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Budgeting comparison

Honeydue vs YNAB

Updated

Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.

Short answer

Honeydue and YNAB are both budgeting apps. Honeydue says it is 100% free for everybody and doesn't block any features with a paywall, while YNAB costs $14.99 a month, or $109 a year paid annually, plus tax where applicable. We checked both on Oct 24, 2026, and the official sources differ on 4 of the 6 rows in the table below.

Honeydue vs YNAB at a glance

Honeydue and YNAB are both budgeting apps. This page puts what each company's official pages and app store listings say side by side, with the date we checked every fact. The sources differ on 4 of the 6 rows in the table below.

Price and fees

Honeydue says it is 100% free for everybody and doesn't block any features with a paywall. It asks users to consider an optional monthly tip of $1 to $10. YNAB costs $14.99 a month, or $109 a year paid annually, plus tax where applicable. We checked both on Oct 24, 2026.

Free trial

YNAB offers a 34-day free trial, and you don't need a credit card when you sign up directly with YNAB. We haven't verified this for Honeydue yet, so check the official site for Honeydue before you decide. We checked YNAB on Oct 24, 2026.

Platforms

Honeydue lists iOS and Android. We haven't verified this for YNAB yet, so check the official site for YNAB before you decide. We checked Honeydue on Oct 24, 2026.

Bank syncing

Honeydue says it supports over 20,000 financial institutions across 5 countries, from bank accounts and loans to investments. YNAB lets you connect your accounts and import transactions. We checked both on Oct 24, 2026.

Features

Both Honeydue and YNAB list shared budgets. Honeydue lists investment tracking, which the sources we checked don't confirm for YNAB. YNAB lists goals and data export, which the sources we checked don't confirm for Honeydue. We checked both on Oct 24, 2026.

App store rating

Honeydue has 4.5 out of 5 on the App Store from 10,274 ratings. YNAB has 4.8 out of 5 on the App Store from 61,968 ratings. We checked both on Oct 24, 2026. Store ratings are a dated snapshot from each listing, not our score.

What it costs

  • Honeydue logoHoneydue

    Honeydue says it is 100% free for everybody and doesn't block any features with a paywall. It asks users to consider an optional monthly tip of $1 to $10.

  • YNAB logoYNAB

    $14.99a month

    YNAB costs $14.99 a month, or $109 a year paid annually, plus tax where applicable.

    Cost over 1 and 3 years: $109 and $327, at the yearly list price before tax.

    As of · ynab.com/pricing

Bars show only when every app here lists a yearly price, so these prices sit side by side without them. Prices are list prices from each app's own page, before tax and any offer.

At a glance

  • Free trial

    Honeydue
    Not verified yet
    YNAB
    34 days
    Source
    • Honeydue: Not verified yet.
    • YNAB offers a 34-day free trial, and you don't need a credit card when you sign up directly with YNAB. ynab.com/pricing, as of Oct 24, 2026.
  • App Store rating

    Honeydue
    4.510,274 ratings
    YNAB
    4.861,968 ratings
    Source
    • Honeydue has 4.5 out of 5 on the App Store from 10,274 ratings. App Store listing, as of Oct 24, 2026.
    • YNAB has 4.8 out of 5 on the App Store from 61,968 ratings. App Store listing, as of Oct 24, 2026.
  • Platforms

    Honeydue
    • iOS
    • Android
    YNAB
    Not verified yet
    Source
    • Honeydue lists iOS and Android. honeydue.com, as of Oct 24, 2026.
    • YNAB: Not verified yet.
  • Bank syncing

    Honeydue
    Yes
    YNAB
    Yes
    Source
    • Yes. Honeydue says it supports over 20,000 financial institutions across 5 countries, from bank accounts and loans to investments. honeydue.com/how-it-works, as of Oct 24, 2026.
    • Yes. YNAB lets you connect your accounts and import transactions. ynab.com/pricing, as of Oct 24, 2026.

