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Alternatives

MoneyLion alternatives in 2026

Updated

Data as of

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MoneyLionBanking app

MoneyLion is a banking app. MoneyLion lists 3.88% APY on MoneyLion Save for MoneyLion One members, accurate as of 10/01/2026. We checked that on Oct 29, 2026. Below are 18 other apps, starting with the other banking app, Chime, and then savings accounts and investing apps. They're ranked by how close each app's category is to MoneyLion's, not by how good it is, and every fact shows the date we checked it.

Before you compare: This compares features and fees from each company's own pages. It isn't investment advice, and investing involves risk, including loss of money.

Short answer

The closest alternatives to MoneyLion are Chime, Ally and SoFi, because Chime is also a banking app and Ally and SoFi are savings accounts. MoneyLion lists 3.88% APY on MoneyLion Save for MoneyLion One members, accurate as of 10/01/2026. We checked MoneyLion on Oct 29, 2026, and each card below puts an alternative's rate, fees, platforms and ratings next to MoneyLion's, with the date we checked them.

What MoneyLion says on its own pages

Before you compare, here is what MoneyLion itself says about these points. Quotes are its own words, and each line links to the page we read.

  • Business use: “This license is for your personal use and not for any commercial or business purpose.” (source, opens in a new tab, checked )
  • Age and family: “Be at least 18 years old (or the age of majority in your state or jurisdiction of residence).” (source, opens in a new tab, checked )

What MoneyLion and its alternatives cost

  • MoneyLion

    $0a month

    The optional MoneyLion One membership costs $9.99 a month, or $0 a month when you direct deposit $500 or more each month.

    As of · moneylion.com/one

  • Chime logoChime

    Chime says its savings account has no fees, and you need an active Chime Checking Account to open one.

  • Ally Bank Savings logoAlly Bank Savings

    Ally charges no monthly maintenance fees on its savings account.

  • SoFi Checking and Savings logoSoFi Checking and Savings

    SoFi says its Checking and Savings has no monthly, minimum or maintenance fees.

  • Acorns logoAcorns

    $4a month

    Acorns has three monthly plans: Bronze at $4 a month, Silver at $8 a month, and Gold at $12 a month.

    As of · acorns.com/pricing

  • Ally Invest logoAlly Invest

    Ally Invest Robo Portfolios: the Cash-Enhanced Portfolio has a 0% advisory fee (it keeps 30% as a cash buffer), and the Market-Focused Portfolio has a 0.30% annual advisory fee.

  • Betterment

    Betterment's base price for investing accounts is $5/month. It switches to 0.25% a year of your investing balance once you set up recurring monthly deposits of $200 or more or reach a $24,000 balance. Premium is 0.65% a year and needs $100,000 invested.

    As of · betterment.com/pricing

  • Bloom logoBloom

    $15a month

    Bloom offers a $15 monthly plan and a $99.99 annual plan, and its custodial plan costs $150 a year.

    Cost over 1 and 3 years: $99.99 and $299.97, at the yearly list price before tax.

    As of · bloomapp.com/faq

  • Charles Schwab logoCharles Schwab

    Schwab Intelligent Portfolios, Schwab's robo-advisor, lists no advisory fee and no commissions. You still pay the operating expenses of the ETFs in the portfolio.

    As of · schwab.com/pricing

  • E*TRADE logoE*TRADE

    E*TRADE's Core Portfolios list a flat annual advisory fee of 0.30% for an account market value of $500+.

  • Fidelity Investments logoFidelity Investments

    Fidelity Go, Fidelity's robo advisor, lists a gross advisory fee of $0 for balances under $25,000 and 0.35% a year for $25,000 and above.

  • M1 logoM1

    M1 doesn't charge commission, trading or management fees for self-directed brokerage accounts. It charges a platform fee of $3/month, waived for clients with more than $10,000 on the platform.

    As of · m1.com

  • Public logoPublic

    Public's Generated Assets portfolios list a management fee of 0.49% a year (its Dividends portfolio page, for example).

  • Robinhood

    Robinhood Strategies has a 0.25% annual management fee. Eligible Robinhood Gold members ($5 monthly subscription) pay it on only the first $100,000 of assets in their account.

    As of · robinhood.com/us/en/strategies

  • SoFi Invest logoSoFi Invest

    SoFi's fee schedule (last updated 10/1/2026) lists a 0.25% annual advisory fee for Robo-Advisor accounts.

  • Stash logoStash

    $12a month

    The Stash Plan costs $12 a month, or $108 billed annually.

    As of · stash.com/pricing

  • Vanguard logoVanguard

    Vanguard Digital Advisor charges an annual gross advisory fee of 0.20% for index portfolio options or 0.25% for an active portfolio option. That fee is reduced by a credit for revenue Vanguard keeps from the investments in your account.

  • Wealthfront

    Wealthfront's advisory fee for The Wealthfront Portfolio is 0.25% annually.

    As of · wealthfront.com/pricing

  • Webull logoWebull

    Webull Advisors lists an annualized advisory fee of 0.20% on diversified strategies, with fees from 0.15% to 0.30% depending on the portfolio.

Bars show only when every app here lists a yearly price, so these prices sit side by side without them. Prices are list prices from each app's own page, before tax and any offer. Investing fees appear as each company states them. A yearly advisory fee is a percent of your balance, not a monthly price, so it never gets a bar or a price tag.

Alternatives to MoneyLion, closest category first

Each card puts the app's facts next to MoneyLion's, with the date we checked each one. The order follows how close the category is, not how good the app is.

