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  • Spender
  • Saver
  • Scrambler

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Priceless Tay
Find My Money Type

AI money tools comparison

Actual Budget vs EveryDollar

Updated

Actual Budget logoActual BudgetAI money tool
EveryDollar logoEveryDollarBudgeting app

Priceless Tay may earn a commission from some links on this page, and that never changes how we compare apps.

Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.

Short answer

Actual Budget is an AI money tool and EveryDollar is a budgeting app. EveryDollar has a free version. We checked EveryDollar on Oct 24, 2026, but we haven't verified the price for Actual Budget yet, and the official sources differ on one of the 6 rows in the table below.

Actual Budget vs EveryDollar at a glance

Actual Budget is an AI money tool and EveryDollar is a budgeting app. This page puts what each company's official pages and app store listings say side by side, with the date we checked every fact. The sources differ on one of the 6 rows in the table below.

Price and fees

EveryDollar has a free version. After a 14-day free trial, premium costs $79.99 a year billed annually, or $17.99 a month billed monthly. We haven't verified this for Actual Budget yet, so check the official site for Actual Budget before you decide. We checked EveryDollar on Oct 24, 2026.

Free trial

EveryDollar premium starts with a 14-day free trial for new users. We haven't verified this for Actual Budget yet, so check the official site for Actual Budget before you decide. We checked EveryDollar on Oct 24, 2026.

Platforms

EveryDollar lists iOS, Android and Computer. We haven't verified this for Actual Budget yet, so check the official site for Actual Budget before you decide. We checked EveryDollar on Oct 24, 2026.

Bank syncing

Actual has built-in bank syncing through goCardless in the EU and UK and SimpleFIN in the US and Canada. Premium only. EveryDollar premium connects your bank through Mastercard Connect and Plaid, and the free version uses manual entry. We checked both on Oct 24, 2026.

Features

EveryDollar lists goals and data export. We haven't verified the features for Actual Budget yet. We checked EveryDollar on Oct 24, 2026.

App store rating

EveryDollar has 4.7 out of 5 on the App Store from 84,169 ratings. We haven't verified this for Actual Budget yet, so check the official site for Actual Budget before you decide. We checked EveryDollar on Oct 24, 2026. Store ratings are a dated snapshot from each listing, not our score.

Actual Budget and EveryDollar, side by side

Rows marked “Differs” are where the two official sources say different things, and one row does here.

Swipe the table sideways to see both apps.

Actual Budget compared with EveryDollar. Each cell shows the date it was checked and links to its source.
FieldActual Budget logoActual BudgetAI money toolActual Budget is an open source, local-first budgeting app built on envelope budgeting that you can self-host.Visit Actual Budget's siteEveryDollar logoEveryDollarBudgeting appEveryDollar is a zero-based budgeting app from Ramsey Solutions with a free version and a paid premium version.Visit EveryDollar's site
Price and feesNot verified yet.EveryDollar has a free version. After a 14-day free trial, premium costs $79.99 a year billed annually, or $17.99 a month billed monthly.As of Oct 24, 2026. Source: ramseysolutions.com/money/everydollar
Free trialNot verified yet.EveryDollar premium starts with a 14-day free trial for new users.As of Oct 24, 2026. Source: ramseysolutions.com/money/everydollar
PlatformsNot verified yet.EveryDollar lists iOS, Android and Computer.As of Oct 24, 2026. Source: ramseysolutions.com/money/everydollar
Bank syncingDiffersYes. Actual has built-in bank syncing through goCardless in the EU and UK and SimpleFIN in the US and Canada.As of Oct 24, 2026. Source: actualbudget.orgPremium only. EveryDollar premium connects your bank through Mastercard Connect and Plaid, and the free version uses manual entry.As of Oct 24, 2026. Source: ramseysolutions.com/money/everydollar
FeaturesNot verified yet.
  • Yes: Goals
  • Yes: Export
As of Oct 24, 2026. Source: ramseysolutions.com/money/everydollar
App store ratingNot verified yet.EveryDollar has 4.7 out of 5 on the App Store from 84,169 ratings.As of Oct 24, 2026. Source: App Store listing

App store ratings are a dated snapshot from each store listing, not our score. “Not verified yet” means we don't have a current official source for that line. Spotted a change? Tell us if something changed.

What the app looks like

EveryDollar

  • EveryDollar App Store screenshot 1 of 4, as of Oct 24, 2026
  • EveryDollar App Store screenshot 2 of 4, as of Oct 24, 2026
  • EveryDollar App Store screenshot 3 of 4, as of Oct 24, 2026
  • EveryDollar App Store screenshot 4 of 4, as of Oct 24, 2026
Screenshots: EveryDollar on the App Store, as of Oct 24, 2026.