Features

Features listed by each app's official source. A question mark means not verified yet.
FeatureHoneydueYNAB
Savings goalsNot verified yetListed by the source
Shared budgetsListed by the sourceListed by the source
Investment trackingListed by the sourceNot verified yet
Data exportNot verified yetListed by the source

✓ means the official site lists it. ? means we haven't verified it yet, not that the app lacks it. Honeydue: honeydue.com/how-it-works, as of Oct 24, 2026; Shared budgets: support.honeydue.com/en/articles/3179812-can-i-change-a-category-or-add-a-new-one, as of Oct 24, 2026. YNAB: ynab.com/pricing, as of Oct 24, 2026; Data export: support.ynab.com/en_us/how-to-export-plan-data-Sy_CouWA9, as of Oct 24, 2026.

Screen by screen

Pick a task to see what each app shows for it. App Store and Google Play images are the apps' own marketing, so they can show sample data and staged layouts. Help center images come from the app's support articles. See every app's screens.

Home

Honeydue logoHoneydue

  • Honeydue App Store image of the feed
    App Store marketing imageApp Store image with the headline "See your finances in one feed." showing an activity feed.App Store listing, as of
  • Honeydue home feed
    App Store marketing imageThe home feed: "Good evening, Jenn" with a Returned TV refund card with comments and emoji, and a higher than usual phone bill card.App Store listing, as of

YNAB logoYNAB

  • YNAB App Store image of a tilted phone showing the Home screen
    App Store marketing imageApp Store image with the headline "Never worry about money again" over a tilted phone showing the YNAB Home screen with new transactions, Ready to Assign and a Top Priorities list.App Store listing, as of
  • YNAB App Store image of the Home screen with a lesson card
    App Store marketing imageApp Store image with the headline "Learn to be good at money" showing the Home screen with a For You section and a YNAB Foundations lesson card.App Store listing, as of
  • YNAB Home screen with a For You lesson card
    App Store marketing imageThe Home screen: a September row, a "How to get a month ahead" link, a For You lesson card and a Connect With Our Team button.App Store listing, as of
  • YNAB Pinned categories card
    From YNAB's help centerA Pinned section on the Home screen listing Groceries, Personal Care and Time With Friends with available amounts.support.ynab.com, as of
  • YNAB January Summary card with four tiles
    From YNAB's help centerA January Summary card with Total Targets, Underfunded, Assigned and Spent tiles.support.ynab.com, as of

Accounts

Honeydue logoHoneydue

  • Honeydue App Store image of the Balances screen
    App Store marketing imageApp Store image with an Apple "New Apps We Love" badge and the headline "Outsmart money, together." showing a Balances screen.App Store listing, as of
  • Honeydue Balances screen with Individual, All and Joint tabs
    App Store marketing imageThe Balances screen with Individual, All and Joint tabs, two partner photos around "All, 12 Accounts", and checking and credit card rows labeled Jenn, Steve or Joint.App Store listing, as of

YNAB logoYNAB

No official screen found yet

Transactions

Honeydue logoHoneydue

No official screen found yet

YNAB logoYNAB

  • YNAB Split Transaction screen on iPhone
    From YNAB's help centerAn iPhone Split Transaction screen for a -$100.00 Grocery Store purchase split between Groceries and a transfer to Cash.support.ynab.com, as of
  • YNAB web account register with a split transaction
    From YNAB's help centerThe web account register for Checking with a split transaction open across several category rows.support.ynab.com, as of

Budget

Honeydue logoHoneydue

  • Honeydue App Store image of the Budget screen
    App Store marketing imageApp Store image with the headline "Track spending with your partner." showing a Budget screen.App Store listing, as of
  • Honeydue Budget screen
    App Store marketing imageThe Budget screen: a ring chart with $2,622 spent in March, filter chips including Joint Account, and category rows like Date Nights and Home & Utilities with amounts left.App Store listing, as of