How MoneyLion compares at a glance

  • Against MoneyLion's lowest listed paid price of $0 a month, Acorns ($4 a month), Bloom ($15 a month) and Stash ($12 a month) list a higher one.
  • MoneyLion holds a 4.8 App Store rating. Of the apps below, Ally (4.7), SoFi (4.7), Acorns (4.7), Ally Invest (4.6), E*TRADE (4.7), M1 (4.7), Public (4.7), Robinhood (4.3), SoFi Invest (4.7), Stash (4.7), Vanguard (4.6) and Webull (4.7) rate lower.
  • Charles Schwab, Public and Vanguard offer business money tracking, which MoneyLion's own pages say it doesn't.
  • Ally, Acorns, Ally Invest, Bloom, Charles Schwab, E*TRADE, Fidelity, M1, Robinhood, Stash, Vanguard, Wealthfront and Webull offer options for kids, which MoneyLion's own pages say it doesn't.

Other banking apps

  • Chime logo

    Chime

    Banking app

    Same category

    Chime is a financial technology company, not a bank, that offers checking and savings accounts through partner banks.

    Price and fees
    ChimeChime says its savings account has no fees, and you need an active Chime Checking Account to open one.As of Oct 29, 2026. Source: help.chime.com/what-is-the-chime-savings-account-f189355c
    MoneyLionThe optional MoneyLion One membership costs $9.99 a month, or $0 a month when you direct deposit $500 or more each month.As of Oct 29, 2026. Source: moneylion.com/one
    APY or rate
    ChimeChime lists 1.00% APY for standard members, 3.00% APY for Chime Plus and 4.00% APY for Chime Prime, in rates effective Oct 6, 2026. The rate is variable.Chime says there is no minimum balance, but you need $0.01 in savings to earn interest. The higher rates depend on Chime Plus or Chime Prime status, which ties to qualifying direct deposits.As of Nov 12, 2026. Source: help.chime.com/what-is-annual-percentage-yield-apy-dfafd381
    MoneyLionMoneyLion lists 3.88% APY on MoneyLion Save for MoneyLion One members, accurate as of 10/01/2026. The rate is variable.No minimum deposit is required to open the account, and no minimum balance is required to earn APY. The 3.88% rate is tied to MoneyLion One membership.As of Oct 29, 2026. Source: moneylion.com/one
    Platforms
    ChimeChime lists Web, iOS and Android.As of Nov 12, 2026. Source: help.chime.com/do-i-get-account-statements-from-chime-ec347b04
    MoneyLionMoneyLion lists Web, iOS and Android.As of Oct 29, 2026. Source: moneylion.com
    App store rating
    ChimeChime has 4.8 out of 5 on the App Store from 1,655,300 ratings.As of Nov 12, 2026. Source: App Store listing
    MoneyLionMoneyLion has 4.8 out of 5 on the App Store from 330,603 ratings.As of Oct 29, 2026. Source: App Store listing

    How Chime differs from MoneyLion

    MoneyLion provides email support, which Chime doesn't list. Like MoneyLion, Chime is a banking app. Chime runs on the same platforms MoneyLion covers: the web, iPhone and Android. Chime offers goals, which MoneyLion includes too. MoneyLion rules out business money tracking and options for kids on its own pages, and so does Chime. Like MoneyLion, Chime lists phone and chat support. Chime is rated 4.8 from 1,655,300 ratings on the App Store, the same 4.8 rating MoneyLion has.

    Who it fits

    • Chime lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
    • Chime lists an APY on deposits. That fits a Saver, whose first fix is putting saved money to work.

Savings accounts

  • Ally Bank Savings logo

    Ally Bank Savings

    Savings account

    Nearby category

    Ally Bank's online savings account pays a variable rate and includes savings buckets, round ups and recurring transfers.

    Price and fees
    AllyAlly charges no monthly maintenance fees on its savings account.As of Oct 29, 2026. Source: ally.com/bank/online-savings-account
    MoneyLionThe optional MoneyLion One membership costs $9.99 a month, or $0 a month when you direct deposit $500 or more each month.As of Oct 29, 2026. Source: moneylion.com/one
    APY or rate
    AllyAlly lists 3.2% APY, correct as of 10/28/26. The rate is variable.Ally says the same APY applies across all balance tiers, with no minimum balance requirement.As of Oct 29, 2026. Source: ally.com/bank/online-savings-account
    MoneyLionMoneyLion lists 3.88% APY on MoneyLion Save for MoneyLion One members, accurate as of 10/01/2026. The rate is variable.No minimum deposit is required to open the account, and no minimum balance is required to earn APY. The 3.88% rate is tied to MoneyLion One membership.As of Oct 29, 2026. Source: moneylion.com/one
    Platforms
    AllyAlly Bank Savings lists Web, iOS and Android.As of Oct 29, 2026. Source: ally.com/bank/online-banking
    MoneyLionMoneyLion lists Web, iOS and Android.As of Oct 29, 2026. Source: moneylion.com
    App store rating
    AllyAlly Bank Savings has 4.7 out of 5 on the App Store from 114,326 ratings.As of Oct 29, 2026. Source: App Store listing
    MoneyLionMoneyLion has 4.8 out of 5 on the App Store from 330,603 ratings.As of Oct 29, 2026. Source: App Store listing

    How Ally differs from MoneyLion

    MoneyLion and Ally sit in different categories: Ally is a savings account. Unlike MoneyLion, Ally offers options for kids. On the App Store, Ally is rated 4.7 from 114,326 ratings, next to MoneyLion's 4.8 from 330,603 ratings. Ally runs on the same platforms MoneyLion covers: the web, iPhone and Android. Like MoneyLion, Ally offers goals. MoneyLion rules out business money tracking on its own pages, and so does Ally. Like MoneyLion, Ally lists phone, email and chat support.

    Who it fits

    • Ally lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
    • Ally lists an APY on deposits. That fits a Saver, whose first fix is putting saved money to work.
  • SoFi Checking and Savings logo

    SoFi Checking and Savings

    Savings account

    Nearby category

    SoFi's savings account pays a higher variable rate when you have eligible direct deposit or $5,000 in qualifying deposits.