Which fits your Money Type?

There are four Money Types: Strategist, Spender, Saver and Scrambler. Each card matches one type to what the sources say about these two apps.

  • Strategist

    Neither app's sources confirm a feature we match to this type yet, so the quiz is the better place to start.

    First fix: Save the Raise.

  • Spender

    EveryDollar lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.

    First fix: Sleep on It.

  • Saver

    Neither app's sources confirm a feature we match to this type yet, so the quiz is the better place to start.

    First fix: Put It to Work.

  • Scrambler

    Both Actual Budget and EveryDollar list bank syncing. Seeing every account in one place helps a Scrambler pay bills first.

    First fix: Bills First.

Not sure which one you are? Take the free Money Types quiz. It takes about two minutes.

Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.

Another option: Fifecta

If neither Actual Budget nor EveryDollar feels right, here is one more option to look at. Fifecta gives every paycheck a plan with FUNDS, and it starts from your Money Type, so the plan matches how you already handle money.

Try Fifecta free

What real users say

These are other people's opinions, not Priceless Tay's. We quote public reviews and posts word for word, link each one and show its date, but we haven't checked the claims in them. A post counts toward a theme when it uses one of that theme's keywords, so a mention can be praise or a complaint.

What Actual Budget users say

Based on 3 Reddit posts, 7 YouTube videos and 24 Hacker News posts dated Nov 2025 to Oct 2026, read Oct 2026. We collected the Reddit and YouTube data with Apify, a scraping service, on Oct 24, 2026.

  • Of the 34 posts and videos we read, 11 mention syncing or connecting accounts.
  • Of the 34 posts and videos we read, 7 mention the price, fees or the subscription.
  • Of the 34 posts and videos we read, 7 mention how easy or hard the app is to use.

Positive

“Actual Budget is incredible. Happy (now free since it's gone FOSS, formerly paying) customer...”
pcchristie on Hacker News, . Read it on Hacker News.

Mixed

“Switched from ynab4 (used some version since 2011) to Actual Budget a few month ago. Some tiny ux issues, but improvement in many more areas.”
Semaphor on Hacker News, . Read it on Hacker News.

Critical

“Without rollover the app generates a balance that I never entered... an app that does not reflect my real-world balance.”
u/teink0 in r/actualbudgeting on Reddit, . Read it on Reddit.
Where these come from

What EveryDollar users say

Based on 437 App Store reviews and 4 YouTube videos dated Oct 2025 to Oct 2026, read Oct 2026. We collected the YouTube data with Apify, a scraping service, on Oct 24, 2026.

  • Of the 441 reviews, posts and videos we read, 80 mention how easy or hard the app is to use.
  • Of the 441 reviews, posts and videos we read, 77 mention the price, fees or the subscription.
  • Of the 441 reviews, posts and videos we read, 55 mention debt, money stress or feeling in control.

Positive

“It makes it super easy to budget with my husband. ... we have had zero money fights”
App Store reviewer on the App Store, . See the App Store reviews. Apple doesn't give single reviews their own link, so this opens the app's reviews.

Positive

“There’s a peace of mind that comes with having your finances under control and seeing your debts paid off.”
App Store reviewer on the App Store, . See the App Store reviews. Apple doesn't give single reviews their own link, so this opens the app's reviews.

Critical

“Anything worthwhile in this app that would be helpful in budgeting is behind a paywall”
App Store reviewer on the App Store, . See the App Store reviews. Apple doesn't give single reviews their own link, so this opens the app's reviews.
Where these come from

FAQ

How much does EveryDollar cost?

EveryDollar has a free version. After a 14-day free trial, premium costs $79.99 a year billed annually, or $17.99 a month billed monthly. We checked this on Oct 24, 2026.

Does EveryDollar have a free trial?

EveryDollar premium starts with a 14-day free trial for new users. We checked this on Oct 24, 2026.

What is EveryDollar's app store rating?

EveryDollar has 4.7 out of 5 on the App Store from 84,169 ratings. That's a snapshot from the store listing on Oct 24, 2026, not our score.

What devices does EveryDollar work on?

EveryDollar lists iOS, Android and Computer. We checked this on Oct 24, 2026.

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Keep comparing

Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.

Want a plan built on your Money Type?

Fifecta gives every paycheck a plan with FUNDS, so you know where each dollar goes.

Try Fifecta free
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Sources and dates

This is education, not financial advice.