YNAB logoYNAB

  • YNAB App Store image of the Edit Plan screen on a tilted phone
    App Store marketing imageApp Store image with the headline "Find your Cost to Be Me" over a tilted phone showing an Edit Plan screen with a $4,000.00 Cost to Be Me total and July's targets.App Store listing, as of
  • YNAB App Store image of the monthly plan screen
    App Store marketing imageApp Store image with the headline "Make a plan for your spending" showing the August 2025 plan with Ready to Assign at the top and categories grouped under Credit Card Payments and Living Expenses.App Store listing, as of
  • YNAB plan screen with category rows and progress bars
    App Store marketing imageThe plan screen from that image: a green Ready to Assign bar, then category rows with amounts and progress bars.App Store listing, as of
  • YNAB App Store image of the Cover Overspending sheet
    App Store marketing imageApp Store image with the headline "Cover unexpected costs easily" showing a Cover Overspending sheet for a -$300.00 Car Repair, with categories to move money from.App Store listing, as of
  • YNAB Cover Overspending sheet with a category list
    App Store marketing imageThe Cover Overspending sheet: the overspent Car Repair category on top and a searchable list of categories with available amounts below.App Store listing, as of
  • YNAB Google Play image of the Android plan screen
    Google Play marketing imageGoogle Play image with the headline "Make a plan for your spending" showing the Android plan screen with Ready to Assign and category rows.Google Play listing, as of
  • YNAB web plan with a category target panel
    From YNAB's help centerThe web plan with category groups and a side panel for one category showing its target and the amount needed this month.support.ynab.com, as of
  • YNAB category list with available amounts and progress bars
    App Store marketing imageCategory rows such as Mortgage, Household Items, Groceries and Dining Out, each with an available amount and a status line like Funded or Fully Spent.App Store listing, as of
  • YNAB Ready to Assign bar showing $1,000.00
    App Store marketing imageThe green bar at the top of the plan reading $1,000.00 Ready to Assign.App Store listing, as of
  • YNAB overspent Groceries row
    From YNAB's help centerA web plan row for Groceries marked Overspent, with a red available amount of -$100.00.support.ynab.com, as of

Goals

Honeydue logoHoneydue

No official screen found yet

YNAB logoYNAB

  • YNAB App Store image of a category target screen
    App Store marketing imageApp Store image with the headline "Fund goals to make more memories" showing a Hawaii Vacation category with its balance and a "You've met your target!" message.App Store listing, as of
  • YNAB Hawaii Vacation category screen with a met target
    App Store marketing imageThe Hawaii Vacation category screen: balance breakdown for the month and a target card with a check mark.App Store listing, as of
  • YNAB Google Play image of a Current Goal ring on Android
    Google Play marketing imageGoogle Play image with the headline "Fund goals to make more memories" showing the Android Home screen with a Current Goal ring at 100% Complete for Hawaii Vacation.Google Play listing, as of
  • YNAB category balance card with four rows
    App Store marketing imageA balance card listing From Jul, Assigned for Aug, Activity in Aug and Available amounts.App Store listing, as of
  • YNAB target card and Move To sheet
    From YNAB's help centerA help-center graphic pairing a target card at 91% with a Move To sheet that assigns $1,830.00 to Rent.support.ynab.com, as of
  • YNAB Current Goal cards
    From YNAB's help centerTwo Current Goal cards: an empty one asking "What are you saving for?" and one for Sisters Trip 2026 at 46% complete.support.ynab.com, as of

Reports and insights

Honeydue logoHoneydue

No official screen found yet

YNAB logoYNAB

  • YNAB App Store image of the Reflect screen
    App Store marketing imageApp Store image with the headline "See spending trends over time" showing the Reflect screen with an Income vs. Spending bar chart and a Net Worth card.App Store listing, as of
  • YNAB Reflect screen with charts
    App Store marketing imageThe Reflect screen in dark mode with an Income vs. Spending chart by month and a Net Worth card below it.App Store listing, as of
  • YNAB Google Play image of the Android Reflect screen
    Google Play marketing imageGoogle Play image with the headline "See spending trends over time" showing the Android Reflect screen with an Income vs. Spending chart.Google Play listing, as of
  • YNAB Income vs. Spending bar chart
    App Store marketing imageAn Income vs. Spending card with paired monthly bars from January to June and the line "On average, you're spending less than you make."App Store listing, as of

Bills and recurring

Honeydue logoHoneydue

  • Honeydue App Store image of Bills
    App Store marketing imageApp Store image with the headline "Coordinate bills like a pro." showing a Bills calendar.App Store listing, as of
  • Honeydue Bills screen
    App Store marketing imageThe Bills screen: a March calendar and bills for Gas & Electricity (paid), Rent Bill and Cellphone with due dates.App Store listing, as of