    Price and fees
    SoFiSoFi says its Checking and Savings has no monthly, minimum or maintenance fees.As of Oct 29, 2026. Source: sofi.com/banking/high-yield-savings-account
    MoneyLionThe optional MoneyLion One membership costs $9.99 a month, or $0 a month when you direct deposit $500 or more each month.As of Oct 29, 2026. Source: moneylion.com/one
    APY or rate
    SoFiSoFi lists 3.30% APY with eligible direct deposit or $5,000 in qualifying deposits, and 0.80% APY without them, in rates effective Oct 20, 2026. The rate is variable.You need eligible direct deposit, or $5,000 in qualifying deposits every 31 days, to earn the 3.30% APY.As of Oct 29, 2026. Source: sofi.com/legal/banking-rate-sheet
    MoneyLionMoneyLion lists 3.88% APY on MoneyLion Save for MoneyLion One members, accurate as of 10/01/2026. The rate is variable.No minimum deposit is required to open the account, and no minimum balance is required to earn APY. The 3.88% rate is tied to MoneyLion One membership.As of Oct 29, 2026. Source: moneylion.com/one
    Platforms
    SoFiSoFi Checking and Savings lists iOS and Android.As of Oct 29, 2026. Source: sofi.com/app-download
    MoneyLionMoneyLion lists Web, iOS and Android.As of Oct 29, 2026. Source: moneylion.com
    App store rating
    SoFiSoFi Checking and Savings has 4.7 out of 5 on the App Store from 385,422 ratings.As of Oct 29, 2026. Source: App Store listing
    MoneyLionMoneyLion has 4.8 out of 5 on the App Store from 330,603 ratings.As of Oct 29, 2026. Source: App Store listing

    How SoFi differs from MoneyLion

    Unlike MoneyLion, which is a banking app, SoFi is a savings account. SoFi doesn't list email support, which MoneyLion provides. On the App Store, SoFi is rated 4.7 from 385,422 ratings, next to MoneyLion's 4.8 from 330,603 ratings. SoFi links your bank accounts, the same as MoneyLion. SoFi runs on iPhone and Android, as MoneyLion does. Like MoneyLion, SoFi offers goals. MoneyLion rules out options for kids on its own pages, and so does SoFi. SoFi lists phone and chat support, which MoneyLion provides too.

    Who it fits

    • SoFi lists investment tracking. That fits a Strategist, who wants to watch the whole plan grow.
    • SoFi lists goals. A goal gives a Spender a reason to pause before buying, which is the Sleep on It fix.
    • SoFi lists an APY on deposits. That fits a Saver, whose first fix is putting saved money to work.
    • SoFi lists bank syncing. Seeing every account in one place helps a Scrambler pay bills first.

Investing apps

  • Acorns logo

    Acorns

    Investing app

    Nearby category

    Acorns is an automated investing app that bundles investing, retirement and banking tools into monthly subscription plans.

    Price and fees
    AcornsAcorns has three monthly plans: Bronze at $4 a month, Silver at $8 a month, and Gold at $12 a month.As of Oct 29, 2026. Source: acorns.com/pricing
    MoneyLionThe optional MoneyLion One membership costs $9.99 a month, or $0 a month when you direct deposit $500 or more each month.As of Oct 29, 2026. Source: moneylion.com/one
    APY or rate
    AcornsAcorns lists a 3.59% APY on Emergency Savings and a 2.33% APY on Mighty Oak Checking, stated as of Sep 22, 2026. The rate is variable.Acorns says there is no minimum opening deposit or minimum balance for these accounts.As of Oct 29, 2026. Source: acorns.com/pricing
    MoneyLionMoneyLion lists 3.88% APY on MoneyLion Save for MoneyLion One members, accurate as of 10/01/2026. The rate is variable.No minimum deposit is required to open the account, and no minimum balance is required to earn APY. The 3.88% rate is tied to MoneyLion One membership.As of Oct 29, 2026. Source: moneylion.com/one
    Platforms
    AcornsAcorns lists Mobile app and Web app.As of Oct 29, 2026. Source: sqy7rm.media.zestyio.com/Acorns-Securities-Acorns-Advisers-Form-CRS--August-2026-.pdf
    MoneyLionMoneyLion lists Web, iOS and Android.As of Oct 29, 2026. Source: moneylion.com
    App store rating
    AcornsAcorns has 4.7 out of 5 on the App Store from 960,195 ratings.As of Oct 29, 2026. Source: App Store listing
    MoneyLionMoneyLion has 4.8 out of 5 on the App Store from 330,603 ratings.As of Oct 29, 2026. Source: App Store listing

    How Acorns differs from MoneyLion

    Unlike MoneyLion, which is a banking app, Acorns is an investing app. Its own site also lists banking accounts, the kind of tool MoneyLion is built for. Acorns starts at $4 a month, more than MoneyLion's $0 a month. Unlike MoneyLion, Acorns offers options for kids. Acorns rates 4.7 from 960,195 ratings on the App Store, where MoneyLion sits at 4.8 from 330,603 ratings. MoneyLion rules out business money tracking on its own pages, and so does Acorns. Like MoneyLion, Acorns lists phone, email and chat support.

    Who it fits

    • Acorns lists an APY on deposits. That fits a Saver, whose first fix is putting saved money to work.
  • Ally Invest logo

    Ally Invest

    Investing app

    Nearby category

    Ally Invest is Ally's investing service in the Ally app, with self-directed trading and Robo Portfolios. Ally's savings account has its own entry.

