscription money app for budgeting, banking, saving and investing, with an AI assistant called Genius.Visit Albert's siteChime logoChimeBanking appChime is a financial technology company, not a bank, that offers checking and savings accounts through partner banks.Visit Chime's site
Price and feesDiffersAlbert's Standard plan costs $19.99 a month, and Genius and Family plans cost $39.99 a month. A Family plan covers the owner and up to 4 family members.As of Oct 24, 2026. Source: help.albert.com/hc/en-us/articles/21583583733271-How-much-does-Albert-costChime says its savings account has no fees, and you need an active Chime Checking Account to open one.As of Oct 24, 2026. Source: help.chime.com/what-is-the-chime-savings-account-f189355c
Free trialAlbert says you can try your plan for 30 days before you're charged.As of Oct 24, 2026. Source: albert.comNot verified yet.
APY or rateDiffersAlbert lists 3.50% APY on its high yield savings account, as of Oct 24, 2026. The rate is variable.Albert says there is no minimum balance requirement, but you must have an eligible subscription tier to access High Yield Savings.As of Oct 24, 2026. Source: albert.com/about/bankingChime lists 1.00% APY for standard members, 3.00% APY for Chime Plus and 4.00% APY for Chime Prime, in rates effective Oct 6, 2026. The rate is variable.Chime says there is no minimum balance, but you need $0.01 in savings to earn interest. The higher rates depend on Chime Plus or Chime Prime status, which ties to qualifying direct deposits.As of Oct 24, 2026. Source: help.chime.com/what-is-annual-percentage-yield-apy-dfafd381
Opening and balance minimumsDiffersAlbert says there is no minimum balance requirement for High Yield Savings.As of Oct 24, 2026. Source: albert.com/about/bankingChime says its savings account has no minimum balance requirement.As of Oct 24, 2026. Source: help.chime.com/what-is-the-chime-savings-account-f189355c
ProtectionDiffersAlbert is not a bank. Funds in Albert Cash are held at Stride Bank, N.A. and Savings funds at Wells Fargo, N.A., eligible for up to $250,000 in FDIC insurance on a pass-through basis when specific conditions are met.As of Oct 24, 2026. Source: albert.com/about/bankingChime is not a bank. Banking services come from The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC, and pass-through deposit insurance applies only when certain conditions are met.As of Oct 24, 2026. Source: help.chime.com/what-is-the-chime-savings-account-f189355c
PlatformsAlbert lists iOS and Android.As of Oct 24, 2026. Source: albert.comNot verified yet.
Bank syncingYes. Albert says it supports thousands of institutions to auto sync your balances and transactions.As of Oct 24, 2026. Source: albert.com/about/budgetingNot verified yet.
FeaturesDiffers
  • Yes: Goals
  • Yes: Shared budgets
  • Yes: Investment tracking
  • Yes: AI features
As of Oct 24, 2026. Source: albert.com/about/geniusGoals: Savings vaults: 'Save towards multiple goals automatically.' As of Oct 24, 2026. Source: albert.com/about/savingShared budgets: Family plan: a shared budget with a spouse or partner, each with their own login. As of Oct 24, 2026. Source: help.albert.com/hc/en-us/articles/27831335660183-What-is-an-Albert-Family-planInvestment tracking: 'Albert pulls all of your investment accounts into a single dashboard.' As of Oct 24, 2026. Source: albert.com/about/investing
  • Yes: Goals
As of Oct 24, 2026. Source: help.chime.com/what-are-chime-savings-goals-4aef8222
App store ratingDiffersAlbert has 4.6 out of 5 on the App Store from 339,706 ratings.As of Oct 24, 2026. Source: App Store listingChime has 4.8 out of 5 on the App Store from 1,629,130 ratings.As of Oct 24, 2026. Source: App Store listing

App store ratings are a dated snapshot from each store listing, not our score. “Not verified yet” means we don't have a current official source for that line. How we source and date this data. Spotted a change? Tell us if something changed.

Weighing a third option? Add up to two more apps to this table and compare up to four side by side.

Who it's for

Pick the tab that sounds like you. The questions come from app help centers, FAQ pages and user forums, and every answer comes from the app's own pages, with the date we checked it.

Just me

Budgeting on your own? These are the basics people ask about first.

  • Is it free?

    Albert

    Albert's Standard plan costs $19.99 a month, and Genius and Family plans cost $39.99 a month. A Family plan covers the owner and up to 4 family members.

    As of . Source: help.albert.com

    Chime

    Chime says its savings account has no fees, and you need an active Chime Checking Account to open one.

    As of . Source: help.chime.com

  • Does it connect to my bank and import transactions?

    Albert

    Yes. Albert says it supports thousands of institutions to auto sync your balances and transactions.

    As of . Source: albert.com

    Chime

    Not verified yet

  • Is there support from the app's makers if I need help?

    Albert

    Yes. Virtual assistant chat, live agent over text or email and phone (support options and voicemail).

    In their words: “You can always ask to transfer to a live support agent to get continued support over text or email. Call us at (844) 891-9309 to listen to support options over the phone or leave a voicemail.”

    As of . Source: help.albert.com

    Chime

    Not verified yet

Partners

Sharing money with a partner? Here's how each app handles a second person.

  • Can my partner use their own login details?

    Albert

    Yes. Your partner gets their own login.

    In their words: “Family plans make it simple to manage and track your finances with a spouse or partner.”

    As of . Source: help.albert.com

    Chime

    Yes. Your partner gets their own login.

    In their words: “To open and keep a joint account, each co-owner must have their own active Chime Checking Account.”

    As of . Source: help.chime.com

  • How many people can share one account?