YNAB logoYNAB

  • YNAB web plan showing an upcoming scheduled transaction
    From YNAB's help centerThe web plan with a Subscription category selected and a side panel showing an upcoming scheduled transaction and the balance after it.support.ynab.com, as of

Investments

Honeydue logoHoneydue

  • Honeydue App Store image of investments
    App Store marketing imageApp Store image with the headline "Track your investments." showing an Apple Inc. holding.App Store listing, as of
  • Honeydue AAPL holding screen
    App Store marketing imageAn Apple Inc. holding: AAPL $6,194.70 total holdings with a 3M chart and your position with price, price change and 30 shares.App Store listing, as of

YNAB logoYNAB

No official screen found yet

Sharing with a partner

Honeydue logoHoneydue

  • Honeydue App Store image of Split Expenses
    App Store marketing imageApp Store image with the headline "Share, don't split." showing a Split Expenses screen.App Store listing, as of
  • Honeydue Split Expenses screen
    App Store marketing imageThe Split Expenses screen: "You Owe Steve: $42.13" with a Settle Up Balance button and recent expenses like Dinner with Parents and Trip to Hawaii.App Store listing, as of
  • Honeydue App Store image of a partner chat
    App Store marketing imageApp Store image with the headline "Argue less, save more." showing a chat about a bank charge.App Store listing, as of
  • Honeydue partner chat about a transaction
    App Store marketing imageA chat with Jennifer about a charge: "Does this bank charge look normal?", an Uber transaction card and replies.App Store listing, as of
  • Honeydue Individual, All and Joint tabs
    App Store marketing imageIndividual, All and Joint tabs above two partner photos and "All, 12 Accounts".App Store listing, as of
  • Honeydue settle up balance
    App Store marketing imageTwo partner photos around "You Owe Steve: $42.13" and a Settle Up Balance button.App Store listing, as of
  • Honeydue feed card with partner comments
    App Store marketing imageA Returned TV card for $562.85 with Like, React and Comment buttons, emoji reactions and messages from Jenn and Steve.App Store listing, as of

YNAB logoYNAB

  • YNAB App Store image of the YNAB Together screen
    App Store marketing imageApp Store image with the headline "Share access with loved ones" showing a YNAB Together screen with a Group Manager and a list of members.App Store listing, as of
  • YNAB Together screen with group manager and members
    App Store marketing imageThe YNAB Together screen: an illustration, a line about plan sharing options for each member, then Group Manager and Members sections.App Store listing, as of
  • YNAB Google Play image of the Android Together screen
    Google Play marketing imageGoogle Play image with the headline "Share access with loved ones" showing the Android Together screen with a Group Manager and Members.Google Play listing, as of
  • YNAB invite and Create Account screens for YNAB Together
    From YNAB's help centerTwo iPhone screens from the help center: an invite to join a YNAB Together group, and the Create Account screen that follows.support.ynab.com, as of
  • YNAB Together member list
    App Store marketing imageThe Group Manager row and the Members list, each person shown with a name, email and an arrow.App Store listing, as of
  • YNAB Recent Moves panel showing who moved money
    From YNAB's help centerThe web plan with a Recent Moves panel filtered to Everyone, showing which member assigned $199.21 to a category.support.ynab.com, as of

Other screens

Honeydue logoHoneydue

No official screen found yet

YNAB logoYNAB

  • YNAB App Store image of a Siri result card for Groceries
    App Store marketing imageApp Store image with the headline "Ask Siri to check your plan on the go" showing a Siri result card that reads $232.09 available in Groceries.App Store listing, as of

Honeydue and YNAB, side by side

Rows marked “Differs” are where the official sources say different things, and 4 rows do here.

No row matches exactly, so all 6 rows stay. Rows we can't compare yet dim.

Swipe the table sideways to see both apps.