    Platforms
    Ally InvestAlly Invest lists iOS and Android.As of Nov 3, 2026. Source: ally.com/bank/online-banking
    MoneyLionMoneyLion lists Web, iOS and Android.As of Oct 29, 2026. Source: moneylion.com
    App store rating
    Ally InvestAlly Invest has 4.6 out of 5 on the App Store from 114,502 ratings.As of Nov 3, 2026. Source: App Store listing
    MoneyLionMoneyLion has 4.8 out of 5 on the App Store from 330,603 ratings.As of Oct 29, 2026. Source: App Store listing

    How Ally Invest differs from MoneyLion

    Coming from MoneyLion, note that Ally Invest is an investing app. Ally Invest offers options for kids, which MoneyLion's own pages rule out. MoneyLion provides email support, which Ally Invest doesn't list. On the App Store, Ally Invest is rated 4.6 from 114,502 ratings, next to MoneyLion's 4.8 from 330,603 ratings. Like MoneyLion, Ally Invest runs on iPhone and Android. Like MoneyLion, Ally Invest lists phone and chat support.

    • Betterment

      Investing app

      Nearby category

      Betterment is an automated investing app with managed portfolios, IRAs and other retirement accounts, and commission-free stock and ETF trading.

      Platforms
      BettermentBetterment lists Web, iOS and Android.As of Nov 3, 2026. Source: betterment.com/help/tag/mobile-app
      MoneyLionMoneyLion lists Web, iOS and Android.As of Oct 29, 2026. Source: moneylion.com
      App store rating
      BettermentBetterment has 4.8 out of 5 on the App Store from 66,359 ratings.As of Nov 3, 2026. Source: App Store listing
      MoneyLionMoneyLion has 4.8 out of 5 on the App Store from 330,603 ratings.As of Oct 29, 2026. Source: App Store listing

      How Betterment differs from MoneyLion

      Unlike MoneyLion, which is a banking app, Betterment is an investing app. MoneyLion provides email and chat support, which Betterment doesn't list. Betterment runs on the same platforms MoneyLion covers: the web, iPhone and Android. Like MoneyLion, Betterment says on its own pages that it doesn't offer options for kids. Like MoneyLion, Betterment lists phone support. Betterment is rated 4.8 from 66,359 ratings on the App Store, the same 4.8 rating MoneyLion has.

      • Bloom logo

        Bloom

        Investing app

        Nearby category

        Bloom is a subscription app for learning to invest, with lessons, games and an investing account for adults and teens.

        Price and fees
        BloomBloom offers a $15 monthly plan and a $99.99 annual plan, and its custodial plan costs $150 a year.As of Nov 3, 2026. Source: bloomapp.com/faq
        MoneyLionThe optional MoneyLion One membership costs $9.99 a month, or $0 a month when you direct deposit $500 or more each month.As of Oct 29, 2026. Source: moneylion.com/one
        Platforms
        BloomBloom lists iOS and Android.As of Nov 3, 2026. Source: bloomapp.com
        MoneyLionMoneyLion lists Web, iOS and Android.As of Oct 29, 2026. Source: moneylion.com
        App store rating
        BloomBloom has 4.8 out of 5 on the App Store from 46,609 ratings.As of Nov 3, 2026. Source: App Store listing
        MoneyLionMoneyLion has 4.8 out of 5 on the App Store from 330,603 ratings.As of Oct 29, 2026. Source: App Store listing

        How Bloom differs from MoneyLion

        Coming from MoneyLion, note that Bloom is an investing app. Bloom's lowest listed price is $15 a month, higher than MoneyLion's $0 a month. Unlike MoneyLion, Bloom offers options for kids. Bloom doesn't list phone and chat support, which MoneyLion provides. Bloom runs on iPhone and Android, as MoneyLion does. Bloom lists email support, which MoneyLion provides too. Like MoneyLion, Bloom is rated 4.8 on the App Store.

      • Charles Schwab logo

        Charles Schwab

        Investing app

        Nearby category

        Charles Schwab is a brokerage with the Schwab Mobile app, retirement and custodial accounts, and a robo-advisor called Schwab Intelligent Portfolios.

        Platforms
        Charles SchwabCharles Schwab lists iOS and Android.As of Nov 3, 2026. Source: schwab.com/mobile
        MoneyLionMoneyLion lists Web, iOS and Android.As of Oct 29, 2026. Source: moneylion.com
        App store rating
        Charles SchwabCharles Schwab has 4.8 out of 5 on the App Store from 1,211,167 ratings.As of Nov 3, 2026. Source: App Store listing
        MoneyLionMoneyLion has 4.8 out of 5 on the App Store from 330,603 ratings.As of Oct 29, 2026. Source: App Store listing

        How Charles Schwab differs from MoneyLion

        Unlike MoneyLion, which is a banking app, Charles Schwab is an investing app. Charles Schwab has business money tracking and options for kids, where MoneyLion says no. MoneyLion provides email support, which Charles Schwab doesn't list. Like MoneyLion, Charles Schwab runs on iPhone and Android. Like MoneyLion, Charles Schwab lists phone and chat support. Charles Schwab is rated 4.8 from 1,211,167 ratings on the App Store, the same 4.8 rating MoneyLion has.

        • E*TRADE logo

          E*TRADE

          Investing app

          Nearby category

          E*TRADE, from Morgan Stanley, is a brokerage with an investing app, retirement and education accounts, and managed Core Portfolios.

          Platforms
          E*TRADEE*TRADE lists Power E*TRADE Pro, Power E*TRADE Web, Power E*TRADE App, E*TRADE App and E*TRADE Web.As of Nov 3, 2026. Source: us.etrade.com/platforms
          MoneyLionMoneyLion lists Web, iOS and Android.As of Oct 29, 2026. Source: moneylion.com
          App store rating
          E*TRADEE*TRADE has 4.7 out of 5 on the App Store from 380,746 ratings.As of Nov 3, 2026. Source: App Store listing
          MoneyLionMoneyLion has 4.8 out of 5 on the App Store from 330,603 ratings.As of Oct 29, 2026. Source: App Store listing

          How E*TRADE differs from MoneyLion

          E*TRADE is an investing app, not a banking app like MoneyLion. Unlike MoneyLion, E*TRADE offers options for kids. E*TRADE doesn't list email and chat support, which MoneyLion provides. E*TRADE rates 4.7 from 380,746 ratings on the App Store, where MoneyLion sits at 4.8 from 330,603 ratings. E*TRADE lists phone support, which MoneyLion provides too.