    Albert

    Up to 5 people, including you.

    In their words: “Family plans have 1 owner and can have a maximum 4 additional participating members.”

    As of . Source: help.albert.com

    Chime

    Up to 2 people, including you.

    In their words: “A joint account is a checking account owned and shared by two people to manage money together.”

    As of . Source: help.chime.com

  • Can we keep shared and individual views?

    Albert

    Yes. You can keep shared and individual views.

    In their words: “You can easily toggle between viewing your shared family budget and just your own.”

    As of . Source: help.albert.com

    Chime

    Yes. You can keep shared and individual views.

    In their words: “To open and keep a joint account, each co-owner must have their own active Chime Checking Account.”

    As of . Source: help.chime.com

Family

Bringing in more of the household? Here's what each app says about families and kids. See apps with custodial accounts for kids.

  • How many people can share one account?

    Albert

    Up to 5 people, including you.

    In their words: “Family plans have 1 owner and can have a maximum 4 additional participating members.”

    As of . Source: help.albert.com

    Chime

    Up to 2 people, including you.

    In their words: “A joint account is a checking account owned and shared by two people to manage money together.”

    As of . Source: help.chime.com

Freelancer

Paid on an uneven schedule or running a side hustle? Here's what each app offers. See apps with a SEP IRA or Solo 401(k).

  • Can I mix business and personal expenses in this app?

    Albert

    Not verified yet

    Chime

    No.

    In their words: “We don't currently support business accounts.”

    As of . Source: help.chime.com

Business

Running a small business? Here's what each app says about business money.

  • Can I mix business and personal expenses in this app?

    Albert

    Not verified yet

    Chime

    No.

    In their words: “We don't currently support business accounts.”

    As of . Source: help.chime.com

“Not verified yet” means we haven't found a current official source that answers it, not that the app can't. We only say no when the app's own page does.

Which fits your Money Type?

There are four Money Types: Strategist, Spender, Saver and Scrambler. Each card matches one type to what the sources say about these two apps.

  • Strategist

    Albert lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.

    First fix: Save the Raise.

  • Spender

    Both Albert and Chime list goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.

    First fix: Sleep on It.

  • Saver

    Both Albert and Chime list an APY on deposits. That fits a Saver, whose first fix is putting saved money to work.

    First fix: Put It to Work.

  • Scrambler

    Albert lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.

    First fix: Bills First.

Not sure which one you are? Take the free Money Types quiz. It takes about two minutes.

Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.

Another option: Fifecta

If neither Albert nor Chime feels right, here is one more option to look at. Fifecta gives every paycheck a plan with FUNDS, and it starts from your Money Type, so the plan matches how you already handle money.

What real users say

These are other people's opinions, not Priceless Tay's. We quote public reviews and posts word for word, link each one and show its date, but we haven't checked the claims in them. A post counts toward a theme when it uses one of that theme's keywords, so a mention can be praise or a complaint.

What Chime users say

Based on 500 App Store reviews, 7 Reddit posts, 1 YouTube video and 2 Hacker News posts dated May 2026 to Oct 2026, read Oct 2026. We collected the Reddit and YouTube data with Apify, a scraping service, on Oct 24, 2026.

  • Of the 510 reviews, posts and videos we read, 83 mention deposits, transfers or getting paid.
  • Of the 510 reviews, posts and videos we read, 45 mention how easy or hard the app is to use.
  • Of the 510 reviews, posts and videos we read, 40 mention customer service or support.

Positive

“It’s the best banking app out there in my opinion. You can get paid two days earlier than your paycheck...”
App Store reviewer on the App Store, . See the App Store reviews. Apple doesn't give single reviews their own link, so this opens the app's reviews.

Critical

“Worst customer service and dispute resolution it takes over 3 months so they can tell you your dispute was denied...”
App Store reviewer on the App Store, . See the App Store reviews. Apple doesn't give single reviews their own link, so this opens the app's reviews.

Mixed

“I've had chime for 3 years and for the most part it's been a great experience.”
u/dnyte270 in r/chimefinancial on Reddit, . Read it on Reddit.
Where these come from

FAQ

How much does Albert cost?

Albert's Standard plan costs $19.99 a month, and Genius and Family plans cost $39.99 a month. A Family plan covers the owner and up to 4 family members. We checked this on Oct 24, 2026.

How much does Chime cost?

Chime says its savings account has no fees, and you need an active Chime Checking Account to open one. We checked this on Oct 24, 2026.

Does Albert have a free trial?

Albert says you can try your plan for 30 days before you're charged. We checked this on Oct 24, 2026.

What APY does Chime list?

Chime lists 1.00% APY for standard members, 3.00% APY for Chime Plus and 4.00% APY for Chime Prime, in rates effective Oct 6, 2026. Chime says the rate is variable. Chime says there is no minimum balance, but you need $0.01 in savings to earn interest. The higher rates depend on Chime Plus or Chime Prime status, which ties to qualifying direct deposits. We checked this on Oct 24, 2026.

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Keep comparing

Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.

Want a plan built on your Money Type?

Fifecta gives every paycheck a plan with FUNDS, so you know where each dollar goes.

Pinterest pin for Albert vs Chime, a side-by-side app comparison from Priceless Tay.

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Sources and confidence

Last checked
Not verified yet
1 of 13 facts
Albert6 of 6 verified, last checked Oct 24, 2026
Chime6 of 7 verified, 1 not verified yet, last checked Oct 24, 2026

Each fact links to the official page it came from, with the date we checked it. Once a fact is older than its app's window (8 days for apps whose rates change often, 35 days for the rest), it reads “Not verified yet” until we check it again. How we source, date and index this data.

This is education, not financial advice.