Money Tools That Do the Math for You

Split your take-home pay into five funds: Fixed, Unexpected, Needs, Desires, and Stash. Plus the banks that make the setup easy.

Follow the order your next dollar should move. Yes or no questions build a checklist from your answers.

Estimate how much you could have by retirement based on what you save today.

See how much you need in your safety net and how long it takes to get there.

Find out how long it takes to hit a cash goal at your monthly pace.

See how much employer match you capture, and what you leave behind.

Compare a 50/50 split with an income-based fair share and an equal leftover split for your shared bills.

Enter your filing status, income and age to see whether you could max your Roth IRA for 2026, or how much room you have left.

Pick your Money Type, your goal, and the AI you use, and get budgeting prompts to copy into ChatGPT, Claude, or another assistant.

Give every Fixed bill to the right paycheck, see what Fixed keeps from each one, and split Needs, Desires, Unexpected, and Stash evenly across your paydays.

Enter your annual salary, hourly wage, monthly gross pay or take-home pay and see how much rent fits, with room for utilities.

Estimate a home price and mortgage payment that fit your income and debts.

Find your cash to buy a first home, down payment plus closing costs, and the monthly save that gets you there by your date.