          • Fidelity Investments logo

            Fidelity Investments

            Investing app

            Nearby category

            Fidelity is a brokerage with an investing app, retirement and education accounts, and a robo advisor called Fidelity Go.

            Platforms
            FidelityFidelity Investments lists iOS and Android.As of Nov 3, 2026. Source: fidelity.com/mobile/overview
            MoneyLionMoneyLion lists Web, iOS and Android.As of Oct 29, 2026. Source: moneylion.com
            App store rating
            FidelityFidelity Investments has 4.8 out of 5 on the App Store from 3,378,991 ratings.As of Nov 3, 2026. Source: App Store listing
            MoneyLionMoneyLion has 4.8 out of 5 on the App Store from 330,603 ratings.As of Oct 29, 2026. Source: App Store listing

            How Fidelity differs from MoneyLion

            Unlike MoneyLion, which is a banking app, Fidelity is an investing app. Unlike MoneyLion, Fidelity offers options for kids. MoneyLion provides email support, which Fidelity doesn't list. Like MoneyLion, Fidelity runs on iPhone and Android. Like MoneyLion, Fidelity lists phone and chat support. Fidelity is rated 4.8 from 3,378,991 ratings on the App Store, the same 4.8 rating MoneyLion has.

            • M1 logo

              M1

              Investing app

              Nearby category

              M1 is an investing app where your portfolio is a Pie of stocks and ETFs you choose, with automation and retirement and custodial accounts.

              Platforms
              M1M1 lists Web, iOS and Android.As of Nov 3, 2026. Source: help.m1.com/en/articles/9332048-your-first-deposit-at-m1
              MoneyLionMoneyLion lists Web, iOS and Android.As of Oct 29, 2026. Source: moneylion.com
              App store rating
              M1M1 has 4.7 out of 5 on the App Store from 75,319 ratings.As of Nov 3, 2026. Source: App Store listing
              MoneyLionMoneyLion has 4.8 out of 5 on the App Store from 330,603 ratings.As of Oct 29, 2026. Source: App Store listing

              How M1 differs from MoneyLion

              Coming from MoneyLion, note that M1 is an investing app. M1 offers options for kids, which MoneyLion's own pages rule out. M1's App Store rating is 4.7 from 75,319 ratings, against 4.8 from 330,603 ratings for MoneyLion. M1 runs on the same platforms MoneyLion covers: the web, iPhone and Android. Like MoneyLion, M1 lists phone, email and chat support.

              • Public logo

                Public

                Investing app

                Nearby category

                Public is an investing app for stocks, ETFs, options, bonds and crypto, with IRAs and managed Generated Assets portfolios.

                Platforms
                PublicPublic lists Mobile app and Web.As of Nov 3, 2026. Source: help.public.com/en/articles/5724380-explore-the-new-investing-experience-on-the-web
                MoneyLionMoneyLion lists Web, iOS and Android.As of Oct 29, 2026. Source: moneylion.com
                App store rating
                PublicPublic has 4.7 out of 5 on the App Store from 85,695 ratings.As of Nov 3, 2026. Source: App Store listing
                MoneyLionMoneyLion has 4.8 out of 5 on the App Store from 330,603 ratings.As of Oct 29, 2026. Source: App Store listing

                How Public differs from MoneyLion

                Public is an investing app, a different kind of app from MoneyLion. Public has business money tracking, where MoneyLion says no. Public doesn't list phone support, which MoneyLion provides. Public's App Store rating is 4.7 from 85,695 ratings, against 4.8 from 330,603 ratings for MoneyLion. MoneyLion rules out options for kids on its own pages, and so does Public. Public lists email and chat support, which MoneyLion provides too.

                • Robinhood

                  Investing app

                  Nearby category

                  Robinhood is a commission-free trading app with retirement and custodial accounts and a managed portfolio service called Robinhood Strategies.

                  Platforms
                  RobinhoodRobinhood lists Robinhood app and Robinhood Legend.As of Nov 3, 2026. Source: robinhood.com/us/en
                  MoneyLionMoneyLion lists Web, iOS and Android.As of Oct 29, 2026. Source: moneylion.com
                  App store rating
                  RobinhoodRobinhood has 4.3 out of 5 on the App Store from 4,901,225 ratings.As of Nov 3, 2026. Source: App Store listing
                  MoneyLionMoneyLion has 4.8 out of 5 on the App Store from 330,603 ratings.As of Oct 29, 2026. Source: App Store listing

                  How Robinhood differs from MoneyLion

                  MoneyLion and Robinhood sit in different categories: Robinhood is an investing app. Robinhood has options for kids, where MoneyLion says no. MoneyLion provides email support, which Robinhood doesn't list. Robinhood rates 4.3 from 4,901,225 ratings on the App Store, where MoneyLion sits at 4.8 from 330,603 ratings. Like MoneyLion, Robinhood lists phone and chat support.

                  • SoFi Invest logo

                    SoFi Invest

                    Investing app

                    Nearby category

                    SoFi Invest is SoFi's investing account, with self-directed trading, IRAs and robo-advisor accounts in the SoFi app. SoFi's savings account has its own entry.