Honeydue and YNAB compared. Each cell shows the date it was checked and links to its source.
FieldHoneydue logoHoneydueBudgeting appHoneydue is a free mobile app for couples to track balances, budgets and bills together, with controls over what each partner shares.Visit Honeydue's siteYNAB logoYNABBudgeting appYNAB is a paid budgeting app built around the YNAB Method, where you give every dollar a job before you spend it.Visit YNAB's site
Price and feesDiffersHoneydue says it is 100% free for everybody and doesn't block any features with a paywall. It asks users to consider an optional monthly tip of $1 to $10.As of Oct 24, 2026. Source: support.honeydue.com/en/articles/3179714-how-does-honeydue-earn-moneyYNAB costs $14.99 a month, or $109 a year paid annually, plus tax where applicable.As of Oct 24, 2026. Source: ynab.com/pricing
Free trialNot verified yet.YNAB offers a 34-day free trial, and you don't need a credit card when you sign up directly with YNAB.As of Oct 24, 2026. Source: ynab.com/pricing
PlatformsHoneydue lists iOS and Android.As of Oct 24, 2026. Source: honeydue.comNot verified yet.
Bank syncingDiffersYes. Honeydue says it supports over 20,000 financial institutions across 5 countries, from bank accounts and loans to investments.As of Oct 24, 2026. Source: honeydue.com/how-it-worksYes. YNAB lets you connect your accounts and import transactions.As of Oct 24, 2026. Source: ynab.com/pricing
FeaturesDiffers
  • Yes: Shared budgets
  • Yes: Investment tracking
As of Oct 24, 2026. Source: honeydue.com/how-it-worksShared budgets: 'you and your partner can also create custom categories', from the Budget tab; budgets are set per category. As of Oct 24, 2026. Source: support.honeydue.com/en/articles/3179812-can-i-change-a-category-or-add-a-new-one
  • Yes: Goals
  • Yes: Shared budgets
  • Yes: Export
As of Oct 24, 2026. Source: ynab.com/pricingExport: CSV or TSV export of your plan and transactions, on the web. As of Oct 24, 2026. Source: support.ynab.com/en_us/how-to-export-plan-data-Sy_CouWA9
App store ratingDiffersHoneydue has 4.5 out of 5 on the App Store from 10,274 ratings.As of Oct 24, 2026. Source: App Store listingYNAB has 4.8 out of 5 on the App Store from 61,968 ratings.As of Oct 24, 2026. Source: App Store listing

App store ratings are a dated snapshot from each store listing, not our score. “Not verified yet” means we don't have a current official source for that line. How we source and date this data. Spotted a change? Tell us if something changed.

Weighing a third option? Add up to two more apps to this table and compare up to four side by side.

Who it's for

Pick the tab that sounds like you. The questions come from app help centers, FAQ pages and user forums, and every answer comes from the app's own pages, with the date we checked it.

Just me

Budgeting on your own? These are the basics people ask about first.

  • Is it free?

    Honeydue

    Honeydue says it is 100% free for everybody and doesn't block any features with a paywall. It asks users to consider an optional monthly tip of $1 to $10.

    As of . Source: support.honeydue.com

    YNAB

    YNAB costs $14.99 a month, or $109 a year paid annually, plus tax where applicable.

    As of . Source: ynab.com

  • Does it connect to my bank and import transactions?

    Honeydue

    Yes. Honeydue says it supports over 20,000 financial institutions across 5 countries, from bank accounts and loans to investments.

    As of . Source: honeydue.com

    YNAB

    Yes. YNAB lets you connect your accounts and import transactions.

    As of . Source: ynab.com

  • Can I export my data?

    Honeydue

    Not verified yet

    YNAB

    Yes. You can export your data.

    In their words: “Learn how to export your plan and transactions to a CSV or TSV file in the web version of YNAB.”

    As of . Source: support.ynab.com

  • Is there support from the app's makers if I need help?

    Honeydue

    Yes. Email and in-app chat.

    In their words: “You can email us at support@honeydue.com about any concerns, bugs, or suggestions.”

    As of . Source: support.honeydue.com

    YNAB

    Yes. Chatbot with human handoff and email.

    In their words: “please tell the chatbot you need a human or send us an email to ensure that your message gets to our Support team!”

    As of . Source: support.ynab.com

Partners

Sharing money with a partner? Here's how each app handles a second person.

  • Can my partner use their own login details?

    Honeydue

    Yes. Your partner gets their own login.

    In their words: “Enter in your partner's name and email address, and they will get an email to sign up.”

    As of . Source: support.honeydue.com

    YNAB

    Yes. Your partner gets their own login.