                    Platforms
                    SoFi InvestSoFi Invest lists App and Web.As of Nov 3, 2026. Source: sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
                    MoneyLionMoneyLion lists Web, iOS and Android.As of Oct 29, 2026. Source: moneylion.com
                    App store rating
                    SoFi InvestSoFi Invest has 4.7 out of 5 on the App Store from 385,411 ratings.As of Nov 3, 2026. Source: App Store listing
                    MoneyLionMoneyLion has 4.8 out of 5 on the App Store from 330,603 ratings.As of Oct 29, 2026. Source: App Store listing

                    How SoFi Invest differs from MoneyLion

                    MoneyLion and SoFi Invest sit in different categories: SoFi Invest is an investing app. SoFi Invest doesn't list email support, which MoneyLion provides. SoFi Invest's App Store rating is 4.7 from 385,411 ratings, against 4.8 from 330,603 ratings for MoneyLion. Neither SoFi Invest nor MoneyLion offers business money tracking and options for kids, going by each app's own pages. SoFi Invest lists phone and chat support, which MoneyLion provides too.

                    • Stash logo

                      Stash

                      Investing app

                      Nearby category

                      Stash is a subscription investing app with brokerage, retirement and custodial accounts, fractional shares and managed Smart Portfolios.

                      Price and fees
                      StashThe Stash Plan costs $12 a month, or $108 billed annually.As of Nov 3, 2026. Source: stash.com/pricing
                      MoneyLionThe optional MoneyLion One membership costs $9.99 a month, or $0 a month when you direct deposit $500 or more each month.As of Oct 29, 2026. Source: moneylion.com/one
                      Platforms
                      StashStash lists App and Web.As of Nov 3, 2026. Source: stash.com/invest
                      MoneyLionMoneyLion lists Web, iOS and Android.As of Oct 29, 2026. Source: moneylion.com
                      App store rating
                      StashStash has 4.7 out of 5 on the App Store from 311,450 ratings.As of Nov 3, 2026. Source: App Store listing
                      MoneyLionMoneyLion has 4.8 out of 5 on the App Store from 330,603 ratings.As of Oct 29, 2026. Source: App Store listing

                      How Stash differs from MoneyLion

                      Stash is an investing app, not a banking app like MoneyLion. Against MoneyLion's $0 a month, Stash lists $12 a month as its lowest price. Stash offers options for kids, which MoneyLion's own pages rule out. Stash doesn't list chat support, which MoneyLion provides. On the App Store, Stash is rated 4.7 from 311,450 ratings, next to MoneyLion's 4.8 from 330,603 ratings. Stash lists phone and email support, which MoneyLion provides too.

                      • Vanguard logo

                        Vanguard

                        Investing app

                        Nearby category

                        Vanguard is a fund company and brokerage with an investing app, retirement and custodial accounts, and a robo-advisor called Vanguard Digital Advisor.

                        Platforms
                        VanguardVanguard lists iOS and Android.As of Nov 3, 2026. Source: investor.vanguard.com/client-benefits/mobile-apps
                        MoneyLionMoneyLion lists Web, iOS and Android.As of Oct 29, 2026. Source: moneylion.com
                        App store rating
                        VanguardVanguard has 4.6 out of 5 on the App Store from 177,567 ratings.As of Nov 3, 2026. Source: App Store listing
                        MoneyLionMoneyLion has 4.8 out of 5 on the App Store from 330,603 ratings.As of Oct 29, 2026. Source: App Store listing

                        How Vanguard differs from MoneyLion

                        Unlike MoneyLion, which is a banking app, Vanguard is an investing app. Vanguard has business money tracking and options for kids, where MoneyLion says no. MoneyLion provides email and chat support, which Vanguard doesn't list. Vanguard's App Store rating is 4.6 from 177,567 ratings, against 4.8 from 330,603 ratings for MoneyLion. Like MoneyLion, Vanguard runs on iPhone and Android. Like MoneyLion, Vanguard lists phone support.

                        • Wealthfront

                          Investing app

                          Nearby category

                          Wealthfront is an automated investing app with The Wealthfront Portfolio, a brokerage account for stocks and ETFs, and retirement and 529 accounts.

                          Platforms
                          WealthfrontWealthfront lists Web, iOS and Android.As of Nov 3, 2026. Source: support.wealthfront.com/hc/en-us/articles/360043848572-Open-a-Cash-Account
                          MoneyLionMoneyLion lists Web, iOS and Android.As of Oct 29, 2026. Source: moneylion.com
                          App store rating
                          WealthfrontWealthfront has 4.8 out of 5 on the App Store from 17,511 ratings.As of Nov 3, 2026. Source: App Store listing
                          MoneyLionMoneyLion has 4.8 out of 5 on the App Store from 330,603 ratings.As of Oct 29, 2026. Source: App Store listing

                          How Wealthfront differs from MoneyLion

                          MoneyLion and Wealthfront sit in different categories: Wealthfront is an investing app. Wealthfront offers options for kids, which MoneyLion's own pages rule out. MoneyLion provides chat support, which Wealthfront doesn't list. Wealthfront runs on the same platforms MoneyLion covers: the web, iPhone and Android. Like MoneyLion, Wealthfront lists phone and email support. Wealthfront is rated 4.8 from 17,511 ratings on the App Store, the same 4.8 rating MoneyLion has.

                          • Webull logo

                            Webull

                            Investing app

                            Nearby category
                            Webull Cash Management screen
                            From Webull's website,

                            Webull is a trading app for stocks, ETFs and options, with IRAs, recurring investing and a robo service called Webull Advisors.

                            Platforms
                            WebullWebull lists Mobile app, Desktop and Web.As of Nov 3, 2026. Source: webull.com/trading-investing/webull-advisors
                            MoneyLionMoneyLion lists Web, iOS and Android.As of Oct 29, 2026. Source: moneylion.com
                            App store rating
                            WebullWebull has 4.7 out of 5 on the App Store from 343,072 ratings.As of Nov 3, 2026. Source: App Store listing
                            MoneyLionMoneyLion has 4.8 out of 5 on the App Store from 330,603 ratings.As of Oct 29, 2026. Source: App Store listing

                            How Webull differs from MoneyLion

                            Unlike MoneyLion, which is a banking app, Webull is an investing app. Unlike MoneyLion, Webull offers options for kids. Webull doesn't list chat support, which MoneyLion provides. On the App Store, Webull is rated 4.7 from 343,072 ratings, next to MoneyLion's 4.8 from 330,603 ratings. MoneyLion rules out business money tracking on its own pages, and so does Webull. Webull lists phone and email support, which MoneyLion provides too.

                            Who MoneyLion and its alternatives are for

                            Pick the tab that sounds like you. The questions come from app help centers, FAQ pages and user forums, and every answer comes from the app's own pages, with the date we checked it.

                            Just me

                            Budgeting on your own? These are the basics people ask about first.

                            • Is there support from the app's makers if I need help?

                              MoneyLion: Yes. In-app chat, phone (24/7) and email.

                              In their words: “Here's how to contact MoneyLion Customer Care when you're in a pinch”

                              As of . Source: help.moneylion.com

                              Chime: Yes. Chat and phone.

                              In their words: “Chat with us in the Chime app”

                              As of . Source: help.chime.com

                              Ally: Yes. Phone, chat and email.

                              In their words: “Call, chat or email us any time.”

                              As of . Source: ally.com

                              SoFi: Yes. Chat and phone.

                              In their words: “You have options, including chatting with us.”

                              As of . Source: sofi.com

                              Acorns: Yes. Chat (Acorns app or Help Center), email and phone.

                              In their words: “Chat: Chat with us anytime through the Acorns app or from the Acorns Help Center (click "Need Help?" in the bottom right corner).”

                              As of . Source: support.acorns.com

                              Ally Invest: Yes. Chat (after you log in), secure message and phone.

                              In their words: “Log in for chat support or send a secure message.”

                              As of . Source: ally.com

                              Betterment: Yes. Phone.

                              In their words: “Call us directly at (718) 400-6898 .”

                              As of . Source: betterment.com

                              Bloom: Yes. Email.

                              In their words: “Please contact support@joinbloom.co for direct refunds if you do not recognize the service, were unable to sign up or have a special inquiry.”

                              As of . Source: bloomapp.com

                              Charles Schwab: Yes. Phone, chat and branches.

                              In their words: “Reach out to Charles Schwab customer service by phone, chat, or visit your local branch.”

                              As of . Source: schwab.com

                              E*TRADE: Yes. Phone.

                              In their words: “Speak with a Customer Service Representative about your brokerage or bank account.”

                              As of . Source: us.etrade.com

                              Fidelity: Yes. Phone (24/7), chat (Fidelity Assistant 24/7, live chat with an associate) and Investor Centers.

                              In their words: “For any customer service questions, call us 24/7 at: 800-343-3548”

                              As of . Source: fidelity.com

                              M1: Yes. Chat, email and phone.

                              In their words: “Alternatively, you can send us an email or for urgent requests give us a call at 312-600-2883.”

                              As of . Source: help.m1.com

                              Public: Yes. Email and in-app chat.

                              In their words: “You can always reach us over email at support@public.com .”

                              As of . Source: public.com

                              Robinhood: Yes. Chat (24/7) and phone (call back).

                              In their words: “When you contact us, you can request a call back to discuss your issue, and we'll call you as soon as an agent is available, typically in less than 30 minutes.”

                              As of . Source: robinhood.com

                              SoFi Invest: Yes. Chat and phone.

                              In their words: “You have options, including chatting with us.”

                              As of . Source: sofi.com

                              Stash: Yes. Phone and email.

                              In their words: “If you cannot log in, call Stash Support at 1-800-205-5164, Monday through Friday, 8 a.m. to 8 p.m. ET, or email”

                              As of . Source: stash.com

                              Vanguard: Yes. Phone.

                              In their words: “Our Client Services team is available Monday through Friday, 8 a.m. to 8 p.m., Eastern time”

                              As of . Source: corporate.vanguard.com

                              Wealthfront: Yes. Phone and email.

                              In their words: “Wealthfront’s team of client service specialists are available via phone or email in the event you can’t find your answer in our Help Center”

                              As of . Source: support.wealthfront.com

                              Webull: Yes. Email and phone.

                              In their words: “support@webull.com +1 (888) 828-0618”

                              As of . Source: webull.com

                            Family

                            Bringing in more of the household? Here's what each app says about families and kids. See apps with custodial accounts for kids.

                            • Does it have accounts or features for kids or teens?

                              MoneyLion: No.

                              In their words: “Be at least 18 years old (or the age of majority in your state or jurisdiction of residence).”

                              As of . Source: moneylion.com

                              Chime: No.

                              In their words: “You must be at least 18 years old.”

                              As of . Source: help.chime.com

                              Ally: Yes. It has accounts or features for kids or teens.

                              In their words: “Once a minor reaches the age of majority in their state, control of the funds must be transferred to the minor.”

                              As of . Source: ally.com

                              SoFi: No.

                              In their words: “You must be 18 years or older to open any SoFi Bank account with us whether joint or individual.”

                              As of . Source: support.sofi.com

                              Acorns: Yes. It has accounts or features for kids or teens.

                              In their words: “Smart money app & up to 4 debit cards”

                              As of . Source: acorns.com

                              Ally Invest: Yes. It has accounts or features for kids or teens.

                              In their words: “As the owner of a self-directed account, the choice is yours. We offer the following account types:”

                              As of . Source: ally.com

                              Betterment: No.

                              In their words: “Betterment only supports accounts for individuals the ages of 18 or older.”