    In their words: “No need to share a password-invite a close-knit group of up to five people to a YNAB Together group as part of your subscription!”

    As of . Source: ynab.com

  • How many people can share one account?

    Honeydue

    Not verified yet

    YNAB

    Up to 6 people, including you.

    In their words: “You can share your YNAB with partners, families, and other close-knit groups of up to six people-all for the price of a single subscription.”

    As of . Source: ynab.com

  • Can we keep shared and individual views?

    Honeydue

    Yes. You can keep shared and individual views.

    In their words: “You get to decide what your partner can see in an account you own.”

    As of . Source: support.honeydue.com

    YNAB

    Yes. You can keep shared and individual views.

    In their words: “Members of your group can create or share unlimited plans. As Group Manager, you decide which of your plans to share with members.”

    As of . Source: ynab.com

  • Can we set up joint budgets and goals?

    Honeydue

    Not verified yet

    YNAB

    Yes. You can work toward goals together.

    In their words: “Targets help clarify your shared priorities and goals.”

    As of . Source: ynab.com

Family

Bringing in more of the household? Here's what each app says about families and kids. See apps with custodial accounts for kids.

  • How many people can share one account?

    Honeydue

    Not verified yet

    YNAB

    Up to 6 people, including you.

    In their words: “You can share your YNAB with partners, families, and other close-knit groups of up to six people-all for the price of a single subscription.”

    As of . Source: ynab.com

Freelancer

Paid on an uneven schedule or running a side hustle? Here's what each app offers. See apps with a SEP IRA or Solo 401(k).

  • Can I track irregular income without messing up my monthly budget?

    Honeydue

    Not verified yet

    YNAB

    Yes. It has official guidance for budgeting irregular income.

    In their words: “If you're self-employed, commission-based, or manage you own business, your expenses aren't all monthly nor are they predictable.”

    As of . Source: ynab.com

  • Can I mix business and personal expenses in this app?

    Honeydue

    Not verified yet

    YNAB

    Yes. You can track business spending next to personal spending.

    As of . Source: support.ynab.com

  • Can I export my transactions for tax prep?

    Honeydue

    Not verified yet

    YNAB

    Yes. You can export your transactions for tax prep.

    In their words: “Learn about our exporting options!”

    As of . Source: support.ynab.com

Business

Running a small business? Here's what each app says about business money.

  • Can I mix business and personal expenses in this app?

    Honeydue

    Not verified yet

    YNAB

    Yes. You can track business spending next to personal spending.

    As of . Source: support.ynab.com

  • Can I export my transactions for tax prep?

    Honeydue

    Not verified yet

    YNAB

    Yes. You can export your transactions for tax prep.

    In their words: “Learn about our exporting options!”

    As of . Source: support.ynab.com

  • Can I share my finances with my accountant?

    Honeydue

    Not verified yet

    YNAB

    Yes. You can export your data and send the file.

    In their words: “Learn how to export your plan and transactions to a CSV or TSV file in the web version of YNAB.”

    As of . Source: support.ynab.com

“Not verified yet” means we haven't found a current official source that answers it, not that the app can't. We only say no when the app's own page does.

Which fits your Money Type?

There are four Money Types: Strategist, Spender, Saver and Scrambler. Each card matches one type to what the sources say about these two apps.

  • Strategist

    Honeydue lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.

    First fix: Save the Raise.

  • Spender

    YNAB lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.

    First fix: Sleep on It.

  • Saver

    Neither app's sources confirm a feature we match to this type yet, so the quiz is the better place to start.

    First fix: Put It to Work.

  • Scrambler

    Both Honeydue and YNAB list bank syncing. Seeing every account in one place helps a Scrambler pay bills first.

    First fix: Bills First.

Not sure which one you are? Take the free Money Types quiz. It takes about two minutes.

Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.

Another option: Fifecta

If neither Honeydue nor YNAB feels right, here is one more option to look at. Fifecta gives every paycheck a plan with FUNDS, and it starts from your Money Type, so the plan matches how you already handle money.

What real users say

These are other people's opinions, not Priceless Tay's. We quote public reviews and posts word for word, link each one and show its date, but we haven't checked the claims in them. A post counts toward a theme when it uses one of that theme's keywords, so a mention can be praise or a complaint.