                              As of . Source: betterment.com

                              Bloom: Yes. It has accounts or features for kids or teens.

                              In their words: “Bloom charges a subscription fee for access to an investing account (including UTMA/UGMA custodial brokerage accounts for teens 13-17), 200+ interactive financial lessons, and stock rewards for learning.”

                              As of . Source: bloomapp.com

                              Charles Schwab: Yes. It has accounts or features for kids or teens.

                              In their words: “A Schwab One Custodial Account lets you invest in your child's future while teaching them how to build it.”

                              As of . Source: schwab.com

                              E*TRADE: Yes. It has accounts or features for kids or teens.

                              In their words: “Save and invest on a child’s behalf with a custodial account, while maintaining full control until they reach adulthood.”

                              As of . Source: us.etrade.com

                              Fidelity: Yes. It has accounts or features for kids or teens.

                              In their words: “The only brokerage account teens ages 13–17 can own independently”

                              As of . Source: fidelity.com

                              M1: Yes. It has accounts or features for kids or teens.

                              In their words: “Opening an M1 Custodial Account (UTMA/UGMA) allows you to invest and manage assets on behalf of a minor”

                              As of . Source: help.m1.com

                              Public: No.

                              In their words: “Public does not offer custodial accounts at this time.”

                              As of . Source: help.public.com

                              Robinhood: Yes. It has accounts or features for kids or teens.

                              In their words: “Custodial accounts let you invest on behalf of a minor, directly from your Robinhood app.”

                              As of . Source: robinhood.com

                              SoFi Invest: No.

                              In their words: “At this time we do not offer UTMA (Uniform Transfers to Minors Act) or UGMA (Uniform Gifts to Minors Act) accounts.”

                              As of . Source: support.sofi.com

                              Stash: Yes. It has accounts or features for kids or teens.

                              In their words: “With a custodial account (aka Kids Portfolio at Stash), you can buy stocks and ETFs on behalf of the children in your life”

                              As of . Source: stash.com

                              Vanguard: Yes. It has accounts or features for kids or teens.

                              In their words: “Any adult resident of the U.S. can open or contribute to an UGMA or UTMA.”

                              As of . Source: investor.vanguard.com

                              Wealthfront: Yes. It has accounts or features for kids or teens.

                              In their words: “we offer an ability to open a taxable Wealthfront Portfolio for a minor!”

                              As of . Source: support.wealthfront.com

                              Webull: Yes. It has accounts or features for kids or teens.

                              In their words: “All custodial accounts will be opened as UTMA accounts.”

                              As of . Source: webull.com

                            A question shows only when every app here has a current official source that answers it. We only say no when the app's own page does.

                            FAQ

                            What are the closest alternatives to MoneyLion?

                            The closest alternatives to MoneyLion are Chime, Ally and SoFi, because Chime is also a banking app and Ally and SoFi are savings accounts. This list is ordered by how close each app's category is to MoneyLion's, not by how good it is.

                            How much does MoneyLion cost?

                            The optional MoneyLion One membership costs $9.99 a month, or $0 a month when you direct deposit $500 or more each month. We checked this on Oct 29, 2026.

                            What APY does MoneyLion list?

                            MoneyLion lists 3.88% APY on MoneyLion Save for MoneyLion One members, accurate as of 10/01/2026. MoneyLion says the rate is variable. No minimum deposit is required to open the account, and no minimum balance is required to earn APY. The 3.88% rate is tied to MoneyLion One membership. We checked this on Oct 29, 2026.

                            What is MoneyLion's app store rating?

                            MoneyLion has 4.8 out of 5 on the App Store from 330,603 ratings. That's a snapshot from the store listing on Oct 29, 2026, not our score.

                            Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.

                            Another option: Fifecta

                            If none of these feels right, here is one more option to look at. Fifecta gives every paycheck a plan with FUNDS, and it starts from your Money Type, so the plan matches how you already handle money.

                            Keep comparing

                            Full disclosure: Taylor Price, who runs Priceless Tay, owns Fifecta, so keep that in mind as you read this comparison.

                            Want a plan built on your Money Type?

                            Fifecta gives every paycheck a plan with FUNDS, so you know where each dollar goes.

                            Sources and confidence

                            Last checked
                            Sourced facts
                            177 facts, each linked and dated
                            MoneyLion7 sourced facts, last checked Oct 29, 2026
                            Chime7 sourced facts, last checked Nov 12, 2026
                            Ally Bank Savings7 sourced facts, last checked Oct 29, 2026
                            SoFi Checking and Savings7 sourced facts, last checked Oct 29, 2026
                            Acorns10 sourced facts, last checked Oct 29, 2026
                            Ally Invest9 sourced facts, last checked Nov 3, 2026
                            Betterment10 sourced facts, last checked Nov 3, 2026
                            Bloom10 sourced facts, last checked Nov 3, 2026
                            Charles Schwab10 sourced facts, last checked Nov 3, 2026
                            E*TRADE10 sourced facts, last checked Nov 3, 2026
                            Fidelity Investments10 sourced facts, last checked Nov 3, 2026
                            M110 sourced facts, last checked Nov 3, 2026
                            Public10 sourced facts, last checked Nov 3, 2026
                            Robinhood10 sourced facts, last checked Nov 3, 2026
                            SoFi Invest10 sourced facts, last checked Nov 3, 2026
                            Stash10 sourced facts, last checked Nov 3, 2026
                            Vanguard10 sourced facts, last checked Nov 3, 2026
                            Wealthfront10 sourced facts, last checked Nov 3, 2026
                            Webull10 sourced facts, last checked Nov 3, 2026

                            Each fact links to the official page it came from, with the date we checked it. Once a fact is older than 30 days, it comes off the page until we check it again. How we source, date and index this data.

                            This is education, not financial advice.