What YNAB users say

Based on 500 App Store reviews, 35 Reddit posts, 2 YouTube videos and 25 Hacker News posts dated Nov 2025 to Oct 2026, read Oct 2026. We collected the Reddit and YouTube data with Apify, a scraping service, on Oct 24, 2026.

  • Of the 562 reviews, posts and videos we read, 134 mention how easy or hard the app is to use.
  • Of the 562 reviews, posts and videos we read, 103 mention the price, fees or the subscription.
  • Of the 562 reviews, posts and videos we read, 90 mention debt, money stress or feeling in control.

Positive

“There is admittedly a learning curve, but once you learn how YNAB works it is life changing. I finally have ownership over my finances.”
App Store reviewer on the App Store, . See the App Store reviews. Apple doesn't give single reviews their own link, so this opens the app's reviews.

Critical

“I was using YNAB for like 10 years but I got tired of it never syncing properly with Plaid and my bank...”
u/trambalambo in r/FPandA on Reddit, . Read it on Reddit.

Critical

“Yeah, I'll probably switch to Actual at some point in the next couple of years as a result of the price change.”
mpyne on Hacker News, . Read it on Hacker News.
Where these come from

FAQ

How much does Honeydue cost?

Honeydue says it is 100% free for everybody and doesn't block any features with a paywall. It asks users to consider an optional monthly tip of $1 to $10. We checked this on Oct 24, 2026.

How much does YNAB cost?

YNAB costs $14.99 a month, or $109 a year paid annually, plus tax where applicable. We checked this on Oct 24, 2026.

What is Honeydue's app store rating?

Honeydue has 4.5 out of 5 on the App Store from 10,274 ratings. That's a snapshot from the store listing on Oct 24, 2026, not our score.

Does YNAB have a free trial?

YNAB offers a 34-day free trial, and you don't need a credit card when you sign up directly with YNAB. We checked this on Oct 24, 2026.

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    Monarch Money logoMonarch MoneyBudgeting app

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    See Honeydue and Monarch Money side by side, with every fact dated.

    Data side by side
  • Monarch Money logoMonarch MoneyBudgeting app
    YNAB logoYNABBudgeting app

    Monarch Money vs YNAB

    See Monarch Money and YNAB side by side, with every fact dated.

    Data side by side
  • PocketGuard logoPocketGuardBudgeting app
    YNAB logoYNABBudgeting app

    PocketGuard vs YNAB

    See PocketGuard and YNAB side by side, with every fact dated.

    Data side by side
  • Rocket Money logoRocket MoneyBudgeting app
    YNAB logoYNABBudgeting app

    Rocket Money vs YNAB

    See Rocket Money and YNAB side by side, with every fact dated.

    Data side by side
  • Copilot Money logoCopilot MoneyBudgeting app
    EveryDollar logoEveryDollarBudgeting app

    Copilot Money vs EveryDollar

    See Copilot Money and EveryDollar side by side, with every fact dated.

    Data side by side
  • Copilot Money logoCopilot MoneyBudgeting app
    Goodbudget logoGoodbudgetBudgeting app

    Copilot Money vs Goodbudget

    See Copilot Money and Goodbudget side by side, with every fact dated.

    Data side by side
  • Copilot Money logoCopilot MoneyBudgeting app
    Monarch Money logoMonarch MoneyBudgeting app

    Copilot Money vs Monarch Money

    See Copilot Money and Monarch Money side by side, with every fact dated.

    Data side by side
  • Copilot Money logoCopilot MoneyBudgeting app
    PocketGuard logoPocketGuardBudgeting app

    Copilot Money vs PocketGuard

    See Copilot Money and PocketGuard side by side, with every fact dated.

    Data side by side

Keep comparing

Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.

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Sources and confidence

Last checked
Not verified yet
2 of 12 facts
Honeydue5 of 6 verified, 1 not verified yet, last checked Oct 24, 2026
YNAB5 of 6 verified, 1 not verified yet, last checked Oct 24, 2026

Each fact links to the official page it came from, with the date we checked it. Once a fact is older than its app's window (8 days for apps whose rates change often, 35 days for the rest), it reads “Not verified yet” until we check it again. How we source, date and index this data.

This is education, not financial advice.